US Bank North Dakota Mortgage Lending & HMDA Data, 2010
In 2010, US Bank North Dakota of Milwaukee, WI reported 94,029 mortgage applications totaling $16.0 billion, up 36% from 2009. The average application was for $170,353, and applicants reported an average income of $91,063. 32% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (4,542), Minneapolis-St. Paul-Bloomington, MN-WI (4,255) and Portland-Vancouver-Hillsboro, OR-WA (4,103) (applications in parentheses).
| Mortgage Company & Address | US Bank North Dakota 777 East Wisconsin Ave Milwaukee, WI 53202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 94,029 |
| Total Mortgage Loan Application Amount | $16,018,174,000 |
| Average Mortgage Loan Application Amount | $170,353 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $91,063 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank North Dakota filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cincinnati-Middletown, OH-KY-IN | 4,542 | $ 487,440,000 | $ 107,318 | $ 71,356 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,255 | $ 648,954,000 | $ 152,515 | $ 88,146 |
| Portland-Vancouver-Hillsboro, OR-WA | 4,103 | $ 681,409,000 | $ 166,075 | $ 78,781 |
| Denver-Aurora-Broomfield, CO | 3,426 | $ 612,020,000 | $ 178,639 | $ 96,000 |
| St. Louis, MO-IL | 3,382 | $ 432,989,000 | $ 128,027 | $ 82,186 |
| Chicago-Joliet-Naperville, IL | 3,204 | $ 957,227,000 | $ 298,759 | $ 135,000 |
| Seattle-Bellevue-Everett, WA | 2,126 | $ 576,428,000 | $ 271,132 | $ 114,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,014 | $ 266,635,000 | $ 132,390 | $ 68,000 |
| Cleveland-Elyria-Mentor, OH | 1,370 | $ 118,944,000 | $ 86,820 | $ 65,000 |
| Omaha-Council Bluffs, NE-IA | 1,218 | $ 109,805,000 | $ 90,151 | $ 64,187 |
| Milwaukee-Waukesha-West Allis, WI | 1,208 | $ 160,792,000 | $ 133,105 | $ 87,000 |
| Kansas City, MO-KS | 1,183 | $ 155,405,000 | $ 131,365 | $ 81,256 |
| Little Rock-North Little Rock-Conway, AR | 1,144 | $ 109,406,000 | $ 95,634 | $ 71,000 |
| Dayton, OH | 1,077 | $ 96,618,000 | $ 89,710 | $ 60,000 |
| Salem, OR | 1,037 | $ 132,948,000 | $ 128,204 | $ 65,000 |
| Louisville-Jefferson County, KY-IN | 943 | $ 111,071,000 | $ 117,784 | $ 73,073 |
| Columbus, OH | 922 | $ 117,793,000 | $ 127,758 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 879 | $ 363,478,000 | $ 413,513 | $ 182,000 |
| Boise City-Nampa, ID | 773 | $ 92,570,000 | $ 119,754 | $ 69,000 |
| Duluth, MN-WI | 751 | $ 69,609,000 | $ 92,688 | $ 65,556 |
| Salt Lake City, UT | 728 | $ 122,426,000 | $ 168,167 | $ 79,000 |
| Riverside-San Bernardino-Ontario, CA | 725 | $ 112,130,000 | $ 154,662 | $ 88,000 |
| Spokane, WA | 718 | $ 87,792,000 | $ 122,272 | $ 66,000 |
| Tacoma, WA | 694 | $ 113,558,000 | $ 163,628 | $ 76,000 |
| Phoenix-Mesa-Glendale, AZ | 608 | $ 149,535,000 | $ 245,945 | $ 127,000 |
| Atlanta-Sandy Springs-Marietta, GA | 606 | $ 321,009,000 | $ 529,717 | $ 238,000 |
| Las Vegas-Paradise, NV | 596 | $ 82,776,000 | $ 138,885 | $ 81,000 |
| Colorado Springs, CO | 595 | $ 96,324,000 | $ 161,889 | $ 83,000 |
| Des Moines-West Des Moines, IA | 587 | $ 62,554,000 | $ 106,565 | $ 78,000 |
| Eugene-Springfield, OR | 556 | $ 77,388,000 | $ 139,187 | $ 71,000 |
| Lake County-Kenosha County, IL-WI | 545 | $ 186,526,000 | $ 342,249 | $ 149,440 |
| Sioux Falls, SD | 516 | $ 53,697,000 | $ 104,063 | $ 70,000 |
| Davenport-Moline-Rock Island, IA-IL | 513 | $ 45,885,000 | $ 89,444 | $ 68,711 |
| Houston-Sugar Land-Baytown, TX | 499 | $ 278,473,000 | $ 558,062 | $ 296,000 |
| Pueblo, CO | 484 | $ 48,135,000 | $ 99,452 | $ 65,000 |
| Oakland-Fremont-Hayward, CA | 471 | $ 195,927,000 | $ 415,980 | $ 157,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 462 | $ 94,146,000 | $ 203,779 | $ 100,000 |
| Ogden-Clearfield, UT | 442 | $ 80,730,000 | $ 182,647 | $ 94,000 |
| Coeur D'Alene, ID | 438 | $ 58,510,000 | $ 133,584 | $ 72,000 |
| Dallas-Plano-Irving, TX | 437 | $ 258,452,000 | $ 591,423 | $ 278,000 |
| Clarksville, TN-KY | 408 | $ 34,727,000 | $ 85,115 | $ 65,602 |
| San Jose-Sunnyvale-Santa Clara, CA | 394 | $ 245,187,000 | $ 622,302 | $ 204,000 |
| San Diego-Carlsbad-San Marcos, CA | 391 | $ 153,001,000 | $ 391,306 | $ 176,000 |
| Joplin, MO | 376 | $ 28,228,000 | $ 75,074 | $ 53,000 |
| Akron, OH | 350 | $ 30,676,000 | $ 87,645 | $ 58,000 |
| Lincoln, NE | 348 | $ 29,580,000 | $ 85,000 | $ 70,000 |
| Santa Ana-Anaheim-Irvine, CA | 346 | $ 159,281,000 | $ 460,349 | $ 159,000 |
| Springfield, MO | 331 | $ 29,442,000 | $ 88,948 | $ 71,000 |
| Bremerton-Silverdale, WA | 319 | $ 58,057,000 | $ 181,996 | $ 81,000 |
| San Francisco-San Mateo-Redwood City, CA | 315 | $ 189,836,000 | $ 602,653 | $ 198,000 |
| Yakima, WA | 309 | $ 31,996,000 | $ 103,546 | $ 66,000 |
| Lewiston, ID-WA | 295 | $ 31,328,000 | $ 106,196 | $ 63,969 |
| Medford, OR | 294 | $ 43,754,000 | $ 148,823 | $ 71,000 |
| Owensboro, KY | 279 | $ 20,617,000 | $ 73,896 | $ 71,000 |
| Waterloo-Cedar Falls, IA | 274 | $ 20,609,000 | $ 75,215 | $ 58,000 |
| Fort Collins-Loveland, CO | 264 | $ 43,949,000 | $ 166,473 | $ 91,000 |
| Great Falls, MT | 251 | $ 23,204,000 | $ 92,446 | $ 66,000 |
| Austin-Round Rock-San Marcos, TX | 246 | $ 132,066,000 | $ 536,853 | $ 224,000 |
| Bowling Green, KY | 246 | $ 20,667,000 | $ 84,012 | $ 61,000 |
| Madison, WI | 245 | $ 53,751,000 | $ 219,391 | $ 105,000 |
| Lexington-Fayette, KY | 243 | $ 32,915,000 | $ 135,452 | $ 80,000 |
| Indianapolis-Carmel, IN | 233 | $ 77,799,000 | $ 333,901 | $ 142,000 |
| Kennewick-Pasco-Richland, WA | 229 | $ 24,612,000 | $ 107,475 | $ 67,000 |
| Baltimore-Towson, MD | 227 | $ 119,608,000 | $ 526,907 | $ 190,000 |
| Huntington-Ashland, WV-KY-OH | 214 | $ 14,695,000 | $ 68,668 | $ 57,242 |
| Cedar Rapids, IA | 211 | $ 16,252,000 | $ 77,023 | $ 63,000 |
| Fargo, ND-MN | 211 | $ 20,127,000 | $ 95,388 | $ 75,208 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 211 | $ 118,510,000 | $ 561,658 | $ 186,857 |
| Boulder, CO | 204 | $ 57,630,000 | $ 282,500 | $ 119,000 |
| Reno-Sparks, NV | 196 | $ 26,512,000 | $ 135,265 | $ 72,000 |
| Bend, OR | 195 | $ 27,627,000 | $ 141,676 | $ 73,000 |
| Bismarck, ND | 195 | $ 19,186,000 | $ 98,389 | $ 67,000 |
| Eau Claire, WI | 195 | $ 20,014,000 | $ 102,635 | $ 70,000 |
| Youngstown-Warren-Boardman, OH-PA | 191 | $ 13,604,000 | $ 71,225 | $ 59,649 |
| Billings, MT | 190 | $ 19,312,000 | $ 101,642 | $ 74,000 |
| Provo-Orem, UT | 190 | $ 43,264,000 | $ 227,705 | $ 95,000 |
| New York-White Plains-Wayne, NY-NJ | 180 | $ 87,085,000 | $ 483,805 | $ 184,377 |
| Greeley, CO | 177 | $ 30,427,000 | $ 171,903 | $ 85,000 |
| Sheboygan, WI | 177 | $ 16,359,000 | $ 92,423 | $ 60,000 |
| Boston-Quincy, MA | 176 | $ 92,776,000 | $ 527,136 | $ 225,000 |
| St. Cloud, MN | 174 | $ 16,484,000 | $ 94,735 | $ 69,000 |
| Steubenville-Weirton, OH-WV | 174 | $ 8,523,000 | $ 48,982 | $ 52,603 |
| Tucson, AZ | 171 | $ 31,003,000 | $ 181,304 | $ 88,000 |
| Hot Springs, AR | 168 | $ 15,084,000 | $ 89,785 | $ 65,000 |
| Kingsport-Bristol-Bristol, TN-VA | 168 | $ 15,854,000 | $ 94,369 | $ 51,726 |
| Philadelphia, PA | 166 | $ 80,381,000 | $ 484,222 | $ 197,000 |
| Rockford, IL | 158 | $ 10,292,000 | $ 65,139 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 154 | $ 87,656,000 | $ 569,194 | $ 216,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 142 | $ 65,290,000 | $ 459,788 | $ 173,408 |
| Logan, UT-ID | 142 | $ 17,449,000 | $ 122,880 | $ 62,746 |
| Raleigh-Cary, NC | 140 | $ 70,828,000 | $ 505,914 | $ 217,000 |
| Springfield, IL | 139 | $ 9,809,000 | $ 70,568 | $ 62,000 |
| Fort Smith, AR-OK | 134 | $ 8,507,000 | $ 63,485 | $ 54,029 |
| St. Joseph, MO-KS | 134 | $ 10,810,000 | $ 80,671 | $ 63,970 |
| Canton-Massillon, OH | 125 | $ 11,732,000 | $ 93,856 | $ 61,000 |
| Sandusky, OH | 125 | $ 13,384,000 | $ 107,072 | $ 65,000 |
| Knoxville, TN | 118 | $ 31,890,000 | $ 270,254 | $ 97,000 |
| Nassau-Suffolk, NY | 116 | $ 48,645,000 | $ 419,353 | $ 179,000 |
| Bridgeport-Stamford-Norwalk, CT | 113 | $ 65,109,000 | $ 576,185 | $ 216,000 |
| Racine, WI | 110 | $ 11,379,000 | $ 103,445 | $ 62,000 |
| Iowa City, IA | 108 | $ 10,246,000 | $ 94,870 | $ 66,000 |
| Olympia, WA | 108 | $ 23,625,000 | $ 218,750 | $ 88,000 |
| Fort Worth-Arlington, TX | 107 | $ 56,750,000 | $ 530,373 | $ 254,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 106 | $ 37,096,000 | $ 349,962 | $ 151,000 |
| Rapid City, SD | 105 | $ 10,586,000 | $ 100,819 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 104 | $ 40,863,000 | $ 392,913 | $ 173,000 |
| Cape Girardeau-Jackson, MO-IL | 102 | $ 6,617,000 | $ 64,872 | $ 54,568 |
| Warren-Troy-Farmington Hills, MI | 102 | $ 48,638,000 | $ 476,843 | $ 216,000 |
| Chico, CA | 101 | $ 10,988,000 | $ 108,792 | $ 70,000 |
| Grand Junction, CO | 99 | $ 14,708,000 | $ 148,565 | $ 81,000 |
| Springfield, OH | 99 | $ 10,770,000 | $ 108,787 | $ 70,000 |
| Morristown, TN | 96 | $ 9,795,000 | $ 102,031 | $ 62,000 |
| Pittsburgh, PA | 95 | $ 28,976,000 | $ 305,010 | $ 129,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 94 | $ 16,861,000 | $ 179,372 | $ 81,936 |
| Longview, WA | 93 | $ 11,603,000 | $ 124,763 | $ 61,000 |
| Redding, CA | 93 | $ 14,291,000 | $ 153,666 | $ 83,000 |
| Topeka, KS | 93 | $ 7,188,000 | $ 77,290 | $ 63,000 |
| San Antonio-New Braunfels, TX | 92 | $ 46,183,000 | $ 501,989 | $ 285,000 |
| Sioux City, IA-NE-SD | 92 | $ 5,914,000 | $ 64,282 | $ 60,173 |
| Mount Vernon-Anacortes, WA | 91 | $ 14,217,000 | $ 156,230 | $ 74,000 |
| Rochester, MN | 91 | $ 8,025,000 | $ 88,186 | $ 61,000 |
| Corvallis, OR | 89 | $ 13,849,000 | $ 155,606 | $ 100,000 |
| Albuquerque, NM | 88 | $ 40,934,000 | $ 465,159 | $ 217,000 |
| Bellingham, WA | 85 | $ 17,375,000 | $ 204,411 | $ 90,000 |
| Memphis, TN-MS-AR | 82 | $ 17,869,000 | $ 217,914 | $ 94,085 |
| Peabody, MA | 82 | $ 47,200,000 | $ 575,609 | $ 225,000 |
| Dubuque, IA | 80 | $ 5,762,000 | $ 72,025 | $ 57,000 |
| Vallejo-Fairfield, CA | 80 | $ 13,932,000 | $ 174,150 | $ 89,000 |
| Edison-New Brunswick, NJ | 78 | $ 31,920,000 | $ 409,230 | $ 206,000 |
| Missoula, MT | 77 | $ 9,880,000 | $ 128,311 | $ 73,000 |
| Columbia, MO | 76 | $ 8,412,000 | $ 110,684 | $ 75,000 |
| Idaho Falls, ID | 76 | $ 7,967,000 | $ 104,828 | $ 66,000 |
| Bethesda-Rockville-Frederick, MD | 75 | $ 41,655,000 | $ 555,400 | $ 203,000 |
| Santa Rosa-Petaluma, CA | 75 | $ 29,655,000 | $ 395,400 | $ 160,000 |
| Wausau, WI | 75 | $ 7,092,000 | $ 94,560 | $ 64,000 |
| Lawrence, KS | 74 | $ 8,022,000 | $ 108,405 | $ 59,000 |
| Orlando-Kissimmee-Sanford, FL | 74 | $ 43,436,000 | $ 586,972 | $ 255,000 |
| Grand Forks, ND-MN | 72 | $ 6,490,000 | $ 90,138 | $ 67,125 |
| Mankato-North Mankato, MN | 72 | $ 6,935,000 | $ 96,319 | $ 59,000 |
| Tampa-St. Petersburg-Clearwater, FL | 72 | $ 37,055,000 | $ 514,652 | $ 215,000 |
| Toledo, OH | 72 | $ 8,827,000 | $ 122,597 | $ 85,000 |
| Birmingham-Hoover, AL | 71 | $ 26,638,000 | $ 375,183 | $ 135,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 71 | $ 41,130,000 | $ 579,295 | $ 368,000 |
| Gary, IN | 69 | $ 15,811,000 | $ 229,144 | $ 100,000 |
| Ames, IA | 68 | $ 7,082,000 | $ 104,147 | $ 84,000 |
| Green Bay, WI | 66 | $ 9,729,000 | $ 147,409 | $ 78,000 |
| New Haven-Milford, CT | 66 | $ 30,628,000 | $ 464,060 | $ 192,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 66 | $ 32,479,000 | $ 492,106 | $ 151,484 |
| Oshkosh-Neenah, WI | 64 | $ 6,709,000 | $ 104,828 | $ 54,000 |
| Lake Havasu City-Kingman, AZ | 63 | $ 5,352,000 | $ 84,952 | $ 65,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 63 | $ 38,078,000 | $ 604,412 | $ 330,000 |
| Miami-Miami Beach-Kendall, FL | 58 | $ 29,569,000 | $ 509,810 | $ 229,000 |
| Stockton, CA | 58 | $ 11,503,000 | $ 198,327 | $ 92,000 |
| Lima, OH | 56 | $ 3,504,000 | $ 62,571 | $ 54,000 |
| Appleton, WI | 55 | $ 7,772,000 | $ 141,309 | $ 63,000 |
| Napa, CA | 55 | $ 13,859,000 | $ 251,981 | $ 114,000 |
| Carson City, NV | 54 | $ 6,588,000 | $ 122,000 | $ 72,000 |
| Evansville, IN-KY | 53 | $ 8,248,000 | $ 155,622 | $ 101,018 |
| Charleston-North Charleston-Summerville, SC | 52 | $ 26,815,000 | $ 515,673 | $ 225,000 |
| Cheyenne, WY | 52 | $ 6,686,000 | $ 128,576 | $ 71,000 |
| Worcester, MA | 50 | $ 22,539,000 | $ 450,780 | $ 172,000 |
| Oklahoma City, OK | 49 | $ 26,598,000 | $ 542,816 | $ 270,000 |
| Newark-Union, NJ-PA | 48 | $ 23,628,000 | $ 492,250 | $ 207,625 |
| Albany-Schenectady-Troy, NY | 46 | $ 13,444,000 | $ 292,260 | $ 142,000 |
| Jacksonville, FL | 46 | $ 18,768,000 | $ 408,000 | $ 161,000 |
| Providence-New Bedford-Fall River, RI-MA | 46 | $ 21,855,000 | $ 475,108 | $ 176,434 |
| Richmond, VA | 44 | $ 16,483,000 | $ 374,613 | $ 154,000 |
| Pocatello, ID | 43 | $ 3,486,000 | $ 81,069 | $ 72,000 |
| Mansfield, OH | 41 | $ 3,302,000 | $ 80,536 | $ 60,000 |
| Pine Bluff, AR | 41 | $ 3,381,000 | $ 82,463 | $ 64,000 |
| Chattanooga, TN-GA | 40 | $ 11,902,000 | $ 297,550 | $ 124,000 |
| Tulsa, OK | 40 | $ 20,410,000 | $ 510,250 | $ 391,000 |
| Yuba City, CA | 40 | $ 5,632,000 | $ 140,800 | $ 91,000 |
| Bloomington-Normal, IL | 38 | $ 3,220,000 | $ 84,736 | $ 61,000 |
| Camden, NJ | 38 | $ 14,133,000 | $ 371,921 | $ 165,000 |
| Detroit-Livonia-Dearborn, MI | 38 | $ 9,200,000 | $ 242,105 | $ 130,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 38 | $ 18,813,000 | $ 495,078 | $ 175,000 |
| Santa Fe, NM | 38 | $ 20,718,000 | $ 545,210 | $ 179,000 |
| Johnson City, TN | 37 | $ 6,115,000 | $ 165,270 | $ 64,000 |
| Wichita, KS | 37 | $ 11,330,000 | $ 306,216 | $ 171,000 |
| La Crosse, WI-MN | 36 | $ 4,156,000 | $ 115,444 | $ 64,555 |
| Wenatchee-East Wenatchee, WA | 36 | $ 9,438,000 | $ 262,166 | $ 97,000 |
| Columbia, SC | 35 | $ 14,996,000 | $ 428,457 | $ 160,000 |
| Durham-Chapel Hill, NC | 35 | $ 19,412,000 | $ 554,628 | $ 179,000 |
| Fort Wayne, IN | 35 | $ 4,258,000 | $ 121,657 | $ 70,000 |
| Janesville, WI | 35 | $ 3,335,000 | $ 95,285 | $ 58,000 |
| St. George, UT | 35 | $ 7,617,000 | $ 217,628 | $ 138,000 |
| Asheville, NC | 34 | $ 12,851,000 | $ 377,970 | $ 100,000 |
| Fond Du Lac, WI | 34 | $ 3,240,000 | $ 95,294 | $ 65,000 |
| Prescott, AZ | 33 | $ 6,674,000 | $ 202,242 | $ 68,000 |
| Santa Cruz-Watsonville, CA | 33 | $ 13,267,000 | $ 402,030 | $ 133,000 |
| San Luis Obispo-Paso Robles, CA | 31 | $ 9,754,000 | $ 314,645 | $ 98,000 |
| Wilmington, NC | 30 | $ 11,770,000 | $ 392,333 | $ 108,000 |
| Fresno, CA | 29 | $ 16,158,000 | $ 557,172 | $ 254,000 |
| North Port-Bradenton-Sarasota, FL | 28 | $ 17,852,000 | $ 637,571 | $ 382,000 |
| Wilmington, DE-MD-NJ | 28 | $ 11,775,000 | $ 420,535 | $ 183,535 |
| Bakersfield-Delano, CA | 27 | $ 5,397,000 | $ 199,888 | $ 203,000 |
| Portland-South Portland-Biddeford, ME | 27 | $ 12,341,000 | $ 457,074 | $ 173,000 |
| Barnstable Town, MA | 25 | $ 11,489,000 | $ 459,560 | $ 259,000 |
| Buffalo-Niagara Falls, NY | 25 | $ 6,308,000 | $ 252,320 | $ 140,000 |
| Casper, WY | 24 | $ 1,352,000 | $ 56,333 | $ 56,000 |
| Charlottesville, VA | 24 | $ 12,005,000 | $ 500,208 | $ 165,000 |
| Modesto, CA | 23 | $ 2,221,000 | $ 96,565 | $ 89,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 23 | $ 8,779,000 | $ 381,695 | $ 164,000 |
| Greensboro-High Point, NC | 22 | $ 9,261,000 | $ 420,954 | $ 159,000 |
| Huntsville, AL | 22 | $ 6,832,000 | $ 310,545 | $ 138,000 |
| Manchester-Nashua, NH | 21 | $ 9,832,000 | $ 468,190 | $ 189,000 |
| Naples-Marco Island, FL | 21 | $ 10,941,000 | $ 521,000 | $ 374,000 |
| Rockingham County-Strafford County, NH | 21 | $ 8,554,000 | $ 407,333 | $ 187,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 6,335,000 | $ 316,750 | $ 131,000 |
| Greenville-Mauldin-Easley, SC | 20 | $ 4,702,000 | $ 235,100 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 7,559,000 | $ 397,842 | $ 141,789 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 5,237,000 | $ 275,631 | $ 83,000 |
| Jefferson City, MO | 19 | $ 2,522,000 | $ 132,736 | $ 71,000 |
| Manhattan, KS | 18 | $ 2,469,000 | $ 137,166 | $ 87,000 |
| Mobile, AL | 18 | $ 5,682,000 | $ 315,666 | $ 92,000 |
| Salinas, CA | 18 | $ 9,236,000 | $ 513,111 | $ 165,000 |
| Savannah, GA | 18 | $ 8,004,000 | $ 444,666 | $ 169,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 6,660,000 | $ 391,764 | $ 211,000 |
| Flagstaff, AZ | 17 | $ 4,140,000 | $ 243,529 | $ 139,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 5,352,000 | $ 314,823 | $ 179,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 17 | $ 5,106,000 | $ 300,352 | $ 114,000 |
| Peoria, IL | 17 | $ 2,094,000 | $ 123,176 | $ 78,000 |
| Anderson, IN | 16 | $ 1,996,000 | $ 124,750 | $ 55,000 |
| Fayetteville, NC | 16 | $ 4,751,000 | $ 296,937 | $ 189,000 |
| Anderson, SC | 15 | $ 3,360,000 | $ 224,000 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 6,304,000 | $ 450,285 | $ 211,428 |
| Bloomington, IN | 13 | $ 3,594,000 | $ 276,461 | $ 111,000 |
| El Paso, TX | 13 | $ 5,581,000 | $ 429,307 | $ 262,000 |
| Gainesville, GA | 13 | $ 8,385,000 | $ 645,000 | $ 300,000 |
| Lancaster, PA | 13 | $ 4,236,000 | $ 325,846 | $ 121,000 |
| Montgomery, AL | 13 | $ 4,499,000 | $ 346,076 | $ 121,000 |
| Roanoke, VA | 13 | $ 3,156,000 | $ 242,769 | $ 124,000 |
| Rochester, NY | 13 | $ 3,643,000 | $ 280,230 | $ 218,000 |
| Wheeling, WV-OH | 13 | $ 1,361,000 | $ 104,692 | $ 73,153 |
| South Bend-Mishawaka, IN-MI | 12 | $ 2,252,000 | $ 187,666 | $ 78,166 |
| Springfield, MA | 12 | $ 4,063,000 | $ 338,583 | $ 136,000 |
| Tuscaloosa, AL | 12 | $ 6,659,000 | $ 554,916 | $ 295,000 |
| Winston-Salem, NC | 12 | $ 3,107,000 | $ 258,916 | $ 90,000 |
| Champaign-Urbana, IL | 11 | $ 2,807,000 | $ 255,181 | $ 127,000 |
| College Station-Bryan, TX | 11 | $ 5,518,000 | $ 501,636 | $ 238,000 |
| Harrisburg-Carlisle, PA | 11 | $ 1,689,000 | $ 153,545 | $ 101,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 3,778,000 | $ 343,454 | $ 202,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 5,446,000 | $ 495,090 | $ 174,000 |
| Port St. Lucie, FL | 11 | $ 5,863,000 | $ 533,000 | $ 209,000 |
| Burlington-South Burlington, VT | 10 | $ 4,900,000 | $ 490,000 | $ 313,000 |
| Decatur, IL | 10 | $ 1,007,000 | $ 100,700 | $ 54,000 |
| Elizabethtown, KY | 10 | $ 1,449,000 | $ 144,900 | $ 69,000 |
| Jonesboro, AR | 10 | $ 772,000 | $ 77,200 | $ 49,000 |
| Kalamazoo-Portage, MI | 10 | $ 2,509,000 | $ 250,900 | $ 148,000 |
| Norwich-New London, CT | 10 | $ 3,918,000 | $ 391,800 | $ 157,000 |
| Trenton-Ewing, NJ | 10 | $ 4,929,000 | $ 492,900 | $ 181,000 |
| Tyler, TX | 10 | $ 5,643,000 | $ 564,300 | $ 187,000 |
| Corpus Christi, TX | 9 | $ 4,275,000 | $ 475,000 | $ 393,000 |
| Lynchburg, VA | 9 | $ 2,545,000 | $ 282,777 | $ 122,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 3,386,000 | $ 376,222 | $ 144,000 |
| Beaumont-Port Arthur, TX | 8 | $ 2,136,000 | $ 267,000 | $ 78,000 |
| Cleveland, TN | 8 | $ 1,493,000 | $ 186,625 | $ 115,000 |
| Michigan City-La Porte, IN | 8 | $ 2,079,000 | $ 259,875 | $ 137,000 |
| Sherman-Denison, TX | 8 | $ 3,950,000 | $ 493,750 | $ 151,000 |
| Visalia-Porterville, CA | 8 | $ 2,811,000 | $ 351,375 | $ 302,000 |
| York-Hanover, PA | 8 | $ 1,785,000 | $ 223,125 | $ 72,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 2,950,000 | $ 421,428 | $ 171,000 |
| Columbus, GA-AL | 7 | $ 2,623,000 | $ 374,714 | $ 171,285 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 3,152,000 | $ 450,285 | $ 179,000 |
| Farmington, NM | 7 | $ 2,027,000 | $ 289,571 | $ 195,000 |
| Greenville, NC | 7 | $ 1,266,000 | $ 180,857 | $ 87,000 |
| Lansing-East Lansing, MI | 7 | $ 1,194,000 | $ 170,571 | $ 75,000 |
| Sebastian-Vero Beach, FL | 7 | $ 5,786,000 | $ 826,571 | $ 296,000 |
| Tallahassee, FL | 7 | $ 3,295,000 | $ 470,714 | $ 179,000 |
| Winchester, VA-WV | 7 | $ 3,682,000 | $ 526,000 | $ 143,000 |
| Dalton, GA | 6 | $ 621,000 | $ 103,500 | $ 81,000 |
| Jackson, TN | 6 | $ 380,000 | $ 63,333 | $ 58,000 |
| Kankakee-Bradley, IL | 6 | $ 1,089,000 | $ 181,500 | $ 100,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 2,952,000 | $ 492,000 | $ 202,000 |
| Ocean City, NJ | 6 | $ 2,882,000 | $ 480,333 | $ 165,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 6 | $ 1,993,000 | $ 332,166 | $ 144,000 |
| Syracuse, NY | 6 | $ 2,229,000 | $ 371,500 | $ 115,000 |
| Ann Arbor, MI | 5 | $ 2,550,000 | $ 510,000 | $ 255,000 |
| Athens-Clarke County, GA | 5 | $ 2,787,000 | $ 557,400 | $ 223,000 |
| Battle Creek, MI | 5 | $ 418,000 | $ 83,600 | $ 44,000 |
| Brownsville-Harlingen, TX | 5 | $ 2,556,000 | $ 511,200 | $ 290,000 |
| Columbus, IN | 5 | $ 1,113,000 | $ 222,600 | $ 98,000 |
| Decatur, AL | 5 | $ 863,000 | $ 172,600 | $ 73,000 |
| Florence, SC | 5 | $ 2,042,000 | $ 408,400 | $ 199,000 |
| Glens Falls, NY | 5 | $ 2,319,000 | $ 463,800 | $ 117,000 |
| Harrisonburg, VA | 5 | $ 2,389,000 | $ 477,800 | $ 158,000 |
| Holland-Grand Haven, MI | 5 | $ 662,000 | $ 132,400 | $ 65,000 |
| Johnstown, PA | 5 | $ 420,000 | $ 84,000 | $ 70,000 |
| Kingston, NY | 5 | $ 1,369,000 | $ 273,800 | $ 118,000 |
| Merced, CA | 5 | $ 734,000 | $ 146,800 | $ 49,000 |
| Niles-Benton Harbor, MI | 5 | $ 2,072,000 | $ 414,400 | $ 334,000 |
| Ocala, FL | 5 | $ 500,000 | $ 100,000 | $ 78,000 |
| Reading, PA | 5 | $ 1,472,000 | $ 294,400 | $ 120,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 1,315,000 | $ 263,000 | $ 102,000 |
| Spartanburg, SC | 5 | $ 2,178,000 | $ 435,600 | $ 192,000 |
| Terre Haute, IN | 5 | $ 235,000 | $ 47,000 | $ 43,000 |
| Utica-Rome, NY | 5 | $ 476,000 | $ 95,200 | $ 33,000 |
| Yuma, AZ | 5 | $ 458,000 | $ 91,600 | $ 46,000 |
| Danville, IL | 4 | $ 260,000 | $ 65,000 | $ 48,000 |
| Dothan, AL | 4 | $ 1,784,000 | $ 446,000 | $ 254,000 |
| Elkhart-Goshen, IN | 4 | $ 1,663,000 | $ 415,750 | $ 216,000 |
| Florence-Muscle Shoals, AL | 4 | $ 1,181,000 | $ 295,250 | $ 78,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,340,000 | $ 335,000 | $ 143,500 |
| Honolulu, HI | 4 | $ 486,000 | $ 121,500 | $ 81,000 |
| Las Cruces, NM | 4 | $ 1,217,000 | $ 304,250 | $ 94,000 |
| Lebanon, PA | 4 | $ 546,000 | $ 136,500 | $ 63,000 |
| Longview, TX | 4 | $ 2,019,000 | $ 504,750 | $ 243,000 |
| Macon, GA | 4 | $ 1,124,000 | $ 281,000 | $ 64,000 |
| Salisbury, MD | 4 | $ 1,647,000 | $ 411,750 | $ 197,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 712,000 | $ 178,000 | $ 99,000 |
| Anniston-Oxford, AL | 3 | $ 477,000 | $ 159,000 | $ 81,000 |
| Auburn-Opelika, AL | 3 | $ 915,000 | $ 305,000 | $ 110,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 836,000 | $ 278,666 | $ 80,000 |
| Brunswick, GA | 3 | $ 1,097,000 | $ 365,666 | $ 171,000 |
| Charleston, WV | 3 | $ 883,000 | $ 294,333 | $ 331,000 |
| El Centro, CA | 3 | $ 202,000 | $ 67,333 | $ 45,000 |
| Flint, MI | 3 | $ 647,000 | $ 215,666 | $ 149,000 |
| Jacksonville, NC | 3 | $ 1,005,000 | $ 335,000 | $ 87,000 |
| Madera-Chowchilla, CA | 3 | $ 1,590,000 | $ 530,000 | $ 206,000 |
| Muncie, IN | 3 | $ 1,500,000 | $ 500,000 | $ 264,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 436,000 | $ 145,333 | $ 83,000 |
| Rocky Mount, NC | 3 | $ 811,000 | $ 270,333 | $ 117,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 790,000 | $ 263,333 | $ 119,000 |
| Altoona, PA | 2 | $ 221,000 | $ 110,500 | $ 48,000 |
| Binghamton, NY | 2 | $ 171,000 | $ 85,500 | $ 51,000 |
| Erie, PA | 2 | $ 1,156,000 | $ 578,000 | $ 441,000 |
| Gadsden, AL | 2 | $ 172,000 | $ 86,000 | $ 53,000 |
| Kokomo, IN | 2 | $ 123,000 | $ 61,500 | $ 54,000 |
| Lakeland-Winter Haven, FL | 2 | $ 177,000 | $ 88,500 | $ 35,000 |
| Lubbock, TX | 2 | $ 1,405,000 | $ 702,500 | $ 350,000 |
| Monroe, MI | 2 | $ 427,000 | $ 213,500 | $ 92,000 |
| Muskegon-Norton Shores, MI | 2 | $ 865,000 | $ 432,500 | $ 108,000 |
| Palm Coast, FL | 2 | $ 1,098,000 | $ 549,000 | $ 163,000 |
| State College, PA | 2 | $ 296,000 | $ 148,000 | $ 85,000 |
| Sumter, SC | 2 | $ 356,000 | $ 178,000 | $ 65,000 |
| Valdosta, GA | 2 | $ 1,038,000 | $ 519,000 | $ 471,000 |
| Warner Robins, GA | 2 | $ 208,000 | $ 104,000 | $ 51,000 |
| Albany, GA | 1 | $ 500,000 | $ 500,000 | $ 186,000 |
| Alexandria, LA | 1 | $ 230,000 | $ 230,000 | $ 125,000 |
| Amarillo, TX | 1 | $ 593,000 | $ 593,000 | $ 283,000 |
| Anchorage, AK | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Baton Rouge, LA | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Burlington, NC | 1 | $ 192,000 | $ 192,000 | $ 77,000 |
| Cumberland, MD-WV | 1 | $ 107,000 | $ 107,000 | $ 65,000 |
| Danville, VA | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Dover, DE | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Elmira, NY | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Gainesville, FL | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Goldsboro, NC | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Hanford-Corcoran, CA | 1 | $ 581,000 | $ 581,000 | $ 470,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Ithaca, NY | 1 | $ 460,000 | $ 460,000 | $ 97,000 |
| Jackson, MI | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Lafayette, IN | 1 | $ 352,000 | $ 352,000 | $ 146,000 |
| Laredo, TX | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Lewiston-Auburn, ME | 1 | $ 140,000 | $ 140,000 | $ 26,000 |
| Midland, TX | 1 | $ 75,000 | $ 75,000 | $ 281,000 |
| Morgantown, WV | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Odessa, TX | 1 | $ 480,000 | $ 480,000 | $ 138,000 |
| Pittsfield, MA | 1 | $ 594,000 | $ 594,000 | $ 122,000 |
| Punta Gorda, FL | 1 | $ 67,000 | $ 67,000 | $ 68,000 |
| San Angelo, TX | 1 | $ 158,000 | $ 158,000 | $ 102,000 |
| Victoria, TX | 1 | $ 140,000 | $ 140,000 | $ 127,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 210,000 | $ 210,000 | $ 63,000 |
| Wichita Falls, TX | 1 | $ 484,000 | $ 484,000 | $ 184,000 |
| Williamsport, PA | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for US Bank North Dakota in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 77,225 | $13,942,790,000 | $180,000 | $9,000,000 | $91,000 | $9,999,000 |
| Home Improvement | 12,822 | $877,937,000 | $68,000 | $1,500,000 | $66,000 | $5,500,000 |
| Home Purchase | 3,982 | $1,197,447,000 | $300,000 | $1,500,000 | $173,000 | $6,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65,028 | $11,655,882,000 | $179,000 | $1,810,000 | $95,000 | $9,999,000 |
| Not Provided | 17,579 | $2,498,315,000 | $142,000 | $9,000,000 | $82,000 | $3,600,000 |
| Hispanic | 4,644 | $624,952,000 | $134,000 | $2,300,000 | $69,000 | $1,365,000 |
| Black or African American | 3,674 | $454,535,000 | $123,000 | $1,480,000 | $71,000 | $6,500,000 |
| Asian | 2,464 | $684,392,000 | $277,000 | $1,500,000 | $122,000 | $2,181,000 |
| American Indian or Alaskan Native | 359 | $47,587,000 | $132,000 | $900,000 | $84,000 | $1,510,000 |
| Native Hawaiian or Other Pacific Islander | 281 | $52,511,000 | $186,000 | $930,000 | $87,000 | $684,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94,028 | $16,017,800,000 | $170,000 | $9,000,000 | $91,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 1 | $374,000 | $374,000 | $374,000 | $125,000 | $125,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 54,642 | $8,846,698,000 | $161,000 | $9,000,000 | $83,000 | $8,606,000 |
| Loan Originated | 30,539 | $5,225,169,000 | $171,000 | $1,500,000 | $96,000 | $9,999,000 |
| File Closed For Incompleteness | 6,492 | $1,692,334,000 | $260,000 | $1,500,000 | $134,000 | $4,500,000 |
| Application Approved But Not Accepted | 1,409 | $149,193,000 | $105,000 | $1,500,000 | $71,000 | $812,000 |
| Application Withdrawn By Applicant | 947 | $104,780,000 | $110,000 | $900,000 | $83,000 | $1,510,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17,344 | $1,721,209,000 | $99,000 | $2,300,000 | $66,000 | $6,195,000 |
| Debt-To-Income Ratio | 12,597 | $2,403,274,000 | $190,000 | $1,500,000 | $63,000 | $2,000,000 |
| Other | 11,697 | $2,438,176,000 | $208,000 | $9,000,000 | $115,000 | $6,500,000 |
| Collateral | 11,195 | $1,981,473,000 | $176,000 | $6,666,000 | $97,000 | $8,606,000 |
| Unverifiable Information | 831 | $161,175,000 | $193,000 | $1,249,000 | $114,000 | $3,000,000 |
| Credit Application Incomplete | 772 | $94,928,000 | $122,000 | $1,100,000 | $70,000 | $925,000 |
| Employment History | 206 | $46,463,000 | $225,000 | $1,365,000 | $107,000 | $846,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank North Dakota's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank North Dakota's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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