Stifel Bank & Trust Mortgage Lending & HMDA Data, 2020
In 2020, Stifel Bank & Trust of St. Louis, MO reported 11,872 mortgage applications totaling $4.7 billion, up 58% from 2019. The average application was for $393,712, and applicants reported an average income of $223,389. 89% of its applications resulted in an originated loan and 1% were denied. Its largest markets were St. Louis, MO-IL (4,110), Kansas City, MO-KS (223) and New York-Jersey City-White Plains, NY-NJ (209) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 11,872 |
| Total Mortgage Loan Application Amount | $4,674,160,000 |
| Average Mortgage Loan Application Amount | $393,712 |
| Highest Mortgage Loan Application Amount | $24,005,000 |
| Average Applicant Income | $223,389 |
| Highest Applicant Income | $8,176,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 4,110 | $ 1,212,120,000 | $ 294,919 | $ 164,237 |
| Outside any metro area | 718 | $ 296,590,000 | $ 413,077 | $ 267,830 |
| Kansas City, MO-KS | 223 | $ 41,365,000 | $ 185,493 | $ 178,237 |
| New York-Jersey City-White Plains, NY-NJ | 209 | $ 155,385,000 | $ 743,468 | $ 450,602 |
| Los Angeles-Long Beach-Glendale, CA | 187 | $ 175,575,000 | $ 938,903 | $ 436,000 |
| Denver-Aurora-Lakewood, CO | 170 | $ 87,990,000 | $ 517,588 | $ 213,000 |
| Phoenix-Mesa-Scottsdale, AZ | 154 | $ 78,440,000 | $ 509,350 | $ 273,000 |
| Jacksonville, FL | 142 | $ 25,450,000 | $ 179,225 | $ 230,000 |
| Atlanta-Sandy Springs-Roswell, GA | 141 | $ 57,625,000 | $ 408,687 | $ 207,000 |
| Nassau County-Suffolk County, NY | 129 | $ 123,995,000 | $ 961,201 | $ 484,000 |
| Newark, NJ-PA | 129 | $ 57,135,000 | $ 442,906 | $ 244,906 |
| Indianapolis-Carmel-Anderson, IN | 127 | $ 41,845,000 | $ 329,488 | $ 216,000 |
| Dallas-Plano-Irving, TX | 122 | $ 59,180,000 | $ 485,081 | $ 288,000 |
| Memphis, TN-MS-AR | 120 | $ 20,880,000 | $ 174,000 | $ 200,300 |
| Chicago-Naperville, IL | 117 | $ 52,095,000 | $ 445,256 | $ 236,000 |
| San Diego-Carlsbad, CA | 116 | $ 73,410,000 | $ 632,844 | $ 232,000 |
| Anaheim-Santa Ana-Irvine, CA | 113 | $ 84,885,000 | $ 751,194 | $ 334,000 |
| Cleveland-Elyria, OH | 109 | $ 10,825,000 | $ 99,311 | $ 174,000 |
| Houston-The Woodlands-Sugar Land, TX | 109 | $ 45,025,000 | $ 413,073 | $ 275,000 |
| Columbus, GA-AL | 107 | $ 31,595,000 | $ 295,280 | $ 210,317 |
| New York-Newark, NY | 105 | $ 53,555,000 | $ 510,047 | $ 254,885 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 102 | $ 53,720,000 | $ 526,666 | $ 276,039 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 98 | $ 35,690,000 | $ 364,183 | $ 189,734 |
| Seattle-Bellevue-Everett, WA | 98 | $ 60,480,000 | $ 617,142 | $ 275,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 98 | $ 78,230,000 | $ 798,265 | $ 448,000 |
| Riverside-San Bernardino-Ontario, CA | 96 | $ 44,160,000 | $ 460,000 | $ 350,000 |
| Montgomery County-Bucks County-Chester County, PA | 87 | $ 29,415,000 | $ 338,103 | $ 176,000 |
| Little Rock-North Little Rock-Conway, AR | 84 | $ 12,770,000 | $ 152,023 | $ 250,000 |
| Baltimore-Columbia-Towson, MD | 81 | $ 38,565,000 | $ 476,111 | $ 285,000 |
| Oakland-Hayward-Berkeley, CA | 75 | $ 52,375,000 | $ 698,333 | $ 276,000 |
| Raleigh, NC | 67 | $ 24,265,000 | $ 362,164 | $ 172,000 |
| Austin-Round Rock, TX | 66 | $ 39,540,000 | $ 599,090 | $ 422,000 |
| San Francisco-Redwood City-South San Francisco, CA | 61 | $ 59,755,000 | $ 979,590 | $ 408,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 60 | $ 26,450,000 | $ 440,833 | $ 212,000 |
| Birmingham-Hoover, AL | 59 | $ 21,095,000 | $ 357,542 | $ 176,000 |
| North Port-Sarasota-Bradenton, FL | 58 | $ 23,910,000 | $ 412,241 | $ 213,000 |
| Cambridge-Newton-Framingham, MA | 55 | $ 28,825,000 | $ 524,090 | $ 246,000 |
| Charlotte-Concord-Gastonia, NC-SC | 55 | $ 19,005,000 | $ 345,545 | $ 162,818 |
| Portland-Vancouver-Hillsboro, OR-WA | 55 | $ 18,075,000 | $ 328,636 | $ 152,000 |
| Tampa-St. Petersburg-Clearwater, FL | 54 | $ 23,810,000 | $ 440,925 | $ 283,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 47 | $ 31,095,000 | $ 661,595 | $ 344,000 |
| Naples-Immokalee-Marco Island, FL | 46 | $ 31,500,000 | $ 684,782 | $ 585,000 |
| Bridgeport-Stamford-Norwalk, CT | 45 | $ 36,975,000 | $ 821,666 | $ 508,000 |
| Warren-Troy-Farmington Hills, MI | 45 | $ 12,265,000 | $ 272,555 | $ 135,000 |
| Columbus, OH | 44 | $ 14,520,000 | $ 330,000 | $ 176,000 |
| Oklahoma City, OK | 44 | $ 11,910,000 | $ 270,681 | $ 249,000 |
| Boston, MA | 42 | $ 25,840,000 | $ 615,238 | $ 242,000 |
| Cincinnati, OH-KY-IN | 42 | $ 12,830,000 | $ 305,476 | $ 184,166 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 42 | $ 20,490,000 | $ 487,857 | $ 308,000 |
| Pittsburgh, PA | 41 | $ 15,355,000 | $ 374,512 | $ 170,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 40 | $ 9,640,000 | $ 241,000 | $ 136,800 |
| Montgomery, AL | 40 | $ 8,490,000 | $ 212,250 | $ 140,000 |
| Santa Maria-Santa Barbara, CA | 40 | $ 30,910,000 | $ 772,750 | $ 397,000 |
| Charleston-North Charleston, SC | 39 | $ 19,015,000 | $ 487,564 | $ 229,000 |
| Fort Worth-Arlington, TX | 39 | $ 14,715,000 | $ 377,307 | $ 202,000 |
| Auburn-Opelika, AL | 38 | $ 10,990,000 | $ 289,210 | $ 153,000 |
| Milwaukee-Waukesha-West Allis, WI | 38 | $ 12,370,000 | $ 325,526 | $ 232,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 38 | $ 22,810,000 | $ 600,263 | $ 285,000 |
| Philadelphia, PA | 38 | $ 12,490,000 | $ 328,684 | $ 172,000 |
| Santa Rosa, CA | 37 | $ 23,035,000 | $ 622,567 | $ 378,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 36 | $ 10,890,000 | $ 302,500 | $ 176,000 |
| Gary, IN | 36 | $ 9,710,000 | $ 269,722 | $ 145,000 |
| Cape Coral-Fort Myers, FL | 35 | $ 13,875,000 | $ 396,428 | $ 253,000 |
| Washington-Baltimore-Arlington, DC | 34 | $ 18,100,000 | $ 532,352 | $ 264,000 |
| San Rafael, CA | 33 | $ 33,825,000 | $ 1,025,000 | $ 393,000 |
| Tacoma-Lakewood, WA | 32 | $ 16,670,000 | $ 520,937 | $ 235,000 |
| Orlando-Kissimmee-Sanford, FL | 30 | $ 10,120,000 | $ 337,333 | $ 149,000 |
| Pensacola-Ferry Pass-Brent, FL | 30 | $ 9,130,000 | $ 304,333 | $ 193,000 |
| Miami-Miami Beach-Kendall, FL | 29 | $ 24,075,000 | $ 830,172 | $ 807,000 |
| Reno, NV | 29 | $ 16,725,000 | $ 576,724 | $ 445,000 |
| Crestview-Fort Walton Beach-Destin, FL | 28 | $ 18,920,000 | $ 675,714 | $ 335,000 |
| Davenport-Moline-Rock Island, IA-IL | 28 | $ 2,450,000 | $ 87,500 | $ 138,000 |
| Boise City, ID | 27 | $ 8,905,000 | $ 329,814 | $ 162,000 |
| Las Vegas-Henderson-Paradise, NV | 27 | $ 10,345,000 | $ 383,148 | $ 161,000 |
| Salem, OR | 27 | $ 8,465,000 | $ 313,518 | $ 113,000 |
| Tulsa, OK | 27 | $ 6,755,000 | $ 250,185 | $ 157,000 |
| Redding, CA | 25 | $ 6,275,000 | $ 251,000 | $ 141,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 25 | $ 27,335,000 | $ 1,093,400 | $ 453,000 |
| Daphne-Fairhope-Foley, AL | 24 | $ 9,570,000 | $ 398,750 | $ 195,000 |
| Port St. Lucie, FL | 24 | $ 11,370,000 | $ 473,750 | $ 293,000 |
| Wilmington, NC | 24 | $ 9,910,000 | $ 412,916 | $ 246,000 |
| Charlottesville, VA | 23 | $ 9,295,000 | $ 404,130 | $ 189,000 |
| Savannah, GA | 23 | $ 5,875,000 | $ 255,434 | $ 161,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 22 | $ 13,320,000 | $ 605,454 | $ 313,000 |
| Richmond, VA | 22 | $ 4,780,000 | $ 217,272 | $ 190,000 |
| El Paso, TX | 21 | $ 8,005,000 | $ 381,190 | $ 247,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 21 | $ 12,175,000 | $ 579,761 | $ 269,000 |
| Lake County-Kenosha County, IL-WI | 21 | $ 9,155,000 | $ 435,952 | $ 195,142 |
| Spokane-Spokane Valley, WA | 21 | $ 7,145,000 | $ 340,238 | $ 158,000 |
| Camden, NJ | 20 | $ 4,780,000 | $ 239,000 | $ 134,000 |
| Rochester, NY | 20 | $ 6,390,000 | $ 319,500 | $ 224,000 |
| Salisbury, MD-DE | 20 | $ 7,380,000 | $ 369,000 | $ 237,550 |
| Salt Lake City, UT | 20 | $ 7,130,000 | $ 356,500 | $ 126,000 |
| Trenton, NJ | 20 | $ 10,970,000 | $ 548,500 | $ 490,000 |
| Tucson, AZ | 20 | $ 4,570,000 | $ 228,500 | $ 130,000 |
| Chico, CA | 19 | $ 7,615,000 | $ 400,789 | $ 157,000 |
| Colorado Springs, CO | 19 | $ 6,115,000 | $ 321,842 | $ 120,000 |
| Columbia, MO | 19 | $ 5,605,000 | $ 295,000 | $ 137,000 |
| Kahului-Wailuku-Lahaina, HI | 19 | $ 12,365,000 | $ 650,789 | $ 304,000 |
| Louisville/Jefferson County, KY-IN | 19 | $ 4,665,000 | $ 245,526 | $ 150,000 |
| Urban Honolulu, HI | 19 | $ 10,615,000 | $ 558,684 | $ 175,000 |
| Dayton-Springfield-Kettering, OH | 18 | $ 3,270,000 | $ 181,666 | $ 173,000 |
| Mobile, AL | 18 | $ 5,480,000 | $ 304,444 | $ 134,000 |
| New Orleans-Metairie, LA | 18 | $ 7,780,000 | $ 432,222 | $ 142,000 |
| Akron, OH | 17 | $ 3,475,000 | $ 204,411 | $ 149,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 4,545,000 | $ 267,352 | $ 262,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 7,285,000 | $ 428,529 | $ 212,588 |
| Asheville, NC | 16 | $ 4,720,000 | $ 295,000 | $ 129,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 16 | $ 5,490,000 | $ 343,125 | $ 177,750 |
| Ocean City, NJ | 16 | $ 7,380,000 | $ 461,250 | $ 388,000 |
| Bend-Redmond, OR | 15 | $ 7,255,000 | $ 483,666 | $ 233,000 |
| Bismarck, ND | 15 | $ 4,575,000 | $ 305,000 | $ 151,000 |
| Omaha-Council Bluffs, NE-IA | 14 | $ 4,590,000 | $ 327,857 | $ 172,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 4,130,000 | $ 295,000 | $ 164,000 |
| Providence-Warwick, RI-MA | 14 | $ 10,180,000 | $ 727,142 | $ 683,000 |
| Ann Arbor, MI | 13 | $ 5,565,000 | $ 428,076 | $ 173,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 4,025,000 | $ 309,615 | $ 417,000 |
| Elgin, IL | 13 | $ 4,665,000 | $ 358,846 | $ 233,000 |
| New Haven-Milford, CT | 13 | $ 5,155,000 | $ 396,538 | $ 184,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 3,540,000 | $ 295,000 | $ 114,166 |
| Barnstable Town, MA | 12 | $ 6,240,000 | $ 520,000 | $ 243,000 |
| Boulder, CO | 12 | $ 7,760,000 | $ 646,666 | $ 431,000 |
| Durham-Chapel Hill, NC | 12 | $ 4,150,000 | $ 345,833 | $ 175,000 |
| Fort Collins, CO | 12 | $ 5,230,000 | $ 435,833 | $ 161,000 |
| Fresno, CA | 12 | $ 4,340,000 | $ 361,666 | $ 164,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 2,470,000 | $ 205,833 | $ 126,000 |
| Lancaster, PA | 12 | $ 2,930,000 | $ 244,166 | $ 97,000 |
| Madison, WI | 12 | $ 4,740,000 | $ 395,000 | $ 227,000 |
| Portland-South Portland, ME | 12 | $ 6,580,000 | $ 548,333 | $ 248,000 |
| Santa Fe, NM | 12 | $ 6,200,000 | $ 516,666 | $ 156,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 2,785,000 | $ 253,181 | $ 150,000 |
| Greeley, CO | 11 | $ 3,055,000 | $ 277,727 | $ 120,000 |
| Greensboro-High Point, NC | 11 | $ 2,515,000 | $ 228,636 | $ 144,000 |
| Prescott Valley-Prescott, AZ | 11 | $ 3,745,000 | $ 340,454 | $ 168,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 3,620,000 | $ 362,000 | $ 204,000 |
| Salinas, CA | 10 | $ 5,780,000 | $ 578,000 | $ 243,000 |
| Huntsville, AL | 9 | $ 2,475,000 | $ 275,000 | $ 150,000 |
| Medford, OR | 9 | $ 2,315,000 | $ 257,222 | $ 86,000 |
| Roanoke, VA | 9 | $ 3,535,000 | $ 392,777 | $ 195,000 |
| Springfield, MO | 9 | $ 1,815,000 | $ 201,666 | $ 113,000 |
| St. Joseph, MO-KS | 9 | $ 1,665,000 | $ 185,000 | $ 108,000 |
| Valdosta, GA | 9 | $ 2,335,000 | $ 259,444 | $ 117,000 |
| Wenatchee, WA | 9 | $ 4,285,000 | $ 476,111 | $ 293,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 2,105,000 | $ 233,888 | $ 178,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,790,000 | $ 223,750 | $ 161,000 |
| Mankato-North Mankato, MN | 8 | $ 1,760,000 | $ 220,000 | $ 168,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 3,390,000 | $ 423,750 | $ 214,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,240,000 | $ 155,000 | $ 271,000 |
| Wilmington, DE-MD-NJ | 8 | $ 2,320,000 | $ 290,000 | $ 117,000 |
| Billings, MT | 7 | $ 1,375,000 | $ 196,428 | $ 104,000 |
| Brunswick, GA | 7 | $ 5,545,000 | $ 792,142 | $ 374,000 |
| Flint, MI | 7 | $ 3,375,000 | $ 482,142 | $ 263,000 |
| Kankakee, IL | 7 | $ 1,285,000 | $ 183,571 | $ 111,000 |
| Knoxville, TN | 7 | $ 2,145,000 | $ 306,428 | $ 104,000 |
| Macon-Bibb County, GA | 7 | $ 2,285,000 | $ 326,428 | $ 399,000 |
| Rockingham County-Strafford County, NH | 7 | $ 3,395,000 | $ 485,000 | $ 203,000 |
| Rocky Mount, NC | 7 | $ 1,415,000 | $ 202,142 | $ 165,000 |
| Sioux City, IA-NE-SD | 7 | $ 1,055,000 | $ 150,714 | $ 78,571 |
| St. Cloud, MN | 7 | $ 675,000 | $ 96,428 | $ 457,000 |
| Visalia-Porterville, CA | 7 | $ 2,255,000 | $ 322,142 | $ 127,000 |
| Winston-Salem, NC | 7 | $ 1,765,000 | $ 252,142 | $ 117,000 |
| Abilene, TX | 6 | $ 1,100,000 | $ 183,333 | $ 189,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,310,000 | $ 218,333 | $ 222,000 |
| Bakersfield, CA | 6 | $ 1,560,000 | $ 260,000 | $ 164,000 |
| Baton Rouge, LA | 6 | $ 2,890,000 | $ 481,666 | $ 337,000 |
| Duluth, MN-WI | 6 | $ 1,230,000 | $ 205,000 | $ 107,333 |
| Eau Claire, WI | 6 | $ 2,080,000 | $ 346,666 | $ 318,000 |
| Fayetteville, NC | 6 | $ 1,110,000 | $ 185,000 | $ 98,000 |
| Flagstaff, AZ | 6 | $ 2,100,000 | $ 350,000 | $ 154,000 |
| Great Falls, MT | 6 | $ 1,210,000 | $ 201,666 | $ 203,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,540,000 | $ 256,666 | $ 132,000 |
| Jackson, MS | 6 | $ 1,870,000 | $ 311,666 | $ 120,000 |
| Janesville-Beloit, WI | 6 | $ 1,760,000 | $ 293,333 | $ 135,000 |
| Ocala, FL | 6 | $ 1,530,000 | $ 255,000 | $ 126,000 |
| Panama City, FL | 6 | $ 1,500,000 | $ 250,000 | $ 222,000 |
| Provo-Orem, UT | 6 | $ 1,620,000 | $ 270,000 | $ 145,000 |
| Rochester, MN | 6 | $ 1,300,000 | $ 216,666 | $ 145,000 |
| Springfield, IL | 6 | $ 1,470,000 | $ 245,000 | $ 141,000 |
| St. George, UT | 6 | $ 2,580,000 | $ 430,000 | $ 109,000 |
| Tuscaloosa, AL | 6 | $ 1,970,000 | $ 328,333 | $ 168,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,730,000 | $ 288,333 | $ 208,000 |
| Wausau, WI | 6 | $ 880,000 | $ 146,666 | $ 129,000 |
| Athens-Clarke County, GA | 5 | $ 1,315,000 | $ 263,000 | $ 193,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 1,395,000 | $ 279,000 | $ 180,000 |
| Bremerton-Silverdale, WA | 5 | $ 2,985,000 | $ 597,000 | $ 205,000 |
| Coeur D'Alene, ID | 5 | $ 2,015,000 | $ 403,000 | $ 246,000 |
| Des Moines-West Des Moines, IA | 5 | $ 935,000 | $ 187,000 | $ 106,000 |
| Florence, SC | 5 | $ 1,055,000 | $ 211,000 | $ 95,000 |
| Fort Smith, AR-OK | 5 | $ 1,065,000 | $ 213,000 | $ 140,000 |
| Gainesville, FL | 5 | $ 3,045,000 | $ 609,000 | $ 189,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,525,000 | $ 305,000 | $ 117,000 |
| Kennewick-Richland, WA | 5 | $ 1,795,000 | $ 359,000 | $ 196,000 |
| Lafayette-West Lafayette, IN | 5 | $ 1,835,000 | $ 367,000 | $ 196,000 |
| Lansing-East Lansing, MI | 5 | $ 805,000 | $ 161,000 | $ 61,000 |
| Lincoln, NE | 5 | $ 2,095,000 | $ 419,000 | $ 183,000 |
| Modesto, CA | 5 | $ 1,285,000 | $ 257,000 | $ 98,000 |
| Napa, CA | 5 | $ 2,615,000 | $ 523,000 | $ 537,000 |
| San Antonio-New Braunfels, TX | 5 | $ 1,695,000 | $ 339,000 | $ 201,000 |
| The Villages, FL | 5 | $ 1,705,000 | $ 341,000 | $ 105,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,830,000 | $ 457,500 | $ 212,000 |
| Bellingham, WA | 4 | $ 1,330,000 | $ 332,500 | $ 105,000 |
| Canton-Massillon, OH | 4 | $ 490,000 | $ 122,500 | $ 67,000 |
| Carson City, NV | 4 | $ 2,670,000 | $ 667,500 | $ 198,000 |
| Casper, WY | 4 | $ 1,340,000 | $ 335,000 | $ 144,000 |
| Columbia, SC | 4 | $ 1,100,000 | $ 275,000 | $ 136,000 |
| Corpus Christi, TX | 4 | $ 1,150,000 | $ 287,500 | $ 96,000 |
| Gainesville, GA | 4 | $ 1,330,000 | $ 332,500 | $ 103,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,510,000 | $ 377,500 | $ 125,000 |
| Johnson City, TN | 4 | $ 1,020,000 | $ 255,000 | $ 198,000 |
| Kingston, NY | 4 | $ 1,130,000 | $ 282,500 | $ 162,000 |
| Lebanon, PA | 4 | $ 840,000 | $ 210,000 | $ 131,000 |
| Lynchburg, VA | 4 | $ 1,840,000 | $ 460,000 | $ 225,000 |
| Norwich-New London, CT | 4 | $ 1,230,000 | $ 307,500 | $ 134,000 |
| Pueblo, CO | 4 | $ 1,000,000 | $ 250,000 | $ 135,000 |
| Punta Gorda, FL | 4 | $ 810,000 | $ 202,500 | $ 75,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,260,000 | $ 315,000 | $ 111,000 |
| Stockton-Lodi, CA | 4 | $ 1,420,000 | $ 355,000 | $ 198,000 |
| Terre Haute, IN | 4 | $ 930,000 | $ 232,500 | $ 150,000 |
| Waco, TX | 4 | $ 1,420,000 | $ 355,000 | $ 239,000 |
| Albuquerque, NM | 3 | $ 525,000 | $ 175,000 | $ 157,000 |
| Anchorage, AK | 3 | $ 1,005,000 | $ 335,000 | $ 123,000 |
| Bloomsburg-Berwick, PA | 3 | $ 575,000 | $ 191,666 | $ 94,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 1,065,000 | $ 355,000 | $ 206,000 |
| Burlington-South Burlington, VT | 3 | $ 625,000 | $ 208,333 | $ 177,000 |
| Cheyenne, WY | 3 | $ 865,000 | $ 288,333 | $ 99,000 |
| Clarksville, TN-KY | 3 | $ 585,000 | $ 195,000 | $ 120,000 |
| College Station-Bryan, TX | 3 | $ 635,000 | $ 211,666 | $ 191,000 |
| Elkhart-Goshen, IN | 3 | $ 555,000 | $ 185,000 | $ 133,000 |
| Fort Wayne, IN | 3 | $ 655,000 | $ 218,333 | $ 184,000 |
| Grand Forks, ND-MN | 3 | $ 815,000 | $ 271,666 | $ 113,333 |
| Idaho Falls, ID | 3 | $ 1,025,000 | $ 341,666 | $ 92,000 |
| Jackson, TN | 3 | $ 505,000 | $ 168,333 | $ 116,000 |
| Jacksonville, NC | 3 | $ 1,095,000 | $ 365,000 | $ 203,000 |
| Killeen-Temple, TX | 3 | $ 535,000 | $ 178,333 | $ 72,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 925,000 | $ 308,333 | $ 139,333 |
| Madera, CA | 3 | $ 2,265,000 | $ 755,000 | $ 202,000 |
| Muncie, IN | 3 | $ 515,000 | $ 171,666 | $ 87,000 |
| Ogden-Clearfield, UT | 3 | $ 1,385,000 | $ 461,666 | $ 303,000 |
| Olympia-Tumwater, WA | 3 | $ 1,265,000 | $ 421,666 | $ 294,000 |
| Pittsfield, MA | 3 | $ 1,385,000 | $ 461,666 | $ 349,000 |
| Rockford, IL | 3 | $ 455,000 | $ 151,666 | $ 79,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 635,000 | $ 211,666 | $ 86,000 |
| Sioux Falls, SD | 3 | $ 845,000 | $ 281,666 | $ 110,000 |
| Syracuse, NY | 3 | $ 475,000 | $ 158,333 | $ 118,000 |
| Tallahassee, FL | 3 | $ 1,155,000 | $ 385,000 | $ 164,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 945,000 | $ 315,000 | $ 95,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 225,000 | $ 75,000 | $ 70,666 |
| Winchester, VA-WV | 3 | $ 765,000 | $ 255,000 | $ 108,000 |
| Worcester, MA-CT | 3 | $ 775,000 | $ 258,333 | $ 115,000 |
| Albany, OR | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Altoona, PA | 2 | $ 420,000 | $ 210,000 | $ 136,000 |
| Ames, IA | 2 | $ 480,000 | $ 240,000 | $ 95,000 |
| Bloomington, IN | 2 | $ 690,000 | $ 345,000 | $ 261,000 |
| Brownsville-Harlingen, TX | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Cape Girardeau, MO-IL | 2 | $ 400,000 | $ 200,000 | $ 146,000 |
| Cleveland, TN | 2 | $ 560,000 | $ 280,000 | $ 150,000 |
| Eugene, OR | 2 | $ 610,000 | $ 305,000 | $ 96,000 |
| Evansville, IN-KY | 2 | $ 380,000 | $ 190,000 | $ 115,000 |
| Glens Falls, NY | 2 | $ 2,410,000 | $ 1,205,000 | $ 292,000 |
| Green Bay, WI | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| Greenville, NC | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 640,000 | $ 320,000 | $ 94,000 |
| Ithaca, NY | 2 | $ 700,000 | $ 350,000 | $ 203,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 390,000 | $ 195,000 | $ 118,000 |
| Lakeland-Winter Haven, FL | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Lawton, OK | 2 | $ 600,000 | $ 300,000 | $ 103,000 |
| Lexington-Fayette, KY | 2 | $ 420,000 | $ 210,000 | $ 238,000 |
| Longview, WA | 2 | $ 810,000 | $ 405,000 | $ 131,000 |
| Lubbock, TX | 2 | $ 820,000 | $ 410,000 | $ 275,000 |
| Manchester-Nashua, NH | 2 | $ 940,000 | $ 470,000 | $ 347,000 |
| Manhattan, KS | 2 | $ 570,000 | $ 285,000 | $ 126,000 |
| Missoula, MT | 2 | $ 770,000 | $ 385,000 | $ 112,000 |
| Monroe, LA | 2 | $ 520,000 | $ 260,000 | $ 560,000 |
| New Bern, NC | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Niles-Benton Harbor, MI | 2 | $ 1,670,000 | $ 835,000 | $ 400,000 |
| Pocatello, ID | 2 | $ 730,000 | $ 365,000 | $ 260,000 |
| Rapid City, SD | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Reading, PA | 2 | $ 460,000 | $ 230,000 | $ 171,000 |
| Springfield, MA | 2 | $ 540,000 | $ 270,000 | $ 145,000 |
| Sumter, SC | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Texarkana, TX-AR | 2 | $ 330,000 | $ 165,000 | $ 88,500 |
| Toledo, OH | 2 | $ 1,100,000 | $ 550,000 | $ 568,000 |
| Utica-Rome, NY | 2 | $ 580,000 | $ 290,000 | $ 218,000 |
| Wichita, KS | 2 | $ 500,000 | $ 250,000 | $ 109,000 |
| York-Hanover, PA | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Appleton, WI | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Battle Creek, MI | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Burlington, NC | 1 | $ 265,000 | $ 265,000 | $ 43,000 |
| California-Lexington Park, MD | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Cedar Rapids, IA | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Chattanooga, TN-GA | 1 | $ 455,000 | $ 455,000 | $ 240,000 |
| Columbus, IN | 1 | $ 445,000 | $ 445,000 | $ 215,000 |
| Corvallis, OR | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Decatur, AL | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Dubuque, IA | 1 | $ 365,000 | $ 365,000 | $ 145,000 |
| East Stroudsburg, PA | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Elmira, NY | 1 | $ 55,000 | $ 55,000 | $ 257,000 |
| Erie, PA | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Fargo, ND-MN | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Fond Du Lac, WI | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Gadsden, AL | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Gettysburg, PA | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Grand Junction, CO | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Hot Springs, AR | 1 | $ 515,000 | $ 515,000 | $ 301,000 |
| Iowa City, IA | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Jefferson City, MO | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Johnstown, PA | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Lawrence, KS | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Lima, OH | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Longview, TX | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Mansfield, OH | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Monroe, MI | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Morristown, TN | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Muskegon, MI | 1 | $ 195,000 | $ 195,000 | $ 197,000 |
| Saginaw, MI | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Spartanburg, SC | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Topeka, KS | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Tyler, TX | 1 | $ 405,000 | $ 405,000 | $ 250,000 |
| Warner Robins, GA | 1 | $ 365,000 | $ 365,000 | $ 279,000 |
| Yakima, WA | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Yuba City, CA | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,908 | $1,982,520,000 | $403,000 | $9,805,000 | $226,000 | $3,568,000 |
| Home Purchase | 4,779 | $1,644,755,000 | $344,000 | $6,895,000 | $204,000 | $8,176,000 |
| Cash-out Refinancing | 1,902 | $830,250,000 | $436,000 | $6,375,000 | $230,000 | $6,218,000 |
| Other Purpose | 273 | $187,485,000 | $686,000 | $15,005,000 | $448,000 | $7,829,000 |
| Home Improvement | 10 | $29,150,000 | $2,915,000 | $24,005,000 | $819,000 | $5,094,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,775 | $3,844,055,000 | $393,000 | $15,005,000 | $220,000 | $8,176,000 |
| Not Provided | 1,139 | $555,915,000 | $488,000 | $24,005,000 | $297,000 | $5,285,000 |
| Asian | 354 | $111,170,000 | $314,000 | $3,875,000 | $199,000 | $3,156,000 |
| Hispanic | 318 | $94,520,000 | $297,000 | $2,445,000 | $172,000 | $3,999,000 |
| Black or African American | 230 | $52,300,000 | $227,000 | $1,395,000 | $145,000 | $3,600,000 |
| American Indian or Alaskan Native | 32 | $8,280,000 | $258,000 | $905,000 | $125,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,535,000 | $321,000 | $995,000 | $123,000 | $301,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,346 | $4,540,410,000 | $400,000 | $24,005,000 | $228,000 | $8,176,000 |
| FHA-insured (Federal Housing Administration) | 257 | $49,545,000 | $192,000 | $775,000 | $71,000 | $667,000 |
| VA-guaranteed (Veterans Administration) | 255 | $81,645,000 | $320,000 | $1,525,000 | $114,000 | $629,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,560,000 | $182,000 | $315,000 | $55,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,620 | $4,189,420,000 | $394,000 | $24,005,000 | $222,000 | $8,176,000 |
| Application Withdrawn By Applicant | 941 | $352,555,000 | $374,000 | $6,895,000 | $238,000 | $6,850,000 |
| Application Denied By Financial Institution | 176 | $65,670,000 | $373,000 | $3,125,000 | $176,000 | $2,568,000 |
| Application Approved But Not Accepted | 108 | $55,840,000 | $517,000 | $3,365,000 | $305,000 | $3,600,000 |
| File Closed For Incompleteness | 27 | $10,675,000 | $395,000 | $1,105,000 | $308,000 | $2,723,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,696 | $4,608,490,000 | $394,000 | $24,005,000 | $224,000 | $8,176,000 |
| Collateral | 71 | $32,745,000 | $461,000 | $3,125,000 | $274,000 | $2,568,000 |
| Debt-To-Income Ratio | 56 | $19,070,000 | $340,000 | $1,935,000 | $88,000 | $439,000 |
| Employment History | 14 | $4,100,000 | $292,000 | $715,000 | $139,000 | $595,000 |
| Credit History | 11 | $2,425,000 | $220,000 | $495,000 | $121,000 | $349,000 |
| Unverifiable Information | 11 | $4,135,000 | $375,000 | $1,185,000 | $106,000 | $481,000 |
| Credit Application Incomplete | 8 | $1,800,000 | $225,000 | $485,000 | $117,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,110,000 | $277,000 | $415,000 | $109,000 | $182,000 |
| Other | 1 | $285,000 | $285,000 | $285,000 | $175,000 | $175,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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