Usaa Federal Savings Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 123,804 |
| Total Mortgage Loan Application Amount | $23,494,354,000 |
| Average Mortgage Loan Application Amount | $149,000 |
| Highest Mortgage Loan Application Amount | $2,978,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $6,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5,408 | $ 1,622,637,000 | $ 264,750 | $ 110,250 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4,494 | $ 701,143,000 | $ 156,000 | $ 89,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2,973 | $ 493,775,000 | $ 166,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,950 | $ 516,010,000 | $ 174,000 | $ 92,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,448 | $ 538,063,000 | $ 224,500 | $ 99,500 |
| PHOENIX-MESA-GLENDALE, AZ | 2,150 | $ 362,337,000 | $ 168,000 | $ 91,000 |
| DALLAS-PLANO-IRVING, TX | 2,099 | $ 357,241,000 | $ 170,000 | $ 107,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,752 | $ 523,847,000 | $ 298,000 | $ 102,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1,736 | $ 307,643,000 | $ 177,000 | $ 102,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1,593 | $ 351,061,000 | $ 220,000 | $ 99,000 |
| COLORADO SPRINGS, CO | 1,583 | $ 322,705,000 | $ 203,000 | $ 75,000 |
| BALTIMORE-TOWSON, MD | 1,553 | $ 403,745,000 | $ 259,000 | $ 111,000 |
| FAYETTEVILLE, NC | 1,523 | $ 219,694,000 | $ 144,000 | $ 61,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,470 | $ 268,487,000 | $ 182,000 | $ 93,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,459 | $ 191,077,000 | $ 130,000 | $ 62,000 |
| FORT WORTH-ARLINGTON, TX | 1,333 | $ 204,815,000 | $ 153,000 | $ 92,000 |
| LAS VEGAS-PARADISE, NV | 1,259 | $ 221,119,000 | $ 175,000 | $ 80,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,215 | $ 256,779,000 | $ 211,000 | $ 85,000 |
| OKLAHOMA CITY, OK | 1,120 | $ 172,894,000 | $ 154,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 1,078 | $ 159,365,000 | $ 133,000 | $ 53,500 |
| ALBUQUERQUE, NM | 1,013 | $ 183,620,000 | $ 181,000 | $ 90,000 |
| PHILADELPHIA, PA | 981 | $ 203,025,000 | $ 206,000 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 972 | $ 294,337,000 | $ 302,000 | $ 115,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 971 | $ 250,581,000 | $ 258,000 | $ 106,000 |
| JACKSONVILLE, FL | 963 | $ 172,548,000 | $ 179,000 | $ 79,000 |
| ST. LOUIS, MO-IL | 960 | $ 161,614,000 | $ 167,500 | $ 85,500 |
| TACOMA, WA | 956 | $ 214,616,000 | $ 224,000 | $ 87,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 926 | $ 195,815,000 | $ 211,000 | $ 113,000 |
| EL PASO, TX | 907 | $ 133,746,000 | $ 147,000 | $ 77,000 |
| KANSAS CITY, MO-KS | 846 | $ 140,694,000 | $ 165,500 | $ 90,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 827 | $ 173,545,000 | $ 206,000 | $ 96,500 |
| TUCSON, AZ | 796 | $ 137,774,000 | $ 173,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 788 | $ 138,680,000 | $ 175,000 | $ 79,000 |
| COLUMBIA, SC | 783 | $ 123,064,000 | $ 157,000 | $ 69,000 |
| RALEIGH-CARY, NC | 775 | $ 149,223,000 | $ 192,000 | $ 89,000 |
| RICHMOND, VA | 765 | $ 148,322,000 | $ 193,000 | $ 88,000 |
| CAMDEN, NJ | 760 | $ 141,171,000 | $ 185,000 | $ 94,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 758 | $ 118,124,000 | $ 151,000 | $ 75,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 745 | $ 161,634,000 | $ 216,000 | $ 99,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 724 | $ 127,684,000 | $ 171,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 683 | $ 125,040,000 | $ 183,000 | $ 89,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 683 | $ 122,459,000 | $ 179,000 | $ 89,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 672 | $ 125,543,000 | $ 190,000 | $ 93,500 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 655 | $ 122,638,000 | $ 187,000 | $ 85,000 |
| ANCHORAGE, AK | 648 | $ 156,756,000 | $ 241,000 | $ 89,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 644 | $ 175,773,000 | $ 268,000 | $ 126,500 |
| SAVANNAH, GA | 643 | $ 113,439,000 | $ 176,000 | $ 64,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 633 | $ 191,041,000 | $ 301,000 | $ 123,000 |
| HUNTSVILLE, AL | 618 | $ 123,489,000 | $ 199,000 | $ 100,000 |
| HONOLULU, HI | 610 | $ 239,891,000 | $ 393,000 | $ 94,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 603 | $ 119,845,000 | $ 198,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 601 | $ 107,610,000 | $ 179,000 | $ 88,000 |
| EDISON-NEW BRUNSWICK, NJ | 598 | $ 137,309,000 | $ 229,000 | $ 110,000 |
| DAYTON, OH | 587 | $ 100,153,000 | $ 170,000 | $ 84,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 566 | $ 89,279,000 | $ 143,500 | $ 72,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 550 | $ 85,306,000 | $ 155,000 | $ 71,000 |
| COLUMBUS, GA-AL | 541 | $ 86,738,000 | $ 158,500 | $ 60,500 |
| JACKSONVILLE, NC | 535 | $ 88,806,000 | $ 165,000 | $ 59,000 |
| INDIANAPOLIS-CARMEL, IN | 529 | $ 82,689,000 | $ 156,000 | $ 82,000 |
| COLUMBUS, OH | 494 | $ 81,062,000 | $ 164,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 482 | $ 76,653,000 | $ 144,000 | $ 81,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 475 | $ 98,339,000 | $ 207,000 | $ 111,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 468 | $ 77,135,000 | $ 159,000 | $ 78,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 462 | $ 148,560,000 | $ 321,000 | $ 118,000 |
| WARNER ROBINS, GA | 462 | $ 77,390,000 | $ 167,000 | $ 62,000 |
| NEWARK-UNION, NJ-PA | 451 | $ 109,871,000 | $ 199,000 | $ 104,000 |
| PITTSBURGH, PA | 442 | $ 68,102,000 | $ 154,000 | $ 91,000 |
| NASSAU-SUFFOLK, NY | 428 | $ 112,307,000 | $ 262,000 | $ 120,000 |
| MONTGOMERY, AL | 425 | $ 72,896,000 | $ 171,000 | $ 77,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 422 | $ 76,491,000 | $ 164,333 | $ 86,333 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 419 | $ 92,232,000 | $ 224,000 | $ 94,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 417 | $ 67,963,000 | $ 162,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 412 | $ 88,245,000 | $ 214,000 | $ 105,000 |
| OLYMPIA, WA | 405 | $ 89,563,000 | $ 221,000 | $ 83,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 405 | $ 68,797,000 | $ 169,000 | $ 83,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 392 | $ 116,624,000 | $ 297,000 | $ 116,000 |
| BIRMINGHAM-HOOVER, AL | 378 | $ 57,922,000 | $ 153,000 | $ 80,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 367 | $ 76,731,000 | $ 209,000 | $ 112,000 |
| TULSA, OK | 365 | $ 55,810,000 | $ 152,000 | $ 101,000 |
| BOSTON-QUINCY, MA | 357 | $ 93,896,000 | $ 263,000 | $ 108,000 |
| WICHITA, KS | 357 | $ 50,453,000 | $ 141,000 | $ 78,000 |
| CORPUS CHRISTI, TX | 350 | $ 50,247,000 | $ 143,000 | $ 91,000 |
| MANHATTAN, KS | 350 | $ 57,482,000 | $ 164,000 | $ 59,000 |
| SHREVEPORT-BOSSIER CITY, LA | 349 | $ 57,513,000 | $ 164,000 | $ 66,000 |
| BREMERTON-SILVERDALE, WA | 347 | $ 81,343,000 | $ 234,000 | $ 82,000 |
| BATON ROUGE, LA | 339 | $ 57,773,000 | $ 170,000 | $ 86,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 321 | $ 65,197,000 | $ 203,000 | $ 113,000 |
| LAWTON, OK | 319 | $ 46,818,000 | $ 146,000 | $ 58,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 315 | $ 91,654,000 | $ 290,000 | $ 128,000 |
| KNOXVILLE, TN | 315 | $ 55,551,000 | $ 176,000 | $ 97,000 |
| DURHAM-CHAPEL HILL, NC | 298 | $ 55,670,000 | $ 186,000 | $ 100,000 |
| OGDEN-CLEARFIELD, UT | 282 | $ 54,441,000 | $ 193,000 | $ 67,000 |
| WILMINGTON, DE-MD-NJ | 281 | $ 55,487,000 | $ 187,000 | $ 91,666 |
| SPOKANE, WA | 278 | $ 52,520,000 | $ 188,000 | $ 78,000 |
| HINESVILLE-FORT STEWART, GA | 276 | $ 37,912,000 | $ 137,000 | $ 52,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 275 | $ 42,955,000 | $ 156,000 | $ 82,000 |
| SALT LAKE CITY, UT | 274 | $ 56,156,000 | $ 204,000 | $ 91,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 270 | $ 44,684,000 | $ 165,000 | $ 88,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 270 | $ 54,184,000 | $ 200,000 | $ 105,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 263 | $ 49,177,000 | $ 186,000 | $ 102,000 |
| WILMINGTON, NC | 262 | $ 50,000,000 | $ 190,000 | $ 92,000 |
| BOISE CITY-NAMPA, ID | 260 | $ 41,074,000 | $ 157,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 256 | $ 61,206,000 | $ 239,000 | $ 86,000 |
| ELIZABETHTOWN, KY | 255 | $ 43,967,000 | $ 172,000 | $ 67,000 |
| CHARLOTTESVILLE, VA | 251 | $ 60,449,000 | $ 240,000 | $ 104,000 |
| VALDOSTA, GA | 242 | $ 37,621,000 | $ 155,000 | $ 47,000 |
| SUMTER, SC | 235 | $ 34,746,000 | $ 147,000 | $ 61,000 |
| ASHEVILLE, NC | 217 | $ 41,986,000 | $ 193,000 | $ 89,000 |
| HARRISBURG-CARLISLE, PA | 215 | $ 38,905,000 | $ 180,000 | $ 91,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 214 | $ 39,955,000 | $ 186,000 | $ 104,000 |
| NORWICH-NEW LONDON, CT | 214 | $ 43,640,000 | $ 203,000 | $ 115,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 214 | $ 46,433,000 | $ 216,000 | $ 106,000 |
| ABILENE, TX | 211 | $ 28,742,000 | $ 136,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 211 | $ 38,377,000 | $ 181,000 | $ 100,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 211 | $ 75,359,000 | $ 357,000 | $ 147,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 206 | $ 61,184,000 | $ 297,000 | $ 118,000 |
| BUFFALO-NIAGARA FALLS, NY | 205 | $ 27,353,000 | $ 133,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 204 | $ 44,990,000 | $ 220,000 | $ 106,000 |
| CHATTANOOGA, TN-GA | 202 | $ 33,051,000 | $ 160,500 | $ 90,000 |
| NEW HAVEN-MILFORD, CT | 201 | $ 43,111,000 | $ 214,000 | $ 103,000 |
| FORT COLLINS-LOVELAND, CO | 200 | $ 43,201,000 | $ 216,000 | $ 96,000 |
| GREENSBORO-HIGH POINT, NC | 200 | $ 30,471,000 | $ 152,000 | $ 76,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 198 | $ 40,525,000 | $ 196,000 | $ 107,500 |
| LAS CRUCES, NM | 193 | $ 33,222,000 | $ 172,000 | $ 80,000 |
| GULFPORT-BILOXI, MS | 192 | $ 26,984,000 | $ 140,000 | $ 70,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 189 | $ 33,992,000 | $ 179,000 | $ 73,000 |
| RENO-SPARKS, NV | 189 | $ 37,479,000 | $ 198,000 | $ 111,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 189 | $ 63,518,000 | $ 336,000 | $ 115,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 187 | $ 57,074,000 | $ 305,000 | $ 130,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 180 | $ 38,716,000 | $ 215,000 | $ 102,000 |
| BOULDER, CO | 176 | $ 40,695,000 | $ 231,000 | $ 109,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 176 | $ 21,271,000 | $ 120,000 | $ 79,000 |
| CAPE CORAL-FORT MYERS, FL | 174 | $ 30,946,000 | $ 177,000 | $ 115,000 |
| LEXINGTON-FAYETTE, KY | 172 | $ 26,886,000 | $ 156,000 | $ 86,000 |
| PRESCOTT, AZ | 169 | $ 32,224,000 | $ 190,000 | $ 87,000 |
| SPRINGFIELD, MA | 168 | $ 32,349,000 | $ 192,000 | $ 89,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 167 | $ 24,303,000 | $ 145,000 | $ 79,000 |
| AUBURN-OPELIKA, AL | 164 | $ 25,354,000 | $ 154,000 | $ 64,000 |
| DOVER, DE | 162 | $ 30,980,000 | $ 191,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 162 | $ 25,388,000 | $ 123,500 | $ 72,500 |
| ROCHESTER, NY | 161 | $ 22,038,000 | $ 136,000 | $ 86,000 |
| BAKERSFIELD-DELANO, CA | 160 | $ 25,446,000 | $ 159,000 | $ 86,000 |
| COLLEGE STATION-BRYAN, TX | 159 | $ 23,680,000 | $ 148,000 | $ 105,000 |
| WORCESTER, MA | 158 | $ 33,516,000 | $ 212,000 | $ 93,000 |
| LAFAYETTE, LA | 157 | $ 25,190,000 | $ 160,000 | $ 88,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 153 | $ 27,661,000 | $ 192,000 | $ 93,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 153 | $ 27,511,000 | $ 185,500 | $ 91,500 |
| JACKSON, MS | 148 | $ 21,888,000 | $ 147,000 | $ 95,000 |
| SYRACUSE, NY | 148 | $ 21,121,000 | $ 142,000 | $ 94,000 |
| PORT ST. LUCIE, FL | 147 | $ 25,059,000 | $ 170,000 | $ 87,000 |
| SPRINGFIELD, MO | 146 | $ 18,363,000 | $ 125,000 | $ 76,000 |
| WICHITA FALLS, TX | 145 | $ 18,624,000 | $ 128,000 | $ 65,000 |
| MOBILE, AL | 143 | $ 18,757,000 | $ 131,000 | $ 81,000 |
| MADISON, WI | 141 | $ 28,737,000 | $ 203,000 | $ 86,000 |
| PEABODY, MA | 140 | $ 37,697,000 | $ 269,000 | $ 115,000 |
| SANTA FE, NM | 136 | $ 32,912,000 | $ 242,000 | $ 113,000 |
| FAIRBANKS, AK | 134 | $ 27,308,000 | $ 203,000 | $ 72,000 |
| RAPID CITY, SD | 132 | $ 24,041,000 | $ 182,000 | $ 81,000 |
| CHARLESTON, WV | 129 | $ 17,230,000 | $ 133,000 | $ 83,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 129 | $ 38,021,000 | $ 294,000 | $ 106,000 |
| CHEYENNE, WY | 124 | $ 22,309,000 | $ 179,000 | $ 72,000 |
| SAN ANGELO, TX | 124 | $ 16,688,000 | $ 134,000 | $ 60,000 |
| MCALLEN-EDINBURG-MISSION, TX | 123 | $ 15,681,000 | $ 127,000 | $ 88,000 |
| GRAND RAPIDS-WYOMING, MI | 122 | $ 16,946,000 | $ 138,000 | $ 79,000 |
| WINSTON-SALEM, NC | 122 | $ 20,333,000 | $ 166,000 | $ 82,000 |
| BARNSTABLE TOWN, MA | 121 | $ 30,521,000 | $ 252,000 | $ 110,000 |
| FRESNO, CA | 121 | $ 22,205,000 | $ 183,000 | $ 86,000 |
| YORK-HANOVER, PA | 120 | $ 20,579,000 | $ 171,000 | $ 103,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 118 | $ 16,927,000 | $ 143,000 | $ 85,000 |
| SANTA ROSA-PETALUMA, CA | 117 | $ 35,229,000 | $ 301,000 | $ 139,000 |
| BEAUMONT-PORT ARTHUR, TX | 115 | $ 14,291,000 | $ 124,000 | $ 81,000 |
| TALLAHASSEE, FL | 115 | $ 19,560,000 | $ 170,000 | $ 83,000 |
| LAKELAND-WINTER HAVEN, FL | 114 | $ 14,929,000 | $ 130,000 | $ 73,000 |
| SALEM, OR | 113 | $ 20,532,000 | $ 181,000 | $ 87,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 111 | $ 19,699,000 | $ 177,000 | $ 98,000 |
| DOTHAN, AL | 111 | $ 15,865,000 | $ 142,000 | $ 73,000 |
| TYLER, TX | 109 | $ 16,831,000 | $ 154,000 | $ 102,000 |
| TOPEKA, KS | 108 | $ 14,253,000 | $ 131,000 | $ 61,000 |
| WACO, TX | 108 | $ 15,776,000 | $ 146,000 | $ 90,000 |
| BROWNSVILLE-HARLINGEN, TX | 107 | $ 12,610,000 | $ 117,000 | $ 102,000 |
| OCALA, FL | 107 | $ 15,185,000 | $ 141,000 | $ 78,000 |
| YUMA, AZ | 107 | $ 17,917,000 | $ 167,000 | $ 106,000 |
| BEND, OR | 106 | $ 22,133,000 | $ 208,000 | $ 118,000 |
| ROANOKE, VA | 106 | $ 17,705,000 | $ 167,000 | $ 82,000 |
| TRENTON-EWING, NJ | 106 | $ 24,561,000 | $ 231,000 | $ 126,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 105 | $ 23,763,000 | $ 226,000 | $ 99,000 |
| PROVO-OREM, UT | 103 | $ 19,565,000 | $ 189,000 | $ 99,000 |
| SALINAS, CA | 103 | $ 30,747,000 | $ 298,000 | $ 110,000 |
| YUBA CITY, CA | 101 | $ 17,636,000 | $ 174,000 | $ 66,000 |
| AKRON, OH | 100 | $ 14,061,000 | $ 140,000 | $ 104,000 |
| GARY, IN | 100 | $ 15,925,000 | $ 159,000 | $ 79,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 100 | $ 18,508,000 | $ 185,000 | $ 96,000 |
| PUEBLO, CO | 100 | $ 16,490,000 | $ 164,000 | $ 69,000 |
| EUGENE-SPRINGFIELD, OR | 99 | $ 18,437,000 | $ 186,000 | $ 68,000 |
| GOLDSBORO, NC | 99 | $ 13,135,000 | $ 132,000 | $ 49,000 |
| SPARTANBURG, SC | 97 | $ 15,694,000 | $ 161,000 | $ 81,000 |
| DES MOINES-WEST DES MOINES, IA | 95 | $ 15,511,000 | $ 163,000 | $ 104,000 |
| PASCAGOULA, MS | 94 | $ 13,167,000 | $ 140,000 | $ 69,000 |
| AMARILLO, TX | 93 | $ 12,756,000 | $ 137,000 | $ 71,000 |
| ANN ARBOR, MI | 93 | $ 16,773,000 | $ 180,000 | $ 104,000 |
| ATHENS-CLARKE COUNTY, GA | 93 | $ 14,607,000 | $ 157,000 | $ 81,000 |
| FORT SMITH, AR-OK | 93 | $ 12,341,000 | $ 127,500 | $ 65,000 |
| GREAT FALLS, MT | 93 | $ 14,319,000 | $ 153,000 | $ 60,000 |
| MACON, GA | 92 | $ 13,854,000 | $ 150,000 | $ 86,000 |
| SCRANTON--WILKES-BARRE, PA | 90 | $ 13,288,000 | $ 147,000 | $ 97,000 |
| GAINESVILLE, FL | 89 | $ 14,295,000 | $ 160,000 | $ 86,000 |
| STOCKTON, CA | 89 | $ 19,200,000 | $ 215,000 | $ 93,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 88 | $ 16,886,000 | $ 191,000 | $ 99,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 86 | $ 13,324,000 | $ 158,500 | $ 91,500 |
| FLAGSTAFF, AZ | 86 | $ 17,258,000 | $ 200,000 | $ 102,000 |
| ALEXANDRIA, LA | 84 | $ 11,926,000 | $ 141,000 | $ 70,000 |
| LANCASTER, PA | 83 | $ 14,251,000 | $ 171,000 | $ 78,000 |
| LANSING-EAST LANSING, MI | 83 | $ 11,442,000 | $ 137,000 | $ 74,000 |
| NAPLES-MARCO ISLAND, FL | 83 | $ 17,060,000 | $ 205,000 | $ 101,000 |
| TOLEDO, OH | 83 | $ 11,408,000 | $ 137,000 | $ 75,000 |
| BELLINGHAM, WA | 82 | $ 18,266,000 | $ 222,000 | $ 80,000 |
| LUBBOCK, TX | 82 | $ 9,510,000 | $ 115,000 | $ 82,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 82 | $ 23,966,000 | $ 292,000 | $ 114,000 |
| HANFORD-CORCORAN, CA | 81 | $ 15,992,000 | $ 197,000 | $ 89,000 |
| HICKORY-LENOIR-MORGANTON, NC | 80 | $ 12,896,000 | $ 161,000 | $ 94,000 |
| LYNCHBURG, VA | 80 | $ 12,299,000 | $ 153,000 | $ 91,000 |
| GREELEY, CO | 78 | $ 14,591,000 | $ 187,000 | $ 98,000 |
| OCEAN CITY, NJ | 78 | $ 16,595,000 | $ 212,000 | $ 121,000 |
| LAKE CHARLES, LA | 77 | $ 12,774,000 | $ 165,000 | $ 86,000 |
| LINCOLN, NE | 77 | $ 10,650,000 | $ 138,000 | $ 73,000 |
| KALAMAZOO-PORTAGE, MI | 76 | $ 10,853,000 | $ 142,000 | $ 76,000 |
| JOHNSON CITY, TN | 75 | $ 13,046,000 | $ 173,000 | $ 80,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 74 | $ 10,150,000 | $ 139,500 | $ 66,500 |
| EVANSVILLE, IN-KY | 73 | $ 9,843,000 | $ 136,500 | $ 90,000 |
| MOUNT VERNON-ANACORTES, WA | 73 | $ 16,285,000 | $ 223,000 | $ 96,000 |
| DULUTH, MN-WI | 71 | $ 12,318,000 | $ 150,500 | $ 87,000 |
| COLUMBIA, MO | 69 | $ 10,702,000 | $ 155,000 | $ 77,000 |
| LONGVIEW, TX | 69 | $ 9,623,000 | $ 139,000 | $ 87,000 |
| BLOOMINGTON, IN | 68 | $ 10,286,000 | $ 151,000 | $ 85,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 67 | $ 7,948,000 | $ 125,000 | $ 66,500 |
| WINCHESTER, VA-WV | 66 | $ 13,942,000 | $ 196,000 | $ 97,500 |
| BRUNSWICK, GA | 65 | $ 13,551,000 | $ 208,000 | $ 99,000 |
| MORGANTOWN, WV | 63 | $ 10,397,000 | $ 165,000 | $ 95,000 |
| UTICA-ROME, NY | 63 | $ 8,599,000 | $ 136,000 | $ 102,000 |
| ALBANY, GA | 62 | $ 8,173,000 | $ 131,000 | $ 70,000 |
| GRAND FORKS, ND-MN | 62 | $ 8,573,000 | $ 133,000 | $ 61,000 |
| TUSCALOOSA, AL | 62 | $ 9,264,000 | $ 149,000 | $ 69,000 |
| FLORENCE, SC | 60 | $ 8,309,000 | $ 138,000 | $ 78,000 |
| HOT SPRINGS, AR | 60 | $ 9,253,000 | $ 154,000 | $ 84,000 |
| COEUR D'ALENE, ID | 59 | $ 10,996,000 | $ 186,000 | $ 82,000 |
| HATTIESBURG, MS | 59 | $ 9,391,000 | $ 159,000 | $ 84,000 |
| MODESTO, CA | 59 | $ 10,750,000 | $ 182,000 | $ 84,000 |
| FORT WAYNE, IN | 58 | $ 8,438,000 | $ 145,000 | $ 105,000 |
| READING, PA | 58 | $ 10,288,000 | $ 177,000 | $ 94,000 |
| GRAND JUNCTION, CO | 57 | $ 10,704,000 | $ 187,000 | $ 73,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 57 | $ 7,422,000 | $ 137,000 | $ 86,333 |
| MEDFORD, OR | 57 | $ 11,265,000 | $ 197,000 | $ 82,000 |
| BILLINGS, MT | 56 | $ 10,072,000 | $ 179,000 | $ 94,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 56 | $ 7,715,000 | $ 137,000 | $ 97,000 |
| LAREDO, TX | 56 | $ 9,852,000 | $ 175,000 | $ 79,000 |
| ANDERSON, SC | 55 | $ 8,352,000 | $ 151,000 | $ 89,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 55 | $ 9,144,000 | $ 166,000 | $ 86,000 |
| PEORIA, IL | 55 | $ 7,580,000 | $ 137,000 | $ 79,000 |
| MISSOULA, MT | 54 | $ 10,707,000 | $ 198,000 | $ 89,000 |
| CANTON-MASSILLON, OH | 51 | $ 7,300,000 | $ 143,000 | $ 71,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 51 | $ 7,027,000 | $ 141,500 | $ 73,500 |
| BANGOR, ME | 50 | $ 7,516,000 | $ 150,000 | $ 86,000 |
| KINGSTON, NY | 50 | $ 9,303,000 | $ 186,000 | $ 87,000 |
| SEBASTIAN-VERO BEACH, FL | 50 | $ 7,798,000 | $ 155,000 | $ 105,000 |
| ANNISTON-OXFORD, AL | 49 | $ 6,345,000 | $ 129,000 | $ 80,000 |
| GREENVILLE, NC | 49 | $ 7,842,000 | $ 160,000 | $ 83,000 |
| MIDLAND, TX | 49 | $ 7,115,000 | $ 145,000 | $ 92,000 |
| STATE COLLEGE, PA | 49 | $ 9,065,000 | $ 185,000 | $ 91,000 |
| PALM COAST, FL | 48 | $ 8,638,000 | $ 179,000 | $ 90,000 |
| CHICO, CA | 47 | $ 8,772,000 | $ 186,000 | $ 71,000 |
| SHERMAN-DENISON, TX | 47 | $ 6,619,000 | $ 140,000 | $ 92,000 |
| SIOUX FALLS, SD | 47 | $ 9,369,000 | $ 199,000 | $ 83,000 |
| ST. GEORGE, UT | 47 | $ 9,857,000 | $ 209,000 | $ 117,000 |
| ERIE, PA | 46 | $ 6,196,000 | $ 134,000 | $ 89,000 |
| GAINESVILLE, GA | 46 | $ 8,125,000 | $ 176,000 | $ 85,000 |
| REDDING, CA | 46 | $ 8,184,000 | $ 177,000 | $ 75,000 |
| YAKIMA, WA | 46 | $ 8,097,000 | $ 176,000 | $ 89,000 |
| LAFAYETTE, IN | 45 | $ 7,095,000 | $ 157,000 | $ 80,000 |
| SANTA CRUZ-WATSONVILLE, CA | 45 | $ 12,756,000 | $ 283,000 | $ 124,000 |
| SPRINGFIELD, IL | 45 | $ 6,931,000 | $ 154,000 | $ 80,000 |
| DECATUR, AL | 44 | $ 6,166,000 | $ 140,000 | $ 95,000 |
| PUNTA GORDA, FL | 44 | $ 6,865,000 | $ 156,000 | $ 106,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 44 | $ 6,530,000 | $ 155,500 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 44 | $ 8,257,000 | $ 187,000 | $ 102,000 |
| CORVALLIS, OR | 43 | $ 8,725,000 | $ 202,000 | $ 116,000 |
| ROCHESTER, MN | 43 | $ 7,673,000 | $ 178,000 | $ 88,000 |
| IDAHO FALLS, ID | 42 | $ 5,808,000 | $ 138,000 | $ 84,000 |
| BURLINGTON, NC | 41 | $ 7,244,000 | $ 176,000 | $ 74,000 |
| FARGO, ND-MN | 41 | $ 6,496,000 | $ 158,000 | $ 56,000 |
| FARMINGTON, NM | 41 | $ 7,603,000 | $ 185,000 | $ 100,000 |
| TEXARKANA, TX-TEXARKANA, AR | 41 | $ 5,733,000 | $ 133,500 | $ 78,000 |
| VICTORIA, TX | 41 | $ 5,891,000 | $ 143,000 | $ 84,000 |
| CHAMPAIGN-URBANA, IL | 40 | $ 6,197,000 | $ 154,000 | $ 86,000 |
| LAWRENCE, KS | 40 | $ 6,283,000 | $ 157,000 | $ 83,000 |
| NAPA, CA | 40 | $ 12,355,000 | $ 308,000 | $ 123,000 |
| HOLLAND-GRAND HAVEN, MI | 39 | $ 5,209,000 | $ 133,000 | $ 68,000 |
| HARRISONBURG, VA | 38 | $ 7,704,000 | $ 202,000 | $ 100,000 |
| TERRE HAUTE, IN | 38 | $ 3,626,000 | $ 95,000 | $ 63,000 |
| FLINT, MI | 37 | $ 3,767,000 | $ 101,000 | $ 71,000 |
| GLENS FALLS, NY | 37 | $ 5,144,000 | $ 139,000 | $ 81,000 |
| JOPLIN, MO | 37 | $ 5,249,000 | $ 141,000 | $ 83,000 |
| APPLETON, WI | 36 | $ 5,437,000 | $ 151,000 | $ 81,000 |
| JEFFERSON CITY, MO | 36 | $ 4,916,000 | $ 136,000 | $ 65,000 |
| BINGHAMTON, NY | 35 | $ 4,458,000 | $ 127,000 | $ 96,000 |
| LEBANON, PA | 33 | $ 5,195,000 | $ 157,000 | $ 55,000 |
| NILES-BENTON HARBOR, MI | 32 | $ 5,433,000 | $ 169,000 | $ 91,000 |
| COLUMBUS, IN | 31 | $ 6,322,000 | $ 203,000 | $ 84,000 |
| PITTSFIELD, MA | 31 | $ 6,213,000 | $ 200,000 | $ 140,000 |
| SALISBURY, MD | 31 | $ 5,330,000 | $ 171,000 | $ 74,000 |
| BOWLING GREEN, KY | 30 | $ 6,442,000 | $ 214,000 | $ 88,000 |
| CASPER, WY | 30 | $ 7,279,000 | $ 242,000 | $ 106,000 |
| CEDAR RAPIDS, IA | 30 | $ 4,527,000 | $ 150,000 | $ 80,000 |
| GREEN BAY, WI | 30 | $ 4,610,000 | $ 153,000 | $ 120,000 |
| OSHKOSH-NEENAH, WI | 30 | $ 4,205,000 | $ 140,000 | $ 64,000 |
| SPRINGFIELD, OH | 30 | $ 4,312,000 | $ 143,000 | $ 75,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 29 | $ 4,476,000 | $ 97,000 | $ 75,500 |
| LA CROSSE, WI-MN | 29 | $ 5,504,000 | $ 251,500 | $ 104,500 |
| ST. JOSEPH, MO-KS | 29 | $ 2,773,000 | $ 95,000 | $ 62,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 29 | $ 3,890,000 | $ 134,000 | $ 69,000 |
| BATTLE CREEK, MI | 28 | $ 3,147,000 | $ 112,000 | $ 92,000 |
| POCATELLO, ID | 28 | $ 3,705,000 | $ 132,000 | $ 77,000 |
| JACKSON, TN | 27 | $ 3,508,000 | $ 129,000 | $ 126,000 |
| MERCED, CA | 27 | $ 4,072,000 | $ 150,000 | $ 63,000 |
| MONROE, LA | 27 | $ 4,255,000 | $ 157,000 | $ 87,000 |
| PINE BLUFF, AR | 27 | $ 3,290,000 | $ 121,000 | $ 105,000 |
| RACINE, WI | 27 | $ 4,278,000 | $ 158,000 | $ 84,000 |
| SIOUX CITY, IA-NE-SD | 27 | $ 3,006,000 | $ 116,666 | $ 77,333 |
| LONGVIEW, WA | 26 | $ 5,920,000 | $ 227,000 | $ 93,000 |
| ROCKFORD, IL | 26 | $ 3,715,000 | $ 142,000 | $ 77,000 |
| WENATCHEE-EAST WENATCHEE, WA | 26 | $ 5,907,000 | $ 227,000 | $ 141,000 |
| MORRISTOWN, TN | 25 | $ 3,543,000 | $ 141,000 | $ 82,000 |
| WHEELING, WV-OH | 25 | $ 2,607,000 | $ 94,000 | $ 71,500 |
| BISMARCK, ND | 24 | $ 3,405,000 | $ 141,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 23 | $ 2,942,000 | $ 127,000 | $ 62,000 |
| JOHNSTOWN, PA | 23 | $ 2,887,000 | $ 125,000 | $ 79,000 |
| MONROE, MI | 23 | $ 3,265,000 | $ 141,000 | $ 73,000 |
| MUSKEGON-NORTON SHORES, MI | 23 | $ 2,254,000 | $ 98,000 | $ 77,000 |
| ROCKY MOUNT, NC | 23 | $ 3,140,000 | $ 136,000 | $ 67,000 |
| WILLIAMSPORT, PA | 23 | $ 3,351,000 | $ 145,000 | $ 59,000 |
| EL CENTRO, CA | 22 | $ 3,942,000 | $ 179,000 | $ 97,000 |
| GADSDEN, AL | 22 | $ 2,809,000 | $ 127,000 | $ 85,000 |
| JACKSON, MI | 22 | $ 2,489,000 | $ 113,000 | $ 62,000 |
| JANESVILLE, WI | 22 | $ 4,049,000 | $ 184,000 | $ 103,000 |
| CUMBERLAND, MD-WV | 21 | $ 2,764,000 | $ 124,500 | $ 66,500 |
| JONESBORO, AR | 20 | $ 3,086,000 | $ 154,000 | $ 87,000 |
| LEWISTON-AUBURN, ME | 20 | $ 3,273,000 | $ 163,000 | $ 72,000 |
| LOGAN, UT-ID | 20 | $ 2,996,000 | $ 131,500 | $ 73,000 |
| WATERLOO-CEDAR FALLS, IA | 20 | $ 3,292,000 | $ 164,000 | $ 67,000 |
| ITHACA, NY | 19 | $ 2,680,000 | $ 141,000 | $ 75,000 |
| MADERA-CHOWCHILLA, CA | 19 | $ 2,821,000 | $ 148,000 | $ 95,000 |
| KOKOMO, IN | 18 | $ 2,272,000 | $ 126,000 | $ 71,000 |
| MUNCIE, IN | 18 | $ 1,990,000 | $ 110,000 | $ 76,000 |
| AMES, IA | 17 | $ 2,323,000 | $ 136,000 | $ 88,000 |
| MANKATO-NORTH MANKATO, MN | 17 | $ 2,525,000 | $ 148,000 | $ 93,000 |
| OWENSBORO, KY | 17 | $ 2,261,000 | $ 133,000 | $ 71,000 |
| WAUSAU, WI | 17 | $ 3,105,000 | $ 182,000 | $ 119,000 |
| CLEVELAND, TN | 16 | $ 2,668,000 | $ 166,000 | $ 72,000 |
| MICHIGAN CITY-LA PORTE, IN | 16 | $ 1,796,000 | $ 112,000 | $ 127,000 |
| ROME, GA | 16 | $ 2,525,000 | $ 157,000 | $ 104,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 16 | $ 2,124,000 | $ 132,000 | $ 68,000 |
| SHEBOYGAN, WI | 16 | $ 2,600,000 | $ 162,000 | $ 87,000 |
| ST. CLOUD, MN | 16 | $ 1,698,000 | $ 106,000 | $ 44,000 |
| ALTOONA, PA | 15 | $ 1,938,000 | $ 129,000 | $ 72,000 |
| BAY CITY, MI | 15 | $ 1,581,000 | $ 105,000 | $ 52,000 |
| CARSON CITY, NV | 15 | $ 3,603,000 | $ 240,000 | $ 120,000 |
| EAU CLAIRE, WI | 15 | $ 2,383,000 | $ 158,000 | $ 80,000 |
| ELMIRA, NY | 15 | $ 2,381,000 | $ 158,000 | $ 109,000 |
| DANVILLE, IL | 14 | $ 1,637,000 | $ 116,000 | $ 52,000 |
| IOWA CITY, IA | 14 | $ 2,476,000 | $ 176,000 | $ 94,000 |
| MANSFIELD, OH | 14 | $ 1,655,000 | $ 118,000 | $ 61,000 |
| ODESSA, TX | 14 | $ 1,786,000 | $ 127,000 | $ 71,000 |
| BLOOMINGTON-NORMAL, IL | 13 | $ 1,992,000 | $ 153,000 | $ 95,000 |
| DECATUR, IL | 12 | $ 1,661,000 | $ 138,000 | $ 107,000 |
| DALTON, GA | 11 | $ 1,122,000 | $ 102,000 | $ 57,000 |
| FOND DU LAC, WI | 11 | $ 1,548,000 | $ 140,000 | $ 67,000 |
| ANDERSON, IN | 10 | $ 1,278,000 | $ 127,000 | $ 71,000 |
| SANDUSKY, OH | 10 | $ 1,280,000 | $ 128,000 | $ 89,000 |
| LEWISTON, ID-WA | 9 | $ 1,194,000 | $ 132,500 | $ 43,000 |
| LIMA, OH | 9 | $ 1,284,000 | $ 142,000 | $ 765,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 9 | $ 777,000 | $ 85,000 | $ 56,500 |
| ELKHART-GOSHEN, IN | 8 | $ 970,000 | $ 121,000 | $ 75,000 |
| DANVILLE, VA | 7 | $ 440,000 | $ 62,000 | $ 65,000 |
| KANKAKEE-BRADLEY, IL | 7 | $ 1,328,000 | $ 189,000 | $ 98,000 |
| DUBUQUE, IA | 4 | $ 299,000 | $ 74,000 | $ 48,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 67,969 | $12,812,102,000 | $188,000 | $2,978,000 | $85,000 | $6,000,000 |
| Home Purchase | 49,877 | $10,378,185,000 | $208,000 | $2,625,000 | $95,000 | $6,512,000 |
| Home Improvement | 5,958 | $304,067,000 | $51,000 | $500,000 | $111,000 | $5,684,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 80,788 | $15,478,156,000 | $191,000 | $2,978,000 | $94,000 | $3,600,000 |
| Not Provided | 20,366 | $3,843,099,000 | $188,000 | $2,000,000 | $94,000 | $6,000,000 |
| Black or African American | 9,873 | $1,784,459,000 | $180,000 | $1,094,000 | $73,000 | $6,512,000 |
| Hispanic | 8,305 | $1,478,318,000 | $178,000 | $1,079,000 | $78,000 | $5,684,000 |
| Asian | 2,453 | $537,548,000 | $219,000 | $1,094,000 | $91,000 | $4,140,000 |
| American Indian or Alaskan Native | 1,421 | $248,163,000 | $174,000 | $997,000 | $79,000 | $1,805,000 |
| Native Hawaiian or Other Pacific Islander | 598 | $124,611,000 | $208,000 | $1,072,000 | $82,000 | $785,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 68,805 | $11,482,057,000 | $166,000 | $2,978,000 | $110,000 | $6,512,000 |
| VA-guaranteed (Veterans Administration) | 54,999 | $12,012,297,000 | $218,000 | $1,107,000 | $66,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67,152 | $13,292,569,000 | $197,000 | $2,625,000 | $89,000 | $2,527,000 |
| Application Denied By Financial Institution | 36,075 | $6,027,879,000 | $167,000 | $2,978,000 | $88,000 | $6,512,000 |
| Application Approved But Not Accepted | 16,680 | $3,429,571,000 | $205,000 | $1,750,000 | $102,000 | $6,000,000 |
| File Closed For Incompleteness | 3,474 | $668,890,000 | $192,000 | $1,164,000 | $102,000 | $4,500,000 |
| Application Withdrawn By Applicant | 412 | $73,486,000 | $178,000 | $956,000 | $93,000 | $695,000 |
| Preapproval Denied by Financial Institution | 11 | $1,959,000 | $178,000 | $500,000 | $47,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 13,569 | $2,394,627,000 | $176,000 | $1,479,000 | $104,000 | $2,939,000 |
| Credit History | 8,528 | $977,960,000 | $114,000 | $2,000,000 | $78,000 | $6,512,000 |
| Debt-To-Income Ratio | 7,518 | $1,457,939,000 | $193,000 | $2,978,000 | $62,000 | $1,200,000 |
| Credit Application Incomplete | 2,279 | $459,811,000 | $201,000 | $1,755,000 | $107,000 | $3,442,000 |
| Other | 1,954 | $317,988,000 | $162,000 | $2,000,000 | $96,000 | $3,940,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,056 | $208,623,000 | $197,000 | $1,373,000 | $102,000 | $2,000,000 |
| Unverifiable Information | 605 | $114,335,000 | $188,000 | $1,900,000 | $87,000 | $784,000 |
| Employment History | 517 | $94,081,000 | $181,000 | $822,000 | $66,000 | $803,000 |
| Mortgage Insurance Denied | 20 | $4,270,000 | $213,000 | $750,000 | $123,000 | $534,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.