Security Atlantic Wholesale Mortgage Lending & HMDA Data, 2009
In 2009, Security Atlantic Wholesale of Edison, NJ reported 24,205 mortgage applications totaling $5.0 billion, up 45% from 2008. The average application was for $206,651, and applicants reported an average income of $60,319. 53% of its applications resulted in an originated loan and 2% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (1,722), Edison-New Brunswick, NJ (1,500) and Chicago-Naperville-Joliet, IL (1,450) (applications in parentheses).
| Mortgage Company & Address | Security Atlantic Wholesale 499 Thornall St, Suite 220 Edison, NJ 08837 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 24,205 |
| Total Mortgage Loan Application Amount | $5,002,005,000 |
| Average Mortgage Loan Application Amount | $206,651 |
| Highest Mortgage Loan Application Amount | $743,000 |
| Average Applicant Income | $60,319 |
| Highest Applicant Income | $4,525,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Atlantic Wholesale filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 1,722 | $ 591,431,000 | $ 343,455 | $ 79,516 |
| Edison-New Brunswick, NJ | 1,500 | $ 404,971,000 | $ 269,980 | $ 69,000 |
| Chicago-Naperville-Joliet, IL | 1,450 | $ 305,126,000 | $ 210,431 | $ 65,000 |
| Newark-Union, NJ-PA | 1,426 | $ 401,179,000 | $ 281,331 | $ 70,784 |
| Philadelphia, PA | 1,067 | $ 209,531,000 | $ 196,373 | $ 57,000 |
| Baltimore-Towson, MD | 834 | $ 191,352,000 | $ 229,438 | $ 59,000 |
| Atlanta-Sandy Springs-Marietta, GA | 829 | $ 140,868,000 | $ 169,925 | $ 56,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 767 | $ 198,975,000 | $ 259,419 | $ 67,786 |
| Camden, NJ | 755 | $ 156,213,000 | $ 206,904 | $ 60,000 |
| Tampa-St. Petersburg-Clearwater, FL | 504 | $ 71,731,000 | $ 142,323 | $ 51,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 448 | $ 73,942,000 | $ 165,049 | $ 70,000 |
| Nassau-Suffolk, NY | 434 | $ 138,980,000 | $ 320,230 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 339 | $ 57,932,000 | $ 170,890 | $ 57,000 |
| Richmond, VA | 279 | $ 55,547,000 | $ 199,093 | $ 57,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 278 | $ 55,070,000 | $ 198,093 | $ 58,913 |
| Pittsburgh, PA | 270 | $ 38,770,000 | $ 143,592 | $ 57,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 268 | $ 57,195,000 | $ 213,414 | $ 58,731 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 267 | $ 42,571,000 | $ 159,441 | $ 44,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 263 | $ 43,729,000 | $ 166,269 | $ 58,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 249 | $ 44,553,000 | $ 178,927 | $ 54,433 |
| Jacksonville, FL | 219 | $ 34,697,000 | $ 158,433 | $ 43,000 |
| Orlando-Kissimmee, FL | 217 | $ 36,880,000 | $ 169,953 | $ 52,000 |
| Birmingham-Hoover, AL | 206 | $ 28,623,000 | $ 138,946 | $ 41,000 |
| Chattanooga, TN-GA | 201 | $ 26,813,000 | $ 133,398 | $ 41,233 |
| Cincinnati-Middletown, OH-KY-IN | 193 | $ 30,631,000 | $ 158,709 | $ 53,274 |
| Wilmington, DE-MD-NJ | 191 | $ 39,447,000 | $ 206,528 | $ 55,246 |
| Hartford-West Hartford-East Hartford, CT | 189 | $ 40,686,000 | $ 215,269 | $ 64,000 |
| York-Hanover, PA | 178 | $ 31,960,000 | $ 179,550 | $ 60,000 |
| Port St. Lucie, FL | 175 | $ 22,812,000 | $ 130,354 | $ 52,000 |
| Milwaukee-Waukesha-West Allis, WI | 172 | $ 28,132,000 | $ 163,558 | $ 54,000 |
| Bethesda-Frederick-Rockville, MD | 171 | $ 47,245,000 | $ 276,286 | $ 72,000 |
| New Haven-Milford, CT | 151 | $ 30,890,000 | $ 204,569 | $ 66,000 |
| Albany-Schenectady-Troy, NY | 145 | $ 24,652,000 | $ 170,013 | $ 54,000 |
| Cleveland-Elyria-Mentor, OH | 137 | $ 20,120,000 | $ 146,861 | $ 58,000 |
| Trenton-Ewing, NJ | 135 | $ 27,963,000 | $ 207,133 | $ 54,000 |
| Atlantic City-Hammonton, NJ | 130 | $ 26,766,000 | $ 205,892 | $ 48,000 |
| Houston-Sugar Land-Baytown, TX | 130 | $ 16,721,000 | $ 128,623 | $ 52,000 |
| Lancaster, PA | 128 | $ 21,879,000 | $ 170,929 | $ 54,000 |
| Memphis, TN-MS-AR | 123 | $ 17,911,000 | $ 145,617 | $ 49,032 |
| Columbus, OH | 117 | $ 20,152,000 | $ 172,239 | $ 60,000 |
| Charlotte-Gastonia-Concord, NC-SC | 112 | $ 18,568,000 | $ 165,785 | $ 52,107 |
| Harrisburg-Carlisle, PA | 109 | $ 16,541,000 | $ 151,752 | $ 50,000 |
| Louisville-Jefferson County, KY-IN | 106 | $ 15,616,000 | $ 147,320 | $ 46,198 |
| Poughkeepsie-Newburgh-Middletown, NY | 106 | $ 26,358,000 | $ 248,660 | $ 84,000 |
| Knoxville, TN | 99 | $ 14,671,000 | $ 148,191 | $ 44,000 |
| Rochester, NY | 93 | $ 11,683,000 | $ 125,623 | $ 51,000 |
| St. Louis, MO-IL | 93 | $ 13,741,000 | $ 147,752 | $ 48,548 |
| Lake County-Kenosha County, IL-WI | 90 | $ 16,612,000 | $ 184,577 | $ 59,144 |
| New Orleans-Metairie-Kenner, LA | 89 | $ 15,740,000 | $ 176,853 | $ 51,000 |
| Phoenix-Mesa-Scottsdale, AZ | 81 | $ 12,741,000 | $ 157,296 | $ 43,000 |
| Reading, PA | 81 | $ 13,757,000 | $ 169,839 | $ 54,000 |
| Las Vegas-Paradise, NV | 80 | $ 14,910,000 | $ 186,375 | $ 61,000 |
| Vineland-Millville-Bridgeton, NJ | 80 | $ 14,532,000 | $ 181,650 | $ 49,000 |
| Scranton--Wilkes-Barre, PA | 79 | $ 11,463,000 | $ 145,101 | $ 57,000 |
| Bridgeport-Stamford-Norwalk, CT | 78 | $ 21,076,000 | $ 270,205 | $ 81,000 |
| Mobile, AL | 77 | $ 10,474,000 | $ 136,025 | $ 47,000 |
| Baton Rouge, LA | 73 | $ 11,577,000 | $ 158,589 | $ 64,000 |
| Dallas-Plano-Irving, TX | 72 | $ 9,436,000 | $ 131,055 | $ 53,000 |
| Raleigh-Cary, NC | 72 | $ 12,899,000 | $ 179,152 | $ 51,000 |
| Lakeland-Winter Haven, FL | 70 | $ 9,384,000 | $ 134,057 | $ 50,000 |
| Buffalo-Niagara Falls, NY | 67 | $ 9,646,000 | $ 143,970 | $ 56,000 |
| Bradenton-Sarasota-Venice, FL | 62 | $ 8,828,000 | $ 142,387 | $ 50,000 |
| Greensboro-High Point, NC | 62 | $ 8,709,000 | $ 140,467 | $ 37,000 |
| Cape Coral-Fort Myers, FL | 60 | $ 7,958,000 | $ 132,633 | $ 44,000 |
| Riverside-San Bernardino-Ontario, CA | 56 | $ 12,184,000 | $ 217,571 | $ 74,000 |
| Denver-Aurora-Broomfield, CO | 55 | $ 13,779,000 | $ 250,527 | $ 60,000 |
| Columbia, SC | 52 | $ 7,078,000 | $ 136,115 | $ 46,000 |
| Green Bay, WI | 51 | $ 7,309,000 | $ 143,313 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 49 | $ 7,387,000 | $ 150,755 | $ 46,000 |
| Madison, WI | 49 | $ 9,361,000 | $ 191,040 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 48 | $ 6,566,000 | $ 136,791 | $ 46,500 |
| Los Angeles-Long Beach-Glendale, CA | 47 | $ 15,051,000 | $ 320,234 | $ 75,000 |
| Detroit-Livonia-Dearborn, MI | 46 | $ 4,903,000 | $ 106,586 | $ 39,000 |
| Albuquerque, NM | 45 | $ 7,718,000 | $ 171,511 | $ 54,000 |
| Lexington-Fayette, KY | 45 | $ 7,461,000 | $ 165,800 | $ 54,000 |
| Rockford, IL | 45 | $ 7,244,000 | $ 160,977 | $ 51,000 |
| Cleveland, TN | 43 | $ 5,853,000 | $ 136,116 | $ 41,000 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 6,165,000 | $ 146,785 | $ 49,000 |
| Ocala, FL | 41 | $ 5,261,000 | $ 128,317 | $ 39,000 |
| Akron, OH | 39 | $ 5,574,000 | $ 142,923 | $ 47,000 |
| Ocean City, NJ | 39 | $ 9,322,000 | $ 239,025 | $ 58,000 |
| Erie, PA | 38 | $ 4,697,000 | $ 123,605 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 38 | $ 7,282,000 | $ 191,631 | $ 50,394 |
| San Diego-Carlsbad-San Marcos, CA | 38 | $ 9,925,000 | $ 261,184 | $ 59,000 |
| Charleston-North Charleston-Summerville, SC | 37 | $ 7,802,000 | $ 210,864 | $ 44,000 |
| Huntsville, AL | 36 | $ 5,409,000 | $ 150,250 | $ 59,000 |
| Syracuse, NY | 36 | $ 4,808,000 | $ 133,555 | $ 48,000 |
| Palm Bay-Melbourne-Titusville, FL | 35 | $ 4,997,000 | $ 142,771 | $ 48,000 |
| Columbus, GA-AL | 33 | $ 4,721,000 | $ 143,060 | $ 43,545 |
| Montgomery, AL | 33 | $ 5,907,000 | $ 179,000 | $ 65,000 |
| Stockton, CA | 33 | $ 5,771,000 | $ 174,878 | $ 55,000 |
| Dayton, OH | 31 | $ 3,956,000 | $ 127,612 | $ 43,000 |
| Greenville-Mauldin-Easley, SC | 30 | $ 4,198,000 | $ 139,933 | $ 43,000 |
| Norwich-New London, CT | 29 | $ 6,658,000 | $ 229,586 | $ 57,000 |
| Portland-Vancouver-Beaverton, OR-WA | 29 | $ 6,855,000 | $ 236,379 | $ 61,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 29 | $ 7,437,000 | $ 256,448 | $ 86,000 |
| Winston-Salem, NC | 29 | $ 4,460,000 | $ 153,793 | $ 32,000 |
| Athens-Clarke County, GA | 27 | $ 3,661,000 | $ 135,592 | $ 42,000 |
| Fort Worth-Arlington, TX | 27 | $ 3,750,000 | $ 138,888 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 27 | $ 3,777,000 | $ 139,888 | $ 43,407 |
| Dover, DE | 26 | $ 5,181,000 | $ 199,269 | $ 53,000 |
| Gary, IN | 26 | $ 4,078,000 | $ 156,846 | $ 52,000 |
| Indianapolis-Carmel, IN | 26 | $ 3,218,000 | $ 123,769 | $ 53,000 |
| Kansas City, MO-KS | 26 | $ 4,250,000 | $ 163,461 | $ 64,000 |
| Charlottesville, VA | 25 | $ 5,622,000 | $ 224,880 | $ 46,000 |
| Hickory-Lenoir-Morganton, NC | 25 | $ 3,271,000 | $ 130,840 | $ 42,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 24 | $ 4,315,000 | $ 179,791 | $ 47,000 |
| Naples-Marco Island, FL | 24 | $ 4,599,000 | $ 191,625 | $ 60,000 |
| Lebanon, PA | 23 | $ 3,448,000 | $ 149,913 | $ 50,000 |
| Oakland-Fremont-Hayward, CA | 23 | $ 5,947,000 | $ 258,565 | $ 79,000 |
| Pensacola-Ferry Pass-Brent, FL | 23 | $ 3,254,000 | $ 141,478 | $ 52,000 |
| Salt Lake City, UT | 23 | $ 4,896,000 | $ 212,869 | $ 53,000 |
| Youngstown-Warren-Boardman, OH-PA | 23 | $ 2,998,000 | $ 130,347 | $ 48,913 |
| Canton-Massillon, OH | 22 | $ 3,202,000 | $ 145,545 | $ 50,000 |
| Durham-Chapel Hill, NC | 22 | $ 3,528,000 | $ 160,363 | $ 31,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 3,048,000 | $ 138,545 | $ 56,363 |
| Jackson, MS | 22 | $ 3,652,000 | $ 166,000 | $ 47,000 |
| Monroe, LA | 22 | $ 3,174,000 | $ 144,272 | $ 57,000 |
| Portland-South Portland-Biddeford, ME | 22 | $ 4,091,000 | $ 185,954 | $ 60,000 |
| Roanoke, VA | 21 | $ 3,617,000 | $ 172,238 | $ 47,000 |
| Appleton, WI | 20 | $ 2,963,000 | $ 148,150 | $ 59,000 |
| Racine, WI | 20 | $ 3,028,000 | $ 151,400 | $ 50,000 |
| Gainesville, FL | 19 | $ 2,794,000 | $ 147,052 | $ 39,000 |
| Lynchburg, VA | 19 | $ 2,896,000 | $ 152,421 | $ 42,000 |
| Oshkosh-Neenah, WI | 19 | $ 2,604,000 | $ 137,052 | $ 44,000 |
| Glens Falls, NY | 18 | $ 2,791,000 | $ 155,055 | $ 57,000 |
| Clarksville, TN-KY | 17 | $ 2,715,000 | $ 159,705 | $ 58,000 |
| Colorado Springs, CO | 17 | $ 3,157,000 | $ 185,705 | $ 42,000 |
| Santa Ana-Anaheim-Irvine, CA | 17 | $ 5,661,000 | $ 333,000 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 16 | $ 2,003,000 | $ 125,187 | $ 44,000 |
| Modesto, CA | 16 | $ 2,652,000 | $ 165,750 | $ 51,000 |
| Punta Gorda, FL | 16 | $ 2,028,000 | $ 126,750 | $ 52,000 |
| Sebastian-Vero Beach, FL | 16 | $ 1,944,000 | $ 121,500 | $ 52,000 |
| Tuscaloosa, AL | 16 | $ 2,581,000 | $ 161,312 | $ 41,000 |
| Kingston, NY | 15 | $ 3,587,000 | $ 239,133 | $ 105,000 |
| Morristown, TN | 15 | $ 1,872,000 | $ 124,800 | $ 40,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 15 | $ 2,943,000 | $ 196,200 | $ 77,000 |
| Winchester, VA-WV | 15 | $ 3,211,000 | $ 214,066 | $ 49,400 |
| Duluth, MN-WI | 14 | $ 1,942,000 | $ 138,714 | $ 46,571 |
| Manchester-Nashua, NH | 14 | $ 3,406,000 | $ 243,285 | $ 68,000 |
| Savannah, GA | 14 | $ 2,138,000 | $ 152,714 | $ 52,000 |
| Fayetteville, NC | 13 | $ 1,493,000 | $ 114,846 | $ 37,000 |
| Huntington-Ashland, WV-KY-OH | 13 | $ 1,918,000 | $ 147,538 | $ 50,461 |
| Salisbury, MD | 13 | $ 2,331,000 | $ 179,307 | $ 51,000 |
| Shreveport-Bossier City, LA | 13 | $ 1,786,000 | $ 137,384 | $ 47,000 |
| Toledo, OH | 13 | $ 1,925,000 | $ 148,076 | $ 46,000 |
| Asheville, NC | 12 | $ 2,227,000 | $ 185,583 | $ 45,000 |
| Janesville, WI | 12 | $ 1,851,000 | $ 154,250 | $ 57,000 |
| Pascagoula, MS | 12 | $ 1,692,000 | $ 141,000 | $ 50,000 |
| San Antonio, TX | 12 | $ 1,990,000 | $ 165,833 | $ 54,000 |
| Utica-Rome, NY | 12 | $ 1,835,000 | $ 152,916 | $ 53,000 |
| Alexandria, LA | 11 | $ 1,501,000 | $ 136,454 | $ 41,000 |
| Anniston-Oxford, AL | 11 | $ 1,458,000 | $ 132,545 | $ 42,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 2,025,000 | $ 184,090 | $ 77,000 |
| Eau Claire, WI | 11 | $ 1,489,000 | $ 135,363 | $ 51,000 |
| Macon, GA | 11 | $ 1,567,000 | $ 142,454 | $ 37,000 |
| Tucson, AZ | 11 | $ 1,767,000 | $ 160,636 | $ 54,000 |
| Wausau, WI | 11 | $ 1,752,000 | $ 159,272 | $ 48,000 |
| Altoona, PA | 10 | $ 1,437,000 | $ 143,700 | $ 67,000 |
| Anderson, SC | 10 | $ 1,612,000 | $ 161,200 | $ 43,000 |
| Auburn-Opelika, AL | 10 | $ 1,642,000 | $ 164,200 | $ 48,000 |
| Bangor, ME | 10 | $ 1,457,000 | $ 145,700 | $ 40,000 |
| Dalton, GA | 10 | $ 1,244,000 | $ 124,400 | $ 37,000 |
| Decatur, AL | 10 | $ 1,471,000 | $ 147,100 | $ 49,000 |
| Dothan, AL | 10 | $ 1,619,000 | $ 161,900 | $ 74,000 |
| Fond Du Lac, WI | 10 | $ 1,610,000 | $ 161,000 | $ 62,000 |
| Gulfport-Biloxi, MS | 10 | $ 1,622,000 | $ 162,200 | $ 61,000 |
| Jackson, TN | 10 | $ 1,434,000 | $ 143,400 | $ 43,000 |
| Johnson City, TN | 10 | $ 1,668,000 | $ 166,800 | $ 60,000 |
| Lafayette, LA | 10 | $ 1,560,000 | $ 156,000 | $ 62,000 |
| Rockingham County-Strafford County, NH | 10 | $ 2,255,000 | $ 225,500 | $ 54,000 |
| Spartanburg, SC | 10 | $ 1,493,000 | $ 149,300 | $ 38,000 |
| Tallahassee, FL | 10 | $ 1,523,000 | $ 152,300 | $ 54,000 |
| Wilmington, NC | 10 | $ 1,772,000 | $ 177,200 | $ 51,000 |
| Austin-Round Rock, TX | 9 | $ 1,696,000 | $ 188,444 | $ 50,000 |
| Binghamton, NY | 9 | $ 1,193,000 | $ 132,555 | $ 51,000 |
| Burlington, NC | 9 | $ 1,442,000 | $ 160,222 | $ 38,000 |
| Fort Walton Beach-Crestview-Destin, FL | 9 | $ 1,163,000 | $ 129,222 | $ 38,000 |
| Houma-Bayou Cane-Thibodaux, LA | 9 | $ 1,414,000 | $ 157,111 | $ 46,000 |
| Oklahoma City, OK | 9 | $ 1,216,000 | $ 135,111 | $ 64,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,024,000 | $ 128,000 | $ 38,000 |
| Brunswick, GA | 8 | $ 1,299,000 | $ 162,375 | $ 66,000 |
| Cumberland, MD-WV | 8 | $ 1,342,000 | $ 167,750 | $ 53,375 |
| Eugene-Springfield, OR | 8 | $ 1,439,000 | $ 179,875 | $ 48,000 |
| Fresno, CA | 8 | $ 1,654,000 | $ 206,750 | $ 47,000 |
| Gadsden, AL | 8 | $ 1,232,000 | $ 154,000 | $ 29,000 |
| Gainesville, GA | 8 | $ 1,207,000 | $ 150,875 | $ 42,000 |
| Mansfield, OH | 8 | $ 812,000 | $ 101,500 | $ 64,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 980,000 | $ 122,500 | $ 66,000 |
| Warner Robins, GA | 8 | $ 1,397,000 | $ 174,625 | $ 48,000 |
| Williamsport, PA | 8 | $ 1,183,000 | $ 147,875 | $ 65,000 |
| Burlington-South Burlington, VT | 7 | $ 1,428,000 | $ 204,000 | $ 58,000 |
| Charleston, WV | 7 | $ 1,069,000 | $ 152,714 | $ 55,000 |
| Farmington, NM | 7 | $ 1,154,000 | $ 164,857 | $ 51,000 |
| Fort Wayne, IN | 7 | $ 740,000 | $ 105,714 | $ 27,000 |
| Jacksonville, NC | 7 | $ 1,056,000 | $ 150,857 | $ 43,000 |
| Palm Coast, FL | 7 | $ 1,479,000 | $ 211,285 | $ 71,000 |
| Peoria, IL | 7 | $ 849,000 | $ 121,285 | $ 55,000 |
| Salem, OR | 7 | $ 1,341,000 | $ 191,571 | $ 58,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 3,369,000 | $ 481,285 | $ 130,000 |
| Sheboygan, WI | 7 | $ 802,000 | $ 114,571 | $ 43,000 |
| Springfield, IL | 7 | $ 1,019,000 | $ 145,571 | $ 64,000 |
| Bowling Green, KY | 6 | $ 1,037,000 | $ 172,833 | $ 65,000 |
| Danville, VA | 6 | $ 752,000 | $ 125,333 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 887,000 | $ 147,833 | $ 55,000 |
| Florence-Muscle Shoals, AL | 6 | $ 887,000 | $ 147,833 | $ 62,000 |
| Fort Collins-Loveland, CO | 6 | $ 1,246,000 | $ 207,666 | $ 59,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 865,000 | $ 144,166 | $ 49,000 |
| Joplin, MO | 6 | $ 818,000 | $ 136,333 | $ 64,000 |
| Kalamazoo-Portage, MI | 6 | $ 813,000 | $ 135,500 | $ 75,000 |
| Kankakee-Bradley, IL | 6 | $ 732,000 | $ 122,000 | $ 56,000 |
| Lansing-East Lansing, MI | 6 | $ 793,000 | $ 132,166 | $ 43,000 |
| Las Cruces, NM | 6 | $ 914,000 | $ 152,333 | $ 51,000 |
| Lewiston-Auburn, ME | 6 | $ 1,189,000 | $ 198,166 | $ 51,000 |
| Pueblo, CO | 6 | $ 929,000 | $ 154,833 | $ 52,000 |
| Rochester, MN | 6 | $ 1,002,000 | $ 167,000 | $ 98,000 |
| Sandusky, OH | 6 | $ 872,000 | $ 145,333 | $ 42,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 636,000 | $ 106,000 | $ 27,333 |
| State College, PA | 6 | $ 846,000 | $ 141,000 | $ 67,000 |
| Tulsa, OK | 6 | $ 840,000 | $ 140,000 | $ 47,000 |
| Visalia-Porterville, CA | 6 | $ 1,243,000 | $ 207,166 | $ 57,000 |
| Bakersfield, CA | 5 | $ 812,000 | $ 162,400 | $ 71,000 |
| Elizabethtown, KY | 5 | $ 676,000 | $ 135,200 | $ 42,000 |
| Grand Junction, CO | 5 | $ 827,000 | $ 165,400 | $ 50,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,087,000 | $ 217,400 | $ 34,000 |
| Hattiesburg, MS | 5 | $ 722,000 | $ 144,400 | $ 53,000 |
| Johnstown, PA | 5 | $ 676,000 | $ 135,200 | $ 64,000 |
| Lake Charles, LA | 5 | $ 990,000 | $ 198,000 | $ 88,000 |
| Mankato-North Mankato, MN | 5 | $ 1,116,000 | $ 223,200 | $ 63,000 |
| Ogden-Clearfield, UT | 5 | $ 940,000 | $ 188,000 | $ 52,000 |
| Provo-Orem, UT | 5 | $ 1,191,000 | $ 238,200 | $ 52,000 |
| Rocky Mount, NC | 5 | $ 727,000 | $ 145,400 | $ 71,000 |
| Santa Fe, NM | 5 | $ 754,000 | $ 150,800 | $ 34,000 |
| St. Cloud, MN | 5 | $ 822,000 | $ 164,400 | $ 53,000 |
| Boulder, CO | 4 | $ 914,000 | $ 228,500 | $ 52,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 689,000 | $ 172,250 | $ 76,000 |
| Corpus Christi, TX | 4 | $ 557,000 | $ 139,250 | $ 69,000 |
| El Paso, TX | 4 | $ 544,000 | $ 136,000 | $ 54,000 |
| Florence, SC | 4 | $ 514,000 | $ 128,500 | $ 55,000 |
| La Crosse, WI-MN | 4 | $ 737,000 | $ 184,250 | $ 66,000 |
| Lima, OH | 4 | $ 289,000 | $ 72,250 | $ 21,000 |
| Muskegon-Norton Shores, MI | 4 | $ 453,000 | $ 113,250 | $ 33,000 |
| Sumter, SC | 4 | $ 459,000 | $ 114,750 | $ 60,000 |
| Albany, GA | 3 | $ 586,000 | $ 195,333 | $ 74,000 |
| Battle Creek, MI | 3 | $ 379,000 | $ 126,333 | $ 11,000 |
| Bloomington-Normal, IL | 3 | $ 451,000 | $ 150,333 | $ 64,000 |
| Champaign-Urbana, IL | 3 | $ 301,000 | $ 100,333 | $ 50,000 |
| Chico, CA | 3 | $ 849,000 | $ 283,000 | $ 60,000 |
| Elkhart-Goshen, IN | 3 | $ 377,000 | $ 125,666 | $ 42,000 |
| Elmira, NY | 3 | $ 370,000 | $ 123,333 | $ 57,000 |
| Evansville, IN-KY | 3 | $ 310,000 | $ 103,333 | $ 20,666 |
| Flint, MI | 3 | $ 592,000 | $ 197,333 | $ 40,000 |
| Goldsboro, NC | 3 | $ 416,000 | $ 138,666 | $ 14,000 |
| Greenville, NC | 3 | $ 392,000 | $ 130,666 | $ 40,000 |
| Harrisonburg, VA | 3 | $ 618,000 | $ 206,000 | $ 48,000 |
| Holland-Grand Haven, MI | 3 | $ 414,000 | $ 138,000 | $ 35,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 443,000 | $ 147,666 | $ 39,000 |
| Prescott, AZ | 3 | $ 637,000 | $ 212,333 | $ 66,000 |
| Reno-Sparks, NV | 3 | $ 494,000 | $ 164,666 | $ 38,000 |
| Rome, GA | 3 | $ 472,000 | $ 157,333 | $ 73,000 |
| Salinas, CA | 3 | $ 771,000 | $ 257,000 | $ 63,000 |
| San Francisco-San Mateo-Redwood City, CA | 3 | $ 1,396,000 | $ 465,333 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,044,000 | $ 348,000 | $ 96,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 464,000 | $ 154,666 | $ 46,000 |
| Springfield, OH | 3 | $ 575,000 | $ 191,666 | $ 35,000 |
| Tyler, TX | 3 | $ 356,000 | $ 118,666 | $ 32,000 |
| Valdosta, GA | 3 | $ 491,000 | $ 163,666 | $ 34,000 |
| Vallejo-Fairfield, CA | 3 | $ 811,000 | $ 270,333 | $ 75,000 |
| Yuba City, CA | 3 | $ 568,000 | $ 189,333 | $ 51,000 |
| Abilene, TX | 2 | $ 245,000 | $ 122,500 | $ 64,000 |
| Bay City, MI | 2 | $ 152,000 | $ 76,000 | $ 28,000 |
| Columbia, MO | 2 | $ 351,000 | $ 175,500 | $ 56,000 |
| Corvallis, OR | 2 | $ 350,000 | $ 175,000 | $ 38,000 |
| Flagstaff, AZ | 2 | $ 418,000 | $ 209,000 | $ 45,000 |
| Grand Forks, ND-MN | 2 | $ 215,000 | $ 107,500 | $ 23,000 |
| Greeley, CO | 2 | $ 565,000 | $ 282,500 | $ 66,000 |
| Jackson, MI | 2 | $ 264,000 | $ 132,000 | $ 36,000 |
| Jefferson City, MO | 2 | $ 259,000 | $ 129,500 | $ 51,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 233,000 | $ 116,500 | $ 64,000 |
| Lafayette, IN | 2 | $ 214,000 | $ 107,000 | $ 20,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 404,000 | $ 202,000 | $ 61,000 |
| Lawton, OK | 2 | $ 326,000 | $ 163,000 | $ 71,000 |
| Monroe, MI | 2 | $ 412,000 | $ 206,000 | $ 99,000 |
| Muncie, IN | 2 | $ 260,000 | $ 130,000 | $ 26,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 595,000 | $ 297,500 | $ 91,000 |
| Pine Bluff, AR | 2 | $ 368,000 | $ 184,000 | $ 50,000 |
| Redding, CA | 2 | $ 322,000 | $ 161,000 | $ 232,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 323,000 | $ 161,500 | $ 63,000 |
| Springfield, MO | 2 | $ 359,000 | $ 179,500 | $ 47,000 |
| St. George, UT | 2 | $ 318,000 | $ 159,000 | $ 42,000 |
| Amarillo, TX | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Bend, OR | 1 | $ 228,000 | $ 228,000 | $ 50,000 |
| Bloomington, IN | 1 | $ 116,000 | $ 116,000 | $ 49,000 |
| Brownsville-Harlingen, TX | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Columbus, IN | 1 | $ 217,000 | $ 217,000 | $ 66,000 |
| El Centro, CA | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Fargo, ND-MN | 1 | $ 116,000 | $ 116,000 | $ 98,000 |
| Fort Smith, AR-OK | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Hanford-Corcoran, CA | 1 | $ 209,000 | $ 209,000 | $ 111,000 |
| Hot Springs, AR | 1 | $ 182,000 | $ 182,000 | $ 12,000 |
| Ithaca, NY | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Kokomo, IN | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Madera-Chowchilla, CA | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Medford, OR | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Merced, CA | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Michigan City-La Porte, IN | 1 | $ 198,000 | $ 198,000 | $ 32,000 |
| Napa, CA | 1 | $ 147,000 | $ 147,000 | $ 43,000 |
| Niles-Benton Harbor, MI | 1 | $ 216,000 | $ 216,000 | $ 56,000 |
| Odessa, TX | 1 | $ 146,000 | $ 146,000 | $ 79,000 |
| Owensboro, KY | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 241,000 | $ 241,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 261,000 | $ 261,000 | $ 67,000 |
| Waco, TX | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Yuma, AZ | 1 | $ 170,000 | $ 170,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Security Atlantic Wholesale in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,847 | $3,160,723,000 | $212,000 | $743,000 | $58,000 | $4,525,000 |
| Home Purchase | 9,358 | $1,841,282,000 | $196,000 | $743,000 | $64,000 | $3,032,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,759 | $2,626,680,000 | $205,000 | $743,000 | $62,000 | $1,341,000 |
| Black or African American | 4,394 | $853,909,000 | $194,000 | $657,000 | $55,000 | $668,000 |
| Not Provided | 3,312 | $692,211,000 | $209,000 | $731,000 | $61,000 | $4,525,000 |
| Hispanic | 3,148 | $683,226,000 | $217,000 | $736,000 | $58,000 | $3,032,000 |
| Asian | 489 | $123,402,000 | $252,000 | $702,000 | $69,000 | $448,000 |
| American Indian or Alaskan Native | 54 | $10,998,000 | $203,000 | $426,000 | $55,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $11,579,000 | $236,000 | $444,000 | $63,000 | $173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 24,205 | $5,002,005,000 | $206,000 | $743,000 | $60,000 | $4,525,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,931 | $2,659,294,000 | $205,000 | $743,000 | $62,000 | $1,341,000 |
| File Closed For Incompleteness | 10,331 | $2,143,631,000 | $207,000 | $743,000 | $58,000 | $4,525,000 |
| Application Denied By Financial Institution | 537 | $111,264,000 | $207,000 | $668,000 | $54,000 | $671,000 |
| Application Withdrawn By Applicant | 211 | $46,195,000 | $218,000 | $600,000 | $64,000 | $211,000 |
| Application Approved But Not Accepted | 195 | $41,621,000 | $213,000 | $692,000 | $63,000 | $269,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 151 | $32,871,000 | $217,000 | $424,000 | $54,000 | $612,000 |
| Other | 100 | $18,667,000 | $186,000 | $570,000 | $52,000 | $241,000 |
| Credit History | 83 | $16,877,000 | $203,000 | $584,000 | $59,000 | $671,000 |
| Collateral | 81 | $15,151,000 | $187,000 | $441,000 | $53,000 | $193,000 |
| Unverifiable Information | 39 | $9,797,000 | $251,000 | $565,000 | $63,000 | $250,000 |
| Employment History | 35 | $7,639,000 | $218,000 | $539,000 | $51,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,421,000 | $284,000 | $437,000 | $48,000 | $81,000 |
| Mortgage Insurance Denied | 4 | $1,028,000 | $257,000 | $668,000 | $112,000 | $240,000 |
| Credit Application Incomplete | 2 | $477,000 | $238,000 | $260,000 | $106,000 | $155,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Atlantic Wholesale's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Atlantic Wholesale's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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