Regions Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Regions Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regions Bank 1900 5Th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 89,643 |
| Total Mortgage Loan Application Amount | $11,675,458,000 |
| Average Mortgage Loan Application Amount | $121,666 |
| Highest Mortgage Loan Application Amount | $17,700,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Regions Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regions Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Regions Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regions Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regions Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regions Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BIRMINGHAM-HOOVER, AL | 5,008 | $ 640,371,000 | $ 127,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,290 | $ 643,562,000 | $ 150,000 | $ 87,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,428 | $ 635,102,000 | $ 185,000 | $ 102,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,412 | $ 511,290,000 | $ 149,000 | $ 115,000 |
| MEMPHIS, TN-MS-AR | 3,133 | $ 270,977,000 | $ 78,666 | $ 69,333 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3,089 | $ 579,795,000 | $ 187,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 2,358 | $ 231,568,000 | $ 98,000 | $ 81,500 |
| MOBILE, AL | 1,807 | $ 143,204,000 | $ 79,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,747 | $ 195,964,000 | $ 112,000 | $ 83,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,659 | $ 270,192,000 | $ 162,000 | $ 113,000 |
| NEW ORLEANS-METAIRIE, LA | 1,612 | $ 208,423,000 | $ 129,000 | $ 86,000 |
| MONTGOMERY, AL | 1,525 | $ 124,781,000 | $ 81,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 1,522 | $ 184,543,000 | $ 113,500 | $ 72,500 |
| JACKSON, MS | 1,494 | $ 133,462,000 | $ 89,000 | $ 68,000 |
| KNOXVILLE, TN | 1,429 | $ 189,065,000 | $ 132,000 | $ 88,000 |
| HUNTSVILLE, AL | 1,256 | $ 142,140,000 | $ 113,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,150 | $ 146,361,000 | $ 127,000 | $ 90,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,065 | $ 174,451,000 | $ 163,000 | $ 123,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,054 | $ 209,644,000 | $ 198,000 | $ 113,000 |
| PANAMA CITY, FL | 1,052 | $ 164,225,000 | $ 156,000 | $ 119,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 999 | $ 153,053,000 | $ 153,000 | $ 94,000 |
| JACKSONVILLE, FL | 996 | $ 226,703,000 | $ 227,000 | $ 138,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 982 | $ 119,992,000 | $ 122,000 | $ 87,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 977 | $ 96,215,000 | $ 98,000 | $ 69,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 959 | $ 230,733,000 | $ 240,000 | $ 172,000 |
| BATON ROUGE, LA | 931 | $ 130,045,000 | $ 139,000 | $ 108,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 872 | $ 151,836,000 | $ 174,000 | $ 123,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 829 | $ 181,112,000 | $ 218,000 | $ 131,000 |
| OCALA, FL | 793 | $ 82,570,000 | $ 104,000 | $ 87,000 |
| SHREVEPORT-BOSSIER CITY, LA | 789 | $ 76,799,000 | $ 97,000 | $ 72,000 |
| DALLAS-PLANO-IRVING, TX | 665 | $ 160,679,000 | $ 241,000 | $ 134,000 |
| CAPE CORAL-FORT MYERS, FL | 656 | $ 117,767,000 | $ 179,000 | $ 136,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 644 | $ 99,042,000 | $ 153,000 | $ 100,000 |
| DALTON, GA | 588 | $ 52,860,000 | $ 89,000 | $ 48,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 569 | $ 182,364,000 | $ 289,500 | $ 132,000 |
| TUSCALOOSA, AL | 562 | $ 64,239,000 | $ 114,000 | $ 89,000 |
| JACKSON, TN | 543 | $ 50,167,000 | $ 92,000 | $ 60,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 540 | $ 73,840,000 | $ 136,000 | $ 82,000 |
| FLORENCE-MUSCLE SHOALS, AL | 539 | $ 55,173,000 | $ 102,000 | $ 73,000 |
| DECATUR, AL | 522 | $ 41,669,000 | $ 79,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 511 | $ 122,526,000 | $ 239,000 | $ 150,000 |
| COLUMBIA, SC | 509 | $ 84,329,000 | $ 165,000 | $ 83,000 |
| AUSTIN-ROUND ROCK, TX | 490 | $ 202,800,000 | $ 413,000 | $ 215,000 |
| TEXARKANA, TX-AR | 423 | $ 31,128,000 | $ 74,000 | $ 73,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 382 | $ 119,795,000 | $ 313,000 | $ 143,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 372 | $ 27,847,000 | $ 74,000 | $ 66,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 370 | $ 115,804,000 | $ 312,000 | $ 177,000 |
| HATTIESBURG, MS | 364 | $ 35,301,000 | $ 96,000 | $ 71,000 |
| DOTHAN, AL | 361 | $ 29,775,000 | $ 82,000 | $ 70,000 |
| HOMOSASSA SPRINGS, FL | 361 | $ 31,866,000 | $ 88,000 | $ 59,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 328 | $ 37,761,000 | $ 115,000 | $ 79,000 |
| LAKELAND-WINTER HAVEN, FL | 321 | $ 39,126,000 | $ 121,000 | $ 87,000 |
| HOT SPRINGS, AR | 305 | $ 28,399,000 | $ 93,000 | $ 70,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 303 | $ 28,734,000 | $ 88,500 | $ 52,500 |
| JONESBORO, AR | 301 | $ 24,707,000 | $ 82,000 | $ 58,000 |
| GAINESVILLE, GA | 293 | $ 35,377,000 | $ 120,000 | $ 70,000 |
| FORT WORTH-ARLINGTON, TX | 280 | $ 44,370,000 | $ 158,000 | $ 118,000 |
| GADSDEN, AL | 276 | $ 20,006,000 | $ 72,000 | $ 62,000 |
| JOHNSON CITY, TN | 269 | $ 28,334,000 | $ 105,000 | $ 66,000 |
| CAPE GIRARDEAU, MO-IL | 265 | $ 25,572,000 | $ 76,500 | $ 70,500 |
| FORT SMITH, AR-OK | 265 | $ 22,954,000 | $ 78,500 | $ 64,500 |
| PUNTA GORDA, FL | 264 | $ 41,234,000 | $ 156,000 | $ 100,000 |
| CLEVELAND, TN | 247 | $ 22,978,000 | $ 93,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 245 | $ 41,229,000 | $ 168,000 | $ 76,000 |
| DECATUR, IL | 239 | $ 18,429,000 | $ 77,000 | $ 87,000 |
| CLARKSVILLE, TN-KY | 237 | $ 20,855,000 | $ 71,000 | $ 59,500 |
| TALLAHASSEE, FL | 232 | $ 29,864,000 | $ 128,000 | $ 133,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 230 | $ 31,650,000 | $ 127,500 | $ 112,000 |
| TYLER, TX | 230 | $ 20,411,000 | $ 88,000 | $ 70,000 |
| SPRINGFIELD, MO | 226 | $ 24,480,000 | $ 108,000 | $ 72,000 |
| HOUMA-THIBODAUX, LA | 218 | $ 21,884,000 | $ 100,000 | $ 78,000 |
| MONROE, LA | 203 | $ 21,600,000 | $ 106,000 | $ 74,000 |
| LAFAYETTE, LA | 201 | $ 21,556,000 | $ 107,000 | $ 87,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 200 | $ 30,510,000 | $ 152,000 | $ 99,000 |
| AUBURN-OPELIKA, AL | 193 | $ 22,247,000 | $ 115,000 | $ 93,000 |
| MORRISTOWN, TN | 180 | $ 16,701,000 | $ 92,000 | $ 62,000 |
| JEFFERSON CITY, MO | 175 | $ 15,316,000 | $ 87,000 | $ 66,000 |
| ROME, GA | 161 | $ 13,382,000 | $ 83,000 | $ 66,000 |
| CARBONDALE-MARION, IL | 160 | $ 11,839,000 | $ 73,000 | $ 68,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 157 | $ 23,207,000 | $ 147,000 | $ 149,000 |
| COLUMBUS, GA-AL | 155 | $ 12,144,000 | $ 71,000 | $ 62,000 |
| LONGVIEW, TX | 154 | $ 11,000,000 | $ 71,000 | $ 66,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 149 | $ 17,826,000 | $ 153,000 | $ 94,500 |
| RALEIGH, NC | 146 | $ 34,315,000 | $ 235,000 | $ 118,000 |
| ALBANY, GA | 141 | $ 9,368,000 | $ 66,000 | $ 69,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 140 | $ 27,201,000 | $ 194,000 | $ 122,000 |
| HAMMOND, LA | 136 | $ 10,043,000 | $ 73,000 | $ 79,000 |
| ALEXANDRIA, LA | 130 | $ 10,608,000 | $ 81,000 | $ 73,000 |
| COLUMBIA, MO | 130 | $ 13,241,000 | $ 101,000 | $ 81,000 |
| WATERLOO-CEDAR FALLS, IA | 124 | $ 10,600,000 | $ 85,000 | $ 69,000 |
| EVANSVILLE, IN-KY | 117 | $ 14,380,000 | $ 114,500 | $ 76,000 |
| PEORIA, IL | 107 | $ 8,483,000 | $ 79,000 | $ 83,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 95 | $ 18,905,000 | $ 199,000 | $ 124,000 |
| BLOOMINGTON, IL | 85 | $ 9,204,000 | $ 108,000 | $ 81,000 |
| THE VILLAGES, FL | 82 | $ 10,272,000 | $ 125,000 | $ 99,000 |
| BLOOMINGTON, IN | 81 | $ 10,438,000 | $ 128,000 | $ 92,000 |
| VALDOSTA, GA | 81 | $ 10,736,000 | $ 132,000 | $ 74,000 |
| SPRINGFIELD, IL | 72 | $ 5,209,000 | $ 72,000 | $ 69,000 |
| DES MOINES-WEST DES MOINES, IA | 69 | $ 8,307,000 | $ 120,000 | $ 86,000 |
| CINCINNATI, OH-KY-IN | 67 | $ 15,769,000 | $ 234,500 | $ 116,000 |
| CHAMPAIGN-URBANA, IL | 66 | $ 6,767,000 | $ 102,000 | $ 71,000 |
| TERRE HAUTE, IN | 63 | $ 4,233,000 | $ 67,000 | $ 51,000 |
| GAINESVILLE, FL | 57 | $ 8,677,000 | $ 152,000 | $ 104,000 |
| PINE BLUFF, AR | 55 | $ 3,075,000 | $ 55,000 | $ 62,000 |
| PORT ST. LUCIE, FL | 53 | $ 10,287,000 | $ 194,000 | $ 129,000 |
| SPARTANBURG, SC | 53 | $ 4,975,000 | $ 93,000 | $ 83,000 |
| KOKOMO, IN | 46 | $ 3,643,000 | $ 79,000 | $ 60,000 |
| KANSAS CITY, MO-KS | 41 | $ 6,398,000 | $ 156,500 | $ 81,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 39 | $ 7,877,000 | $ 270,500 | $ 261,000 |
| ASHEVILLE, NC | 38 | $ 9,531,000 | $ 250,000 | $ 226,000 |
| DURHAM-CHAPEL HILL, NC | 36 | $ 8,052,000 | $ 223,000 | $ 109,000 |
| SAVANNAH, GA | 35 | $ 5,016,000 | $ 143,000 | $ 93,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 35 | $ 10,187,000 | $ 352,000 | $ 124,000 |
| CEDAR RAPIDS, IA | 33 | $ 2,898,000 | $ 87,000 | $ 64,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 4,348,000 | $ 161,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 22 | $ 12,095,000 | $ 549,000 | $ 203,000 |
| HICKORY-LENOIR-MORGANTON, NC | 20 | $ 7,934,000 | $ 396,000 | $ 194,000 |
| LEXINGTON-FAYETTE, KY | 20 | $ 5,155,000 | $ 257,000 | $ 145,000 |
| WINSTON-SALEM, NC | 20 | $ 4,061,000 | $ 203,000 | $ 87,000 |
| GOLDSBORO, NC | 18 | $ 2,908,000 | $ 161,000 | $ 60,000 |
| MACON, GA | 18 | $ 3,706,000 | $ 205,000 | $ 168,000 |
| CORPUS CHRISTI, TX | 16 | $ 6,747,000 | $ 421,000 | $ 272,000 |
| GARY, IN | 16 | $ 3,393,000 | $ 212,000 | $ 83,000 |
| LAKE CHARLES, LA | 16 | $ 2,636,000 | $ 164,000 | $ 179,000 |
| RICHMOND, VA | 16 | $ 4,494,000 | $ 280,000 | $ 135,000 |
| FAYETTEVILLE, NC | 15 | $ 1,090,000 | $ 72,000 | $ 112,000 |
| SEBRING, FL | 15 | $ 3,297,000 | $ 219,000 | $ 107,000 |
| WARNER ROBINS, GA | 15 | $ 1,740,000 | $ 116,000 | $ 54,000 |
| WILMINGTON, NC | 15 | $ 4,224,000 | $ 281,000 | $ 217,000 |
| BROWNSVILLE-HARLINGEN, TX | 13 | $ 1,511,000 | $ 116,000 | $ 152,000 |
| SEBASTIAN-VERO BEACH, FL | 13 | $ 3,467,000 | $ 266,000 | $ 146,000 |
| KILLEEN-TEMPLE, TX | 12 | $ 2,637,000 | $ 219,000 | $ 142,000 |
| BOWLING GREEN, KY | 11 | $ 1,672,000 | $ 152,000 | $ 101,000 |
| BRUNSWICK, GA | 11 | $ 3,220,000 | $ 292,000 | $ 274,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 11 | $ 1,080,000 | $ 95,500 | $ 82,000 |
| MUNCIE, IN | 11 | $ 739,000 | $ 67,000 | $ 73,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,421,000 | $ 157,000 | $ 127,000 |
| ELGIN, IL | 9 | $ 1,857,000 | $ 206,000 | $ 106,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 2,059,000 | $ 228,000 | $ 117,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 1,739,000 | $ 217,000 | $ 155,000 |
| EL PASO, TX | 7 | $ 2,004,000 | $ 286,000 | $ 172,000 |
| IOWA CITY, IA | 7 | $ 1,691,000 | $ 241,000 | $ 96,000 |
| WACO, TX | 7 | $ 2,069,000 | $ 295,000 | $ 267,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 1,250,000 | $ 208,000 | $ 266,000 |
| JACKSONVILLE, NC | 6 | $ 1,095,000 | $ 182,000 | $ 68,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 505,000 | $ 101,000 | $ 130,000 |
| FORT WAYNE, IN | 5 | $ 701,000 | $ 140,000 | $ 48,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 1,873,000 | $ 374,000 | $ 321,000 |
| ROANOKE, VA | 5 | $ 1,512,000 | $ 302,000 | $ 102,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 456,000 | $ 114,000 | $ 64,000 |
| COLUMBUS, IN | 4 | $ 356,000 | $ 89,000 | $ 40,000 |
| COLUMBUS, OH | 4 | $ 902,000 | $ 225,000 | $ 194,000 |
| DANVILLE, IL | 4 | $ 583,000 | $ 145,000 | $ 113,000 |
| JOPLIN, MO | 4 | $ 904,000 | $ 226,000 | $ 117,000 |
| OKLAHOMA CITY, OK | 4 | $ 660,000 | $ 165,000 | $ 241,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 850,000 | $ 212,000 | $ 103,000 |
| SUMTER, SC | 4 | $ 607,000 | $ 151,000 | $ 74,000 |
| TULSA, OK | 4 | $ 1,067,000 | $ 266,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 3 | $ 370,000 | $ 123,000 | $ 65,000 |
| DAYTON, OH | 3 | $ 376,000 | $ 125,000 | $ 107,000 |
| FLORENCE, SC | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| HINESVILLE, GA | 3 | $ 245,000 | $ 81,000 | $ 82,000 |
| LAREDO, TX | 3 | $ 228,000 | $ 76,000 | $ 71,000 |
| SAN ANGELO, TX | 3 | $ 960,000 | $ 320,000 | $ 242,000 |
| AKRON, OH | 2 | $ 513,000 | $ 256,000 | $ 115,000 |
| AMARILLO, TX | 2 | $ 627,000 | $ 313,000 | $ 236,000 |
| BURLINGTON, NC | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| CANTON-MASSILLON, OH | 2 | $ 314,000 | $ 157,000 | $ 64,000 |
| CHARLOTTESVILLE, VA | 2 | $ 368,000 | $ 184,000 | $ 71,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 296,000 | $ 148,000 | $ 29,000 |
| FORT COLLINS, CO | 2 | $ 755,000 | $ 377,000 | $ 220,000 |
| GREENVILLE, NC | 2 | $ 173,000 | $ 86,000 | $ 92,000 |
| KANKAKEE, IL | 2 | $ 295,000 | $ 147,000 | $ 93,000 |
| LAWTON, OK | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 1,664,000 | $ 832,000 | $ 936,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 625,000 | $ 312,000 | $ 181,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 274,000 | $ 137,000 | $ 148,000 |
| OWENSBORO, KY | 2 | $ 489,000 | $ 244,000 | $ 191,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 497,000 | $ 248,000 | $ 64,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 112,000 | $ 56,000 | $ 49,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 47,000 | $ 23,000 | $ 120,000 |
| ROCKFORD, IL | 2 | $ 138,000 | $ 69,000 | $ 21,000 |
| URBAN HONOLULU, HI | 2 | $ 297,000 | $ 148,000 | $ 219,000 |
| VICTORIA, TX | 2 | $ 482,000 | $ 241,000 | $ 197,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 114,000 | $ 57,000 | $ 59,000 |
| WINCHESTER, VA-WV | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| YAKIMA, WA | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 100,000 | $ 100,000 | $ 231,000 |
| AMES, IA | 1 | $ 158,000 | $ 158,000 | $ 29,000 |
| ANN ARBOR, MI | 1 | $ 6,000 | $ 6,000 | $ 77,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 250,000 | $ 250,000 | $ 157,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 110,000 | $ 110,000 | $ 147,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 400,000 | $ 400,000 | $ 276,000 |
| ELMIRA, NY | 1 | $ 125,000 | $ 125,000 | $ 840,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| LAWRENCE, KS | 1 | $ 128,000 | $ 128,000 | $ 112,000 |
| LOGAN, UT-ID | 1 | $ 100,000 | $ 100,000 | $ 290,000 |
| LUBBOCK, TX | 1 | $ 144,000 | $ 144,000 | $ 179,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 170,000 | $ 170,000 | $ 162,000 |
| MIDLAND, TX | 1 | $ 244,000 | $ 244,000 | $ 115,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 6,000 | $ 6,000 | $ 33,000 |
| ODESSA, TX | 1 | $ 14,000 | $ 14,000 | $ 146,000 |
| ROCKY MOUNT, NC | 1 | $ 3,000 | $ 3,000 | $ 69,000 |
| SALISBURY, MD-DE | 1 | $ 2,000 | $ 2,000 | $ 84,000 |
| SALT LAKE CITY, UT | 1 | $ 700,000 | $ 700,000 | $ 132,000 |
| SHERMAN-DENISON, TX | 1 | $ 245,000 | $ 245,000 | $ 325,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 42,611 | $5,534,215,000 | $129,000 | $3,942,000 | $90,000 | $9,999,000 |
| Home Purchase | 26,670 | $5,562,643,000 | $208,000 | $7,163,000 | $104,000 | $8,580,000 |
| Home Improvement | 20,362 | $578,600,000 | $28,000 | $17,700,000 | $69,000 | $5,174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 63,288 | $8,746,040,000 | $138,000 | $3,942,000 | $95,000 | $9,999,000 |
| Black or African American | 13,188 | $1,014,864,000 | $76,000 | $1,500,000 | $61,000 | $5,142,000 |
| Hispanic | 7,341 | $1,079,524,000 | $147,000 | $2,523,000 | $85,000 | $3,218,000 |
| Not Provided | 3,405 | $373,977,000 | $109,000 | $2,000,000 | $88,000 | $2,417,000 |
| Asian | 1,675 | $341,238,000 | $203,000 | $2,244,000 | $123,000 | $9,999,000 |
| American Indian or Alaskan Native | 417 | $42,902,000 | $102,000 | $1,361,000 | $90,000 | $1,284,000 |
| Native Hawaiian or Other Pacific Islander | 175 | $26,274,000 | $150,000 | $3,500,000 | $92,000 | $496,000 |
| Not applicable | 154 | $50,639,000 | $328,000 | $17,700,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 79,548 | $10,185,571,000 | $128,000 | $17,700,000 | $93,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 6,355 | $912,144,000 | $143,000 | $615,000 | $58,000 | $655,000 |
| VA-guaranteed (Veterans Administration) | 2,133 | $397,210,000 | $186,000 | $744,000 | $72,000 | $470,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,607 | $180,533,000 | $112,000 | $286,000 | $41,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45,045 | $6,605,155,000 | $146,000 | $17,700,000 | $98,000 | $9,999,000 |
| Application Denied By Financial Institution | 27,598 | $2,359,357,000 | $85,000 | $3,500,000 | $68,000 | $9,999,000 |
| Application Approved But Not Accepted | 8,265 | $820,398,000 | $99,000 | $2,000,000 | $91,000 | $3,547,000 |
| Application Withdrawn By Applicant | 5,303 | $1,193,223,000 | $225,000 | $2,776,000 | $115,000 | $8,580,000 |
| File Closed For Incompleteness | 2,486 | $544,794,000 | $219,000 | $3,939,000 | $121,000 | $4,391,000 |
| Preapproval Denied by Financial Institution | 742 | $115,658,000 | $155,000 | $1,000,000 | $53,000 | $500,000 |
| Preapproval Approved but not Accepted | 148 | $29,679,000 | $200,000 | $1,500,000 | $90,000 | $1,043,000 |
| Loan Purchased By The Institution | 56 | $7,194,000 | $128,000 | $402,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.