US Bk NA Nd Mortgage Lending & HMDA Data, 2012

In 2012, US Bk NA Nd of Fargo, ND reported 155,679 mortgage applications totaling $23.2 billion, up 27% from 2011. The average application was for $149,042, and applicants reported an average income of $90,276. 38% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (10,232), Denver-Aurora-Broomfield, CO (7,463) and Cincinnati-Middletown, OH-KY-IN (6,131) (applications in parentheses).

Mortgage Company & Address US Bk NA Nd
4325 17th Avenue, S.W.
Fargo, ND 58103
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 155,679
Total Mortgage Loan Application Amount $23,202,741,000
Average Mortgage Loan Application Amount $149,042
Highest Mortgage Loan Application Amount $6,500,000
Average Applicant Income $90,276
Highest Applicant Income $7,224,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bk NA Nd filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for US Bk NA Nd by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 3,855 $ 549,987,000 $ 142,668 $ 99,000
Cook, Illinois 3,410 $ 679,642,000 $ 199,308 $ 105,000
Los Angeles, California 2,972 $ 831,310,000 $ 279,713 $ 124,000
King, Washington 2,876 $ 659,196,000 $ 229,205 $ 115,000
St. Louis, Missouri 2,211 $ 258,741,000 $ 117,024 $ 88,000
Multnomah, Oregon 2,156 $ 300,975,000 $ 139,598 $ 80,000
Hamilton, Ohio 2,019 $ 190,783,000 $ 94,493 $ 74,000
Salt Lake, Utah 1,993 $ 309,594,000 $ 155,340 $ 82,000
Arapahoe, Colorado 1,803 $ 259,601,000 $ 143,982 $ 88,000
Jefferson, Colorado 1,702 $ 256,328,000 $ 150,603 $ 93,000
Denver, Colorado 1,696 $ 251,492,000 $ 148,285 $ 78,000
Ramsey, Minnesota 1,675 $ 188,138,000 $ 112,321 $ 87,000
San Diego, California 1,508 $ 335,965,000 $ 222,788 $ 109,000
Cuyahoga, Ohio 1,454 $ 116,346,000 $ 80,017 $ 63,000
Washington, Oregon 1,436 $ 204,401,000 $ 142,340 $ 86,000
Clark, Nevada 1,430 $ 161,910,000 $ 113,223 $ 77,000
Franklin, Ohio 1,371 $ 136,894,000 $ 99,849 $ 73,000
Douglas, Nebraska 1,331 $ 120,453,000 $ 90,498 $ 70,000
Milwaukee, Wisconsin 1,297 $ 110,665,000 $ 85,323 $ 68,000
Maricopa, Arizona 1,296 $ 230,627,000 $ 177,952 $ 111,000
Ada, Idaho 1,245 $ 147,243,000 $ 118,267 $ 83,000
Jefferson, Kentucky 1,227 $ 133,553,000 $ 108,845 $ 71,000
Dakota, Minnesota 1,203 $ 144,106,000 $ 119,788 $ 98,000
Montgomery, Ohio 1,187 $ 103,962,000 $ 87,583 $ 66,000
San Bernardino, California 1,168 $ 137,117,000 $ 117,394 $ 74,000
Davidson, Tennessee 1,160 $ 132,971,000 $ 114,630 $ 64,000
Jackson, Missouri 1,137 $ 103,979,000 $ 91,450 $ 72,000
Adams, Colorado 1,084 $ 137,077,000 $ 126,454 $ 71,000
Pierce, Washington 1,045 $ 143,030,000 $ 136,870 $ 85,000
Riverside, California 1,035 $ 154,932,000 $ 149,692 $ 89,000
Anoka, Minnesota 1,011 $ 110,604,000 $ 109,400 $ 85,000
Spokane, Washington 1,011 $ 108,024,000 $ 106,848 $ 67,000
El Paso, Colorado 993 $ 149,244,000 $ 150,296 $ 86,000
Clackamas, Oregon 965 $ 155,425,000 $ 161,062 $ 90,000
Washington, Minnesota 944 $ 121,210,000 $ 128,400 $ 95,000
Orange, California 937 $ 291,572,000 $ 311,176 $ 139,000
DuPage, Illinois 934 $ 226,988,000 $ 243,027 $ 135,000
Butler, Ohio 934 $ 96,426,000 $ 103,239 $ 78,000
Polk, Iowa 857 $ 77,923,000 $ 90,925 $ 71,000
Marion, Oregon 852 $ 100,400,000 $ 117,840 $ 66,000
Douglas, Colorado 836 $ 175,149,000 $ 209,508 $ 122,000
Pulaski, Arkansas 778 $ 77,877,000 $ 100,098 $ 79,000
Lane, Oregon 747 $ 97,889,000 $ 131,042 $ 70,000
St. Charles, Missouri 724 $ 76,833,000 $ 106,122 $ 83,000
Snohomish, Washington 713 $ 113,849,000 $ 159,676 $ 89,000
Sacramento, California 708 $ 94,613,000 $ 133,634 $ 80,000
Santa Clara, California 705 $ 267,584,000 $ 379,551 $ 146,000
Contra Costa, California 691 $ 181,466,000 $ 262,613 $ 120,000
St. Louis, Minnesota 690 $ 63,862,000 $ 92,553 $ 71,000
Kenton, Kentucky 688 $ 59,241,000 $ 86,106 $ 67,000
Alameda, California 682 $ 160,152,000 $ 234,826 $ 103,000
Davis, Utah 681 $ 121,379,000 $ 178,236 $ 96,000
Yakima, Washington 631 $ 58,818,000 $ 93,213 $ 55,000
Waukesha, Wisconsin 621 $ 96,098,000 $ 154,747 $ 108,000
Johnson, Kansas 610 $ 102,186,000 $ 167,518 $ 118,000
Clark, Washington 598 $ 76,060,000 $ 127,190 $ 82,000
Minnehaha, South Dakota 586 $ 59,069,000 $ 100,800 $ 69,000
Lancaster, Nebraska 581 $ 52,782,000 $ 90,846 $ 69,000
Summit, Ohio 564 $ 45,564,000 $ 80,787 $ 63,000
Pueblo, Colorado 536 $ 54,289,000 $ 101,285 $ 71,000
Scott, Iowa 514 $ 44,064,000 $ 85,727 $ 71,000
Kootenai, Idaho 505 $ 55,674,000 $ 110,245 $ 75,000
Larimer, Colorado 503 $ 79,789,000 $ 158,626 $ 90,000
Utah, Utah 503 $ 103,887,000 $ 206,534 $ 113,000
Greene, Ohio 490 $ 50,830,000 $ 103,734 $ 79,000
Boulder, Colorado 478 $ 104,006,000 $ 217,585 $ 112,000
Washoe, Nevada 476 $ 66,312,000 $ 139,310 $ 88,000
Madison, Illinois 469 $ 35,944,000 $ 76,639 $ 72,000
Warren, Ohio 468 $ 66,217,000 $ 141,489 $ 97,000
Weber, Utah 466 $ 68,600,000 $ 147,210 $ 79,000
San Mateo, California 465 $ 163,451,000 $ 351,507 $ 144,000
Lake, Illinois 463 $ 142,772,000 $ 308,362 $ 162,000
Cascade, Montana 462 $ 47,491,000 $ 102,794 $ 65,000
Pike, Kentucky 456 $ 35,015,000 $ 76,787 $ 66,000
St. Louis City, Missouri 456 $ 38,016,000 $ 83,368 $ 63,000
Clermont, Ohio 452 $ 50,888,000 $ 112,584 $ 88,000
St. Clair, Illinois 448 $ 38,998,000 $ 87,049 $ 67,000
Montgomery, Tennessee 446 $ 38,333,000 $ 85,948 $ 67,000
Jefferson, Missouri 438 $ 39,980,000 $ 91,278 $ 69,000
Wayne, Indiana 430 $ 29,510,000 $ 68,627 $ 53,000
Pottawattamie, Iowa 426 $ 32,947,000 $ 77,340 $ 66,000
Sumner, Tennessee 425 $ 53,239,000 $ 125,268 $ 70,000
Ventura, California 409 $ 96,296,000 $ 235,442 $ 119,000
Boone, Kentucky 407 $ 45,953,000 $ 112,906 $ 74,000
Will, Illinois 405 $ 65,970,000 $ 162,888 $ 104,000
Kane, Illinois 388 $ 66,975,000 $ 172,615 $ 97,000
Scott, Minnesota 381 $ 66,114,000 $ 173,527 $ 107,000
Fayette, Kentucky 375 $ 50,586,000 $ 134,896 $ 83,000
Madison, Kentucky 369 $ 37,077,000 $ 100,479 $ 67,000
Jackson, Oregon 363 $ 46,029,000 $ 126,801 $ 70,000
Miami, Ohio 359 $ 32,775,000 $ 91,295 $ 68,000
Williamson, Tennessee 358 $ 86,141,000 $ 240,617 $ 123,000
Placer, California 357 $ 62,763,000 $ 175,806 $ 101,000
Weld, Colorado 357 $ 54,864,000 $ 153,680 $ 93,000
Lorain, Ohio 356 $ 32,034,000 $ 89,983 $ 69,000
Jasper, Missouri 349 $ 24,875,000 $ 71,275 $ 56,000
Campbell, Kentucky 339 $ 34,246,000 $ 101,020 $ 69,000
Sarpy, Nebraska 339 $ 34,068,000 $ 100,495 $ 75,000
Wilson, Tennessee 337 $ 45,192,000 $ 134,100 $ 74,000
Kitsap, Washington 337 $ 63,164,000 $ 187,430 $ 105,000
Scioto, Ohio 330 $ 22,495,000 $ 68,166 $ 61,000
Deschutes, Oregon 330 $ 45,554,000 $ 138,042 $ 83,000
Daviess, Kentucky 329 $ 26,349,000 $ 80,088 $ 79,000
Black Hawk, Iowa 323 $ 24,786,000 $ 76,736 $ 70,000
Dane, Wisconsin 323 $ 42,560,000 $ 131,764 $ 86,000
Benton, Washington 322 $ 35,724,000 $ 110,944 $ 75,000
Clay, Missouri 318 $ 34,809,000 $ 109,462 $ 75,000
Rutherford, Tennessee 307 $ 30,126,000 $ 98,130 $ 64,000
Pima, Arizona 305 $ 44,130,000 $ 144,688 $ 102,000
Wyandotte, Kansas 303 $ 20,611,000 $ 68,023 $ 58,000
Linn, Iowa 300 $ 21,119,000 $ 70,396 $ 59,000
San Francisco, California 299 $ 103,293,000 $ 345,461 $ 138,000
Stark, Ohio 291 $ 26,098,000 $ 89,683 $ 70,000
Warren, Kentucky 287 $ 28,931,000 $ 100,804 $ 69,000
Jefferson, Ohio 286 $ 17,038,000 $ 59,573 $ 56,000
Shelby, Ohio 284 $ 23,805,000 $ 83,820 $ 67,000
Fulton, Georgia 279 $ 181,341,000 $ 649,967 $ 303,000
Sheboygan, Wisconsin 274 $ 23,217,000 $ 84,733 $ 59,000
McCracken, Kentucky 263 $ 20,834,000 $ 79,216 $ 63,000
Burnett, Wisconsin 259 $ 23,781,000 $ 91,818 $ 74,000
Dearborn, Indiana 256 $ 26,033,000 $ 101,691 $ 70,000
Garland, Arkansas 255 $ 19,677,000 $ 77,164 $ 65,000
Columbia, Oregon 249 $ 30,842,000 $ 123,863 $ 68,000
Faulkner, Arkansas 247 $ 22,694,000 $ 91,878 $ 72,000
Greene, Missouri 247 $ 20,898,000 $ 84,607 $ 63,000
Clark, Ohio 247 $ 21,304,000 $ 86,251 $ 69,000
Rowan, Kentucky 246 $ 21,214,000 $ 86,235 $ 59,000
Stearns, Minnesota 245 $ 23,448,000 $ 95,706 $ 77,000
Burleigh, North Dakota 245 $ 27,509,000 $ 112,281 $ 91,000
Carver, Minnesota 242 $ 41,769,000 $ 172,599 $ 117,000
Medina, Ohio 240 $ 22,751,000 $ 94,795 $ 75,000
Linn, Oregon 240 $ 26,685,000 $ 111,187 $ 63,000
Douglas, Oregon 238 $ 30,371,000 $ 127,609 $ 67,000
Solano, California 236 $ 33,691,000 $ 142,758 $ 84,000
Canyon, Idaho 236 $ 20,789,000 $ 88,088 $ 55,000
Winnebago, Illinois 233 $ 14,777,000 $ 63,420 $ 59,000
Harris, Texas 233 $ 148,165,000 $ 635,901 $ 320,000
Lawrence, Ohio 230 $ 16,282,000 $ 70,791 $ 65,000
Nez Perce, Idaho 228 $ 24,660,000 $ 108,157 $ 64,000
Sherburne, Minnesota 225 $ 25,141,000 $ 111,737 $ 84,000
Sonoma, California 223 $ 56,652,000 $ 254,044 $ 113,000
Rock Island, Illinois 223 $ 16,801,000 $ 75,340 $ 64,000
Yellowstone, Montana 222 $ 25,894,000 $ 116,639 $ 96,000
McHenry, Illinois 221 $ 34,242,000 $ 154,941 $ 91,000
Hopkins, Kentucky 221 $ 16,334,000 $ 73,909 $ 61,000
Lake, Ohio 221 $ 19,380,000 $ 87,692 $ 61,000
Wright, Minnesota 220 $ 25,881,000 $ 117,640 $ 84,000
Barron, Wisconsin 212 $ 21,040,000 $ 99,245 $ 71,000
El Dorado, California 211 $ 31,377,000 $ 148,706 $ 98,000
Floyd, Kentucky 211 $ 14,190,000 $ 67,251 $ 64,000
Middlesex, Massachusetts 210 $ 125,963,000 $ 599,823 $ 226,000
Clatsop, Oregon 210 $ 28,360,000 $ 135,047 $ 83,000
Yamhill, Oregon 208 $ 29,599,000 $ 142,302 $ 69,000
Robertson, Tennessee 208 $ 20,466,000 $ 98,394 $ 59,000
Cass, North Dakota 205 $ 21,912,000 $ 106,887 $ 89,000
Hawkins, Tennessee 203 $ 16,347,000 $ 80,527 $ 54,000
Bernalillo, New Mexico 202 $ 30,790,000 $ 152,425 $ 90,000
Sangamon, Illinois 201 $ 14,941,000 $ 74,333 $ 69,000
Broomfield, Colorado 199 $ 35,452,000 $ 178,150 $ 116,000
Chisago, Minnesota 198 $ 25,170,000 $ 127,121 $ 95,000
Kenosha, Wisconsin 197 $ 18,600,000 $ 94,416 $ 71,000
Walworth, Wisconsin 192 $ 26,014,000 $ 135,489 $ 91,000
Skagit, Washington 191 $ 24,811,000 $ 129,900 $ 79,000
Shawnee, Kansas 190 $ 14,322,000 $ 75,378 $ 68,000
White, Tennessee 190 $ 13,721,000 $ 72,215 $ 51,000
Whatcom, Washington 187 $ 29,288,000 $ 156,620 $ 79,000
Baxter, Arkansas 186 $ 15,803,000 $ 84,962 $ 56,000
Portage, Ohio 185 $ 18,273,000 $ 98,772 $ 70,000
Cleburne, Arkansas 184 $ 17,392,000 $ 94,521 $ 64,000
Brown, Ohio 183 $ 16,409,000 $ 89,666 $ 64,000
Washington, Wisconsin 182 $ 23,011,000 $ 126,434 $ 97,000
San Joaquin, California 181 $ 24,327,000 $ 134,403 $ 71,000
Delaware, Ohio 181 $ 34,109,000 $ 188,447 $ 109,000
Lincoln, Oregon 180 $ 25,025,000 $ 139,027 $ 83,000
Morrison, Minnesota 179 $ 17,508,000 $ 97,810 $ 74,000
Woodbury, Iowa 178 $ 11,541,000 $ 64,837 $ 62,000
Olmsted, Minnesota 176 $ 17,823,000 $ 101,267 $ 74,000
Fond du Lac, Wisconsin 174 $ 12,529,000 $ 72,005 $ 72,000
Mohave, Arizona 173 $ 13,730,000 $ 79,364 $ 59,000
Jasper, Iowa 172 $ 14,244,000 $ 82,813 $ 67,000
Butler, Missouri 172 $ 13,548,000 $ 78,767 $ 63,000
Saline, Arkansas 171 $ 13,647,000 $ 79,807 $ 68,000
Butte, California 170 $ 17,384,000 $ 102,258 $ 80,000
Umatilla, Oregon 170 $ 14,596,000 $ 85,858 $ 62,000
Dallas, Texas 169 $ 118,216,000 $ 699,502 $ 312,000
Thurston, Washington 168 $ 25,606,000 $ 152,416 $ 84,000
Mesa, Colorado 167 $ 22,042,000 $ 131,988 $ 77,000
Racine, Wisconsin 164 $ 17,572,000 $ 107,146 $ 74,000
San Luis Obispo, California 163 $ 29,744,000 $ 182,478 $ 87,000
Geauga, Ohio 163 $ 19,432,000 $ 119,214 $ 78,000
Fayette, Indiana 162 $ 11,600,000 $ 71,604 $ 66,000
Polk, Oregon 161 $ 20,631,000 $ 128,142 $ 71,000
St. Croix, Wisconsin 161 $ 19,654,000 $ 122,074 $ 94,000
Shasta, California 158 $ 17,070,000 $ 108,037 $ 73,000
Preble, Ohio 158 $ 12,353,000 $ 78,183 $ 56,000
Cache, Utah 157 $ 23,605,000 $ 150,350 $ 74,000
Mason, Kentucky 156 $ 13,574,000 $ 87,012 $ 84,000
Crow Wing, Minnesota 156 $ 21,367,000 $ 136,967 $ 104,000
St. Francois, Missouri 156 $ 11,182,000 $ 71,679 $ 54,000
Marion, Arkansas 155 $ 10,926,000 $ 70,490 $ 51,000
Grant, Washington 155 $ 14,809,000 $ 95,541 $ 70,000
Polk, Wisconsin 154 $ 15,077,000 $ 97,902 $ 75,000
Stanislaus, California 153 $ 16,782,000 $ 109,686 $ 80,000
Pennington, South Dakota 153 $ 16,089,000 $ 105,156 $ 92,000
Marathon, Wisconsin 153 $ 15,320,000 $ 100,130 $ 72,000
Box Elder, Utah 152 $ 17,048,000 $ 112,157 $ 76,000
Winnebago, Wisconsin 152 $ 12,376,000 $ 81,421 $ 76,000
Manitowoc, Wisconsin 151 $ 11,359,000 $ 75,225 $ 70,000
Grant, Arkansas 150 $ 12,513,000 $ 83,420 $ 72,000
Tillamook, Oregon 149 $ 17,967,000 $ 120,583 $ 74,000
Travis, Texas 149 $ 93,905,000 $ 630,234 $ 263,000
Franklin, Missouri 147 $ 15,373,000 $ 104,578 $ 71,000
Hot Spring, Arkansas 146 $ 9,281,000 $ 63,568 $ 64,000
Bonner, Idaho 146 $ 18,831,000 $ 128,979 $ 62,000
Miami-Dade, Florida 145 $ 98,875,000 $ 681,896 $ 307,000
Pettis, Missouri 145 $ 11,839,000 $ 81,648 $ 59,000
Missoula, Montana 143 $ 14,275,000 $ 99,825 $ 73,000
Dickson, Tennessee 143 $ 13,403,000 $ 93,727 $ 52,000
Cumberland, Tennessee 142 $ 12,679,000 $ 89,288 $ 55,000
Clark, Indiana 141 $ 13,438,000 $ 95,304 $ 63,000
Dubuque, Iowa 141 $ 10,008,000 $ 70,978 $ 56,000
Buchanan, Missouri 140 $ 14,500,000 $ 103,571 $ 63,000
Phelps, Missouri 140 $ 11,845,000 $ 84,607 $ 56,000
Ashtabula, Ohio 140 $ 9,856,000 $ 70,400 $ 63,000
Fairfield, Connecticut 139 $ 95,891,000 $ 689,863 $ 273,000
Johnson, Iowa 137 $ 12,392,000 $ 90,452 $ 78,000
Douglas, Kansas 137 $ 12,912,000 $ 94,248 $ 87,000
Montgomery, Maryland 137 $ 96,084,000 $ 701,343 $ 274,000
Josephine, Oregon 136 $ 15,062,000 $ 110,750 $ 69,000
Washington, Utah 136 $ 25,178,000 $ 185,132 $ 129,000
Christian, Kentucky 135 $ 11,107,000 $ 82,274 $ 58,000
Marion, Kentucky 135 $ 10,126,000 $ 75,007 $ 60,000
Erie, Ohio 135 $ 10,973,000 $ 81,281 $ 64,000
Marshall, Kentucky 134 $ 9,539,000 $ 71,186 $ 59,000
Story, Iowa 133 $ 11,522,000 $ 86,631 $ 81,000
Asotin, Washington 133 $ 12,520,000 $ 94,135 $ 62,000
Marin, California 132 $ 70,598,000 $ 534,833 $ 193,000
Otter Tail, Minnesota 132 $ 13,470,000 $ 102,045 $ 71,000
Carson City, Nevada 132 $ 15,367,000 $ 116,416 $ 72,000
Boone, Missouri 130 $ 11,451,000 $ 88,084 $ 64,000
Newton, Missouri 130 $ 11,151,000 $ 85,776 $ 61,000
Jefferson, Illinois 129 $ 9,278,000 $ 71,922 $ 79,000
Richland, Ohio 129 $ 9,991,000 $ 77,449 $ 64,000
Maury, Tennessee 129 $ 13,143,000 $ 101,883 $ 66,000
Cowlitz, Washington 129 $ 14,087,000 $ 109,201 $ 72,000
Benton, Oregon 128 $ 19,459,000 $ 152,023 $ 87,000
Franklin, Washington 128 $ 12,098,000 $ 94,515 $ 61,000
Boone, Iowa 127 $ 12,160,000 $ 95,748 $ 84,000
Bracken, Kentucky 126 $ 11,509,000 $ 91,341 $ 61,000
Logan, Kentucky 126 $ 9,838,000 $ 78,079 $ 65,000
Gallatin, Montana 126 $ 18,301,000 $ 145,246 $ 97,000
Pinal, Arizona 125 $ 9,338,000 $ 74,704 $ 60,000
Clark, Arkansas 125 $ 7,525,000 $ 60,200 $ 56,000
Latah, Idaho 125 $ 13,649,000 $ 109,192 $ 75,000
Bonneville, Idaho 124 $ 11,906,000 $ 96,016 $ 78,000
Barren, Kentucky 124 $ 11,241,000 $ 90,653 $ 61,000
Dent, Missouri 124 $ 9,279,000 $ 74,830 $ 50,000
Whiteside, Illinois 123 $ 7,805,000 $ 63,455 $ 64,000
Camden, Missouri 122 $ 15,183,000 $ 124,450 $ 100,000
Brown, South Dakota 122 $ 11,685,000 $ 95,778 $ 67,000
Bingham, Idaho 120 $ 11,255,000 $ 93,791 $ 60,000
Graves, Kentucky 120 $ 8,088,000 $ 67,400 $ 62,000
Platte, Nebraska 120 $ 10,403,000 $ 86,691 $ 61,000
Knox, Tennessee 120 $ 28,129,000 $ 234,408 $ 119,000
Santa Cruz, California 119 $ 26,337,000 $ 221,319 $ 96,000
Blue Earth, Minnesota 118 $ 13,679,000 $ 115,923 $ 80,000
Monterey, California 117 $ 28,794,000 $ 246,102 $ 122,000
Scotts Bluff, Nebraska 116 $ 7,580,000 $ 65,344 $ 63,000
Grand Forks, North Dakota 115 $ 9,123,000 $ 79,330 $ 75,000
Gallia, Ohio 115 $ 10,018,000 $ 87,113 $ 62,000
Putnam, Tennessee 115 $ 11,192,000 $ 97,321 $ 56,000
Freeborn, Minnesota 114 $ 9,701,000 $ 85,096 $ 89,000
Fairfield, Ohio 114 $ 12,149,000 $ 106,570 $ 83,000
Conway, Arkansas 113 $ 7,485,000 $ 66,238 $ 59,000
Idaho, Idaho 113 $ 11,071,000 $ 97,973 $ 64,000
Island, Washington 113 $ 16,374,000 $ 144,902 $ 83,000
Eau Claire, Wisconsin 113 $ 10,166,000 $ 89,964 $ 89,000
Crawford, Arkansas 112 $ 8,033,000 $ 71,723 $ 69,000
Highland, Ohio 112 $ 9,619,000 $ 85,883 $ 54,000
Klamath, Oregon 112 $ 10,202,000 $ 91,089 $ 64,000
Lincoln, South Dakota 111 $ 13,608,000 $ 122,594 $ 86,000
Fleming, Kentucky 110 $ 8,676,000 $ 78,872 $ 58,000
Platte, Missouri 110 $ 13,497,000 $ 122,700 $ 91,000
Sweetwater, Wyoming 110 $ 11,588,000 $ 105,345 $ 99,000
Fairfax, Virginia 109 $ 73,654,000 $ 675,724 $ 238,000
Lyon, Nevada 107 $ 11,786,000 $ 110,149 $ 73,000
Sandoval, New Mexico 107 $ 15,474,000 $ 144,616 $ 95,000
Summit, Utah 107 $ 52,989,000 $ 495,224 $ 208,000
Twin Falls, Idaho 104 $ 8,716,000 $ 83,807 $ 64,000
Cerro Gordo, Iowa 103 $ 6,769,000 $ 65,718 $ 58,000
Bullitt, Kentucky 103 $ 10,466,000 $ 101,611 $ 64,000
Norfolk, Massachusetts 103 $ 59,033,000 $ 573,135 $ 202,000
Outagamie, Wisconsin 103 $ 9,494,000 $ 92,174 $ 67,000
Cocke, Tennessee 102 $ 6,603,000 $ 64,735 $ 47,000
Cass, Minnesota 101 $ 13,853,000 $ 137,158 $ 82,000
Mower, Minnesota 101 $ 7,256,000 $ 71,841 $ 61,000
Coos, Oregon 101 $ 10,031,000 $ 99,316 $ 61,000
Broward, Florida 99 $ 62,050,000 $ 626,767 $ 347,000
Oakland, Michigan 99 $ 60,167,000 $ 607,747 $ 343,000
Guernsey, Ohio 99 $ 5,647,000 $ 57,040 $ 49,000
Ozaukee, Wisconsin 99 $ 18,117,000 $ 183,000 $ 113,000
Pendleton, Kentucky 98 $ 8,333,000 $ 85,030 $ 70,000
Union, Oregon 98 $ 8,970,000 $ 91,530 $ 68,000
Hill, Montana 97 $ 9,310,000 $ 95,979 $ 67,000
Whitman, Washington 97 $ 10,169,000 $ 104,835 $ 72,000
Itasca, Minnesota 96 $ 10,422,000 $ 108,562 $ 87,000
Steele, Minnesota 96 $ 9,411,000 $ 98,031 $ 84,000
Palm Beach, Florida 95 $ 63,295,000 $ 666,263 $ 369,000
Stephenson, Illinois 95 $ 6,162,000 $ 64,863 $ 58,000
Clinton, Iowa 95 $ 6,463,000 $ 68,031 $ 61,000
Douglas, Nevada 95 $ 16,763,000 $ 176,452 $ 80,000
Yavapai, Arizona 94 $ 12,187,000 $ 129,648 $ 70,000
Brown, Wisconsin 93 $ 9,340,000 $ 100,430 $ 74,000
Shoshone, Idaho 92 $ 6,669,000 $ 72,489 $ 67,000
Essex, Massachusetts 92 $ 52,201,000 $ 567,402 $ 240,000
Isanti, Minnesota 91 $ 9,975,000 $ 109,615 $ 78,000
Madison, Nebraska 91 $ 5,622,000 $ 61,780 $ 53,000
Van Wert, Ohio 91 $ 6,128,000 $ 67,340 $ 52,000
Adams, Washington 91 $ 7,703,000 $ 84,648 $ 55,000
Humboldt, California 90 $ 9,248,000 $ 102,755 $ 70,000
Cheatham, Tennessee 90 $ 7,394,000 $ 82,155 $ 67,000
Tehama, California 89 $ 9,296,000 $ 104,449 $ 66,000
Yolo, California 89 $ 12,130,000 $ 136,292 $ 80,000
Jefferson, Tennessee 89 $ 9,014,000 $ 101,280 $ 58,000
Lonoke, Arkansas 88 $ 9,434,000 $ 107,204 $ 79,000
Cobb, Georgia 88 $ 48,907,000 $ 555,761 $ 293,000
Benton, Minnesota 88 $ 8,194,000 $ 93,113 $ 72,000
Licking, Ohio 88 $ 10,524,000 $ 119,590 $ 80,000
Santa Barbara, California 87 $ 36,928,000 $ 424,459 $ 155,000
Anne Arundel, Maryland 87 $ 55,288,000 $ 635,494 $ 223,000
Wake, North Carolina 87 $ 46,448,000 $ 533,885 $ 266,000
Clallam, Washington 87 $ 10,612,000 $ 121,977 $ 62,000
Floyd, Indiana 86 $ 7,671,000 $ 89,197 $ 56,000
Clearwater, Idaho 85 $ 9,427,000 $ 110,905 $ 74,000
Suffolk, New York 85 $ 50,292,000 $ 591,670 $ 265,000
Trumbull, Ohio 85 $ 6,327,000 $ 74,435 $ 59,000
Clinton, Illinois 84 $ 5,565,000 $ 66,250 $ 56,000
Kandiyohi, Minnesota 84 $ 7,326,000 $ 87,214 $ 65,000
Bergen, New Jersey 84 $ 46,486,000 $ 553,404 $ 216,000
Franklin, Illinois 83 $ 4,929,000 $ 59,385 $ 82,000
Clay, Minnesota 83 $ 7,423,000 $ 89,433 $ 69,000
Cass, Missouri 83 $ 9,584,000 $ 115,469 $ 77,000
Perry, Missouri 83 $ 6,268,000 $ 75,518 $ 56,000
Seneca, Ohio 83 $ 6,191,000 $ 74,590 $ 66,000
Wapello, Iowa 82 $ 4,641,000 $ 56,597 $ 59,000
Martin, Minnesota 81 $ 5,880,000 $ 72,592 $ 59,000
Baker, Oregon 81 $ 6,908,000 $ 85,283 $ 57,000
Nodaway, Missouri 80 $ 7,064,000 $ 88,300 $ 76,000
Stoddard, Missouri 80 $ 4,941,000 $ 61,762 $ 55,000
Coffee, Tennessee 80 $ 7,396,000 $ 92,450 $ 63,000
New Haven, Connecticut 79 $ 36,073,000 $ 456,620 $ 214,000
DeKalb, Georgia 79 $ 44,051,000 $ 557,607 $ 224,000
Leavenworth, Kansas 79 $ 8,999,000 $ 113,911 $ 76,000
Des Moines, Iowa 78 $ 4,355,000 $ 55,833 $ 55,000
Lawrence, Missouri 78 $ 7,313,000 $ 93,756 $ 59,000
Westchester, New York 78 $ 51,436,000 $ 659,435 $ 283,000
Kittitas, Washington 78 $ 10,137,000 $ 129,961 $ 89,000
Gem, Idaho 77 $ 8,066,000 $ 104,753 $ 62,000
Minidoka, Idaho 77 $ 5,510,000 $ 71,558 $ 56,000
Benton, Iowa 77 $ 5,715,000 $ 74,220 $ 71,000
Butler, Nebraska 77 $ 6,866,000 $ 89,168 $ 63,000
Ottawa, Ohio 77 $ 8,092,000 $ 105,090 $ 68,000
Bannock, Idaho 76 $ 7,599,000 $ 99,986 $ 57,000
Williamson, Illinois 76 $ 4,726,000 $ 62,184 $ 55,000
Dallas, Iowa 76 $ 9,628,000 $ 126,684 $ 94,000
Pine, Minnesota 76 $ 6,942,000 $ 91,342 $ 80,000
Monroe, Illinois 75 $ 9,169,000 $ 122,253 $ 80,000
Muscatine, Iowa 75 $ 5,112,000 $ 68,160 $ 61,000
Scott, Missouri 75 $ 4,864,000 $ 64,853 $ 61,000
Valencia, New Mexico 75 $ 6,309,000 $ 84,120 $ 61,000
Fremont, Colorado 74 $ 7,435,000 $ 100,472 $ 53,000
Morton, North Dakota 74 $ 8,143,000 $ 110,040 $ 80,000
Perry, Ohio 74 $ 6,477,000 $ 87,527 $ 65,000
Tarrant, Texas 74 $ 42,387,000 $ 572,797 $ 285,000
Mecklenburg, North Carolina 73 $ 43,470,000 $ 595,479 $ 252,000
Lincoln, Washington 73 $ 6,850,000 $ 93,835 $ 69,000
Chippewa, Wisconsin 73 $ 6,735,000 $ 92,260 $ 76,000
Wood, Wisconsin 73 $ 4,874,000 $ 66,767 $ 52,000
Perry, Arkansas 72 $ 4,222,000 $ 58,638 $ 69,000
Elbert, Colorado 72 $ 12,020,000 $ 166,944 $ 112,000
Cape Girardeau, Missouri 72 $ 5,379,000 $ 74,708 $ 74,000
Laclede, Missouri 72 $ 5,378,000 $ 74,694 $ 61,000
Kings, New York 72 $ 44,572,000 $ 619,055 $ 253,000
Green Lake, Wisconsin 72 $ 5,847,000 $ 81,208 $ 61,000
Allen, Kentucky 71 $ 4,578,000 $ 64,478 $ 45,000
Plymouth, Massachusetts 71 $ 36,258,000 $ 510,676 $ 228,000
Ward, North Dakota 71 $ 7,134,000 $ 100,478 $ 65,000
Roane, Tennessee 71 $ 7,383,000 $ 103,985 $ 79,000
Okanogan, Washington 71 $ 6,958,000 $ 98,000 $ 62,000
Henry, Iowa 70 $ 4,347,000 $ 62,100 $ 68,000
Carlton, Minnesota 70 $ 7,044,000 $ 100,628 $ 82,000
Christian, Missouri 70 $ 8,191,000 $ 117,014 $ 78,000
Hardin, Ohio 70 $ 4,892,000 $ 69,885 $ 67,000
Malheur, Oregon 70 $ 6,087,000 $ 86,957 $ 87,000
Plumas, California 69 $ 8,982,000 $ 130,173 $ 78,000
Kern, California 68 $ 11,878,000 $ 174,676 $ 122,000
Webster, Missouri 68 $ 5,668,000 $ 83,352 $ 53,000
Santa Fe, New Mexico 68 $ 20,305,000 $ 298,602 $ 123,000
Warren, Tennessee 68 $ 5,194,000 $ 76,382 $ 58,000
Dodge, Wisconsin 68 $ 6,060,000 $ 89,117 $ 74,000
Hartford, Connecticut 67 $ 28,656,000 $ 427,701 $ 184,000
Appanoose, Iowa 67 $ 4,836,000 $ 72,179 $ 64,000
Ripley, Missouri 67 $ 3,374,000 $ 50,358 $ 47,000
Darke, Ohio 67 $ 4,932,000 $ 73,611 $ 58,000
Lake, Indiana 66 $ 10,544,000 $ 159,757 $ 109,000
Morgan, Missouri 66 $ 7,020,000 $ 106,363 $ 55,000
Auglaize, Ohio 66 $ 5,643,000 $ 85,500 $ 79,000
Denton, Texas 66 $ 40,349,000 $ 611,348 $ 257,000
Benton, Arkansas 65 $ 10,284,000 $ 158,215 $ 89,000
Napa, California 65 $ 11,040,000 $ 169,846 $ 62,000
Morgan, Illinois 65 $ 3,275,000 $ 50,384 $ 54,000
Jackson, Iowa 65 $ 4,285,000 $ 65,923 $ 60,000
Marshall, Iowa 65 $ 4,570,000 $ 70,307 $ 65,000
Dodge, Nebraska 65 $ 4,417,000 $ 67,953 $ 61,000
Pike, Ohio 65 $ 4,067,000 $ 62,569 $ 56,000
Summit, Colorado 64 $ 13,990,000 $ 218,593 $ 137,000
Marion, Indiana 64 $ 7,760,000 $ 121,250 $ 65,000
Estill, Kentucky 64 $ 5,649,000 $ 88,265 $ 61,000
Adair, Missouri 64 $ 4,896,000 $ 76,500 $ 63,000
Taney, Missouri 64 $ 5,861,000 $ 91,578 $ 72,000
Morrow, Ohio 64 $ 4,738,000 $ 74,031 $ 59,000
Pickaway, Ohio 64 $ 5,158,000 $ 80,593 $ 72,000
Boyle, Kentucky 63 $ 5,705,000 $ 90,555 $ 69,000
Grant, Kentucky 63 $ 5,125,000 $ 81,349 $ 55,000
Oldham, Kentucky 63 $ 12,179,000 $ 193,317 $ 121,000
Wayne, Ohio 63 $ 4,912,000 $ 77,968 $ 65,000
Lassen, California 62 $ 6,661,000 $ 107,435 $ 84,000
Lee, Illinois 62 $ 3,237,000 $ 52,209 $ 66,000
Pike, Missouri 62 $ 4,507,000 $ 72,693 $ 60,000
Rock, Wisconsin 62 $ 5,890,000 $ 95,000 $ 68,000
Macon, Missouri 61 $ 4,032,000 $ 66,098 $ 55,000
Mason, Washington 61 $ 7,614,000 $ 124,819 $ 69,000
Stevens, Washington 61 $ 6,488,000 $ 106,360 $ 67,000
Jefferson, Alabama 60 $ 25,261,000 $ 421,016 $ 206,000
Hamilton, Indiana 60 $ 28,279,000 $ 471,316 $ 208,000
Henry, Missouri 60 $ 4,114,000 $ 68,566 $ 57,000
Sandusky, Ohio 60 $ 4,176,000 $ 69,600 $ 63,000
Tuscarawas, Ohio 60 $ 4,679,000 $ 77,983 $ 63,000
Davison, South Dakota 60 $ 5,458,000 $ 90,966 $ 67,000
Cedar, Iowa 59 $ 4,948,000 $ 83,864 $ 62,000
Johnson, Missouri 59 $ 5,871,000 $ 99,508 $ 71,000
Polk, Missouri 59 $ 4,240,000 $ 71,864 $ 81,000
Stone, Missouri 59 $ 6,604,000 $ 111,932 $ 72,000
Fayette, Ohio 59 $ 4,022,000 $ 68,169 $ 62,000
Payette, Idaho 58 $ 4,751,000 $ 81,913 $ 68,000
McLean, Illinois 58 $ 6,942,000 $ 119,689 $ 83,000
Ste. Genevieve, Missouri 58 $ 5,215,000 $ 89,913 $ 75,000
Franklin, Tennessee 58 $ 4,534,000 $ 78,172 $ 53,000
Natrona, Wyoming 58 $ 7,215,000 $ 124,396 $ 90,000
Stutsman, North Dakota 57 $ 5,313,000 $ 93,210 $ 70,000
Hocking, Ohio 57 $ 4,186,000 $ 73,438 $ 56,000
Fremont, Wyoming 57 $ 5,990,000 $ 105,087 $ 66,000
Marion, Illinois 56 $ 3,564,000 $ 63,642 $ 63,000
Calloway, Kentucky 56 $ 3,895,000 $ 69,553 $ 61,000
Howell, Missouri 56 $ 4,591,000 $ 81,982 $ 50,000
Lincoln, Missouri 56 $ 5,447,000 $ 97,267 $ 85,000
McDonald, Missouri 56 $ 4,588,000 $ 81,928 $ 60,000
Curry, New Mexico 56 $ 4,593,000 $ 82,017 $ 65,000
Collin, Texas 56 $ 33,219,000 $ 593,196 $ 262,000
Douglas, Minnesota 55 $ 4,925,000 $ 89,545 $ 75,000
Barry, Missouri 55 $ 4,172,000 $ 75,854 $ 50,000
Lafayette, Missouri 55 $ 4,806,000 $ 87,381 $ 63,000
Washington, Missouri 55 $ 3,457,000 $ 62,854 $ 55,000
Allegheny, Pennsylvania 55 $ 12,957,000 $ 235,581 $ 124,000
Montgomery, Texas 55 $ 34,309,000 $ 623,800 $ 270,000
Walla Walla, Washington 55 $ 6,192,000 $ 112,581 $ 85,000
Portage, Wisconsin 55 $ 4,248,000 $ 77,236 $ 62,000
Caribou, Idaho 54 $ 4,270,000 $ 79,074 $ 62,000
Clay, Illinois 54 $ 3,652,000 $ 67,629 $ 62,000
Mahaska, Iowa 54 $ 4,100,000 $ 75,925 $ 60,000
Warren, Iowa 54 $ 4,976,000 $ 92,148 $ 72,000
Hall, Nebraska 54 $ 3,185,000 $ 58,981 $ 55,000
Nassau, New York 54 $ 31,629,000 $ 585,722 $ 231,000
Wasco, Oregon 54 $ 4,855,000 $ 89,907 $ 60,000
Charleston, South Carolina 54 $ 29,968,000 $ 554,962 $ 204,000
Lincoln, Tennessee 54 $ 3,361,000 $ 62,240 $ 49,000
Shelby, Tennessee 54 $ 9,209,000 $ 170,537 $ 98,000
Carter, Kentucky 53 $ 5,083,000 $ 95,905 $ 67,000
Monroe, Kentucky 53 $ 3,725,000 $ 70,283 $ 57,000
Hickory, Missouri 53 $ 3,970,000 $ 74,905 $ 50,000
Grays Harbor, Washington 53 $ 4,502,000 $ 84,943 $ 72,000
Jefferson, Washington 53 $ 6,877,000 $ 129,754 $ 84,000
Jerome, Idaho 52 $ 3,709,000 $ 71,326 $ 79,000
Carroll, Kentucky 52 $ 3,841,000 $ 73,865 $ 61,000
Hancock, Kentucky 52 $ 3,451,000 $ 66,365 $ 69,000
Polk, Minnesota 52 $ 4,937,000 $ 94,942 $ 73,000
Marion, Missouri 52 $ 3,403,000 $ 65,442 $ 57,000
Montgomery, Missouri 52 $ 3,617,000 $ 69,557 $ 54,000
Dawson, Montana 52 $ 5,469,000 $ 105,173 $ 79,000
Buffalo, Nebraska 52 $ 4,613,000 $ 88,711 $ 90,000
Nye, Nevada 52 $ 3,634,000 $ 69,884 $ 56,000
Monmouth, New Jersey 52 $ 28,059,000 $ 539,596 $ 248,000
Tooele, Utah 52 $ 7,478,000 $ 143,807 $ 76,000
White, Arkansas 51 $ 5,215,000 $ 102,254 $ 94,000
Christian, Illinois 51 $ 2,575,000 $ 50,490 $ 66,000
Washington, Kentucky 51 $ 3,997,000 $ 78,372 $ 64,000
Silver Bow, Montana 51 $ 3,390,000 $ 66,470 $ 60,000
Montgomery, Pennsylvania 51 $ 28,439,000 $ 557,627 $ 247,000
Delta, Colorado 50 $ 4,702,000 $ 94,040 $ 54,000
Gwinnett, Georgia 50 $ 29,811,000 $ 596,220 $ 295,000
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Mortgage Loan Application Detail Totals for US Bk NA Nd in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 136,428 $20,546,818,000 $150,000 $6,500,000 $89,000 $7,224,000
Home Improvement 15,537 $968,445,000 $62,000 $3,853,000 $70,000 $4,800,000
Home Purchase 3,714 $1,687,478,000 $454,000 $2,000,000 $222,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 90,887 $14,869,690,000 $163,000 $6,500,000 $96,000 $7,224,000
Not Provided 44,907 $5,451,717,000 $121,000 $2,000,000 $83,000 $3,110,000
Hispanic 8,707 $1,087,358,000 $124,000 $2,000,000 $68,000 $3,036,000
Asian 5,187 $1,074,211,000 $207,000 $2,513,000 $103,000 $6,008,000
Black or African American 4,959 $573,251,000 $115,000 $1,490,000 $73,000 $2,400,000
American Indian or Alaskan Native 575 $72,791,000 $126,000 $1,000,000 $83,000 $858,000
Native Hawaiian or Other Pacific Islander 457 $73,723,000 $161,000 $1,270,000 $95,000 $1,166,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 155,679 $23,202,741,000 $149,000 $6,500,000 $90,000 $7,224,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 79,331 $11,180,581,000 $140,000 $6,500,000 $80,000 $6,008,000
Loan Originated 59,125 $8,894,752,000 $150,000 $2,000,000 $98,000 $7,224,000
File Closed For Incompleteness 12,435 $2,574,308,000 $207,000 $2,000,000 $118,000 $3,000,000
Application Approved But Not Accepted 3,379 $389,831,000 $115,000 $1,356,000 $84,000 $1,350,000
Application Withdrawn By Applicant 1,409 $163,269,000 $115,000 $885,000 $88,000 $1,800,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31,740 $3,369,738,000 $106,000 $6,500,000 $74,000 $6,008,000
Collateral 16,191 $2,377,072,000 $146,000 $2,000,000 $87,000 $1,980,000
Other 14,556 $2,639,635,000 $181,000 $2,513,000 $107,000 $3,036,000
Debt-To-Income Ratio 13,270 $2,273,426,000 $171,000 $3,853,000 $53,000 $889,000
Unverifiable Information 1,891 $311,744,000 $164,000 $1,900,000 $92,000 $2,028,000
Credit Application Incomplete 1,333 $152,804,000 $114,000 $840,000 $86,000 $2,448,000
Employment History 350 $56,162,000 $160,000 $1,370,000 $81,000 $666,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bk NA Nd's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess US Bk NA Nd's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet with aggregated HMDA statistics today.

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