Mutual of Omaha Mortgage Mortgage Lending & HMDA Data, 2023

In 2023, Mutual of Omaha Mortgage of Lombard, IL reported 29,943 mortgage applications totaling $7.3 billion, down 43% from 2022. The average application was for $243,817, and applicants reported an average income of $81,492. 54% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,016), Chicago-Naperville, IL (848) and Phoenix-Mesa-Scottsdale, AZ (636) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Mortgage

Lombard, IL 60148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 29,943
Total Mortgage Loan Application Amount $7,300,615,000
Average Mortgage Loan Application Amount $243,817
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $81,492
Highest Applicant Income $7,822,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Mortgage by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 4,624 $ 925,370,000 $ 200,123 $ 73,024
Atlanta-Sandy Springs-Roswell, GA 1,016 $ 255,620,000 $ 251,594 $ 86,000
Chicago-Naperville, IL 848 $ 195,840,000 $ 230,943 $ 109,000
Phoenix-Mesa-Scottsdale, AZ 636 $ 182,090,000 $ 286,305 $ 85,000
Tampa-St. Petersburg-Clearwater, FL 551 $ 137,475,000 $ 249,500 $ 85,000
Las Vegas-Henderson-Paradise, NV 456 $ 134,770,000 $ 295,548 $ 102,000
Nashville-Davidson--Murfreesboro--Franklin, TN 428 $ 143,550,000 $ 335,397 $ 120,000
Houston-The Woodlands-Sugar Land, TX 402 $ 92,950,000 $ 231,218 $ 94,000
Dallas-Plano-Irving, TX 388 $ 97,970,000 $ 252,500 $ 81,000
Charlotte-Concord-Gastonia, NC-SC 365 $ 84,865,000 $ 232,506 $ 75,621
Riverside-San Bernardino-Ontario, CA 360 $ 110,860,000 $ 307,944 $ 76,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 355 $ 135,975,000 $ 383,028 $ 115,287
Los Angeles-Long Beach-Glendale, CA 351 $ 158,035,000 $ 450,242 $ 77,000
Denver-Aurora-Lakewood, CO 346 $ 134,300,000 $ 388,150 $ 108,000
Columbus, OH 326 $ 68,450,000 $ 209,969 $ 77,000
Indianapolis-Carmel-Anderson, IN 306 $ 63,780,000 $ 208,431 $ 83,000
Orlando-Kissimmee-Sanford, FL 297 $ 71,955,000 $ 242,272 $ 82,000
Cleveland-Elyria, OH 293 $ 51,865,000 $ 177,013 $ 85,000
Kansas City, MO-KS 264 $ 55,620,000 $ 210,681 $ 83,575
New York-Newark, NY 246 $ 74,330,000 $ 302,154 $ 93,000
Cincinnati, OH-KY-IN 239 $ 46,165,000 $ 193,158 $ 76,836
Baltimore-Columbia-Towson, MD 237 $ 53,895,000 $ 227,405 $ 87,000
St. Louis, MO-IL 229 $ 46,685,000 $ 203,864 $ 81,170
Jacksonville, FL 225 $ 53,335,000 $ 237,044 $ 74,000
Portland-Vancouver-Hillsboro, OR-WA 221 $ 73,835,000 $ 334,095 $ 91,352
Seattle-Bellevue-Everett, WA 218 $ 92,240,000 $ 423,119 $ 109,000
Minneapolis-St. Paul-Bloomington, MN-WI 213 $ 59,815,000 $ 280,821 $ 98,150
San Diego-Carlsbad, CA 213 $ 100,325,000 $ 471,009 $ 85,000
Fort Worth-Arlington, TX 205 $ 41,795,000 $ 203,878 $ 64,000
Virginia Beach-Norfolk-Newport News, VA-NC 205 $ 46,905,000 $ 228,804 $ 78,780
Warren-Troy-Farmington Hills, MI 198 $ 41,830,000 $ 211,262 $ 85,000
West Palm Beach-Boca Raton-Delray Beach, FL 193 $ 57,475,000 $ 297,797 $ 87,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 184 $ 48,750,000 $ 264,945 $ 90,000
New Orleans-Metairie, LA 180 $ 34,300,000 $ 190,555 $ 75,000
San Antonio-New Braunfels, TX 169 $ 37,605,000 $ 222,514 $ 80,000
Sacramento--Roseville--Arden-Arcade, CA 165 $ 53,355,000 $ 323,363 $ 76,000
Oklahoma City, OK 164 $ 26,460,000 $ 161,341 $ 67,000
Lake County-Kenosha County, IL-WI 163 $ 41,805,000 $ 256,472 $ 108,214
Greenville-Anderson-Mauldin, SC 160 $ 32,770,000 $ 204,812 $ 80,000
Austin-Round Rock, TX 159 $ 48,295,000 $ 303,742 $ 96,000
Deltona-Daytona Beach-Ormond Beach, FL 158 $ 32,160,000 $ 203,544 $ 62,000
Miami-Miami Beach-Kendall, FL 157 $ 46,375,000 $ 295,382 $ 82,000
Pittsburgh, PA 157 $ 23,945,000 $ 152,515 $ 76,000
Richmond, VA 156 $ 31,620,000 $ 202,692 $ 75,000
Cambridge-Newton-Framingham, MA 155 $ 55,905,000 $ 360,677 $ 86,000
Lakeland-Winter Haven, FL 154 $ 34,310,000 $ 222,792 $ 79,000
Memphis, TN-MS-AR 152 $ 25,740,000 $ 169,342 $ 72,625
Detroit-Dearborn-Livonia, MI 151 $ 20,215,000 $ 133,874 $ 59,000
Charleston-North Charleston, SC 148 $ 41,030,000 $ 277,229 $ 75,000
Omaha-Council Bluffs, NE-IA 148 $ 34,080,000 $ 230,270 $ 105,783
Camden, NJ 147 $ 28,265,000 $ 192,278 $ 78,000
Oakland-Hayward-Berkeley, CA 145 $ 56,965,000 $ 392,862 $ 67,000
Newark, NJ-PA 143 $ 42,585,000 $ 297,797 $ 101,181
Providence-Warwick, RI-MA 141 $ 39,175,000 $ 277,836 $ 79,808
Philadelphia, PA 139 $ 21,835,000 $ 157,086 $ 63,000
Dayton-Springfield-Kettering, OH 138 $ 23,010,000 $ 166,739 $ 76,000
Boston, MA 137 $ 52,765,000 $ 385,145 $ 100,000
Killeen-Temple, TX 134 $ 32,940,000 $ 245,820 $ 94,000
Montgomery County-Bucks County-Chester County, PA 134 $ 40,260,000 $ 300,447 $ 112,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 133 $ 27,365,000 $ 205,751 $ 69,165
Boise City, ID 129 $ 35,625,000 $ 276,162 $ 79,000
Raleigh, NC 128 $ 38,020,000 $ 297,031 $ 86,000
Cape Coral-Fort Myers, FL 124 $ 31,830,000 $ 256,693 $ 75,000
Knoxville, TN 123 $ 25,835,000 $ 210,040 $ 74,000
Columbia, SC 122 $ 22,860,000 $ 187,377 $ 67,000
Worcester, MA-CT 122 $ 35,300,000 $ 289,344 $ 93,327
Milwaukee-Waukesha-West Allis, WI 119 $ 28,395,000 $ 238,613 $ 91,000
North Port-Sarasota-Bradenton, FL 119 $ 32,295,000 $ 271,386 $ 80,000
Palm Bay-Melbourne-Titusville, FL 118 $ 24,560,000 $ 208,135 $ 60,000
Louisville/Jefferson County, KY-IN 114 $ 21,830,000 $ 191,491 $ 72,456
Port St. Lucie, FL 113 $ 23,535,000 $ 208,274 $ 60,000
Anaheim-Santa Ana-Irvine, CA 109 $ 56,655,000 $ 519,770 $ 99,000
Fayetteville, NC 109 $ 23,555,000 $ 216,100 $ 82,000
Hartford-West Hartford-East Hartford, CT 107 $ 21,245,000 $ 198,551 $ 79,000
Tacoma-Lakewood, WA 106 $ 36,320,000 $ 342,641 $ 96,000
Tulsa, OK 103 $ 17,935,000 $ 174,126 $ 64,000
Elgin, IL 95 $ 24,425,000 $ 257,105 $ 109,000
New York-Jersey City-White Plains, NY-NJ 95 $ 34,345,000 $ 361,526 $ 111,589
Tucson, AZ 95 $ 18,675,000 $ 196,578 $ 53,000
Birmingham-Hoover, AL 92 $ 17,400,000 $ 189,130 $ 77,000
Gary, IN 91 $ 14,735,000 $ 161,923 $ 65,000
Grand Rapids-Wyoming, MI 91 $ 18,255,000 $ 200,604 $ 74,000
New Haven-Milford, CT 91 $ 20,815,000 $ 228,736 $ 78,000
Pensacola-Ferry Pass-Brent, FL 90 $ 17,470,000 $ 194,111 $ 70,000
Akron, OH 88 $ 16,180,000 $ 183,863 $ 65,000
Colorado Springs, CO 87 $ 29,455,000 $ 338,563 $ 95,000
Greensboro-High Point, NC 86 $ 15,070,000 $ 175,232 $ 59,000
Albuquerque, NM 83 $ 16,885,000 $ 203,433 $ 71,000
Ocala, FL 83 $ 15,175,000 $ 182,831 $ 69,000
Washington-Baltimore-Arlington, DC 83 $ 31,545,000 $ 380,060 $ 113,000
Baton Rouge, LA 81 $ 15,085,000 $ 186,234 $ 68,000
Medford, OR 81 $ 26,245,000 $ 324,012 $ 116,000
Wilmington, DE-MD-NJ 80 $ 18,160,000 $ 227,000 $ 77,312
Canton-Massillon, OH 79 $ 12,345,000 $ 156,265 $ 77,000
Mobile, AL 79 $ 13,275,000 $ 168,037 $ 73,000
Allentown-Bethlehem-Easton, PA-NJ 76 $ 16,050,000 $ 211,184 $ 80,315
Asheville, NC 72 $ 16,430,000 $ 228,194 $ 66,000
Prescott Valley-Prescott, AZ 72 $ 19,420,000 $ 269,722 $ 62,000
Chattanooga, TN-GA 71 $ 12,625,000 $ 177,816 $ 60,323
Fresno, CA 71 $ 16,545,000 $ 233,028 $ 63,000
Springfield, MA 71 $ 14,135,000 $ 199,084 $ 74,000
Greeley, CO 70 $ 20,110,000 $ 287,285 $ 89,000
Oxnard-Thousand Oaks-Ventura, CA 69 $ 29,945,000 $ 433,985 $ 96,000
Reno, NV 69 $ 25,285,000 $ 366,449 $ 173,000
Lafayette, LA 67 $ 15,765,000 $ 235,298 $ 98,000
Punta Gorda, FL 67 $ 14,785,000 $ 220,671 $ 69,000
Anchorage, AK 66 $ 22,360,000 $ 338,787 $ 109,000
Bridgeport-Stamford-Norwalk, CT 66 $ 20,940,000 $ 317,272 $ 86,000
Urban Honolulu, HI 65 $ 34,945,000 $ 537,615 $ 110,000
Salt Lake City, UT 64 $ 20,650,000 $ 322,656 $ 80,000
Bakersfield, CA 62 $ 13,940,000 $ 224,838 $ 71,000
Durham-Chapel Hill, NC 62 $ 15,020,000 $ 242,258 $ 62,000
Winston-Salem, NC 62 $ 10,920,000 $ 176,129 $ 57,000
San Jose-Sunnyvale-Santa Clara, CA 60 $ 32,280,000 $ 538,000 $ 66,000
Clarksville, TN-KY 59 $ 14,755,000 $ 250,084 $ 80,118
Portland-South Portland, ME 58 $ 14,400,000 $ 248,275 $ 78,000
Savannah, GA 58 $ 13,820,000 $ 238,275 $ 104,000
Toledo, OH 56 $ 8,300,000 $ 148,214 $ 63,000
Salisbury, MD-DE 55 $ 12,195,000 $ 221,727 $ 76,109
Augusta-Richmond County, GA-SC 54 $ 11,930,000 $ 220,925 $ 101,518
Lake Havasu City-Kingman, AZ 53 $ 9,205,000 $ 173,679 $ 47,000
Flint, MI 52 $ 9,560,000 $ 183,846 $ 80,000
Naples-Immokalee-Marco Island, FL 52 $ 19,360,000 $ 372,307 $ 103,000
Gulfport-Biloxi-Pascagoula, MS 51 $ 9,745,000 $ 191,078 $ 70,000
Des Moines-West Des Moines, IA 50 $ 10,840,000 $ 216,800 $ 85,000
Hilton Head Island-Bluffton-Beaufort, SC 50 $ 14,610,000 $ 292,200 $ 68,000
Spartanburg, SC 50 $ 9,630,000 $ 192,600 $ 65,000
Lansing-East Lansing, MI 49 $ 9,355,000 $ 190,918 $ 87,000
Ogden-Clearfield, UT 49 $ 15,215,000 $ 310,510 $ 83,000
Fayetteville-Springdale-Rogers, AR-MO 48 $ 12,760,000 $ 265,833 $ 87,000
Fort Collins, CO 48 $ 15,340,000 $ 319,583 $ 87,000
Scranton--Wilkes-Barre--Hazleton, PA 47 $ 5,925,000 $ 126,063 $ 82,000
Springfield, MO 47 $ 8,415,000 $ 179,042 $ 70,000
El Paso, TX 46 $ 7,520,000 $ 163,478 $ 69,000
Eugene, OR 46 $ 11,320,000 $ 246,086 $ 49,000
Spokane-Spokane Valley, WA 45 $ 9,645,000 $ 214,333 $ 54,000
Stockton-Lodi, CA 45 $ 12,975,000 $ 288,333 $ 72,000
Daphne-Fairhope-Foley, AL 44 $ 10,340,000 $ 235,000 $ 88,000
Kingsport-Bristol-Bristol, TN-VA 44 $ 6,070,000 $ 137,954 $ 60,681
Roanoke, VA 43 $ 7,735,000 $ 179,883 $ 64,000
Sebastian-Vero Beach, FL 43 $ 8,715,000 $ 202,674 $ 52,000
Grand Junction, CO 42 $ 11,260,000 $ 268,095 $ 95,000
Hickory-Lenoir-Morganton, NC 42 $ 8,220,000 $ 195,714 $ 73,000
Manchester-Nashua, NH 42 $ 10,690,000 $ 254,523 $ 74,000
Norwich-New London, CT 42 $ 8,080,000 $ 192,380 $ 63,000
Salem, OR 41 $ 10,385,000 $ 253,292 $ 63,000
San Francisco-Redwood City-South San Francisco, CA 41 $ 22,975,000 $ 560,365 $ 68,000
Fort Wayne, IN 40 $ 6,050,000 $ 151,250 $ 65,000
Jackson, MS 40 $ 5,950,000 $ 148,750 $ 64,000
Lexington-Fayette, KY 40 $ 8,840,000 $ 221,000 $ 85,000
Little Rock-North Little Rock-Conway, AR 40 $ 6,780,000 $ 169,500 $ 72,000
Madison, WI 40 $ 13,110,000 $ 327,750 $ 123,000
Wichita, KS 40 $ 6,710,000 $ 167,750 $ 90,000
York-Hanover, PA 40 $ 6,970,000 $ 174,250 $ 63,000
Homosassa Springs, FL 39 $ 5,705,000 $ 146,282 $ 55,000
Huntsville, AL 39 $ 9,405,000 $ 241,153 $ 89,000
Shreveport-Bossier City, LA 39 $ 4,685,000 $ 120,128 $ 57,000
Yakima, WA 39 $ 8,545,000 $ 219,102 $ 88,000
Gainesville, FL 37 $ 6,105,000 $ 165,000 $ 62,000
Panama City, FL 37 $ 7,615,000 $ 205,810 $ 73,000
Crestview-Fort Walton Beach-Destin, FL 36 $ 8,910,000 $ 247,500 $ 94,000
South Bend-Mishawaka, IN-MI 36 $ 4,690,000 $ 130,277 $ 47,611
Vallejo-Fairfield, CA 36 $ 11,500,000 $ 319,444 $ 78,000
Wilmington, NC 36 $ 9,730,000 $ 270,277 $ 71,000
Atlantic City-Hammonton, NJ 35 $ 5,655,000 $ 161,571 $ 64,000
Coeur D'Alene, ID 34 $ 8,580,000 $ 252,352 $ 41,000
Rockingham County-Strafford County, NH 34 $ 9,130,000 $ 268,529 $ 86,000
The Villages, FL 34 $ 6,560,000 $ 192,941 $ 50,000
Bremerton-Silverdale, WA 33 $ 12,255,000 $ 371,363 $ 78,000
Olympia-Tumwater, WA 33 $ 11,365,000 $ 344,393 $ 86,000
Rockford, IL 33 $ 4,595,000 $ 139,242 $ 71,000
Tallahassee, FL 33 $ 6,095,000 $ 184,696 $ 64,000
Youngstown-Warren-Boardman, OH-PA 33 $ 4,625,000 $ 140,151 $ 59,181
Evansville, IN-KY 31 $ 4,735,000 $ 152,741 $ 65,548
Harrisburg-Carlisle, PA 30 $ 5,560,000 $ 185,333 $ 73,000
Modesto, CA 30 $ 7,540,000 $ 251,333 $ 53,000
Barnstable Town, MA 29 $ 9,575,000 $ 330,172 $ 62,000
East Stroudsburg, PA 29 $ 5,165,000 $ 178,103 $ 71,000
Lancaster, PA 29 $ 6,455,000 $ 222,586 $ 81,000
Provo-Orem, UT 29 $ 9,945,000 $ 342,931 $ 90,000
Reading, PA 29 $ 5,905,000 $ 203,620 $ 82,000
Lincoln, NE 28 $ 5,920,000 $ 211,428 $ 86,000
Hammond, LA 27 $ 4,355,000 $ 161,296 $ 67,000
Visalia-Porterville, CA 27 $ 5,815,000 $ 215,370 $ 67,000
Johnson City, TN 26 $ 4,140,000 $ 159,230 $ 51,000
Trenton, NJ 26 $ 6,980,000 $ 268,461 $ 85,000
Columbus, GA-AL 25 $ 4,055,000 $ 162,200 $ 63,720
Kennewick-Richland, WA 25 $ 5,865,000 $ 234,600 $ 91,000
Las Cruces, NM 25 $ 4,755,000 $ 190,200 $ 62,000
Topeka, KS 25 $ 4,285,000 $ 171,400 $ 65,000
Jackson, MI 23 $ 3,255,000 $ 141,521 $ 73,000
Pueblo, CO 23 $ 4,335,000 $ 188,478 $ 61,000
Sioux City, IA-NE-SD 23 $ 3,815,000 $ 165,869 $ 68,521
Florence, SC 22 $ 3,300,000 $ 150,000 $ 57,000
Gainesville, GA 22 $ 5,260,000 $ 239,090 $ 83,000
Greenville, NC 22 $ 3,700,000 $ 168,181 $ 57,000
Jacksonville, NC 22 $ 4,310,000 $ 195,909 $ 67,000
Lynchburg, VA 22 $ 2,970,000 $ 135,000 $ 51,000
Rocky Mount, NC 22 $ 3,000,000 $ 136,363 $ 67,000
Santa Fe, NM 22 $ 7,420,000 $ 337,272 $ 123,000
Santa Rosa, CA 22 $ 8,450,000 $ 384,090 $ 45,000
Sebring, FL 22 $ 3,020,000 $ 137,272 $ 46,000
Springfield, OH 22 $ 2,950,000 $ 134,090 $ 63,000
Valdosta, GA 22 $ 4,490,000 $ 204,090 $ 70,000
Boulder, CO 21 $ 10,805,000 $ 514,523 $ 97,000
Corpus Christi, TX 21 $ 3,295,000 $ 156,904 $ 60,000
Jackson, TN 21 $ 3,165,000 $ 150,714 $ 61,000
Montgomery, AL 21 $ 2,915,000 $ 138,809 $ 80,000
Bend-Redmond, OR 20 $ 5,450,000 $ 272,500 $ 59,000
Davenport-Moline-Rock Island, IA-IL 20 $ 3,360,000 $ 168,000 $ 68,250
Decatur, AL 20 $ 3,710,000 $ 185,500 $ 72,000
Dover, DE 20 $ 4,340,000 $ 217,000 $ 67,000
Macon-Bibb County, GA 20 $ 3,240,000 $ 162,000 $ 65,000
San Rafael, CA 20 $ 10,900,000 $ 545,000 $ 67,000
St. George, UT 20 $ 6,470,000 $ 323,500 $ 89,000
Ann Arbor, MI 19 $ 3,865,000 $ 203,421 $ 99,000
Idaho Falls, ID 19 $ 4,495,000 $ 236,578 $ 74,000
Janesville-Beloit, WI 19 $ 3,365,000 $ 177,105 $ 74,000
McAllen-Edinburg-Mission, TX 19 $ 2,465,000 $ 129,736 $ 67,000
Santa Maria-Santa Barbara, CA 19 $ 7,445,000 $ 391,842 $ 52,000
Warner Robins, GA 19 $ 4,165,000 $ 219,210 $ 79,000
Duluth, MN-WI 18 $ 2,300,000 $ 127,777 $ 63,444
Elizabethtown-Fort Knox, KY 18 $ 3,440,000 $ 191,111 $ 82,000
Elkhart-Goshen, IN 18 $ 2,430,000 $ 135,000 $ 57,000
Green Bay, WI 18 $ 3,250,000 $ 180,555 $ 79,000
Merced, CA 18 $ 3,710,000 $ 206,111 $ 57,000
New Bern, NC 18 $ 3,180,000 $ 176,666 $ 59,000
Peoria, IL 18 $ 3,070,000 $ 170,555 $ 79,000
Rome, GA 18 $ 2,190,000 $ 121,666 $ 44,000
Santa Cruz-Watsonville, CA 18 $ 7,130,000 $ 396,111 $ 41,000
Sherman-Denison, TX 18 $ 5,250,000 $ 291,666 $ 84,000
Twin Falls, ID 18 $ 3,580,000 $ 198,888 $ 78,000
Albany, GA 17 $ 2,575,000 $ 151,470 $ 63,000
Alexandria, LA 17 $ 1,815,000 $ 106,764 $ 59,000
Amarillo, TX 17 $ 1,965,000 $ 115,588 $ 41,000
Brunswick, GA 17 $ 3,175,000 $ 186,764 $ 65,000
Longview, WA 17 $ 3,595,000 $ 211,470 $ 51,000
Lubbock, TX 17 $ 3,425,000 $ 201,470 $ 79,000
Michigan City-La Porte, IN 17 $ 1,995,000 $ 117,352 $ 35,000
Morristown, TN 17 $ 2,535,000 $ 149,117 $ 51,000
Racine, WI 17 $ 2,725,000 $ 160,294 $ 76,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 17 $ 8,555,000 $ 503,235 $ 112,000
Waco, TX 17 $ 3,395,000 $ 199,705 $ 84,000
Beaumont-Port Arthur, TX 16 $ 2,190,000 $ 136,875 $ 69,000
Carbondale-Marion, IL 16 $ 1,670,000 $ 104,375 $ 59,000
Cleveland, TN 16 $ 2,580,000 $ 161,250 $ 89,000
Grants Pass, OR 16 $ 4,120,000 $ 257,500 $ 66,000
Hanford-Corcoran, CA 16 $ 3,190,000 $ 199,375 $ 77,000
Kokomo, IN 16 $ 2,010,000 $ 125,625 $ 50,000
Lafayette-West Lafayette, IN 16 $ 2,480,000 $ 155,000 $ 47,000
Muncie, IN 16 $ 2,020,000 $ 126,250 $ 66,000
Muskegon, MI 16 $ 2,620,000 $ 163,750 $ 77,000
Ocean City, NJ 16 $ 3,410,000 $ 213,125 $ 70,000
Sioux Falls, SD 16 $ 3,600,000 $ 225,000 $ 77,000
Terre Haute, IN 16 $ 2,220,000 $ 138,750 $ 61,000
Athens-Clarke County, GA 15 $ 3,405,000 $ 227,000 $ 61,000
Bellingham, WA 15 $ 4,915,000 $ 327,666 $ 88,000
Cedar Rapids, IA 15 $ 2,225,000 $ 148,333 $ 69,000
Champaign-Urbana, IL 15 $ 1,275,000 $ 85,000 $ 47,000
Kalamazoo-Portage, MI 15 $ 2,965,000 $ 197,666 $ 92,000
Mansfield, OH 15 $ 2,595,000 $ 173,000 $ 83,000
Redding, CA 15 $ 3,175,000 $ 211,666 $ 43,000
Salinas, CA 15 $ 5,635,000 $ 375,666 $ 69,000
Sierra Vista-Douglas, AZ 15 $ 1,785,000 $ 119,000 $ 41,000
Sumter, SC 15 $ 3,555,000 $ 237,000 $ 68,000
Yuba City, CA 15 $ 2,905,000 $ 193,666 $ 60,000
Bloomington, IL 14 $ 1,780,000 $ 127,142 $ 58,000
Cheyenne, WY 14 $ 3,120,000 $ 222,857 $ 79,000
Fargo, ND-MN 14 $ 3,380,000 $ 241,428 $ 88,500
Hinesville, GA 14 $ 2,380,000 $ 170,000 $ 68,000
Huntington-Ashland, WV-KY-OH 14 $ 1,980,000 $ 141,428 $ 83,285
Lewiston-Auburn, ME 14 $ 1,920,000 $ 137,142 $ 48,000
Longview, TX 14 $ 1,510,000 $ 107,857 $ 48,000
Monroe, MI 14 $ 2,530,000 $ 180,714 $ 77,000
Niles-Benton Harbor, MI 14 $ 3,060,000 $ 218,571 $ 67,000
Pittsfield, MA 14 $ 2,570,000 $ 183,571 $ 78,000
Tyler, TX 14 $ 2,170,000 $ 155,000 $ 113,000
Wenatchee, WA 14 $ 3,910,000 $ 279,285 $ 59,000
Winchester, VA-WV 14 $ 3,900,000 $ 278,571 $ 82,000
Dalton, GA 13 $ 2,445,000 $ 188,076 $ 65,000
Jonesboro, AR 13 $ 2,195,000 $ 168,846 $ 75,000
Owensboro, KY 13 $ 1,945,000 $ 149,615 $ 63,000
Rapid City, SD 13 $ 2,855,000 $ 219,615 $ 66,000
Vineland-Bridgeton, NJ 13 $ 1,715,000 $ 131,923 $ 52,000
Albany, OR 12 $ 3,920,000 $ 326,666 $ 64,000
Burlington, NC 12 $ 2,050,000 $ 170,833 $ 54,000
Carson City, NV 12 $ 3,300,000 $ 275,000 $ 77,000
Charlottesville, VA 12 $ 3,480,000 $ 290,000 $ 90,000
Columbus, IN 12 $ 1,940,000 $ 161,666 $ 71,000
Fort Smith, AR-OK 12 $ 1,450,000 $ 120,833 $ 48,250
Joplin, MO 12 $ 2,270,000 $ 189,166 $ 79,000
Monroe, LA 12 $ 1,460,000 $ 121,666 $ 60,000
Mount Vernon-Anacortes, WA 12 $ 3,500,000 $ 291,666 $ 163,000
St. Joseph, MO-KS 12 $ 2,300,000 $ 191,666 $ 97,833
Battle Creek, MI 11 $ 1,375,000 $ 125,000 $ 52,000
Chico, CA 11 $ 2,505,000 $ 227,727 $ 76,000
Erie, PA 11 $ 1,605,000 $ 145,909 $ 66,000
Hot Springs, AR 11 $ 1,665,000 $ 151,363 $ 49,000
Lawrence, KS 11 $ 1,925,000 $ 175,000 $ 42,000
Lawton, OK 11 $ 1,495,000 $ 135,909 $ 55,000
Napa, CA 11 $ 5,035,000 $ 457,727 $ 47,000
Rochester, MN 11 $ 2,015,000 $ 183,181 $ 65,000
Billings, MT 10 $ 2,610,000 $ 261,000 $ 82,000
Bloomington, IN 10 $ 1,960,000 $ 196,000 $ 87,000
Flagstaff, AZ 10 $ 3,350,000 $ 335,000 $ 104,000
Gadsden, AL 10 $ 1,510,000 $ 151,000 $ 64,000
Harrisonburg, VA 10 $ 2,750,000 $ 275,000 $ 115,000
La Crosse-Onalaska, WI-MN 10 $ 1,940,000 $ 194,000 $ 63,100
Saginaw, MI 10 $ 1,230,000 $ 123,000 $ 52,000
Springfield, IL 10 $ 1,530,000 $ 153,000 $ 62,000
Yuma, AZ 10 $ 1,140,000 $ 114,000 $ 32,000
Bangor, ME 9 $ 1,095,000 $ 121,666 $ 55,000
Bay City, MI 9 $ 905,000 $ 100,555 $ 48,000
Blacksburg-Christiansburg-Radford, VA 9 $ 1,435,000 $ 159,444 $ 89,000
Bowling Green, KY 9 $ 1,365,000 $ 151,666 $ 71,000
California-Lexington Park, MD 9 $ 2,235,000 $ 248,333 $ 107,000
College Station-Bryan, TX 9 $ 2,745,000 $ 305,000 $ 97,000
Eau Claire, WI 9 $ 1,775,000 $ 197,222 $ 65,000
Hagerstown-Martinsburg, MD-WV 9 $ 1,395,000 $ 155,000 $ 65,000
Kankakee, IL 9 $ 1,225,000 $ 136,111 $ 55,000
Lebanon, PA 9 $ 1,335,000 $ 148,333 $ 57,000
Madera, CA 9 $ 2,055,000 $ 228,333 $ 68,000
Missoula, MT 9 $ 4,275,000 $ 475,000 $ 298,000
Pocatello, ID 9 $ 2,445,000 $ 271,666 $ 103,000
St. Cloud, MN 9 $ 1,635,000 $ 181,666 $ 91,000
Staunton-Waynesboro, VA 9 $ 1,755,000 $ 195,000 $ 77,000
Texarkana, TX-AR 9 $ 1,165,000 $ 129,444 $ 71,666
Wichita Falls, TX 9 $ 755,000 $ 83,888 $ 42,000
Auburn-Opelika, AL 8 $ 2,380,000 $ 297,500 $ 81,000
Chambersburg-Waynesboro, PA 8 $ 1,410,000 $ 176,250 $ 98,000
Columbia, MO 8 $ 2,100,000 $ 262,500 $ 118,000
Decatur, IL 8 $ 720,000 $ 90,000 $ 60,000
Dothan, AL 8 $ 1,440,000 $ 180,000 $ 77,000
Fairbanks, AK 8 $ 1,610,000 $ 201,250 $ 75,000
Gettysburg, PA 8 $ 1,970,000 $ 246,250 $ 49,000
Goldsboro, NC 8 $ 1,740,000 $ 217,500 $ 66,000
Great Falls, MT 8 $ 1,720,000 $ 215,000 $ 81,000
Hattiesburg, MS 8 $ 1,050,000 $ 131,250 $ 60,000
Houma-Thibodaux, LA 8 $ 1,130,000 $ 141,250 $ 47,000
Lake Charles, LA 8 $ 1,320,000 $ 165,000 $ 77,000
Lima, OH 8 $ 1,010,000 $ 126,250 $ 63,000
Oshkosh-Neenah, WI 8 $ 1,790,000 $ 223,750 $ 116,000
Abilene, TX 7 $ 615,000 $ 87,857 $ 38,000
Burlington-South Burlington, VT 7 $ 1,825,000 $ 260,714 $ 96,000
Casper, WY 7 $ 1,615,000 $ 230,714 $ 72,000
Cumberland, MD-WV 7 $ 655,000 $ 93,571 $ 63,000
Florence-Muscle Shoals, AL 7 $ 765,000 $ 109,285 $ 68,000
Johnstown, PA 7 $ 585,000 $ 83,571 $ 51,000
Kahului-Wailuku-Lahaina, HI 7 $ 3,355,000 $ 479,285 $ 45,000
Jefferson City, MO 6 $ 1,670,000 $ 278,333 $ 83,000
Lewiston, ID-WA 6 $ 1,530,000 $ 255,000 $ 60,333
Odessa, TX 6 $ 880,000 $ 146,666 $ 67,000
Sheboygan, WI 6 $ 750,000 $ 125,000 $ 67,000
State College, PA 6 $ 1,370,000 $ 228,333 $ 95,000
Tuscaloosa, AL 6 $ 810,000 $ 135,000 $ 32,000
Appleton, WI 5 $ 1,275,000 $ 255,000 $ 100,000
Brownsville-Harlingen, TX 5 $ 1,255,000 $ 251,000 $ 92,000
Cape Girardeau, MO-IL 5 $ 885,000 $ 177,000 $ 55,000
Grand Forks, ND-MN 5 $ 685,000 $ 137,000 $ 59,200
Laredo, TX 5 $ 745,000 $ 149,000 $ 43,000
Wausau, WI 5 $ 645,000 $ 129,000 $ 57,000
Williamsport, PA 5 $ 645,000 $ 129,000 $ 73,000
Ames, IA 4 $ 710,000 $ 177,500 $ 62,000
Bloomsburg-Berwick, PA 4 $ 710,000 $ 177,500 $ 88,000
Corvallis, OR 4 $ 960,000 $ 240,000 $ 45,000
Enid, OK 4 $ 490,000 $ 122,500 $ 57,000
Farmington, NM 4 $ 350,000 $ 87,500 $ 31,000
Iowa City, IA 4 $ 1,400,000 $ 350,000 $ 137,000
Manhattan, KS 4 $ 1,180,000 $ 295,000 $ 141,000
Midland, TX 4 $ 950,000 $ 237,500 $ 187,000
Pine Bluff, AR 4 $ 660,000 $ 165,000 $ 91,000
Waterloo-Cedar Falls, IA 4 $ 740,000 $ 185,000 $ 104,000
Weirton-Steubenville, WV-OH 4 $ 340,000 $ 85,000 $ 38,000
Wheeling, WV-OH 4 $ 410,000 $ 102,500 $ 47,000
Anniston-Oxford-Jacksonville, AL 3 $ 515,000 $ 171,666 $ 98,000
El Centro, CA 3 $ 555,000 $ 185,000 $ 87,000
Fond Du Lac, WI 3 $ 565,000 $ 188,333 $ 98,000
Midland, MI 3 $ 675,000 $ 225,000 $ 95,000
San Angelo, TX 3 $ 495,000 $ 165,000 $ 66,000
Victoria, TX 3 $ 535,000 $ 178,333 $ 162,000
Walla Walla, WA 3 $ 715,000 $ 238,333 $ 106,000
Bismarck, ND 2 $ 400,000 $ 200,000 $ 94,000
Danville, IL 2 $ 140,000 $ 70,000 $ 51,000
Dubuque, IA 2 $ 290,000 $ 145,000 $ 42,000
Grand Island, NE 2 $ 210,000 $ 105,000 $ 45,000
Logan, UT-ID 2 $ 570,000 $ 285,000 $ 104,000
Mankato-North Mankato, MN 2 $ 260,000 $ 130,000 $ 61,000
Altoona, PA 1 $ 175,000 $ 175,000 $ 71,000

Mortgage Loan Application Detail Totals for Mutual of Omaha Mortgage in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 9,572 $2,467,520,000 $257,000 $2,255,000 $88,000 $1,650,000
Home Purchase 7,814 $2,600,210,000 $332,000 $2,325,000 $130,000 $7,822,000
Refinancing 6,110 $1,321,730,000 $216,000 $4,005,000 $39,000 $1,800,000
Other Purpose 5,391 $780,815,000 $144,000 $2,575,000 $52,000 $4,892,000
Home Improvement 1,056 $130,340,000 $123,000 $755,000 $60,000 $600,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,343 $3,922,685,000 $240,000 $4,005,000 $81,000 $7,822,000
Not Provided 8,503 $2,061,025,000 $242,000 $2,575,000 $79,000 $1,800,000
Black or African American 2,588 $546,750,000 $211,000 $2,065,000 $71,000 $765,000
Hispanic 1,630 $429,720,000 $263,000 $1,655,000 $84,000 $737,000
Asian 521 $210,445,000 $403,000 $1,035,000 $134,000 $937,000
American Indian or Alaskan Native 139 $33,225,000 $239,000 $2,035,000 $86,000 $1,267,000
Native Hawaiian or Other Pacific Islander 34 $11,650,000 $342,000 $695,000 $95,000 $171,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 18,036 $3,918,700,000 $217,000 $2,195,000 $60,000 $1,800,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,643 $2,583,525,000 $267,000 $4,005,000 $116,000 $7,822,000
VA-guaranteed (Veterans Administration) 2,186 $782,640,000 $358,000 $2,035,000 $108,000 $1,267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $15,750,000 $201,000 $405,000 $67,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,169 $4,044,625,000 $250,000 $2,205,000 $85,000 $7,822,000
Application Denied By Financial Institution 7,360 $1,675,590,000 $227,000 $4,005,000 $69,000 $1,800,000
Application Withdrawn By Applicant 4,183 $1,029,735,000 $246,000 $3,885,000 $85,000 $1,800,000
File Closed For Incompleteness 1,064 $200,020,000 $187,000 $995,000 $76,000 $765,000
Preapproval Approved but not Accepted 494 $173,790,000 $351,000 $1,365,000 $124,000 $957,000
Application Approved But Not Accepted 377 $92,235,000 $244,000 $1,305,000 $78,000 $499,000
Loan Purchased By The Institution 205 $56,685,000 $276,000 $1,705,000 $61,000 $924,000
Preapproval Denied by Financial Institution 91 $27,935,000 $306,000 $1,445,000 $86,000 $332,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 22,492 $5,597,090,000 $248,000 $3,885,000 $85,000 $7,822,000
Credit History 3,791 $926,925,000 $244,000 $2,255,000 $73,000 $1,650,000
Collateral 1,541 $311,555,000 $202,000 $1,495,000 $80,000 $1,800,000
Credit Application Incomplete 680 $114,490,000 $168,000 $2,065,000 $32,000 $227,000
Unverifiable Information 502 $140,450,000 $279,000 $1,605,000 $95,000 $765,000
Insufficient Cash (Downpayment, Closing Cost) 446 $90,440,000 $202,000 $4,005,000 $44,000 $1,122,000
Debt-To-Income Ratio 249 $65,165,000 $261,000 $1,445,000 $58,000 $363,000
Other 167 $36,695,000 $219,000 $1,305,000 $56,000 $506,000
Employment History 75 $17,805,000 $237,000 $915,000 $71,000 $450,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Mortgage's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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