US Bk NA Nd Mortgage Lending & HMDA Data, 2012
In 2012, US Bk NA Nd of Fargo, ND reported 155,679 mortgage applications totaling $23.2 billion, up 27% from 2011. The average application was for $149,042, and applicants reported an average income of $90,276. 38% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (10,232), Denver-Aurora-Broomfield, CO (7,463) and Cincinnati-Middletown, OH-KY-IN (6,131) (applications in parentheses).
| Mortgage Company & Address | US Bk NA Nd 4325 17th Avenue, S.W. Fargo, ND 58103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 155,679 |
| Total Mortgage Loan Application Amount | $23,202,741,000 |
| Average Mortgage Loan Application Amount | $149,042 |
| Highest Mortgage Loan Application Amount | $6,500,000 |
| Average Applicant Income | $90,276 |
| Highest Applicant Income | $7,224,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bk NA Nd filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 10,232 | $ 1,330,450,000 | $ 130,028 | $ 94,963 |
| Denver-Aurora-Broomfield, CO | 7,463 | $ 1,137,412,000 | $ 152,406 | $ 89,000 |
| Cincinnati-Middletown, OH-KY-IN | 6,131 | $ 621,195,000 | $ 101,320 | $ 74,563 |
| Portland-Vancouver-Hillsboro, OR-WA | 5,629 | $ 798,934,000 | $ 141,931 | $ 82,000 |
| Chicago-Joliet-Naperville, IL | 5,428 | $ 1,083,061,000 | $ 199,532 | $ 109,000 |
| St. Louis, MO-IL | 5,301 | $ 538,412,000 | $ 101,568 | $ 78,351 |
| Seattle-Bellevue-Everett, WA | 3,589 | $ 773,045,000 | $ 215,392 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,097 | $ 394,294,000 | $ 127,314 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,972 | $ 831,310,000 | $ 279,713 | $ 124,000 |
| Kansas City, MO-KS | 2,779 | $ 305,799,000 | $ 110,039 | $ 82,074 |
| Cleveland-Elyria-Mentor, OH | 2,434 | $ 209,943,000 | $ 86,254 | $ 66,000 |
| Omaha-Council Bluffs, NE-IA | 2,279 | $ 205,481,000 | $ 90,162 | $ 70,725 |
| Riverside-San Bernardino-Ontario, CA | 2,203 | $ 292,049,000 | $ 132,568 | $ 81,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,199 | $ 247,891,000 | $ 112,728 | $ 83,000 |
| Dayton, OH | 2,194 | $ 199,920,000 | $ 91,121 | $ 68,000 |
| Salt Lake City, UT | 2,152 | $ 370,061,000 | $ 171,961 | $ 88,000 |
| Columbus, OH | 1,939 | $ 210,463,000 | $ 108,542 | $ 77,000 |
| Louisville/Jefferson County, KY-IN | 1,829 | $ 199,623,000 | $ 109,143 | $ 71,382 |
| Boise City-Nampa, ID | 1,636 | $ 183,951,000 | $ 112,439 | $ 77,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,508 | $ 335,965,000 | $ 222,788 | $ 109,000 |
| Little Rock-North Little Rock-Conway, AR | 1,506 | $ 140,387,000 | $ 93,218 | $ 75,000 |
| Las Vegas-Paradise, NV | 1,430 | $ 161,910,000 | $ 113,223 | $ 77,000 |
| Phoenix-Mesa-Glendale, AZ | 1,421 | $ 239,965,000 | $ 168,870 | $ 107,000 |
| Oakland-Fremont-Hayward, CA | 1,373 | $ 341,618,000 | $ 248,811 | $ 112,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,365 | $ 200,883,000 | $ 147,167 | $ 88,000 |
| Ogden-Clearfield, UT | 1,164 | $ 194,196,000 | $ 166,835 | $ 89,000 |
| Tacoma, WA | 1,045 | $ 143,030,000 | $ 136,870 | $ 85,000 |
| Colorado Springs, CO | 1,018 | $ 153,895,000 | $ 151,173 | $ 87,000 |
| Salem, OR | 1,013 | $ 121,031,000 | $ 119,477 | $ 66,000 |
| Spokane, WA | 1,011 | $ 108,024,000 | $ 106,848 | $ 67,000 |
| Des Moines-West Des Moines, IA | 1,006 | $ 94,545,000 | $ 93,981 | $ 73,000 |
| Santa Ana-Anaheim-Irvine, CA | 937 | $ 291,572,000 | $ 311,176 | $ 139,000 |
| San Francisco-San Mateo-Redwood City, CA | 896 | $ 337,342,000 | $ 376,497 | $ 149,000 |
| Duluth, MN-WI | 810 | $ 75,156,000 | $ 92,785 | $ 71,876 |
| Davenport-Moline-Rock Island, IA-IL | 765 | $ 62,875,000 | $ 82,189 | $ 69,031 |
| Akron, OH | 749 | $ 63,837,000 | $ 85,229 | $ 65,000 |
| Eugene-Springfield, OR | 747 | $ 97,889,000 | $ 131,042 | $ 70,000 |
| Sioux Falls, SD | 721 | $ 75,642,000 | $ 104,912 | $ 73,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 714 | $ 270,008,000 | $ 378,162 | $ 146,000 |
| Lake County-Kenosha County, IL-WI | 660 | $ 161,372,000 | $ 244,503 | $ 134,837 |
| Yakima, WA | 631 | $ 58,818,000 | $ 93,213 | $ 55,000 |
| Atlanta-Sandy Springs-Marietta, GA | 627 | $ 365,461,000 | $ 582,872 | $ 269,000 |
| Clarksville, TN-KY | 618 | $ 52,449,000 | $ 84,868 | $ 64,368 |
| Lincoln, NE | 603 | $ 54,497,000 | $ 90,376 | $ 69,000 |
| Pueblo, CO | 536 | $ 54,289,000 | $ 101,285 | $ 71,000 |
| Provo-Orem, UT | 516 | $ 105,181,000 | $ 203,839 | $ 111,000 |
| Coeur D'Alene, ID | 505 | $ 55,674,000 | $ 110,245 | $ 75,000 |
| Fort Collins-Loveland, CO | 503 | $ 79,789,000 | $ 158,626 | $ 90,000 |
| Lexington-Fayette, KY | 493 | $ 71,243,000 | $ 144,509 | $ 89,000 |
| Springfield, MO | 490 | $ 41,974,000 | $ 85,661 | $ 65,000 |
| Reno-Sparks, NV | 485 | $ 67,215,000 | $ 138,587 | $ 88,000 |
| Joplin, MO | 479 | $ 36,026,000 | $ 75,210 | $ 58,000 |
| Boulder, CO | 478 | $ 104,006,000 | $ 217,585 | $ 112,000 |
| Great Falls, MT | 462 | $ 47,491,000 | $ 102,794 | $ 65,000 |
| Kennewick-Pasco-Richland, WA | 450 | $ 47,822,000 | $ 106,271 | $ 71,000 |
| Owensboro, KY | 409 | $ 31,698,000 | $ 77,501 | $ 77,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 409 | $ 96,296,000 | $ 235,442 | $ 119,000 |
| Albuquerque, NM | 395 | $ 53,836,000 | $ 136,293 | $ 85,000 |
| Cedar Rapids, IA | 395 | $ 27,787,000 | $ 70,346 | $ 61,000 |
| Madison, WI | 376 | $ 48,144,000 | $ 128,042 | $ 85,000 |
| New York-White Plains-Wayne, NY-NJ | 373 | $ 211,176,000 | $ 566,155 | $ 237,139 |
| Medford, OR | 363 | $ 46,029,000 | $ 126,801 | $ 70,000 |
| Lewiston, ID-WA | 361 | $ 37,180,000 | $ 102,991 | $ 63,263 |
| Houston-Sugar Land-Baytown, TX | 358 | $ 219,781,000 | $ 613,913 | $ 322,000 |
| Greeley, CO | 357 | $ 54,864,000 | $ 153,680 | $ 93,000 |
| Waterloo-Cedar Falls, IA | 354 | $ 27,386,000 | $ 77,361 | $ 72,000 |
| Bremerton-Silverdale, WA | 337 | $ 63,164,000 | $ 187,430 | $ 105,000 |
| St. Cloud, MN | 333 | $ 31,642,000 | $ 95,021 | $ 76,000 |
| Bend, OR | 330 | $ 45,554,000 | $ 138,042 | $ 83,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 320 | $ 203,976,000 | $ 637,425 | $ 229,518 |
| Bismarck, ND | 319 | $ 35,652,000 | $ 111,761 | $ 89,000 |
| Canton-Massillon, OH | 313 | $ 28,046,000 | $ 89,603 | $ 70,000 |
| Dallas-Plano-Irving, TX | 308 | $ 201,533,000 | $ 654,327 | $ 286,000 |
| Bowling Green, KY | 307 | $ 30,258,000 | $ 98,560 | $ 68,000 |
| Tucson, AZ | 305 | $ 44,130,000 | $ 144,688 | $ 102,000 |
| Steubenville-Weirton, OH-WV | 298 | $ 17,872,000 | $ 59,973 | $ 56,442 |
| Huntington-Ashland, WV-KY-OH | 293 | $ 23,018,000 | $ 78,559 | $ 70,013 |
| Fargo, ND-MN | 288 | $ 29,335,000 | $ 101,857 | $ 83,236 |
| Sheboygan, WI | 274 | $ 23,217,000 | $ 84,733 | $ 59,000 |
| Topeka, KS | 256 | $ 19,388,000 | $ 75,734 | $ 65,000 |
| Hot Springs, AR | 255 | $ 19,677,000 | $ 77,164 | $ 65,000 |
| Springfield, OH | 247 | $ 21,304,000 | $ 86,251 | $ 69,000 |
| Rockford, IL | 246 | $ 16,048,000 | $ 65,235 | $ 60,000 |
| Kingsport-Bristol-Bristol, TN-VA | 240 | $ 23,170,000 | $ 96,541 | $ 58,850 |
| Vallejo-Fairfield, CA | 236 | $ 33,691,000 | $ 142,758 | $ 84,000 |
| Billings, MT | 235 | $ 27,979,000 | $ 119,059 | $ 100,000 |
| Baltimore-Towson, MD | 226 | $ 136,891,000 | $ 605,712 | $ 217,000 |
| Santa Rosa-Petaluma, CA | 223 | $ 56,652,000 | $ 254,044 | $ 113,000 |
| Sioux City, IA-NE-SD | 215 | $ 14,120,000 | $ 65,674 | $ 62,362 |
| Cambridge-Newton-Framingham, MA | 210 | $ 125,963,000 | $ 599,823 | $ 226,000 |
| Springfield, IL | 208 | $ 15,899,000 | $ 76,437 | $ 69,000 |
| Logan, UT-ID | 206 | $ 28,132,000 | $ 136,563 | $ 70,194 |
| Rochester, MN | 203 | $ 20,377,000 | $ 100,379 | $ 73,000 |
| Boston-Quincy, MA | 198 | $ 107,116,000 | $ 540,989 | $ 210,000 |
| Philadelphia, PA | 198 | $ 102,947,000 | $ 519,934 | $ 226,000 |
| Indianapolis-Carmel, IN | 196 | $ 54,291,000 | $ 276,994 | $ 130,000 |
| Mount Vernon-Anacortes, WA | 191 | $ 24,811,000 | $ 129,900 | $ 79,000 |
| Bellingham, WA | 187 | $ 29,288,000 | $ 156,620 | $ 79,000 |
| Eau Claire, WI | 186 | $ 16,901,000 | $ 90,865 | $ 84,000 |
| Knoxville, TN | 186 | $ 42,798,000 | $ 230,096 | $ 109,000 |
| Stockton, CA | 181 | $ 24,327,000 | $ 134,403 | $ 71,000 |
| Iowa City, IA | 179 | $ 16,343,000 | $ 91,301 | $ 73,000 |
| St. Joseph, MO-KS | 178 | $ 17,768,000 | $ 99,820 | $ 65,932 |
| Fort Smith, AR-OK | 176 | $ 12,840,000 | $ 72,954 | $ 64,590 |
| Fond Du Lac, WI | 174 | $ 12,529,000 | $ 72,005 | $ 72,000 |
| Lake Havasu City-Kingman, AZ | 173 | $ 13,730,000 | $ 79,364 | $ 59,000 |
| Rapid City, SD | 172 | $ 18,352,000 | $ 106,697 | $ 88,000 |
| Chico, CA | 170 | $ 17,384,000 | $ 102,258 | $ 80,000 |
| Olympia, WA | 168 | $ 25,606,000 | $ 152,416 | $ 84,000 |
| Austin-Round Rock-San Marcos, TX | 167 | $ 99,937,000 | $ 598,425 | $ 249,000 |
| Grand Forks, ND-MN | 167 | $ 14,060,000 | $ 84,191 | $ 74,377 |
| Grand Junction, CO | 167 | $ 22,042,000 | $ 131,988 | $ 77,000 |
| Racine, WI | 164 | $ 17,572,000 | $ 107,146 | $ 74,000 |
| San Luis Obispo-Paso Robles, CA | 163 | $ 29,744,000 | $ 182,478 | $ 87,000 |
| Mankato-North Mankato, MN | 158 | $ 18,046,000 | $ 114,215 | $ 84,000 |
| Redding, CA | 158 | $ 17,070,000 | $ 108,037 | $ 73,000 |
| Idaho Falls, ID | 156 | $ 15,428,000 | $ 98,897 | $ 76,000 |
| Modesto, CA | 153 | $ 16,782,000 | $ 109,686 | $ 80,000 |
| Wausau, WI | 153 | $ 15,320,000 | $ 100,130 | $ 72,000 |
| Oshkosh-Neenah, WI | 152 | $ 12,376,000 | $ 81,421 | $ 76,000 |
| Bethesda-Rockville-Frederick, MD | 145 | $ 100,120,000 | $ 690,482 | $ 269,000 |
| Miami-Miami Beach-Kendall, FL | 145 | $ 98,875,000 | $ 681,896 | $ 307,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 143 | $ 17,787,000 | $ 124,384 | $ 75,818 |
| Missoula, MT | 143 | $ 14,275,000 | $ 99,825 | $ 73,000 |
| Dubuque, IA | 141 | $ 10,008,000 | $ 70,978 | $ 56,000 |
| Bridgeport-Stamford-Norwalk, CT | 139 | $ 95,891,000 | $ 689,863 | $ 273,000 |
| Nassau-Suffolk, NY | 139 | $ 81,921,000 | $ 589,359 | $ 252,000 |
| Lawrence, KS | 137 | $ 12,912,000 | $ 94,248 | $ 87,000 |
| St. George, UT | 136 | $ 25,178,000 | $ 185,132 | $ 129,000 |
| Sandusky, OH | 135 | $ 10,973,000 | $ 81,281 | $ 64,000 |
| Ames, IA | 133 | $ 11,522,000 | $ 86,631 | $ 81,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 133 | $ 72,785,000 | $ 547,255 | $ 209,812 |
| Carson City, NV | 132 | $ 15,367,000 | $ 116,416 | $ 72,000 |
| Columbia, MO | 132 | $ 11,606,000 | $ 87,924 | $ 64,000 |
| Longview, WA | 129 | $ 14,087,000 | $ 109,201 | $ 72,000 |
| Mansfield, OH | 129 | $ 9,991,000 | $ 77,449 | $ 64,000 |
| Appleton, WI | 128 | $ 12,080,000 | $ 94,375 | $ 67,000 |
| Corvallis, OR | 128 | $ 19,459,000 | $ 152,023 | $ 87,000 |
| Warren-Troy-Farmington Hills, MI | 128 | $ 66,780,000 | $ 521,718 | $ 301,000 |
| Toledo, OH | 123 | $ 13,457,000 | $ 109,406 | $ 70,000 |
| Santa Cruz-Watsonville, CA | 119 | $ 26,337,000 | $ 221,319 | $ 96,000 |
| Green Bay, WI | 118 | $ 11,509,000 | $ 97,533 | $ 74,000 |
| Salinas, CA | 117 | $ 28,794,000 | $ 246,102 | $ 122,000 |
| Cape Girardeau-Jackson, MO-IL | 116 | $ 8,406,000 | $ 72,465 | $ 66,706 |
| Morristown, TN | 116 | $ 11,301,000 | $ 97,422 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 115 | $ 9,944,000 | $ 86,469 | $ 64,565 |
| Edison-New Brunswick, NJ | 111 | $ 56,752,000 | $ 511,279 | $ 225,000 |
| Hartford-West Hartford-East Hartford, CT | 103 | $ 47,171,000 | $ 457,970 | $ 196,000 |
| Pocatello, ID | 100 | $ 9,231,000 | $ 92,310 | $ 58,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 99 | $ 62,050,000 | $ 626,767 | $ 347,000 |
| Birmingham-Hoover, AL | 95 | $ 39,438,000 | $ 415,136 | $ 200,000 |
| Pittsburgh, PA | 95 | $ 21,973,000 | $ 231,294 | $ 116,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 95 | $ 63,295,000 | $ 666,263 | $ 369,000 |
| Newark-Union, NJ-PA | 94 | $ 49,568,000 | $ 527,319 | $ 252,914 |
| Prescott, AZ | 94 | $ 12,187,000 | $ 129,648 | $ 70,000 |
| Peabody, MA | 92 | $ 52,201,000 | $ 567,402 | $ 240,000 |
| Gary, IN | 90 | $ 18,240,000 | $ 202,666 | $ 121,000 |
| Raleigh-Cary, NC | 90 | $ 47,541,000 | $ 528,233 | $ 260,000 |
| Tampa-St. Petersburg-Clearwater, FL | 89 | $ 51,468,000 | $ 578,292 | $ 297,000 |
| Fort Worth-Arlington, TX | 88 | $ 50,997,000 | $ 579,511 | $ 275,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 87 | $ 36,928,000 | $ 424,459 | $ 155,000 |
| New Haven-Milford, CT | 79 | $ 36,073,000 | $ 456,620 | $ 214,000 |
| Providence-New Bedford-Fall River, RI-MA | 77 | $ 33,838,000 | $ 439,454 | $ 192,636 |
| Charleston-North Charleston-Summerville, SC | 75 | $ 38,832,000 | $ 517,760 | $ 187,000 |
| Memphis, TN-MS-AR | 74 | $ 10,586,000 | $ 143,054 | $ 84,837 |
| Evansville, IN-KY | 71 | $ 7,098,000 | $ 99,971 | $ 70,183 |
| Bakersfield-Delano, CA | 68 | $ 11,878,000 | $ 174,676 | $ 122,000 |
| Santa Fe, NM | 68 | $ 20,305,000 | $ 298,602 | $ 123,000 |
| San Antonio-New Braunfels, TX | 67 | $ 34,479,000 | $ 514,611 | $ 295,000 |
| Wenatchee-East Wenatchee, WA | 67 | $ 13,943,000 | $ 208,104 | $ 140,000 |
| Napa, CA | 65 | $ 11,040,000 | $ 169,846 | $ 62,000 |
| Janesville, WI | 62 | $ 5,890,000 | $ 95,000 | $ 68,000 |
| Oklahoma City, OK | 61 | $ 22,612,000 | $ 370,688 | $ 235,000 |
| Bloomington-Normal, IL | 58 | $ 6,942,000 | $ 119,689 | $ 83,000 |
| Casper, WY | 58 | $ 7,215,000 | $ 124,396 | $ 90,000 |
| Wichita, KS | 56 | $ 8,954,000 | $ 159,892 | $ 95,000 |
| Columbia, SC | 53 | $ 18,212,000 | $ 343,622 | $ 129,000 |
| Jacksonville, FL | 49 | $ 18,800,000 | $ 383,673 | $ 184,000 |
| Richmond, VA | 49 | $ 15,520,000 | $ 316,734 | $ 134,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 49 | $ 20,493,000 | $ 418,224 | $ 192,244 |
| Lima, OH | 48 | $ 3,607,000 | $ 75,145 | $ 66,000 |
| Chattanooga, TN-GA | 47 | $ 10,717,000 | $ 228,021 | $ 121,212 |
| Cheyenne, WY | 47 | $ 4,734,000 | $ 100,723 | $ 63,000 |
| Pine Bluff, AR | 47 | $ 3,503,000 | $ 74,531 | $ 59,000 |
| La Crosse, WI-MN | 46 | $ 5,456,000 | $ 118,608 | $ 80,391 |
| North Port-Bradenton-Sarasota, FL | 46 | $ 22,956,000 | $ 499,043 | $ 345,000 |
| Tulsa, OK | 46 | $ 19,376,000 | $ 421,217 | $ 176,000 |
| Orlando-Kissimmee-Sanford, FL | 44 | $ 26,750,000 | $ 607,954 | $ 321,000 |
| Worcester, MA | 41 | $ 20,473,000 | $ 499,341 | $ 197,000 |
| Huntsville, AL | 40 | $ 12,075,000 | $ 301,875 | $ 131,000 |
| Detroit-Livonia-Dearborn, MI | 38 | $ 13,342,000 | $ 351,105 | $ 205,000 |
| Yuba City, CA | 37 | $ 3,611,000 | $ 97,594 | $ 62,000 |
| Albany-Schenectady-Troy, NY | 36 | $ 11,497,000 | $ 319,361 | $ 143,000 |
| Fresno, CA | 36 | $ 12,171,000 | $ 338,083 | $ 192,000 |
| Greenville-Mauldin-Easley, SC | 36 | $ 13,289,000 | $ 369,138 | $ 125,000 |
| Fort Wayne, IN | 33 | $ 4,434,000 | $ 134,363 | $ 67,000 |
| Jefferson City, MO | 33 | $ 3,427,000 | $ 103,848 | $ 64,000 |
| Las Cruces, NM | 33 | $ 4,678,000 | $ 141,757 | $ 117,000 |
| Wheeling, WV-OH | 33 | $ 4,066,000 | $ 123,212 | $ 102,454 |
| Camden, NJ | 32 | $ 12,295,000 | $ 384,218 | $ 180,000 |
| Peoria, IL | 32 | $ 3,758,000 | $ 117,437 | $ 69,000 |
| Savannah, GA | 32 | $ 18,783,000 | $ 586,968 | $ 289,000 |
| Barnstable Town, MA | 29 | $ 17,587,000 | $ 606,448 | $ 334,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 29 | $ 8,552,000 | $ 294,896 | $ 155,000 |
| El Paso, TX | 28 | $ 13,875,000 | $ 495,535 | $ 327,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 25 | $ 10,850,000 | $ 434,000 | $ 173,000 |
| Greensboro-High Point, NC | 24 | $ 8,727,000 | $ 363,625 | $ 164,000 |
| Manhattan, KS | 24 | $ 2,858,000 | $ 119,083 | $ 88,000 |
| Merced, CA | 24 | $ 2,802,000 | $ 116,750 | $ 83,000 |
| Wilmington, DE-MD-NJ | 24 | $ 8,868,000 | $ 369,500 | $ 158,625 |
| Elizabethtown, KY | 22 | $ 2,711,000 | $ 123,227 | $ 73,000 |
| Naples-Marco Island, FL | 22 | $ 12,973,000 | $ 589,681 | $ 306,000 |
| Durham-Chapel Hill, NC | 21 | $ 9,961,000 | $ 474,333 | $ 216,000 |
| Asheville, NC | 20 | $ 6,746,000 | $ 337,300 | $ 106,000 |
| Portland-South Portland-Biddeford, ME | 20 | $ 11,211,000 | $ 560,550 | $ 278,000 |
| Rockingham County-Strafford County, NH | 20 | $ 9,865,000 | $ 493,250 | $ 177,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 3,883,000 | $ 194,150 | $ 112,700 |
| Charlottesville, VA | 19 | $ 9,259,000 | $ 487,315 | $ 176,000 |
| Gainesville, GA | 19 | $ 10,033,000 | $ 528,052 | $ 236,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 6,783,000 | $ 357,000 | $ 260,000 |
| Cape Coral-Fort Myers, FL | 18 | $ 9,047,000 | $ 502,611 | $ 216,000 |
| Yuma, AZ | 17 | $ 1,498,000 | $ 88,117 | $ 170,000 |
| Ann Arbor, MI | 16 | $ 8,863,000 | $ 553,937 | $ 285,000 |
| Buffalo-Niagara Falls, NY | 15 | $ 6,314,000 | $ 420,933 | $ 248,000 |
| Wilmington, NC | 15 | $ 8,065,000 | $ 537,666 | $ 313,000 |
| Anderson, IN | 14 | $ 780,000 | $ 55,714 | $ 37,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 5,354,000 | $ 382,428 | $ 164,714 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 3,565,000 | $ 254,642 | $ 161,000 |
| Flagstaff, AZ | 14 | $ 4,571,000 | $ 326,500 | $ 157,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 4,103,000 | $ 293,071 | $ 179,000 |
| Johnson City, TN | 14 | $ 3,427,000 | $ 244,785 | $ 115,000 |
| Kankakee-Bradley, IL | 14 | $ 772,000 | $ 55,142 | $ 56,000 |
| Lynchburg, VA | 14 | $ 3,598,000 | $ 257,000 | $ 91,000 |
| Macon, GA | 14 | $ 7,797,000 | $ 556,928 | $ 377,000 |
| Rochester, NY | 14 | $ 3,942,000 | $ 281,571 | $ 149,000 |
| Trenton-Ewing, NJ | 14 | $ 6,482,000 | $ 463,000 | $ 212,000 |
| Anderson, SC | 13 | $ 3,742,000 | $ 287,846 | $ 116,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 3,949,000 | $ 303,769 | $ 263,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 3,768,000 | $ 289,846 | $ 145,000 |
| Mobile, AL | 13 | $ 4,776,000 | $ 367,384 | $ 206,000 |
| Muncie, IN | 13 | $ 812,000 | $ 62,461 | $ 45,000 |
| Scranton--Wilkes-Barre, PA | 13 | $ 2,294,000 | $ 176,461 | $ 95,000 |
| Champaign-Urbana, IL | 12 | $ 1,542,000 | $ 128,500 | $ 77,000 |
| Columbus, IN | 12 | $ 2,909,000 | $ 242,416 | $ 133,000 |
| Corpus Christi, TX | 12 | $ 5,767,000 | $ 480,583 | $ 291,000 |
| El Centro, CA | 12 | $ 558,000 | $ 46,500 | $ 48,000 |
| Michigan City-La Porte, IN | 12 | $ 2,951,000 | $ 245,916 | $ 222,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 5,793,000 | $ 482,750 | $ 175,000 |
| Cleveland, TN | 11 | $ 1,658,000 | $ 150,727 | $ 86,000 |
| Harrisburg-Carlisle, PA | 11 | $ 1,991,000 | $ 181,000 | $ 82,000 |
| Manchester-Nashua, NH | 11 | $ 4,720,000 | $ 429,090 | $ 213,000 |
| Winston-Salem, NC | 11 | $ 4,097,000 | $ 372,454 | $ 116,000 |
| Lubbock, TX | 10 | $ 7,401,000 | $ 740,100 | $ 476,000 |
| Montgomery, AL | 10 | $ 5,155,000 | $ 515,500 | $ 194,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 10 | $ 3,502,000 | $ 350,200 | $ 180,000 |
| Port St. Lucie, FL | 10 | $ 6,440,000 | $ 644,000 | $ 303,000 |
| Visalia-Porterville, CA | 10 | $ 1,337,000 | $ 133,700 | $ 97,000 |
| Charleston, WV | 9 | $ 914,000 | $ 101,555 | $ 104,000 |
| Jonesboro, AR | 9 | $ 898,000 | $ 99,777 | $ 104,000 |
| Kalamazoo-Portage, MI | 9 | $ 1,302,000 | $ 144,666 | $ 77,000 |
| Norwich-New London, CT | 9 | $ 4,182,000 | $ 464,666 | $ 152,000 |
| Spartanburg, SC | 9 | $ 2,472,000 | $ 274,666 | $ 92,000 |
| Terre Haute, IN | 9 | $ 902,000 | $ 100,222 | $ 85,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 3,725,000 | $ 465,625 | $ 175,500 |
| Amarillo, TX | 8 | $ 2,840,000 | $ 355,000 | $ 239,000 |
| Decatur, IL | 8 | $ 1,435,000 | $ 179,375 | $ 108,000 |
| Glens Falls, NY | 8 | $ 3,459,000 | $ 432,375 | $ 176,000 |
| Hanford-Corcoran, CA | 8 | $ 956,000 | $ 119,500 | $ 67,000 |
| Lancaster, PA | 8 | $ 2,240,000 | $ 280,000 | $ 101,000 |
| Lansing-East Lansing, MI | 8 | $ 1,635,000 | $ 204,375 | $ 110,000 |
| Ocean City, NJ | 8 | $ 4,770,000 | $ 596,250 | $ 270,000 |
| Roanoke, VA | 8 | $ 3,970,000 | $ 496,250 | $ 253,000 |
| Tuscaloosa, AL | 8 | $ 4,048,000 | $ 506,000 | $ 210,000 |
| York-Hanover, PA | 8 | $ 2,194,000 | $ 274,250 | $ 202,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 3,343,000 | $ 477,571 | $ 263,000 |
| Columbus, GA-AL | 7 | $ 4,523,000 | $ 646,142 | $ 366,857 |
| Erie, PA | 7 | $ 546,000 | $ 78,000 | $ 72,000 |
| Madera-Chowchilla, CA | 7 | $ 1,762,000 | $ 251,714 | $ 118,000 |
| Springfield, MA | 7 | $ 3,195,000 | $ 456,428 | $ 147,000 |
| State College, PA | 7 | $ 2,574,000 | $ 367,714 | $ 148,000 |
| Syracuse, NY | 7 | $ 4,339,000 | $ 619,857 | $ 221,000 |
| Tyler, TX | 7 | $ 1,673,000 | $ 239,000 | $ 149,000 |
| Anchorage, AK | 6 | $ 3,364,000 | $ 560,666 | $ 139,000 |
| Brunswick, GA | 6 | $ 5,236,000 | $ 872,666 | $ 323,000 |
| Danville, IL | 6 | $ 359,000 | $ 59,833 | $ 56,000 |
| Florence, SC | 6 | $ 979,000 | $ 163,166 | $ 68,000 |
| Muskegon-Norton Shores, MI | 6 | $ 1,265,000 | $ 210,833 | $ 85,000 |
| Niles-Benton Harbor, MI | 6 | $ 3,134,000 | $ 522,333 | $ 340,000 |
| Salisbury, MD | 6 | $ 2,984,000 | $ 497,333 | $ 208,000 |
| Auburn-Opelika, AL | 5 | $ 2,671,000 | $ 534,200 | $ 278,000 |
| Bloomington, IN | 5 | $ 2,580,000 | $ 516,000 | $ 275,000 |
| Elkhart-Goshen, IN | 5 | $ 611,000 | $ 122,200 | $ 41,000 |
| Gainesville, FL | 5 | $ 1,043,000 | $ 208,600 | $ 46,000 |
| Jackson, TN | 5 | $ 827,000 | $ 165,400 | $ 82,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 5 | $ 453,000 | $ 90,600 | $ 72,400 |
| Reading, PA | 5 | $ 1,114,000 | $ 222,800 | $ 117,000 |
| Decatur, AL | 4 | $ 515,000 | $ 128,750 | $ 50,000 |
| Dothan, AL | 4 | $ 583,000 | $ 145,750 | $ 86,000 |
| Dover, DE | 4 | $ 1,565,000 | $ 391,250 | $ 132,000 |
| Farmington, NM | 4 | $ 531,000 | $ 132,750 | $ 76,000 |
| Fayetteville, NC | 4 | $ 2,240,000 | $ 560,000 | $ 212,000 |
| Flint, MI | 4 | $ 150,000 | $ 37,500 | $ 162,000 |
| Holland-Grand Haven, MI | 4 | $ 1,600,000 | $ 400,000 | $ 150,000 |
| Johnstown, PA | 4 | $ 149,000 | $ 37,250 | $ 43,000 |
| Kokomo, IN | 4 | $ 321,000 | $ 80,250 | $ 79,000 |
| Lawton, OK | 4 | $ 349,000 | $ 87,250 | $ 57,000 |
| Ocala, FL | 4 | $ 1,607,000 | $ 401,750 | $ 249,000 |
| Anniston-Oxford, AL | 3 | $ 450,000 | $ 150,000 | $ 98,000 |
| Athens-Clarke County, GA | 3 | $ 1,892,000 | $ 630,666 | $ 115,000 |
| Bangor, ME | 3 | $ 175,000 | $ 58,333 | $ 51,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 299,000 | $ 99,666 | $ 69,000 |
| Brownsville-Harlingen, TX | 3 | $ 729,000 | $ 243,000 | $ 437,000 |
| College Station-Bryan, TX | 3 | $ 1,836,000 | $ 612,000 | $ 389,000 |
| Florence-Muscle Shoals, AL | 3 | $ 212,000 | $ 70,666 | $ 33,000 |
| Harrisonburg, VA | 3 | $ 1,040,000 | $ 346,666 | $ 120,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 530,000 | $ 176,666 | $ 93,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 1,495,000 | $ 498,333 | $ 212,000 |
| Lafayette, IN | 3 | $ 726,000 | $ 242,000 | $ 95,000 |
| Lakeland-Winter Haven, FL | 3 | $ 837,000 | $ 279,000 | $ 134,000 |
| Palm Coast, FL | 3 | $ 1,611,000 | $ 537,000 | $ 332,000 |
| Rome, GA | 3 | $ 3,459,000 | $ 1,153,000 | $ 1,172,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 128,000 | $ 42,666 | $ 50,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 701,000 | $ 233,666 | $ 141,000 |
| Utica-Rome, NY | 3 | $ 229,000 | $ 76,333 | $ 77,000 |
| Valdosta, GA | 3 | $ 1,258,000 | $ 419,333 | $ 220,000 |
| Warner Robins, GA | 3 | $ 1,241,000 | $ 413,666 | $ 138,000 |
| Altoona, PA | 2 | $ 214,000 | $ 107,000 | $ 95,000 |
| Baton Rouge, LA | 2 | $ 138,000 | $ 69,000 | $ 67,000 |
| Battle Creek, MI | 2 | $ 276,000 | $ 138,000 | $ 96,000 |
| Bay City, MI | 2 | $ 70,000 | $ 35,000 | $ 29,000 |
| Burlington, NC | 2 | $ 265,000 | $ 132,500 | $ 75,000 |
| Dalton, GA | 2 | $ 953,000 | $ 476,500 | $ 207,000 |
| Jackson, MI | 2 | $ 178,000 | $ 89,000 | $ 48,000 |
| Jacksonville, NC | 2 | $ 478,000 | $ 239,000 | $ 49,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 768,000 | $ 384,000 | $ 143,000 |
| Midland, TX | 2 | $ 1,335,000 | $ 667,500 | $ 340,000 |
| Monroe, MI | 2 | $ 157,000 | $ 78,500 | $ 48,000 |
| Punta Gorda, FL | 2 | $ 1,135,000 | $ 567,500 | $ 305,000 |
| Sherman-Denison, TX | 2 | $ 1,370,000 | $ 685,000 | $ 310,000 |
| Wichita Falls, TX | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Binghamton, NY | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Burlington-South Burlington, VT | 1 | $ 500,000 | $ 500,000 | $ 228,000 |
| Elmira, NY | 1 | $ 142,000 | $ 142,000 | $ 216,000 |
| Gadsden, AL | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Goldsboro, NC | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Honolulu, HI | 1 | $ 216,000 | $ 216,000 | $ 134,000 |
| Lebanon, PA | 1 | $ 257,000 | $ 257,000 | $ 60,000 |
| Monroe, LA | 1 | $ 34,000 | $ 34,000 | $ 48,000 |
| Morgantown, WV | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Pittsfield, MA | 1 | $ 600,000 | $ 600,000 | $ 449,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 13,000 | $ 13,000 | $ 18,000 |
| Sebastian-Vero Beach, FL | 1 | $ 555,000 | $ 555,000 | $ 158,000 |
| Tallahassee, FL | 1 | $ 950,000 | $ 950,000 | $ 798,000 |
| Winchester, VA-WV | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for US Bk NA Nd in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 136,428 | $20,546,818,000 | $150,000 | $6,500,000 | $89,000 | $7,224,000 |
| Home Improvement | 15,537 | $968,445,000 | $62,000 | $3,853,000 | $70,000 | $4,800,000 |
| Home Purchase | 3,714 | $1,687,478,000 | $454,000 | $2,000,000 | $222,000 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90,887 | $14,869,690,000 | $163,000 | $6,500,000 | $96,000 | $7,224,000 |
| Not Provided | 44,907 | $5,451,717,000 | $121,000 | $2,000,000 | $83,000 | $3,110,000 |
| Hispanic | 8,707 | $1,087,358,000 | $124,000 | $2,000,000 | $68,000 | $3,036,000 |
| Asian | 5,187 | $1,074,211,000 | $207,000 | $2,513,000 | $103,000 | $6,008,000 |
| Black or African American | 4,959 | $573,251,000 | $115,000 | $1,490,000 | $73,000 | $2,400,000 |
| American Indian or Alaskan Native | 575 | $72,791,000 | $126,000 | $1,000,000 | $83,000 | $858,000 |
| Native Hawaiian or Other Pacific Islander | 457 | $73,723,000 | $161,000 | $1,270,000 | $95,000 | $1,166,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 155,679 | $23,202,741,000 | $149,000 | $6,500,000 | $90,000 | $7,224,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 79,331 | $11,180,581,000 | $140,000 | $6,500,000 | $80,000 | $6,008,000 |
| Loan Originated | 59,125 | $8,894,752,000 | $150,000 | $2,000,000 | $98,000 | $7,224,000 |
| File Closed For Incompleteness | 12,435 | $2,574,308,000 | $207,000 | $2,000,000 | $118,000 | $3,000,000 |
| Application Approved But Not Accepted | 3,379 | $389,831,000 | $115,000 | $1,356,000 | $84,000 | $1,350,000 |
| Application Withdrawn By Applicant | 1,409 | $163,269,000 | $115,000 | $885,000 | $88,000 | $1,800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31,740 | $3,369,738,000 | $106,000 | $6,500,000 | $74,000 | $6,008,000 |
| Collateral | 16,191 | $2,377,072,000 | $146,000 | $2,000,000 | $87,000 | $1,980,000 |
| Other | 14,556 | $2,639,635,000 | $181,000 | $2,513,000 | $107,000 | $3,036,000 |
| Debt-To-Income Ratio | 13,270 | $2,273,426,000 | $171,000 | $3,853,000 | $53,000 | $889,000 |
| Unverifiable Information | 1,891 | $311,744,000 | $164,000 | $1,900,000 | $92,000 | $2,028,000 |
| Credit Application Incomplete | 1,333 | $152,804,000 | $114,000 | $840,000 | $86,000 | $2,448,000 |
| Employment History | 350 | $56,162,000 | $160,000 | $1,370,000 | $81,000 | $666,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bk NA Nd's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bk NA Nd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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