Terwin Advisors LLC Mortgage Lending & HMDA Data, 2007
In 2007, Terwin Advisors LLC of New York, NY reported 8,702 mortgage applications totaling $1.0 billion. The average application was for $116,045, and applicants reported an average income of $2,670. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (719), Las Vegas-Paradise, NV (627) and Phoenix-Mesa-Scottsdale, AZ (598) (applications in parentheses).
| Mortgage Company & Address | Terwin Advisors LLC 45 Rockefeller Plaza, Suite 420 New York, NY 10111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 8,702 |
| Total Mortgage Loan Application Amount | $1,009,824,000 |
| Average Mortgage Loan Application Amount | $116,045 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $2,670 |
| Highest Applicant Income | $801,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Terwin Advisors LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 719 | $ 118,715,000 | $ 165,111 | $ 1,000 |
| Las Vegas-Paradise, NV | 627 | $ 68,743,000 | $ 109,637 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 598 | $ 89,266,000 | $ 149,274 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 575 | $ 72,482,000 | $ 126,055 | $ 2,000 |
| New York-White Plains-Wayne, NY-NJ | 279 | $ 46,755,000 | $ 167,580 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 215 | $ 29,429,000 | $ 136,879 | $ 1,000 |
| Portland-Vancouver-Beaverton, OR-WA | 204 | $ 14,853,000 | $ 72,808 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 204 | $ 39,782,000 | $ 195,009 | $ 5,000 |
| Oakland-Fremont-Hayward, CA | 195 | $ 27,805,000 | $ 142,589 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 186 | $ 26,549,000 | $ 142,736 | $ 5,510 |
| Chicago-Naperville-Joliet, IL | 184 | $ 20,399,000 | $ 110,864 | $ 1,000 |
| Miami-Miami Beach-Kendall, FL | 171 | $ 20,229,000 | $ 118,298 | $ 3,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 167 | $ 17,427,000 | $ 104,353 | $ 2,000 |
| Atlanta-Sandy Springs-Marietta, GA | 136 | $ 8,987,000 | $ 66,080 | $ 2,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 130 | $ 13,666,000 | $ 105,123 | $ 1,984 |
| Orlando-Kissimmee, FL | 129 | $ 11,015,000 | $ 85,387 | $ 0 |
| Seattle-Bellevue-Everett, WA | 116 | $ 15,173,000 | $ 130,801 | $ 1,000 |
| Dallas-Plano-Irving, TX | 115 | $ 8,254,000 | $ 71,773 | $ 5,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 106 | $ 12,154,000 | $ 114,660 | $ 16,000 |
| Tampa-St. Petersburg-Clearwater, FL | 105 | $ 6,714,000 | $ 63,942 | $ 1,000 |
| Nassau-Suffolk, NY | 101 | $ 15,510,000 | $ 153,564 | $ 0 |
| Denver-Aurora, CO | 95 | $ 7,299,000 | $ 76,831 | $ 1,000 |
| Newark-Union, NJ-PA | 92 | $ 10,640,000 | $ 115,652 | $ 0 |
| Salt Lake City, UT | 86 | $ 6,451,000 | $ 75,011 | $ 0 |
| Stockton, CA | 85 | $ 9,875,000 | $ 116,176 | $ 0 |
| Bakersfield, CA | 83 | $ 6,975,000 | $ 84,036 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 82 | $ 11,044,000 | $ 134,682 | $ 0 |
| Baltimore-Towson, MD | 76 | $ 7,585,000 | $ 99,802 | $ 1,000 |
| Houston-Sugar Land-Baytown, TX | 75 | $ 3,066,000 | $ 40,880 | $ 1,000 |
| Tacoma, WA | 68 | $ 5,870,000 | $ 86,323 | $ 0 |
| Edison, NJ | 61 | $ 7,078,000 | $ 116,032 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 60 | $ 10,639,000 | $ 177,316 | $ 4,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 59 | $ 8,152,000 | $ 138,169 | $ 8,000 |
| Boise City-Nampa, ID | 54 | $ 4,513,000 | $ 83,574 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 54 | $ 9,533,000 | $ 176,537 | $ 0 |
| Vallejo-Fairfield, CA | 54 | $ 5,703,000 | $ 105,611 | $ 0 |
| Boston-Quincy, MA | 53 | $ 4,026,000 | $ 75,962 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 50 | $ 2,990,000 | $ 59,800 | $ 1,640 |
| Fresno, CA | 48 | $ 4,558,000 | $ 94,958 | $ 0 |
| Modesto, CA | 47 | $ 3,340,000 | $ 71,063 | $ 0 |
| Tucson, AZ | 47 | $ 4,322,000 | $ 91,957 | $ 0 |
| Fort Worth-Arlington, TX | 43 | $ 1,883,000 | $ 43,790 | $ 5,000 |
| Eugene-Springfield, OR | 41 | $ 2,183,000 | $ 53,243 | $ 0 |
| Honolulu, HI | 39 | $ 8,802,000 | $ 225,692 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 39 | $ 2,638,000 | $ 67,641 | $ 3,000 |
| Cape Coral-Fort Myers, FL | 38 | $ 4,400,000 | $ 115,789 | $ 4,000 |
| Peabody, MA | 36 | $ 2,276,000 | $ 63,222 | $ 0 |
| El Centro, CA | 32 | $ 2,246,000 | $ 70,187 | $ 0 |
| Jacksonville, FL | 32 | $ 2,031,000 | $ 63,468 | $ 6,000 |
| Bethesda-Gaithersburg-Frederick, MD | 31 | $ 5,240,000 | $ 169,032 | $ 0 |
| Kansas City, MO-KS | 30 | $ 2,444,000 | $ 81,466 | $ 6,166 |
| Salinas, CA | 30 | $ 5,738,000 | $ 191,266 | $ 0 |
| Ogden-Clearfield, UT | 29 | $ 1,516,000 | $ 52,275 | $ 0 |
| Cambridge-Newton-Framingham, MA | 28 | $ 2,494,000 | $ 89,071 | $ 0 |
| St. Louis, MO-IL | 28 | $ 2,113,000 | $ 75,464 | $ 0 |
| Richmond, VA | 27 | $ 2,314,000 | $ 85,703 | $ 4,000 |
| Provo-Orem, UT | 26 | $ 2,928,000 | $ 112,615 | $ 0 |
| Salem, OR | 26 | $ 1,587,000 | $ 61,038 | $ 0 |
| Bend, OR | 24 | $ 1,275,000 | $ 53,125 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 24 | $ 3,004,000 | $ 125,166 | $ 1,833 |
| Visalia-Porterville, CA | 24 | $ 1,915,000 | $ 79,791 | $ 0 |
| New Haven-Milford, CT | 22 | $ 1,406,000 | $ 63,909 | $ 0 |
| Reno-Sparks, NV | 22 | $ 1,971,000 | $ 89,590 | $ 0 |
| Albuquerque, NM | 21 | $ 2,154,000 | $ 102,571 | $ 57,000 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 948,000 | $ 45,142 | $ 0 |
| Santa Rosa-Petaluma, CA | 21 | $ 2,933,000 | $ 139,666 | $ 0 |
| Worcester, MA | 21 | $ 1,220,000 | $ 58,095 | $ 5,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 3,375,000 | $ 168,750 | $ 0 |
| Camden, NJ | 20 | $ 1,260,000 | $ 63,000 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 20 | $ 1,133,000 | $ 56,650 | $ 1,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 20 | $ 3,471,000 | $ 173,550 | $ 16,000 |
| Austin-Round Rock, TX | 19 | $ 806,000 | $ 42,421 | $ 0 |
| Colorado Springs, CO | 19 | $ 1,278,000 | $ 67,263 | $ 9,000 |
| Lakeland, FL | 19 | $ 1,130,000 | $ 59,473 | $ 5,000 |
| Lake County-Kenosha County, IL-WI | 18 | $ 1,684,000 | $ 93,555 | $ 0 |
| Philadelphia, PA | 18 | $ 720,000 | $ 40,000 | $ 0 |
| Port St. Lucie, FL | 18 | $ 1,103,000 | $ 61,277 | $ 0 |
| Naples-Marco Island, FL | 17 | $ 2,089,000 | $ 122,882 | $ 12,000 |
| San Antonio, TX | 17 | $ 539,000 | $ 31,705 | $ 0 |
| Merced, CA | 16 | $ 1,292,000 | $ 80,750 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 1,167,000 | $ 72,937 | $ 0 |
| Redding, CA | 16 | $ 1,316,000 | $ 82,250 | $ 0 |
| Spokane, WA | 16 | $ 598,000 | $ 37,375 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 1,006,000 | $ 62,875 | $ 13,000 |
| Cincinnati-Middletown, OH-KY-IN | 15 | $ 1,127,000 | $ 75,133 | $ 5,666 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,666,000 | $ 177,733 | $ 64,000 |
| Medford, OR | 15 | $ 1,359,000 | $ 90,600 | $ 0 |
| Olympia, WA | 15 | $ 1,910,000 | $ 127,333 | $ 3,000 |
| San Luis Obispo-Paso Robles, CA | 15 | $ 2,374,000 | $ 158,266 | $ 0 |
| Santa Cruz-Watsonville, CA | 15 | $ 3,997,000 | $ 266,466 | $ 12,000 |
| Sarasota-Bradenton-Venice, FL | 15 | $ 1,106,000 | $ 73,733 | $ 0 |
| Indianapolis-Carmel, IN | 14 | $ 2,332,000 | $ 166,571 | $ 34,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 1,404,000 | $ 100,285 | $ 0 |
| Madera, CA | 14 | $ 1,386,000 | $ 99,000 | $ 0 |
| Bellingham, WA | 13 | $ 2,230,000 | $ 171,538 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 918,000 | $ 76,500 | $ 0 |
| Atlantic City, NJ | 11 | $ 491,000 | $ 44,636 | $ 0 |
| Bremerton-Silverdale, WA | 11 | $ 1,087,000 | $ 98,818 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 11 | $ 972,000 | $ 88,363 | $ 0 |
| Prescott, AZ | 11 | $ 1,815,000 | $ 165,000 | $ 0 |
| Rockingham County-Strafford County, NH | 11 | $ 893,000 | $ 81,181 | $ 6,000 |
| Pittsburgh, PA | 10 | $ 594,000 | $ 59,400 | $ 0 |
| Springfield, MA | 10 | $ 631,000 | $ 63,100 | $ 0 |
| Yuma, AZ | 10 | $ 1,087,000 | $ 108,700 | $ 0 |
| Hanford-Corcoran, CA | 9 | $ 925,000 | $ 102,777 | $ 0 |
| Oklahoma City, OK | 9 | $ 1,451,000 | $ 161,222 | $ 10,000 |
| Yuba City, CA | 9 | $ 645,000 | $ 71,666 | $ 0 |
| Albany-Schenectady-Troy, NY | 8 | $ 528,000 | $ 66,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 451,000 | $ 56,375 | $ 0 |
| Baton Rouge, LA | 8 | $ 404,000 | $ 50,500 | $ 0 |
| Chico, CA | 8 | $ 877,000 | $ 109,625 | $ 3,000 |
| Coeur D'Alene, ID | 8 | $ 777,000 | $ 97,125 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 8 | $ 811,000 | $ 101,375 | $ 9,000 |
| Longview, WA | 8 | $ 742,000 | $ 92,750 | $ 0 |
| Gary, IN | 7 | $ 297,000 | $ 42,428 | $ 21,000 |
| Memphis, TN-MS-AR | 7 | $ 433,000 | $ 61,857 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 831,000 | $ 118,714 | $ 0 |
| Napa, CA | 7 | $ 914,000 | $ 130,571 | $ 0 |
| Ocala, FL | 7 | $ 746,000 | $ 106,571 | $ 0 |
| Portland-South Portland-Biddeford, ME | 7 | $ 379,000 | $ 54,142 | $ 0 |
| Wilmington, DE-MD-NJ | 7 | $ 466,000 | $ 66,571 | $ 0 |
| Birmingham-Hoover, AL | 6 | $ 1,435,000 | $ 239,166 | $ 119,000 |
| Boulder, CO | 6 | $ 1,101,000 | $ 183,500 | $ 25,000 |
| Buffalo-Niagara Falls, NY | 6 | $ 301,000 | $ 50,166 | $ 0 |
| Charleston-North Charleston, SC | 6 | $ 247,000 | $ 41,166 | $ 0 |
| Columbus, OH | 6 | $ 309,000 | $ 51,500 | $ 0 |
| Greeley, CO | 6 | $ 448,000 | $ 74,666 | $ 13,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 673,000 | $ 112,166 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 413,000 | $ 68,833 | $ 0 |
| Norwich-New London, CT | 6 | $ 225,000 | $ 37,500 | $ 0 |
| Rochester, NY | 6 | $ 138,000 | $ 23,000 | $ 0 |
| Sebastian-Vero Beach, FL | 6 | $ 262,000 | $ 43,666 | $ 0 |
| Wilmington, NC | 6 | $ 365,000 | $ 60,833 | $ 0 |
| Las Cruces, NM | 5 | $ 370,000 | $ 74,000 | $ 0 |
| Macon, GA | 5 | $ 128,000 | $ 25,600 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 5 | $ 287,000 | $ 57,400 | $ 0 |
| St. George, UT | 5 | $ 449,000 | $ 89,800 | $ 0 |
| Trenton-Ewing, NJ | 5 | $ 420,000 | $ 84,000 | $ 0 |
| Tulsa, OK | 5 | $ 101,000 | $ 20,200 | $ 0 |
| Ann Arbor, MI | 4 | $ 163,000 | $ 40,750 | $ 0 |
| Barnstable Town, MA | 4 | $ 295,000 | $ 73,750 | $ 0 |
| Fort Collins-Loveland, CO | 4 | $ 243,000 | $ 60,750 | $ 15,000 |
| Idaho Falls, ID | 4 | $ 355,000 | $ 88,750 | $ 13,000 |
| Lake Charles, LA | 4 | $ 596,000 | $ 149,000 | $ 0 |
| Louisville-Jefferson County, KY-IN | 4 | $ 212,000 | $ 53,000 | $ 8,250 |
| Palm Coast, FL | 4 | $ 216,000 | $ 54,000 | $ 0 |
| Punta Gorda, FL | 4 | $ 481,000 | $ 120,250 | $ 0 |
| Raleigh-Cary, NC | 4 | $ 453,000 | $ 113,250 | $ 22,000 |
| Rochester, MN | 4 | $ 147,000 | $ 36,750 | $ 0 |
| Sherman-Denison, TX | 4 | $ 190,000 | $ 47,500 | $ 13,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 347,000 | $ 86,750 | $ 0 |
| Wichita, KS | 4 | $ 99,000 | $ 24,750 | $ 0 |
| Asheville, NC | 3 | $ 282,000 | $ 94,000 | $ 0 |
| Charlottesville, VA | 3 | $ 466,000 | $ 155,333 | $ 0 |
| Chattanooga, TN-GA | 3 | $ 159,000 | $ 53,000 | $ 0 |
| Columbia, SC | 3 | $ 166,000 | $ 55,333 | $ 0 |
| Dover, DE | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Duluth, MN-WI | 3 | $ 305,000 | $ 101,666 | $ 0 |
| El Paso, TX | 3 | $ 542,000 | $ 180,666 | $ 0 |
| Gainesville, FL | 3 | $ 179,000 | $ 59,666 | $ 0 |
| Gainesville, GA | 3 | $ 98,000 | $ 32,666 | $ 0 |
| Jackson, MS | 3 | $ 160,000 | $ 53,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 3 | $ 48,000 | $ 16,000 | $ 0 |
| Montgomery, AL | 3 | $ 92,000 | $ 30,666 | $ 0 |
| Mount Vernon-Anacortes, WA | 3 | $ 110,000 | $ 36,666 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 230,000 | $ 76,666 | $ 28,000 |
| Pueblo, CO | 3 | $ 122,000 | $ 40,666 | $ 0 |
| Springfield, MO | 3 | $ 192,000 | $ 64,000 | $ 44,000 |
| Toledo, OH | 3 | $ 110,000 | $ 36,666 | $ 0 |
| Waco, TX | 3 | $ 82,000 | $ 27,333 | $ 0 |
| Wenatchee, WA | 3 | $ 369,000 | $ 123,000 | $ 22,000 |
| Bloomington-Normal, IL | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 57,000 | $ 28,500 | $ 0 |
| Casper, WY | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 41,000 | $ 20,500 | $ 0 |
| Corpus Christi, TX | 2 | $ 113,000 | $ 56,500 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 219,000 | $ 109,500 | $ 0 |
| Flagstaff, AZ | 2 | $ 494,000 | $ 247,000 | $ 0 |
| Flint, MI | 2 | $ 57,000 | $ 28,500 | $ 0 |
| Fort Wayne, IN | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Greensboro-High Point, NC | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Harrisburg-Carlisle, PA | 2 | $ 387,000 | $ 193,500 | $ 0 |
| Kankakee-Bradley, IL | 2 | $ 103,000 | $ 51,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 165,000 | $ 82,500 | $ 54,000 |
| Lancaster, PA | 2 | $ 101,000 | $ 50,500 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Lincoln, NE | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Logan, UT-ID | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Ocean City, NJ | 2 | $ 2,050,000 | $ 1,025,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 39,000 | $ 19,500 | $ 0 |
| Panama City-Lynn Haven, FL | 2 | $ 123,000 | $ 61,500 | $ 0 |
| Rockford, IL | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Rome, GA | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 2 | $ 20,000 | $ 10,000 | $ 0 |
| Salisbury, MD | 2 | $ 83,000 | $ 41,500 | $ 0 |
| Santa Fe, NM | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Spartanburg, SC | 2 | $ 82,000 | $ 41,000 | $ 0 |
| St. Cloud, MN | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Tallahassee, FL | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Yakima, WA | 2 | $ 44,000 | $ 22,000 | $ 0 |
| York-Hanover, PA | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Akron, OH | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Alexandria, LA | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Amarillo, TX | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Anchorage, AK | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Appleton, WI | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Bangor, ME | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Battle Creek, MI | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Binghamton, NY | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Bloomington, IN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Cleveland, TN | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Dayton, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Fayetteville, NC | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Glens Falls, NY | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Grand Junction, CO | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Great Falls, MT | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Jackson, MI | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Jacksonville, NC | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Kennewick-Richland-Pasco, WA | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Kingston, NY | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Knoxville, TN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lafayette, IN | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Laredo, TX | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lawrence, KS | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Missoula, MT | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Monroe, MI | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Pittsfield, MA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Reading, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sandusky, OH | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Savannah, GA | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 90,000 | $ 90,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Terre Haute, IN | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Topeka, KS | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Tyler, TX | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 57,000 | $ 57,000 | $ 0 |
Mortgage Loan Application Detail Totals for Terwin Advisors LLC in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,866 | $518,633,000 | $106,000 | $2,000,000 | $0 | $83,000 |
| Refinancing | 3,832 | $490,448,000 | $127,000 | $1,200,000 | $6,000 | $801,000 |
| Home Improvement | 4 | $743,000 | $185,000 | $315,000 | $62,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,536 | $971,545,000 | $113,000 | $2,000,000 | $0 | $0 |
| Not Provided | 69 | $17,148,000 | $248,000 | $977,000 | $140,000 | $600,000 |
| White | 64 | $14,481,000 | $226,000 | $1,200,000 | $167,000 | $801,000 |
| Black or African American | 15 | $2,463,000 | $164,000 | $751,000 | $108,000 | $240,000 |
| Hispanic | 10 | $2,058,000 | $205,000 | $488,000 | $85,000 | $132,000 |
| Asian | 7 | $2,085,000 | $297,000 | $733,000 | $144,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $44,000 | $44,000 | $44,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,702 | $1,009,824,000 | $116,000 | $2,000,000 | $2,000 | $801,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 8,536 | $971,545,000 | $113,000 | $2,000,000 | $0 | $0 |
| Loan Originated | 115 | $27,640,000 | $240,000 | $1,200,000 | $163,000 | $801,000 |
| Application Approved But Not Accepted | 21 | $3,713,000 | $176,000 | $475,000 | $96,000 | $216,000 |
| Application Denied By Financial Institution | 19 | $5,271,000 | $277,000 | $977,000 | $111,000 | $240,000 |
| File Closed For Incompleteness | 7 | $1,012,000 | $144,000 | $320,000 | $87,000 | $143,000 |
| Application Withdrawn By Applicant | 4 | $643,000 | $160,000 | $257,000 | $85,000 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $1,410,000 | $201,000 | $348,000 | $93,000 | $240,000 |
| Credit History | 5 | $2,162,000 | $432,000 | $977,000 | $145,000 | $216,000 |
| Debt-To-Income Ratio | 2 | $615,000 | $307,000 | $374,000 | $146,000 | $146,000 |
| Other | 2 | $257,000 | $128,000 | $207,000 | $92,000 | $101,000 |
| Employment History | 1 | $207,000 | $207,000 | $207,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 1 | $214,000 | $214,000 | $214,000 | $85,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Terwin Advisors LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Terwin Advisors LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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