Town & Country Credit Mortgage Lending & HMDA Data, 2005

In 2005, Town & Country Credit of Irvine, CA reported 132,343 mortgage applications totaling $31.9 billion, down 16% from 2004. The average application was for $240,889, and applicants reported an average income of $111,698. 6% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (17,841), Chicago-Naperville-Joliet, IL (11,354) and Minneapolis-St. Paul-Bloomington, MN-WI (9,824) (applications in parentheses).

Mortgage Company & Address Town & Country Credit
2010 Main Street, Suite 800
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 132,343
Total Mortgage Loan Application Amount $31,880,046,000
Average Mortgage Loan Application Amount $240,889
Highest Mortgage Loan Application Amount $6,114,000
Average Applicant Income $111,698
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Town & Country Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Town & Country Credit by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 17,841 $ 5,523,383,000 $ 309,589 $ 112,000
Cook, Illinois 7,455 $ 1,321,340,000 $ 177,242 $ 93,000
San Diego, California 7,007 $ 2,367,875,000 $ 337,929 $ 129,000
Riverside, California 4,371 $ 1,198,881,000 $ 274,280 $ 112,000
Orange, California 4,356 $ 1,571,162,000 $ 360,689 $ 120,000
San Bernardino, California 4,312 $ 1,020,210,000 $ 236,597 $ 93,000
Hennepin, Minnesota 3,183 $ 615,500,000 $ 193,371 $ 98,000
Sacramento, California 2,700 $ 669,258,000 $ 247,873 $ 91,000
Providence, Rhode Island 2,599 $ 498,672,000 $ 191,870 $ 97,000
Prince George's, Maryland 2,036 $ 452,840,000 $ 222,416 $ 98,000
Santa Clara, California 1,878 $ 761,449,000 $ 405,457 $ 161,000
Alameda, California 1,859 $ 653,181,000 $ 351,361 $ 148,000
Contra Costa, California 1,847 $ 633,527,000 $ 343,003 $ 130,000
New Haven, Connecticut 1,806 $ 317,003,000 $ 175,527 $ 101,000
Middlesex, Massachusetts 1,627 $ 441,191,000 $ 271,168 $ 98,000
Harris, Texas 1,591 $ 207,627,000 $ 130,500 $ 123,000
Worcester, Massachusetts 1,572 $ 335,994,000 $ 213,736 $ 91,000
San Joaquin, California 1,556 $ 406,637,000 $ 261,334 $ 99,000
Hartford, Connecticut 1,519 $ 251,707,000 $ 165,705 $ 118,000
Baltimore, Maryland 1,518 $ 259,725,000 $ 171,096 $ 92,000
Ramsey, Minnesota 1,467 $ 262,189,000 $ 178,724 $ 91,000
Lake, Illinois 1,405 $ 276,183,000 $ 196,571 $ 75,000
Hampden, Massachusetts 1,335 $ 195,431,000 $ 146,390 $ 74,000
Arapahoe, Colorado 1,322 $ 257,564,000 $ 194,829 $ 126,000
Adams, Colorado 1,317 $ 241,046,000 $ 183,026 $ 100,000
Dakota, Minnesota 1,288 $ 263,895,000 $ 204,887 $ 103,000
Jefferson, Colorado 1,285 $ 254,978,000 $ 198,426 $ 94,000
Fairfield, Connecticut 1,185 $ 306,799,000 $ 258,902 $ 106,000
Anne Arundel, Maryland 1,168 $ 258,980,000 $ 221,729 $ 94,000
Anoka, Minnesota 1,153 $ 224,534,000 $ 194,738 $ 82,000
El Paso, Colorado 1,146 $ 203,736,000 $ 177,780 $ 72,000
DuPage, Illinois 1,143 $ 235,912,000 $ 206,397 $ 119,000
Stanislaus, California 1,111 $ 265,331,000 $ 238,821 $ 90,000
Denver, Colorado 1,089 $ 198,773,000 $ 182,528 $ 87,000
Will, Illinois 1,074 $ 192,866,000 $ 179,577 $ 112,000
Ventura, California 1,030 $ 356,616,000 $ 346,229 $ 166,000
Montgomery, Maryland 1,026 $ 291,134,000 $ 283,756 $ 183,000
Baltimore City, Maryland 1,015 $ 117,207,000 $ 115,474 $ 80,000
Essex, Massachusetts 948 $ 247,308,000 $ 260,873 $ 100,000
Plymouth, Massachusetts 899 $ 229,823,000 $ 255,642 $ 76,000
San Mateo, California 871 $ 363,872,000 $ 417,763 $ 127,000
Bristol, Massachusetts 859 $ 191,503,000 $ 222,937 $ 86,000
Kent, Rhode Island 848 $ 163,942,000 $ 193,327 $ 81,000
Kane, Illinois 840 $ 153,790,000 $ 183,083 $ 84,000
Washington, Minnesota 836 $ 182,667,000 $ 218,501 $ 109,000
Norfolk, Massachusetts 834 $ 223,245,000 $ 267,679 $ 118,000
Broward, Florida 769 $ 153,305,000 $ 199,356 $ 76,000
Suffolk, Massachusetts 763 $ 216,871,000 $ 284,234 $ 97,000
New London, Connecticut 755 $ 133,338,000 $ 176,606 $ 84,000
Weld, Colorado 718 $ 126,253,000 $ 175,839 $ 111,000
Dallas, Texas 709 $ 91,358,000 $ 128,854 $ 84,000
Larimer, Colorado 641 $ 122,276,000 $ 190,758 $ 98,000
San Francisco, California 603 $ 255,874,000 $ 424,334 $ 118,000
Douglas, Colorado 573 $ 157,855,000 $ 275,488 $ 120,000
Solano, California 561 $ 172,968,000 $ 308,320 $ 131,000
Travis, Texas 545 $ 86,327,000 $ 158,398 $ 108,000
McHenry, Illinois 521 $ 100,300,000 $ 192,514 $ 87,000
Harford, Maryland 512 $ 102,295,000 $ 199,794 $ 83,000
Placer, California 498 $ 147,786,000 $ 296,759 $ 148,000
Washington, Rhode Island 491 $ 107,298,000 $ 218,529 $ 142,000
Howard, Maryland 464 $ 125,924,000 $ 271,387 $ 154,000
Boulder, Colorado 456 $ 110,072,000 $ 241,385 $ 102,000
Frederick, Maryland 438 $ 105,037,000 $ 239,810 $ 121,000
Windham, Connecticut 406 $ 65,361,000 $ 160,987 $ 117,000
Wright, Minnesota 398 $ 73,718,000 $ 185,221 $ 117,000
Tarrant, Texas 398 $ 49,811,000 $ 125,153 $ 71,000
Scott, Minnesota 397 $ 90,052,000 $ 226,831 $ 93,000
Sherburne, Minnesota 396 $ 78,118,000 $ 197,267 $ 83,000
Merced, California 378 $ 82,759,000 $ 218,939 $ 103,000
Charles, Maryland 377 $ 89,747,000 $ 238,055 $ 116,000
Middlesex, Connecticut 375 $ 71,909,000 $ 191,757 $ 79,000
Barnstable, Massachusetts 361 $ 90,055,000 $ 249,459 $ 100,000
Olmsted, Minnesota 348 $ 54,687,000 $ 157,146 $ 117,000
Litchfield, Connecticut 314 $ 59,661,000 $ 190,003 $ 185,000
Bexar, Texas 307 $ 37,348,000 $ 121,654 $ 81,000
Carroll, Maryland 302 $ 67,568,000 $ 223,735 $ 92,000
Tolland, Connecticut 282 $ 49,718,000 $ 176,304 $ 75,000
Fort Bend, Texas 278 $ 42,633,000 $ 153,356 $ 100,000
Newport, Rhode Island 268 $ 62,648,000 $ 233,761 $ 88,000
Hampshire, Massachusetts 267 $ 48,255,000 $ 180,730 $ 90,000
Sonoma, California 265 $ 102,531,000 $ 386,909 $ 116,000
Berkshire, Massachusetts 263 $ 41,066,000 $ 156,144 $ 64,000
St. Louis, Minnesota 261 $ 36,288,000 $ 139,034 $ 89,000
Collin, Texas 255 $ 44,042,000 $ 172,713 $ 141,000
Chisago, Minnesota 253 $ 48,399,000 $ 191,300 $ 94,000
Mesa, Colorado 252 $ 35,653,000 $ 141,480 $ 125,000
Palm Beach, Florida 250 $ 50,078,000 $ 200,312 $ 107,000
Stearns, Minnesota 247 $ 37,803,000 $ 153,048 $ 74,000
Williamson, Texas 238 $ 33,052,000 $ 138,873 $ 80,000
Calvert, Maryland 235 $ 54,803,000 $ 233,204 $ 98,000
Cecil, Maryland 235 $ 41,521,000 $ 176,685 $ 245,000
Marin, California 234 $ 103,537,000 $ 442,465 $ 139,000
Washington, Maryland 233 $ 39,640,000 $ 170,128 $ 69,000
Goodhue, Minnesota 232 $ 38,272,000 $ 164,965 $ 106,000
Isanti, Minnesota 228 $ 39,512,000 $ 173,298 $ 80,000
Carver, Minnesota 225 $ 50,893,000 $ 226,191 $ 199,000
Yolo, California 221 $ 58,114,000 $ 262,959 $ 206,000
Rice, Minnesota 215 $ 37,679,000 $ 175,251 $ 69,000
Franklin, Massachusetts 200 $ 30,368,000 $ 151,840 $ 62,000
Miami-Dade, Florida 189 $ 31,690,000 $ 167,671 $ 84,000
St. Mary's, Maryland 188 $ 37,267,000 $ 198,228 $ 103,000
Wicomico, Maryland 187 $ 27,908,000 $ 149,240 $ 92,000
Santa Cruz, California 186 $ 68,743,000 $ 369,586 $ 115,000
Denton, Texas 182 $ 31,329,000 $ 172,137 $ 97,000
Calaveras, California 174 $ 40,815,000 $ 234,568 $ 80,000
Bristol, Rhode Island 169 $ 40,046,000 $ 236,958 $ 94,000
El Dorado, California 168 $ 48,900,000 $ 291,071 $ 119,000
Kern, California 168 $ 28,886,000 $ 171,940 $ 94,000
Kendall, Illinois 168 $ 34,001,000 $ 202,386 $ 139,000
Montgomery, Texas 165 $ 23,380,000 $ 141,696 $ 88,000
Pueblo, Colorado 160 $ 20,194,000 $ 126,212 $ 83,000
Galveston, Texas 147 $ 19,964,000 $ 135,809 $ 96,000
Steele, Minnesota 141 $ 21,897,000 $ 155,297 $ 77,000
Sutter, California 138 $ 29,079,000 $ 210,717 $ 88,000
Santa Barbara, California 136 $ 63,277,000 $ 465,272 $ 168,000
Yuba, California 130 $ 24,184,000 $ 186,030 $ 111,000
Broomfield, Colorado 128 $ 29,374,000 $ 229,484 $ 86,000
Amador, California 126 $ 27,102,000 $ 215,095 $ 85,000
McLeod, Minnesota 117 $ 16,447,000 $ 140,572 $ 76,000
Crow Wing, Minnesota 116 $ 19,182,000 $ 165,362 $ 83,000
Mille Lacs, Minnesota 116 $ 16,116,000 $ 138,931 $ 56,000
Napa, California 112 $ 44,176,000 $ 394,428 $ 150,000
Blue Earth, Minnesota 110 $ 15,719,000 $ 142,900 $ 78,000
Mower, Minnesota 110 $ 13,576,000 $ 123,418 $ 49,000
Morgan, Colorado 106 $ 12,368,000 $ 116,679 $ 51,000
Queen Anne's, Maryland 104 $ 25,583,000 $ 245,990 $ 81,000
Le Sueur, Minnesota 101 $ 15,679,000 $ 155,237 $ 81,000
Brazoria, Texas 101 $ 13,157,000 $ 130,267 $ 93,000
Kankakee, Illinois 95 $ 11,052,000 $ 116,336 $ 93,000
Caroline, Maryland 93 $ 15,374,000 $ 165,311 $ 116,000
DeKalb, Illinois 92 $ 14,768,000 $ 160,521 $ 189,000
Winnebago, Illinois 92 $ 9,439,000 $ 102,597 $ 98,000
Worcester, Maryland 92 $ 17,276,000 $ 187,782 $ 106,000
Kandiyohi, Minnesota 92 $ 12,280,000 $ 133,478 $ 74,000
Pine, Minnesota 92 $ 12,846,000 $ 139,630 $ 98,000
Winona, Minnesota 88 $ 12,017,000 $ 136,556 $ 152,000
Benton, Minnesota 85 $ 13,375,000 $ 157,352 $ 70,000
Kanabec, Minnesota 84 $ 12,615,000 $ 150,178 $ 66,000
Teller, Colorado 83 $ 15,327,000 $ 184,662 $ 113,000
Morrison, Minnesota 83 $ 12,430,000 $ 149,759 $ 66,000
Park, Colorado 82 $ 16,015,000 $ 195,304 $ 95,000
Fresno, California 81 $ 14,383,000 $ 177,567 $ 87,000
Fremont, Colorado 81 $ 9,723,000 $ 120,037 $ 76,000
Otter Tail, Minnesota 81 $ 12,086,000 $ 149,209 $ 116,000
Douglas, Minnesota 80 $ 14,064,000 $ 175,800 $ 191,000
Freeborn, Minnesota 78 $ 8,430,000 $ 108,076 $ 76,000
Elbert, Colorado 77 $ 21,856,000 $ 283,844 $ 312,000
Meeker, Minnesota 76 $ 11,059,000 $ 145,513 $ 91,000
Nicollet, Minnesota 76 $ 10,559,000 $ 138,934 $ 61,000
Imperial, California 74 $ 12,368,000 $ 167,135 $ 64,000
Dodge, Minnesota 72 $ 10,814,000 $ 150,194 $ 112,000
Itasca, Minnesota 69 $ 8,884,000 $ 128,753 $ 48,000
Martin, Minnesota 67 $ 6,340,000 $ 94,626 $ 45,000
Hays, Texas 67 $ 9,674,000 $ 144,388 $ 68,000
Allegany, Maryland 65 $ 7,381,000 $ 113,553 $ 77,000
Dorchester, Maryland 65 $ 10,077,000 $ 155,030 $ 234,000
Tuolumne, California 61 $ 14,251,000 $ 233,622 $ 141,000
Grundy, Illinois 61 $ 10,194,000 $ 167,114 $ 73,000
Kent, Maryland 60 $ 9,891,000 $ 164,850 $ 94,000
Eagle, Colorado 59 $ 16,726,000 $ 283,491 $ 128,000
Garfield, Colorado 59 $ 11,605,000 $ 196,694 $ 142,000
Ellis, Texas 59 $ 7,192,000 $ 121,898 $ 89,000
Lyon, Minnesota 58 $ 6,513,000 $ 112,293 $ 82,000
LaSalle, Illinois 57 $ 7,416,000 $ 130,105 $ 127,000
Fillmore, Minnesota 57 $ 6,801,000 $ 119,315 $ 66,000
Bastrop, Texas 56 $ 6,896,000 $ 123,142 $ 74,000
Talbot, Maryland 55 $ 11,396,000 $ 207,200 $ 92,000
Montrose, Colorado 53 $ 8,121,000 $ 153,226 $ 86,000
Todd, Minnesota 53 $ 5,951,000 $ 112,283 $ 51,000
Garrett, Maryland 52 $ 8,314,000 $ 159,884 $ 136,000
Beltrami, Minnesota 52 $ 6,352,000 $ 122,153 $ 105,000
Monterey, California 51 $ 17,686,000 $ 346,784 $ 317,000
Montezuma, Colorado 50 $ 6,761,000 $ 135,220 $ 144,000
Waseca, Minnesota 49 $ 5,744,000 $ 117,224 $ 64,000
Bell, Texas 49 $ 4,990,000 $ 101,836 $ 61,000
Johnson, Texas 49 $ 6,011,000 $ 122,673 $ 121,000
Moffat, Colorado 48 $ 5,752,000 $ 119,833 $ 125,000
Dukes, Massachusetts 48 $ 16,467,000 $ 343,062 $ 215,000
Carlton, Minnesota 47 $ 7,169,000 $ 152,531 $ 125,000
Clay, Minnesota 47 $ 6,016,000 $ 128,000 $ 85,000
Wabasha, Minnesota 44 $ 6,080,000 $ 138,181 $ 103,000
Rockwall, Texas 44 $ 7,979,000 $ 181,340 $ 92,000
Hubbard, Minnesota 41 $ 6,311,000 $ 153,926 $ 76,000
Kaufman, Texas 41 $ 4,164,000 $ 101,560 $ 67,000
Somerset, Maryland 40 $ 5,357,000 $ 133,925 $ 105,000
Brown, Minnesota 40 $ 4,672,000 $ 116,800 $ 73,000
Houston, Minnesota 40 $ 6,347,000 $ 158,675 $ 127,000
Sibley, Minnesota 40 $ 6,366,000 $ 159,150 $ 147,000
Clear Creek, Colorado 38 $ 7,864,000 $ 206,947 $ 100,000
Faribault, Minnesota 38 $ 3,681,000 $ 96,868 $ 66,000
Delta, Colorado 37 $ 5,689,000 $ 153,756 $ 101,000
Otero, Colorado 36 $ 3,792,000 $ 105,333 $ 111,000
Peoria, Illinois 36 $ 4,428,000 $ 123,000 $ 172,000
Gilpin, Colorado 35 $ 8,263,000 $ 236,085 $ 71,000
Becker, Minnesota 35 $ 5,247,000 $ 149,914 $ 135,000
Cass, Minnesota 35 $ 6,308,000 $ 180,228 $ 101,000
Grand, Colorado 34 $ 7,807,000 $ 229,617 $ 86,000
La Plata, Colorado 31 $ 6,229,000 $ 200,935 $ 114,000
Boone, Illinois 31 $ 5,192,000 $ 167,483 $ 83,000
Redwood, Minnesota 30 $ 2,841,000 $ 94,700 $ 72,000
Comal, Texas 30 $ 4,232,000 $ 141,066 $ 107,000
McLennan, Texas 30 $ 3,738,000 $ 124,600 $ 69,000
Summit, Colorado 29 $ 7,901,000 $ 272,448 $ 116,000
Chippewa, Minnesota 29 $ 2,729,000 $ 94,103 $ 187,000
Renville, Minnesota 29 $ 2,985,000 $ 102,931 $ 209,000
Liberty, Texas 29 $ 3,072,000 $ 105,931 $ 122,000
Tulare, California 28 $ 4,343,000 $ 155,107 $ 129,000
Cottonwood, Minnesota 28 $ 2,327,000 $ 83,107 $ 133,000
Jefferson, Texas 28 $ 2,487,000 $ 88,821 $ 107,000
Logan, Colorado 27 $ 3,038,000 $ 112,518 $ 90,000
Wadena, Minnesota 27 $ 3,217,000 $ 119,148 $ 69,000
Burnet, Texas 27 $ 3,937,000 $ 145,814 $ 80,000
Madera, California 26 $ 5,193,000 $ 199,730 $ 71,000
Las Animas, Colorado 25 $ 3,109,000 $ 124,360 $ 65,000
Routt, Colorado 25 $ 6,895,000 $ 275,800 $ 92,000
Pope, Minnesota 24 $ 3,620,000 $ 150,833 $ 134,000
Nevada, California 23 $ 7,368,000 $ 320,347 $ 98,000
Chaffee, Colorado 23 $ 4,040,000 $ 175,652 $ 100,000
Jackson, Minnesota 23 $ 2,078,000 $ 90,347 $ 126,000
Guadalupe, Texas 23 $ 3,365,000 $ 146,304 $ 221,000
Butte, California 22 $ 3,803,000 $ 172,863 $ 67,000
Lake, California 22 $ 4,575,000 $ 207,954 $ 87,000
San Luis Obispo, California 22 $ 8,611,000 $ 391,409 $ 172,000
Yellow Medicine, Minnesota 22 $ 2,149,000 $ 97,681 $ 230,000
Alamosa, Colorado 21 $ 2,253,000 $ 107,285 $ 71,000
Aitkin, Minnesota 21 $ 3,312,000 $ 157,714 $ 58,000
Nobles, Minnesota 21 $ 2,082,000 $ 99,142 $ 137,000
Clark, Nevada 20 $ 4,906,000 $ 245,300 $ 188,000
Koochiching, Minnesota 19 $ 1,610,000 $ 84,736 $ 52,000
Roseau, Minnesota 19 $ 2,193,000 $ 115,421 $ 204,000
Swift, Minnesota 19 $ 2,364,000 $ 124,421 $ 52,000
Watonwan, Minnesota 19 $ 2,066,000 $ 108,736 $ 233,000
Mendocino, California 18 $ 5,253,000 $ 291,833 $ 328,000
Pipestone, Minnesota 18 $ 1,522,000 $ 84,555 $ 57,000
Chambers, Texas 18 $ 2,052,000 $ 114,000 $ 86,000
King, Washington 18 $ 5,738,000 $ 318,777 $ 154,000
Kings, California 17 $ 2,680,000 $ 157,647 $ 97,000
Archuleta, Colorado 17 $ 2,628,000 $ 154,588 $ 72,000
Gunnison, Colorado 17 $ 2,581,000 $ 151,823 $ 94,000
Lac qui Parle, Minnesota 17 $ 1,416,000 $ 83,294 $ 91,000
Lake, Minnesota 17 $ 2,073,000 $ 121,941 $ 80,000
Caldwell, Texas 17 $ 2,418,000 $ 142,235 $ 64,000
Hunt, Texas 17 $ 1,948,000 $ 114,588 $ 168,000
Parker, Texas 17 $ 2,977,000 $ 175,117 $ 59,000
Maricopa, Arizona 16 $ 3,799,000 $ 237,437 $ 127,000
Lincoln, Colorado 16 $ 1,658,000 $ 103,625 $ 93,000
Bernalillo, New Mexico 16 $ 2,195,000 $ 137,187 $ 93,000
Brazos, Texas 16 $ 1,914,000 $ 119,625 $ 119,000
Knox, Illinois 15 $ 1,695,000 $ 113,000 $ 48,000
San Benito, California 14 $ 6,022,000 $ 430,142 $ 156,000
Prowers, Colorado 14 $ 1,388,000 $ 99,142 $ 74,000
Rio Grande, Colorado 14 $ 1,394,000 $ 99,571 $ 61,000
Hidalgo, Texas 14 $ 1,084,000 $ 77,428 $ 72,000
Medina, Texas 14 $ 1,372,000 $ 98,000 $ 58,000
Livingston, Illinois 13 $ 1,617,000 $ 124,384 $ 64,000
Ogle, Illinois 13 $ 1,451,000 $ 111,615 $ 55,000
Lake, Indiana 12 $ 1,004,000 $ 83,666 $ 54,000
Clearwater, Minnesota 12 $ 1,356,000 $ 113,000 $ 61,000
Polk, Minnesota 12 $ 1,366,000 $ 113,833 $ 103,000
Atascosa, Texas 12 $ 1,243,000 $ 103,583 $ 78,000
Honolulu, Hawaii 11 $ 1,960,000 $ 178,181 $ 201,000
Madison, Illinois 11 $ 1,497,000 $ 136,090 $ 66,000
Stephenson, Illinois 11 $ 1,308,000 $ 118,909 $ 89,000
Whiteside, Illinois 11 $ 1,963,000 $ 178,454 $ 122,000
Murray, Minnesota 11 $ 1,137,000 $ 103,363 $ 49,000
Kendall, Texas 11 $ 1,775,000 $ 161,363 $ 74,000
Humboldt, California 10 $ 1,990,000 $ 199,000 $ 96,000
Kit Carson, Colorado 10 $ 1,038,000 $ 103,800 $ 81,000
Lake, Colorado 10 $ 1,107,000 $ 110,700 $ 167,000
Nantucket, Massachusetts 10 $ 7,016,000 $ 701,600 $ 203,000
Grant, Minnesota 10 $ 1,072,000 $ 107,200 $ 56,000
Fayette, Texas 10 $ 1,549,000 $ 154,900 $ 194,000
Custer, Colorado 9 $ 1,440,000 $ 160,000 $ 71,000
Phillips, Colorado 9 $ 997,000 $ 110,777 $ 133,000
Pitkin, Colorado 9 $ 2,468,000 $ 274,222 $ 126,000
Sedgwick, Colorado 9 $ 547,000 $ 60,777 $ 82,000
Lee, Illinois 9 $ 940,000 $ 104,444 $ 68,000
Sangamon, Illinois 9 $ 743,000 $ 82,555 $ 35,000
St. Clair, Illinois 9 $ 577,000 $ 64,111 $ 38,000
Tazewell, Illinois 9 $ 1,066,000 $ 118,444 $ 66,000
Williamson, Illinois 9 $ 670,000 $ 74,444 $ 61,000
Lincoln, Minnesota 9 $ 906,000 $ 100,666 $ 195,000
Pennington, Minnesota 9 $ 719,000 $ 79,888 $ 60,000
Rock, Minnesota 9 $ 1,117,000 $ 124,111 $ 137,000
Stevens, Minnesota 9 $ 1,003,000 $ 111,444 $ 209,000
Coryell, Texas 9 $ 817,000 $ 90,777 $ 71,000
Conejos, Colorado 8 $ 839,000 $ 104,875 $ 164,000
Rio Blanco, Colorado 8 $ 1,014,000 $ 126,750 $ 100,000
Washington, Colorado 8 $ 951,000 $ 118,875 $ 49,000
Champaign, Illinois 8 $ 1,145,000 $ 143,125 $ 70,000
Mahnomen, Minnesota 8 $ 821,000 $ 102,625 $ 53,000
Traverse, Minnesota 8 $ 857,000 $ 107,125 $ 76,000
Colorado, Texas 8 $ 667,000 $ 83,375 $ 41,000
Limestone, Texas 8 $ 700,000 $ 87,500 $ 59,000
Orange, Texas 8 $ 652,000 $ 81,500 $ 47,000
Mohave, Arizona 7 $ 1,271,000 $ 181,571 $ 46,000
Shasta, California 7 $ 1,893,000 $ 270,428 $ 313,000
Maui, Hawaii 7 $ 1,723,000 $ 246,142 $ 110,000
McDonough, Illinois 7 $ 821,000 $ 117,285 $ 100,000
Cook, Minnesota 7 $ 889,000 $ 127,000 $ 143,000
Cuyahoga, Ohio 7 $ 986,000 $ 140,857 $ 82,000
El Paso, Texas 7 $ 533,000 $ 76,142 $ 71,000
Henderson, Texas 7 $ 835,000 $ 119,285 $ 83,000
Hood, Texas 7 $ 1,510,000 $ 215,714 $ 109,000
Kerr, Texas 7 $ 1,825,000 $ 260,714 $ 185,000
Nueces, Texas 7 $ 897,000 $ 128,142 $ 66,000
Mariposa, California 6 $ 1,433,000 $ 238,833 $ 147,000
Saguache, Colorado 6 $ 502,000 $ 83,666 $ 56,000
San Miguel, Colorado 6 $ 1,335,000 $ 222,500 $ 83,000
Yuma, Colorado 6 $ 539,000 $ 89,833 $ 175,000
District of Columbia, District Of Columbia 6 $ 1,103,000 $ 183,833 $ 50,000
Collier, Florida 6 $ 2,423,000 $ 403,833 $ 451,000
Bureau, Illinois 6 $ 582,000 $ 97,000 $ 76,000
Menard, Illinois 6 $ 487,000 $ 81,166 $ 183,000
Grimes, Texas 6 $ 522,000 $ 87,000 $ 40,000
Hardin, Texas 6 $ 559,000 $ 93,166 $ 73,000
Matagorda, Texas 6 $ 535,000 $ 89,166 $ 82,000
Milam, Texas 6 $ 617,000 $ 102,833 $ 60,000
Waller, Texas 6 $ 887,000 $ 147,833 $ 138,000
Wise, Texas 6 $ 868,000 $ 144,666 $ 73,000
Kitsap, Washington 6 $ 856,000 $ 142,666 $ 93,000
Leon, Florida 5 $ 1,243,000 $ 248,600 $ 360,000
Pinellas, Florida 5 $ 611,000 $ 122,200 $ 78,000
Adams, Illinois 5 $ 337,000 $ 67,400 $ 49,000
Christian, Illinois 5 $ 482,000 $ 96,400 $ 133,000
Jo Daviess, Illinois 5 $ 599,000 $ 119,800 $ 118,000
Vermilion, Illinois 5 $ 344,000 $ 68,800 $ 40,000
Woodford, Illinois 5 $ 537,000 $ 107,400 $ 129,000
Polk, Iowa 5 $ 1,181,000 $ 236,200 $ 116,000
Calhoun, Michigan 5 $ 275,000 $ 55,000 $ 117,000
Blanco, Texas 5 $ 388,000 $ 77,600 $ 36,000
DeWitt, Texas 5 $ 499,000 $ 99,800 $ 46,000
Navarro, Texas 5 $ 588,000 $ 117,600 $ 57,000
Smith, Texas 5 $ 447,000 $ 89,400 $ 188,000
Pierce, Washington 5 $ 1,665,000 $ 333,000 $ 65,000
Yakima, Washington 5 $ 525,000 $ 105,000 $ 50,000
St. Croix, Wisconsin 5 $ 968,000 $ 193,600 $ 152,000
Pinal, Arizona 4 $ 1,114,000 $ 278,500 $ 88,000
Plumas, California 4 $ 652,000 $ 163,000 $ 96,000
Siskiyou, California 4 $ 700,000 $ 175,000 $ 130,000
Tehama, California 4 $ 490,000 $ 122,500 $ 32,000
Costilla, Colorado 4 $ 468,000 $ 117,000 $ 46,000
Ouray, Colorado 4 $ 1,030,000 $ 257,500 $ 85,000
Brevard, Florida 4 $ 641,000 $ 160,250 $ 100,000
Lake, Florida 4 $ 350,000 $ 87,500 $ 80,000
Osceola, Florida 4 $ 506,000 $ 126,500 $ 57,000
Bulloch, Georgia 4 $ 720,000 $ 180,000 $ 38,000
Hawaii, Hawaii 4 $ 1,002,000 $ 250,500 $ 303,000
Jefferson, Illinois 4 $ 398,000 $ 99,500 $ 54,000
McLean, Illinois 4 $ 629,000 $ 157,250 $ 127,000
Monroe, Illinois 4 $ 427,000 $ 106,750 $ 176,000
Rock Island, Illinois 4 $ 404,000 $ 101,000 $ 106,000
LaPorte, Indiana 4 $ 375,000 $ 93,750 $ 61,000
Waldo, Maine 4 $ 362,000 $ 90,500 $ 58,000
Wayne, Michigan 4 $ 266,000 $ 66,500 $ 77,000
Big Stone, Minnesota 4 $ 444,000 $ 111,000 $ 42,000
Lake of the Woods, Minnesota 4 $ 966,000 $ 241,500 $ 32,000
Westchester, New York 4 $ 1,944,000 $ 486,000 $ 94,000
Delaware, Pennsylvania 4 $ 1,360,000 $ 340,000 $ 72,000
Angelina, Texas 4 $ 236,000 $ 59,000 $ 46,000
Bowie, Texas 4 $ 342,000 $ 85,500 $ 36,000
Eastland, Texas 4 $ 678,000 $ 169,500 $ 87,000
Erath, Texas 4 $ 659,000 $ 164,750 $ 68,000
Harrison, Texas 4 $ 242,000 $ 60,500 $ 37,000
Jasper, Texas 4 $ 301,000 $ 75,250 $ 40,000
Pima, Arizona 3 $ 441,000 $ 147,000 $ 71,000
Colusa, California 3 $ 525,000 $ 175,000 $ 65,000
Glenn, California 3 $ 341,000 $ 113,666 $ 91,000
Lassen, California 3 $ 246,000 $ 82,000 $ 59,000
Modoc, California 3 $ 536,000 $ 178,666 $ 66,000
Bent, Colorado 3 $ 258,000 $ 86,000 $ 54,000
Huerfano, Colorado 3 $ 163,000 $ 54,333 $ 35,000
Jackson, Colorado 3 $ 576,000 $ 192,000 $ 132,000
Hillsborough, Florida 3 $ 414,000 $ 138,000 $ 62,000
Manatee, Florida 3 $ 863,000 $ 287,666 $ 136,000
Monroe, Florida 3 $ 2,001,000 $ 667,000 $ 235,000
Seminole, Florida 3 $ 353,000 $ 117,666 $ 55,000
Cobb, Georgia 3 $ 367,000 $ 122,333 $ 56,000
Fulton, Georgia 3 $ 595,000 $ 198,333 $ 101,000
Fayette, Illinois 3 $ 183,000 $ 61,000 $ 35,000
Ford, Illinois 3 $ 558,000 $ 186,000 $ 1,062,000
Fulton, Illinois 3 $ 175,000 $ 58,333 $ 96,000
Macon, Illinois 3 $ 131,000 $ 43,666 $ 45,000
Marion, Illinois 3 $ 143,000 $ 47,666 $ 29,000
Marshall, Illinois 3 $ 355,000 $ 118,333 $ 106,000
Montgomery, Illinois 3 $ 601,000 $ 200,333 $ 95,000
Pike, Illinois 3 $ 151,000 $ 50,333 $ 70,000
Saline, Illinois 3 $ 252,000 $ 84,000 $ 68,000
Marion, Indiana 3 $ 291,000 $ 97,000 $ 66,000
Orleans, Louisiana 3 $ 355,000 $ 118,333 $ 23,000
Marshall, Minnesota 3 $ 271,000 $ 90,333 $ 224,000
Norman, Minnesota 3 $ 168,000 $ 56,000 $ 45,000
Hillsborough, New Hampshire 3 $ 981,000 $ 327,000 $ 53,000
New York, New York 3 $ 441,000 $ 147,000 $ 52,000
Klamath, Oregon 3 $ 300,000 $ 100,000 $ 48,000
Austin, Texas 3 $ 351,000 $ 117,000 $ 109,000
Hill, Texas 3 $ 335,000 $ 111,666 $ 49,000
Live Oak, Texas 3 $ 189,000 $ 63,000 $ 63,000
Polk, Texas 3 $ 277,000 $ 92,333 $ 234,000
Potter, Texas 3 $ 187,000 $ 62,333 $ 40,000
Somervell, Texas 3 $ 525,000 $ 175,000 $ 126,000
Washington, Texas 3 $ 452,000 $ 150,666 $ 77,000
Lewis, Washington 3 $ 529,000 $ 176,333 $ 55,000
Mason, Washington 3 $ 686,000 $ 228,666 $ 440,000
Snohomish, Washington 3 $ 654,000 $ 218,000 $ 106,000
Calumet, Wisconsin 3 $ 240,000 $ 80,000 $ 480,000
Milwaukee, Wisconsin 3 $ 473,000 $ 157,666 $ 72,000
Inyo, California 2 $ 656,000 $ 328,000 $ 480,000
Cheyenne, Colorado 2 $ 120,000 $ 60,000 $ 18,000
Crowley, Colorado 2 $ 165,000 $ 82,500 $ 45,000
New Castle, Delaware 2 $ 231,000 $ 115,500 $ 48,000
Clay, Florida 2 $ 130,000 $ 65,000 $ 180,000
Duval, Florida 2 $ 231,000 $ 115,500 $ 72,000
Lee, Florida 2 $ 690,000 $ 345,000 $ 755,000
Marion, Florida 2 $ 209,000 $ 104,500 $ 41,000
Orange, Florida 2 $ 223,000 $ 111,500 $ 75,000
Sarasota, Florida 2 $ 282,000 $ 141,000 $ 41,000
St. Lucie, Florida 2 $ 476,000 $ 238,000 $ 60,000
Volusia, Florida 2 $ 223,000 $ 111,500 $ 65,000
DeKalb, Georgia 2 $ 325,000 $ 162,500 $ 24,000
Bond, Illinois 2 $ 296,000 $ 148,000 $ 35,000
Carroll, Illinois 2 $ 181,000 $ 90,500 $ 110,000
Cass, Illinois 2 $ 177,000 $ 88,500 $ 88,000
Clinton, Illinois 2 $ 286,000 $ 143,000 $ 33,000
Edgar, Illinois 2 $ 73,000 $ 36,500 $ 28,000
Franklin, Illinois 2 $ 117,000 $ 58,500 $ 24,000
Hancock, Illinois 2 $ 143,000 $ 71,500 $ 640,000
Iroquois, Illinois 2 $ 315,000 $ 157,500 $ 63,000
Macoupin, Illinois 2 $ 158,000 $ 79,000 $ 60,000
Mercer, Illinois 2 $ 122,000 $ 61,000 $ 48,000
Moultrie, Illinois 2 $ 93,000 $ 46,500 $ 43,000
Randolph, Illinois 2 $ 120,000 $ 60,000 $ 67,000
Warren, Illinois 2 $ 203,000 $ 101,500 $ 54,000
Henry, Iowa 2 $ 150,000 $ 75,000 $ 96,000
Androscoggin, Maine 2 $ 301,000 $ 150,500 $ 54,000
Cumberland, Maine 2 $ 167,000 $ 83,500 $ 161,000
Macomb, Michigan 2 $ 362,000 $ 181,000 $ 46,000
Saginaw, Michigan 2 $ 280,000 $ 140,000 $ 32,000
Washtenaw, Michigan 2 $ 122,000 $ 61,000 $ 51,000
Kittson, Minnesota 2 $ 212,000 $ 106,000 $ 67,000
St. Louis City, Missouri 2 $ 266,000 $ 133,000 $ 60,000
Rockingham, New Hampshire 2 $ 297,000 $ 148,500 $ 81,000
Bronx, New York 2 $ 102,000 $ 51,000 $ 39,000
Suffolk, New York 2 $ 725,000 $ 362,500 $ 180,000
Cumberland, North Carolina 2 $ 530,000 $ 265,000 $ 272,000
Harnett, North Carolina 2 $ 146,000 $ 73,000 $ 35,000
Mecklenburg, North Carolina 2 $ 365,000 $ 182,500 $ 163,000
Philadelphia, Pennsylvania 2 $ 137,000 $ 68,500 $ 327,000
York, Pennsylvania 2 $ 272,000 $ 136,000 $ 387,000
Chesterfield, South Carolina 2 $ 171,000 $ 85,500 $ 37,000
Colleton, South Carolina 2 $ 74,000 $ 37,000 $ 38,000
Greenville, South Carolina 2 $ 180,000 $ 90,000 $ 24,000
Anderson, Texas 2 $ 209,000 $ 104,500 $ 42,000
Bailey, Texas 2 $ 127,000 $ 63,500 $ 32,000
Burleson, Texas 2 $ 279,000 $ 139,500 $ 73,000
Cameron, Texas 2 $ 133,000 $ 66,500 $ 82,000
Camp, Texas 2 $ 236,000 $ 118,000 $ 48,000
Cooke, Texas 2 $ 255,000 $ 127,500 $ 59,000
Fannin, Texas 2 $ 227,000 $ 113,500 $ 56,000
Franklin, Texas 2 $ 341,000 $ 170,500 $ 180,000
Gillespie, Texas 2 $ 144,000 $ 72,000 $ 51,000
Gonzales, Texas 2 $ 262,000 $ 131,000 $ 39,000
Lampasas, Texas 2 $ 249,000 $ 124,500 $ 95,000
Llano, Texas 2 $ 483,000 $ 241,500 $ 106,000
Maverick, Texas 2 $ 168,000 $ 84,000 $ 66,000
Midland, Texas 2 $ 187,000 $ 93,500 $ 37,000
Rusk, Texas 2 $ 102,000 $ 51,000 $ 66,000
San Jacinto, Texas 2 $ 260,000 $ 130,000 $ 73,000
Val Verde, Texas 2 $ 200,000 $ 100,000 $ 47,000
Van Zandt, Texas 2 $ 120,000 $ 60,000 $ 45,000
Walker, Texas 2 $ 241,000 $ 120,500 $ 120,000
Wharton, Texas 2 $ 139,000 $ 69,500 $ 69,000
Salt Lake, Utah 2 $ 363,000 $ 181,500 $ 129,000
Washington, Utah 2 $ 449,000 $ 224,500 $ 204,000
Weber, Utah 2 $ 1,120,000 $ 560,000 $ 71,000
Alexandria, Virginia 2 $ 268,000 $ 134,000 $ 83,000
Hampton, Virginia 2 $ 210,000 $ 105,000 $ 329,000
Clark, Washington 2 $ 440,000 $ 220,000 $ 110,000
Franklin, Washington 2 $ 213,000 $ 106,500 $ 129,000
Thurston, Washington 2 $ 227,000 $ 113,500 $ 103,000
Fremont, Wyoming 2 $ 185,000 $ 92,500 $ 34,000
Laramie, Wyoming 2 $ 204,000 $ 102,000 $ 56,000
Baldwin, Alabama 1 $ 150,000 $ 150,000 $ 51,000
Etowah, Alabama 1 $ 80,000 $ 80,000 $ 28,000
Marengo, Alabama 1 $ 134,000 $ 134,000 $ 45,000
Anchorage, Alaska 1 $ 800,000 $ 800,000 $ 178,000
Matanuska-Susitna, Alaska 1 $ 100,000 $ 100,000 $ 24,000
Yavapai, Arizona 1 $ 270,000 $ 270,000 $ 97,000
Garland, Arkansas 1 $ 199,000 $ 199,000 $ 180,000
Polk, Arkansas 1 $ 120,000 $ 120,000 $ 30,000
Sebastian, Arkansas 1 $ 81,000 $ 81,000 $ 68,000
Alpine, California 1 $ 274,000 $ 274,000 $ 180,000
Mono, California 1 $ 288,000 $ 288,000 $ 170,000
Hinsdale, Colorado 1 $ 117,000 $ 117,000 $ 61,000
Mineral, Colorado 1 $ 284,000 $ 284,000 $ 80,000
Kent, Delaware 1 $ 424,000 $ 424,000 $ 134,000
Sussex, Delaware 1 $ 97,000 $ 97,000 $ 350,000
Charlotte, Florida 1 $ 279,000 $ 279,000 $ 241,000
Citrus, Florida 1 $ 185,000 $ 185,000 $ 113,000
Indian River, Florida 1 $ 214,000 $ 214,000 $ 160,000
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Mortgage Loan Application Detail Totals for Town & Country Credit in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 126,672 $30,755,553,000 $185,979 $6,114,000 $100,020 $9,999,000
Home Improvement 2,984 $796,466,000 $197,578 $3,120,000 $80,736 $2,924,000
Home Purchase 2,687 $328,027,000 $90,869 $1,000,000 $70,217 $1,800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 59,096 $15,113,488,000 $185,022 $3,164,000 $101,266 $9,999,000
White 53,108 $12,117,739,000 $189,575 $6,114,000 $97,100 $9,999,000
Hispanic 9,076 $2,228,896,000 $193,733 $5,585,000 $100,600 $3,624,000
Black or African American 7,923 $1,494,234,000 $151,142 $1,600,000 $79,142 $1,920,000
Asian 2,289 $687,673,000 $190,000 $1,600,000 $110,133 $4,236,000
Native Hawaiian or Other Pacific Islander 509 $156,105,000 $212,800 $1,550,000 $179,800 $2,470,000
American Indian or Alaskan Native 342 $81,911,000 $199,454 $900,000 $102,454 $1,351,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 132,343 $31,880,046,000 $180,326 $6,114,000 $96,142 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 66,224 $16,418,571,000 $165,534 $2,000,000 $128,790 $9,999,000
Application Denied By Financial Institution 47,107 $10,870,750,000 $184,282 $6,114,000 $82,086 $7,440,000
File Closed For Incompleteness 8,288 $2,031,873,000 $244,368 $1,750,000 $116,473 $4,800,000
Loan Originated 8,073 $1,870,336,000 $165,384 $1,090,000 $70,769 $1,931,000
Application Approved But Not Accepted 2,651 $688,516,000 $183,923 $1,727,000 $84,923 $5,549,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 44,958 $10,428,305,000 $184,456 $6,114,000 $82,086 $7,440,000
Credit History 1,062 $209,505,000 $162,333 $1,120,000 $106,750 $3,000,000
Collateral 863 $182,536,000 $207,545 $1,477,000 $88,272 $1,260,000
Debt-To-Income Ratio 224 $50,404,000 $176,454 $800,000 $90,818 $2,472,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Town & Country Credit's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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