Credit Human Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Credit Human Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Human Federal Credit Union 6061 Ih 10 West San Antonio, TX 78201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,748 |
| Total Mortgage Loan Application Amount | $1,097,981,000 |
| Average Mortgage Loan Application Amount | $51,333 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $1,701,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Credit Human Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Human Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Credit Human Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Human Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Human Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Human Federal Credit Union's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN ANTONIO, TX | 2,691 | $ 197,507,000 | $ 73,000 | $ 89,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 814 | $ 83,924,000 | $ 103,000 | $ 136,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 485 | $ 30,769,000 | $ 63,000 | $ 64,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 358 | $ 30,201,000 | $ 84,000 | $ 73,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 326 | $ 16,527,000 | $ 50,000 | $ 58,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 308 | $ 19,553,000 | $ 63,000 | $ 60,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 302 | $ 21,483,000 | $ 71,000 | $ 78,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 286 | $ 15,116,000 | $ 52,000 | $ 58,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 168 | $ 7,876,000 | $ 49,000 | $ 51,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 156 | $ 6,002,000 | $ 38,000 | $ 44,000 |
| BALTIMORE-TOWSON, MD | 124 | $ 7,602,000 | $ 61,000 | $ 59,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 122 | $ 9,581,000 | $ 78,000 | $ 61,000 |
| AUSTIN-ROUND ROCK, TX | 121 | $ 7,542,000 | $ 62,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 121 | $ 6,216,000 | $ 51,000 | $ 54,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 119 | $ 7,670,000 | $ 64,000 | $ 73,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 118 | $ 5,708,000 | $ 48,000 | $ 57,000 |
| SANTA ROSA-PETALUMA, CA | 108 | $ 6,440,000 | $ 59,000 | $ 60,000 |
| ALBANY-SCHENECTADY-TROY, NY | 88 | $ 4,879,000 | $ 55,000 | $ 45,000 |
| ROCHESTER, NY | 86 | $ 5,285,000 | $ 61,000 | $ 44,000 |
| TUCSON, AZ | 81 | $ 3,895,000 | $ 48,000 | $ 48,000 |
| PHILADELPHIA, PA | 70 | $ 3,670,000 | $ 52,000 | $ 62,000 |
| BIRMINGHAM-HOOVER, AL | 67 | $ 3,456,000 | $ 51,000 | $ 55,000 |
| TACOMA, WA | 67 | $ 4,052,000 | $ 60,000 | $ 61,000 |
| DALLAS-PLANO-IRVING, TX | 61 | $ 4,489,000 | $ 73,000 | $ 78,000 |
| OLYMPIA, WA | 61 | $ 3,130,000 | $ 51,000 | $ 58,000 |
| LAS VEGAS-PARADISE, NV | 59 | $ 2,117,000 | $ 35,000 | $ 52,000 |
| EUGENE-SPRINGFIELD, OR | 58 | $ 3,063,000 | $ 52,000 | $ 45,000 |
| BATON ROUGE, LA | 56 | $ 2,702,000 | $ 48,000 | $ 49,000 |
| ORLANDO-KISSIMMEE, FL | 56 | $ 2,779,000 | $ 49,000 | $ 60,000 |
| PITTSBURGH, PA | 56 | $ 2,418,000 | $ 43,000 | $ 39,000 |
| ST. LOUIS, MO-IL | 53 | $ 2,144,000 | $ 41,000 | $ 40,500 |
| SALT LAKE CITY, UT | 51 | $ 2,349,000 | $ 46,000 | $ 47,000 |
| SALEM, OR | 50 | $ 1,938,000 | $ 38,000 | $ 49,000 |
| FORT WORTH-ARLINGTON, TX | 49 | $ 2,782,000 | $ 56,000 | $ 62,000 |
| TULSA, OK | 48 | $ 2,282,000 | $ 47,000 | $ 53,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 47 | $ 2,384,000 | $ 50,000 | $ 50,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 44 | $ 2,264,000 | $ 51,000 | $ 49,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 44 | $ 3,520,000 | $ 80,000 | $ 90,000 |
| DENVER-AURORA-BROOMFIELD, CO | 41 | $ 1,787,000 | $ 43,000 | $ 52,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 41 | $ 2,319,000 | $ 55,333 | $ 53,000 |
| NAPA, CA | 39 | $ 3,025,000 | $ 77,000 | $ 73,000 |
| COLUMBUS, OH | 38 | $ 1,438,000 | $ 37,000 | $ 35,000 |
| JACKSON, MS | 38 | $ 2,269,000 | $ 59,000 | $ 53,000 |
| JACKSONVILLE, FL | 38 | $ 2,318,000 | $ 61,000 | $ 41,000 |
| HARRISBURG-CARLISLE, PA | 37 | $ 1,430,000 | $ 38,000 | $ 43,000 |
| OKLAHOMA CITY, OK | 37 | $ 1,757,000 | $ 47,000 | $ 46,000 |
| MEDFORD, OR | 36 | $ 2,048,000 | $ 56,000 | $ 50,000 |
| DOVER, DE | 35 | $ 2,024,000 | $ 57,000 | $ 49,000 |
| LANCASTER, PA | 35 | $ 1,878,000 | $ 53,000 | $ 48,000 |
| REDDING, CA | 35 | $ 1,917,000 | $ 54,000 | $ 49,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 34 | $ 2,833,000 | $ 83,000 | $ 65,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 33 | $ 1,616,000 | $ 48,000 | $ 49,000 |
| BAKERSFIELD, CA | 33 | $ 1,373,000 | $ 41,000 | $ 48,000 |
| BEAUMONT-PORT ARTHUR, TX | 33 | $ 1,953,000 | $ 59,000 | $ 55,000 |
| LAKE CHARLES, LA | 33 | $ 1,444,000 | $ 43,000 | $ 50,000 |
| SPOKANE, WA | 33 | $ 1,690,000 | $ 51,000 | $ 54,000 |
| UTICA-ROME, NY | 33 | $ 2,073,000 | $ 62,000 | $ 40,000 |
| ALEXANDRIA, LA | 32 | $ 1,765,000 | $ 55,000 | $ 57,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 32 | $ 1,519,000 | $ 47,000 | $ 51,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 31 | $ 1,329,000 | $ 42,000 | $ 44,000 |
| INDIANAPOLIS-CARMEL, IN | 31 | $ 1,076,000 | $ 34,000 | $ 43,000 |
| TUSCALOOSA, AL | 30 | $ 1,697,000 | $ 56,000 | $ 49,000 |
| SANTA CRUZ-WATSONVILLE, CA | 29 | $ 4,046,000 | $ 139,000 | $ 78,000 |
| SHREVEPORT-BOSSIER CITY, LA | 29 | $ 1,522,000 | $ 52,000 | $ 42,000 |
| MISSOULA, MT | 28 | $ 1,461,000 | $ 52,000 | $ 40,000 |
| OGDEN-CLEARFIELD, UT | 27 | $ 1,169,000 | $ 43,000 | $ 48,000 |
| FRESNO, CA | 26 | $ 1,445,000 | $ 55,000 | $ 52,000 |
| KANSAS CITY, MO-KS | 26 | $ 814,000 | $ 30,000 | $ 43,000 |
| PRESCOTT, AZ | 26 | $ 1,259,000 | $ 48,000 | $ 45,000 |
| STOCKTON, CA | 26 | $ 1,143,000 | $ 43,000 | $ 45,000 |
| CAPE CORAL-FORT MYERS, FL | 25 | $ 1,560,000 | $ 62,000 | $ 66,000 |
| CHARLESTON, WV | 25 | $ 1,270,000 | $ 50,000 | $ 52,000 |
| CHICO, CA | 25 | $ 1,409,000 | $ 56,000 | $ 51,000 |
| GRAND JUNCTION, CO | 25 | $ 1,219,000 | $ 48,000 | $ 40,000 |
| GREELEY, CO | 25 | $ 1,188,000 | $ 47,000 | $ 54,000 |
| SYRACUSE, NY | 25 | $ 1,554,000 | $ 62,000 | $ 39,000 |
| ALBUQUERQUE, NM | 24 | $ 1,004,000 | $ 41,000 | $ 44,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 24 | $ 926,000 | $ 39,666 | $ 53,666 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 24 | $ 1,409,000 | $ 58,000 | $ 61,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 24 | $ 2,062,000 | $ 85,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 23 | $ 1,200,000 | $ 52,000 | $ 44,000 |
| BREMERTON-SILVERDALE, WA | 23 | $ 1,261,000 | $ 54,000 | $ 51,000 |
| CORPUS CHRISTI, TX | 23 | $ 1,930,000 | $ 83,000 | $ 98,000 |
| DES MOINES-WEST DES MOINES, IA | 23 | $ 863,000 | $ 37,000 | $ 47,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 23 | $ 1,280,000 | $ 55,000 | $ 60,000 |
| LEBANON, PA | 23 | $ 1,243,000 | $ 54,000 | $ 46,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 23 | $ 1,156,000 | $ 47,500 | $ 37,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 23 | $ 1,102,000 | $ 47,000 | $ 42,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 23 | $ 848,000 | $ 36,000 | $ 60,000 |
| BINGHAMTON, NY | 22 | $ 1,257,000 | $ 57,000 | $ 78,000 |
| BUFFALO-NIAGARA FALLS, NY | 22 | $ 949,000 | $ 43,000 | $ 45,000 |
| MONROE, LA | 22 | $ 1,059,000 | $ 48,000 | $ 58,000 |
| READING, PA | 22 | $ 1,153,000 | $ 52,000 | $ 47,000 |
| RENO-SPARKS, NV | 22 | $ 987,000 | $ 44,000 | $ 58,000 |
| VALLEJO-FAIRFIELD, CA | 22 | $ 1,208,000 | $ 54,000 | $ 53,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 21 | $ 850,000 | $ 40,000 | $ 44,000 |
| YORK-HANOVER, PA | 21 | $ 1,007,000 | $ 47,000 | $ 42,000 |
| BRADENTON-SARASOTA-VENICE, FL | 20 | $ 1,253,000 | $ 62,000 | $ 66,000 |
| COLLEGE STATION-BRYAN, TX | 20 | $ 1,026,000 | $ 51,000 | $ 52,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 20 | $ 725,000 | $ 37,000 | $ 37,000 |
| LONGVIEW, WA | 20 | $ 1,167,000 | $ 58,000 | $ 44,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 1,092,000 | $ 54,000 | $ 42,000 |
| ODESSA, TX | 20 | $ 1,040,000 | $ 52,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 20 | $ 662,000 | $ 33,000 | $ 37,000 |
| WILMINGTON, DE-MD-NJ | 20 | $ 1,255,000 | $ 64,000 | $ 64,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 19 | $ 999,000 | $ 52,000 | $ 49,000 |
| COEUR D'ALENE, ID | 19 | $ 916,000 | $ 48,000 | $ 47,000 |
| WICHITA, KS | 19 | $ 863,000 | $ 45,000 | $ 51,000 |
| ERIE, PA | 18 | $ 866,000 | $ 48,000 | $ 41,000 |
| HATTIESBURG, MS | 18 | $ 1,054,000 | $ 58,000 | $ 49,000 |
| MONROE, MI | 18 | $ 697,000 | $ 38,000 | $ 46,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 18 | $ 901,000 | $ 50,000 | $ 59,000 |
| EVANSVILLE, IN-KY | 17 | $ 812,000 | $ 44,000 | $ 46,500 |
| FORT COLLINS-LOVELAND, CO | 17 | $ 628,000 | $ 36,000 | $ 42,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 17 | $ 684,000 | $ 40,000 | $ 42,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 17 | $ 733,000 | $ 43,000 | $ 64,000 |
| LAKELAND-WINTER HAVEN, FL | 17 | $ 695,000 | $ 40,000 | $ 53,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 17 | $ 1,156,000 | $ 68,000 | $ 59,000 |
| VISALIA-PORTERVILLE, CA | 17 | $ 747,000 | $ 43,000 | $ 40,000 |
| ANN ARBOR, MI | 16 | $ 859,000 | $ 53,000 | $ 41,000 |
| BOISE CITY-NAMPA, ID | 16 | $ 495,000 | $ 30,000 | $ 38,000 |
| CEDAR RAPIDS, IA | 16 | $ 527,000 | $ 32,000 | $ 60,000 |
| GARY, IN | 16 | $ 540,000 | $ 33,000 | $ 55,000 |
| GLENS FALLS, NY | 16 | $ 1,362,000 | $ 85,000 | $ 51,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 16 | $ 732,000 | $ 45,000 | $ 45,000 |
| LAFAYETTE, LA | 16 | $ 642,000 | $ 40,000 | $ 35,000 |
| LONGVIEW, TX | 16 | $ 811,000 | $ 50,000 | $ 45,000 |
| MONTGOMERY, AL | 16 | $ 785,000 | $ 49,000 | $ 37,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 16 | $ 867,000 | $ 54,000 | $ 44,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 16 | $ 595,000 | $ 37,500 | $ 50,000 |
| RALEIGH-CARY, NC | 16 | $ 657,000 | $ 41,000 | $ 39,000 |
| AMARILLO, TX | 15 | $ 834,000 | $ 55,000 | $ 51,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 15 | $ 713,000 | $ 47,000 | $ 39,000 |
| MOBILE, AL | 15 | $ 769,000 | $ 51,000 | $ 47,000 |
| MODESTO, CA | 15 | $ 789,000 | $ 52,000 | $ 73,000 |
| SALINAS, CA | 15 | $ 1,470,000 | $ 98,000 | $ 77,000 |
| TOLEDO, OH | 15 | $ 628,000 | $ 41,000 | $ 35,000 |
| TYLER, TX | 15 | $ 790,000 | $ 52,000 | $ 60,000 |
| YUMA, AZ | 15 | $ 1,239,000 | $ 82,000 | $ 99,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 14 | $ 552,000 | $ 40,000 | $ 57,000 |
| ASHEVILLE, NC | 13 | $ 510,000 | $ 39,000 | $ 38,000 |
| BEND, OR | 13 | $ 535,000 | $ 41,000 | $ 36,000 |
| BILLINGS, MT | 13 | $ 509,000 | $ 39,000 | $ 56,000 |
| DOTHAN, AL | 13 | $ 700,000 | $ 53,000 | $ 42,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 13 | $ 531,000 | $ 40,000 | $ 40,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 602,000 | $ 47,500 | $ 35,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 13 | $ 561,000 | $ 43,000 | $ 51,000 |
| MIDLAND, TX | 13 | $ 741,000 | $ 57,000 | $ 44,000 |
| PINE BLUFF, AR | 13 | $ 678,000 | $ 52,000 | $ 40,000 |
| SHERMAN-DENISON, TX | 13 | $ 620,000 | $ 47,000 | $ 49,000 |
| SIOUX FALLS, SD | 13 | $ 622,000 | $ 47,000 | $ 51,000 |
| TEXARKANA, TX-TEXARKANA, AR | 13 | $ 708,000 | $ 58,000 | $ 47,500 |
| VICTORIA, TX | 13 | $ 544,000 | $ 41,000 | $ 52,000 |
| YAKIMA, WA | 13 | $ 602,000 | $ 46,000 | $ 42,000 |
| EL PASO, TX | 12 | $ 600,000 | $ 50,000 | $ 42,000 |
| ELIZABETHTOWN, KY | 12 | $ 695,000 | $ 57,000 | $ 39,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 628,000 | $ 59,000 | $ 58,500 |
| ABILENE, TX | 11 | $ 571,000 | $ 51,000 | $ 50,000 |
| AKRON, OH | 11 | $ 508,000 | $ 46,000 | $ 49,000 |
| DECATUR, AL | 11 | $ 410,000 | $ 37,000 | $ 37,000 |
| FORT SMITH, AR-OK | 11 | $ 626,000 | $ 57,000 | $ 33,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 11 | $ 661,000 | $ 52,000 | $ 41,000 |
| IOWA CITY, IA | 11 | $ 361,000 | $ 32,000 | $ 42,000 |
| KINGSTON, NY | 11 | $ 615,000 | $ 55,000 | $ 39,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 632,000 | $ 57,000 | $ 55,000 |
| LAS CRUCES, NM | 11 | $ 707,000 | $ 64,000 | $ 60,000 |
| MORGANTOWN, WV | 11 | $ 517,000 | $ 47,000 | $ 51,000 |
| WINCHESTER, VA-WV | 11 | $ 518,000 | $ 47,000 | $ 100,000 |
| CHEYENNE, WY | 10 | $ 441,000 | $ 44,000 | $ 53,000 |
| FLORENCE-MUSCLE SHOALS, AL | 10 | $ 466,000 | $ 46,000 | $ 33,000 |
| FORT WAYNE, IN | 10 | $ 313,000 | $ 31,000 | $ 35,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 344,000 | $ 34,000 | $ 47,000 |
| ITHACA, NY | 10 | $ 514,000 | $ 51,000 | $ 44,000 |
| LANSING-EAST LANSING, MI | 10 | $ 462,000 | $ 46,000 | $ 38,000 |
| MANHATTAN, KS | 10 | $ 344,000 | $ 34,000 | $ 43,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 527,000 | $ 56,666 | $ 37,333 |
| PROVO-OREM, UT | 10 | $ 430,000 | $ 43,000 | $ 34,000 |
| PUNTA GORDA, FL | 10 | $ 509,000 | $ 50,000 | $ 43,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 392,000 | $ 43,000 | $ 38,000 |
| COLUMBIA, SC | 9 | $ 421,000 | $ 46,000 | $ 55,000 |
| GREAT FALLS, MT | 9 | $ 357,000 | $ 39,000 | $ 47,000 |
| HUNTSVILLE, AL | 9 | $ 361,000 | $ 40,000 | $ 50,000 |
| KNOXVILLE, TN | 9 | $ 326,000 | $ 36,000 | $ 41,000 |
| LYNCHBURG, VA | 9 | $ 286,000 | $ 31,000 | $ 37,000 |
| OCALA, FL | 9 | $ 386,000 | $ 42,000 | $ 43,000 |
| RACINE, WI | 9 | $ 415,000 | $ 46,000 | $ 48,000 |
| SPRINGFIELD, IL | 9 | $ 307,000 | $ 34,000 | $ 44,000 |
| WACO, TX | 9 | $ 365,000 | $ 40,000 | $ 38,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 184,000 | $ 23,000 | $ 34,000 |
| CHATTANOOGA, TN-GA | 8 | $ 306,000 | $ 36,500 | $ 34,500 |
| COLORADO SPRINGS, CO | 8 | $ 331,000 | $ 41,000 | $ 53,000 |
| FLAGSTAFF, AZ | 8 | $ 358,000 | $ 44,000 | $ 49,000 |
| HOT SPRINGS, AR | 8 | $ 403,000 | $ 50,000 | $ 45,000 |
| MADISON, WI | 8 | $ 222,000 | $ 27,000 | $ 39,000 |
| SPRINGFIELD, MO | 8 | $ 355,000 | $ 44,000 | $ 43,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 277,000 | $ 34,000 | $ 40,000 |
| BELLINGHAM, WA | 7 | $ 363,000 | $ 51,000 | $ 48,000 |
| CLARKSVILLE, TN-KY | 7 | $ 288,000 | $ 58,500 | $ 22,000 |
| GREENVILLE, NC | 7 | $ 282,000 | $ 40,000 | $ 47,000 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 306,000 | $ 43,000 | $ 39,000 |
| JOHNSON CITY, TN | 7 | $ 434,000 | $ 62,000 | $ 107,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 379,000 | $ 54,000 | $ 44,000 |
| LOGAN, UT-ID | 7 | $ 233,000 | $ 33,000 | $ 33,000 |
| MADERA-CHOWCHILLA, CA | 7 | $ 386,000 | $ 55,000 | $ 67,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 296,000 | $ 42,000 | $ 54,000 |
| NAPLES-MARCO ISLAND, FL | 7 | $ 463,000 | $ 66,000 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 201,000 | $ 28,000 | $ 39,000 |
| PALM COAST, FL | 7 | $ 378,000 | $ 54,000 | $ 64,000 |
| PASCAGOULA, MS | 7 | $ 264,000 | $ 37,000 | $ 53,000 |
| RICHMOND, VA | 7 | $ 250,000 | $ 35,000 | $ 54,000 |
| SPARTANBURG, SC | 7 | $ 396,000 | $ 56,000 | $ 59,000 |
| ST. CLOUD, MN | 7 | $ 235,000 | $ 33,000 | $ 48,000 |
| TOPEKA, KS | 7 | $ 217,000 | $ 31,000 | $ 34,000 |
| WENATCHEE-EAST WENATCHEE, WA | 7 | $ 389,000 | $ 55,000 | $ 104,000 |
| WINSTON-SALEM, NC | 7 | $ 259,000 | $ 37,000 | $ 49,000 |
| AUBURN-OPELIKA, AL | 6 | $ 155,000 | $ 25,000 | $ 43,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 253,000 | $ 45,000 | $ 53,000 |
| BISMARCK, ND | 6 | $ 201,000 | $ 33,000 | $ 62,000 |
| BOULDER, CO | 6 | $ 255,000 | $ 42,000 | $ 66,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 178,000 | $ 29,000 | $ 61,000 |
| DAYTON, OH | 6 | $ 221,000 | $ 36,000 | $ 39,000 |
| EL CENTRO, CA | 6 | $ 163,000 | $ 27,000 | $ 32,000 |
| GOLDSBORO, NC | 6 | $ 354,000 | $ 59,000 | $ 56,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 235,000 | $ 39,000 | $ 54,000 |
| MERCED, CA | 6 | $ 445,000 | $ 74,000 | $ 41,000 |
| NASSAU-SUFFOLK, NY | 6 | $ 603,000 | $ 100,000 | $ 79,000 |
| OWENSBORO, KY | 6 | $ 374,000 | $ 62,000 | $ 78,000 |
| TALLAHASSEE, FL | 6 | $ 350,000 | $ 58,000 | $ 50,000 |
| AMES, IA | 5 | $ 165,000 | $ 33,000 | $ 38,000 |
| BRUNSWICK, GA | 5 | $ 222,000 | $ 44,000 | $ 49,000 |
| CARSON CITY, NV | 5 | $ 173,000 | $ 34,000 | $ 40,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 216,000 | $ 43,000 | $ 64,000 |
| EAU CLAIRE, WI | 5 | $ 202,000 | $ 40,000 | $ 26,000 |
| ELKHART-GOSHEN, IN | 5 | $ 188,000 | $ 37,000 | $ 28,000 |
| ELMIRA, NY | 5 | $ 268,000 | $ 53,000 | $ 97,000 |
| FAYETTEVILLE, NC | 5 | $ 193,000 | $ 38,000 | $ 55,000 |
| GAINESVILLE, FL | 5 | $ 206,000 | $ 41,000 | $ 40,000 |
| GREEN BAY, WI | 5 | $ 215,000 | $ 43,000 | $ 47,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 244,000 | $ 48,000 | $ 46,000 |
| LAFAYETTE, IN | 5 | $ 156,000 | $ 31,000 | $ 38,000 |
| LAREDO, TX | 5 | $ 555,000 | $ 111,000 | $ 61,000 |
| LUBBOCK, TX | 5 | $ 271,000 | $ 54,000 | $ 49,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 382,000 | $ 76,000 | $ 88,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 5 | $ 422,000 | $ 84,000 | $ 72,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 5 | $ 293,000 | $ 51,000 | $ 37,500 |
| POCATELLO, ID | 5 | $ 101,000 | $ 20,000 | $ 44,000 |
| RAPID CITY, SD | 5 | $ 185,000 | $ 37,000 | $ 42,000 |
| SAN ANGELO, TX | 5 | $ 236,000 | $ 47,000 | $ 40,000 |
| SANTA FE, NM | 5 | $ 259,000 | $ 51,000 | $ 55,000 |
| ST. JOSEPH, MO-KS | 5 | $ 291,000 | $ 58,000 | $ 47,000 |
| STATE COLLEGE, PA | 5 | $ 155,000 | $ 31,000 | $ 36,000 |
| WICHITA FALLS, TX | 5 | $ 346,000 | $ 69,000 | $ 49,000 |
| WILMINGTON, NC | 5 | $ 207,000 | $ 41,000 | $ 45,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 244,000 | $ 49,000 | $ 51,000 |
| CANTON-MASSILLON, OH | 4 | $ 153,000 | $ 38,000 | $ 35,000 |
| CORVALLIS, OR | 4 | $ 179,000 | $ 44,000 | $ 47,000 |
| DANVILLE, VA | 4 | $ 154,000 | $ 38,000 | $ 33,000 |
| DULUTH, MN-WI | 4 | $ 124,000 | $ 31,000 | $ 42,000 |
| FLINT, MI | 4 | $ 210,000 | $ 52,000 | $ 33,000 |
| GULFPORT-BILOXI, MS | 4 | $ 160,000 | $ 40,000 | $ 41,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 147,000 | $ 36,000 | $ 45,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 130,000 | $ 32,000 | $ 39,000 |
| LIMA, OH | 4 | $ 157,000 | $ 39,000 | $ 38,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 4 | $ 229,000 | $ 57,000 | $ 50,000 |
| PEORIA, IL | 4 | $ 143,000 | $ 35,000 | $ 52,000 |
| ROCHESTER, MN | 4 | $ 161,000 | $ 40,000 | $ 51,000 |
| ROCKFORD, IL | 4 | $ 192,000 | $ 48,000 | $ 29,000 |
| SALISBURY, MD | 4 | $ 203,000 | $ 50,000 | $ 39,000 |
| SCRANTON--WILKES-BARRE, PA | 4 | $ 191,000 | $ 47,000 | $ 28,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 191,000 | $ 47,000 | $ 57,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 193,000 | $ 48,000 | $ 34,500 |
| ST. GEORGE, UT | 4 | $ 160,000 | $ 40,000 | $ 34,000 |
| VALDOSTA, GA | 4 | $ 164,000 | $ 41,000 | $ 52,000 |
| WHEELING, WV-OH | 4 | $ 255,000 | $ 51,500 | $ 29,500 |
| WILLIAMSPORT, PA | 4 | $ 224,000 | $ 56,000 | $ 38,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 3 | $ 109,000 | $ 34,000 | $ 34,500 |
| FARMINGTON, NM | 3 | $ 271,000 | $ 90,000 | $ 98,000 |
| GADSDEN, AL | 3 | $ 73,000 | $ 24,000 | $ 41,000 |
| GRAND FORKS, ND-MN | 3 | $ 116,000 | $ 38,000 | $ 45,000 |
| HANFORD-CORCORAN, CA | 3 | $ 193,000 | $ 64,000 | $ 66,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 152,000 | $ 50,000 | $ 39,000 |
| LA CROSSE, WI-MN | 3 | $ 103,000 | $ 34,000 | $ 28,000 |
| LAWTON, OK | 3 | $ 143,000 | $ 47,000 | $ 55,000 |
| LEWISTON, ID-WA | 3 | $ 101,000 | $ 32,500 | $ 27,500 |
| LINCOLN, NE | 3 | $ 68,000 | $ 22,000 | $ 45,000 |
| MORRISTOWN, TN | 3 | $ 122,000 | $ 40,000 | $ 51,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 131,000 | $ 43,000 | $ 54,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 132,000 | $ 44,000 | $ 33,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 155,000 | $ 51,000 | $ 57,000 |
| SAVANNAH, GA | 3 | $ 162,000 | $ 54,000 | $ 54,000 |
| WARNER ROBINS, GA | 3 | $ 69,000 | $ 23,000 | $ 36,000 |
| YUBA CITY, CA | 3 | $ 175,000 | $ 58,000 | $ 65,000 |
| ALTOONA, PA | 2 | $ 55,000 | $ 27,000 | $ 31,000 |
| ANDERSON, IN | 2 | $ 71,000 | $ 35,000 | $ 57,000 |
| ANDERSON, SC | 2 | $ 81,000 | $ 40,000 | $ 64,000 |
| APPLETON, WI | 2 | $ 48,000 | $ 24,000 | $ 21,000 |
| BATTLE CREEK, MI | 2 | $ 76,000 | $ 38,000 | $ 64,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 79,000 | $ 39,000 | $ 24,000 |
| BOWLING GREEN, KY | 2 | $ 132,000 | $ 66,000 | $ 34,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 56,000 | $ 28,000 | $ 75,000 |
| BURLINGTON, NC | 2 | $ 63,000 | $ 31,000 | $ 37,000 |
| CASPER, WY | 2 | $ 68,000 | $ 34,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| CLEVELAND, TN | 2 | $ 482,000 | $ 241,000 | $ 69,000 |
| COLUMBIA, MO | 2 | $ 54,000 | $ 27,000 | $ 28,000 |
| COLUMBUS, IN | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| CUMBERLAND, MD-WV | 2 | $ 111,000 | $ 55,500 | $ 37,500 |
| EDISON-NEW BRUNSWICK, NJ | 2 | $ 57,000 | $ 28,000 | $ 75,000 |
| FARGO, ND-MN | 2 | $ 85,000 | $ 42,000 | $ 54,000 |
| FLORENCE, SC | 2 | $ 125,000 | $ 62,000 | $ 35,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 40,000 | $ 20,000 | $ 56,000 |
| JONESBORO, AR | 2 | $ 89,000 | $ 44,000 | $ 37,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 81,000 | $ 40,000 | $ 41,000 |
| KOKOMO, IN | 2 | $ 122,000 | $ 61,000 | $ 57,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 59,000 | $ 29,000 | $ 40,000 |
| PORT ST. LUCIE, FL | 2 | $ 52,000 | $ 26,000 | $ 27,000 |
| PUEBLO, CO | 2 | $ 66,000 | $ 33,000 | $ 38,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 108,000 | $ 54,000 | $ 42,000 |
| SPRINGFIELD, OH | 2 | $ 94,000 | $ 47,000 | $ 56,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 52,000 | $ 26,000 | $ 33,000 |
| ALBANY, GA | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| BAY CITY, MI | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| BLOOMINGTON, IN | 1 | $ 37,000 | $ 37,000 | $ 29,000 |
| COLUMBUS, GA-AL | 1 | $ 69,000 | $ 69,000 | $ 103,000 |
| DALTON, GA | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| DANVILLE, IL | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| FOND DU LAC, WI | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| GAINESVILLE, GA | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| IDAHO FALLS, ID | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| JACKSON, MI | 1 | $ 21,000 | $ 21,000 | $ 46,000 |
| JACKSON, TN | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| JACKSONVILLE, NC | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| JANESVILLE, WI | 1 | $ 24,000 | $ 24,000 | $ 37,000 |
| JEFFERSON CITY, MO | 1 | $ 19,000 | $ 19,000 | $ 37,000 |
| JOHNSTOWN, PA | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| LAWRENCE, KS | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| MANSFIELD, OH | 1 | $ 71,000 | $ 71,000 | $ 66,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 62,000 | $ 62,000 | $ 10,000 |
| ROANOKE, VA | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| ROCKY MOUNT, NC | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| SHEBOYGAN, WI | 1 | $ 27,000 | $ 27,000 | $ 94,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 19,000 | $ 19,000 | $ 29,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,267 | $706,725,000 | $62,000 | $650,000 | $58,000 | $1,038,000 |
| Refinancing | 5,105 | $360,960,000 | $70,000 | $825,000 | $69,000 | $1,701,000 |
| Home Improvement | 1,376 | $30,296,000 | $22,000 | $299,000 | $69,000 | $882,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,623 | $778,928,000 | $61,000 | $650,000 | $63,000 | $1,701,000 |
| Hispanic | 2,250 | $142,973,000 | $63,000 | $585,000 | $61,000 | $709,000 |
| Not Provided | 2,033 | $115,561,000 | $56,000 | $499,000 | $59,000 | $540,000 |
| Black or African American | 527 | $35,220,000 | $66,000 | $549,000 | $59,000 | $882,000 |
| Asian | 222 | $17,731,000 | $79,000 | $825,000 | $77,000 | $600,000 |
| American Indian or Alaskan Native | 72 | $5,333,000 | $74,000 | $370,000 | $61,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $2,235,000 | $106,000 | $536,000 | $72,000 | $146,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,748 | $1,097,981,000 | $61,000 | $825,000 | $62,000 | $1,701,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,050 | $456,756,000 | $56,000 | $650,000 | $51,000 | $1,641,000 |
| Application Approved But Not Accepted | 4,436 | $254,284,000 | $57,000 | $490,000 | $56,000 | $600,000 |
| Loan Originated | 4,160 | $269,933,000 | $64,000 | $650,000 | $79,000 | $1,701,000 |
| Application Withdrawn By Applicant | 1,101 | $116,957,000 | $106,000 | $825,000 | $102,000 | $1,555,000 |
| File Closed For Incompleteness | 1 | $51,000 | $51,000 | $51,000 | $22,000 | $22,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 361 | $21,599,000 | $59,000 | $336,000 | $75,000 | $1,596,000 |
| Debt-To-Income Ratio | 284 | $21,466,000 | $75,000 | $384,000 | $48,000 | $253,000 |
| Collateral | 28 | $1,121,000 | $40,000 | $170,000 | $76,000 | $220,000 |
| Other | 19 | $1,775,000 | $93,000 | $625,000 | $90,000 | $235,000 |
| Mortgage Insurance Denied | 15 | $1,890,000 | $126,000 | $263,000 | $82,000 | $243,000 |
| Employment History | 14 | $1,684,000 | $120,000 | $499,000 | $58,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,559,000 | $119,000 | $243,000 | $56,000 | $132,000 |
| Unverifiable Information | 6 | $451,000 | $75,000 | $117,000 | $134,000 | $408,000 |
| Credit Application Incomplete | 5 | $318,000 | $63,000 | $150,000 | $33,000 | $73,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.