Sovereign Bank Mortgage Lending & HMDA Data, 2004
In 2004, Sovereign Bank of Wyomissing, PA reported 84,144 mortgage applications totaling $9.9 billion, up 1% from 2003. The average application was for $118,162, and applicants reported an average income of $40,988. 36% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Philadelphia, PA (7,187), Edison, NJ (3,853) and Boston-Quincy, MA (3,514) (applications in parentheses).
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 84,144 |
| Total Mortgage Loan Application Amount | $9,942,679,000 |
| Average Mortgage Loan Application Amount | $118,162 |
| Highest Mortgage Loan Application Amount | $9,770,000 |
| Average Applicant Income | $40,988 |
| Highest Applicant Income | $9,691,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 2,767 | $ 272,756,000 | $ 98,574 | $ 48,000 |
| Los Angeles, California | 1,883 | $ 240,081,000 | $ 127,499 | $ 77,000 |
| Bristol, Massachusetts | 1,848 | $ 287,012,000 | $ 155,309 | $ 72,000 |
| Providence, Rhode Island | 1,732 | $ 235,089,000 | $ 135,732 | $ 54,000 |
| Middlesex, Massachusetts | 1,616 | $ 324,147,000 | $ 200,586 | $ 71,000 |
| Berks, Pennsylvania | 1,527 | $ 144,678,000 | $ 94,746 | $ 48,000 |
| Hartford, Connecticut | 1,513 | $ 211,610,000 | $ 139,861 | $ 59,000 |
| Plymouth, Massachusetts | 1,431 | $ 276,325,000 | $ 193,099 | $ 67,000 |
| Ocean, New Jersey | 1,374 | $ 178,504,000 | $ 129,915 | $ 60,000 |
| Montgomery, Pennsylvania | 1,342 | $ 195,262,000 | $ 145,500 | $ 90,000 |
| Worcester, Massachusetts | 1,318 | $ 190,060,000 | $ 144,203 | $ 65,000 |
| Monmouth, New Jersey | 1,317 | $ 205,073,000 | $ 155,712 | $ 70,000 |
| Delaware, Pennsylvania | 1,273 | $ 145,709,000 | $ 114,461 | $ 57,000 |
| Maricopa, Arizona | 1,157 | $ 63,031,000 | $ 54,477 | $ 12,000 |
| Suffolk, Massachusetts | 1,114 | $ 239,008,000 | $ 214,549 | $ 73,000 |
| Essex, Massachusetts | 1,054 | $ 192,075,000 | $ 182,234 | $ 67,000 |
| Barnstable, Massachusetts | 994 | $ 253,757,000 | $ 255,288 | $ 122,000 |
| Norfolk, Massachusetts | 969 | $ 213,340,000 | $ 220,165 | $ 82,000 |
| Cook, Illinois | 962 | $ 99,168,000 | $ 103,085 | $ 71,000 |
| Bucks, Pennsylvania | 960 | $ 152,586,000 | $ 158,943 | $ 68,000 |
| Middlesex, New Jersey | 933 | $ 135,536,000 | $ 145,269 | $ 60,000 |
| San Diego, California | 919 | $ 112,231,000 | $ 122,122 | $ 61,000 |
| Riverside, California | 886 | $ 81,219,000 | $ 91,669 | $ 36,000 |
| Chester, Pennsylvania | 845 | $ 131,994,000 | $ 156,205 | $ 70,000 |
| Lancaster, Pennsylvania | 743 | $ 75,361,000 | $ 101,427 | $ 49,000 |
| San Bernardino, California | 716 | $ 53,008,000 | $ 74,033 | $ 60,000 |
| Clark, Nevada | 689 | $ 52,380,000 | $ 76,023 | $ 244,000 |
| Orange, California | 619 | $ 102,136,000 | $ 165,001 | $ 62,000 |
| Lycoming, Pennsylvania | 570 | $ 44,080,000 | $ 77,333 | $ 53,000 |
| Northampton, Pennsylvania | 563 | $ 58,417,000 | $ 103,760 | $ 53,000 |
| Mercer, New Jersey | 561 | $ 68,671,000 | $ 122,408 | $ 58,000 |
| Miami-Dade, Florida | 534 | $ 39,247,000 | $ 73,496 | $ 73,000 |
| Union, New Jersey | 534 | $ 76,938,000 | $ 144,078 | $ 69,000 |
| New Haven, Connecticut | 520 | $ 63,929,000 | $ 122,940 | $ 61,000 |
| Broward, Florida | 518 | $ 45,448,000 | $ 87,737 | $ 51,000 |
| Prince George's, Maryland | 511 | $ 50,076,000 | $ 97,996 | $ 51,000 |
| New Castle, Delaware | 500 | $ 58,594,000 | $ 117,188 | $ 57,000 |
| King, Washington | 486 | $ 48,498,000 | $ 99,790 | $ 15,000 |
| Schuylkill, Pennsylvania | 478 | $ 33,506,000 | $ 70,096 | $ 44,000 |
| Rockingham, New Hampshire | 469 | $ 70,793,000 | $ 150,944 | $ 75,000 |
| Lehigh, Pennsylvania | 425 | $ 41,367,000 | $ 97,334 | $ 49,000 |
| Essex, New Jersey | 421 | $ 70,914,000 | $ 168,441 | $ 76,000 |
| Fairfield, Connecticut | 412 | $ 103,919,000 | $ 252,230 | $ 80,000 |
| Hennepin, Minnesota | 412 | $ 36,737,000 | $ 89,167 | $ 75,000 |
| Kent, Rhode Island | 412 | $ 55,738,000 | $ 135,286 | $ 59,000 |
| Morris, New Jersey | 403 | $ 71,642,000 | $ 177,771 | $ 79,000 |
| Hampden, Massachusetts | 395 | $ 43,452,000 | $ 110,005 | $ 55,000 |
| Sacramento, California | 384 | $ 28,778,000 | $ 74,942 | $ 42,000 |
| Hillsborough, New Hampshire | 384 | $ 48,610,000 | $ 126,588 | $ 68,000 |
| Burlington, New Jersey | 364 | $ 46,272,000 | $ 127,120 | $ 64,000 |
| Camden, New Jersey | 359 | $ 38,033,000 | $ 105,941 | $ 56,000 |
| San Joaquin, California | 354 | $ 25,109,000 | $ 70,929 | $ 18,000 |
| Pierce, Washington | 333 | $ 19,239,000 | $ 57,774 | $ 0 |
| Stanislaus, California | 327 | $ 20,651,000 | $ 63,152 | $ 16,000 |
| Palm Beach, Florida | 321 | $ 46,272,000 | $ 144,149 | $ 77,000 |
| Suffolk, New York | 311 | $ 64,077,000 | $ 206,035 | $ 36,000 |
| Saratoga, New York | 294 | $ 37,996,000 | $ 129,238 | $ 54,000 |
| Milwaukee, Wisconsin | 273 | $ 15,641,000 | $ 57,293 | $ 71,000 |
| Montgomery, Maryland | 271 | $ 40,104,000 | $ 147,985 | $ 48,000 |
| Fairfax, Virginia | 261 | $ 35,699,000 | $ 136,777 | $ 41,000 |
| Orange, Florida | 257 | $ 17,638,000 | $ 68,630 | $ 28,000 |
| Bergen, New Jersey | 257 | $ 47,390,000 | $ 184,396 | $ 74,000 |
| Mecklenburg, North Carolina | 256 | $ 21,116,000 | $ 82,484 | $ 25,000 |
| Santa Clara, California | 250 | $ 43,958,000 | $ 175,832 | $ 138,000 |
| St. Louis, Missouri | 250 | $ 19,379,000 | $ 77,516 | $ 71,000 |
| Albany, New York | 250 | $ 33,574,000 | $ 134,296 | $ 62,000 |
| Baltimore, Maryland | 248 | $ 18,856,000 | $ 76,032 | $ 36,000 |
| Harris, Texas | 241 | $ 18,724,000 | $ 77,692 | $ 0 |
| Hillsborough, Florida | 237 | $ 16,088,000 | $ 67,881 | $ 27,000 |
| Cuyahoga, Ohio | 237 | $ 20,796,000 | $ 87,746 | $ 55,000 |
| Salt Lake, Utah | 235 | $ 15,568,000 | $ 66,246 | $ 11,000 |
| Cape May, New Jersey | 233 | $ 61,710,000 | $ 264,849 | $ 100,000 |
| Contra Costa, California | 231 | $ 31,489,000 | $ 136,316 | $ 61,000 |
| Lee, Florida | 230 | $ 23,358,000 | $ 101,556 | $ 24,000 |
| Somerset, New Jersey | 229 | $ 42,407,000 | $ 185,183 | $ 79,000 |
| Alameda, California | 227 | $ 30,914,000 | $ 136,185 | $ 31,000 |
| Sussex, New Jersey | 225 | $ 26,768,000 | $ 118,968 | $ 72,000 |
| Gloucester, New Jersey | 223 | $ 25,915,000 | $ 116,210 | $ 57,000 |
| York, Pennsylvania | 222 | $ 19,376,000 | $ 87,279 | $ 48,000 |
| Prince William, Virginia | 222 | $ 23,540,000 | $ 106,036 | $ 46,000 |
| Snohomish, Washington | 214 | $ 12,973,000 | $ 60,621 | $ 16,000 |
| Fresno, California | 208 | $ 13,341,000 | $ 64,139 | $ 0 |
| Anne Arundel, Maryland | 206 | $ 24,250,000 | $ 117,718 | $ 58,000 |
| Atlantic, New Jersey | 205 | $ 34,516,000 | $ 168,370 | $ 64,000 |
| Dukes, Massachusetts | 204 | $ 99,978,000 | $ 490,088 | $ 188,000 |
| Hudson, New Jersey | 203 | $ 30,098,000 | $ 148,266 | $ 48,000 |
| Clinton, Pennsylvania | 203 | $ 11,899,000 | $ 58,615 | $ 47,000 |
| Wake, North Carolina | 199 | $ 21,460,000 | $ 107,839 | $ 32,000 |
| Tarrant, Texas | 199 | $ 11,026,000 | $ 55,407 | $ 30,000 |
| Multnomah, Oregon | 189 | $ 11,322,000 | $ 59,904 | $ 0 |
| Marion, Indiana | 188 | $ 13,413,000 | $ 71,345 | $ 47,000 |
| Wayne, Michigan | 188 | $ 13,903,000 | $ 73,952 | $ 90,000 |
| Washington, Rhode Island | 186 | $ 33,284,000 | $ 178,946 | $ 78,000 |
| Dallas, Texas | 186 | $ 14,507,000 | $ 77,994 | $ 0 |
| Nassau, New York | 182 | $ 43,326,000 | $ 238,054 | $ 30,000 |
| Clark, Washington | 174 | $ 8,574,000 | $ 49,275 | $ 0 |
| DuPage, Illinois | 173 | $ 17,987,000 | $ 103,971 | $ 69,000 |
| Dauphin, Pennsylvania | 173 | $ 15,716,000 | $ 90,843 | $ 42,000 |
| Newport, Rhode Island | 171 | $ 28,826,000 | $ 168,573 | $ 88,000 |
| Dakota, Minnesota | 170 | $ 13,696,000 | $ 80,564 | $ 0 |
| Shelby, Tennessee | 170 | $ 9,390,000 | $ 55,235 | $ 0 |
| Arapahoe, Colorado | 169 | $ 13,596,000 | $ 80,449 | $ 0 |
| Kern, California | 168 | $ 8,876,000 | $ 52,833 | $ 27,000 |
| Tolland, Connecticut | 168 | $ 24,623,000 | $ 146,565 | $ 65,000 |
| Westchester, New York | 166 | $ 47,096,000 | $ 283,710 | $ 52,000 |
| El Paso, Colorado | 164 | $ 11,714,000 | $ 71,426 | $ 0 |
| Franklin, Ohio | 164 | $ 11,193,000 | $ 68,250 | $ 7,000 |
| Washington, Oregon | 163 | $ 8,454,000 | $ 51,865 | $ 0 |
| Hamilton, Ohio | 162 | $ 8,347,000 | $ 51,524 | $ 23,000 |
| Jackson, Missouri | 161 | $ 8,458,000 | $ 52,534 | $ 23,000 |
| Northumberland, Pennsylvania | 161 | $ 12,125,000 | $ 75,310 | $ 48,000 |
| Allegheny, Pennsylvania | 160 | $ 11,177,000 | $ 69,856 | $ 52,000 |
| Cumberland, Pennsylvania | 160 | $ 17,889,000 | $ 111,806 | $ 62,000 |
| Pima, Arizona | 157 | $ 10,935,000 | $ 69,649 | $ 27,000 |
| Virginia Beach, Virginia | 155 | $ 10,409,000 | $ 67,154 | $ 51,000 |
| Gwinnett, Georgia | 153 | $ 9,611,000 | $ 62,816 | $ 37,000 |
| Will, Illinois | 153 | $ 11,812,000 | $ 77,202 | $ 51,000 |
| Anoka, Minnesota | 153 | $ 9,212,000 | $ 60,209 | $ 17,000 |
| Chittenden, Vermont | 153 | $ 22,664,000 | $ 148,130 | $ 52,000 |
| Pinellas, Florida | 152 | $ 12,728,000 | $ 83,736 | $ 34,000 |
| Queens, New York | 152 | $ 34,545,000 | $ 227,269 | $ 34,000 |
| Cobb, Georgia | 149 | $ 12,975,000 | $ 87,080 | $ 22,000 |
| Litchfield, Connecticut | 147 | $ 20,891,000 | $ 142,115 | $ 60,000 |
| New London, Connecticut | 147 | $ 22,673,000 | $ 154,238 | $ 60,000 |
| Summit, Ohio | 146 | $ 9,630,000 | $ 65,958 | $ 20,000 |
| Fulton, New York | 142 | $ 14,605,000 | $ 102,852 | $ 54,000 |
| Bristol, Rhode Island | 140 | $ 23,228,000 | $ 165,914 | $ 77,000 |
| Jefferson, Colorado | 138 | $ 11,673,000 | $ 84,586 | $ 34,000 |
| Passaic, New Jersey | 138 | $ 22,897,000 | $ 165,920 | $ 59,000 |
| Ventura, California | 137 | $ 26,799,000 | $ 195,613 | $ 70,000 |
| Johnson, Kansas | 137 | $ 11,551,000 | $ 84,313 | $ 43,000 |
| Ramsey, Minnesota | 135 | $ 10,923,000 | $ 80,911 | $ 16,000 |
| Middlesex, Connecticut | 134 | $ 21,459,000 | $ 160,141 | $ 75,000 |
| Lake, Illinois | 132 | $ 16,803,000 | $ 127,295 | $ 63,000 |
| Duval, Florida | 130 | $ 7,743,000 | $ 59,561 | $ 25,000 |
| St. Charles, Missouri | 130 | $ 6,780,000 | $ 52,153 | $ 0 |
| Fulton, Georgia | 128 | $ 12,945,000 | $ 101,132 | $ 28,000 |
| Centre, Pennsylvania | 126 | $ 12,431,000 | $ 98,658 | $ 52,000 |
| Dutchess, New York | 125 | $ 21,256,000 | $ 170,048 | $ 54,000 |
| Schenectady, New York | 125 | $ 13,810,000 | $ 110,480 | $ 59,000 |
| Clackamas, Oregon | 125 | $ 11,045,000 | $ 88,360 | $ 0 |
| Oakland, Michigan | 123 | $ 15,960,000 | $ 129,756 | $ 9,000 |
| Adams, Colorado | 122 | $ 7,961,000 | $ 65,254 | $ 11,000 |
| Denver, Colorado | 122 | $ 8,748,000 | $ 71,704 | $ 23,000 |
| Howard, Maryland | 121 | $ 12,422,000 | $ 102,661 | $ 35,000 |
| Lebanon, Pennsylvania | 120 | $ 12,296,000 | $ 102,466 | $ 50,000 |
| Solano, California | 118 | $ 10,939,000 | $ 92,703 | $ 42,000 |
| Orange, New York | 118 | $ 15,202,000 | $ 128,830 | $ 37,000 |
| Union, Pennsylvania | 118 | $ 11,808,000 | $ 100,067 | $ 65,000 |
| Utah, Utah | 118 | $ 6,481,000 | $ 54,923 | $ 0 |
| Monroe, Pennsylvania | 117 | $ 12,210,000 | $ 104,358 | $ 64,000 |
| DeKalb, Georgia | 115 | $ 9,457,000 | $ 82,234 | $ 39,000 |
| Guilford, North Carolina | 115 | $ 10,610,000 | $ 92,260 | $ 45,000 |
| Lane, Oregon | 111 | $ 5,170,000 | $ 46,576 | $ 0 |
| Merced, California | 110 | $ 6,341,000 | $ 57,645 | $ 0 |
| Erie, New York | 110 | $ 6,682,000 | $ 60,745 | $ 30,000 |
| Kings, New York | 110 | $ 24,377,000 | $ 221,609 | $ 44,000 |
| Richmond, New York | 109 | $ 22,192,000 | $ 203,596 | $ 48,000 |
| Polk, Iowa | 108 | $ 5,019,000 | $ 46,472 | $ 17,000 |
| Collier, Florida | 107 | $ 19,452,000 | $ 181,794 | $ 64,000 |
| Kane, Illinois | 107 | $ 9,877,000 | $ 92,308 | $ 26,000 |
| Loudoun, Virginia | 106 | $ 15,326,000 | $ 144,584 | $ 48,000 |
| Collin, Texas | 105 | $ 7,701,000 | $ 73,342 | $ 0 |
| Rensselaer, New York | 104 | $ 13,061,000 | $ 125,586 | $ 47,000 |
| Douglas, Colorado | 103 | $ 10,307,000 | $ 100,067 | $ 45,000 |
| St. Joseph, Indiana | 102 | $ 8,168,000 | $ 80,078 | $ 25,000 |
| Marion, Oregon | 100 | $ 4,502,000 | $ 45,020 | $ 0 |
| Davidson, Tennessee | 99 | $ 5,144,000 | $ 51,959 | $ 29,000 |
| Seminole, Florida | 98 | $ 8,505,000 | $ 86,785 | $ 13,000 |
| Harford, Maryland | 98 | $ 8,269,000 | $ 84,377 | $ 48,000 |
| Brevard, Florida | 94 | $ 10,203,000 | $ 108,542 | $ 26,000 |
| Luzerne, Pennsylvania | 94 | $ 8,180,000 | $ 87,021 | $ 47,000 |
| Chesterfield, Virginia | 94 | $ 6,155,000 | $ 65,478 | $ 16,000 |
| Macomb, Michigan | 93 | $ 4,888,000 | $ 52,559 | $ 0 |
| Bernalillo, New Mexico | 92 | $ 6,186,000 | $ 67,239 | $ 0 |
| Windham, Connecticut | 89 | $ 10,210,000 | $ 114,719 | $ 49,000 |
| Ada, Idaho | 89 | $ 4,808,000 | $ 54,022 | $ 0 |
| Kent, Delaware | 88 | $ 8,802,000 | $ 100,022 | $ 45,000 |
| Douglas, Nebraska | 87 | $ 4,045,000 | $ 46,494 | $ 0 |
| Hamilton, Indiana | 86 | $ 11,511,000 | $ 133,848 | $ 59,000 |
| McHenry, Illinois | 85 | $ 7,632,000 | $ 89,788 | $ 36,000 |
| Lake, Indiana | 85 | $ 6,731,000 | $ 79,188 | $ 40,000 |
| Volusia, Florida | 84 | $ 6,965,000 | $ 82,916 | $ 11,000 |
| Lucas, Ohio | 84 | $ 5,078,000 | $ 60,452 | $ 31,000 |
| Knox, Tennessee | 84 | $ 4,215,000 | $ 50,178 | $ 11,000 |
| Frederick, Maryland | 83 | $ 10,464,000 | $ 126,072 | $ 41,000 |
| Merrimack, New Hampshire | 83 | $ 10,879,000 | $ 131,072 | $ 70,000 |
| Butler, Ohio | 83 | $ 4,963,000 | $ 59,795 | $ 32,000 |
| Denton, Texas | 83 | $ 4,689,000 | $ 56,493 | $ 0 |
| Chesapeake, Virginia | 83 | $ 5,327,000 | $ 64,180 | $ 37,000 |
| Sussex, Delaware | 82 | $ 14,886,000 | $ 181,536 | $ 61,000 |
| Allen, Indiana | 82 | $ 6,363,000 | $ 77,597 | $ 34,000 |
| Charleston, South Carolina | 82 | $ 8,541,000 | $ 104,158 | $ 16,000 |
| Warren, New Jersey | 81 | $ 12,545,000 | $ 154,876 | $ 41,000 |
| Sedgwick, Kansas | 80 | $ 3,437,000 | $ 42,962 | $ 21,000 |
| Jefferson, Kentucky | 80 | $ 5,120,000 | $ 64,000 | $ 20,000 |
| Montgomery, New York | 80 | $ 7,233,000 | $ 90,412 | $ 57,000 |
| Forsyth, North Carolina | 79 | $ 7,499,000 | $ 94,924 | $ 39,000 |
| Clay, Missouri | 78 | $ 3,865,000 | $ 49,551 | $ 31,000 |
| Waukesha, Wisconsin | 77 | $ 7,485,000 | $ 97,207 | $ 28,000 |
| Osceola, Florida | 76 | $ 6,153,000 | $ 80,960 | $ 32,000 |
| Baltimore City, Maryland | 76 | $ 5,294,000 | $ 69,657 | $ 10,000 |
| Warren, New York | 74 | $ 9,409,000 | $ 127,148 | $ 52,000 |
| Sarasota, Florida | 73 | $ 11,882,000 | $ 162,767 | $ 59,000 |
| Charles, Maryland | 73 | $ 7,475,000 | $ 102,397 | $ 47,000 |
| Kent, Michigan | 73 | $ 5,010,000 | $ 68,630 | $ 0 |
| Washington, Minnesota | 73 | $ 5,948,000 | $ 81,479 | $ 26,000 |
| Weld, Colorado | 72 | $ 4,677,000 | $ 64,958 | $ 0 |
| Cumberland, Maine | 72 | $ 10,228,000 | $ 142,055 | $ 38,000 |
| Bexar, Texas | 70 | $ 4,630,000 | $ 66,142 | $ 0 |
| Pinal, Arizona | 69 | $ 3,775,000 | $ 54,710 | $ 0 |
| Pasco, Florida | 69 | $ 4,956,000 | $ 71,826 | $ 32,000 |
| Henrico, Virginia | 69 | $ 6,200,000 | $ 89,855 | $ 44,000 |
| San Mateo, California | 68 | $ 15,295,000 | $ 224,926 | $ 80,000 |
| Scott, Minnesota | 68 | $ 5,507,000 | $ 80,985 | $ 27,000 |
| Greenville, South Carolina | 68 | $ 5,308,000 | $ 78,058 | $ 25,000 |
| Thurston, Washington | 68 | $ 4,217,000 | $ 62,014 | $ 51,000 |
| Dane, Wisconsin | 68 | $ 4,688,000 | $ 68,941 | $ 12,000 |
| Hunterdon, New Jersey | 66 | $ 16,178,000 | $ 245,121 | $ 71,000 |
| Salem, New Jersey | 66 | $ 6,680,000 | $ 101,212 | $ 47,000 |
| District of Columbia, District Of Columbia | 65 | $ 14,698,000 | $ 226,123 | $ 47,000 |
| St. Lucie, Florida | 65 | $ 5,671,000 | $ 87,246 | $ 23,000 |
| Carroll, Maryland | 64 | $ 6,399,000 | $ 99,984 | $ 50,000 |
| Jefferson, Missouri | 64 | $ 3,632,000 | $ 56,750 | $ 0 |
| Bronx, New York | 64 | $ 9,326,000 | $ 145,718 | $ 58,000 |
| Richland, South Carolina | 64 | $ 4,845,000 | $ 75,703 | $ 0 |
| Polk, Florida | 63 | $ 3,893,000 | $ 61,793 | $ 10,000 |
| Wright, Minnesota | 63 | $ 3,854,000 | $ 61,174 | $ 0 |
| Lake, Ohio | 63 | $ 3,777,000 | $ 59,952 | $ 9,000 |
| Montgomery, Ohio | 63 | $ 3,358,000 | $ 53,301 | $ 14,000 |
| Monroe, New York | 62 | $ 4,251,000 | $ 68,564 | $ 71,000 |
| Lake, Florida | 61 | $ 4,511,000 | $ 73,950 | $ 11,000 |
| Stark, Ohio | 61 | $ 4,469,000 | $ 73,262 | $ 37,000 |
| Hamilton, Tennessee | 61 | $ 2,984,000 | $ 48,918 | $ 0 |
| Lackawanna, Pennsylvania | 60 | $ 5,703,000 | $ 95,050 | $ 44,000 |
| Larimer, Colorado | 59 | $ 4,054,000 | $ 68,711 | $ 23,000 |
| Madison, Illinois | 59 | $ 3,487,000 | $ 59,101 | $ 0 |
| St. Louis City, Missouri | 59 | $ 3,525,000 | $ 59,745 | $ 0 |
| Tulsa, Oklahoma | 59 | $ 3,448,000 | $ 58,440 | $ 10,000 |
| El Paso, Texas | 59 | $ 2,395,000 | $ 40,593 | $ 0 |
| Placer, California | 58 | $ 8,025,000 | $ 138,362 | $ 18,000 |
| Warren, Ohio | 58 | $ 3,824,000 | $ 65,931 | $ 0 |
| Kitsap, Washington | 58 | $ 4,806,000 | $ 82,862 | $ 0 |
| Genesee, Michigan | 56 | $ 3,687,000 | $ 65,839 | $ 57,000 |
| Cumberland, New Jersey | 56 | $ 5,767,000 | $ 102,982 | $ 31,000 |
| Monterey, California | 55 | $ 10,038,000 | $ 182,509 | $ 0 |
| Sonoma, California | 55 | $ 7,013,000 | $ 127,509 | $ 0 |
| Lancaster, Nebraska | 55 | $ 2,882,000 | $ 52,400 | $ 0 |
| Cecil, Maryland | 54 | $ 7,652,000 | $ 141,703 | $ 58,000 |
| Washoe, Nevada | 54 | $ 4,951,000 | $ 91,685 | $ 0 |
| Washington, New York | 54 | $ 4,817,000 | $ 89,203 | $ 43,000 |
| Montour, Pennsylvania | 54 | $ 4,640,000 | $ 85,925 | $ 62,000 |
| York, South Carolina | 54 | $ 4,152,000 | $ 76,888 | $ 16,000 |
| Davis, Utah | 54 | $ 3,348,000 | $ 62,000 | $ 0 |
| Tulare, California | 53 | $ 4,043,000 | $ 76,283 | $ 0 |
| Durham, North Carolina | 53 | $ 4,539,000 | $ 85,641 | $ 33,000 |
| Westmoreland, Pennsylvania | 53 | $ 3,589,000 | $ 67,716 | $ 22,000 |
| Medina, Ohio | 52 | $ 4,960,000 | $ 95,384 | $ 3,000 |
| Henry, Georgia | 51 | $ 2,200,000 | $ 43,137 | $ 25,000 |
| Travis, Texas | 50 | $ 6,686,000 | $ 133,720 | $ 0 |
| York, Maine | 49 | $ 8,604,000 | $ 175,591 | $ 53,000 |
| Worcester, Maryland | 49 | $ 5,705,000 | $ 116,428 | $ 104,000 |
| Strafford, New Hampshire | 49 | $ 6,238,000 | $ 127,306 | $ 61,000 |
| Buncombe, North Carolina | 49 | $ 4,680,000 | $ 95,510 | $ 59,000 |
| Lorain, Ohio | 49 | $ 2,728,000 | $ 55,673 | $ 5,000 |
| Rutherford, Tennessee | 49 | $ 3,506,000 | $ 71,551 | $ 37,000 |
| St. Clair, Illinois | 48 | $ 2,632,000 | $ 54,833 | $ 0 |
| Onondaga, New York | 48 | $ 3,310,000 | $ 68,958 | $ 40,000 |
| Stafford, Virginia | 48 | $ 4,334,000 | $ 90,291 | $ 40,000 |
| Cabarrus, North Carolina | 46 | $ 3,027,000 | $ 65,804 | $ 8,000 |
| Putnam, New York | 45 | $ 9,227,000 | $ 205,044 | $ 50,000 |
| Ulster, New York | 45 | $ 6,288,000 | $ 139,733 | $ 43,000 |
| Clermont, Ohio | 45 | $ 3,356,000 | $ 74,577 | $ 14,000 |
| Oneida, New York | 44 | $ 3,990,000 | $ 90,681 | $ 48,000 |
| Fort Bend, Texas | 44 | $ 3,357,000 | $ 76,295 | $ 0 |
| Catawba, North Carolina | 43 | $ 2,915,000 | $ 67,790 | $ 26,000 |
| Williamson, Texas | 43 | $ 1,715,000 | $ 39,883 | $ 0 |
| El Dorado, California | 42 | $ 4,775,000 | $ 113,690 | $ 0 |
| Canyon, Idaho | 42 | $ 1,695,000 | $ 40,357 | $ 0 |
| Wyandotte, Kansas | 42 | $ 2,042,000 | $ 48,619 | $ 20,000 |
| DeSoto, Mississippi | 42 | $ 2,315,000 | $ 55,119 | $ 34,000 |
| Lexington, South Carolina | 42 | $ 2,210,000 | $ 52,619 | $ 0 |
| Cherokee, Georgia | 41 | $ 2,436,000 | $ 59,414 | $ 27,000 |
| Clayton, Georgia | 41 | $ 2,098,000 | $ 51,170 | $ 11,000 |
| Elkhart, Indiana | 41 | $ 3,632,000 | $ 88,585 | $ 35,000 |
| Scott, Iowa | 41 | $ 2,693,000 | $ 65,682 | $ 0 |
| Montgomery, Texas | 41 | $ 3,464,000 | $ 84,487 | $ 0 |
| Monroe, Indiana | 40 | $ 2,776,000 | $ 69,400 | $ 22,000 |
| Johnson, Indiana | 39 | $ 2,113,000 | $ 54,179 | $ 40,000 |
| Union, North Carolina | 39 | $ 3,494,000 | $ 89,589 | $ 40,000 |
| Spokane, Washington | 39 | $ 1,503,000 | $ 38,538 | $ 0 |
| Martin, Florida | 38 | $ 7,476,000 | $ 196,736 | $ 26,000 |
| Carbon, Pennsylvania | 38 | $ 2,715,000 | $ 71,447 | $ 37,000 |
| Horry, South Carolina | 38 | $ 2,969,000 | $ 78,131 | $ 32,000 |
| Sumner, Tennessee | 38 | $ 2,793,000 | $ 73,500 | $ 31,000 |
| Roanoke City, Virginia | 38 | $ 2,364,000 | $ 62,210 | $ 18,000 |
| Spotsylvania, Virginia | 38 | $ 3,023,000 | $ 79,552 | $ 31,000 |
| Imperial, California | 37 | $ 1,896,000 | $ 51,243 | $ 28,000 |
| San Francisco, California | 37 | $ 9,773,000 | $ 264,135 | $ 50,000 |
| Linn, Iowa | 37 | $ 1,611,000 | $ 43,540 | $ 0 |
| Hampshire, Massachusetts | 37 | $ 5,138,000 | $ 138,864 | $ 57,000 |
| Rockland, New York | 37 | $ 9,315,000 | $ 251,756 | $ 17,000 |
| Davidson, North Carolina | 37 | $ 3,295,000 | $ 89,054 | $ 36,000 |
| Randolph, North Carolina | 37 | $ 3,351,000 | $ 90,567 | $ 39,000 |
| Weber, Utah | 37 | $ 2,275,000 | $ 61,486 | $ 0 |
| Rock, Wisconsin | 37 | $ 2,270,000 | $ 61,351 | $ 0 |
| Washington, Wisconsin | 37 | $ 2,135,000 | $ 57,702 | $ 0 |
| Madera, California | 36 | $ 2,176,000 | $ 60,444 | $ 15,000 |
| Vanderburgh, Indiana | 36 | $ 2,530,000 | $ 70,277 | $ 17,000 |
| Fayette, Kentucky | 36 | $ 1,801,000 | $ 50,027 | $ 29,000 |
| Henderson, North Carolina | 36 | $ 2,572,000 | $ 71,444 | $ 11,000 |
| Franklin, Pennsylvania | 36 | $ 3,340,000 | $ 92,777 | $ 57,000 |
| Norfolk, Virginia | 36 | $ 2,347,000 | $ 65,194 | $ 0 |
| Boulder, Colorado | 35 | $ 6,547,000 | $ 187,057 | $ 41,000 |
| Gaston, North Carolina | 35 | $ 1,783,000 | $ 50,942 | $ 19,000 |
| Linn, Oregon | 35 | $ 924,000 | $ 26,400 | $ 0 |
| Adams, Pennsylvania | 35 | $ 3,021,000 | $ 86,314 | $ 27,000 |
| Kenton, Kentucky | 34 | $ 1,762,000 | $ 51,823 | $ 0 |
| Oklahoma, Oklahoma | 34 | $ 2,620,000 | $ 77,058 | $ 0 |
| Spartanburg, South Carolina | 34 | $ 1,997,000 | $ 58,735 | $ 0 |
| St. Croix, Wisconsin | 34 | $ 1,813,000 | $ 53,323 | $ 0 |
| Yavapai, Arizona | 33 | $ 2,510,000 | $ 76,060 | $ 0 |
| Leon, Florida | 33 | $ 2,912,000 | $ 88,242 | $ 21,000 |
| Washtenaw, Michigan | 33 | $ 3,636,000 | $ 110,181 | $ 81,000 |
| Carver, Minnesota | 33 | $ 3,393,000 | $ 102,818 | $ 0 |
| Johnston, North Carolina | 33 | $ 2,482,000 | $ 75,212 | $ 19,000 |
| Mohave, Arizona | 32 | $ 3,313,000 | $ 103,531 | $ 0 |
| Santa Barbara, California | 32 | $ 5,918,000 | $ 184,937 | $ 81,000 |
| Marion, Florida | 32 | $ 1,490,000 | $ 46,562 | $ 38,000 |
| Chatham, Georgia | 32 | $ 3,328,000 | $ 104,000 | $ 14,000 |
| Niagara, New York | 32 | $ 1,736,000 | $ 54,250 | $ 30,000 |
| Licking, Ohio | 32 | $ 2,467,000 | $ 77,093 | $ 15,000 |
| Deschutes, Oregon | 32 | $ 2,066,000 | $ 64,562 | $ 0 |
| Newport News, Virginia | 32 | $ 1,712,000 | $ 53,500 | $ 0 |
| Charlotte, Florida | 31 | $ 3,217,000 | $ 103,774 | $ 26,000 |
| Winnebago, Illinois | 31 | $ 2,214,000 | $ 71,419 | $ 0 |
| Sherburne, Minnesota | 31 | $ 2,437,000 | $ 78,612 | $ 0 |
| Iredell, North Carolina | 31 | $ 3,866,000 | $ 124,709 | $ 29,000 |
| Rowan, North Carolina | 31 | $ 2,594,000 | $ 83,677 | $ 18,000 |
| Arlington, Virginia | 31 | $ 5,435,000 | $ 175,322 | $ 60,000 |
| Racine, Wisconsin | 31 | $ 1,720,000 | $ 55,483 | $ 0 |
| Escambia, Florida | 30 | $ 2,053,000 | $ 68,433 | $ 58,000 |
| Cass, North Dakota | 30 | $ 1,348,000 | $ 44,933 | $ 0 |
| Winnebago, Wisconsin | 30 | $ 1,586,000 | $ 52,866 | $ 0 |
| Okaloosa, Florida | 29 | $ 4,060,000 | $ 140,000 | $ 0 |
| Kendall, Illinois | 29 | $ 3,506,000 | $ 120,896 | $ 35,000 |
| Ingham, Michigan | 29 | $ 2,183,000 | $ 75,275 | $ 0 |
| Sarpy, Nebraska | 29 | $ 1,593,000 | $ 54,931 | $ 0 |
| Jackson, Oregon | 29 | $ 2,404,000 | $ 82,896 | $ 0 |
| Josephine, Oregon | 29 | $ 1,495,000 | $ 51,551 | $ 0 |
| Columbia, Pennsylvania | 29 | $ 1,851,000 | $ 63,827 | $ 33,000 |
| Yuma, Arizona | 28 | $ 1,824,000 | $ 65,142 | $ 0 |
| Sutter, California | 28 | $ 2,444,000 | $ 87,285 | $ 0 |
| Paulding, Georgia | 28 | $ 1,807,000 | $ 64,535 | $ 0 |
| Hendricks, Indiana | 28 | $ 2,568,000 | $ 91,714 | $ 25,000 |
| Minnehaha, South Dakota | 28 | $ 2,033,000 | $ 72,607 | $ 0 |
| Washington, Utah | 28 | $ 1,602,000 | $ 57,214 | $ 0 |
| Cowlitz, Washington | 28 | $ 1,316,000 | $ 47,000 | $ 0 |
| Butte, California | 27 | $ 1,998,000 | $ 74,000 | $ 49,000 |
| Manatee, Florida | 27 | $ 3,230,000 | $ 119,629 | $ 17,000 |
| Calvert, Maryland | 27 | $ 2,454,000 | $ 90,888 | $ 16,000 |
| Grafton, New Hampshire | 27 | $ 3,432,000 | $ 127,111 | $ 99,000 |
| Greene, New York | 27 | $ 3,532,000 | $ 130,814 | $ 52,000 |
| Portage, Ohio | 27 | $ 2,306,000 | $ 85,407 | $ 0 |
| Dorchester, South Carolina | 27 | $ 1,690,000 | $ 62,592 | $ 0 |
| Blount, Tennessee | 27 | $ 1,356,000 | $ 50,222 | $ 0 |
| Frederick, Virginia | 27 | $ 1,961,000 | $ 72,629 | $ 30,000 |
| St. Johns, Florida | 26 | $ 3,290,000 | $ 126,538 | $ 0 |
| Boone, Kentucky | 26 | $ 2,240,000 | $ 86,153 | $ 0 |
| Chisago, Minnesota | 26 | $ 2,220,000 | $ 85,384 | $ 0 |
| Carroll, New Hampshire | 26 | $ 6,290,000 | $ 241,923 | $ 73,000 |
| New Hanover, North Carolina | 26 | $ 2,524,000 | $ 97,076 | $ 37,000 |
| Perry, Pennsylvania | 26 | $ 2,438,000 | $ 93,769 | $ 40,000 |
| Beaufort, South Carolina | 26 | $ 4,824,000 | $ 185,538 | $ 108,000 |
| Williamson, Tennessee | 26 | $ 3,910,000 | $ 150,384 | $ 47,000 |
| Hampton, Virginia | 26 | $ 2,151,000 | $ 82,730 | $ 0 |
| Shasta, California | 25 | $ 1,877,000 | $ 75,080 | $ 0 |
| Clay, Florida | 25 | $ 2,073,000 | $ 82,920 | $ 0 |
| Houston, Georgia | 25 | $ 1,878,000 | $ 75,120 | $ 0 |
| Washington, Maryland | 25 | $ 2,245,000 | $ 89,800 | $ 4,000 |
| Isanti, Minnesota | 25 | $ 1,532,000 | $ 61,280 | $ 0 |
| Cass, Missouri | 25 | $ 1,192,000 | $ 47,680 | $ 10,000 |
| Wood, Ohio | 25 | $ 1,779,000 | $ 71,160 | $ 0 |
| Butler, Pennsylvania | 25 | $ 1,749,000 | $ 69,960 | $ 19,000 |
| Pike, Pennsylvania | 25 | $ 2,379,000 | $ 95,160 | $ 47,000 |
| Whatcom, Washington | 25 | $ 2,356,000 | $ 94,240 | $ 0 |
| Forsyth, Georgia | 24 | $ 2,459,000 | $ 102,458 | $ 16,000 |
| Stearns, Minnesota | 24 | $ 921,000 | $ 38,375 | $ 0 |
| Belknap, New Hampshire | 24 | $ 4,677,000 | $ 194,875 | $ 49,000 |
| Delaware, Ohio | 24 | $ 2,809,000 | $ 117,041 | $ 3,000 |
| Trumbull, Ohio | 24 | $ 1,655,000 | $ 68,958 | $ 0 |
| Anderson, South Carolina | 24 | $ 1,652,000 | $ 68,833 | $ 50,000 |
| Bradley, Tennessee | 24 | $ 917,000 | $ 38,208 | $ 0 |
| Roanoke, Virginia | 24 | $ 1,437,000 | $ 59,875 | $ 0 |
| Suffolk, Virginia | 24 | $ 1,541,000 | $ 64,208 | $ 0 |
| Hernando, Florida | 23 | $ 1,481,000 | $ 64,391 | $ 38,000 |
| Clark, Indiana | 23 | $ 1,100,000 | $ 47,826 | $ 0 |
| Hancock, Indiana | 23 | $ 1,860,000 | $ 80,869 | $ 26,000 |
| Berkshire, Massachusetts | 23 | $ 3,863,000 | $ 167,956 | $ 41,000 |
| Olmsted, Minnesota | 23 | $ 1,171,000 | $ 50,913 | $ 0 |
| Benton, Oregon | 23 | $ 2,148,000 | $ 93,391 | $ 0 |
| Berkeley, South Carolina | 23 | $ 1,802,000 | $ 78,347 | $ 32,000 |
| Sevier, Tennessee | 23 | $ 1,156,000 | $ 50,260 | $ 28,000 |
| Berkeley, West Virginia | 23 | $ 1,509,000 | $ 65,608 | $ 35,000 |
| Yolo, California | 22 | $ 3,050,000 | $ 138,636 | $ 0 |
| Santa Rosa, Florida | 22 | $ 1,182,000 | $ 53,727 | $ 0 |
| Penobscot, Maine | 22 | $ 1,190,000 | $ 54,090 | $ 67,000 |
| St. Louis, Minnesota | 22 | $ 1,506,000 | $ 68,454 | $ 23,000 |
| Columbia, New York | 22 | $ 2,896,000 | $ 131,636 | $ 62,000 |
| Fairfield, Ohio | 22 | $ 1,112,000 | $ 50,545 | $ 0 |
| Montgomery, Tennessee | 22 | $ 1,157,000 | $ 52,590 | $ 0 |
| Alexandria, Virginia | 22 | $ 2,714,000 | $ 123,363 | $ 71,000 |
| Portsmouth, Virginia | 22 | $ 1,177,000 | $ 53,500 | $ 0 |
| Brown, Wisconsin | 22 | $ 1,757,000 | $ 79,863 | $ 0 |
| Nevada, California | 21 | $ 2,929,000 | $ 139,476 | $ 0 |
| San Luis Obispo, California | 21 | $ 4,599,000 | $ 219,000 | $ 0 |
| Alachua, Florida | 21 | $ 2,654,000 | $ 126,380 | $ 33,000 |
| Douglas, Georgia | 21 | $ 1,905,000 | $ 90,714 | $ 0 |
| Madison, Indiana | 21 | $ 1,257,000 | $ 59,857 | $ 38,000 |
| Porter, Indiana | 21 | $ 1,986,000 | $ 94,571 | $ 23,000 |
| Kalamazoo, Michigan | 21 | $ 2,383,000 | $ 113,476 | $ 0 |
| Livingston, Michigan | 21 | $ 1,822,000 | $ 86,761 | $ 0 |
| New York, New York | 21 | $ 5,413,000 | $ 257,761 | $ 51,000 |
| Washington, Pennsylvania | 21 | $ 1,146,000 | $ 54,571 | $ 14,000 |
| Wayne, Pennsylvania | 21 | $ 1,931,000 | $ 91,952 | $ 50,000 |
| Richmond City, Virginia | 21 | $ 1,431,000 | $ 68,142 | $ 31,000 |
| Benton, Washington | 21 | $ 1,227,000 | $ 58,428 | $ 0 |
| Yakima, Washington | 21 | $ 700,000 | $ 33,333 | $ 0 |
| Kenosha, Wisconsin | 21 | $ 1,484,000 | $ 70,666 | $ 41,000 |
| Calaveras, California | 20 | $ 1,921,000 | $ 96,050 | $ 0 |
| Napa, California | 20 | $ 3,748,000 | $ 187,400 | $ 2,000 |
| Yuba, California | 20 | $ 966,000 | $ 48,300 | $ 0 |
| Shawnee, Kansas | 20 | $ 1,092,000 | $ 54,600 | $ 0 |
| St. Mary's, Maryland | 20 | $ 1,858,000 | $ 92,900 | $ 0 |
| Jackson, Michigan | 20 | $ 1,531,000 | $ 76,550 | $ 0 |
| Ottawa, Michigan | 20 | $ 1,227,000 | $ 61,350 | $ 0 |
| Platte, Missouri | 20 | $ 922,000 | $ 46,100 | $ 0 |
| Broome, New York | 20 | $ 1,211,000 | $ 60,550 | $ 44,000 |
| Cleveland, North Carolina | 20 | $ 890,000 | $ 44,500 | $ 0 |
| Wayne, Ohio | 20 | $ 883,000 | $ 44,150 | $ 6,000 |
| Yamhill, Oregon | 20 | $ 805,000 | $ 40,250 | $ 0 |
| Blair, Pennsylvania | 20 | $ 1,570,000 | $ 78,500 | $ 39,000 |
| Culpeper, Virginia | 20 | $ 2,681,000 | $ 134,050 | $ 16,000 |
| Hanover, Virginia | 20 | $ 1,734,000 | $ 86,700 | $ 0 |
| Marin, California | 19 | $ 6,450,000 | $ 339,473 | $ 54,000 |
| Santa Cruz, California | 19 | $ 3,404,000 | $ 179,157 | $ 0 |
| Bay, Florida | 19 | $ 1,633,000 | $ 85,947 | $ 9,000 |
| Flagler, Florida | 19 | $ 2,341,000 | $ 123,210 | $ 14,000 |
| Coweta, Georgia | 19 | $ 942,000 | $ 49,578 | $ 0 |
| Walton, Georgia | 19 | $ 1,532,000 | $ 80,631 | $ 0 |
| Kootenai, Idaho | 19 | $ 1,463,000 | $ 77,000 | $ 0 |
| Warrick, Indiana | 19 | $ 1,175,000 | $ 61,842 | $ 27,000 |
| Wicomico, Maryland | 19 | $ 1,414,000 | $ 74,421 | $ 33,000 |
| Berrien, Michigan | 19 | $ 1,497,000 | $ 78,789 | $ 26,000 |
| Alamance, North Carolina | 19 | $ 1,567,000 | $ 82,473 | $ 30,000 |
| Cumberland, North Carolina | 19 | $ 882,000 | $ 46,421 | $ 0 |
| Haywood, North Carolina | 19 | $ 1,517,000 | $ 79,842 | $ 11,000 |
| Geauga, Ohio | 19 | $ 2,135,000 | $ 112,368 | $ 19,000 |
| Mahoning, Ohio | 19 | $ 972,000 | $ 51,157 | $ 0 |
| Polk, Oregon | 19 | $ 773,000 | $ 40,684 | $ 0 |
| Mercer, Pennsylvania | 19 | $ 1,068,000 | $ 56,210 | $ 6,000 |
| Tipton, Tennessee | 19 | $ 1,187,000 | $ 62,473 | $ 0 |
| Wilson, Tennessee | 19 | $ 951,000 | $ 50,052 | $ 0 |
| Washington, Vermont | 19 | $ 2,520,000 | $ 132,631 | $ 76,000 |
| Manassas, Virginia | 19 | $ 1,516,000 | $ 79,789 | $ 0 |
| Dodge, Wisconsin | 19 | $ 1,293,000 | $ 68,052 | $ 0 |
| Walworth, Wisconsin | 19 | $ 1,169,000 | $ 61,526 | $ 34,000 |
| Pueblo, Colorado | 18 | $ 1,276,000 | $ 70,888 | $ 0 |
| Bibb, Georgia | 18 | $ 950,000 | $ 52,777 | $ 0 |
| Muscogee, Georgia | 18 | $ 1,286,000 | $ 71,444 | $ 0 |
| LaPorte, Indiana | 18 | $ 1,360,000 | $ 75,555 | $ 18,000 |
| Marshall, Indiana | 18 | $ 1,348,000 | $ 74,888 | $ 30,000 |
| Nantucket, Massachusetts | 18 | $ 10,740,000 | $ 596,666 | $ 114,000 |
| Monroe, Michigan | 18 | $ 1,400,000 | $ 77,777 | $ 19,000 |
| Lincoln, North Carolina | 18 | $ 1,105,000 | $ 61,388 | $ 0 |
| Rockingham, North Carolina | 18 | $ 1,338,000 | $ 74,333 | $ 46,000 |
| Hidalgo, Texas | 18 | $ 1,152,000 | $ 64,000 | $ 0 |
| Lynchburg, Virginia | 18 | $ 1,307,000 | $ 72,611 | $ 0 |
| Outagamie, Wisconsin | 18 | $ 1,107,000 | $ 61,500 | $ 25,000 |
| Cochise, Arizona | 17 | $ 555,000 | $ 32,647 | $ 16,000 |
| Coconino, Arizona | 17 | $ 1,339,000 | $ 78,764 | $ 0 |
| Kings, California | 17 | $ 744,000 | $ 43,764 | $ 0 |
| San Benito, California | 17 | $ 2,303,000 | $ 135,470 | $ 0 |
| Carroll, Georgia | 17 | $ 954,000 | $ 56,117 | $ 0 |
| DeKalb, Illinois | 17 | $ 1,114,000 | $ 65,529 | $ 31,000 |
| Kosciusko, Indiana | 17 | $ 1,800,000 | $ 105,882 | $ 30,000 |
| Queen Anne's, Maryland | 17 | $ 1,780,000 | $ 104,705 | $ 103,000 |
| Herkimer, New York | 17 | $ 1,869,000 | $ 109,941 | $ 40,000 |
| Onslow, North Carolina | 17 | $ 1,295,000 | $ 76,176 | $ 44,000 |
| Pennington, South Dakota | 17 | $ 837,000 | $ 49,235 | $ 0 |
| Barrow, Georgia | 16 | $ 1,227,000 | $ 76,687 | $ 0 |
| Catoosa, Georgia | 16 | $ 965,000 | $ 60,312 | $ 0 |
| Henry, Indiana | 16 | $ 853,000 | $ 53,312 | $ 14,000 |
| Muskegon, Michigan | 16 | $ 785,000 | $ 49,062 | $ 0 |
| Oswego, New York | 16 | $ 1,400,000 | $ 87,500 | $ 49,000 |
| Richland, Ohio | 16 | $ 1,348,000 | $ 84,250 | $ 0 |
| Erie, Pennsylvania | 16 | $ 899,000 | $ 56,187 | $ 36,000 |
| Brazoria, Texas | 16 | $ 711,000 | $ 44,437 | $ 0 |
| Windham, Vermont | 16 | $ 1,984,000 | $ 124,000 | $ 55,000 |
| Jefferson, West Virginia | 16 | $ 1,613,000 | $ 100,812 | $ 21,000 |
Mortgage Loan Application Detail Totals for Sovereign Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 41,909 | $4,686,111,000 | $85,538 | $6,000,000 | $18,442 | $3,204,000 |
| Refinancing | 36,036 | $4,863,105,000 | $108,666 | $9,770,000 | $29,354 | $9,691,000 |
| Home Improvement | 6,199 | $393,463,000 | $58,173 | $2,078,000 | $24,152 | $4,628,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 43,950 | $3,742,491,000 | $78,666 | $9,770,000 | $803 | $1,250,000 |
| White | 30,939 | $4,911,151,000 | $146,595 | $6,000,000 | $79,000 | $4,628,000 |
| Not Provided | 2,813 | $374,014,000 | $104,054 | $2,000,000 | $55,081 | $842,000 |
| Hispanic | 2,419 | $342,570,000 | $145,681 | $750,000 | $50,409 | $9,691,000 |
| Black or African American | 2,332 | $298,704,000 | $145,375 | $1,100,000 | $50,708 | $3,426,000 |
| Asian | 1,518 | $250,151,000 | $179,391 | $974,000 | $61,956 | $688,000 |
| American Indian or Alaskan Native | 101 | $12,779,000 | $108,666 | $1,350,000 | $55,166 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $10,819,000 | $203,133 | $595,000 | $71,733 | $513,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 83,414 | $9,841,973,000 | $91,903 | $9,770,000 | $23,442 | $9,691,000 |
| FHA-insured (Federal Housing Administration) | 685 | $93,664,000 | $155,181 | $441,000 | $56,818 | $430,000 |
| VA-guaranteed (Veterans Administration) | 43 | $6,619,000 | $156,375 | $321,000 | $62,125 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $423,000 | $211,000 | $238,000 | $81,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 43,833 | $3,695,926,000 | $77,627 | $2,000,000 | $1,039 | $538,000 |
| Loan Originated | 30,179 | $4,785,087,000 | $156,868 | $9,770,000 | $81,789 | $9,691,000 |
| Application Denied By Financial Institution | 5,102 | $597,266,000 | $99,536 | $3,000,000 | $55,243 | $3,426,000 |
| Application Approved But Not Accepted | 3,570 | $602,008,000 | $140,392 | $3,500,000 | $63,142 | $1,400,000 |
| Application Withdrawn By Applicant | 1,061 | $200,889,000 | $159,772 | $2,000,000 | $79,227 | $4,628,000 |
| Preapproval Denied by Financial Institution | 283 | $37,283,000 | $131,000 | $450,000 | $41,000 | $150,000 |
| File Closed For Incompleteness | 116 | $24,220,000 | $200,400 | $1,600,000 | $39,066 | $216,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,244 | $221,783,000 | $91,600 | $3,000,000 | $61,600 | $3,426,000 |
| Debt-To-Income Ratio | 1,216 | $151,440,000 | $121,925 | $1,350,000 | $47,740 | $828,000 |
| Collateral | 728 | $91,705,000 | $110,357 | $700,000 | $65,321 | $700,000 |
| Other | 601 | $80,906,000 | $109,857 | $800,000 | $57,678 | $923,000 |
| Credit Application Incomplete | 267 | $52,533,000 | $165,142 | $1,450,000 | $53,285 | $600,000 |
| Mortgage Insurance Denied | 140 | $10,692,000 | $80,000 | $400,000 | $61,307 | $266,000 |
| Unverifiable Information | 119 | $16,519,000 | $103,090 | $500,000 | $45,909 | $185,000 |
| Employment History | 40 | $4,920,000 | $124,833 | $334,000 | $29,250 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $4,051,000 | $153,142 | $334,000 | $64,142 | $207,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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