Stifel Bank & Trust Mortgage Lending & HMDA Data, 2023

In 2023, Stifel Bank & Trust of St. Louis, MO reported 4,022 mortgage applications totaling $1.9 billion, down 39% from 2022. The average application was for $475,243, and applicants reported an average income of $311,768. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (1,469), Los Angeles-Long Beach-Glendale, CA (80) and New York-Jersey City-White Plains, NY-NJ (77) (applications in parentheses).

Mortgage Company & Address Stifel Bank & Trust
501 North Broadway
St. Louis, MO 63102
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 4,022
Total Mortgage Loan Application Amount $1,911,430,000
Average Mortgage Loan Application Amount $475,243
Highest Mortgage Loan Application Amount $10,405,000
Average Applicant Income $311,768
Highest Applicant Income $9,637,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Stifel Bank & Trust by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 793 $ 266,935,000 $ 336,614 $ 219,000
St. Charles, Missouri 322 $ 101,490,000 $ 315,186 $ 160,000
St. Louis City, Missouri 181 $ 41,245,000 $ 227,872 $ 163,000
Los Angeles, California 80 $ 78,540,000 $ 981,750 $ 733,000
Jefferson, Missouri 64 $ 17,660,000 $ 275,937 $ 131,000
Cook, Illinois 51 $ 27,145,000 $ 532,254 $ 372,000
Maricopa, Arizona 49 $ 25,655,000 $ 523,571 $ 294,000
Palm Beach, Florida 39 $ 24,835,000 $ 636,794 $ 615,000
San Diego, California 34 $ 28,960,000 $ 851,764 $ 578,000
Warren, Missouri 33 $ 12,885,000 $ 390,454 $ 263,000
Suffolk, New York 33 $ 47,565,000 $ 1,441,363 $ 1,037,000
Fulton, Georgia 26 $ 25,560,000 $ 983,076 $ 745,000
Orange, California 24 $ 24,080,000 $ 1,003,333 $ 537,000
Pinellas, Florida 24 $ 16,380,000 $ 682,500 $ 368,000
Collier, Florida 23 $ 15,525,000 $ 675,000 $ 645,000
Sarasota, Florida 23 $ 16,125,000 $ 701,086 $ 513,000
St. Clair, Illinois 22 $ 5,150,000 $ 234,090 $ 136,000
Jefferson, Alabama 20 $ 7,560,000 $ 378,000 $ 377,000
Bergen, New Jersey 20 $ 10,810,000 $ 540,500 $ 363,000
Nassau, New York 20 $ 15,160,000 $ 758,000 $ 485,000
King, Washington 20 $ 16,070,000 $ 803,500 $ 408,000
Lee, Florida 19 $ 10,285,000 $ 541,315 $ 578,000
Miami-Dade, Florida 19 $ 25,275,000 $ 1,330,263 $ 838,000
Lincoln, Missouri 19 $ 5,345,000 $ 281,315 $ 114,000
Mecklenburg, North Carolina 19 $ 9,265,000 $ 487,631 $ 309,000
Dallas, Texas 19 $ 20,725,000 $ 1,090,789 $ 529,000
Travis, Texas 19 $ 16,815,000 $ 885,000 $ 450,000
Riverside, California 18 $ 11,400,000 $ 633,333 $ 460,000
Oakland, Michigan 17 $ 10,825,000 $ 636,764 $ 341,000
Camden, Missouri 17 $ 6,805,000 $ 400,294 $ 340,000
Franklin, Missouri 17 $ 6,715,000 $ 395,000 $ 267,000
Monmouth, New Jersey 17 $ 9,905,000 $ 582,647 $ 368,000
Lee, Alabama 16 $ 6,320,000 $ 395,000 $ 192,000
Broward, Florida 16 $ 14,490,000 $ 905,625 $ 499,000
Davidson, Tennessee 16 $ 8,980,000 $ 561,250 $ 367,000
New York, New York 15 $ 14,835,000 $ 989,000 $ 500,000
Madison, Illinois 14 $ 4,080,000 $ 291,428 $ 197,000
Shelby, Tennessee 14 $ 5,990,000 $ 427,857 $ 449,000
Tarrant, Texas 14 $ 14,570,000 $ 1,040,714 $ 857,000
Sonoma, California 13 $ 8,155,000 $ 627,307 $ 309,000
Manatee, Florida 13 $ 6,495,000 $ 499,615 $ 440,000
Hennepin, Minnesota 13 $ 7,715,000 $ 593,461 $ 290,000
Wake, North Carolina 13 $ 5,445,000 $ 418,846 $ 181,000
Snohomish, Washington 13 $ 7,855,000 $ 604,230 $ 253,000
Contra Costa, California 12 $ 6,710,000 $ 559,166 $ 297,000
Marion, Indiana 12 $ 4,600,000 $ 383,333 $ 253,000
Kings, New York 12 $ 17,600,000 $ 1,466,666 $ 881,000
Westchester, New York 12 $ 9,590,000 $ 799,166 $ 625,000
Baldwin, Alabama 11 $ 5,835,000 $ 530,454 $ 380,000
San Bernardino, California 11 $ 4,105,000 $ 373,181 $ 295,000
Chatham, Georgia 11 $ 5,735,000 $ 521,363 $ 331,000
Middlesex, Massachusetts 11 $ 6,435,000 $ 585,000 $ 384,000
Flathead, Montana 11 $ 6,165,000 $ 560,454 $ 812,000
Gallatin, Montana 11 $ 8,865,000 $ 805,909 $ 371,000
Washoe, Nevada 11 $ 11,215,000 $ 1,019,545 $ 542,000
Essex, New Jersey 11 $ 4,405,000 $ 400,454 $ 240,000
Moore, North Carolina 11 $ 5,235,000 $ 475,909 $ 288,000
Mahoning, Ohio 11 $ 2,245,000 $ 204,090 $ 142,000
Montgomery, Pennsylvania 11 $ 3,485,000 $ 316,818 $ 252,000
Collin, Texas 11 $ 7,575,000 $ 688,636 $ 324,000
San Francisco, California 10 $ 8,300,000 $ 830,000 $ 485,000
Fairfield, Connecticut 10 $ 11,180,000 $ 1,118,000 $ 740,000
Hamilton, Indiana 10 $ 5,440,000 $ 544,000 $ 294,000
Jefferson, Kentucky 10 $ 2,120,000 $ 212,000 $ 105,000
Jackson, Missouri 10 $ 3,100,000 $ 310,000 $ 298,000
Ocean, New Jersey 10 $ 4,000,000 $ 400,000 $ 575,000
Greenville, South Carolina 10 $ 2,780,000 $ 278,000 $ 199,000
Mobile, Alabama 9 $ 2,805,000 $ 311,666 $ 213,000
Yavapai, Arizona 9 $ 3,905,000 $ 433,888 $ 181,000
Alameda, California 9 $ 7,505,000 $ 833,888 $ 330,000
Santa Barbara, California 9 $ 8,395,000 $ 932,777 $ 727,000
Harris, Georgia 9 $ 4,605,000 $ 511,666 $ 261,000
Baltimore, Maryland 9 $ 3,765,000 $ 418,333 $ 393,000
Montgomery, Maryland 9 $ 5,405,000 $ 600,555 $ 268,000
Clark, Nevada 9 $ 5,855,000 $ 650,555 $ 473,000
Mercer, New Jersey 9 $ 3,465,000 $ 385,000 $ 228,000
Oklahoma, Oklahoma 9 $ 3,345,000 $ 371,666 $ 257,000
Multnomah, Oregon 9 $ 3,665,000 $ 407,222 $ 254,000
Bucks, Pennsylvania 9 $ 3,965,000 $ 440,555 $ 211,000
Beaufort, South Carolina 9 $ 5,615,000 $ 623,888 $ 524,000
Placer, California 8 $ 7,420,000 $ 927,500 $ 437,000
Larimer, Colorado 8 $ 3,250,000 $ 406,250 $ 279,000
Hillsborough, Florida 8 $ 3,990,000 $ 498,750 $ 990,000
Orange, Florida 8 $ 2,490,000 $ 311,250 $ 211,000
Polk, Florida 8 $ 4,440,000 $ 555,000 $ 370,000
Walton, Florida 8 $ 8,190,000 $ 1,023,750 $ 920,000
Ada, Idaho 8 $ 4,350,000 $ 543,750 $ 257,000
Lake, Illinois 8 $ 3,840,000 $ 480,000 $ 374,000
Allegheny, Pennsylvania 8 $ 2,970,000 $ 371,250 $ 174,000
Denton, Texas 8 $ 4,600,000 $ 575,000 $ 284,000
Harris, Texas 8 $ 3,340,000 $ 417,500 $ 593,000
McLennan, Texas 8 $ 4,030,000 $ 503,750 $ 351,000
Pierce, Washington 8 $ 4,090,000 $ 511,250 $ 302,000
Ventura, California 7 $ 3,595,000 $ 513,571 $ 291,000
Arapahoe, Colorado 7 $ 4,705,000 $ 672,142 $ 290,000
Denver, Colorado 7 $ 3,825,000 $ 546,428 $ 316,000
Jefferson, Colorado 7 $ 3,575,000 $ 510,714 $ 228,000
Summit, Colorado 7 $ 8,775,000 $ 1,253,571 $ 1,140,000
District of Columbia, District Of Columbia 7 $ 4,395,000 $ 627,857 $ 312,000
Lake, Indiana 7 $ 2,025,000 $ 289,285 $ 224,000
Johnson, Kansas 7 $ 1,975,000 $ 282,142 $ 243,000
Barnstable, Massachusetts 7 $ 3,115,000 $ 445,000 $ 242,000
Kalamazoo, Michigan 7 $ 1,935,000 $ 276,428 $ 248,000
Ottawa, Michigan 7 $ 2,135,000 $ 305,000 $ 195,000
New Hanover, North Carolina 7 $ 5,125,000 $ 732,142 $ 456,000
Franklin, Ohio 7 $ 2,355,000 $ 336,428 $ 232,000
Delaware, Pennsylvania 7 $ 2,005,000 $ 286,428 $ 163,000
Horry, South Carolina 7 $ 6,155,000 $ 879,285 $ 487,000
Williamson, Tennessee 7 $ 5,235,000 $ 747,857 $ 299,000
Bexar, Texas 7 $ 2,415,000 $ 345,000 $ 215,000
Montgomery, Alabama 6 $ 1,650,000 $ 275,000 $ 208,000
Pima, Arizona 6 $ 2,380,000 $ 396,666 $ 293,000
Boulder, Colorado 6 $ 4,080,000 $ 680,000 $ 269,000
El Paso, Colorado 6 $ 2,640,000 $ 440,000 $ 169,000
New Haven, Connecticut 6 $ 4,270,000 $ 711,666 $ 289,000
Sussex, Delaware 6 $ 3,910,000 $ 651,666 $ 457,000
Brevard, Florida 6 $ 1,460,000 $ 243,333 $ 229,000
Muscogee, Georgia 6 $ 1,770,000 $ 295,000 $ 267,000
DuPage, Illinois 6 $ 2,770,000 $ 461,666 $ 294,000
Boone, Missouri 6 $ 1,470,000 $ 245,000 $ 169,000
Morris, New Jersey 6 $ 2,010,000 $ 335,000 $ 222,000
Bernalillo, New Mexico 6 $ 2,350,000 $ 391,666 $ 186,000
Hamilton, Ohio 6 $ 2,290,000 $ 381,666 $ 233,000
Clackamas, Oregon 6 $ 2,310,000 $ 385,000 $ 243,000
Washington, Oregon 6 $ 1,670,000 $ 278,333 $ 161,000
Philadelphia, Pennsylvania 6 $ 2,070,000 $ 345,000 $ 145,000
Charleston, South Carolina 6 $ 4,330,000 $ 721,666 $ 565,000
Hamilton, Tennessee 6 $ 2,050,000 $ 341,666 $ 223,000
Summit, Utah 6 $ 10,600,000 $ 1,766,666 $ 887,000
Fairfax, Virginia 6 $ 3,640,000 $ 606,666 $ 252,000
Milwaukee, Wisconsin 6 $ 1,490,000 $ 248,333 $ 114,000
San Luis Obispo, California 5 $ 2,625,000 $ 525,000 $ 345,000
Shasta, California 5 $ 1,395,000 $ 279,000 $ 263,000
Douglas, Colorado 5 $ 2,785,000 $ 557,000 $ 188,000
Indian River, Florida 5 $ 1,365,000 $ 273,000 $ 149,000
St. Johns, Florida 5 $ 4,325,000 $ 865,000 $ 379,000
St. Lucie, Florida 5 $ 945,000 $ 189,000 $ 78,000
Volusia, Florida 5 $ 3,345,000 $ 669,000 $ 326,000
Cobb, Georgia 5 $ 1,835,000 $ 367,000 $ 130,000
Richmond, Georgia 5 $ 1,945,000 $ 389,000 $ 208,000
Troup, Georgia 5 $ 1,075,000 $ 215,000 $ 110,000
Blaine, Idaho 5 $ 3,765,000 $ 753,000 $ 574,000
Polk, Iowa 5 $ 1,625,000 $ 325,000 $ 177,000
Cumberland, Maine 5 $ 2,195,000 $ 439,000 $ 188,000
Suffolk, Massachusetts 5 $ 5,215,000 $ 1,043,000 $ 411,000
Kent, Michigan 5 $ 1,285,000 $ 257,000 $ 146,000
Cape May, New Jersey 5 $ 2,235,000 $ 447,000 $ 421,000
Hudson, New Jersey 5 $ 2,675,000 $ 535,000 $ 399,000
Middlesex, New Jersey 5 $ 2,065,000 $ 413,000 $ 2,059,000
Dutchess, New York 5 $ 3,725,000 $ 745,000 $ 721,000
Brunswick, North Carolina 5 $ 2,355,000 $ 471,000 $ 346,000
Catawba, North Carolina 5 $ 2,335,000 $ 467,000 $ 166,000
Guilford, North Carolina 5 $ 1,775,000 $ 355,000 $ 189,000
Butler, Ohio 5 $ 1,365,000 $ 273,000 $ 211,000
Cuyahoga, Ohio 5 $ 2,085,000 $ 417,000 $ 390,000
Stark, Ohio 5 $ 1,265,000 $ 253,000 $ 235,000
Chester, Pennsylvania 5 $ 1,325,000 $ 265,000 $ 129,000
Parker, Texas 5 $ 1,485,000 $ 297,000 $ 227,000
Albemarle, Virginia 5 $ 1,145,000 $ 229,000 $ 152,000
Washington, Wisconsin 5 $ 1,005,000 $ 201,000 $ 230,000
Madison, Alabama 4 $ 1,380,000 $ 345,000 $ 402,000
Winston, Alabama 4 $ 2,480,000 $ 620,000 $ 957,000
Pulaski, Arkansas 4 $ 1,340,000 $ 335,000 $ 500,000
Santa Clara, California 4 $ 14,140,000 $ 3,535,000 $ 531,000
Santa Cruz, California 4 $ 1,790,000 $ 447,500 $ 197,000
Bay, Florida 4 $ 1,770,000 $ 442,500 $ 214,000
Flagler, Florida 4 $ 1,950,000 $ 487,500 $ 191,000
Lake, Florida 4 $ 1,180,000 $ 295,000 $ 147,000
Martin, Florida 4 $ 2,090,000 $ 522,500 $ 238,000
Pasco, Florida 4 $ 1,420,000 $ 355,000 $ 115,000
Coweta, Georgia 4 $ 1,420,000 $ 355,000 $ 128,000
Greene, Georgia 4 $ 2,510,000 $ 627,500 $ 570,000
Hall, Georgia 4 $ 2,030,000 $ 507,500 $ 308,000
Honolulu, Hawaii 4 $ 1,910,000 $ 477,500 $ 165,000
Maui, Hawaii 4 $ 2,560,000 $ 640,000 $ 688,000
Kane, Illinois 4 $ 1,440,000 $ 360,000 $ 496,000
Jefferson, Louisiana 4 $ 950,000 $ 237,500 $ 469,000
Anne Arundel, Maryland 4 $ 1,730,000 $ 432,500 $ 192,000
Washtenaw, Michigan 4 $ 1,500,000 $ 375,000 $ 260,000
Crow Wing, Minnesota 4 $ 1,260,000 $ 315,000 $ 138,000
Olmsted, Minnesota 4 $ 1,000,000 $ 250,000 $ 95,000
St. Louis, Minnesota 4 $ 810,000 $ 202,500 $ 121,000
Lee, Mississippi 4 $ 870,000 $ 217,500 $ 95,000
Somerset, New Jersey 4 $ 3,190,000 $ 797,500 $ 840,000
Rockland, New York 4 $ 1,520,000 $ 380,000 $ 246,000
Durham, North Carolina 4 $ 1,870,000 $ 467,500 $ 239,000
Onslow, North Carolina 4 $ 1,820,000 $ 455,000 $ 256,000
Union, North Carolina 4 $ 1,600,000 $ 400,000 $ 130,000
Warren, Ohio 4 $ 1,020,000 $ 255,000 $ 264,000
Tulsa, Oklahoma 4 $ 870,000 $ 217,500 $ 156,000
Deschutes, Oregon 4 $ 2,970,000 $ 742,500 $ 465,000
Marion, Oregon 4 $ 1,560,000 $ 390,000 $ 223,000
Northampton, Pennsylvania 4 $ 1,250,000 $ 312,500 $ 228,000
York, Pennsylvania 4 $ 780,000 $ 195,000 $ 164,000
Sumner, Tennessee 4 $ 2,250,000 $ 562,500 $ 310,000
Montgomery, Texas 4 $ 1,180,000 $ 295,000 $ 157,000
Taylor, Texas 4 $ 1,110,000 $ 277,500 $ 252,000
Williamson, Texas 4 $ 2,160,000 $ 540,000 $ 290,000
Washington, Utah 4 $ 1,550,000 $ 387,500 $ 239,000
Alexandria, Virginia 4 $ 2,440,000 $ 610,000 $ 226,000
Loudoun, Virginia 4 $ 2,780,000 $ 695,000 $ 474,000
Spokane, Washington 4 $ 1,450,000 $ 362,500 $ 253,000
Tuscaloosa, Alabama 3 $ 1,105,000 $ 368,333 $ 182,000
Benton, Arkansas 3 $ 495,000 $ 165,000 $ 109,000
El Dorado, California 3 $ 1,365,000 $ 455,000 $ 167,000
Fresno, California 3 $ 945,000 $ 315,000 $ 200,000
Kern, California 3 $ 745,000 $ 248,333 $ 114,000
Marin, California 3 $ 1,575,000 $ 525,000 $ 331,000
Napa, California 3 $ 6,035,000 $ 2,011,666 $ 677,000
Nevada, California 3 $ 1,375,000 $ 458,333 $ 224,000
Adams, Colorado 3 $ 805,000 $ 268,333 $ 143,000
Eagle, Colorado 3 $ 2,635,000 $ 878,333 $ 460,000
Mesa, Colorado 3 $ 715,000 $ 238,333 $ 151,000
San Miguel, Colorado 3 $ 2,215,000 $ 738,333 $ 385,000
Middlesex, Connecticut 3 $ 875,000 $ 291,666 $ 172,000
Alachua, Florida 3 $ 875,000 $ 291,666 $ 440,000
Charlotte, Florida 3 $ 895,000 $ 298,333 $ 133,000
Duval, Florida 3 $ 995,000 $ 331,666 $ 159,000
Escambia, Florida 3 $ 1,935,000 $ 645,000 $ 416,000
Marion, Florida 3 $ 415,000 $ 138,333 $ 250,000
DeKalb, Georgia 3 $ 1,305,000 $ 435,000 $ 479,000
Fannin, Georgia 3 $ 1,565,000 $ 521,666 $ 317,000
Lowndes, Georgia 3 $ 405,000 $ 135,000 $ 157,000
Kootenai, Idaho 3 $ 875,000 $ 291,666 $ 228,000
Monroe, Illinois 3 $ 725,000 $ 241,666 $ 141,000
Will, Illinois 3 $ 615,000 $ 205,000 $ 164,000
Boone, Indiana 3 $ 875,000 $ 291,666 $ 162,000
Sedgwick, Kansas 3 $ 515,000 $ 171,666 $ 392,000
St. Tammany, Louisiana 3 $ 1,065,000 $ 355,000 $ 222,000
Harford, Maryland 3 $ 985,000 $ 328,333 $ 285,000
Bristol, Massachusetts 3 $ 7,375,000 $ 2,458,333 $ 884,000
Norfolk, Massachusetts 3 $ 3,695,000 $ 1,231,666 $ 567,000
Worcester, Massachusetts 3 $ 805,000 $ 268,333 $ 158,000
Wayne, Michigan 3 $ 1,835,000 $ 611,666 $ 492,000
Lafayette, Mississippi 3 $ 565,000 $ 188,333 $ 492,000
Lauderdale, Mississippi 3 $ 725,000 $ 241,666 $ 123,000
Buchanan, Missouri 3 $ 595,000 $ 198,333 $ 112,000
St. Francois, Missouri 3 $ 955,000 $ 318,333 $ 374,000
Stone, Missouri 3 $ 845,000 $ 281,666 $ 217,000
Yellowstone, Montana 3 $ 1,245,000 $ 415,000 $ 220,000
Sullivan, New Hampshire 3 $ 935,000 $ 311,666 $ 225,000
Burlington, New Jersey 3 $ 1,015,000 $ 338,333 $ 153,000
Warren, New Jersey 3 $ 1,135,000 $ 378,333 $ 133,000
Santa Fe, New Mexico 3 $ 1,385,000 $ 461,666 $ 244,000
Onondaga, New York 3 $ 1,095,000 $ 365,000 $ 539,000
Putnam, New York 3 $ 1,485,000 $ 495,000 $ 213,000
Carteret, North Carolina 3 $ 1,085,000 $ 361,666 $ 244,000
Currituck, North Carolina 3 $ 1,545,000 $ 515,000 $ 296,000
Duplin, North Carolina 3 $ 955,000 $ 318,333 $ 217,000
Iredell, North Carolina 3 $ 2,985,000 $ 995,000 $ 480,000
Lincoln, North Carolina 3 $ 975,000 $ 325,000 $ 141,000
Wayne, Ohio 3 $ 585,000 $ 195,000 $ 91,000
McCormick, South Carolina 3 $ 1,545,000 $ 515,000 $ 300,000
York, South Carolina 3 $ 1,305,000 $ 435,000 $ 224,000
El Paso, Texas 3 $ 645,000 $ 215,000 $ 148,000
Hays, Texas 3 $ 1,605,000 $ 535,000 $ 226,000
Davis, Utah 3 $ 1,225,000 $ 408,333 $ 290,000
Wasatch, Utah 3 $ 1,925,000 $ 641,666 $ 327,000
Arlington, Virginia 3 $ 2,245,000 $ 748,333 $ 402,000
Chesterfield, Virginia 3 $ 225,000 $ 75,000 $ 74,000
Sheridan, Wyoming 3 $ 1,285,000 $ 428,333 $ 131,000
Elmore, Alabama 2 $ 640,000 $ 320,000 $ 328,000
Shelby, Alabama 2 $ 1,160,000 $ 580,000 $ 709,000
Tallapoosa, Alabama 2 $ 1,110,000 $ 555,000 $ 221,000
Cochise, Arizona 2 $ 210,000 $ 105,000 $ 76,000
Gila, Arizona 2 $ 550,000 $ 275,000 $ 244,000
Garland, Arkansas 2 $ 1,800,000 $ 900,000 $ 325,000
Washington, Arkansas 2 $ 640,000 $ 320,000 $ 313,000
Butte, California 2 $ 560,000 $ 280,000 $ 138,000
San Mateo, California 2 $ 1,990,000 $ 995,000 $ 391,000
Stanislaus, California 2 $ 690,000 $ 345,000 $ 186,000
Tehama, California 2 $ 730,000 $ 365,000 $ 130,000
Garfield, Colorado 2 $ 2,800,000 $ 1,400,000 $ 2,022,000
Grand, Colorado 2 $ 1,240,000 $ 620,000 $ 407,000
Gunnison, Colorado 2 $ 2,910,000 $ 1,455,000 $ 1,420,000
La Plata, Colorado 2 $ 2,490,000 $ 1,245,000 $ 610,000
Pitkin, Colorado 2 $ 4,300,000 $ 2,150,000 $ 749,000
Weld, Colorado 2 $ 740,000 $ 370,000 $ 286,000
Hartford, Connecticut 2 $ 350,000 $ 175,000 $ 142,000
New London, Connecticut 2 $ 690,000 $ 345,000 $ 115,000
Nassau, Florida 2 $ 1,140,000 $ 570,000 $ 356,000
Okaloosa, Florida 2 $ 930,000 $ 465,000 $ 136,000
Santa Rosa, Florida 2 $ 1,050,000 $ 525,000 $ 525,000
Seminole, Florida 2 $ 580,000 $ 290,000 $ 139,000
Sumter, Florida 2 $ 420,000 $ 210,000 $ 185,000
Bryan, Georgia 2 $ 410,000 $ 205,000 $ 87,000
Cherokee, Georgia 2 $ 640,000 $ 320,000 $ 87,000
Columbia, Georgia 2 $ 170,000 $ 85,000 $ 63,000
Glynn, Georgia 2 $ 1,790,000 $ 895,000 $ 639,000
Liberty, Georgia 2 $ 420,000 $ 210,000 $ 120,000
Schley, Georgia 2 $ 310,000 $ 155,000 $ 82,000
Bannock, Idaho 2 $ 1,830,000 $ 915,000 $ 285,000
Canyon, Idaho 2 $ 370,000 $ 185,000 $ 110,000
Jackson, Illinois 2 $ 200,000 $ 100,000 $ 178,000
Macon, Illinois 2 $ 220,000 $ 110,000 $ 151,000
McLean, Illinois 2 $ 330,000 $ 165,000 $ 91,000
Sangamon, Illinois 2 $ 1,180,000 $ 590,000 $ 385,000
Woodbury, Iowa 2 $ 210,000 $ 105,000 $ 72,000
Baltimore City, Maryland 2 $ 1,020,000 $ 510,000 $ 405,000
Frederick, Maryland 2 $ 1,070,000 $ 535,000 $ 507,000
Garrett, Maryland 2 $ 1,730,000 $ 865,000 $ 507,000
Howard, Maryland 2 $ 310,000 $ 155,000 $ 155,000
St. Mary's, Maryland 2 $ 890,000 $ 445,000 $ 134,000
Essex, Massachusetts 2 $ 1,210,000 $ 605,000 $ 390,000
Berrien, Michigan 2 $ 610,000 $ 305,000 $ 291,000
Cass, Michigan 2 $ 800,000 $ 400,000 $ 227,000
Charlevoix, Michigan 2 $ 810,000 $ 405,000 $ 360,000
Grand Traverse, Michigan 2 $ 260,000 $ 130,000 $ 61,000
Ingham, Michigan 2 $ 450,000 $ 225,000 $ 118,000
Leelanau, Michigan 2 $ 680,000 $ 340,000 $ 134,000
Livingston, Michigan 2 $ 1,300,000 $ 650,000 $ 386,000
Midland, Michigan 2 $ 650,000 $ 325,000 $ 191,000
Dakota, Minnesota 2 $ 340,000 $ 170,000 $ 195,000
Nicollet, Minnesota 2 $ 880,000 $ 440,000 $ 230,000
Ramsey, Minnesota 2 $ 580,000 $ 290,000 $ 103,000
Washington, Minnesota 2 $ 570,000 $ 285,000 $ 120,000
Harrison, Mississippi 2 $ 400,000 $ 200,000 $ 94,000
Madison, Mississippi 2 $ 520,000 $ 260,000 $ 142,000
Cass, Missouri 2 $ 750,000 $ 375,000 $ 128,000
Christian, Missouri 2 $ 1,130,000 $ 565,000 $ 216,000
Miller, Missouri 2 $ 410,000 $ 205,000 $ 219,000
Morgan, Missouri 2 $ 550,000 $ 275,000 $ 178,000
Custer, Montana 2 $ 270,000 $ 135,000 $ 163,000
Madison, Montana 2 $ 5,240,000 $ 2,620,000 $ 1,756,000
Lancaster, Nebraska 2 $ 630,000 $ 315,000 $ 122,000
Rockingham, New Hampshire 2 $ 2,150,000 $ 1,075,000 $ 418,000
Atlantic, New Jersey 2 $ 1,140,000 $ 570,000 $ 335,000
Gloucester, New Jersey 2 $ 470,000 $ 235,000 $ 191,000
Sussex, New Jersey 2 $ 1,230,000 $ 615,000 $ 321,000
Bronx, New York 2 $ 460,000 $ 230,000 $ 97,000
Erie, New York 2 $ 860,000 $ 430,000 $ 275,000
Monroe, New York 2 $ 660,000 $ 330,000 $ 508,000
Ontario, New York 2 $ 700,000 $ 350,000 $ 144,000
Orange, New York 2 $ 480,000 $ 240,000 $ 154,000
Richmond, New York 2 $ 700,000 $ 350,000 $ 116,000
Ulster, New York 2 $ 1,360,000 $ 680,000 $ 306,000
Buncombe, North Carolina 2 $ 1,130,000 $ 565,000 $ 250,000
Cherokee, North Carolina 2 $ 490,000 $ 245,000 $ 135,000
Dare, North Carolina 2 $ 1,370,000 $ 685,000 $ 4,036,000
Forsyth, North Carolina 2 $ 890,000 $ 445,000 $ 359,000
Harnett, North Carolina 2 $ 500,000 $ 250,000 $ 88,000
Henderson, North Carolina 2 $ 660,000 $ 330,000 $ 168,000
Jackson, North Carolina 2 $ 490,000 $ 245,000 $ 564,000
Orange, North Carolina 2 $ 880,000 $ 440,000 $ 190,000
Fairfield, Ohio 2 $ 460,000 $ 230,000 $ 111,000
Montgomery, Ohio 2 $ 620,000 $ 310,000 $ 163,000
Ottawa, Ohio 2 $ 650,000 $ 325,000 $ 286,000
Summit, Ohio 2 $ 540,000 $ 270,000 $ 95,000
Trumbull, Ohio 2 $ 530,000 $ 265,000 $ 170,000
Canadian, Oklahoma 2 $ 830,000 $ 415,000 $ 220,000
Comanche, Oklahoma 2 $ 610,000 $ 305,000 $ 316,000
Lane, Oregon 2 $ 700,000 $ 350,000 $ 358,000
Yamhill, Oregon 2 $ 1,010,000 $ 505,000 $ 125,000
Cumberland, Pennsylvania 2 $ 1,230,000 $ 615,000 $ 353,000
Bristol, Rhode Island 2 $ 1,420,000 $ 710,000 $ 359,000
Berkeley, South Carolina 2 $ 960,000 $ 480,000 $ 165,000
Oconee, South Carolina 2 $ 790,000 $ 395,000 $ 193,000
Blount, Tennessee 2 $ 520,000 $ 260,000 $ 286,000
Coffee, Tennessee 2 $ 260,000 $ 130,000 $ 93,000
Knox, Tennessee 2 $ 510,000 $ 255,000 $ 87,000
Bell, Texas 2 $ 820,000 $ 410,000 $ 248,000
Grimes, Texas 2 $ 890,000 $ 445,000 $ 263,000
Guadalupe, Texas 2 $ 390,000 $ 195,000 $ 203,000
Smith, Texas 2 $ 840,000 $ 420,000 $ 234,000
Salt Lake, Utah 2 $ 500,000 $ 250,000 $ 152,000
Utah, Utah 2 $ 450,000 $ 225,000 $ 122,000
Weber, Utah 2 $ 2,760,000 $ 1,380,000 $ 477,000
Windham, Vermont 2 $ 530,000 $ 265,000 $ 161,000
Henrico, Virginia 2 $ 500,000 $ 250,000 $ 90,000
Richmond City, Virginia 2 $ 810,000 $ 405,000 $ 212,000
Roanoke, Virginia 2 $ 590,000 $ 295,000 $ 84,000
Virginia Beach, Virginia 2 $ 420,000 $ 210,000 $ 168,000
Chelan, Washington 2 $ 770,000 $ 385,000 $ 126,000
Clark, Washington 2 $ 680,000 $ 340,000 $ 229,000
Grays Harbor, Washington 2 $ 800,000 $ 400,000 $ 247,000
Island, Washington 2 $ 1,200,000 $ 600,000 $ 167,000
Thurston, Washington 2 $ 670,000 $ 335,000 $ 125,000
Whatcom, Washington 2 $ 710,000 $ 355,000 $ 503,000
Monongalia, West Virginia 2 $ 410,000 $ 205,000 $ 286,000
Chippewa, Wisconsin 2 $ 1,260,000 $ 630,000 $ 378,000
Eau Claire, Wisconsin 2 $ 770,000 $ 385,000 $ 650,000
Vilas, Wisconsin 2 $ 730,000 $ 365,000 $ 144,000
Waukesha, Wisconsin 2 $ 1,990,000 $ 995,000 $ 648,000
Converse, Wyoming 2 $ 310,000 $ 155,000 $ 52,000
Park, Wyoming 2 $ 670,000 $ 335,000 $ 153,000
Bullock, Alabama 1 $ 45,000 $ 45,000 $ 180,000
Coffee, Alabama 1 $ 135,000 $ 135,000 $ 60,000
Coosa, Alabama 1 $ 485,000 $ 485,000 $ 923,000
Etowah, Alabama 1 $ 525,000 $ 525,000 $ 259,000
Morgan, Alabama 1 $ 245,000 $ 245,000 $ 102,000
Pickens, Alabama 1 $ 455,000 $ 455,000 $ 104,000
Walker, Alabama 1 $ 175,000 $ 175,000 $ 107,000
Kenai Peninsula, Alaska 1 $ 505,000 $ 505,000 $ 158,000
Navajo, Arizona 1 $ 595,000 $ 595,000 $ 637,000
Pinal, Arizona 1 $ 155,000 $ 155,000 $ 80,000
Crawford, Arkansas 1 $ 235,000 $ 235,000 $ 85,000
Greene, Arkansas 1 $ 105,000 $ 105,000 $ 83,000
Independence, Arkansas 1 $ 215,000 $ 215,000 $ 89,000
Lonoke, Arkansas 1 $ 685,000 $ 685,000 $ 582,000
Newton, Arkansas 1 $ 205,000 $ 205,000 $ 80,000
Sebastian, Arkansas 1 $ 305,000 $ 305,000 $ 232,000
Humboldt, California 1 $ 315,000 $ 315,000 $ 89,000
Imperial, California 1 $ 485,000 $ 485,000 $ 777,000
Mendocino, California 1 $ 805,000 $ 805,000 $ 279,000
Mono, California 1 $ 1,565,000 $ 1,565,000 $ 569,000
Monterey, California 1 $ 505,000 $ 505,000 $ 332,000
Sacramento, California 1 $ 675,000 $ 675,000 $ 261,000
San Joaquin, California 1 $ 405,000 $ 405,000 $ 145,000
Siskiyou, California 1 $ 225,000 $ 225,000 $ 109,000
Tuolumne, California 1 $ 105,000 $ 105,000 $ 300,000
Yolo, California 1 $ 505,000 $ 505,000 $ 554,000
Archuleta, Colorado 1 $ 295,000 $ 295,000 $ 203,000
Chaffee, Colorado 1 $ 465,000 $ 465,000 $ 116,000
Fremont, Colorado 1 $ 335,000 $ 335,000 $ 155,000
Lake, Colorado 1 $ 555,000 $ 555,000 $ 193,000
Moffat, Colorado 1 $ 375,000 $ 375,000 $ 216,000
Montrose, Colorado 1 $ 255,000 $ 255,000 $ 232,000
Park, Colorado 1 $ 705,000 $ 705,000 $ 245,000
Routt, Colorado 1 $ 2,105,000 $ 2,105,000 $ 563,000
Litchfield, Connecticut 1 $ 305,000 $ 305,000 $ 184,000
New Castle, Delaware 1 $ 435,000 $ 435,000 $ 174,000
Gulf, Florida 1 $ 565,000 $ 565,000 $ 424,000
Monroe, Florida 1 $ 345,000 $ 345,000 $ 143,000
Osceola, Florida 1 $ 695,000 $ 695,000 $ 260,000
Putnam, Florida 1 $ 105,000 $ 105,000 $ 82,000
Baldwin, Georgia 1 $ 315,000 $ 315,000 $ 121,000
Brantley, Georgia 1 $ 205,000 $ 205,000 $ 81,000
Bulloch, Georgia 1 $ 245,000 $ 245,000 $ 81,000
Fayette, Georgia 1 $ 485,000 $ 485,000 $ 709,000
Gilmer, Georgia 1 $ 335,000 $ 335,000 $ 132,000
Gwinnett, Georgia 1 $ 205,000 $ 205,000 $ 131,000
Jackson, Georgia 1 $ 175,000 $ 175,000 $ 205,000
Lumpkin, Georgia 1 $ 255,000 $ 255,000 $ 98,000
Monroe, Georgia 1 $ 605,000 $ 605,000 $ 496,000
Oconee, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Putnam, Georgia 1 $ 405,000 $ 405,000 $ 222,000
Union, Georgia 1 $ 135,000 $ 135,000 $ 87,000
Hawaii, Hawaii 1 $ 2,485,000 $ 2,485,000 $ 825,000
Bonner, Idaho 1 $ 975,000 $ 975,000 $ 465,000
Bonneville, Idaho 1 $ 365,000 $ 365,000 $ 103,000
Gem, Idaho 1 $ 205,000 $ 205,000 $ 143,000
Teton, Idaho 1 $ 1,715,000 $ 1,715,000 $ 853,000
Valley, Idaho 1 $ 515,000 $ 515,000 $ 379,000
Grundy, Illinois 1 $ 495,000 $ 495,000 $ 177,000
Henry, Illinois 1 $ 145,000 $ 145,000 $ 150,000
Jefferson, Illinois 1 $ 215,000 $ 215,000 $ 83,000
Kendall, Illinois 1 $ 685,000 $ 685,000 $ 384,000
Knox, Illinois 1 $ 65,000 $ 65,000 $ 170,000
LaSalle, Illinois 1 $ 355,000 $ 355,000 $ 205,000
Macoupin, Illinois 1 $ 25,000 $ 25,000 $ 29,000
McHenry, Illinois 1 $ 205,000 $ 205,000 $ 411,000
Perry, Illinois 1 $ 295,000 $ 295,000 $ 137,000
Brown, Indiana 1 $ 505,000 $ 505,000 $ 322,000
Dearborn, Indiana 1 $ 225,000 $ 225,000 $ 82,000
Delaware, Indiana 1 $ 315,000 $ 315,000 $ 426,000
Floyd, Indiana 1 $ 285,000 $ 285,000 $ 22,000
Howard, Indiana 1 $ 65,000 $ 65,000 $ 26,000
Jasper, Indiana 1 $ 115,000 $ 115,000 $ 203,000
Kosciusko, Indiana 1 $ 505,000 $ 505,000 $ 131,000
Porter, Indiana 1 $ 145,000 $ 145,000 $ 309,000
St. Joseph, Indiana 1 $ 85,000 $ 85,000 $ 294,000
Vanderburgh, Indiana 1 $ 195,000 $ 195,000 $ 63,000
Black Hawk, Iowa 1 $ 305,000 $ 305,000 $ 121,000
Johnson, Iowa 1 $ 295,000 $ 295,000 $ 114,000
Linn, Iowa 1 $ 275,000 $ 275,000 $ 500,000
Scott, Iowa 1 $ 75,000 $ 75,000 $ 121,000
Doniphan, Kansas 1 $ 345,000 $ 345,000 $ 211,000
Douglas, Kansas 1 $ 245,000 $ 245,000 $ 82,000
Boone, Kentucky 1 $ 185,000 $ 185,000 $ 275,000
Bullitt, Kentucky 1 $ 355,000 $ 355,000 $ 52,000
Campbell, Kentucky 1 $ 245,000 $ 245,000 $ 145,000
Kenton, Kentucky 1 $ 215,000 $ 215,000 $ 454,000
Monroe, Kentucky 1 $ 535,000 $ 535,000 $ 267,000
Oldham, Kentucky 1 $ 685,000 $ 685,000 $ 500,000
Spencer, Kentucky 1 $ 255,000 $ 255,000 $ 28,000
Warren, Kentucky 1 $ 305,000 $ 305,000 $ 70,000
East Baton Rouge, Louisiana 1 $ 515,000 $ 515,000 $ 305,000
Orleans, Louisiana 1 $ 285,000 $ 285,000 $ 318,000
Androscoggin, Maine 1 $ 375,000 $ 375,000 $ 155,000
Oxford, Maine 1 $ 505,000 $ 505,000 $ 132,000
Somerset, Maine 1 $ 205,000 $ 205,000 $ 309,000
Calvert, Maryland 1 $ 445,000 $ 445,000 $ 183,000
Carroll, Maryland 1 $ 75,000 $ 75,000 $ 286,000
Dukes, Massachusetts 1 $ 2,205,000 $ 2,205,000 $ 780,000
Nantucket, Massachusetts 1 $ 3,005,000 $ 3,005,000 $ 1,318,000
Alger, Michigan 1 $ 205,000 $ 205,000 $ 95,000
Allegan, Michigan 1 $ 415,000 $ 415,000 $ 473,000
Bay, Michigan 1 $ 135,000 $ 135,000 $ 76,000
Cheboygan, Michigan 1 $ 725,000 $ 725,000 $ 601,000
Clinton, Michigan 1 $ 375,000 $ 375,000 $ 276,000
Kalkaska, Michigan 1 $ 105,000 $ 105,000 $ 48,000
Lapeer, Michigan 1 $ 215,000 $ 215,000 $ 60,000
Macomb, Michigan 1 $ 225,000 $ 225,000 $ 161,000
Marquette, Michigan 1 $ 365,000 $ 365,000 $ 113,000
Missaukee, Michigan 1 $ 385,000 $ 385,000 $ 259,000
Montmorency, Michigan 1 $ 505,000 $ 505,000 $ 165,000
Newaygo, Michigan 1 $ 905,000 $ 905,000 $ 420,000
St. Clair, Michigan 1 $ 195,000 $ 195,000 $ 64,000
Brown, Minnesota 1 $ 175,000 $ 175,000 $ 195,000
Carver, Minnesota 1 $ 355,000 $ 355,000 $ 295,000
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Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,866 $1,416,410,000 $494,000 $10,405,000 $302,000 $9,637,000
Other Purpose 711 $259,905,000 $365,000 $3,505,000 $328,000 $4,563,000
Cash-out Refinancing 256 $146,750,000 $573,000 $6,505,000 $352,000 $3,200,000
Refinancing 142 $74,950,000 $527,000 $2,385,000 $360,000 $3,714,000
Home Improvement 47 $13,415,000 $285,000 $2,005,000 $297,000 $2,250,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,292 $1,578,410,000 $479,000 $10,405,000 $313,000 $9,637,000
Not Provided 284 $159,210,000 $560,000 $3,505,000 $408,000 $7,311,000
Asian 163 $69,975,000 $429,000 $8,505,000 $298,000 $4,563,000
Hispanic 129 $62,235,000 $482,000 $6,505,000 $272,000 $2,690,000
Black or African American 126 $26,760,000 $212,000 $1,315,000 $126,000 $1,633,000
American Indian or Alaskan Native 5 $1,965,000 $393,000 $655,000 $184,000 $470,000
Native Hawaiian or Other Pacific Islander 3 $1,405,000 $468,000 $1,125,000 $150,000 $387,000
Not applicable 2 $290,000 $145,000 $195,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,850 $1,862,880,000 $483,000 $10,405,000 $321,000 $9,637,000
FHA-insured (Federal Housing Administration) 115 $26,845,000 $233,000 $635,000 $80,000 $203,000
VA-guaranteed (Veterans Administration) 56 $21,550,000 $384,000 $785,000 $147,000 $517,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $155,000 $155,000 $155,000 $57,000 $57,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,485 $1,641,705,000 $471,000 $8,505,000 $310,000 $9,637,000
Application Withdrawn By Applicant 394 $204,450,000 $518,000 $10,405,000 $318,000 $9,111,000
Application Denied By Financial Institution 78 $27,310,000 $350,000 $4,715,000 $265,000 $4,563,000
Application Approved But Not Accepted 55 $32,045,000 $582,000 $3,455,000 $391,000 $3,200,000
File Closed For Incompleteness 8 $5,630,000 $703,000 $2,205,000 $607,000 $2,678,000
Loan Purchased By The Institution 2 $290,000 $145,000 $195,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,944 $1,884,120,000 $477,000 $10,405,000 $313,000 $9,637,000
Debt-To-Income Ratio 35 $15,955,000 $455,000 $4,715,000 $212,000 $1,609,000
Collateral 18 $5,490,000 $305,000 $935,000 $493,000 $4,563,000
Credit History 17 $3,685,000 $216,000 $555,000 $209,000 $984,000
Insufficient Cash (Downpayment, Closing Cost) 4 $810,000 $202,000 $415,000 $88,000 $192,000
Employment History 2 $360,000 $180,000 $245,000 $106,000 $145,000
Credit Application Incomplete 1 $965,000 $965,000 $965,000 $202,000 $202,000
Unverifiable Information 1 $45,000 $45,000 $45,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Stifel Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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