Texas Capital Bank, National Association Mortgage Lending & HMDA Data, 2021

In 2021, Texas Capital Bank, National Association of Dallas, TX reported 7,142 mortgage applications totaling $1.7 billion, down 83% from 2020. The average application was for $242,451, and applicants reported an average income of $107,858. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were St. Louis, MO-IL (370), Phoenix-Mesa-Scottsdale, AZ (167) and Minneapolis-St. Paul-Bloomington, MN-WI (133) (applications in parentheses).

Mortgage Company & Address Texas Capital Bank, National Association
2000 McKinney Ave Suite 700
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 7,142
Total Mortgage Loan Application Amount $1,731,590,000
Average Mortgage Loan Application Amount $242,451
Highest Mortgage Loan Application Amount $41,995,000
Average Applicant Income $107,858
Highest Applicant Income $6,172,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Capital Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texas Capital Bank, National Association by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 149 $ 21,125,000 $ 141,778 $ 80,000
Maricopa, Arizona 138 $ 21,480,000 $ 155,652 $ 77,000
St. Charles, Missouri 77 $ 11,775,000 $ 152,922 $ 81,000
Erie, New York 77 $ 11,265,000 $ 146,298 $ 78,000
Cook, Illinois 74 $ 13,080,000 $ 176,756 $ 105,000
Onondaga, New York 74 $ 10,160,000 $ 137,297 $ 91,000
Harris, Texas 72 $ 24,800,000 $ 344,444 $ 240,000
Bernalillo, New Mexico 69 $ 15,805,000 $ 229,057 $ 96,000
Pima, Arizona 66 $ 8,520,000 $ 129,090 $ 76,000
Franklin, Ohio 62 $ 11,420,000 $ 184,193 $ 100,000
Wake, North Carolina 61 $ 12,345,000 $ 202,377 $ 117,000
Fairfield, Connecticut 57 $ 19,605,000 $ 343,947 $ 164,000
Genesee, Michigan 57 $ 6,935,000 $ 121,666 $ 66,000
Los Angeles, California 55 $ 22,255,000 $ 404,636 $ 137,000
Miami-Dade, Florida 54 $ 13,650,000 $ 252,777 $ 110,000
Palm Beach, Florida 51 $ 11,645,000 $ 228,333 $ 118,000
Travis, Texas 50 $ 92,230,000 $ 1,844,600 $ 351,000
Broward, Florida 48 $ 12,120,000 $ 252,500 $ 117,000
Providence, Rhode Island 48 $ 11,350,000 $ 236,458 $ 87,000
Hennepin, Minnesota 46 $ 8,330,000 $ 181,086 $ 92,000
Jefferson, Missouri 46 $ 6,060,000 $ 131,739 $ 68,000
Monroe, New York 46 $ 7,140,000 $ 155,217 $ 92,000
Oakland, Michigan 45 $ 8,345,000 $ 185,444 $ 98,000
Stark, Ohio 45 $ 6,115,000 $ 135,888 $ 69,000
Tulsa, Oklahoma 45 $ 5,945,000 $ 132,111 $ 97,000
Davidson, Tennessee 45 $ 8,305,000 $ 184,555 $ 110,000
King, Washington 45 $ 16,725,000 $ 371,666 $ 158,000
Orange, Florida 44 $ 11,460,000 $ 260,454 $ 125,000
Tarrant, Texas 44 $ 51,790,000 $ 1,177,045 $ 121,000
Lee, Florida 43 $ 8,425,000 $ 195,930 $ 103,000
St. Louis City, Missouri 43 $ 6,105,000 $ 141,976 $ 81,000
Allegheny, Pennsylvania 43 $ 5,305,000 $ 123,372 $ 80,000
Mecklenburg, North Carolina 42 $ 7,620,000 $ 181,428 $ 94,000
Chesterfield, Virginia 42 $ 6,290,000 $ 149,761 $ 100,000
Sedgwick, Kansas 41 $ 6,085,000 $ 148,414 $ 103,000
Riverside, California 40 $ 7,740,000 $ 193,500 $ 94,000
Denton, Texas 40 $ 11,970,000 $ 299,250 $ 148,000
Benton, Arkansas 37 $ 6,235,000 $ 168,513 $ 116,000
Bexar, Texas 37 $ 40,555,000 $ 1,096,081 $ 141,000
Jackson, Missouri 35 $ 4,635,000 $ 132,428 $ 76,000
Dallas, Texas 35 $ 34,335,000 $ 981,000 $ 152,000
Henrico, Virginia 35 $ 5,975,000 $ 170,714 $ 105,000
Clark, Nevada 34 $ 7,520,000 $ 221,176 $ 99,000
DuPage, Illinois 32 $ 5,470,000 $ 170,937 $ 104,000
Douglas, Nebraska 32 $ 4,520,000 $ 141,250 $ 85,000
Pulaski, Arkansas 31 $ 5,145,000 $ 165,967 $ 95,000
Denver, Colorado 31 $ 8,655,000 $ 279,193 $ 144,000
El Paso, Colorado 31 $ 6,675,000 $ 215,322 $ 82,000
Lubbock, Texas 31 $ 4,145,000 $ 133,709 $ 139,000
Santa Clara, California 30 $ 14,190,000 $ 473,000 $ 219,000
Pinal, Arizona 29 $ 4,145,000 $ 142,931 $ 76,000
Tuscaloosa, Alabama 28 $ 3,550,000 $ 126,785 $ 92,000
Collin, Texas 27 $ 8,805,000 $ 326,111 $ 220,000
Ventura, California 26 $ 9,110,000 $ 350,384 $ 108,000
Hillsborough, Florida 26 $ 5,990,000 $ 230,384 $ 89,000
Lancaster, Nebraska 26 $ 3,510,000 $ 135,000 $ 59,000
Chester, Pennsylvania 26 $ 7,380,000 $ 283,846 $ 125,000
Arapahoe, Colorado 25 $ 5,745,000 $ 229,800 $ 139,000
Marion, Indiana 25 $ 3,245,000 $ 129,800 $ 91,000
Worcester, Massachusetts 25 $ 5,545,000 $ 221,800 $ 80,000
Macomb, Michigan 25 $ 4,595,000 $ 183,800 $ 81,000
Sandoval, New Mexico 25 $ 6,995,000 $ 279,800 $ 105,000
Oklahoma, Oklahoma 25 $ 3,675,000 $ 147,000 $ 111,000
Philadelphia, Pennsylvania 24 $ 4,910,000 $ 204,583 $ 125,000
San Diego, California 23 $ 5,525,000 $ 240,217 $ 111,000
New Haven, Connecticut 23 $ 4,775,000 $ 207,608 $ 120,000
Polk, Florida 23 $ 28,525,000 $ 1,240,217 $ 80,000
Gwinnett, Georgia 23 $ 4,345,000 $ 188,913 $ 88,000
Saline, Arkansas 22 $ 3,080,000 $ 140,000 $ 78,000
Adams, Colorado 22 $ 5,270,000 $ 239,545 $ 93,000
Brevard, Florida 22 $ 4,570,000 $ 207,727 $ 107,000
Pasco, Florida 22 $ 4,330,000 $ 196,818 $ 74,000
St. Lucie, Florida 22 $ 3,960,000 $ 180,000 $ 73,000
Ramsey, Minnesota 22 $ 4,500,000 $ 204,545 $ 102,000
Suffolk, New York 22 $ 7,340,000 $ 333,636 $ 137,000
Jefferson, Colorado 21 $ 5,765,000 $ 274,523 $ 118,000
Madison, Illinois 21 $ 2,435,000 $ 115,952 $ 72,000
Niagara, New York 21 $ 3,065,000 $ 145,952 $ 95,000
Kent, Rhode Island 21 $ 4,965,000 $ 236,428 $ 92,000
Shelby, Tennessee 21 $ 3,815,000 $ 181,666 $ 101,000
Johnson, Kansas 20 $ 3,430,000 $ 171,500 $ 103,000
Dakota, Minnesota 20 $ 3,680,000 $ 184,000 $ 90,000
Nassau, New York 20 $ 8,120,000 $ 406,000 $ 166,000
Hamilton, Tennessee 20 $ 4,060,000 $ 203,000 $ 73,000
Williamson, Texas 20 $ 4,550,000 $ 227,500 $ 108,000
Richmond City, Virginia 20 $ 3,410,000 $ 170,500 $ 107,000
Virginia Beach, Virginia 20 $ 4,160,000 $ 208,000 $ 174,000
Kane, Illinois 19 $ 2,985,000 $ 157,105 $ 99,000
Oswego, New York 19 $ 2,725,000 $ 143,421 $ 91,000
Marin, California 18 $ 8,550,000 $ 475,000 $ 160,000
Pinellas, Florida 18 $ 3,430,000 $ 190,555 $ 89,000
Jefferson, Louisiana 18 $ 2,920,000 $ 162,222 $ 117,000
Wayne, Michigan 18 $ 2,320,000 $ 128,888 $ 140,000
Greene, Missouri 18 $ 2,480,000 $ 137,777 $ 55,000
Madison, Tennessee 18 $ 2,000,000 $ 111,111 $ 71,000
Fairfax, Virginia 18 $ 5,260,000 $ 292,222 $ 126,000
Manatee, Florida 17 $ 3,195,000 $ 187,941 $ 120,000
Okaloosa, Florida 17 $ 2,645,000 $ 155,588 $ 99,000
Rock Island, Illinois 17 $ 1,795,000 $ 105,588 $ 100,000
Plymouth, Massachusetts 17 $ 4,115,000 $ 242,058 $ 101,000
Montgomery, Pennsylvania 17 $ 4,325,000 $ 254,411 $ 106,000
Alameda, California 16 $ 6,610,000 $ 413,125 $ 214,000
Orange, California 16 $ 9,700,000 $ 606,250 $ 205,000
Rapides, Louisiana 16 $ 2,250,000 $ 140,625 $ 78,000
Montgomery, Maryland 16 $ 3,790,000 $ 236,875 $ 181,000
Anoka, Minnesota 16 $ 2,980,000 $ 186,250 $ 100,000
Boone, Missouri 16 $ 2,590,000 $ 161,875 $ 63,000
Clay, Missouri 16 $ 2,530,000 $ 158,125 $ 100,000
Oneida, New York 16 $ 1,880,000 $ 117,500 $ 65,000
Durham, North Carolina 16 $ 2,840,000 $ 177,500 $ 130,000
Union, North Carolina 16 $ 3,550,000 $ 221,875 $ 99,000
Delaware, Ohio 16 $ 3,530,000 $ 220,625 $ 192,000
Summit, Ohio 16 $ 2,390,000 $ 149,375 $ 72,000
Pierce, Washington 16 $ 4,150,000 $ 259,375 $ 106,000
Jefferson, Alabama 15 $ 2,065,000 $ 137,666 $ 134,000
Faulkner, Arkansas 15 $ 2,315,000 $ 154,333 $ 78,000
Douglas, Colorado 15 $ 5,045,000 $ 336,333 $ 163,000
New Castle, Delaware 15 $ 2,915,000 $ 194,333 $ 101,000
Sarasota, Florida 15 $ 2,615,000 $ 174,333 $ 84,000
Fulton, Georgia 15 $ 3,155,000 $ 210,333 $ 117,000
Lake, Illinois 15 $ 3,605,000 $ 240,333 $ 136,000
Vanderburgh, Indiana 15 $ 1,395,000 $ 93,000 $ 83,000
Rutherford, Tennessee 15 $ 2,765,000 $ 184,333 $ 80,000
Sumner, Tennessee 15 $ 2,605,000 $ 173,666 $ 100,000
Montgomery, Texas 15 $ 37,105,000 $ 2,473,666 $ 115,000
Hanover, Virginia 15 $ 2,165,000 $ 144,333 $ 68,000
Prince William, Virginia 15 $ 3,005,000 $ 200,333 $ 100,000
Clark, Washington 15 $ 4,235,000 $ 282,333 $ 104,000
Washington, Arkansas 14 $ 2,250,000 $ 160,714 $ 86,000
San Bernardino, California 14 $ 2,370,000 $ 169,285 $ 81,000
Escambia, Florida 14 $ 2,590,000 $ 185,000 $ 78,000
Volusia, Florida 14 $ 2,520,000 $ 180,000 $ 74,000
Will, Illinois 14 $ 2,570,000 $ 183,571 $ 89,000
St. Tammany, Louisiana 14 $ 2,350,000 $ 167,857 $ 103,000
Ocean, New Jersey 14 $ 3,200,000 $ 228,571 $ 100,000
Grand Forks, North Dakota 14 $ 2,200,000 $ 157,142 $ 76,000
Boulder, Colorado 13 $ 5,105,000 $ 392,692 $ 278,000
District of Columbia, District Of Columbia 13 $ 4,995,000 $ 384,230 $ 162,000
Harvey, Kansas 13 $ 1,625,000 $ 125,000 $ 78,000
Bucks, Pennsylvania 13 $ 2,685,000 $ 206,538 $ 130,000
Greenville, South Carolina 13 $ 2,265,000 $ 174,230 $ 61,000
Randall, Texas 13 $ 1,925,000 $ 148,076 $ 80,000
Loudoun, Virginia 13 $ 3,345,000 $ 257,307 $ 148,000
Snohomish, Washington 13 $ 4,295,000 $ 330,384 $ 146,000
Kern, California 12 $ 1,990,000 $ 165,833 $ 110,000
Larimer, Colorado 12 $ 2,860,000 $ 238,333 $ 142,000
Hernando, Florida 12 $ 1,570,000 $ 130,833 $ 63,000
Seminole, Florida 12 $ 2,320,000 $ 193,333 $ 90,000
McHenry, Illinois 12 $ 1,590,000 $ 132,500 $ 105,000
Baltimore, Maryland 12 $ 2,480,000 $ 206,666 $ 100,000
Christian, Missouri 12 $ 1,780,000 $ 148,333 $ 65,000
Hamilton, Ohio 12 $ 1,510,000 $ 125,833 $ 96,000
Fort Bend, Texas 12 $ 2,770,000 $ 230,833 $ 140,000
Hartford, Connecticut 11 $ 1,865,000 $ 169,545 $ 102,000
Martin, Florida 11 $ 3,055,000 $ 277,727 $ 93,000
Osceola, Florida 11 $ 2,165,000 $ 196,818 $ 75,000
Monroe, Indiana 11 $ 1,645,000 $ 149,545 $ 112,000
Scott, Iowa 11 $ 1,375,000 $ 125,000 $ 69,000
Middlesex, Massachusetts 11 $ 4,545,000 $ 413,181 $ 136,000
Norfolk, Massachusetts 11 $ 3,675,000 $ 334,090 $ 148,000
Franklin, Missouri 11 $ 1,415,000 $ 128,636 $ 51,000
Westchester, New York 11 $ 4,595,000 $ 417,727 $ 225,000
Guilford, North Carolina 11 $ 2,385,000 $ 216,818 $ 100,000
Cuyahoga, Ohio 11 $ 2,015,000 $ 183,181 $ 116,000
Westmoreland, Pennsylvania 11 $ 1,235,000 $ 112,272 $ 66,000
Knox, Tennessee 11 $ 1,615,000 $ 146,818 $ 72,000
Montgomery, Tennessee 11 $ 1,835,000 $ 166,818 $ 57,000
Galveston, Texas 11 $ 1,915,000 $ 174,090 $ 121,000
Shasta, California 10 $ 2,140,000 $ 214,000 $ 88,000
Stanislaus, California 10 $ 2,140,000 $ 214,000 $ 73,000
Weld, Colorado 10 $ 3,270,000 $ 327,000 $ 152,000
Tolland, Connecticut 10 $ 2,120,000 $ 212,000 $ 97,000
Kent, Delaware 10 $ 1,370,000 $ 137,000 $ 59,000
Charlotte, Florida 10 $ 1,820,000 $ 182,000 $ 98,000
Collier, Florida 10 $ 2,400,000 $ 240,000 $ 135,000
Duval, Florida 10 $ 19,910,000 $ 1,991,000 $ 90,000
Lake, Florida 10 $ 2,080,000 $ 208,000 $ 88,000
St. Johns, Florida 10 $ 2,020,000 $ 202,000 $ 115,000
Johnson, Indiana 10 $ 1,710,000 $ 171,000 $ 93,000
Lake, Indiana 10 $ 1,350,000 $ 135,000 $ 70,000
Butler, Kansas 10 $ 1,430,000 $ 143,000 $ 92,000
Ascension, Louisiana 10 $ 2,170,000 $ 217,000 $ 98,000
East Baton Rouge, Louisiana 10 $ 1,970,000 $ 197,000 $ 98,000
Prince George's, Maryland 10 $ 2,610,000 $ 261,000 $ 100,000
Hampden, Massachusetts 10 $ 2,230,000 $ 223,000 $ 113,000
Scott, Minnesota 10 $ 1,460,000 $ 146,000 $ 87,000
Queens, New York 10 $ 4,540,000 $ 454,000 $ 114,000
Washington, Oregon 10 $ 2,230,000 $ 223,000 $ 90,000
Wilson, Tennessee 10 $ 2,220,000 $ 222,000 $ 79,000
Davis, Utah 10 $ 2,440,000 $ 244,000 $ 78,000
Albemarle, Virginia 10 $ 1,880,000 $ 188,000 $ 113,000
Craighead, Arkansas 9 $ 1,665,000 $ 185,000 $ 121,000
Crittenden, Arkansas 9 $ 1,485,000 $ 165,000 $ 91,000
Sonoma, California 9 $ 4,525,000 $ 502,777 $ 193,000
Sussex, Delaware 9 $ 2,115,000 $ 235,000 $ 154,000
Leon, Florida 9 $ 1,405,000 $ 156,111 $ 104,000
Newton, Georgia 9 $ 1,545,000 $ 171,666 $ 74,000
Ada, Idaho 9 $ 2,215,000 $ 246,111 $ 77,000
Bristol, Massachusetts 9 $ 2,035,000 $ 226,111 $ 74,000
Washington, Minnesota 9 $ 1,345,000 $ 149,444 $ 132,000
Lincoln, Missouri 9 $ 1,175,000 $ 130,555 $ 62,000
Dona Ana, New Mexico 9 $ 1,815,000 $ 201,666 $ 74,000
Alamance, North Carolina 9 $ 1,645,000 $ 182,777 $ 78,000
Buncombe, North Carolina 9 $ 1,585,000 $ 176,111 $ 76,000
Gaston, North Carolina 9 $ 1,585,000 $ 176,111 $ 67,000
New Hanover, North Carolina 9 $ 1,465,000 $ 162,777 $ 111,000
Dauphin, Pennsylvania 9 $ 1,115,000 $ 123,888 $ 55,000
Beaufort, South Carolina 9 $ 3,525,000 $ 391,666 $ 195,000
Williamson, Tennessee 9 $ 1,935,000 $ 215,000 $ 140,000
Hays, Texas 9 $ 2,345,000 $ 260,555 $ 111,000
Hidalgo, Texas 9 $ 1,265,000 $ 140,555 $ 87,000
Shelby, Alabama 8 $ 1,240,000 $ 155,000 $ 94,000
Garland, Arkansas 8 $ 1,140,000 $ 142,500 $ 78,000
Sacramento, California 8 $ 2,320,000 $ 290,000 $ 157,000
San Joaquin, California 8 $ 1,370,000 $ 171,250 $ 86,000
Mesa, Colorado 8 $ 2,020,000 $ 252,500 $ 74,000
Marion, Florida 8 $ 890,000 $ 111,250 $ 85,000
Coweta, Georgia 8 $ 1,910,000 $ 238,750 $ 102,000
Forsyth, Georgia 8 $ 2,050,000 $ 256,250 $ 164,000
Canyon, Idaho 8 $ 1,750,000 $ 218,750 $ 104,000
Black Hawk, Iowa 8 $ 1,180,000 $ 147,500 $ 81,000
Wyandotte, Kansas 8 $ 1,030,000 $ 128,750 $ 97,000
St. Bernard, Louisiana 8 $ 980,000 $ 122,500 $ 51,000
Barnstable, Massachusetts 8 $ 2,600,000 $ 325,000 $ 145,000
Suffolk, Massachusetts 8 $ 3,480,000 $ 435,000 $ 138,000
Sarpy, Nebraska 8 $ 1,110,000 $ 138,750 $ 53,000
Essex, New Jersey 8 $ 1,720,000 $ 215,000 $ 152,000
Broome, New York 8 $ 990,000 $ 123,750 $ 68,000
Clinton, New York 8 $ 1,110,000 $ 138,750 $ 105,000
Kings, New York 8 $ 4,320,000 $ 540,000 $ 118,000
Cass, North Dakota 8 $ 1,300,000 $ 162,500 $ 84,000
Butler, Ohio 8 $ 1,280,000 $ 160,000 $ 87,000
Licking, Ohio 8 $ 1,420,000 $ 177,500 $ 78,000
Douglas, Oregon 8 $ 1,490,000 $ 186,250 $ 61,000
Salt Lake, Utah 8 $ 2,320,000 $ 290,000 $ 120,000
Utah, Utah 8 $ 2,160,000 $ 270,000 $ 87,000
Washington, Utah 8 $ 2,140,000 $ 267,500 $ 122,000
Weber, Utah 8 $ 1,810,000 $ 226,250 $ 55,000
Chesapeake, Virginia 8 $ 1,360,000 $ 170,000 $ 98,000
Madison, Alabama 7 $ 895,000 $ 127,857 $ 85,000
Santa Cruz, Arizona 7 $ 715,000 $ 102,142 $ 51,000
Yavapai, Arizona 7 $ 1,335,000 $ 190,714 $ 132,000
Merced, California 7 $ 1,525,000 $ 217,857 $ 96,000
Bay, Florida 7 $ 1,275,000 $ 182,142 $ 150,000
Indian River, Florida 7 $ 1,095,000 $ 156,428 $ 70,000
Santa Rosa, Florida 7 $ 975,000 $ 139,285 $ 69,000
Cherokee, Georgia 7 $ 1,465,000 $ 209,285 $ 100,000
DeKalb, Georgia 7 $ 1,415,000 $ 202,142 $ 90,000
Honolulu, Hawaii 7 $ 2,005,000 $ 286,428 $ 85,000
McLean, Illinois 7 $ 1,025,000 $ 146,428 $ 92,000
Hamilton, Indiana 7 $ 1,715,000 $ 245,000 $ 158,000
Hendricks, Indiana 7 $ 1,335,000 $ 190,714 $ 85,000
Jasper, Indiana 7 $ 865,000 $ 123,571 $ 68,000
Anne Arundel, Maryland 7 $ 1,915,000 $ 273,571 $ 90,000
Howard, Maryland 7 $ 1,495,000 $ 213,571 $ 135,000
Monmouth, New Jersey 7 $ 1,695,000 $ 242,142 $ 122,000
Union, New Jersey 7 $ 2,055,000 $ 293,571 $ 131,000
Richmond, New York 7 $ 2,635,000 $ 376,428 $ 147,000
Johnston, North Carolina 7 $ 1,115,000 $ 159,285 $ 71,000
Lake, Ohio 7 $ 985,000 $ 140,714 $ 80,000
Lorain, Ohio 7 $ 1,315,000 $ 187,857 $ 93,000
Medina, Ohio 7 $ 1,225,000 $ 175,000 $ 118,000
Cleveland, Oklahoma 7 $ 915,000 $ 130,714 $ 117,000
Delaware, Pennsylvania 7 $ 1,785,000 $ 255,000 $ 159,000
Pike, Pennsylvania 7 $ 965,000 $ 137,857 $ 139,000
Washington, Rhode Island 7 $ 1,925,000 $ 275,000 $ 102,000
Robertson, Tennessee 7 $ 1,405,000 $ 200,714 $ 83,000
Walworth, Wisconsin 7 $ 1,395,000 $ 199,285 $ 172,000
Mohave, Arizona 6 $ 1,250,000 $ 208,333 $ 76,000
Crawford, Arkansas 6 $ 850,000 $ 141,666 $ 85,000
Sebastian, Arkansas 6 $ 1,050,000 $ 175,000 $ 70,000
Imperial, California 6 $ 1,200,000 $ 200,000 $ 140,000
San Francisco, California 6 $ 3,370,000 $ 561,666 $ 252,000
Santa Barbara, California 6 $ 2,640,000 $ 440,000 $ 171,000
Solano, California 6 $ 1,470,000 $ 245,000 $ 107,000
Tulare, California 6 $ 1,050,000 $ 175,000 $ 58,000
Flagler, Florida 6 $ 990,000 $ 165,000 $ 72,000
Cobb, Georgia 6 $ 950,000 $ 158,333 $ 88,000
Bonneville, Idaho 6 $ 1,140,000 $ 190,000 $ 81,000
Warrick, Indiana 6 $ 1,010,000 $ 168,333 $ 59,000
Reno, Kansas 6 $ 1,250,000 $ 208,333 $ 102,000
Warren, Kentucky 6 $ 1,320,000 $ 220,000 $ 71,000
Orleans, Louisiana 6 $ 1,700,000 $ 283,333 $ 135,000
Essex, Massachusetts 6 $ 1,680,000 $ 280,000 $ 130,000
Shiawassee, Michigan 6 $ 710,000 $ 118,333 $ 71,000
Cape Girardeau, Missouri 6 $ 790,000 $ 131,666 $ 84,000
Platte, Missouri 6 $ 940,000 $ 156,666 $ 145,000
Warren, Missouri 6 $ 930,000 $ 155,000 $ 78,000
Burlington, New Jersey 6 $ 1,320,000 $ 220,000 $ 95,000
Gloucester, New Jersey 6 $ 1,140,000 $ 190,000 $ 102,000
Middlesex, New Jersey 6 $ 840,000 $ 140,000 $ 74,000
Ontario, New York 6 $ 1,220,000 $ 203,333 $ 104,000
Canadian, Oklahoma 6 $ 1,170,000 $ 195,000 $ 81,000
Multnomah, Oregon 6 $ 1,250,000 $ 208,333 $ 82,000
Beaver, Pennsylvania 6 $ 610,000 $ 101,666 $ 67,000
Butler, Pennsylvania 6 $ 810,000 $ 135,000 $ 82,000
Erie, Pennsylvania 6 $ 610,000 $ 101,666 $ 63,000
York, Pennsylvania 6 $ 1,180,000 $ 196,666 $ 95,000
Horry, South Carolina 6 $ 680,000 $ 113,333 $ 112,000
Richland, South Carolina 6 $ 710,000 $ 118,333 $ 58,000
Spartanburg, South Carolina 6 $ 1,010,000 $ 168,333 $ 108,000
Gibson, Tennessee 6 $ 650,000 $ 108,333 $ 60,000
Brazoria, Texas 6 $ 990,000 $ 165,000 $ 120,000
Ellis, Texas 6 $ 1,810,000 $ 301,666 $ 166,000
Potter, Texas 6 $ 730,000 $ 121,666 $ 89,000
San Juan, Utah 6 $ 1,340,000 $ 223,333 $ 66,000
Dane, Wisconsin 6 $ 1,130,000 $ 188,333 $ 102,000
Milwaukee, Wisconsin 6 $ 680,000 $ 113,333 $ 226,000
Racine, Wisconsin 6 $ 820,000 $ 136,666 $ 63,000
Laramie, Wyoming 6 $ 1,370,000 $ 228,333 $ 81,000
Baldwin, Alabama 5 $ 885,000 $ 177,000 $ 61,000
Navajo, Arizona 5 $ 565,000 $ 113,000 $ 91,000
Contra Costa, California 5 $ 1,825,000 $ 365,000 $ 154,000
Placer, California 5 $ 1,805,000 $ 361,000 $ 177,000
Pueblo, Colorado 5 $ 735,000 $ 147,000 $ 77,000
New London, Connecticut 5 $ 1,185,000 $ 237,000 $ 93,000
Windham, Connecticut 5 $ 1,085,000 $ 217,000 $ 81,000
Clarke, Georgia 5 $ 655,000 $ 131,000 $ 40,000
Hall, Georgia 5 $ 945,000 $ 189,000 $ 74,000
St. Clair, Illinois 5 $ 695,000 $ 139,000 $ 80,000
Polk, Iowa 5 $ 1,075,000 $ 215,000 $ 92,000
Jefferson, Kentucky 5 $ 1,045,000 $ 209,000 $ 128,000
Livingston, Louisiana 5 $ 815,000 $ 163,000 $ 74,000
Ouachita, Louisiana 5 $ 645,000 $ 129,000 $ 81,000
Worcester, Maryland 5 $ 845,000 $ 169,000 $ 169,000
St. Louis, Minnesota 5 $ 615,000 $ 123,000 $ 100,000
DeSoto, Mississippi 5 $ 585,000 $ 117,000 $ 73,000
Gallatin, Montana 5 $ 1,045,000 $ 209,000 $ 103,000
Sussex, New Jersey 5 $ 1,095,000 $ 219,000 $ 124,000
Colfax, New Mexico 5 $ 1,055,000 $ 211,000 $ 86,000
Los Alamos, New Mexico 5 $ 1,995,000 $ 399,000 $ 122,000
Valencia, New Mexico 5 $ 845,000 $ 169,000 $ 66,000
Albany, New York 5 $ 1,015,000 $ 203,000 $ 80,000
Cayuga, New York 5 $ 565,000 $ 113,000 $ 87,000
Steuben, New York 5 $ 545,000 $ 109,000 $ 53,000
Wayne, New York 5 $ 825,000 $ 165,000 $ 86,000
Forsyth, North Carolina 5 $ 1,295,000 $ 259,000 $ 104,000
Iredell, North Carolina 5 $ 1,565,000 $ 313,000 $ 141,000
Jackson, North Carolina 5 $ 865,000 $ 173,000 $ 133,000
Orange, North Carolina 5 $ 1,125,000 $ 225,000 $ 145,000
Fairfield, Ohio 5 $ 805,000 $ 161,000 $ 94,000
Montgomery, Ohio 5 $ 845,000 $ 169,000 $ 77,000
Wayne, Ohio 5 $ 1,135,000 $ 227,000 $ 106,000
Creek, Oklahoma 5 $ 555,000 $ 111,000 $ 79,000
Payne, Oklahoma 5 $ 635,000 $ 127,000 $ 80,000
Berks, Pennsylvania 5 $ 1,095,000 $ 219,000 $ 102,000
Newport, Rhode Island 5 $ 1,715,000 $ 343,000 $ 149,000
Aiken, South Carolina 5 $ 745,000 $ 149,000 $ 107,000
Charleston, South Carolina 5 $ 985,000 $ 197,000 $ 95,000
Lexington, South Carolina 5 $ 755,000 $ 151,000 $ 77,000
York, South Carolina 5 $ 985,000 $ 197,000 $ 92,000
Guadalupe, Texas 5 $ 1,115,000 $ 223,000 $ 133,000
Johnson, Texas 5 $ 895,000 $ 179,000 $ 78,000
Nueces, Texas 5 $ 1,605,000 $ 321,000 $ 142,000
Louisa, Virginia 5 $ 1,185,000 $ 237,000 $ 126,000
Norfolk, Virginia 5 $ 635,000 $ 127,000 $ 111,000
Lewis, Washington 5 $ 855,000 $ 171,000 $ 116,000
Cullman, Alabama 4 $ 400,000 $ 100,000 $ 63,000
Etowah, Alabama 4 $ 500,000 $ 125,000 $ 115,000
Anchorage, Alaska 4 $ 1,030,000 $ 257,500 $ 81,000
Cochise, Arizona 4 $ 430,000 $ 107,500 $ 46,000
San Mateo, California 4 $ 2,160,000 $ 540,000 $ 197,000
Eagle, Colorado 4 $ 11,280,000 $ 2,820,000 $ 986,000
Monroe, Florida 4 $ 870,000 $ 217,500 $ 106,000
Henry, Georgia 4 $ 520,000 $ 130,000 $ 76,000
Walton, Georgia 4 $ 710,000 $ 177,500 $ 83,000
Daviess, Kentucky 4 $ 450,000 $ 112,500 $ 61,000
Bossier, Louisiana 4 $ 1,060,000 $ 265,000 $ 110,000
Caddo, Louisiana 4 $ 630,000 $ 157,500 $ 101,000
Tangipahoa, Louisiana 4 $ 610,000 $ 152,500 $ 93,000
Cumberland, Maine 4 $ 1,110,000 $ 277,500 $ 101,000
Baltimore City, Maryland 4 $ 470,000 $ 117,500 $ 85,000
Washington, Maryland 4 $ 430,000 $ 107,500 $ 70,000
Livingston, Michigan 4 $ 800,000 $ 200,000 $ 96,000
Washtenaw, Michigan 4 $ 880,000 $ 220,000 $ 129,000
Carver, Minnesota 4 $ 770,000 $ 192,500 $ 85,000
Hancock, Mississippi 4 $ 480,000 $ 120,000 $ 358,000
Harrison, Mississippi 4 $ 480,000 $ 120,000 $ 171,000
Webster, Missouri 4 $ 480,000 $ 120,000 $ 133,000
Adams, Nebraska 4 $ 670,000 $ 167,500 $ 79,000
Hall, Nebraska 4 $ 730,000 $ 182,500 $ 65,000
Platte, Nebraska 4 $ 570,000 $ 142,500 $ 72,000
Red Willow, Nebraska 4 $ 390,000 $ 97,500 $ 49,000
Washoe, Nevada 4 $ 820,000 $ 205,000 $ 107,000
Belknap, New Hampshire 4 $ 1,040,000 $ 260,000 $ 125,000
Hillsborough, New Hampshire 4 $ 910,000 $ 227,500 $ 79,000
Cape May, New Jersey 4 $ 1,250,000 $ 312,500 $ 156,000
Grant, New Mexico 4 $ 980,000 $ 245,000 $ 119,000
Cortland, New York 4 $ 410,000 $ 102,500 $ 122,000
Madison, New York 4 $ 600,000 $ 150,000 $ 99,000
Brunswick, North Carolina 4 $ 1,070,000 $ 267,500 $ 190,000
Henderson, North Carolina 4 $ 860,000 $ 215,000 $ 52,000
Rowan, North Carolina 4 $ 560,000 $ 140,000 $ 41,000
Clermont, Ohio 4 $ 640,000 $ 160,000 $ 82,000
Logan, Oklahoma 4 $ 450,000 $ 112,500 $ 61,000
Rogers, Oklahoma 4 $ 440,000 $ 110,000 $ 57,000
Clackamas, Oregon 4 $ 850,000 $ 212,500 $ 154,000
Lane, Oregon 4 $ 750,000 $ 187,500 $ 48,000
Marion, Oregon 4 $ 1,040,000 $ 260,000 $ 79,000
Washington, Pennsylvania 4 $ 700,000 $ 175,000 $ 83,000
Pennington, South Dakota 4 $ 570,000 $ 142,500 $ 78,000
Blount, Tennessee 4 $ 580,000 $ 145,000 $ 48,000
Cheatham, Tennessee 4 $ 690,000 $ 172,500 $ 52,000
Chester, Tennessee 4 $ 450,000 $ 112,500 $ 49,000
Burnet, Texas 4 $ 3,560,000 $ 890,000 $ 240,000
El Paso, Texas 4 $ 420,000 $ 105,000 $ 106,000
Hale, Texas 4 $ 560,000 $ 140,000 $ 68,000
Midland, Texas 4 $ 1,140,000 $ 285,000 $ 131,000
Smith, Texas 4 $ 730,000 $ 182,500 $ 100,000
Hampton, Virginia 4 $ 560,000 $ 140,000 $ 89,000
Newport News, Virginia 4 $ 630,000 $ 157,500 $ 102,000
Powhatan, Virginia 4 $ 700,000 $ 175,000 $ 85,000
Spokane, Washington 4 $ 490,000 $ 122,500 $ 107,000
Kenosha, Wisconsin 4 $ 490,000 $ 122,500 $ 75,000
Natrona, Wyoming 4 $ 930,000 $ 232,500 $ 84,000
Autauga, Alabama 3 $ 395,000 $ 131,666 $ 52,000
Lauderdale, Alabama 3 $ 425,000 $ 141,666 $ 57,000
Lee, Alabama 3 $ 1,285,000 $ 428,333 $ 170,000
Marshall, Alabama 3 $ 335,000 $ 111,666 $ 54,000
Mobile, Alabama 3 $ 535,000 $ 178,333 $ 87,000
St. Clair, Alabama 3 $ 435,000 $ 145,000 $ 74,000
Cleburne, Arkansas 3 $ 545,000 $ 181,666 $ 149,000
Mississippi, Arkansas 3 $ 295,000 $ 98,333 $ 119,000
El Dorado, California 3 $ 765,000 $ 255,000 $ 114,000
Fresno, California 3 $ 915,000 $ 305,000 $ 138,000
Madera, California 3 $ 475,000 $ 158,333 $ 53,000
Napa, California 3 $ 1,085,000 $ 361,666 $ 124,000
Las Animas, Colorado 3 $ 455,000 $ 151,666 $ 112,000
Litchfield, Connecticut 3 $ 905,000 $ 301,666 $ 178,000
Alachua, Florida 3 $ 565,000 $ 188,333 $ 174,000
Citrus, Florida 3 $ 385,000 $ 128,333 $ 105,000
Nassau, Florida 3 $ 535,000 $ 178,333 $ 70,000
Bartow, Georgia 3 $ 495,000 $ 165,000 $ 64,000
Catoosa, Georgia 3 $ 465,000 $ 155,000 $ 127,000
Chatham, Georgia 3 $ 875,000 $ 291,666 $ 100,000
Columbia, Georgia 3 $ 485,000 $ 161,666 $ 73,000
Douglas, Georgia 3 $ 395,000 $ 131,666 $ 90,000
Jackson, Georgia 3 $ 285,000 $ 95,000 $ 83,000
Muscogee, Georgia 3 $ 425,000 $ 141,666 $ 132,000
Allen, Indiana 3 $ 545,000 $ 181,666 $ 78,000
Boone, Indiana 3 $ 625,000 $ 208,333 $ 92,000
Clark, Indiana 3 $ 435,000 $ 145,000 $ 71,000
Madison, Indiana 3 $ 365,000 $ 121,666 $ 84,000
Douglas, Kansas 3 $ 395,000 $ 131,666 $ 52,000
Leavenworth, Kansas 3 $ 525,000 $ 175,000 $ 98,000
McPherson, Kansas 3 $ 575,000 $ 191,666 $ 58,000
Iberia, Louisiana 3 $ 395,000 $ 131,666 $ 97,000
Lafayette, Louisiana 3 $ 415,000 $ 138,333 $ 50,000
Harford, Maryland 3 $ 505,000 $ 168,333 $ 72,000
Ingham, Michigan 3 $ 445,000 $ 148,333 $ 83,000
Lapeer, Michigan 3 $ 445,000 $ 148,333 $ 50,000
Saginaw, Michigan 3 $ 415,000 $ 138,333 $ 74,000
Jackson, Mississippi 3 $ 445,000 $ 148,333 $ 150,000
Camden, Missouri 3 $ 355,000 $ 118,333 $ 126,000
Jasper, Missouri 3 $ 355,000 $ 118,333 $ 41,000
Perry, Missouri 3 $ 275,000 $ 91,666 $ 31,000
Stone, Missouri 3 $ 335,000 $ 111,666 $ 110,000
Cass, Nebraska 3 $ 425,000 $ 141,666 $ 83,000
Cuming, Nebraska 3 $ 305,000 $ 101,666 $ 75,000
Dawson, Nebraska 3 $ 245,000 $ 81,666 $ 71,000
Cheshire, New Hampshire 3 $ 665,000 $ 221,666 $ 74,000
Grafton, New Hampshire 3 $ 645,000 $ 215,000 $ 243,000
Rockingham, New Hampshire 3 $ 615,000 $ 205,000 $ 191,000
Camden, New Jersey 3 $ 605,000 $ 201,666 $ 101,000
Passaic, New Jersey 3 $ 905,000 $ 301,666 $ 107,000
Warren, New Jersey 3 $ 495,000 $ 165,000 $ 106,000
Curry, New Mexico 3 $ 555,000 $ 185,000 $ 73,000
Santa Fe, New Mexico 3 $ 605,000 $ 201,666 $ 162,000
Chautauqua, New York 3 $ 845,000 $ 281,666 $ 124,000
Rensselaer, New York 3 $ 725,000 $ 241,666 $ 209,000
Rockland, New York 3 $ 1,185,000 $ 395,000 $ 153,000
Schenectady, New York 3 $ 395,000 $ 131,666 $ 69,000
Tompkins, New York 3 $ 555,000 $ 185,000 $ 100,000
Chatham, North Carolina 3 $ 455,000 $ 151,666 $ 87,000
Cumberland, North Carolina 3 $ 385,000 $ 128,333 $ 114,000
Lincoln, North Carolina 3 $ 665,000 $ 221,666 $ 86,000
Madison, Ohio 3 $ 405,000 $ 135,000 $ 78,000
Portage, Ohio 3 $ 385,000 $ 128,333 $ 87,000
Union, Ohio 3 $ 875,000 $ 291,666 $ 153,000
Warren, Ohio 3 $ 545,000 $ 181,666 $ 65,000
Wagoner, Oklahoma 3 $ 525,000 $ 175,000 $ 71,000
Deschutes, Oregon 3 $ 555,000 $ 185,000 $ 93,000
Lawrence, Pennsylvania 3 $ 485,000 $ 161,666 $ 66,000
Lehigh, Pennsylvania 3 $ 675,000 $ 225,000 $ 58,000
Monroe, Pennsylvania 3 $ 385,000 $ 128,333 $ 115,000
Anderson, South Carolina 3 $ 485,000 $ 161,666 $ 61,000
Berkeley, South Carolina 3 $ 415,000 $ 138,333 $ 111,000
Dickson, Tennessee 3 $ 555,000 $ 185,000 $ 98,000
Washington, Tennessee 3 $ 505,000 $ 168,333 $ 59,000
Bell, Texas 3 $ 475,000 $ 158,333 $ 86,000
Cameron, Texas 3 $ 1,925,000 $ 641,666 $ 1,092,000
Comal, Texas 3 $ 635,000 $ 211,666 $ 165,000
Henderson, Texas 3 $ 405,000 $ 135,000 $ 68,000
Kaufman, Texas 3 $ 575,000 $ 191,666 $ 70,000
McLennan, Texas 3 $ 365,000 $ 121,666 $ 104,000
Parker, Texas 3 $ 815,000 $ 271,666 $ 96,000
Rockwall, Texas 3 $ 34,615,000 $ 11,538,333 $ 62,000
Arlington, Virginia 3 $ 1,165,000 $ 388,333 $ 169,000
Bedford, Virginia 3 $ 605,000 $ 201,666 $ 128,000
James City, Virginia 3 $ 575,000 $ 191,666 $ 74,000
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Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,155 $674,705,000 $213,000 $34,445,000 $108,000 $1,276,000
Home Purchase 1,952 $644,490,000 $330,000 $41,995,000 $113,000 $6,172,000
Cash-out Refinancing 1,874 $385,510,000 $205,000 $10,795,000 $101,000 $3,600,000
Other Purpose 138 $23,520,000 $170,000 $805,000 $125,000 $625,000
Home Improvement 23 $3,365,000 $146,000 $515,000 $108,000 $353,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,135 $1,007,385,000 $196,000 $7,505,000 $106,000 $6,172,000
Not Provided 647 $180,925,000 $279,000 $12,505,000 $128,000 $3,600,000
Hispanic 610 $127,230,000 $208,000 $1,525,000 $92,000 $2,764,000
Asian 366 $96,490,000 $263,000 $1,775,000 $133,000 $686,000
Black or African American 286 $56,280,000 $196,000 $765,000 $91,000 $1,250,000
American Indian or Alaskan Native 45 $8,145,000 $181,000 $355,000 $106,000 $544,000
Not applicable 13 $246,115,000 $18,931,000 $41,995,000 $0 $0
Native Hawaiian or Other Pacific Islander 10 $1,830,000 $183,000 $325,000 $91,000 $137,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,134 $1,729,800,000 $242,000 $41,995,000 $108,000 $6,172,000
FHA-insured (Federal Housing Administration) 4 $780,000 $195,000 $285,000 $59,000 $87,000
VA-guaranteed (Veterans Administration) 3 $745,000 $248,000 $345,000 $101,000 $118,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $265,000 $265,000 $265,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 7,060 $1,371,740,000 $194,000 $825,000 $102,000 $6,172,000
Loan Originated 65 $150,155,000 $2,310,000 $24,255,000 $689,000 $3,600,000
Application Withdrawn By Applicant 10 $201,610,000 $20,161,000 $41,995,000 $1,263,000 $2,350,000
Application Denied By Financial Institution 4 $4,700,000 $1,175,000 $1,995,000 $455,000 $597,000
Application Approved But Not Accepted 3 $3,385,000 $1,128,000 $2,805,000 $696,000 $696,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,138 $1,726,890,000 $241,000 $41,995,000 $107,000 $6,172,000
Collateral 3 $2,705,000 $901,000 $1,395,000 $533,000 $597,000
Debt-To-Income Ratio 1 $1,995,000 $1,995,000 $1,995,000 $300,000 $300,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texas Capital Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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