USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2011

In 2011, USAA Federal Savings Bank of San Antonio, TX reported 123,804 mortgage applications totaling $23.5 billion. The average application was for $189,770, and applicants reported an average income of $90,279. 54% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (5,408), San Antonio-New Braunfels, TX (4,494) and Houston-Sugar Land-Baytown, TX (2,973) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 123,804
Total Mortgage Loan Application Amount $23,494,354,000
Average Mortgage Loan Application Amount $189,770
Highest Mortgage Loan Application Amount $2,978,000
Average Applicant Income $90,279
Highest Applicant Income $6,512,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington-Arlington-Alexandria, DC-VA-MD-WV 5,408 $ 1,622,637,000 $ 300,043 $ 121,352
San Antonio-New Braunfels, TX 4,494 $ 701,143,000 $ 156,017 $ 89,000
Houston-Sugar Land-Baytown, TX 2,973 $ 493,775,000 $ 166,086 $ 111,000
Atlanta-Sandy Springs-Marietta, GA 2,950 $ 516,010,000 $ 174,918 $ 92,000
Virginia Beach-Norfolk-Newport News, VA-NC 2,448 $ 538,063,000 $ 219,796 $ 81,529
Phoenix-Mesa-Glendale, AZ 2,150 $ 362,337,000 $ 168,528 $ 91,000
Dallas-Plano-Irving, TX 2,099 $ 357,241,000 $ 170,195 $ 107,000
San Diego-Carlsbad-San Marcos, CA 1,752 $ 523,847,000 $ 298,999 $ 102,000
Austin-Round Rock-San Marcos, TX 1,736 $ 307,643,000 $ 177,213 $ 102,000
Denver-Aurora-Broomfield, CO 1,593 $ 351,061,000 $ 220,377 $ 99,000
Colorado Springs, CO 1,583 $ 322,705,000 $ 203,856 $ 75,000
Baltimore-Towson, MD 1,553 $ 403,745,000 $ 259,977 $ 111,000
Fayetteville, NC 1,523 $ 219,694,000 $ 144,250 $ 61,000
Tampa-St. Petersburg-Clearwater, FL 1,470 $ 268,487,000 $ 182,644 $ 93,000
Killeen-Temple-Fort Hood, TX 1,459 $ 191,077,000 $ 130,964 $ 62,000
Fort Worth-Arlington, TX 1,333 $ 204,815,000 $ 153,649 $ 92,000
Las Vegas-Paradise, NV 1,259 $ 221,119,000 $ 175,630 $ 80,000
Riverside-San Bernardino-Ontario, CA 1,215 $ 256,779,000 $ 211,340 $ 85,000
Oklahoma City, OK 1,120 $ 172,894,000 $ 154,369 $ 79,000
Clarksville, TN-KY 1,078 $ 159,365,000 $ 147,833 $ 55,410
Albuquerque, NM 1,013 $ 183,620,000 $ 181,263 $ 90,000
Philadelphia, PA 981 $ 203,025,000 $ 206,957 $ 110,000
Los Angeles-Long Beach-Glendale, CA 972 $ 294,337,000 $ 302,815 $ 115,000
Seattle-Bellevue-Everett, WA 971 $ 250,581,000 $ 258,064 $ 106,000
Jacksonville, FL 963 $ 172,548,000 $ 179,177 $ 79,000
St. Louis, MO-IL 960 $ 161,614,000 $ 168,347 $ 85,843
Tacoma, WA 956 $ 214,616,000 $ 224,493 $ 87,000
Chicago-Joliet-Naperville, IL 926 $ 195,815,000 $ 211,463 $ 113,000
El Paso, TX 907 $ 133,746,000 $ 147,459 $ 77,000
Kansas City, MO-KS 846 $ 140,694,000 $ 166,304 $ 90,699
Portland-Vancouver-Hillsboro, OR-WA 827 $ 173,545,000 $ 209,848 $ 97,307
Tucson, AZ 796 $ 137,774,000 $ 173,082 $ 80,000
Pensacola-Ferry Pass-Brent, FL 788 $ 138,680,000 $ 175,989 $ 79,000
Columbia, SC 783 $ 123,064,000 $ 157,169 $ 69,000
Raleigh-Cary, NC 775 $ 149,223,000 $ 192,545 $ 89,000
Richmond, VA 765 $ 148,322,000 $ 193,884 $ 88,000
Camden, NJ 760 $ 141,171,000 $ 185,751 $ 94,000
Augusta-Richmond County, GA-SC 758 $ 118,124,000 $ 155,836 $ 71,320
Sacramento--Arden-Arcade--Roseville, CA 745 $ 161,634,000 $ 216,958 $ 99,000
Charlotte-Gastonia-Rock Hill, NC-SC 724 $ 127,684,000 $ 176,359 $ 88,635
Nashville-Davidson--Murfreesboro--Franklin, TN 683 $ 125,040,000 $ 183,074 $ 89,000
Orlando-Kissimmee-Sanford, FL 683 $ 122,459,000 $ 179,295 $ 89,000
Minneapolis-St. Paul-Bloomington, MN-WI 672 $ 125,543,000 $ 186,819 $ 102,937
Charleston-North Charleston-Summerville, SC 655 $ 122,638,000 $ 187,233 $ 85,000
Anchorage, AK 648 $ 156,756,000 $ 241,907 $ 89,000
New York-White Plains-Wayne, NY-NJ 644 $ 175,773,000 $ 272,939 $ 126,636
Savannah, GA 643 $ 113,439,000 $ 176,421 $ 64,000
Bethesda-Rockville-Frederick, MD 633 $ 191,041,000 $ 301,802 $ 123,000
Huntsville, AL 618 $ 123,489,000 $ 199,820 $ 100,000
Honolulu, HI 610 $ 239,891,000 $ 393,263 $ 94,000
Crestview-Fort Walton Beach-Destin, FL 603 $ 119,845,000 $ 198,747 $ 75,000
New Orleans-Metairie-Kenner, LA 601 $ 107,610,000 $ 179,051 $ 88,000
Edison-New Brunswick, NJ 598 $ 137,309,000 $ 229,613 $ 110,000
Dayton, OH 587 $ 100,153,000 $ 170,618 $ 84,000
Omaha-Council Bluffs, NE-IA 566 $ 89,279,000 $ 157,736 $ 77,514
Little Rock-North Little Rock-Conway, AR 550 $ 85,306,000 $ 155,101 $ 71,000
Columbus, GA-AL 541 $ 86,738,000 $ 160,329 $ 62,670
Jacksonville, NC 535 $ 88,806,000 $ 165,992 $ 59,000
Indianapolis-Carmel, IN 529 $ 82,689,000 $ 156,311 $ 82,000
Columbus, OH 494 $ 81,062,000 $ 164,093 $ 82,000
Memphis, TN-MS-AR 482 $ 76,653,000 $ 159,031 $ 83,603
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 475 $ 98,339,000 $ 207,029 $ 111,000
Louisville-Jefferson County, KY-IN 468 $ 77,135,000 $ 164,818 $ 81,634
Santa Ana-Anaheim-Irvine, CA 462 $ 148,560,000 $ 321,558 $ 118,000
Warner Robins, GA 462 $ 77,390,000 $ 167,510 $ 62,000
Newark-Union, NJ-PA 451 $ 109,871,000 $ 243,616 $ 125,674
Pittsburgh, PA 442 $ 68,102,000 $ 154,076 $ 91,000
Nassau-Suffolk, NY 428 $ 112,307,000 $ 262,399 $ 120,000
Montgomery, AL 425 $ 72,896,000 $ 171,520 $ 77,000
Cincinnati-Middletown, OH-KY-IN 422 $ 76,491,000 $ 181,258 $ 96,649
Providence-New Bedford-Fall River, RI-MA 419 $ 92,232,000 $ 220,124 $ 92,878
Warren-Troy-Farmington Hills, MI 417 $ 67,963,000 $ 162,980 $ 99,000
Hartford-West Hartford-East Hartford, CT 412 $ 88,245,000 $ 214,186 $ 105,000
Olympia, WA 405 $ 89,563,000 $ 221,143 $ 83,000
Palm Bay-Melbourne-Titusville, FL 405 $ 68,797,000 $ 169,869 $ 83,000
Oakland-Fremont-Hayward, CA 392 $ 116,624,000 $ 297,510 $ 116,000
Birmingham-Hoover, AL 378 $ 57,922,000 $ 153,232 $ 80,000
Miami-Miami Beach-Kendall, FL 367 $ 76,731,000 $ 209,076 $ 112,000
Tulsa, OK 365 $ 55,810,000 $ 152,904 $ 101,000
Boston-Quincy, MA 357 $ 93,896,000 $ 263,014 $ 108,000
Wichita, KS 357 $ 50,453,000 $ 141,324 $ 78,000
Corpus Christi, TX 350 $ 50,247,000 $ 143,562 $ 91,000
Manhattan, KS 350 $ 57,482,000 $ 164,234 $ 59,000
Shreveport-Bossier City, LA 349 $ 57,513,000 $ 164,793 $ 66,000
Bremerton-Silverdale, WA 347 $ 81,343,000 $ 234,417 $ 82,000
Baton Rouge, LA 339 $ 57,773,000 $ 170,421 $ 86,000
West Palm Beach-Boca Raton-Boynton Beach, FL 321 $ 65,197,000 $ 203,105 $ 113,000
Lawton, OK 319 $ 46,818,000 $ 146,764 $ 58,000
Cambridge-Newton-Framingham, MA 315 $ 91,654,000 $ 290,965 $ 128,000
Knoxville, TN 315 $ 55,551,000 $ 176,352 $ 97,000
Durham-Chapel Hill, NC 298 $ 55,670,000 $ 186,812 $ 100,000
Ogden-Clearfield, UT 282 $ 54,441,000 $ 193,053 $ 67,000
Wilmington, DE-MD-NJ 281 $ 55,487,000 $ 197,462 $ 93,380
Spokane, WA 278 $ 52,520,000 $ 188,920 $ 78,000
Hinesville-Fort Stewart, GA 276 $ 37,912,000 $ 137,362 $ 52,000
Cleveland-Elyria-Mentor, OH 275 $ 42,955,000 $ 156,200 $ 82,000
Salt Lake City, UT 274 $ 56,156,000 $ 204,948 $ 91,000
Greenville-Mauldin-Easley, SC 270 $ 44,684,000 $ 165,496 $ 88,000
Portland-South Portland-Biddeford, ME 270 $ 54,184,000 $ 200,681 $ 105,000
Milwaukee-Waukesha-West Allis, WI 263 $ 49,177,000 $ 186,984 $ 102,000
Wilmington, NC 262 $ 50,000,000 $ 190,839 $ 92,000
Boise City-Nampa, ID 260 $ 41,074,000 $ 157,976 $ 72,000
Vallejo-Fairfield, CA 256 $ 61,206,000 $ 239,085 $ 86,000
Elizabethtown, KY 255 $ 43,967,000 $ 172,419 $ 67,000
Charlottesville, VA 251 $ 60,449,000 $ 240,832 $ 104,000
Valdosta, GA 242 $ 37,621,000 $ 155,458 $ 47,000
Sumter, SC 235 $ 34,746,000 $ 147,855 $ 61,000
Asheville, NC 217 $ 41,986,000 $ 193,483 $ 89,000
Harrisburg-Carlisle, PA 215 $ 38,905,000 $ 180,953 $ 91,000
North Port-Bradenton-Sarasota, FL 214 $ 39,955,000 $ 186,705 $ 104,000
Norwich-New London, CT 214 $ 43,640,000 $ 203,925 $ 115,000
Rockingham County-Strafford County, NH 214 $ 46,433,000 $ 216,976 $ 106,000
Abilene, TX 211 $ 28,742,000 $ 136,218 $ 68,000
Albany-Schenectady-Troy, NY 211 $ 38,377,000 $ 181,881 $ 100,000
San Francisco-San Mateo-Redwood City, CA 211 $ 75,359,000 $ 357,151 $ 147,000
Oxnard-Thousand Oaks-Ventura, CA 206 $ 61,184,000 $ 297,009 $ 118,000
Buffalo-Niagara Falls, NY 205 $ 27,353,000 $ 133,429 $ 79,000
Manchester-Nashua, NH 204 $ 44,990,000 $ 220,539 $ 106,000
Chattanooga, TN-GA 202 $ 33,051,000 $ 163,618 $ 79,227
New Haven-Milford, CT 201 $ 43,111,000 $ 214,482 $ 103,000
Fort Collins-Loveland, CO 200 $ 43,201,000 $ 216,005 $ 96,000
Greensboro-High Point, NC 200 $ 30,471,000 $ 152,355 $ 76,000
Lake County-Kenosha County, IL-WI 198 $ 40,525,000 $ 204,671 $ 118,166
Las Cruces, NM 193 $ 33,222,000 $ 172,134 $ 80,000
Gulfport-Biloxi, MS 192 $ 26,984,000 $ 140,541 $ 70,000
Panama City-Lynn Haven-Panama City Beach, FL 189 $ 33,992,000 $ 179,851 $ 73,000
Reno-Sparks, NV 189 $ 37,479,000 $ 198,301 $ 111,000
San Jose-Sunnyvale-Santa Clara, CA 189 $ 63,518,000 $ 336,074 $ 115,000
Bridgeport-Stamford-Norwalk, CT 187 $ 57,074,000 $ 305,208 $ 130,000
Poughkeepsie-Newburgh-Middletown, NY 180 $ 38,716,000 $ 215,088 $ 102,000
Boulder, CO 176 $ 40,695,000 $ 231,221 $ 109,000
Detroit-Livonia-Dearborn, MI 176 $ 21,271,000 $ 120,857 $ 79,000
Cape Coral-Fort Myers, FL 174 $ 30,946,000 $ 177,850 $ 115,000
Lexington-Fayette, KY 172 $ 26,886,000 $ 156,313 $ 86,000
Prescott, AZ 169 $ 32,224,000 $ 190,674 $ 87,000
Springfield, MA 168 $ 32,349,000 $ 192,553 $ 89,000
Deltona-Daytona Beach-Ormond Beach, FL 167 $ 24,303,000 $ 145,526 $ 79,000
Auburn-Opelika, AL 164 $ 25,354,000 $ 154,597 $ 64,000
Dover, DE 162 $ 30,980,000 $ 191,234 $ 71,000
Fayetteville-Springdale-Rogers, AR-MO 162 $ 25,388,000 $ 156,716 $ 95,185
Rochester, NY 161 $ 22,038,000 $ 136,881 $ 86,000
Bakersfield-Delano, CA 160 $ 25,446,000 $ 159,037 $ 86,000
College Station-Bryan, TX 159 $ 23,680,000 $ 148,930 $ 105,000
Worcester, MA 158 $ 33,516,000 $ 212,126 $ 93,000
Lafayette, LA 157 $ 25,190,000 $ 160,445 $ 88,000
Allentown-Bethlehem-Easton, PA-NJ 153 $ 27,661,000 $ 180,790 $ 93,000
Hagerstown-Martinsburg, MD-WV 153 $ 27,511,000 $ 179,810 $ 88,111
Jackson, MS 148 $ 21,888,000 $ 147,891 $ 95,000
Syracuse, NY 148 $ 21,121,000 $ 142,709 $ 94,000
Port St. Lucie, FL 147 $ 25,059,000 $ 170,469 $ 87,000
Springfield, MO 146 $ 18,363,000 $ 125,773 $ 76,000
Wichita Falls, TX 145 $ 18,624,000 $ 128,441 $ 65,000
Mobile, AL 143 $ 18,757,000 $ 131,167 $ 81,000
Madison, WI 141 $ 28,737,000 $ 203,808 $ 86,000
Peabody, MA 140 $ 37,697,000 $ 269,264 $ 115,000
Santa Fe, NM 136 $ 32,912,000 $ 242,000 $ 113,000
Fairbanks, AK 134 $ 27,308,000 $ 203,791 $ 72,000
Rapid City, SD 132 $ 24,041,000 $ 182,128 $ 81,000
Charleston, WV 129 $ 17,230,000 $ 133,565 $ 83,000
Santa Barbara-Santa Maria-Goleta, CA 129 $ 38,021,000 $ 294,736 $ 106,000
Cheyenne, WY 124 $ 22,309,000 $ 179,911 $ 72,000
San Angelo, TX 124 $ 16,688,000 $ 134,580 $ 60,000
McAllen-Edinburg-Mission, TX 123 $ 15,681,000 $ 127,487 $ 88,000
Grand Rapids-Wyoming, MI 122 $ 16,946,000 $ 138,901 $ 79,000
Winston-Salem, NC 122 $ 20,333,000 $ 166,663 $ 82,000
Barnstable Town, MA 121 $ 30,521,000 $ 252,239 $ 110,000
Fresno, CA 121 $ 22,205,000 $ 183,512 $ 86,000
York-Hanover, PA 120 $ 20,579,000 $ 171,491 $ 103,000
Myrtle Beach-North Myrtle Beach-Conway, SC 118 $ 16,927,000 $ 143,449 $ 85,000
Santa Rosa-Petaluma, CA 117 $ 35,229,000 $ 301,102 $ 139,000
Beaumont-Port Arthur, TX 115 $ 14,291,000 $ 124,269 $ 81,000
Tallahassee, FL 115 $ 19,560,000 $ 170,086 $ 83,000
Lakeland-Winter Haven, FL 114 $ 14,929,000 $ 130,956 $ 73,000
Salem, OR 113 $ 20,532,000 $ 181,699 $ 87,000
Atlantic City-Hammonton, NJ 111 $ 19,699,000 $ 177,468 $ 98,000
Dothan, AL 111 $ 15,865,000 $ 142,927 $ 73,000
Tyler, TX 109 $ 16,831,000 $ 154,412 $ 102,000
Topeka, KS 108 $ 14,253,000 $ 131,972 $ 61,000
Waco, TX 108 $ 15,776,000 $ 146,074 $ 90,000
Brownsville-Harlingen, TX 107 $ 12,610,000 $ 117,850 $ 102,000
Ocala, FL 107 $ 15,185,000 $ 141,915 $ 78,000
Yuma, AZ 107 $ 17,917,000 $ 167,448 $ 106,000
Bend, OR 106 $ 22,133,000 $ 208,801 $ 118,000
Roanoke, VA 106 $ 17,705,000 $ 167,028 $ 82,000
Trenton-Ewing, NJ 106 $ 24,561,000 $ 231,707 $ 126,000
Burlington-South Burlington, VT 105 $ 23,763,000 $ 226,314 $ 99,000
Provo-Orem, UT 103 $ 19,565,000 $ 189,951 $ 99,000
Salinas, CA 103 $ 30,747,000 $ 298,514 $ 110,000
Yuba City, CA 101 $ 17,636,000 $ 174,613 $ 66,000
Akron, OH 100 $ 14,061,000 $ 140,610 $ 104,000
Gary, IN 100 $ 15,925,000 $ 159,250 $ 79,000
Kennewick-Pasco-Richland, WA 100 $ 18,508,000 $ 185,080 $ 96,000
Pueblo, CO 100 $ 16,490,000 $ 164,900 $ 69,000
Eugene-Springfield, OR 99 $ 18,437,000 $ 186,232 $ 68,000
Goldsboro, NC 99 $ 13,135,000 $ 132,676 $ 49,000
Spartanburg, SC 97 $ 15,694,000 $ 161,793 $ 81,000
Des Moines-West Des Moines, IA 95 $ 15,511,000 $ 163,273 $ 104,000
Pascagoula, MS 94 $ 13,167,000 $ 140,074 $ 69,000
Amarillo, TX 93 $ 12,756,000 $ 137,161 $ 71,000
Ann Arbor, MI 93 $ 16,773,000 $ 180,354 $ 104,000
Athens-Clarke County, GA 93 $ 14,607,000 $ 157,064 $ 81,000
Fort Smith, AR-OK 93 $ 12,341,000 $ 132,698 $ 65,376
Great Falls, MT 93 $ 14,319,000 $ 153,967 $ 60,000
Macon, GA 92 $ 13,854,000 $ 150,586 $ 86,000
Scranton--Wilkes-Barre, PA 90 $ 13,288,000 $ 147,644 $ 97,000
Gainesville, FL 89 $ 14,295,000 $ 160,617 $ 86,000
Stockton, CA 89 $ 19,200,000 $ 215,730 $ 93,000
Blacksburg-Christiansburg-Radford, VA 88 $ 16,886,000 $ 191,886 $ 99,000
Davenport-Moline-Rock Island, IA-IL 86 $ 13,324,000 $ 154,930 $ 89,627
Flagstaff, AZ 86 $ 17,258,000 $ 200,674 $ 102,000
Alexandria, LA 84 $ 11,926,000 $ 141,976 $ 70,000
Lancaster, PA 83 $ 14,251,000 $ 171,698 $ 78,000
Lansing-East Lansing, MI 83 $ 11,442,000 $ 137,855 $ 74,000
Naples-Marco Island, FL 83 $ 17,060,000 $ 205,542 $ 101,000
Toledo, OH 83 $ 11,408,000 $ 137,445 $ 75,000
Bellingham, WA 82 $ 18,266,000 $ 222,756 $ 80,000
Lubbock, TX 82 $ 9,510,000 $ 115,975 $ 82,000
San Luis Obispo-Paso Robles, CA 82 $ 23,966,000 $ 292,268 $ 114,000
Hanford-Corcoran, CA 81 $ 15,992,000 $ 197,432 $ 89,000
Hickory-Lenoir-Morganton, NC 80 $ 12,896,000 $ 161,200 $ 94,000
Lynchburg, VA 80 $ 12,299,000 $ 153,737 $ 91,000
Greeley, CO 78 $ 14,591,000 $ 187,064 $ 98,000
Ocean City, NJ 78 $ 16,595,000 $ 212,756 $ 121,000
Lake Charles, LA 77 $ 12,774,000 $ 165,896 $ 86,000
Lincoln, NE 77 $ 10,650,000 $ 138,311 $ 73,000
Kalamazoo-Portage, MI 76 $ 10,853,000 $ 142,802 $ 76,000
Johnson City, TN 75 $ 13,046,000 $ 173,946 $ 80,000
Kingsport-Bristol-Bristol, TN-VA 74 $ 10,150,000 $ 137,162 $ 73,027
Evansville, IN-KY 73 $ 9,843,000 $ 134,835 $ 82,013
Mount Vernon-Anacortes, WA 73 $ 16,285,000 $ 223,082 $ 96,000
Duluth, MN-WI 71 $ 12,318,000 $ 173,492 $ 104,239
Columbia, MO 69 $ 10,702,000 $ 155,101 $ 77,000
Longview, TX 69 $ 9,623,000 $ 139,463 $ 87,000
Bloomington, IN 68 $ 10,286,000 $ 151,264 $ 85,000
Youngstown-Warren-Boardman, OH-PA 67 $ 7,948,000 $ 118,626 $ 58,492
Winchester, VA-WV 66 $ 13,942,000 $ 211,242 $ 100,045
Brunswick, GA 65 $ 13,551,000 $ 208,476 $ 99,000
Morgantown, WV 63 $ 10,397,000 $ 165,031 $ 95,000
Utica-Rome, NY 63 $ 8,599,000 $ 136,492 $ 102,000
Albany, GA 62 $ 8,173,000 $ 131,822 $ 70,000
Grand Forks, ND-MN 62 $ 8,573,000 $ 138,274 $ 62,806
Tuscaloosa, AL 62 $ 9,264,000 $ 149,419 $ 69,000
Florence, SC 60 $ 8,309,000 $ 138,483 $ 78,000
Hot Springs, AR 60 $ 9,253,000 $ 154,216 $ 84,000
Coeur D'Alene, ID 59 $ 10,996,000 $ 186,372 $ 82,000
Hattiesburg, MS 59 $ 9,391,000 $ 159,169 $ 84,000
Modesto, CA 59 $ 10,750,000 $ 182,203 $ 84,000
Fort Wayne, IN 58 $ 8,438,000 $ 145,482 $ 105,000
Reading, PA 58 $ 10,288,000 $ 177,379 $ 94,000
Grand Junction, CO 57 $ 10,704,000 $ 187,789 $ 73,000
Huntington-Ashland, WV-KY-OH 57 $ 7,422,000 $ 130,210 $ 98,491
Medford, OR 57 $ 11,265,000 $ 197,631 $ 82,000
Billings, MT 56 $ 10,072,000 $ 179,857 $ 94,000
Lake Havasu City-Kingman, AZ 56 $ 7,715,000 $ 137,767 $ 97,000
Laredo, TX 56 $ 9,852,000 $ 175,928 $ 79,000
Anderson, SC 55 $ 8,352,000 $ 151,854 $ 89,000
Houma-Bayou Cane-Thibodaux, LA 55 $ 9,144,000 $ 166,254 $ 86,000
Peoria, IL 55 $ 7,580,000 $ 137,818 $ 79,000
Missoula, MT 54 $ 10,707,000 $ 198,277 $ 89,000
Canton-Massillon, OH 51 $ 7,300,000 $ 143,137 $ 71,000
Parkersburg-Marietta-Vienna, WV-OH 51 $ 7,027,000 $ 137,784 $ 71,117
Bangor, ME 50 $ 7,516,000 $ 150,320 $ 86,000
Kingston, NY 50 $ 9,303,000 $ 186,060 $ 87,000
Sebastian-Vero Beach, FL 50 $ 7,798,000 $ 155,960 $ 105,000
Anniston-Oxford, AL 49 $ 6,345,000 $ 129,489 $ 80,000
Greenville, NC 49 $ 7,842,000 $ 160,040 $ 83,000
Midland, TX 49 $ 7,115,000 $ 145,204 $ 92,000
State College, PA 49 $ 9,065,000 $ 185,000 $ 91,000
Palm Coast, FL 48 $ 8,638,000 $ 179,958 $ 90,000
Chico, CA 47 $ 8,772,000 $ 186,638 $ 71,000
Sherman-Denison, TX 47 $ 6,619,000 $ 140,829 $ 92,000
Sioux Falls, SD 47 $ 9,369,000 $ 199,340 $ 83,000
St. George, UT 47 $ 9,857,000 $ 209,723 $ 117,000
Erie, PA 46 $ 6,196,000 $ 134,695 $ 89,000
Gainesville, GA 46 $ 8,125,000 $ 176,630 $ 85,000
Redding, CA 46 $ 8,184,000 $ 177,913 $ 75,000
Yakima, WA 46 $ 8,097,000 $ 176,021 $ 89,000
Lafayette, IN 45 $ 7,095,000 $ 157,666 $ 80,000
Santa Cruz-Watsonville, CA 45 $ 12,756,000 $ 283,466 $ 124,000
Springfield, IL 45 $ 6,931,000 $ 154,022 $ 80,000
Decatur, AL 44 $ 6,166,000 $ 140,136 $ 95,000
Punta Gorda, FL 44 $ 6,865,000 $ 156,022 $ 106,000
South Bend-Mishawaka, IN-MI 44 $ 6,530,000 $ 148,409 $ 96,272
Visalia-Porterville, CA 44 $ 8,257,000 $ 187,659 $ 102,000
Corvallis, OR 43 $ 8,725,000 $ 202,906 $ 116,000
Rochester, MN 43 $ 7,673,000 $ 178,441 $ 88,000
Idaho Falls, ID 42 $ 5,808,000 $ 138,285 $ 84,000
Burlington, NC 41 $ 7,244,000 $ 176,682 $ 74,000
Fargo, ND-MN 41 $ 6,496,000 $ 158,439 $ 62,146
Farmington, NM 41 $ 7,603,000 $ 185,439 $ 100,000
Texarkana, Tx-Texarkana, AR 41 $ 5,733,000 $ 139,829 $ 75,219
Victoria, TX 41 $ 5,891,000 $ 143,682 $ 84,000
Champaign-Urbana, IL 40 $ 6,197,000 $ 154,925 $ 86,000
Lawrence, KS 40 $ 6,283,000 $ 157,075 $ 83,000
Napa, CA 40 $ 12,355,000 $ 308,875 $ 123,000
Holland-Grand Haven, MI 39 $ 5,209,000 $ 133,564 $ 68,000
Harrisonburg, VA 38 $ 7,704,000 $ 202,736 $ 100,000
Terre Haute, IN 38 $ 3,626,000 $ 95,421 $ 63,000
Flint, MI 37 $ 3,767,000 $ 101,810 $ 71,000
Glens Falls, NY 37 $ 5,144,000 $ 139,027 $ 81,000
Joplin, MO 37 $ 5,249,000 $ 141,864 $ 83,000
Appleton, WI 36 $ 5,437,000 $ 151,027 $ 81,000
Jefferson City, MO 36 $ 4,916,000 $ 136,555 $ 65,000
Binghamton, NY 35 $ 4,458,000 $ 127,371 $ 96,000
Lebanon, PA 33 $ 5,195,000 $ 157,424 $ 55,000
Niles-Benton Harbor, MI 32 $ 5,433,000 $ 169,781 $ 91,000
Columbus, IN 31 $ 6,322,000 $ 203,935 $ 84,000
Pittsfield, MA 31 $ 6,213,000 $ 200,419 $ 140,000
Salisbury, MD 31 $ 5,330,000 $ 171,935 $ 74,000
Bowling Green, KY 30 $ 6,442,000 $ 214,733 $ 88,000
Casper, WY 30 $ 7,279,000 $ 242,633 $ 106,000
Cedar Rapids, IA 30 $ 4,527,000 $ 150,900 $ 80,000
Green Bay, WI 30 $ 4,610,000 $ 153,666 $ 120,000
Oshkosh-Neenah, WI 30 $ 4,205,000 $ 140,166 $ 64,000
Springfield, OH 30 $ 4,312,000 $ 143,733 $ 75,000
Cape Girardeau-Jackson, MO-IL 29 $ 4,476,000 $ 154,344 $ 95,517
La Crosse, WI-MN 29 $ 5,504,000 $ 189,793 $ 77,137
St. Joseph, MO-KS 29 $ 2,773,000 $ 95,620 $ 62,000
Vineland-Millville-Bridgeton, NJ 29 $ 3,890,000 $ 134,137 $ 69,000
Battle Creek, MI 28 $ 3,147,000 $ 112,392 $ 92,000
Pocatello, ID 28 $ 3,705,000 $ 132,321 $ 77,000
Jackson, TN 27 $ 3,508,000 $ 129,925 $ 126,000
Merced, CA 27 $ 4,072,000 $ 150,814 $ 63,000
Monroe, LA 27 $ 4,255,000 $ 157,592 $ 87,000
Pine Bluff, AR 27 $ 3,290,000 $ 121,851 $ 105,000
Racine, WI 27 $ 4,278,000 $ 158,444 $ 84,000
Sioux City, IA-NE-SD 27 $ 3,006,000 $ 111,333 $ 67,740
Longview, WA 26 $ 5,920,000 $ 227,692 $ 93,000
Rockford, IL 26 $ 3,715,000 $ 142,884 $ 77,000
Wenatchee-East Wenatchee, WA 26 $ 5,907,000 $ 227,192 $ 141,000
Morristown, TN 25 $ 3,543,000 $ 141,720 $ 82,000
Wheeling, WV-OH 25 $ 2,607,000 $ 104,280 $ 59,800
Bismarck, ND 24 $ 3,405,000 $ 141,875 $ 80,000
Florence-Muscle Shoals, AL 23 $ 2,942,000 $ 127,913 $ 62,000
Johnstown, PA 23 $ 2,887,000 $ 125,521 $ 79,000
Monroe, MI 23 $ 3,265,000 $ 141,956 $ 73,000
Muskegon-Norton Shores, MI 23 $ 2,254,000 $ 98,000 $ 77,000
Rocky Mount, NC 23 $ 3,140,000 $ 136,521 $ 67,000
Williamsport, PA 23 $ 3,351,000 $ 145,695 $ 59,000
El Centro, CA 22 $ 3,942,000 $ 179,181 $ 97,000
Gadsden, AL 22 $ 2,809,000 $ 127,681 $ 85,000
Jackson, MI 22 $ 2,489,000 $ 113,136 $ 62,000
Janesville, WI 22 $ 4,049,000 $ 184,045 $ 103,000
Cumberland, MD-WV 21 $ 2,764,000 $ 131,619 $ 71,000
Jonesboro, AR 20 $ 3,086,000 $ 154,300 $ 87,000
Lewiston-Auburn, ME 20 $ 3,273,000 $ 163,650 $ 72,000
Logan, UT-ID 20 $ 2,996,000 $ 149,800 $ 80,200
Waterloo-Cedar Falls, IA 20 $ 3,292,000 $ 164,600 $ 67,000
Ithaca, NY 19 $ 2,680,000 $ 141,052 $ 75,000
Madera-Chowchilla, CA 19 $ 2,821,000 $ 148,473 $ 95,000
Kokomo, IN 18 $ 2,272,000 $ 126,222 $ 71,000
Muncie, IN 18 $ 1,990,000 $ 110,555 $ 76,000
Ames, IA 17 $ 2,323,000 $ 136,647 $ 88,000
Mankato-North Mankato, MN 17 $ 2,525,000 $ 148,529 $ 93,000
Owensboro, KY 17 $ 2,261,000 $ 133,000 $ 71,000
Wausau, WI 17 $ 3,105,000 $ 182,647 $ 119,000
Cleveland, TN 16 $ 2,668,000 $ 166,750 $ 72,000
Michigan City-La Porte, IN 16 $ 1,796,000 $ 112,250 $ 127,000
Rome, GA 16 $ 2,525,000 $ 157,812 $ 104,000
Saginaw-Saginaw Township North, MI 16 $ 2,124,000 $ 132,750 $ 68,000
Sheboygan, WI 16 $ 2,600,000 $ 162,500 $ 87,000
St. Cloud, MN 16 $ 1,698,000 $ 106,125 $ 44,000
Altoona, PA 15 $ 1,938,000 $ 129,200 $ 72,000
Bay City, MI 15 $ 1,581,000 $ 105,400 $ 52,000
Carson City, NV 15 $ 3,603,000 $ 240,200 $ 120,000
Eau Claire, WI 15 $ 2,383,000 $ 158,866 $ 80,000
Elmira, NY 15 $ 2,381,000 $ 158,733 $ 109,000
Danville, IL 14 $ 1,637,000 $ 116,928 $ 52,000
Iowa City, IA 14 $ 2,476,000 $ 176,857 $ 94,000
Mansfield, OH 14 $ 1,655,000 $ 118,214 $ 61,000
Odessa, TX 14 $ 1,786,000 $ 127,571 $ 71,000
Bloomington-Normal, IL 13 $ 1,992,000 $ 153,230 $ 95,000
Decatur, IL 12 $ 1,661,000 $ 138,416 $ 107,000
Dalton, GA 11 $ 1,122,000 $ 102,000 $ 57,000
Fond Du Lac, WI 11 $ 1,548,000 $ 140,727 $ 67,000
Anderson, IN 10 $ 1,278,000 $ 127,800 $ 71,000
Sandusky, OH 10 $ 1,280,000 $ 128,000 $ 89,000
Lewiston, ID-WA 9 $ 1,194,000 $ 132,666 $ 50,777
Lima, OH 9 $ 1,284,000 $ 142,666 $ 765,000
Steubenville-Weirton, OH-WV 9 $ 777,000 $ 86,333 $ 57,222
Elkhart-Goshen, IN 8 $ 970,000 $ 121,250 $ 75,000
Danville, VA 7 $ 440,000 $ 62,857 $ 65,000
Kankakee-Bradley, IL 7 $ 1,328,000 $ 189,714 $ 98,000
Dubuque, IA 4 $ 299,000 $ 74,750 $ 48,000

Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 67,969 $12,812,102,000 $188,000 $2,978,000 $85,000 $6,000,000
Home Purchase 49,877 $10,378,185,000 $208,000 $2,625,000 $95,000 $6,512,000
Home Improvement 5,958 $304,067,000 $51,000 $500,000 $111,000 $5,684,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 80,788 $15,478,156,000 $191,000 $2,978,000 $94,000 $3,600,000
Not Provided 20,366 $3,843,099,000 $188,000 $2,000,000 $94,000 $6,000,000
Black or African American 9,873 $1,784,459,000 $180,000 $1,094,000 $73,000 $6,512,000
Hispanic 8,305 $1,478,318,000 $178,000 $1,079,000 $78,000 $5,684,000
Asian 2,453 $537,548,000 $219,000 $1,094,000 $91,000 $4,140,000
American Indian or Alaskan Native 1,421 $248,163,000 $174,000 $997,000 $79,000 $1,805,000
Native Hawaiian or Other Pacific Islander 598 $124,611,000 $208,000 $1,072,000 $82,000 $785,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 68,805 $11,482,057,000 $166,000 $2,978,000 $110,000 $6,512,000
VA-guaranteed (Veterans Administration) 54,999 $12,012,297,000 $218,000 $1,107,000 $66,000 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 67,152 $13,292,569,000 $197,000 $2,625,000 $89,000 $2,527,000
Application Denied By Financial Institution 36,075 $6,027,879,000 $167,000 $2,978,000 $88,000 $6,512,000
Application Approved But Not Accepted 16,680 $3,429,571,000 $205,000 $1,750,000 $102,000 $6,000,000
File Closed For Incompleteness 3,474 $668,890,000 $192,000 $1,164,000 $102,000 $4,500,000
Application Withdrawn By Applicant 412 $73,486,000 $178,000 $956,000 $93,000 $695,000
Preapproval Denied by Financial Institution 11 $1,959,000 $178,000 $500,000 $47,000 $125,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 13,569 $2,394,627,000 $176,000 $1,479,000 $104,000 $2,939,000
Credit History 8,528 $977,960,000 $114,000 $2,000,000 $78,000 $6,512,000
Debt-To-Income Ratio 7,518 $1,457,939,000 $193,000 $2,978,000 $62,000 $1,200,000
Credit Application Incomplete 2,279 $459,811,000 $201,000 $1,755,000 $107,000 $3,442,000
Other 1,954 $317,988,000 $162,000 $2,000,000 $96,000 $3,940,000
Insufficient Cash (Downpayment, Closing Cost) 1,056 $208,623,000 $197,000 $1,373,000 $102,000 $2,000,000
Unverifiable Information 605 $114,335,000 $188,000 $1,900,000 $87,000 $784,000
Employment History 517 $94,081,000 $181,000 $822,000 $66,000 $803,000
Mortgage Insurance Denied 20 $4,270,000 $213,000 $750,000 $123,000 $534,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List