Stifel Bank & Trust Mortgage Lending & HMDA Data, 2023
In 2023, Stifel Bank & Trust of St. Louis, MO reported 4,022 mortgage applications totaling $1.9 billion, down 39% from 2022. The average application was for $475,243, and applicants reported an average income of $311,768. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (1,469), Los Angeles-Long Beach-Glendale, CA (80) and New York-Jersey City-White Plains, NY-NJ (77) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,022 |
| Total Mortgage Loan Application Amount | $1,911,430,000 |
| Average Mortgage Loan Application Amount | $475,243 |
| Highest Mortgage Loan Application Amount | $10,405,000 |
| Average Applicant Income | $311,768 |
| Highest Applicant Income | $9,637,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 1,469 | $ 462,255,000 | $ 314,673 | $ 193,856 |
| Outside any metro area | 334 | $ 180,930,000 | $ 541,706 | $ 394,191 |
| Los Angeles-Long Beach-Glendale, CA | 80 | $ 78,540,000 | $ 981,750 | $ 733,000 |
| New York-Jersey City-White Plains, NY-NJ | 77 | $ 60,115,000 | $ 780,714 | $ 485,558 |
| Chicago-Naperville, IL | 62 | $ 31,230,000 | $ 503,709 | $ 352,000 |
| Nassau County-Suffolk County, NY | 53 | $ 62,725,000 | $ 1,183,490 | $ 829,000 |
| Phoenix-Mesa-Scottsdale, AZ | 50 | $ 25,810,000 | $ 516,200 | $ 290,000 |
| New York-Newark, NY | 43 | $ 23,365,000 | $ 543,372 | $ 687,930 |
| Atlanta-Sandy Springs-Roswell, GA | 42 | $ 31,450,000 | $ 748,809 | $ 547,000 |
| Dallas-Plano-Irving, TX | 40 | $ 34,350,000 | $ 858,750 | $ 416,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 39 | $ 24,835,000 | $ 636,794 | $ 615,000 |
| North Port-Sarasota-Bradenton, FL | 36 | $ 22,620,000 | $ 628,333 | $ 486,000 |
| Tampa-St. Petersburg-Clearwater, FL | 36 | $ 21,790,000 | $ 605,277 | $ 478,000 |
| Charlotte-Concord-Gastonia, NC-SC | 34 | $ 16,260,000 | $ 478,235 | $ 266,588 |
| San Diego-Carlsbad, CA | 34 | $ 28,960,000 | $ 851,764 | $ 578,000 |
| Seattle-Bellevue-Everett, WA | 33 | $ 23,925,000 | $ 725,000 | $ 347,000 |
| Denver-Aurora-Lakewood, CO | 30 | $ 16,400,000 | $ 546,666 | $ 249,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 17,850,000 | $ 595,000 | $ 355,000 |
| Riverside-San Bernardino-Ontario, CA | 29 | $ 15,505,000 | $ 534,655 | $ 397,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 27 | $ 17,605,000 | $ 652,037 | $ 314,925 |
| Austin-Round Rock, TX | 26 | $ 20,580,000 | $ 791,538 | $ 400,000 |
| Indianapolis-Carmel-Anderson, IN | 26 | $ 11,420,000 | $ 439,230 | $ 261,000 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 8,775,000 | $ 351,000 | $ 213,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 25 | $ 9,335,000 | $ 373,400 | $ 217,040 |
| Anaheim-Santa Ana-Irvine, CA | 24 | $ 24,080,000 | $ 1,003,333 | $ 537,000 |
| Naples-Immokalee-Marco Island, FL | 23 | $ 15,525,000 | $ 675,000 | $ 645,000 |
| Birmingham-Hoover, AL | 22 | $ 8,720,000 | $ 396,363 | $ 407,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 22 | $ 10,030,000 | $ 455,909 | $ 232,772 |
| Newark, NJ-PA | 22 | $ 8,620,000 | $ 391,818 | $ 250,227 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 12,760,000 | $ 580,000 | $ 312,000 |
| Baltimore-Columbia-Towson, MD | 21 | $ 7,885,000 | $ 375,476 | $ 313,000 |
| Oakland-Hayward-Berkeley, CA | 21 | $ 14,215,000 | $ 676,904 | $ 311,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 10,285,000 | $ 541,315 | $ 578,000 |
| Cincinnati, OH-KY-IN | 19 | $ 5,545,000 | $ 291,842 | $ 235,000 |
| Fort Worth-Arlington, TX | 19 | $ 16,055,000 | $ 845,000 | $ 691,000 |
| Kansas City, MO-KS | 19 | $ 5,825,000 | $ 306,578 | $ 260,052 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 25,275,000 | $ 1,330,263 | $ 838,000 |
| Auburn-Opelika, AL | 16 | $ 6,320,000 | $ 395,000 | $ 192,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 14,490,000 | $ 905,625 | $ 499,000 |
| Columbus, GA-AL | 15 | $ 6,375,000 | $ 425,000 | $ 264,000 |
| Houston-The Woodlands-Sugar Land, TX | 15 | $ 5,315,000 | $ 354,333 | $ 390,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 4,945,000 | $ 329,666 | $ 187,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 3,700,000 | $ 264,285 | $ 118,571 |
| Memphis, TN-MS-AR | 14 | $ 5,990,000 | $ 427,857 | $ 449,000 |
| Raleigh, NC | 14 | $ 5,590,000 | $ 399,285 | $ 178,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 7,645,000 | $ 588,076 | $ 385,000 |
| Columbus, OH | 13 | $ 3,575,000 | $ 275,000 | $ 193,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 4,485,000 | $ 345,000 | $ 241,000 |
| Philadelphia, PA | 13 | $ 4,075,000 | $ 313,461 | $ 155,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 13 | $ 9,965,000 | $ 766,538 | $ 370,000 |
| Santa Rosa, CA | 13 | $ 8,155,000 | $ 627,307 | $ 309,000 |
| Savannah, GA | 13 | $ 6,145,000 | $ 472,692 | $ 293,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 2,775,000 | $ 213,461 | $ 146,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 3,420,000 | $ 285,000 | $ 174,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 8,510,000 | $ 709,166 | $ 428,250 |
| Oklahoma City, OK | 12 | $ 4,260,000 | $ 355,000 | $ 236,000 |
| San Francisco-Redwood City-South San Francisco, CA | 12 | $ 10,290,000 | $ 857,500 | $ 469,000 |
| Boise City, ID | 11 | $ 4,925,000 | $ 447,727 | $ 220,000 |
| Daphne-Fairhope-Foley, AL | 11 | $ 5,835,000 | $ 530,454 | $ 380,000 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 2,885,000 | $ 262,272 | $ 186,000 |
| Reno, NV | 11 | $ 11,215,000 | $ 1,019,545 | $ 542,000 |
| Washington-Baltimore-Arlington, DC | 11 | $ 6,475,000 | $ 588,636 | $ 312,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 11,180,000 | $ 1,118,000 | $ 740,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 9,120,000 | $ 912,000 | $ 763,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 10 | $ 5,880,000 | $ 588,000 | $ 483,000 |
| Jacksonville, FL | 10 | $ 6,460,000 | $ 646,000 | $ 308,000 |
| San Antonio-New Braunfels, TX | 10 | $ 3,010,000 | $ 301,000 | $ 211,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 3,055,000 | $ 339,444 | $ 181,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 5,295,000 | $ 588,333 | $ 266,000 |
| Gary, IN | 9 | $ 2,285,000 | $ 253,888 | $ 231,000 |
| Las Vegas-Henderson-Paradise, NV | 9 | $ 5,855,000 | $ 650,555 | $ 473,000 |
| Mobile, AL | 9 | $ 2,805,000 | $ 311,666 | $ 213,000 |
| Pittsburgh, PA | 9 | $ 3,065,000 | $ 340,555 | $ 171,000 |
| Port St. Lucie, FL | 9 | $ 3,035,000 | $ 337,222 | $ 149,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 3,905,000 | $ 433,888 | $ 181,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 8,395,000 | $ 932,777 | $ 727,000 |
| Trenton, NJ | 9 | $ 3,465,000 | $ 385,000 | $ 228,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 2,200,000 | $ 275,000 | $ 151,375 |
| Boston, MA | 8 | $ 8,910,000 | $ 1,113,750 | $ 469,000 |
| Charleston-North Charleston, SC | 8 | $ 5,290,000 | $ 661,250 | $ 465,000 |
| Fort Collins, CO | 8 | $ 3,250,000 | $ 406,250 | $ 279,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 3,840,000 | $ 480,000 | $ 374,000 |
| Lakeland-Winter Haven, FL | 8 | $ 4,440,000 | $ 555,000 | $ 370,000 |
| Montgomery, AL | 8 | $ 2,290,000 | $ 286,250 | $ 238,000 |
| New Orleans-Metairie, LA | 8 | $ 2,300,000 | $ 287,500 | $ 357,000 |
| Providence-Warwick, RI-MA | 8 | $ 10,890,000 | $ 1,361,250 | $ 760,250 |
| Tacoma-Lakewood, WA | 8 | $ 4,090,000 | $ 511,250 | $ 302,000 |
| Waco, TX | 8 | $ 4,030,000 | $ 503,750 | $ 351,000 |
| Barnstable Town, MA | 7 | $ 3,115,000 | $ 445,000 | $ 242,000 |
| Chattanooga, TN-GA | 7 | $ 2,375,000 | $ 339,285 | $ 220,000 |
| Cleveland-Elyria, OH | 7 | $ 2,705,000 | $ 386,428 | $ 392,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 2,715,000 | $ 387,857 | $ 186,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,935,000 | $ 276,428 | $ 248,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 3,595,000 | $ 513,571 | $ 291,000 |
| Richmond, VA | 7 | $ 1,535,000 | $ 219,285 | $ 118,000 |
| Wilmington, NC | 7 | $ 5,125,000 | $ 732,142 | $ 456,000 |
| Albuquerque, NM | 6 | $ 2,350,000 | $ 391,666 | $ 186,000 |
| Boulder, CO | 6 | $ 4,080,000 | $ 680,000 | $ 269,000 |
| Camden, NJ | 6 | $ 1,710,000 | $ 285,000 | $ 169,000 |
| Colorado Springs, CO | 6 | $ 2,640,000 | $ 440,000 | $ 169,000 |
| Columbia, MO | 6 | $ 1,470,000 | $ 245,000 | $ 169,000 |
| Durham-Chapel Hill, NC | 6 | $ 2,750,000 | $ 458,333 | $ 223,000 |
| Knoxville, TN | 6 | $ 1,840,000 | $ 306,666 | $ 200,000 |
| New Haven-Milford, CT | 6 | $ 4,270,000 | $ 711,666 | $ 289,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,460,000 | $ 243,333 | $ 229,000 |
| Salisbury, MD-DE | 6 | $ 3,910,000 | $ 651,666 | $ 457,000 |
| Tucson, AZ | 6 | $ 2,380,000 | $ 396,666 | $ 293,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 2,120,000 | $ 353,333 | $ 218,000 |
| Canton-Massillon, OH | 5 | $ 1,265,000 | $ 253,000 | $ 235,000 |
| Charlottesville, VA | 5 | $ 1,145,000 | $ 229,000 | $ 152,000 |
| Des Moines-West Des Moines, IA | 5 | $ 1,625,000 | $ 325,000 | $ 177,000 |
| Elgin, IL | 5 | $ 2,125,000 | $ 425,000 | $ 473,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,135,000 | $ 227,000 | $ 191,000 |
| Greensboro-High Point, NC | 5 | $ 1,775,000 | $ 355,000 | $ 189,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,225,000 | $ 245,000 | $ 160,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 2,025,000 | $ 405,000 | $ 516,000 |
| Ocean City, NJ | 5 | $ 2,235,000 | $ 447,000 | $ 421,000 |
| Ogden-Clearfield, UT | 5 | $ 3,985,000 | $ 797,000 | $ 365,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 2,985,000 | $ 597,000 | $ 459,000 |
| Portland-South Portland, ME | 5 | $ 2,195,000 | $ 439,000 | $ 188,000 |
| Redding, CA | 5 | $ 1,395,000 | $ 279,000 | $ 263,000 |
| Salem, OR | 5 | $ 2,115,000 | $ 423,000 | $ 221,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,625,000 | $ 525,000 | $ 345,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,365,000 | $ 273,000 | $ 149,000 |
| St. Joseph, MO-KS | 5 | $ 1,195,000 | $ 239,000 | $ 119,800 |
| Tulsa, OK | 5 | $ 1,655,000 | $ 331,000 | $ 205,000 |
| Abilene, TX | 4 | $ 1,110,000 | $ 277,500 | $ 252,000 |
| Ann Arbor, MI | 4 | $ 1,500,000 | $ 375,000 | $ 260,000 |
| Asheville, NC | 4 | $ 1,790,000 | $ 447,500 | $ 209,000 |
| Bend-Redmond, OR | 4 | $ 2,970,000 | $ 742,500 | $ 465,000 |
| Billings, MT | 4 | $ 1,500,000 | $ 375,000 | $ 203,000 |
| Duluth, MN-WI | 4 | $ 810,000 | $ 202,500 | $ 121,000 |
| Eau Claire, WI | 4 | $ 2,030,000 | $ 507,500 | $ 514,000 |
| Gainesville, GA | 4 | $ 2,030,000 | $ 507,500 | $ 308,000 |
| Huntsville, AL | 4 | $ 1,380,000 | $ 345,000 | $ 402,000 |
| Jacksonville, NC | 4 | $ 1,820,000 | $ 455,000 | $ 256,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,560,000 | $ 640,000 | $ 688,000 |
| Panama City, FL | 4 | $ 1,770,000 | $ 442,500 | $ 214,000 |
| Rochester, MN | 4 | $ 1,000,000 | $ 250,000 | $ 95,000 |
| Rochester, NY | 4 | $ 1,360,000 | $ 340,000 | $ 326,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 14,140,000 | $ 3,535,000 | $ 531,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,790,000 | $ 447,500 | $ 197,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,450,000 | $ 362,500 | $ 253,000 |
| St. George, UT | 4 | $ 1,550,000 | $ 387,500 | $ 239,000 |
| Toledo, OH | 4 | $ 1,810,000 | $ 452,500 | $ 339,000 |
| Tuscaloosa, AL | 4 | $ 1,560,000 | $ 390,000 | $ 162,000 |
| Urban Honolulu, HI | 4 | $ 1,910,000 | $ 477,500 | $ 165,000 |
| York-Hanover, PA | 4 | $ 780,000 | $ 195,000 | $ 164,000 |
| Akron, OH | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Bakersfield, CA | 3 | $ 745,000 | $ 248,333 | $ 114,000 |
| Brunswick, GA | 3 | $ 1,995,000 | $ 665,000 | $ 453,000 |
| Coeur D'Alene, ID | 3 | $ 875,000 | $ 291,666 | $ 228,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 1,835,000 | $ 611,666 | $ 492,000 |
| El Paso, TX | 3 | $ 645,000 | $ 215,000 | $ 148,000 |
| Fresno, CA | 3 | $ 945,000 | $ 315,000 | $ 200,000 |
| Gainesville, FL | 3 | $ 875,000 | $ 291,666 | $ 440,000 |
| Grand Junction, CO | 3 | $ 715,000 | $ 238,333 | $ 151,000 |
| Harrisburg-Carlisle, PA | 3 | $ 1,395,000 | $ 465,000 | $ 258,000 |
| Jackson, MS | 3 | $ 895,000 | $ 298,333 | $ 200,000 |
| Lansing-East Lansing, MI | 3 | $ 825,000 | $ 275,000 | $ 170,000 |
| Napa, CA | 3 | $ 6,035,000 | $ 2,011,666 | $ 677,000 |
| Ocala, FL | 3 | $ 415,000 | $ 138,333 | $ 250,000 |
| Punta Gorda, FL | 3 | $ 895,000 | $ 298,333 | $ 133,000 |
| Roanoke, VA | 3 | $ 805,000 | $ 268,333 | $ 95,000 |
| San Rafael, CA | 3 | $ 1,575,000 | $ 525,000 | $ 331,000 |
| Santa Fe, NM | 3 | $ 1,385,000 | $ 461,666 | $ 244,000 |
| Sioux City, IA-NE-SD | 3 | $ 665,000 | $ 221,666 | $ 169,333 |
| South Bend-Mishawaka, IN-MI | 3 | $ 885,000 | $ 295,000 | $ 249,333 |
| Syracuse, NY | 3 | $ 1,095,000 | $ 365,000 | $ 539,000 |
| Valdosta, GA | 3 | $ 405,000 | $ 135,000 | $ 157,000 |
| Wenatchee, WA | 3 | $ 1,495,000 | $ 498,333 | $ 180,000 |
| Wichita, KS | 3 | $ 515,000 | $ 171,666 | $ 392,000 |
| Worcester, MA-CT | 3 | $ 805,000 | $ 268,333 | $ 158,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,140,000 | $ 570,000 | $ 335,000 |
| Bellingham, WA | 2 | $ 710,000 | $ 355,000 | $ 503,000 |
| Bloomington, IL | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 860,000 | $ 430,000 | $ 275,000 |
| California-Lexington Park, MD | 2 | $ 890,000 | $ 445,000 | $ 134,000 |
| Carbondale-Marion, IL | 2 | $ 200,000 | $ 100,000 | $ 178,000 |
| Chico, CA | 2 | $ 560,000 | $ 280,000 | $ 138,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 220,000 | $ 110,000 | $ 135,500 |
| Dayton-Springfield-Kettering, OH | 2 | $ 620,000 | $ 310,000 | $ 163,000 |
| Decatur, IL | 2 | $ 220,000 | $ 110,000 | $ 151,000 |
| Eugene, OR | 2 | $ 700,000 | $ 350,000 | $ 358,000 |
| Fayetteville, NC | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Fort Smith, AR-OK | 2 | $ 540,000 | $ 270,000 | $ 158,000 |
| Greeley, CO | 2 | $ 740,000 | $ 370,000 | $ 286,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Hinesville, GA | 2 | $ 420,000 | $ 210,000 | $ 120,000 |
| Hot Springs, AR | 2 | $ 1,800,000 | $ 900,000 | $ 325,000 |
| Killeen-Temple, TX | 2 | $ 820,000 | $ 410,000 | $ 248,000 |
| Kingston, NY | 2 | $ 1,360,000 | $ 680,000 | $ 306,000 |
| Lawton, OK | 2 | $ 610,000 | $ 305,000 | $ 316,000 |
| Lincoln, NE | 2 | $ 630,000 | $ 315,000 | $ 122,000 |
| Mankato-North Mankato, MN | 2 | $ 880,000 | $ 440,000 | $ 230,000 |
| Midland, MI | 2 | $ 650,000 | $ 325,000 | $ 191,000 |
| Modesto, CA | 2 | $ 690,000 | $ 345,000 | $ 186,000 |
| Morgantown, WV | 2 | $ 410,000 | $ 205,000 | $ 286,000 |
| New Bern, NC | 2 | $ 990,000 | $ 495,000 | $ 427,000 |
| Niles-Benton Harbor, MI | 2 | $ 610,000 | $ 305,000 | $ 291,000 |
| Norwich-New London, CT | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Olympia-Tumwater, WA | 2 | $ 670,000 | $ 335,000 | $ 125,000 |
| Pocatello, ID | 2 | $ 1,830,000 | $ 915,000 | $ 285,000 |
| Provo-Orem, UT | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Rockingham County-Strafford County, NH | 2 | $ 2,150,000 | $ 1,075,000 | $ 418,000 |
| Salt Lake City, UT | 2 | $ 500,000 | $ 250,000 | $ 152,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Springfield, IL | 2 | $ 1,180,000 | $ 590,000 | $ 385,000 |
| Springfield, MO | 2 | $ 1,130,000 | $ 565,000 | $ 216,000 |
| The Villages, FL | 2 | $ 420,000 | $ 210,000 | $ 185,000 |
| Tyler, TX | 2 | $ 840,000 | $ 420,000 | $ 234,000 |
| Winston-Salem, NC | 2 | $ 890,000 | $ 445,000 | $ 359,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
| Altoona, PA | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Athens-Clarke County, GA | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Baton Rouge, LA | 1 | $ 515,000 | $ 515,000 | $ 305,000 |
| Bay City, MI | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Beaumont-Port Arthur, TX | 1 | $ 435,000 | $ 435,000 | $ 396,000 |
| Beckley, WV | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Bloomsburg-Berwick, PA | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Bowling Green, KY | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Bremerton-Silverdale, WA | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Brownsville-Harlingen, TX | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Cape Girardeau, MO-IL | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Cedar Rapids, IA | 1 | $ 275,000 | $ 275,000 | $ 500,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 225,000 | $ 225,000 | $ 333,000 |
| Clarksville, TN-KY | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| College Station-Bryan, TX | 1 | $ 445,000 | $ 445,000 | $ 190,000 |
| Columbia, SC | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Decatur, AL | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| El Centro, CA | 1 | $ 485,000 | $ 485,000 | $ 777,000 |
| Enid, OK | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Evansville, IN-KY | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Fond Du Lac, WI | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Gadsden, AL | 1 | $ 525,000 | $ 525,000 | $ 259,000 |
| Great Falls, MT | 1 | $ 225,000 | $ 225,000 | $ 242,000 |
| Green Bay, WI | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Harrisonburg, VA | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Idaho Falls, ID | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Iowa City, IA | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Kennewick-Richland, WA | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Kokomo, IN | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Lancaster, PA | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Lawrence, KS | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Lebanon, PA | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Lewiston-Auburn, ME | 1 | $ 375,000 | $ 375,000 | $ 155,000 |
| Longview, TX | 1 | $ 385,000 | $ 385,000 | $ 182,000 |
| Lubbock, TX | 1 | $ 205,000 | $ 205,000 | $ 229,000 |
| Macon-Bibb County, GA | 1 | $ 605,000 | $ 605,000 | $ 496,000 |
| Madison, WI | 1 | $ 275,000 | $ 275,000 | $ 362,000 |
| Manchester-Nashua, NH | 1 | $ 1,005,000 | $ 1,005,000 | $ 2,100,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 585,000 | $ 585,000 | $ 232,000 |
| Midland, TX | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Missoula, MT | 1 | $ 1,205,000 | $ 1,205,000 | $ 393,000 |
| Muncie, IN | 1 | $ 315,000 | $ 315,000 | $ 426,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Oshkosh-Neenah, WI | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Rocky Mount, NC | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Salinas, CA | 1 | $ 505,000 | $ 505,000 | $ 332,000 |
| San Angelo, TX | 1 | $ 505,000 | $ 505,000 | $ 148,000 |
| Sheboygan, WI | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Sioux Falls, SD | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Spartanburg, SC | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Staunton-Waynesboro, VA | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Stockton-Lodi, CA | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Wilmington, DE-MD-NJ | 1 | $ 435,000 | $ 435,000 | $ 174,000 |
| Yakima, WA | 1 | $ 495,000 | $ 495,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,866 | $1,416,410,000 | $494,000 | $10,405,000 | $302,000 | $9,637,000 |
| Other Purpose | 711 | $259,905,000 | $365,000 | $3,505,000 | $328,000 | $4,563,000 |
| Cash-out Refinancing | 256 | $146,750,000 | $573,000 | $6,505,000 | $352,000 | $3,200,000 |
| Refinancing | 142 | $74,950,000 | $527,000 | $2,385,000 | $360,000 | $3,714,000 |
| Home Improvement | 47 | $13,415,000 | $285,000 | $2,005,000 | $297,000 | $2,250,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,292 | $1,578,410,000 | $479,000 | $10,405,000 | $313,000 | $9,637,000 |
| Not Provided | 284 | $159,210,000 | $560,000 | $3,505,000 | $408,000 | $7,311,000 |
| Asian | 163 | $69,975,000 | $429,000 | $8,505,000 | $298,000 | $4,563,000 |
| Hispanic | 129 | $62,235,000 | $482,000 | $6,505,000 | $272,000 | $2,690,000 |
| Black or African American | 126 | $26,760,000 | $212,000 | $1,315,000 | $126,000 | $1,633,000 |
| American Indian or Alaskan Native | 5 | $1,965,000 | $393,000 | $655,000 | $184,000 | $470,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,405,000 | $468,000 | $1,125,000 | $150,000 | $387,000 |
| Not applicable | 2 | $290,000 | $145,000 | $195,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,850 | $1,862,880,000 | $483,000 | $10,405,000 | $321,000 | $9,637,000 |
| FHA-insured (Federal Housing Administration) | 115 | $26,845,000 | $233,000 | $635,000 | $80,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 56 | $21,550,000 | $384,000 | $785,000 | $147,000 | $517,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $155,000 | $155,000 | $155,000 | $57,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,485 | $1,641,705,000 | $471,000 | $8,505,000 | $310,000 | $9,637,000 |
| Application Withdrawn By Applicant | 394 | $204,450,000 | $518,000 | $10,405,000 | $318,000 | $9,111,000 |
| Application Denied By Financial Institution | 78 | $27,310,000 | $350,000 | $4,715,000 | $265,000 | $4,563,000 |
| Application Approved But Not Accepted | 55 | $32,045,000 | $582,000 | $3,455,000 | $391,000 | $3,200,000 |
| File Closed For Incompleteness | 8 | $5,630,000 | $703,000 | $2,205,000 | $607,000 | $2,678,000 |
| Loan Purchased By The Institution | 2 | $290,000 | $145,000 | $195,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,944 | $1,884,120,000 | $477,000 | $10,405,000 | $313,000 | $9,637,000 |
| Debt-To-Income Ratio | 35 | $15,955,000 | $455,000 | $4,715,000 | $212,000 | $1,609,000 |
| Collateral | 18 | $5,490,000 | $305,000 | $935,000 | $493,000 | $4,563,000 |
| Credit History | 17 | $3,685,000 | $216,000 | $555,000 | $209,000 | $984,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $810,000 | $202,000 | $415,000 | $88,000 | $192,000 |
| Employment History | 2 | $360,000 | $180,000 | $245,000 | $106,000 | $145,000 |
| Credit Application Incomplete | 1 | $965,000 | $965,000 | $965,000 | $202,000 | $202,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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