US Bank, N.A. Mortgage Lending & HMDA Data, 2025
In 2025, US Bank, N.A. of Cincinnati, OH reported 197,651 mortgage applications totaling $64.3 billion, down 2% from 2024. The average application was for $325,254, and applicants reported an average income of $179,399. 38% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Naperville, IL (8,701), Minneapolis-St. Paul-Bloomington, MN-WI (8,381) and Los Angeles-Long Beach-Glendale, CA (6,575) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 197,651 |
| Total Mortgage Loan Application Amount | $64,286,840,000 |
| Average Mortgage Loan Application Amount | $325,254 |
| Highest Mortgage Loan Application Amount | $75,005,000 |
| Average Applicant Income | $179,399 |
| Highest Applicant Income | $9,935,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 25,021 | $ 5,260,045,000 | $ 210,225 | $ 130,152 |
| Chicago-Naperville, IL | 8,701 | $ 2,122,995,000 | $ 243,994 | $ 142,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8,381 | $ 1,818,955,000 | $ 217,033 | $ 149,661 |
| Los Angeles-Long Beach-Glendale, CA | 6,575 | $ 4,272,230,000 | $ 649,768 | $ 318,000 |
| St. Louis, MO-IL | 5,853 | $ 1,014,815,000 | $ 173,383 | $ 116,330 |
| Cincinnati, OH-KY-IN | 4,421 | $ 745,365,000 | $ 168,596 | $ 114,699 |
| Riverside-San Bernardino-Ontario, CA | 4,038 | $ 1,144,180,000 | $ 283,353 | $ 192,000 |
| Anaheim-Santa Ana-Irvine, CA | 4,005 | $ 3,191,820,000 | $ 796,958 | $ 357,000 |
| San Diego-Carlsbad, CA | 3,622 | $ 2,205,290,000 | $ 608,859 | $ 299,000 |
| Kansas City, MO-KS | 3,521 | $ 664,085,000 | $ 188,606 | $ 121,971 |
| Las Vegas-Henderson-Paradise, NV | 3,514 | $ 983,740,000 | $ 279,948 | $ 147,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,210 | $ 1,029,275,000 | $ 320,646 | $ 206,000 |
| Oakland-Hayward-Berkeley, CA | 3,067 | $ 2,333,465,000 | $ 760,829 | $ 322,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,999 | $ 790,025,000 | $ 263,429 | $ 177,570 |
| Denver-Aurora-Lakewood, CO | 2,865 | $ 799,915,000 | $ 279,202 | $ 202,000 |
| Columbus, OH | 2,842 | $ 659,150,000 | $ 231,931 | $ 109,000 |
| Omaha-Council Bluffs, NE-IA | 2,709 | $ 531,015,000 | $ 196,018 | $ 104,568 |
| Cleveland, OH | 2,595 | $ 409,565,000 | $ 157,828 | $ 96,000 |
| Seattle-Bellevue-Everett, WA | 2,302 | $ 1,822,630,000 | $ 791,759 | $ 324,000 |
| Baltimore-Columbia-Towson, MD | 2,287 | $ 603,405,000 | $ 263,841 | $ 114,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,181 | $ 2,393,655,000 | $ 1,097,503 | $ 426,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,139 | $ 1,592,395,000 | $ 744,457 | $ 372,015 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,136 | $ 659,980,000 | $ 308,979 | $ 164,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,135 | $ 829,915,000 | $ 388,718 | $ 239,000 |
| Oklahoma City, OK | 1,968 | $ 375,330,000 | $ 190,716 | $ 95,000 |
| Indianapolis-Carmel-Anderson, IN | 1,874 | $ 371,770,000 | $ 198,383 | $ 98,000 |
| Louisville/Jefferson County, KY-IN | 1,493 | $ 272,185,000 | $ 182,307 | $ 96,566 |
| Washington, DC-MD | 1,463 | $ 502,185,000 | $ 343,257 | $ 144,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,459 | $ 1,369,755,000 | $ 938,831 | $ 397,000 |
| Dallas-Plano-Irving, TX | 1,394 | $ 760,970,000 | $ 545,889 | $ 248,000 |
| Tulsa, OK | 1,302 | $ 256,190,000 | $ 196,766 | $ 81,000 |
| Dayton-Springfield-Kettering, OH | 1,257 | $ 192,885,000 | $ 153,448 | $ 92,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,256 | $ 247,710,000 | $ 197,221 | $ 166,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,168 | $ 1,197,210,000 | $ 1,025,008 | $ 472,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,100 | $ 379,440,000 | $ 344,945 | $ 191,000 |
| Boise City, ID | 1,074 | $ 288,390,000 | $ 268,519 | $ 158,000 |
| Lincoln, NE | 1,011 | $ 195,875,000 | $ 193,743 | $ 97,000 |
| Lakewood-New Brunswick, NJ | 1,010 | $ 484,080,000 | $ 479,287 | $ 283,000 |
| Atlanta-Sandy Springs-Roswell, GA | 982 | $ 423,110,000 | $ 430,865 | $ 220,000 |
| Reno, NV | 981 | $ 302,955,000 | $ 308,822 | $ 171,000 |
| Akron, OH | 977 | $ 150,645,000 | $ 154,191 | $ 84,000 |
| Springfield, MO | 966 | $ 167,660,000 | $ 173,561 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 957 | $ 323,735,000 | $ 338,281 | $ 190,153 |
| Everett, WA | 954 | $ 521,670,000 | $ 546,823 | $ 239,000 |
| Washington-Baltimore-Arlington, DC | 950 | $ 338,450,000 | $ 356,263 | $ 172,000 |
| Elgin, IL | 948 | $ 202,210,000 | $ 213,301 | $ 124,000 |
| Arlington-Alexandria-Reston, VA-WV | 886 | $ 375,750,000 | $ 424,097 | $ 254,765 |
| Jacksonville, FL | 860 | $ 286,260,000 | $ 332,860 | $ 172,000 |
| Cambridge-Newton-Framingham, MA | 845 | $ 532,195,000 | $ 629,816 | $ 280,000 |
| Tucson, AZ | 843 | $ 170,045,000 | $ 201,714 | $ 118,000 |
| Des Moines-West Des Moines, IA | 809 | $ 152,915,000 | $ 189,017 | $ 127,000 |
| Tampa, FL | 796 | $ 300,010,000 | $ 376,896 | $ 163,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 765 | $ 289,885,000 | $ 378,934 | $ 230,000 |
| Rockford, IL | 758 | $ 98,550,000 | $ 130,013 | $ 83,000 |
| Duluth, MN-WI | 752 | $ 127,740,000 | $ 169,867 | $ 113,511 |
| Newark, NJ-PA | 743 | $ 388,805,000 | $ 523,290 | $ 284,000 |
| Nassau County-Suffolk County, NY | 718 | $ 510,420,000 | $ 710,891 | $ 378,000 |
| Orlando-Kissimmee-Sanford, FL | 712 | $ 249,670,000 | $ 350,660 | $ 182,000 |
| Tacoma-Lakewood, WA | 680 | $ 231,060,000 | $ 339,794 | $ 204,000 |
| Lake County-Kenosha County, IL-WI | 677 | $ 173,855,000 | $ 256,802 | $ 169,000 |
| Fresno, CA | 639 | $ 143,805,000 | $ 225,046 | $ 180,000 |
| Stockton-Lodi, CA | 627 | $ 217,585,000 | $ 347,025 | $ 217,000 |
| Peoria, IL | 611 | $ 91,025,000 | $ 148,977 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 601 | $ 73,375,000 | $ 122,088 | $ 106,000 |
| Lake County-Porter County-Jasper County, IN | 557 | $ 104,665,000 | $ 187,908 | $ 89,000 |
| Salt Lake City, UT | 541 | $ 162,135,000 | $ 299,695 | $ 211,000 |
| Boston, MA | 539 | $ 309,295,000 | $ 573,831 | $ 299,000 |
| Colorado Springs, CO | 534 | $ 109,790,000 | $ 205,599 | $ 153,000 |
| Austin-Round Rock, TX | 533 | $ 409,305,000 | $ 767,926 | $ 367,000 |
| Richmond, VA | 518 | $ 193,990,000 | $ 374,498 | $ 176,000 |
| Joplin, MO | 496 | $ 72,450,000 | $ 146,068 | $ 81,064 |
| Bakersfield, CA | 473 | $ 87,985,000 | $ 186,014 | $ 147,000 |
| Salem, OR | 465 | $ 90,865,000 | $ 195,408 | $ 147,000 |
| Bend-Redmond, OR | 457 | $ 182,275,000 | $ 398,851 | $ 228,000 |
| Spokane-Spokane Valley, WA | 450 | $ 123,290,000 | $ 273,977 | $ 139,000 |
| St. Joseph, MO-KS | 444 | $ 62,150,000 | $ 139,977 | $ 85,662 |
| Albuquerque, NM | 441 | $ 79,555,000 | $ 180,396 | $ 135,000 |
| Canton-Massillon, OH | 435 | $ 66,655,000 | $ 153,229 | $ 76,000 |
| Davenport-Moline-Rock Island, IA-IL | 435 | $ 55,155,000 | $ 126,793 | $ 102,337 |
| Youngstown-Warren-Boardman, OH-PA | 434 | $ 65,360,000 | $ 150,599 | $ 73,000 |
| Knoxville, TN | 430 | $ 97,000,000 | $ 225,581 | $ 151,000 |
| Hartford-West Hartford-East Hartford, CT | 424 | $ 134,120,000 | $ 316,320 | $ 172,000 |
| Rochester, MN | 424 | $ 95,360,000 | $ 224,905 | $ 120,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 424 | $ 257,230,000 | $ 606,674 | $ 339,000 |
| St. Cloud, MN | 395 | $ 72,925,000 | $ 184,620 | $ 108,000 |
| North Port-Sarasota-Bradenton, FL | 388 | $ 163,250,000 | $ 420,747 | $ 337,000 |
| Providence-Warwick, RI-MA | 385 | $ 149,645,000 | $ 388,688 | $ 207,818 |
| St. Petersburg-Clearwater-Largo, FL | 381 | $ 127,665,000 | $ 335,078 | $ 216,000 |
| Lexington-Fayette, KY | 374 | $ 71,850,000 | $ 192,112 | $ 130,000 |
| Madison, WI | 374 | $ 101,170,000 | $ 270,508 | $ 171,000 |
| Montgomery County-Bucks County-Chester County, PA | 373 | $ 148,195,000 | $ 397,305 | $ 233,000 |
| Santa Maria-Santa Barbara, CA | 363 | $ 227,485,000 | $ 626,680 | $ 351,000 |
| Eugene, OR | 362 | $ 79,550,000 | $ 219,751 | $ 143,000 |
| Palm Bay-Melbourne-Titusville, FL | 358 | $ 99,290,000 | $ 277,346 | $ 153,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 356 | $ 167,500,000 | $ 470,505 | $ 306,000 |
| Memphis, TN-MS-AR | 345 | $ 66,905,000 | $ 193,927 | $ 154,469 |
| Clarksville, TN-KY | 342 | $ 47,970,000 | $ 140,263 | $ 97,456 |
| Miami-Miami Beach-Kendall, FL | 342 | $ 248,610,000 | $ 726,929 | $ 380,000 |
| Salinas, CA | 336 | $ 171,410,000 | $ 510,148 | $ 256,000 |
| Fort Worth-Arlington, TX | 334 | $ 158,690,000 | $ 475,119 | $ 217,000 |
| Raleigh, NC | 334 | $ 95,590,000 | $ 286,197 | $ 186,000 |
| Bowling Green, KY | 326 | $ 47,980,000 | $ 147,177 | $ 106,000 |
| Toledo, OH | 323 | $ 46,125,000 | $ 142,801 | $ 80,000 |
| Columbia, MO | 321 | $ 64,135,000 | $ 199,797 | $ 114,000 |
| Fargo, ND-MN | 320 | $ 58,590,000 | $ 183,093 | $ 122,731 |
| Modesto, CA | 314 | $ 56,590,000 | $ 180,222 | $ 163,000 |
| Marietta, GA | 312 | $ 81,410,000 | $ 260,929 | $ 187,000 |
| San Rafael, CA | 311 | $ 278,885,000 | $ 896,736 | $ 369,000 |
| Pittsburgh, PA | 310 | $ 70,710,000 | $ 228,096 | $ 156,000 |
| Sioux Falls, SD | 302 | $ 54,100,000 | $ 179,139 | $ 128,692 |
| Santa Rosa, CA | 291 | $ 167,575,000 | $ 575,859 | $ 306,000 |
| Fort Wayne, IN | 290 | $ 50,770,000 | $ 175,068 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 283 | $ 64,825,000 | $ 229,063 | $ 175,204 |
| Warren-Troy-Farmington Hills, MI | 282 | $ 73,790,000 | $ 261,666 | $ 203,000 |
| Camden, NJ | 276 | $ 71,820,000 | $ 260,217 | $ 198,000 |
| Ogden-Clearfield, UT | 273 | $ 85,905,000 | $ 314,670 | $ 237,000 |
| San Antonio-New Braunfels, TX | 272 | $ 78,750,000 | $ 289,522 | $ 174,000 |
| Vallejo-Fairfield, CA | 265 | $ 75,655,000 | $ 285,490 | $ 194,000 |
| Provo-Orem, UT | 263 | $ 110,265,000 | $ 419,258 | $ 244,000 |
| Atlantic City-Hammonton, NJ | 261 | $ 152,415,000 | $ 583,965 | $ 321,000 |
| Fort Collins, CO | 258 | $ 65,830,000 | $ 255,155 | $ 182,000 |
| Greeley, CO | 253 | $ 58,905,000 | $ 232,826 | $ 146,000 |
| Worcester, MA-CT | 253 | $ 95,835,000 | $ 378,794 | $ 215,000 |
| Topeka, KS | 249 | $ 30,005,000 | $ 120,502 | $ 101,000 |
| South Bend-Mishawaka, IN-MI | 248 | $ 39,120,000 | $ 157,741 | $ 82,423 |
| Lexington Park, MD | 246 | $ 76,640,000 | $ 311,544 | $ 115,000 |
| Cape Coral-Fort Myers, FL | 245 | $ 83,975,000 | $ 342,755 | $ 214,000 |
| Bloomington, IL | 242 | $ 39,500,000 | $ 163,223 | $ 110,000 |
| Sioux City, IA-NE-SD | 238 | $ 40,090,000 | $ 168,445 | $ 104,550 |
| Pueblo, CO | 232 | $ 28,770,000 | $ 124,008 | $ 100,000 |
| Wichita, KS | 232 | $ 41,390,000 | $ 178,405 | $ 126,000 |
| Cedar Rapids, IA | 231 | $ 32,275,000 | $ 139,718 | $ 123,000 |
| Owensboro, KY | 231 | $ 33,495,000 | $ 145,000 | $ 103,000 |
| Visalia-Porterville, CA | 226 | $ 40,320,000 | $ 178,407 | $ 144,000 |
| Grand Island, NE | 224 | $ 40,850,000 | $ 182,366 | $ 80,000 |
| Redding, CA | 223 | $ 39,235,000 | $ 175,941 | $ 137,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 221 | $ 48,445,000 | $ 219,208 | $ 143,000 |
| Winston-Salem, NC | 219 | $ 52,815,000 | $ 241,164 | $ 116,000 |
| Grand Junction, CO | 218 | $ 37,680,000 | $ 172,844 | $ 113,000 |
| Coeur D'Alene, ID | 217 | $ 65,235,000 | $ 300,622 | $ 166,000 |
| Billings, MT | 216 | $ 49,930,000 | $ 231,157 | $ 168,000 |
| Portland-South Portland, ME | 216 | $ 107,240,000 | $ 496,481 | $ 254,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 215 | $ 59,645,000 | $ 277,418 | $ 171,000 |
| Green Bay, WI | 209 | $ 42,615,000 | $ 203,899 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 209 | $ 41,115,000 | $ 196,722 | $ 154,000 |
| Weirton-Steubenville, WV-OH | 209 | $ 22,885,000 | $ 109,497 | $ 86,181 |
| Huntington-Ashland, WV-KY-OH | 203 | $ 21,635,000 | $ 106,576 | $ 96,009 |
| Philadelphia, PA | 203 | $ 58,945,000 | $ 290,369 | $ 203,000 |
| Medford, OR | 200 | $ 43,390,000 | $ 216,950 | $ 140,000 |
| Yakima, WA | 196 | $ 39,650,000 | $ 202,295 | $ 108,000 |
| Prescott Valley-Prescott, AZ | 195 | $ 74,205,000 | $ 380,538 | $ 219,000 |
| Naples-Immokalee-Marco Island, FL | 193 | $ 142,965,000 | $ 740,751 | $ 433,000 |
| Elkhart-Goshen, IN | 192 | $ 33,950,000 | $ 176,822 | $ 108,000 |
| Bremerton-Silverdale, WA | 191 | $ 74,845,000 | $ 391,858 | $ 197,000 |
| Greensboro-High Point, NC | 191 | $ 46,105,000 | $ 241,387 | $ 168,000 |
| Wilmington, DE-MD-NJ | 186 | $ 50,020,000 | $ 268,924 | $ 134,274 |
| Bozeman, MT | 185 | $ 103,585,000 | $ 559,918 | $ 292,000 |
| Sheboygan, WI | 185 | $ 35,325,000 | $ 190,945 | $ 104,000 |
| Cape Girardeau, MO-IL | 184 | $ 29,120,000 | $ 158,260 | $ 97,673 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 184 | $ 83,900,000 | $ 455,978 | $ 253,000 |
| Fond Du Lac, WI | 182 | $ 33,130,000 | $ 182,032 | $ 120,000 |
| Santa Cruz-Watsonville, CA | 182 | $ 106,380,000 | $ 584,505 | $ 301,000 |
| Springfield, IL | 179 | $ 21,065,000 | $ 117,681 | $ 96,000 |
| Springfield, OH | 179 | $ 24,725,000 | $ 138,128 | $ 72,000 |
| Evansville, IN-KY | 176 | $ 26,710,000 | $ 151,761 | $ 88,000 |
| Kennewick-Richland, WA | 176 | $ 40,240,000 | $ 228,636 | $ 160,000 |
| Lakeland-Winter Haven, FL | 174 | $ 28,100,000 | $ 161,494 | $ 106,000 |
| Hagerstown-Martinsburg, MD-WV | 171 | $ 39,795,000 | $ 232,719 | $ 99,690 |
| Waterbury-Shelton, CT | 169 | $ 46,745,000 | $ 276,597 | $ 171,000 |
| Detroit-Dearborn-Livonia, MI | 168 | $ 21,930,000 | $ 130,535 | $ 135,000 |
| Paducah, KY-IL | 168 | $ 17,640,000 | $ 105,000 | $ 87,886 |
| Burlington-South Burlington, VT | 166 | $ 40,650,000 | $ 244,879 | $ 98,000 |
| Oshkosh-Neenah, WI | 166 | $ 32,110,000 | $ 193,433 | $ 118,000 |
| Trenton, NJ | 165 | $ 81,575,000 | $ 494,393 | $ 258,000 |
| Chico, CA | 164 | $ 30,170,000 | $ 183,963 | $ 132,000 |
| Eau Claire, WI | 163 | $ 26,245,000 | $ 161,012 | $ 144,000 |
| Kenosha, WI | 163 | $ 24,665,000 | $ 151,319 | $ 119,000 |
| El Paso, TX | 162 | $ 36,180,000 | $ 223,333 | $ 120,000 |
| Jefferson City, MO | 161 | $ 28,705,000 | $ 178,291 | $ 81,000 |
| Port St. Lucie, FL | 157 | $ 49,345,000 | $ 314,299 | $ 186,000 |
| New Haven-Milford, CT | 156 | $ 52,790,000 | $ 338,397 | $ 209,000 |
| Sandusky, OH | 155 | $ 21,425,000 | $ 138,225 | $ 95,000 |
| Wausau, WI | 155 | $ 26,765,000 | $ 172,677 | $ 183,000 |
| Boulder, CO | 153 | $ 58,615,000 | $ 383,104 | $ 190,000 |
| Mankato-North Mankato, MN | 153 | $ 27,435,000 | $ 179,313 | $ 119,000 |
| Rapid City, SD | 151 | $ 52,065,000 | $ 344,801 | $ 214,000 |
| Champaign-Urbana, IL | 150 | $ 27,760,000 | $ 185,066 | $ 77,000 |
| Bellingham, WA | 148 | $ 46,170,000 | $ 311,959 | $ 191,000 |
| Las Cruces, NM | 145 | $ 24,755,000 | $ 170,724 | $ 108,000 |
| Salisbury, MD-DE | 145 | $ 30,915,000 | $ 213,206 | $ 78,000 |
| Augusta-Richmond County, GA-SC | 140 | $ 26,850,000 | $ 191,785 | $ 166,300 |
| Tallahassee, FL | 139 | $ 23,245,000 | $ 167,230 | $ 107,000 |
| Pensacola-Ferry Pass-Brent, FL | 137 | $ 22,055,000 | $ 160,985 | $ 128,000 |
| Ames, IA | 134 | $ 21,960,000 | $ 163,880 | $ 115,000 |
| Racine, WI | 132 | $ 17,730,000 | $ 134,318 | $ 109,000 |
| Birmingham-Hoover, AL | 130 | $ 21,990,000 | $ 169,153 | $ 149,000 |
| Charleston-North Charleston, SC | 130 | $ 74,620,000 | $ 574,000 | $ 284,000 |
| Greenville-Anderson-Mauldin, SC | 127 | $ 55,915,000 | $ 440,275 | $ 220,000 |
| Yuba City, CA | 125 | $ 29,265,000 | $ 234,120 | $ 145,000 |
| Logan, UT-ID | 124 | $ 35,720,000 | $ 288,064 | $ 171,967 |
| Albany, OR | 123 | $ 23,315,000 | $ 189,552 | $ 125,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 122 | $ 58,570,000 | $ 480,081 | $ 251,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 121 | $ 19,245,000 | $ 159,049 | $ 131,074 |
| Appleton, WI | 121 | $ 28,875,000 | $ 238,636 | $ 130,000 |
| El Centro, CA | 118 | $ 23,090,000 | $ 195,677 | $ 132,000 |
| Helena, MT | 118 | $ 31,530,000 | $ 267,203 | $ 147,000 |
| St. George, UT | 118 | $ 52,740,000 | $ 446,949 | $ 250,000 |
| Terre Haute, IN | 118 | $ 13,290,000 | $ 112,627 | $ 112,000 |
| Twin Falls, ID | 117 | $ 26,375,000 | $ 225,427 | $ 143,000 |
| Hot Springs, AR | 115 | $ 15,885,000 | $ 138,130 | $ 120,000 |
| New Orleans-Metairie, LA | 115 | $ 20,905,000 | $ 181,782 | $ 211,000 |
| Chattanooga, TN-GA | 114 | $ 31,520,000 | $ 276,491 | $ 144,175 |
| Fort Smith, AR-OK | 114 | $ 10,750,000 | $ 94,298 | $ 83,184 |
| Janesville-Beloit, WI | 114 | $ 17,780,000 | $ 155,964 | $ 99,000 |
| Mansfield, OH | 111 | $ 15,315,000 | $ 137,972 | $ 78,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 109 | $ 37,215,000 | $ 341,422 | $ 197,000 |
| Baton Rouge, LA | 108 | $ 12,940,000 | $ 119,814 | $ 151,000 |
| Waterloo-Cedar Falls, IA | 107 | $ 12,665,000 | $ 118,364 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 106 | $ 22,280,000 | $ 210,188 | $ 135,000 |
| Yuma, AZ | 105 | $ 14,735,000 | $ 140,333 | $ 93,000 |
| Decatur, IL | 103 | $ 11,955,000 | $ 116,067 | $ 75,000 |
| Missoula, MT | 103 | $ 23,965,000 | $ 232,669 | $ 143,000 |
| Lafayette-West Lafayette, IN | 102 | $ 18,710,000 | $ 183,431 | $ 92,000 |
| Huntsville, AL | 101 | $ 24,755,000 | $ 245,099 | $ 176,000 |
| Kankakee, IL | 100 | $ 19,680,000 | $ 196,800 | $ 84,000 |
| Muncie, IN | 100 | $ 11,960,000 | $ 119,600 | $ 67,000 |
| Savannah, GA | 99 | $ 30,735,000 | $ 310,454 | $ 175,000 |
| Olympia-Tumwater, WA | 98 | $ 26,290,000 | $ 268,265 | $ 202,000 |
| Carson City, NV | 97 | $ 25,755,000 | $ 265,515 | $ 139,000 |
| Durham-Chapel Hill, NC | 97 | $ 28,885,000 | $ 297,783 | $ 167,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 96 | $ 18,850,000 | $ 196,354 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 96 | $ 63,200,000 | $ 658,333 | $ 321,000 |
| Lawrence, KS | 96 | $ 16,140,000 | $ 168,125 | $ 143,000 |
| Cleveland, TN | 95 | $ 20,035,000 | $ 210,894 | $ 109,000 |
| Longview, WA | 95 | $ 23,165,000 | $ 243,842 | $ 149,000 |
| Napa, CA | 95 | $ 65,045,000 | $ 684,684 | $ 351,000 |
| Wilmington, NC | 94 | $ 28,890,000 | $ 307,340 | $ 200,000 |
| Enid, OK | 93 | $ 12,535,000 | $ 134,784 | $ 66,000 |
| Rochester, NY | 93 | $ 18,985,000 | $ 204,139 | $ 144,000 |
| Idaho Falls, ID | 92 | $ 20,240,000 | $ 220,000 | $ 137,000 |
| Michigan City-La Porte, IN | 92 | $ 13,450,000 | $ 146,195 | $ 97,000 |
| Columbia, SC | 91 | $ 19,815,000 | $ 217,747 | $ 160,000 |
| Great Falls, MT | 90 | $ 12,360,000 | $ 137,333 | $ 141,000 |
| Ocala, FL | 90 | $ 18,400,000 | $ 204,444 | $ 148,000 |
| Bismarck, ND | 89 | $ 14,455,000 | $ 162,415 | $ 126,000 |
| Lima, OH | 89 | $ 12,955,000 | $ 145,561 | $ 76,000 |
| Grand Forks, ND-MN | 86 | $ 11,530,000 | $ 134,069 | $ 112,697 |
| Wenatchee, WA | 86 | $ 37,130,000 | $ 431,744 | $ 267,000 |
| Santa Fe, NM | 85 | $ 25,295,000 | $ 297,588 | $ 157,000 |
| Casper, WY | 84 | $ 19,870,000 | $ 236,547 | $ 123,000 |
| Mount Vernon-Anacortes, WA | 83 | $ 26,765,000 | $ 322,469 | $ 204,000 |
| Kokomo, IN | 82 | $ 11,340,000 | $ 138,292 | $ 60,000 |
| Iowa City, IA | 81 | $ 17,075,000 | $ 210,802 | $ 176,000 |
| Cheyenne, WY | 78 | $ 17,910,000 | $ 229,615 | $ 133,000 |
| Asheville, NC | 76 | $ 31,900,000 | $ 419,736 | $ 249,000 |
| Manchester-Nashua, NH | 76 | $ 19,790,000 | $ 260,394 | $ 207,000 |
| Merced, CA | 76 | $ 14,140,000 | $ 186,052 | $ 151,000 |
| Jackson, MS | 75 | $ 11,195,000 | $ 149,266 | $ 131,000 |
| Lewiston, ID-WA | 74 | $ 11,770,000 | $ 159,054 | $ 109,945 |
| Kingsport-Bristol-Bristol, TN-VA | 73 | $ 11,755,000 | $ 161,027 | $ 114,082 |
| Corvallis, OR | 71 | $ 15,135,000 | $ 213,169 | $ 161,000 |
| Morgantown, WV | 71 | $ 15,355,000 | $ 216,267 | $ 119,000 |
| Urban Honolulu, HI | 71 | $ 35,685,000 | $ 502,605 | $ 277,000 |
| Barnstable Town, MA | 70 | $ 40,480,000 | $ 578,285 | $ 315,000 |
| Fayetteville, NC | 70 | $ 12,170,000 | $ 173,857 | $ 213,000 |
| Rockingham County-Strafford County, NH | 70 | $ 24,680,000 | $ 352,571 | $ 236,000 |
| Corpus Christi, TX | 69 | $ 21,695,000 | $ 314,420 | $ 220,000 |
| Lawton, OK | 69 | $ 7,245,000 | $ 105,000 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 69 | $ 20,045,000 | $ 290,507 | $ 179,000 |
| Albany-Schenectady-Troy, NY | 68 | $ 17,140,000 | $ 252,058 | $ 215,000 |
| Amarillo, TX | 68 | $ 15,930,000 | $ 234,264 | $ 211,000 |
| Panama City, FL | 68 | $ 15,680,000 | $ 230,588 | $ 171,000 |
| Morristown, TN | 67 | $ 10,215,000 | $ 152,462 | $ 95,000 |
| Norwich-New London, CT | 67 | $ 20,245,000 | $ 302,164 | $ 186,000 |
| Harrisburg-Carlisle, PA | 66 | $ 17,830,000 | $ 270,151 | $ 175,000 |
| Anchorage, AK | 65 | $ 14,825,000 | $ 228,076 | $ 208,000 |
| Punta Gorda, FL | 65 | $ 16,245,000 | $ 249,923 | $ 162,000 |
| La Crosse-Onalaska, WI-MN | 64 | $ 14,720,000 | $ 230,000 | $ 165,500 |
| York-Hanover, PA | 63 | $ 10,895,000 | $ 172,936 | $ 128,000 |
| Daphne-Fairhope-Foley, AL | 60 | $ 16,530,000 | $ 275,500 | $ 185,000 |
| Hickory-Lenoir-Morganton, NC | 60 | $ 8,940,000 | $ 149,000 | $ 217,000 |
| Syracuse, NY | 60 | $ 12,330,000 | $ 205,500 | $ 154,000 |
| Dubuque, IA | 58 | $ 9,310,000 | $ 160,517 | $ 121,000 |
| Flagstaff, AZ | 56 | $ 32,260,000 | $ 576,071 | $ 442,000 |
| Florence-Muscle Shoals, AL | 53 | $ 11,135,000 | $ 210,094 | $ 147,000 |
| Killeen-Temple, TX | 53 | $ 8,505,000 | $ 160,471 | $ 99,000 |
| Grants Pass, OR | 52 | $ 6,150,000 | $ 118,269 | $ 98,000 |
| Chambersburg-Waynesboro, PA | 51 | $ 9,415,000 | $ 184,607 | $ 127,000 |
| Reading, PA | 51 | $ 8,285,000 | $ 162,450 | $ 164,000 |
| Tuscaloosa, AL | 51 | $ 12,325,000 | $ 241,666 | $ 176,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 50 | $ 7,200,000 | $ 144,000 | $ 124,000 |
| Walla Walla, WA | 49 | $ 9,125,000 | $ 186,224 | $ 161,000 |
| Gainesville, FL | 48 | $ 8,490,000 | $ 176,875 | $ 150,000 |
| Sierra Vista-Douglas, AZ | 48 | $ 6,300,000 | $ 131,250 | $ 82,000 |
| Blacksburg-Christiansburg-Radford, VA | 47 | $ 10,385,000 | $ 220,957 | $ 117,000 |
| Montgomery, AL | 47 | $ 8,085,000 | $ 172,021 | $ 156,000 |
| Ann Arbor, MI | 45 | $ 14,505,000 | $ 322,333 | $ 189,000 |
| Wheeling, WV-OH | 45 | $ 5,995,000 | $ 133,222 | $ 84,555 |
| Shreveport-Bossier City, LA | 44 | $ 3,790,000 | $ 86,136 | $ 84,000 |
| Bloomington, IN | 43 | $ 9,915,000 | $ 230,581 | $ 101,000 |
| Wildwood-The Villages, FL | 43 | $ 9,655,000 | $ 224,534 | $ 144,000 |
| Mobile, AL | 42 | $ 5,510,000 | $ 131,190 | $ 115,000 |
| Hanford-Corcoran, CA | 41 | $ 5,455,000 | $ 133,048 | $ 116,000 |
| Roanoke, VA | 41 | $ 9,575,000 | $ 233,536 | $ 156,000 |
| Columbus, IN | 40 | $ 6,060,000 | $ 151,500 | $ 78,000 |
| Midland, TX | 40 | $ 11,390,000 | $ 284,750 | $ 157,000 |
| Pocatello, ID | 40 | $ 11,090,000 | $ 277,250 | $ 144,000 |
| Slidell-Mandeville-Covington, LA | 40 | $ 14,810,000 | $ 370,250 | $ 172,000 |
| Spartanburg, SC | 40 | $ 12,230,000 | $ 305,750 | $ 198,000 |
| Springfield, MA | 40 | $ 5,960,000 | $ 149,000 | $ 125,000 |
| Flint, MI | 39 | $ 4,405,000 | $ 112,948 | $ 109,000 |
| Minot, ND | 39 | $ 5,465,000 | $ 140,128 | $ 115,000 |
| Lancaster, PA | 38 | $ 7,060,000 | $ 185,789 | $ 127,000 |
| Charlottesville, VA | 36 | $ 9,560,000 | $ 265,555 | $ 200,000 |
| McAllen-Edinburg-Mission, TX | 35 | $ 5,465,000 | $ 156,142 | $ 166,000 |
| Athens-Clarke County, GA | 34 | $ 6,340,000 | $ 186,470 | $ 171,000 |
| Sherman-Denison, TX | 34 | $ 11,470,000 | $ 337,352 | $ 187,000 |
| Beckley, WV | 33 | $ 5,835,000 | $ 176,818 | $ 84,000 |
| Columbus, GA-AL | 33 | $ 8,005,000 | $ 242,575 | $ 180,939 |
| Jackson, TN | 33 | $ 4,785,000 | $ 145,000 | $ 113,000 |
| Jonesboro, AR | 33 | $ 4,955,000 | $ 150,151 | $ 124,000 |
| Lafayette, LA | 33 | $ 4,915,000 | $ 148,939 | $ 126,000 |
| Sebastian-Vero Beach, FL | 33 | $ 8,185,000 | $ 248,030 | $ 156,000 |
| Burlington, NC | 32 | $ 7,610,000 | $ 237,812 | $ 118,000 |
| Homosassa Springs, FL | 32 | $ 5,540,000 | $ 173,125 | $ 145,000 |
| Kahului-Wailuku-Lahaina, HI | 32 | $ 33,910,000 | $ 1,059,687 | $ 406,000 |
| Jacksonville, NC | 31 | $ 3,515,000 | $ 113,387 | $ 86,000 |
| Lubbock, TX | 30 | $ 5,830,000 | $ 194,333 | $ 148,000 |
| Johnson City, TN | 29 | $ 6,085,000 | $ 209,827 | $ 159,000 |
| Lansing-East Lansing, MI | 29 | $ 4,715,000 | $ 162,586 | $ 154,000 |
| Bangor, ME | 28 | $ 5,910,000 | $ 211,071 | $ 143,000 |
| Gulfport-Biloxi-Pascagoula, MS | 28 | $ 3,330,000 | $ 118,928 | $ 96,000 |
| Dover, DE | 27 | $ 5,335,000 | $ 197,592 | $ 97,000 |
| Lynchburg, VA | 27 | $ 4,225,000 | $ 156,481 | $ 133,000 |
| Manhattan, KS | 27 | $ 4,195,000 | $ 155,370 | $ 113,000 |
| Warner Robins, GA | 27 | $ 5,045,000 | $ 186,851 | $ 132,000 |
| Gainesville, GA | 26 | $ 4,590,000 | $ 176,538 | $ 139,000 |
| Tyler, TX | 26 | $ 6,470,000 | $ 248,846 | $ 142,000 |
| Elizabethtown-Fort Knox, KY | 25 | $ 4,005,000 | $ 160,200 | $ 115,000 |
| Farmington, NM | 25 | $ 3,405,000 | $ 136,200 | $ 113,000 |
| Vineland-Bridgeton, NJ | 25 | $ 4,565,000 | $ 182,600 | $ 114,000 |
| Niles-Benton Harbor, MI | 24 | $ 6,430,000 | $ 267,916 | $ 267,000 |
| Auburn-Opelika, AL | 23 | $ 5,325,000 | $ 231,521 | $ 192,000 |
| Brunswick, GA | 23 | $ 8,655,000 | $ 376,304 | $ 200,000 |
| Florence, SC | 23 | $ 5,425,000 | $ 235,869 | $ 165,000 |
| Sebring, FL | 23 | $ 3,665,000 | $ 159,347 | $ 102,000 |
| College Station-Bryan, TX | 22 | $ 6,630,000 | $ 301,363 | $ 219,000 |
| Kalamazoo-Portage, MI | 22 | $ 4,700,000 | $ 213,636 | $ 144,000 |
| Monroe, LA | 22 | $ 5,040,000 | $ 229,090 | $ 125,000 |
| Decatur, AL | 21 | $ 3,155,000 | $ 150,238 | $ 148,000 |
| Fairbanks, AK | 21 | $ 5,805,000 | $ 276,428 | $ 165,000 |
| Albany, GA | 20 | $ 4,580,000 | $ 229,000 | $ 149,000 |
| Beaumont-Port Arthur, TX | 20 | $ 9,820,000 | $ 491,000 | $ 140,000 |
| Charleston, WV | 20 | $ 2,660,000 | $ 133,000 | $ 85,000 |
| Pinehurst-Southern Pines, NC | 20 | $ 3,210,000 | $ 160,500 | $ 129,000 |
| Traverse City, MI | 20 | $ 9,780,000 | $ 489,000 | $ 188,000 |
| Waco, TX | 20 | $ 5,600,000 | $ 280,000 | $ 162,000 |
| Winchester, VA-WV | 20 | $ 7,060,000 | $ 353,000 | $ 172,000 |
| Brownsville-Harlingen, TX | 18 | $ 4,140,000 | $ 230,000 | $ 119,000 |
| Gettysburg, PA | 18 | $ 4,980,000 | $ 276,666 | $ 137,000 |
| Lake Charles, LA | 18 | $ 4,470,000 | $ 248,333 | $ 138,000 |
| Odessa, TX | 18 | $ 3,500,000 | $ 194,444 | $ 104,000 |
| Kingston, NY | 17 | $ 5,675,000 | $ 333,823 | $ 199,000 |
| Rocky Mount, NC | 17 | $ 2,235,000 | $ 131,470 | $ 113,000 |
| Longview, TX | 16 | $ 4,150,000 | $ 259,375 | $ 180,000 |
| Macon-Bibb County, GA | 16 | $ 2,090,000 | $ 130,625 | $ 102,000 |
| Hammond, LA | 15 | $ 1,025,000 | $ 68,333 | $ 118,000 |
| Johnstown, PA | 15 | $ 845,000 | $ 56,333 | $ 105,000 |
| Muskegon, MI | 15 | $ 2,835,000 | $ 189,000 | $ 133,000 |
| Parkersburg-Vienna, WV | 15 | $ 1,765,000 | $ 117,666 | $ 167,000 |
| Wichita Falls, TX | 15 | $ 1,695,000 | $ 113,000 | $ 104,000 |
| Abilene, TX | 14 | $ 2,080,000 | $ 148,571 | $ 104,000 |
| Erie, PA | 14 | $ 950,000 | $ 67,857 | $ 100,000 |
| Jackson, MI | 14 | $ 1,650,000 | $ 117,857 | $ 91,000 |
| Monroe, MI | 14 | $ 1,830,000 | $ 130,714 | $ 86,000 |
| Pittsfield, MA | 14 | $ 4,670,000 | $ 333,571 | $ 234,000 |
| Bay City, MI | 13 | $ 855,000 | $ 65,769 | $ 84,000 |
| Dalton, GA | 13 | $ 2,815,000 | $ 216,538 | $ 129,000 |
| Greenville, NC | 13 | $ 2,625,000 | $ 201,923 | $ 103,000 |
| Lewiston-Auburn, ME | 13 | $ 2,695,000 | $ 207,307 | $ 107,000 |
| Alexandria, LA | 12 | $ 1,550,000 | $ 129,166 | $ 149,000 |
| Battle Creek, MI | 12 | $ 1,980,000 | $ 165,000 | $ 102,000 |
| Harrisonburg, VA | 12 | $ 2,380,000 | $ 198,333 | $ 219,000 |
| Laredo, TX | 12 | $ 2,200,000 | $ 183,333 | $ 121,000 |
| Lebanon, PA | 12 | $ 1,840,000 | $ 153,333 | $ 169,000 |
| Staunton-Waynesboro, VA | 12 | $ 1,740,000 | $ 145,000 | $ 87,000 |
| Amherst Town-Northampton, MA | 11 | $ 3,675,000 | $ 334,090 | $ 155,000 |
| Anniston-Oxford-Jacksonville, AL | 11 | $ 1,405,000 | $ 127,727 | $ 89,000 |
| Hattiesburg, MS | 11 | $ 1,905,000 | $ 173,181 | $ 138,000 |
| Houma-Thibodaux, LA | 11 | $ 2,195,000 | $ 199,545 | $ 139,000 |
| Dothan, AL | 10 | $ 1,670,000 | $ 167,000 | $ 113,000 |
| State College, PA | 10 | $ 2,740,000 | $ 274,000 | $ 189,000 |
| Victoria, TX | 10 | $ 1,370,000 | $ 137,000 | $ 116,000 |
| Hinesville, GA | 9 | $ 1,555,000 | $ 172,777 | $ 136,000 |
| Valdosta, GA | 9 | $ 1,055,000 | $ 117,222 | $ 128,000 |
| Watertown-Fort Drum, NY | 9 | $ 1,105,000 | $ 122,777 | $ 124,000 |
| Williamsport, PA | 9 | $ 1,445,000 | $ 160,555 | $ 85,000 |
| Ithaca, NY | 8 | $ 1,870,000 | $ 233,750 | $ 139,000 |
| San Angelo, TX | 8 | $ 900,000 | $ 112,500 | $ 76,000 |
| Binghamton, NY | 7 | $ 485,000 | $ 69,285 | $ 154,000 |
| Glens Falls, NY | 7 | $ 915,000 | $ 130,714 | $ 164,000 |
| Goldsboro, NC | 7 | $ 865,000 | $ 123,571 | $ 83,000 |
| Saginaw, MI | 7 | $ 495,000 | $ 70,714 | $ 136,000 |
| Midland, MI | 6 | $ 1,120,000 | $ 186,666 | $ 140,000 |
| Rome, GA | 6 | $ 1,080,000 | $ 180,000 | $ 98,000 |
| Texarkana, TX-AR | 6 | $ 1,040,000 | $ 173,333 | $ 143,500 |
| Gadsden, AL | 5 | $ 315,000 | $ 63,000 | $ 94,000 |
| Sumter, SC | 5 | $ 815,000 | $ 163,000 | $ 82,000 |
| Utica-Rome, NY | 5 | $ 655,000 | $ 131,000 | $ 212,000 |
| Altoona, PA | 4 | $ 380,000 | $ 95,000 | $ 117,000 |
| Eagle Pass, TX | 1 | $ 85,000 | $ 85,000 | $ 143,000 |
| Elmira, NY | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 88,672 | $37,768,045,000 | $425,000 | $54,215,000 | $175,000 | $8,592,000 |
| Other Purpose | 39,084 | $4,912,040,000 | $125,000 | $12,315,000 | $154,000 | $7,704,000 |
| Home Improvement | 36,131 | $4,288,085,000 | $118,000 | $8,505,000 | $161,000 | $9,935,000 |
| Refinancing | 16,665 | $13,333,015,000 | $800,000 | $75,005,000 | $321,000 | $8,961,000 |
| Cash-out Refinancing | 16,095 | $3,882,865,000 | $241,000 | $11,405,000 | $160,000 | $9,087,000 |
| Not Applicable | 1,004 | $102,790,000 | $102,000 | $385,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 115,777 | $33,801,155,000 | $291,000 | $45,005,000 | $176,000 | $9,935,000 |
| Hispanic | 27,129 | $5,980,025,000 | $220,000 | $5,855,000 | $125,000 | $9,387,000 |
| Asian | 18,591 | $11,345,605,000 | $610,000 | $11,405,000 | $274,000 | $9,087,000 |
| Not Provided | 17,669 | $7,810,695,000 | $442,000 | $23,505,000 | $237,000 | $7,552,000 |
| Black or African American | 12,614 | $2,601,860,000 | $206,000 | $11,595,000 | $111,000 | $7,605,000 |
| Not applicable | 3,770 | $2,358,835,000 | $626,000 | $75,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 1,752 | $307,900,000 | $175,000 | $2,635,000 | $127,000 | $5,327,000 |
| Native Hawaiian or Other Pacific Islander | 348 | $80,470,000 | $231,000 | $2,005,000 | $149,000 | $2,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169,502 | $57,301,175,000 | $338,000 | $75,005,000 | $193,000 | $9,935,000 |
| FHA-insured (Federal Housing Administration) | 23,793 | $5,626,015,000 | $236,000 | $1,235,000 | $81,000 | $2,104,000 |
| VA-guaranteed (Veterans Administration) | 3,470 | $1,208,190,000 | $348,000 | $1,995,000 | $122,000 | $698,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 886 | $151,460,000 | $170,000 | $515,000 | $71,000 | $593,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 74,635 | $32,684,270,000 | $437,000 | $75,005,000 | $229,000 | $9,087,000 |
| Application Denied By Financial Institution | 50,190 | $8,686,580,000 | $173,000 | $18,005,000 | $146,000 | $9,935,000 |
| Loan Purchased By The Institution | 45,819 | $12,125,385,000 | $264,000 | $1,995,000 | $99,000 | $4,541,000 |
| Application Withdrawn By Applicant | 18,437 | $8,364,895,000 | $453,000 | $45,005,000 | $241,000 | $8,250,000 |
| File Closed For Incompleteness | 6,462 | $1,671,240,000 | $258,000 | $39,005,000 | $226,000 | $9,613,000 |
| Application Approved But Not Accepted | 2,108 | $754,470,000 | $357,000 | $12,315,000 | $224,000 | $6,745,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 147,461 | $55,600,260,000 | $377,000 | $75,005,000 | $191,000 | $9,613,000 |
| Debt-To-Income Ratio | 21,051 | $4,159,615,000 | $197,000 | $18,005,000 | $100,000 | $2,729,000 |
| Collateral | 12,360 | $1,958,140,000 | $158,000 | $14,465,000 | $190,000 | $8,201,000 |
| Credit History | 11,611 | $1,066,835,000 | $91,000 | $11,405,000 | $149,000 | $9,935,000 |
| Other | 3,031 | $588,535,000 | $194,000 | $6,615,000 | $205,000 | $7,704,000 |
| Unverifiable Information | 1,529 | $641,715,000 | $419,000 | $12,305,000 | $267,000 | $6,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 278 | $169,730,000 | $610,000 | $5,005,000 | $217,000 | $2,031,000 |
| Credit Application Incomplete | 241 | $87,075,000 | $361,000 | $3,005,000 | $123,000 | $1,500,000 |
| Employment History | 87 | $14,655,000 | $168,000 | $805,000 | $176,000 | $1,421,000 |
| Mortgage Insurance Denied | 2 | $280,000 | $140,000 | $195,000 | $58,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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