Tcf National Bank Mortgage Lending & HMDA Data, 2021

In 2021, Tcf National Bank of Sioux Falls, SD reported 12,155 mortgage applications totaling $3.9 billion, down 68% from 2020. The average application was for $322,311, and applicants reported an average income of $168,291. 60% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (1,304), Minneapolis-St. Paul-Bloomington, MN-WI (1,058) and Chicago-Naperville, IL (793) (applications in parentheses).

Mortgage Company & Address Tcf National Bank
2508 Louise Ave S (Pcc-2e-L)
Sioux Falls, SD 57106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 12,155
Total Mortgage Loan Application Amount $3,917,695,000
Average Mortgage Loan Application Amount $322,311
Highest Mortgage Loan Application Amount $68,005,000
Average Applicant Income $168,291
Highest Applicant Income $5,045,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tcf National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tcf National Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 793 $ 354,625,000 $ 447,194 $ 227,000
Cook, Illinois 604 $ 151,970,000 $ 251,605 $ 144,000
Hennepin, Minnesota 496 $ 233,190,000 $ 470,141 $ 141,000
Wayne, Michigan 382 $ 110,780,000 $ 290,000 $ 141,000
Kent, Michigan 301 $ 95,335,000 $ 316,727 $ 149,000
Los Angeles, California 243 $ 81,205,000 $ 334,176 $ 263,000
Ottawa, Michigan 217 $ 60,255,000 $ 277,672 $ 161,000
Macomb, Michigan 210 $ 39,360,000 $ 187,428 $ 99,000
Grand Traverse, Michigan 200 $ 66,800,000 $ 334,000 $ 140,000
Emmet, Michigan 162 $ 48,400,000 $ 298,765 $ 204,000
Maricopa, Arizona 161 $ 70,615,000 $ 438,602 $ 249,000
Hamilton, Ohio 159 $ 42,835,000 $ 269,402 $ 156,000
Livingston, Michigan 152 $ 58,980,000 $ 388,026 $ 149,000
Cuyahoga, Ohio 148 $ 24,220,000 $ 163,648 $ 121,000
Washtenaw, Michigan 142 $ 72,270,000 $ 508,943 $ 145,000
Genesee, Michigan 139 $ 29,485,000 $ 212,122 $ 111,000
Orange, California 128 $ 40,660,000 $ 317,656 $ 282,000
Ramsey, Minnesota 125 $ 65,505,000 $ 524,040 $ 129,000
Dakota, Minnesota 124 $ 28,250,000 $ 227,822 $ 118,000
Allegan, Michigan 116 $ 24,670,000 $ 212,672 $ 127,000
Montgomery, Ohio 115 $ 28,155,000 $ 244,826 $ 159,000
Santa Clara, California 114 $ 77,700,000 $ 681,578 $ 258,000
Anoka, Minnesota 110 $ 19,680,000 $ 178,909 $ 94,000
DuPage, Illinois 108 $ 31,700,000 $ 293,518 $ 170,000
St. Clair, Michigan 104 $ 13,610,000 $ 130,865 $ 88,000
Warren, Ohio 103 $ 39,625,000 $ 384,708 $ 212,000
San Diego, California 99 $ 37,125,000 $ 375,000 $ 259,000
Miami-Dade, Florida 96 $ 10,110,000 $ 105,312 $ 187,000
Milwaukee, Wisconsin 91 $ 47,195,000 $ 518,626 $ 87,000
Calhoun, Michigan 89 $ 12,305,000 $ 138,258 $ 93,000
Mahoning, Ohio 88 $ 9,600,000 $ 109,090 $ 85,000
Butler, Ohio 84 $ 16,830,000 $ 200,357 $ 139,000
Leelanau, Michigan 82 $ 25,420,000 $ 310,000 $ 162,000
Bay, Michigan 80 $ 9,320,000 $ 116,500 $ 78,000
Berrien, Michigan 80 $ 12,500,000 $ 156,250 $ 108,000
Kalamazoo, Michigan 79 $ 19,615,000 $ 248,291 $ 179,000
Lorain, Ohio 78 $ 10,250,000 $ 131,410 $ 76,000
Alameda, California 77 $ 40,545,000 $ 526,558 $ 259,000
Riverside, California 74 $ 15,750,000 $ 212,837 $ 224,000
Saginaw, Michigan 74 $ 11,030,000 $ 149,054 $ 92,000
Denver, Colorado 73 $ 42,235,000 $ 578,561 $ 214,000
Broward, Florida 72 $ 12,680,000 $ 176,111 $ 215,000
Marion, Indiana 71 $ 10,215,000 $ 143,873 $ 127,000
Clark, Nevada 70 $ 11,790,000 $ 168,428 $ 262,000
Roscommon, Michigan 68 $ 7,130,000 $ 104,852 $ 82,000
Contra Costa, California 66 $ 33,660,000 $ 510,000 $ 291,000
Stutsman, North Dakota 65 $ 12,175,000 $ 187,307 $ 78,000
Wexford, Michigan 64 $ 7,770,000 $ 121,406 $ 82,000
Will, Illinois 62 $ 10,990,000 $ 177,258 $ 136,000
Trumbull, Ohio 62 $ 5,600,000 $ 90,322 $ 68,000
Washington, Minnesota 61 $ 13,955,000 $ 228,770 $ 117,000
Charlevoix, Michigan 60 $ 26,260,000 $ 437,666 $ 333,000
Midland, Michigan 60 $ 12,200,000 $ 203,333 $ 157,000
Shelby, Tennessee 55 $ 6,125,000 $ 111,363 $ 148,000
Lake, Illinois 52 $ 13,530,000 $ 260,192 $ 215,000
Otsego, Michigan 50 $ 7,170,000 $ 143,400 $ 82,000
Barry, Michigan 49 $ 8,045,000 $ 164,183 $ 137,000
Salt Lake, Utah 49 $ 22,655,000 $ 462,346 $ 244,000
Gladwin, Michigan 48 $ 4,930,000 $ 102,708 $ 63,000
Antrim, Michigan 47 $ 12,235,000 $ 260,319 $ 167,000
Kings, New York 46 $ 10,770,000 $ 234,130 $ 272,000
Arapahoe, Colorado 45 $ 15,385,000 $ 341,888 $ 183,000
Lapeer, Michigan 45 $ 10,445,000 $ 232,111 $ 122,000
Huron, Michigan 44 $ 3,560,000 $ 80,909 $ 81,000
King, Washington 43 $ 16,435,000 $ 382,209 $ 241,000
San Bernardino, California 41 $ 11,695,000 $ 285,243 $ 264,000
Scott, Minnesota 41 $ 12,245,000 $ 298,658 $ 129,000
Douglas, Colorado 40 $ 19,750,000 $ 493,750 $ 231,000
San Mateo, California 39 $ 24,565,000 $ 629,871 $ 268,000
Grand Forks, North Dakota 38 $ 10,170,000 $ 267,631 $ 91,000
Van Buren, Michigan 37 $ 6,045,000 $ 163,378 $ 85,000
Jackson, Missouri 37 $ 5,995,000 $ 162,027 $ 192,000
Ventura, California 36 $ 11,730,000 $ 325,833 $ 298,000
Iosco, Michigan 36 $ 3,270,000 $ 90,833 $ 79,000
Burleigh, North Dakota 36 $ 9,160,000 $ 254,444 $ 109,000
Placer, California 35 $ 11,725,000 $ 335,000 $ 254,000
Missaukee, Michigan 35 $ 4,505,000 $ 128,714 $ 75,000
Ogemaw, Michigan 35 $ 4,865,000 $ 139,000 $ 85,000
Clermont, Ohio 35 $ 10,025,000 $ 286,428 $ 171,000
Franklin, Ohio 35 $ 31,595,000 $ 902,714 $ 215,000
Greene, Ohio 35 $ 13,995,000 $ 399,857 $ 200,000
El Paso, Colorado 33 $ 15,565,000 $ 471,666 $ 182,000
Sacramento, California 32 $ 3,980,000 $ 124,375 $ 184,000
Clare, Michigan 32 $ 3,470,000 $ 108,437 $ 85,000
Mason, Michigan 32 $ 4,680,000 $ 146,250 $ 102,000
Jefferson, Colorado 31 $ 8,285,000 $ 267,258 $ 155,000
Adams, Colorado 30 $ 6,050,000 $ 201,666 $ 122,000
Palm Beach, Florida 30 $ 8,870,000 $ 295,666 $ 362,000
Isabella, Michigan 30 $ 3,770,000 $ 125,666 $ 77,000
Mecosta, Michigan 30 $ 3,840,000 $ 128,000 $ 66,000
Muskegon, Michigan 30 $ 7,060,000 $ 235,333 $ 135,000
Utah, Utah 30 $ 16,130,000 $ 537,666 $ 272,000
Montcalm, Michigan 29 $ 3,405,000 $ 117,413 $ 82,000
Osceola, Michigan 29 $ 2,775,000 $ 95,689 $ 80,000
Sanilac, Michigan 29 $ 4,125,000 $ 142,241 $ 122,000
Fulton, Georgia 28 $ 14,860,000 $ 530,714 $ 227,000
Tuscola, Michigan 28 $ 2,390,000 $ 85,357 $ 77,000
Carver, Minnesota 28 $ 8,550,000 $ 305,357 $ 138,000
Shiawassee, Michigan 27 $ 2,885,000 $ 106,851 $ 97,000
Collier, Florida 26 $ 11,050,000 $ 425,000 $ 359,000
Benzie, Michigan 26 $ 7,250,000 $ 278,846 $ 162,000
San Francisco, California 25 $ 14,135,000 $ 565,400 $ 261,000
Newaygo, Michigan 25 $ 4,305,000 $ 172,200 $ 125,000
Multnomah, Oregon 25 $ 23,655,000 $ 946,200 $ 175,000
Kane, Illinois 24 $ 5,240,000 $ 218,333 $ 121,000
Lake, Indiana 24 $ 4,200,000 $ 175,000 $ 195,000
St. Louis, Missouri 24 $ 44,780,000 $ 1,865,833 $ 359,000
Summit, Ohio 24 $ 4,200,000 $ 175,000 $ 110,000
Wright, Minnesota 23 $ 5,105,000 $ 221,956 $ 111,000
Pulaski, Arkansas 22 $ 1,770,000 $ 80,454 $ 176,000
El Dorado, California 22 $ 5,830,000 $ 265,000 $ 270,000
Lee, Florida 22 $ 10,060,000 $ 457,272 $ 253,000
Kalkaska, Michigan 22 $ 2,830,000 $ 128,636 $ 86,000
Kenosha, Wisconsin 22 $ 2,900,000 $ 131,818 $ 82,000
Pima, Arizona 21 $ 10,375,000 $ 494,047 $ 205,000
San Joaquin, California 21 $ 2,945,000 $ 140,238 $ 317,000
Santa Barbara, California 21 $ 9,375,000 $ 446,428 $ 241,000
DeKalb, Georgia 21 $ 9,915,000 $ 472,142 $ 175,000
Johnson, Kansas 21 $ 9,305,000 $ 443,095 $ 334,000
Gratiot, Michigan 21 $ 2,365,000 $ 112,619 $ 103,000
Sherburne, Minnesota 20 $ 2,430,000 $ 121,500 $ 103,000
Washoe, Nevada 20 $ 2,910,000 $ 145,500 $ 239,000
Boulder, Colorado 19 $ 14,185,000 $ 746,578 $ 309,000
Cheboygan, Michigan 19 $ 5,585,000 $ 293,947 $ 187,000
Pinellas, Florida 18 $ 5,120,000 $ 284,444 $ 277,000
Arenac, Michigan 18 $ 1,920,000 $ 106,666 $ 86,000
Jackson, Michigan 18 $ 2,540,000 $ 141,111 $ 96,000
Manistee, Michigan 18 $ 2,540,000 $ 141,111 $ 90,000
Portage, Ohio 18 $ 2,540,000 $ 141,111 $ 117,000
Lake, Ohio 17 $ 3,545,000 $ 208,529 $ 123,000
Travis, Texas 17 $ 14,215,000 $ 836,176 $ 0
Racine, Wisconsin 17 $ 2,355,000 $ 138,529 $ 62,000
Waukesha, Wisconsin 17 $ 4,975,000 $ 292,647 $ 156,000
Marin, California 16 $ 6,770,000 $ 423,125 $ 283,000
Santa Cruz, California 16 $ 7,630,000 $ 476,875 $ 277,000
Solano, California 16 $ 2,150,000 $ 134,375 $ 236,000
District of Columbia, District Of Columbia 16 $ 11,780,000 $ 736,250 $ 307,000
Branch, Michigan 16 $ 2,980,000 $ 186,250 $ 79,000
Ocean, New Jersey 16 $ 3,480,000 $ 217,500 $ 225,000
Lucas, Ohio 16 $ 24,520,000 $ 1,532,500 $ 145,000
Fairfax, Virginia 16 $ 10,210,000 $ 638,125 $ 275,000
Larimer, Colorado 15 $ 9,535,000 $ 635,666 $ 328,000
McHenry, Illinois 15 $ 2,215,000 $ 147,666 $ 93,000
Montgomery, Maryland 15 $ 9,075,000 $ 605,000 $ 195,000
Cass, Michigan 15 $ 2,095,000 $ 139,666 $ 121,000
Douglas, Nebraska 15 $ 6,555,000 $ 437,000 $ 379,000
Morton, North Dakota 15 $ 3,215,000 $ 214,333 $ 74,000
Clackamas, Oregon 15 $ 4,285,000 $ 285,666 $ 243,000
Jefferson, Alabama 14 $ 1,770,000 $ 126,428 $ 138,000
Sonoma, California 14 $ 2,570,000 $ 183,571 $ 234,000
Sarasota, Florida 14 $ 3,610,000 $ 257,857 $ 224,000
Howard, Maryland 14 $ 6,650,000 $ 475,000 $ 231,000
Oceana, Michigan 14 $ 4,780,000 $ 341,428 $ 158,000
Williamson, Tennessee 14 $ 9,650,000 $ 689,285 $ 223,000
Kenton, Kentucky 13 $ 3,175,000 $ 244,230 $ 112,000
Monroe, Michigan 13 $ 2,775,000 $ 213,461 $ 86,000
Blue Earth, Minnesota 13 $ 1,785,000 $ 137,307 $ 59,000
Washington, Utah 13 $ 16,065,000 $ 1,235,769 $ 296,000
Dane, Wisconsin 13 $ 64,765,000 $ 4,981,923 $ 240,000
Manatee, Florida 12 $ 4,940,000 $ 411,666 $ 441,000
Campbell, Kentucky 12 $ 2,750,000 $ 229,166 $ 138,000
Middlesex, Massachusetts 12 $ 6,030,000 $ 502,500 $ 271,000
Crawford, Michigan 12 $ 1,190,000 $ 99,166 $ 83,000
Ingham, Michigan 12 $ 2,990,000 $ 249,166 $ 190,000
Polk, Minnesota 12 $ 2,510,000 $ 209,166 $ 99,000
Stearns, Minnesota 12 $ 3,040,000 $ 253,333 $ 144,000
Douglas, Nevada 12 $ 2,560,000 $ 213,333 $ 282,000
Cass, North Dakota 12 $ 3,420,000 $ 285,000 $ 124,000
Montgomery, Pennsylvania 12 $ 6,510,000 $ 542,500 $ 262,000
Dallas, Texas 12 $ 9,910,000 $ 825,833 $ 0
Clark, Washington 12 $ 2,670,000 $ 222,500 $ 235,000
Madison, Alabama 11 $ 27,445,000 $ 2,495,000 $ 196,000
Weld, Colorado 11 $ 5,385,000 $ 489,545 $ 208,000
Orange, Florida 11 $ 2,575,000 $ 234,090 $ 165,000
Hamilton, Indiana 11 $ 5,615,000 $ 510,454 $ 247,000
Jefferson, Kentucky 11 $ 5,215,000 $ 474,090 $ 242,000
Alpena, Michigan 11 $ 2,375,000 $ 215,909 $ 85,000
Lenawee, Michigan 11 $ 3,015,000 $ 274,090 $ 101,000
Goodhue, Minnesota 11 $ 2,735,000 $ 248,636 $ 100,000
Washington, Oregon 11 $ 2,485,000 $ 225,909 $ 186,000
Arlington, Virginia 11 $ 10,905,000 $ 991,363 $ 0
Yavapai, Arizona 10 $ 4,470,000 $ 447,000 $ 287,000
San Luis Obispo, California 10 $ 2,210,000 $ 221,000 $ 209,000
Marion, Florida 10 $ 1,390,000 $ 139,000 $ 137,000
Alcona, Michigan 10 $ 1,160,000 $ 116,000 $ 75,000
Presque Isle, Michigan 10 $ 1,390,000 $ 139,000 $ 86,000
Chisago, Minnesota 10 $ 2,150,000 $ 215,000 $ 92,000
Olmsted, Minnesota 10 $ 4,130,000 $ 413,000 $ 193,000
Barnes, North Dakota 10 $ 1,460,000 $ 146,000 $ 64,000
Campbell, Tennessee 10 $ 5,430,000 $ 543,000 $ 326,000
Snohomish, Washington 10 $ 2,370,000 $ 237,000 $ 232,000
Fairfield, Connecticut 9 $ 3,125,000 $ 347,222 $ 370,000
Monroe, Florida 9 $ 2,945,000 $ 327,222 $ 344,000
Hillsdale, Michigan 9 $ 955,000 $ 106,111 $ 82,000
Monmouth, New Jersey 9 $ 2,355,000 $ 261,666 $ 272,000
Nassau, New York 9 $ 1,395,000 $ 155,000 $ 418,000
Rockland, New York 9 $ 1,695,000 $ 188,333 $ 294,000
Wake, North Carolina 9 $ 3,285,000 $ 365,000 $ 133,000
Clinton, Ohio 9 $ 1,435,000 $ 159,444 $ 142,000
Harris, Texas 9 $ 8,155,000 $ 906,111 $ 0
Pinal, Arizona 8 $ 1,950,000 $ 243,750 $ 204,000
Fresno, California 8 $ 2,610,000 $ 326,250 $ 221,000
Nevada, California 8 $ 1,300,000 $ 162,500 $ 266,000
Stanislaus, California 8 $ 1,300,000 $ 162,500 $ 227,000
Charlotte, Florida 8 $ 1,460,000 $ 182,500 $ 190,000
Cobb, Georgia 8 $ 2,260,000 $ 282,500 $ 191,000
Kendall, Illinois 8 $ 1,530,000 $ 191,250 $ 103,000
Fayette, Kentucky 8 $ 5,810,000 $ 726,250 $ 249,000
Anne Arundel, Maryland 8 $ 3,270,000 $ 408,750 $ 183,000
Bristol, Massachusetts 8 $ 1,210,000 $ 151,250 $ 185,000
St. Charles, Missouri 8 $ 1,450,000 $ 181,250 $ 189,000
Gallatin, Montana 8 $ 3,950,000 $ 493,750 $ 402,000
Deschutes, Oregon 8 $ 2,510,000 $ 313,750 $ 261,000
Allegheny, Pennsylvania 8 $ 2,850,000 $ 356,250 $ 159,000
Bucks, Pennsylvania 8 $ 2,100,000 $ 262,500 $ 299,000
Minnehaha, South Dakota 8 $ 2,110,000 $ 263,750 $ 104,000
Davis, Utah 8 $ 4,230,000 $ 528,750 $ 282,000
Pierce, Washington 8 $ 2,350,000 $ 293,750 $ 226,000
St. Croix, Wisconsin 8 $ 1,920,000 $ 240,000 $ 103,000
Merced, California 7 $ 635,000 $ 90,714 $ 214,000
Monterey, California 7 $ 2,125,000 $ 303,571 $ 166,000
Broomfield, Colorado 7 $ 1,395,000 $ 199,285 $ 139,000
Duval, Florida 7 $ 4,815,000 $ 687,857 $ 203,000
Hillsborough, Florida 7 $ 2,305,000 $ 329,285 $ 131,000
Gwinnett, Georgia 7 $ 2,885,000 $ 412,142 $ 289,000
Norfolk, Massachusetts 7 $ 4,705,000 $ 672,142 $ 233,000
Ionia, Michigan 7 $ 725,000 $ 103,571 $ 94,000
St. Louis, Minnesota 7 $ 1,955,000 $ 279,285 $ 179,000
Yellowstone, Montana 7 $ 4,505,000 $ 643,571 $ 485,000
Bergen, New Jersey 7 $ 3,305,000 $ 472,142 $ 296,000
Stark, North Dakota 7 $ 1,645,000 $ 235,000 $ 64,000
Ward, North Dakota 7 $ 1,955,000 $ 279,285 $ 134,000
Medina, Ohio 7 $ 1,425,000 $ 203,571 $ 140,000
Stark, Ohio 7 $ 805,000 $ 115,000 $ 83,000
Butte, California 6 $ 2,300,000 $ 383,333 $ 236,000
Sussex, Delaware 6 $ 3,130,000 $ 521,666 $ 202,000
Pasco, Florida 6 $ 760,000 $ 126,666 $ 323,000
Ada, Idaho 6 $ 1,370,000 $ 228,333 $ 164,000
St. Joseph, Indiana 6 $ 1,490,000 $ 248,333 $ 179,000
Polk, Iowa 6 $ 16,400,000 $ 2,733,333 $ 139,000
Baltimore, Maryland 6 $ 3,900,000 $ 650,000 $ 89,000
Clinton, Michigan 6 $ 1,420,000 $ 236,666 $ 190,000
Eaton, Michigan 6 $ 680,000 $ 113,333 $ 67,000
Mackinac, Michigan 6 $ 1,330,000 $ 221,666 $ 131,000
Cass, Minnesota 6 $ 1,380,000 $ 230,000 $ 108,000
Crow Wing, Minnesota 6 $ 2,220,000 $ 370,000 $ 279,000
Isanti, Minnesota 6 $ 910,000 $ 151,666 $ 86,000
Orange, New York 6 $ 320,000 $ 53,333 $ 127,000
Westchester, New York 6 $ 1,730,000 $ 288,333 $ 381,000
Oklahoma, Oklahoma 6 $ 2,280,000 $ 380,000 $ 243,000
Charleston, South Carolina 6 $ 3,820,000 $ 636,666 $ 349,000
Alexandria, Virginia 6 $ 4,700,000 $ 783,333 $ 445,000
Washington, Wisconsin 6 $ 2,690,000 $ 448,333 $ 291,000
Kern, California 5 $ 785,000 $ 157,000 $ 368,000
Brevard, Florida 5 $ 1,575,000 $ 315,000 $ 132,000
St. Johns, Florida 5 $ 1,535,000 $ 307,000 $ 161,000
Walton, Florida 5 $ 2,275,000 $ 455,000 $ 435,000
Boone, Kentucky 5 $ 1,315,000 $ 263,000 $ 195,000
Carroll, Maryland 5 $ 1,585,000 $ 317,000 $ 138,000
Worcester, Massachusetts 5 $ 995,000 $ 199,000 $ 417,000
Benton, Minnesota 5 $ 685,000 $ 137,000 $ 89,000
Le Sueur, Minnesota 5 $ 615,000 $ 123,000 $ 65,000
Flathead, Montana 5 $ 3,055,000 $ 611,000 $ 300,000
Essex, New Jersey 5 $ 325,000 $ 65,000 $ 224,000
Morris, New Jersey 5 $ 605,000 $ 121,000 $ 385,000
Suffolk, New York 5 $ 505,000 $ 101,000 $ 219,000
Delaware, Ohio 5 $ 2,235,000 $ 447,000 $ 163,000
Erie, Ohio 5 $ 745,000 $ 149,000 $ 109,000
Geauga, Ohio 5 $ 1,875,000 $ 375,000 $ 404,000
Wood, Ohio 5 $ 4,675,000 $ 935,000 $ 507,000
Tulsa, Oklahoma 5 $ 2,265,000 $ 453,000 $ 292,000
Chester, Pennsylvania 5 $ 1,825,000 $ 365,000 $ 229,000
Delaware, Pennsylvania 5 $ 2,895,000 $ 579,000 $ 274,000
Davidson, Tennessee 5 $ 2,695,000 $ 539,000 $ 321,000
Marathon, Wisconsin 5 $ 2,865,000 $ 573,000 $ 310,000
Sheboygan, Wisconsin 5 $ 1,075,000 $ 215,000 $ 220,000
Montgomery, Alabama 4 $ 540,000 $ 135,000 $ 61,000
Coconino, Arizona 4 $ 1,650,000 $ 412,500 $ 421,000
Yuma, Arizona 4 $ 2,900,000 $ 725,000 $ 478,000
Tulare, California 4 $ 210,000 $ 52,500 $ 210,000
Mesa, Colorado 4 $ 3,000,000 $ 750,000 $ 350,000
Pueblo, Colorado 4 $ 1,530,000 $ 382,500 $ 241,000
Hartford, Connecticut 4 $ 1,090,000 $ 272,500 $ 452,000
Osceola, Florida 4 $ 990,000 $ 247,500 $ 149,000
Polk, Florida 4 $ 860,000 $ 215,000 $ 111,000
St. Lucie, Florida 4 $ 1,270,000 $ 317,500 $ 234,000
Fayette, Georgia 4 $ 1,150,000 $ 287,500 $ 244,000
Forsyth, Georgia 4 $ 1,250,000 $ 312,500 $ 143,000
Grundy, Illinois 4 $ 750,000 $ 187,500 $ 125,000
Winnebago, Illinois 4 $ 420,000 $ 105,000 $ 103,000
Essex, Massachusetts 4 $ 170,000 $ 42,500 $ 130,000
Nicollet, Minnesota 4 $ 670,000 $ 167,500 $ 90,000
Sibley, Minnesota 4 $ 380,000 $ 95,000 $ 82,000
Camden, Missouri 4 $ 2,210,000 $ 552,500 $ 210,000
Cass, Missouri 4 $ 1,570,000 $ 392,500 $ 177,000
St. Louis City, Missouri 4 $ 1,430,000 $ 357,500 $ 193,000
Hudson, New Jersey 4 $ 350,000 $ 87,500 $ 212,000
Mercer, New Jersey 4 $ 690,000 $ 172,500 $ 330,000
Somerset, New Jersey 4 $ 590,000 $ 147,500 $ 515,000
Union, New Jersey 4 $ 1,130,000 $ 282,500 $ 201,000
Queens, New York 4 $ 520,000 $ 130,000 $ 237,000
LaMoure, North Dakota 4 $ 750,000 $ 187,500 $ 113,000
Fairfield, Ohio 4 $ 1,460,000 $ 365,000 $ 146,000
Philadelphia, Pennsylvania 4 $ 1,720,000 $ 430,000 $ 213,000
Providence, Rhode Island 4 $ 750,000 $ 187,500 $ 117,000
Beaufort, South Carolina 4 $ 1,150,000 $ 287,500 $ 274,000
Greenville, South Carolina 4 $ 1,590,000 $ 397,500 $ 170,000
Pennington, South Dakota 4 $ 1,760,000 $ 440,000 $ 360,000
Bexar, Texas 4 $ 2,950,000 $ 737,500 $ 0
Williamson, Texas 4 $ 2,830,000 $ 707,500 $ 0
Island, Washington 4 $ 540,000 $ 135,000 $ 267,000
Kitsap, Washington 4 $ 370,000 $ 92,500 $ 188,000
Brown, Wisconsin 4 $ 2,770,000 $ 692,500 $ 347,000
Navajo, Arizona 3 $ 1,435,000 $ 478,333 $ 496,000
Mendocino, California 3 $ 1,115,000 $ 371,666 $ 266,000
Shasta, California 3 $ 425,000 $ 141,666 $ 338,000
Sutter, California 3 $ 805,000 $ 268,333 $ 256,000
Yolo, California 3 $ 1,535,000 $ 511,666 $ 284,000
Routt, Colorado 3 $ 2,745,000 $ 915,000 $ 450,000
Indian River, Florida 3 $ 1,045,000 $ 348,333 $ 208,000
Okaloosa, Florida 3 $ 1,605,000 $ 535,000 $ 352,000
Volusia, Florida 3 $ 405,000 $ 135,000 $ 84,000
Chatham, Georgia 3 $ 935,000 $ 311,666 $ 916,000
Cherokee, Georgia 3 $ 1,735,000 $ 578,333 $ 145,000
Bonneville, Idaho 3 $ 285,000 $ 95,000 $ 124,000
Kootenai, Idaho 3 $ 715,000 $ 238,333 $ 237,000
Peoria, Illinois 3 $ 425,000 $ 141,666 $ 183,000
Dearborn, Indiana 3 $ 775,000 $ 258,333 $ 202,000
Delaware, Indiana 3 $ 275,000 $ 91,666 $ 94,000
Johnson, Indiana 3 $ 505,000 $ 168,333 $ 128,000
Johnson, Iowa 3 $ 1,175,000 $ 391,666 $ 175,000
Sedgwick, Kansas 3 $ 1,085,000 $ 361,666 $ 162,000
Orleans, Louisiana 3 $ 1,035,000 $ 345,000 $ 159,000
Plymouth, Massachusetts 3 $ 1,095,000 $ 365,000 $ 214,000
Lake, Michigan 3 $ 425,000 $ 141,666 $ 111,000
Montmorency, Michigan 3 $ 505,000 $ 168,333 $ 37,000
Oscoda, Michigan 3 $ 285,000 $ 95,000 $ 95,000
Faribault, Minnesota 3 $ 165,000 $ 55,000 $ 79,000
Itasca, Minnesota 3 $ 1,065,000 $ 355,000 $ 247,000
Rice, Minnesota 3 $ 545,000 $ 181,666 $ 82,000
Clay, Missouri 3 $ 1,065,000 $ 355,000 $ 115,000
Jasper, Missouri 3 $ 165,000 $ 55,000 $ 318,000
Hillsborough, New Hampshire 3 $ 485,000 $ 161,666 $ 276,000
Passaic, New Jersey 3 $ 205,000 $ 68,333 $ 213,000
Iredell, North Carolina 3 $ 1,005,000 $ 335,000 $ 188,000
Mecklenburg, North Carolina 3 $ 635,000 $ 211,666 $ 308,000
Williams, North Dakota 3 $ 755,000 $ 251,666 $ 97,000
Ashtabula, Ohio 3 $ 375,000 $ 125,000 $ 73,000
Columbiana, Ohio 3 $ 555,000 $ 185,000 $ 169,000
Josephine, Oregon 3 $ 475,000 $ 158,333 $ 192,000
Lancaster, Pennsylvania 3 $ 345,000 $ 115,000 $ 81,000
Lehigh, Pennsylvania 3 $ 715,000 $ 238,333 $ 137,000
Newport, Rhode Island 3 $ 935,000 $ 311,666 $ 252,000
York, South Carolina 3 $ 755,000 $ 251,666 $ 255,000
Sevier, Tennessee 3 $ 1,145,000 $ 381,666 $ 508,000
Montgomery, Texas 3 $ 3,105,000 $ 1,035,000 $ 0
Parker, Texas 3 $ 2,065,000 $ 688,333 $ 0
Tarrant, Texas 3 $ 2,045,000 $ 681,666 $ 0
Morgan, Utah 3 $ 2,045,000 $ 681,666 $ 226,000
Albemarle, Virginia 3 $ 875,000 $ 291,666 $ 142,000
Prince William, Virginia 3 $ 1,235,000 $ 411,666 $ 355,000
Whatcom, Washington 3 $ 1,395,000 $ 465,000 $ 332,000
Kanawha, West Virginia 3 $ 1,275,000 $ 425,000 $ 218,000
Putnam, West Virginia 3 $ 1,235,000 $ 411,666 $ 192,000
Outagamie, Wisconsin 3 $ 525,000 $ 175,000 $ 74,000
Ozaukee, Wisconsin 3 $ 1,025,000 $ 341,666 $ 298,000
Portage, Wisconsin 3 $ 65,000 $ 21,666 $ 19,000
Teton, Wyoming 3 $ 3,575,000 $ 1,191,666 $ 255,000
Monroe, Alabama 2 $ 80,000 $ 40,000 $ 21,000
Mohave, Arizona 2 $ 1,430,000 $ 715,000 $ 293,000
Santa Cruz, Arizona 2 $ 730,000 $ 365,000 $ 194,000
Yuba, California 2 $ 80,000 $ 40,000 $ 146,000
Eagle, Colorado 2 $ 1,440,000 $ 720,000 $ 398,000
Elbert, Colorado 2 $ 320,000 $ 160,000 $ 114,000
Gilpin, Colorado 2 $ 730,000 $ 365,000 $ 110,000
Grand, Colorado 2 $ 1,770,000 $ 885,000 $ 0
La Plata, Colorado 2 $ 1,060,000 $ 530,000 $ 411,000
Litchfield, Connecticut 2 $ 760,000 $ 380,000 $ 290,000
New Haven, Connecticut 2 $ 760,000 $ 380,000 $ 457,000
Bay, Florida 2 $ 720,000 $ 360,000 $ 197,000
Flagler, Florida 2 $ 420,000 $ 210,000 $ 233,000
Martin, Florida 2 $ 750,000 $ 375,000 $ 583,000
Clayton, Georgia 2 $ 190,000 $ 95,000 $ 79,000
Newton, Georgia 2 $ 390,000 $ 195,000 $ 134,000
Valley, Idaho 2 $ 250,000 $ 125,000 $ 850,000
DeKalb, Illinois 2 $ 130,000 $ 65,000 $ 153,000
Mercer, Illinois 2 $ 140,000 $ 70,000 $ 95,000
Rock Island, Illinois 2 $ 130,000 $ 65,000 $ 73,000
Franklin, Indiana 2 $ 550,000 $ 275,000 $ 65,000
Hancock, Indiana 2 $ 900,000 $ 450,000 $ 160,000
Hendricks, Indiana 2 $ 450,000 $ 225,000 $ 80,000
LaPorte, Indiana 2 $ 250,000 $ 125,000 $ 230,000
Madison, Indiana 2 $ 750,000 $ 375,000 $ 140,000
Vanderburgh, Indiana 2 $ 240,000 $ 120,000 $ 364,000
Baltimore City, Maryland 2 $ 680,000 $ 340,000 $ 62,000
Garrett, Maryland 2 $ 350,000 $ 175,000 $ 536,000
Harford, Maryland 2 $ 540,000 $ 270,000 $ 277,000
Suffolk, Massachusetts 2 $ 850,000 $ 425,000 $ 200,000
Beltrami, Minnesota 2 $ 410,000 $ 205,000 $ 84,000
Carlton, Minnesota 2 $ 300,000 $ 150,000 $ 108,000
Clay, Minnesota 2 $ 320,000 $ 160,000 $ 75,000
McLeod, Minnesota 2 $ 250,000 $ 125,000 $ 72,000
Otter Tail, Minnesota 2 $ 240,000 $ 120,000 $ 160,000
Winona, Minnesota 2 $ 260,000 $ 130,000 $ 150,000
DeSoto, Mississippi 2 $ 170,000 $ 85,000 $ 184,000
Forrest, Mississippi 2 $ 150,000 $ 75,000 $ 210,000
Boone, Missouri 2 $ 960,000 $ 480,000 $ 126,000
Platte, Missouri 2 $ 1,240,000 $ 620,000 $ 404,000
Missoula, Montana 2 $ 1,230,000 $ 615,000 $ 179,000
Rockingham, New Hampshire 2 $ 170,000 $ 85,000 $ 229,000
Atlantic, New Jersey 2 $ 1,140,000 $ 570,000 $ 479,000
Hunterdon, New Jersey 2 $ 160,000 $ 80,000 $ 111,000
Bernalillo, New Mexico 2 $ 160,000 $ 80,000 $ 187,000
Santa Fe, New Mexico 2 $ 260,000 $ 130,000 $ 517,000
Bronx, New York 2 $ 300,000 $ 150,000 $ 222,000
New York, New York 2 $ 450,000 $ 225,000 $ 249,000
Richmond, New York 2 $ 560,000 $ 280,000 $ 251,000
Saratoga, New York 2 $ 1,220,000 $ 610,000 $ 0
Carteret, North Carolina 2 $ 1,500,000 $ 750,000 $ 0
Durham, North Carolina 2 $ 330,000 $ 165,000 $ 147,000
Guilford, North Carolina 2 $ 400,000 $ 200,000 $ 181,000
Union, North Carolina 2 $ 1,720,000 $ 860,000 $ 0
Dickey, North Dakota 2 $ 520,000 $ 260,000 $ 100,000
Walsh, North Dakota 2 $ 310,000 $ 155,000 $ 56,000
Brown, Ohio 2 $ 360,000 $ 180,000 $ 278,000
Clark, Ohio 2 $ 340,000 $ 170,000 $ 70,000
Miami, Ohio 2 $ 320,000 $ 160,000 $ 87,000
Pickaway, Ohio 2 $ 630,000 $ 315,000 $ 186,000
Union, Ohio 2 $ 720,000 $ 360,000 $ 132,000
Clatsop, Oregon 2 $ 560,000 $ 280,000 $ 346,000
Jackson, Oregon 2 $ 250,000 $ 125,000 $ 94,000
Marion, Oregon 2 $ 410,000 $ 205,000 $ 188,000
Tillamook, Oregon 2 $ 220,000 $ 110,000 $ 355,000
Yamhill, Oregon 2 $ 200,000 $ 100,000 $ 314,000
Monroe, Pennsylvania 2 $ 270,000 $ 135,000 $ 163,000
Lawrence, South Dakota 2 $ 1,540,000 $ 770,000 $ 277,000
Lincoln, South Dakota 2 $ 990,000 $ 495,000 $ 233,000
Madison, Tennessee 2 $ 110,000 $ 55,000 $ 103,000
Sequatchie, Tennessee 2 $ 130,000 $ 65,000 $ 171,000
Sumner, Tennessee 2 $ 1,240,000 $ 620,000 $ 0
Wilson, Tennessee 2 $ 140,000 $ 70,000 $ 119,000
Collin, Texas 2 $ 1,230,000 $ 615,000 $ 0
Comal, Texas 2 $ 1,650,000 $ 825,000 $ 0
Fort Bend, Texas 2 $ 2,010,000 $ 1,005,000 $ 0
Hays, Texas 2 $ 1,190,000 $ 595,000 $ 0
Wasatch, Utah 2 $ 890,000 $ 445,000 $ 219,000
Weber, Utah 2 $ 260,000 $ 130,000 $ 356,000
Loudoun, Virginia 2 $ 300,000 $ 150,000 $ 236,000
Cowlitz, Washington 2 $ 610,000 $ 305,000 $ 183,000
Kittitas, Washington 2 $ 880,000 $ 440,000 $ 480,000
Skagit, Washington 2 $ 860,000 $ 430,000 $ 173,000
Spokane, Washington 2 $ 720,000 $ 360,000 $ 122,000
Thurston, Washington 2 $ 660,000 $ 330,000 $ 103,000
Monongalia, West Virginia 2 $ 590,000 $ 295,000 $ 55,000
Adams, Wisconsin 2 $ 290,000 $ 145,000 $ 148,000
Burnett, Wisconsin 2 $ 690,000 $ 345,000 $ 143,000
Columbia, Wisconsin 2 $ 1,010,000 $ 505,000 $ 423,000
Douglas, Wisconsin 2 $ 510,000 $ 255,000 $ 141,000
La Crosse, Wisconsin 2 $ 620,000 $ 310,000 $ 107,000
Manitowoc, Wisconsin 2 $ 780,000 $ 390,000 $ 113,000
Rock, Wisconsin 2 $ 220,000 $ 110,000 $ 92,000
Shawano, Wisconsin 2 $ 210,000 $ 105,000 $ 61,000
Walworth, Wisconsin 2 $ 970,000 $ 485,000 $ 183,000
Fremont, Wyoming 2 $ 1,000,000 $ 500,000 $ 360,000
Laramie, Wyoming 2 $ 510,000 $ 255,000 $ 54,000
Natrona, Wyoming 2 $ 460,000 $ 230,000 $ 54,000
Baldwin, Alabama 1 $ 415,000 $ 415,000 $ 261,000
Shelby, Alabama 1 $ 125,000 $ 125,000 $ 142,000
Talladega, Alabama 1 $ 135,000 $ 135,000 $ 14,000
Tuscaloosa, Alabama 1 $ 165,000 $ 165,000 $ 73,000
Winston, Alabama 1 $ 875,000 $ 875,000 $ 0
Apache, Arizona 1 $ 435,000 $ 435,000 $ 0
Cochise, Arizona 1 $ 265,000 $ 265,000 $ 225,000
La Paz, Arizona 1 $ 255,000 $ 255,000 $ 501,000
Benton, Arkansas 1 $ 35,000 $ 35,000 $ 184,000
Lonoke, Arkansas 1 $ 105,000 $ 105,000 $ 134,000
Saline, Arkansas 1 $ 115,000 $ 115,000 $ 107,000
Amador, California 1 $ 25,000 $ 25,000 $ 127,000
Imperial, California 1 $ 105,000 $ 105,000 $ 215,000
Madera, California 1 $ 55,000 $ 55,000 $ 73,000
Mono, California 1 $ 665,000 $ 665,000 $ 0
Napa, California 1 $ 505,000 $ 505,000 $ 219,000
Siskiyou, California 1 $ 45,000 $ 45,000 $ 112,000
Tuolumne, California 1 $ 65,000 $ 65,000 $ 145,000
Chaffee, Colorado 1 $ 495,000 $ 495,000 $ 320,000
Clear Creek, Colorado 1 $ 225,000 $ 225,000 $ 317,000
Custer, Colorado 1 $ 305,000 $ 305,000 $ 97,000
Fremont, Colorado 1 $ 615,000 $ 615,000 $ 220,000
Garfield, Colorado 1 $ 855,000 $ 855,000 $ 0
Otero, Colorado 1 $ 115,000 $ 115,000 $ 33,000
San Miguel, Colorado 1 $ 1,965,000 $ 1,965,000 $ 43,000
Summit, Colorado 1 $ 305,000 $ 305,000 $ 317,000
New London, Connecticut 1 $ 145,000 $ 145,000 $ 287,000
Tolland, Connecticut 1 $ 435,000 $ 435,000 $ 496,000
Alachua, Florida 1 $ 105,000 $ 105,000 $ 59,000
Citrus, Florida 1 $ 95,000 $ 95,000 $ 69,000
Clay, Florida 1 $ 125,000 $ 125,000 $ 129,000
Hernando, Florida 1 $ 95,000 $ 95,000 $ 40,000
Lake, Florida 1 $ 95,000 $ 95,000 $ 82,000
Leon, Florida 1 $ 785,000 $ 785,000 $ 0
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Mortgage Loan Application Detail Totals for Tcf National Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,736 $1,623,010,000 $342,000 $45,005,000 $166,000 $2,743,000
Home Purchase 4,110 $1,529,520,000 $372,000 $29,675,000 $197,000 $5,045,000
Cash-out Refinancing 1,597 $388,165,000 $243,000 $2,205,000 $109,000 $1,997,000
Other Purpose 1,061 $130,895,000 $123,000 $2,285,000 $164,000 $2,205,000
Home Improvement 643 $245,105,000 $381,000 $68,005,000 $156,000 $1,331,000
Not Applicable 8 $1,000,000 $125,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,793 $1,901,115,000 $243,000 $4,875,000 $168,000 $5,045,000
Not Provided 1,805 $471,265,000 $261,000 $2,805,000 $189,000 $2,551,000
Not applicable 852 $1,202,840,000 $1,411,000 $68,005,000 $0 $0
Hispanic 687 $114,015,000 $165,000 $1,495,000 $124,000 $1,301,000
Asian 493 $117,625,000 $238,000 $1,945,000 $188,000 $1,375,000
Black or African American 382 $67,740,000 $177,000 $2,205,000 $120,000 $1,291,000
American Indian or Alaskan Native 36 $7,810,000 $216,000 $1,005,000 $105,000 $519,000
Native Hawaiian or Other Pacific Islander 9 $1,875,000 $208,000 $765,000 $327,000 $1,440,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,630 $3,812,780,000 $327,000 $68,005,000 $172,000 $5,045,000
FHA-insured (Federal Housing Administration) 338 $56,930,000 $168,000 $395,000 $56,000 $236,000
VA-guaranteed (Veterans Administration) 163 $44,045,000 $270,000 $855,000 $102,000 $324,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $3,940,000 $164,000 $375,000 $53,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,243 $1,893,185,000 $261,000 $29,675,000 $178,000 $3,369,000
Application Withdrawn By Applicant 2,121 $960,605,000 $452,000 $68,005,000 $174,000 $5,045,000
Application Denied By Financial Institution 1,170 $218,460,000 $186,000 $9,255,000 $123,000 $2,926,000
Loan Purchased By The Institution 774 $673,160,000 $869,000 $1,995,000 $0 $0
File Closed For Incompleteness 739 $154,355,000 $208,000 $1,975,000 $128,000 $2,088,000
Application Approved But Not Accepted 107 $17,755,000 $165,000 $1,085,000 $159,000 $690,000
Preapproval Approved but not Accepted 1 $175,000 $175,000 $175,000 $69,000 $69,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,985 $3,699,235,000 $336,000 $68,005,000 $174,000 $5,045,000
Debt-To-Income Ratio 425 $85,735,000 $201,000 $2,205,000 $86,000 $689,000
Credit History 325 $42,865,000 $131,000 $2,005,000 $113,000 $2,696,000
Other 148 $35,650,000 $240,000 $9,255,000 $181,000 $1,440,000
Collateral 145 $21,695,000 $149,000 $1,285,000 $178,000 $1,607,000
Credit Application Incomplete 85 $23,655,000 $278,000 $4,875,000 $152,000 $2,926,000
Unverifiable Information 26 $5,470,000 $210,000 $1,355,000 $144,000 $1,244,000
Employment History 11 $2,025,000 $184,000 $755,000 $136,000 $670,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,365,000 $273,000 $465,000 $75,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tcf National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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