USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2019
In 2019, USAA Federal Savings Bank of San Antonio, TX reported 115,206 mortgage applications totaling $30.1 billion, up 11% from 2018. The average application was for $260,950, and applicants reported an average income of $106,631. 56% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,637), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,418) and Phoenix-Mesa-Scottsdale, AZ (2,540) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 115,206 |
| Total Mortgage Loan Application Amount | $30,063,020,000 |
| Average Mortgage Loan Application Amount | $260,950 |
| Highest Mortgage Loan Application Amount | $2,885,000 |
| Average Applicant Income | $106,631 |
| Highest Applicant Income | $6,300,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 13,728 | $ 2,822,570,000 | $ 205,606 | $ 95,460 |
| Atlanta-Sandy Springs-Roswell, GA | 3,637 | $ 885,025,000 | $ 243,339 | $ 103,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,418 | $ 1,423,560,000 | $ 416,489 | $ 145,230 |
| Phoenix-Mesa-Scottsdale, AZ | 2,540 | $ 701,160,000 | $ 276,047 | $ 109,000 |
| San Antonio-New Braunfels, TX | 2,498 | $ 624,810,000 | $ 250,124 | $ 112,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,112 | $ 549,270,000 | $ 260,071 | $ 109,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,993 | $ 518,425,000 | $ 260,122 | $ 123,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,604 | $ 432,970,000 | $ 269,931 | $ 105,258 |
| Dallas-Plano-Irving, TX | 1,571 | $ 455,575,000 | $ 289,990 | $ 129,000 |
| Denver-Aurora-Lakewood, CO | 1,468 | $ 538,670,000 | $ 366,941 | $ 122,000 |
| Las Vegas-Henderson-Paradise, NV | 1,443 | $ 431,045,000 | $ 298,714 | $ 107,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,225 | $ 319,275,000 | $ 260,632 | $ 108,295 |
| Baltimore-Columbia-Towson, MD | 1,208 | $ 386,260,000 | $ 319,751 | $ 127,000 |
| Colorado Springs, CO | 1,138 | $ 353,780,000 | $ 310,878 | $ 103,000 |
| Fayetteville, NC | 1,138 | $ 204,540,000 | $ 179,736 | $ 85,000 |
| Jacksonville, FL | 1,136 | $ 289,080,000 | $ 254,471 | $ 105,000 |
| Orlando-Kissimmee-Sanford, FL | 1,133 | $ 302,915,000 | $ 267,356 | $ 110,000 |
| Fort Worth-Arlington, TX | 1,117 | $ 290,435,000 | $ 260,013 | $ 119,000 |
| Riverside-San Bernardino-Ontario, CA | 1,113 | $ 365,995,000 | $ 328,836 | $ 111,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 996 | $ 350,110,000 | $ 351,516 | $ 116,439 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 994 | $ 281,190,000 | $ 282,887 | $ 108,654 |
| St. Louis, MO-IL | 984 | $ 211,390,000 | $ 214,827 | $ 103,260 |
| Austin-Round Rock, TX | 971 | $ 284,745,000 | $ 293,249 | $ 121,000 |
| Kansas City, MO-KS | 920 | $ 207,260,000 | $ 225,282 | $ 101,739 |
| Raleigh, NC | 907 | $ 250,075,000 | $ 275,716 | $ 112,000 |
| Seattle-Bellevue-Everett, WA | 888 | $ 384,140,000 | $ 432,590 | $ 135,000 |
| Chicago-Naperville, IL | 873 | $ 233,915,000 | $ 267,943 | $ 117,000 |
| San Diego-Carlsbad, CA | 847 | $ 397,985,000 | $ 469,876 | $ 141,000 |
| Tucson, AZ | 846 | $ 200,360,000 | $ 236,832 | $ 99,000 |
| Oklahoma City, OK | 827 | $ 174,545,000 | $ 211,058 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 823 | $ 383,505,000 | $ 465,984 | $ 138,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 814 | $ 237,580,000 | $ 291,867 | $ 107,000 |
| Tacoma-Lakewood, WA | 802 | $ 266,310,000 | $ 332,057 | $ 107,000 |
| Indianapolis-Carmel-Anderson, IN | 742 | $ 163,420,000 | $ 220,242 | $ 100,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 739 | $ 264,035,000 | $ 357,286 | $ 118,000 |
| Columbia, SC | 730 | $ 151,700,000 | $ 207,808 | $ 94,000 |
| Killeen-Temple, TX | 722 | $ 136,330,000 | $ 188,822 | $ 90,000 |
| Albuquerque, NM | 716 | $ 167,720,000 | $ 234,245 | $ 107,000 |
| Charleston-North Charleston, SC | 699 | $ 184,845,000 | $ 264,442 | $ 103,000 |
| Richmond, VA | 674 | $ 176,530,000 | $ 261,913 | $ 116,000 |
| Augusta-Richmond County, GA-SC | 656 | $ 137,810,000 | $ 210,076 | $ 95,621 |
| Pensacola-Ferry Pass-Brent, FL | 629 | $ 142,455,000 | $ 226,478 | $ 98,000 |
| New York-Newark, NY | 608 | $ 175,860,000 | $ 289,243 | $ 122,656 |
| Columbus, OH | 604 | $ 136,640,000 | $ 226,225 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 588 | $ 138,610,000 | $ 235,731 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 586 | $ 147,590,000 | $ 251,860 | $ 111,000 |
| Cincinnati, OH-KY-IN | 567 | $ 128,365,000 | $ 226,393 | $ 101,139 |
| Dayton-Springfield-Kettering, OH | 537 | $ 109,625,000 | $ 204,143 | $ 104,000 |
| Huntsville, AL | 536 | $ 129,140,000 | $ 240,932 | $ 115,000 |
| Crestview-Fort Walton Beach-Destin, FL | 535 | $ 139,425,000 | $ 260,607 | $ 109,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 535 | $ 157,915,000 | $ 295,168 | $ 120,000 |
| Memphis, TN-MS-AR | 528 | $ 118,760,000 | $ 224,924 | $ 105,768 |
| Boise City, ID | 516 | $ 148,220,000 | $ 287,248 | $ 100,000 |
| New York-Jersey City-White Plains, NY-NJ | 508 | $ 197,660,000 | $ 389,094 | $ 134,000 |
| Pittsburgh, PA | 498 | $ 101,580,000 | $ 203,975 | $ 104,000 |
| Clarksville, TN-KY | 484 | $ 98,700,000 | $ 203,925 | $ 90,431 |
| El Paso, TX | 479 | $ 90,315,000 | $ 188,549 | $ 105,000 |
| Greenville-Anderson-Mauldin, SC | 475 | $ 102,305,000 | $ 215,378 | $ 95,000 |
| Louisville/Jefferson County, KY-IN | 475 | $ 103,395,000 | $ 217,673 | $ 96,162 |
| Providence-Warwick, RI-MA | 468 | $ 134,040,000 | $ 286,410 | $ 112,207 |
| Camden, NJ | 466 | $ 102,990,000 | $ 221,008 | $ 100,000 |
| Montgomery County-Bucks County-Chester County, PA | 465 | $ 142,585,000 | $ 306,634 | $ 138,000 |
| Omaha-Council Bluffs, NE-IA | 454 | $ 101,500,000 | $ 223,568 | $ 116,096 |
| Birmingham-Hoover, AL | 444 | $ 94,810,000 | $ 213,536 | $ 97,000 |
| Washington-Baltimore-Arlington, DC | 443 | $ 177,405,000 | $ 400,462 | $ 152,000 |
| New Orleans-Metairie, LA | 441 | $ 112,505,000 | $ 255,113 | $ 116,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 434 | $ 123,560,000 | $ 284,700 | $ 113,000 |
| Savannah, GA | 428 | $ 97,550,000 | $ 227,920 | $ 96,000 |
| Little Rock-North Little Rock-Conway, AR | 411 | $ 83,025,000 | $ 202,007 | $ 94,000 |
| Spokane-Spokane Valley, WA | 407 | $ 107,715,000 | $ 264,656 | $ 100,000 |
| Columbus, GA-AL | 402 | $ 76,310,000 | $ 189,825 | $ 96,636 |
| Cleveland-Elyria, OH | 399 | $ 79,675,000 | $ 199,686 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 392 | $ 85,900,000 | $ 219,132 | $ 100,000 |
| Warner Robins, GA | 390 | $ 73,570,000 | $ 188,641 | $ 99,000 |
| Jacksonville, NC | 382 | $ 73,870,000 | $ 193,376 | $ 90,000 |
| Miami-Miami Beach-Kendall, FL | 382 | $ 110,890,000 | $ 290,287 | $ 107,000 |
| Knoxville, TN | 381 | $ 87,085,000 | $ 228,569 | $ 102,000 |
| Olympia-Tumwater, WA | 380 | $ 124,240,000 | $ 326,947 | $ 112,000 |
| Newark, NJ-PA | 375 | $ 122,285,000 | $ 326,093 | $ 142,640 |
| North Port-Sarasota-Bradenton, FL | 361 | $ 94,235,000 | $ 261,038 | $ 107,000 |
| Cambridge-Newton-Framingham, MA | 360 | $ 153,430,000 | $ 426,194 | $ 153,000 |
| Durham-Chapel Hill, NC | 358 | $ 95,320,000 | $ 266,256 | $ 106,000 |
| Philadelphia, PA | 347 | $ 86,855,000 | $ 250,302 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 337 | $ 78,425,000 | $ 232,715 | $ 105,000 |
| Tulsa, OK | 337 | $ 66,085,000 | $ 196,097 | $ 94,000 |
| Anchorage, AK | 334 | $ 103,650,000 | $ 310,329 | $ 112,000 |
| Salt Lake City, UT | 331 | $ 107,465,000 | $ 324,667 | $ 112,000 |
| Ogden-Clearfield, UT | 329 | $ 99,495,000 | $ 302,416 | $ 92,000 |
| Boston, MA | 327 | $ 127,685,000 | $ 390,474 | $ 128,000 |
| Bremerton-Silverdale, WA | 324 | $ 109,440,000 | $ 337,777 | $ 106,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 322 | $ 69,770,000 | $ 216,677 | $ 96,378 |
| Cape Coral-Fort Myers, FL | 311 | $ 76,145,000 | $ 244,839 | $ 109,000 |
| Oakland-Hayward-Berkeley, CA | 299 | $ 150,365,000 | $ 502,892 | $ 148,000 |
| Nassau County-Suffolk County, NY | 296 | $ 110,500,000 | $ 373,310 | $ 141,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 290 | $ 63,780,000 | $ 219,931 | $ 101,000 |
| Greensboro-High Point, NC | 288 | $ 61,500,000 | $ 213,541 | $ 99,000 |
| Detroit-Dearborn-Livonia, MI | 286 | $ 52,390,000 | $ 183,181 | $ 88,000 |
| Milwaukee-Waukesha-West Allis, WI | 278 | $ 68,450,000 | $ 246,223 | $ 110,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 276 | $ 52,670,000 | $ 190,833 | $ 92,000 |
| Wichita, KS | 276 | $ 49,640,000 | $ 179,855 | $ 89,000 |
| Gulfport-Biloxi-Pascagoula, MS | 273 | $ 48,895,000 | $ 179,102 | $ 87,000 |
| Winston-Salem, NC | 272 | $ 55,000,000 | $ 202,205 | $ 93,000 |
| Asheville, NC | 270 | $ 67,670,000 | $ 250,629 | $ 101,000 |
| Anaheim-Santa Ana-Irvine, CA | 269 | $ 143,935,000 | $ 535,074 | $ 142,000 |
| Chattanooga, TN-GA | 268 | $ 58,960,000 | $ 220,000 | $ 89,820 |
| Port St. Lucie, FL | 261 | $ 66,135,000 | $ 253,390 | $ 111,000 |
| Montgomery, AL | 250 | $ 49,160,000 | $ 196,640 | $ 102,000 |
| Corpus Christi, TX | 247 | $ 54,545,000 | $ 220,829 | $ 115,000 |
| Reno, NV | 244 | $ 78,370,000 | $ 321,188 | $ 109,000 |
| Worcester, MA-CT | 243 | $ 72,345,000 | $ 297,716 | $ 119,740 |
| Lakeland-Winter Haven, FL | 241 | $ 52,985,000 | $ 219,854 | $ 90,000 |
| Panama City, FL | 235 | $ 61,195,000 | $ 260,404 | $ 109,000 |
| Portland-South Portland, ME | 231 | $ 63,555,000 | $ 275,129 | $ 122,000 |
| Wilmington, DE-MD-NJ | 230 | $ 57,950,000 | $ 251,956 | $ 106,143 |
| Wilmington, NC | 226 | $ 62,320,000 | $ 275,752 | $ 116,000 |
| Urban Honolulu, HI | 217 | $ 112,685,000 | $ 519,285 | $ 122,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 213 | $ 54,495,000 | $ 255,845 | $ 108,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 212 | $ 48,480,000 | $ 228,679 | $ 93,660 |
| Rockingham County-Strafford County, NH | 211 | $ 66,375,000 | $ 314,573 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 208 | $ 50,610,000 | $ 243,317 | $ 110,182 |
| Rochester, NY | 207 | $ 35,575,000 | $ 171,859 | $ 99,000 |
| Manchester-Nashua, NH | 206 | $ 58,360,000 | $ 283,300 | $ 116,000 |
| Sierra Vista-Douglas, AZ | 205 | $ 42,985,000 | $ 209,682 | $ 96,000 |
| Ocala, FL | 203 | $ 35,095,000 | $ 172,881 | $ 78,000 |
| New Haven-Milford, CT | 202 | $ 47,700,000 | $ 236,138 | $ 109,000 |
| Lexington-Fayette, KY | 196 | $ 38,440,000 | $ 196,122 | $ 93,000 |
| Fort Collins, CO | 193 | $ 68,735,000 | $ 356,139 | $ 132,000 |
| Baton Rouge, LA | 190 | $ 41,610,000 | $ 219,000 | $ 125,000 |
| Bakersfield, CA | 188 | $ 48,740,000 | $ 259,255 | $ 106,000 |
| Springfield, MO | 186 | $ 32,080,000 | $ 172,473 | $ 77,000 |
| Dover, DE | 184 | $ 44,830,000 | $ 243,641 | $ 91,000 |
| Valdosta, GA | 183 | $ 31,875,000 | $ 174,180 | $ 81,000 |
| Fresno, CA | 179 | $ 50,045,000 | $ 279,581 | $ 105,000 |
| Syracuse, NY | 179 | $ 33,155,000 | $ 185,223 | $ 98,000 |
| Vallejo-Fairfield, CA | 179 | $ 74,815,000 | $ 417,960 | $ 115,000 |
| Salem, OR | 178 | $ 50,680,000 | $ 284,719 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 177 | $ 40,185,000 | $ 227,033 | $ 100,000 |
| Shreveport-Bossier City, LA | 177 | $ 37,535,000 | $ 212,062 | $ 93,000 |
| Jackson, MS | 176 | $ 38,900,000 | $ 221,022 | $ 102,000 |
| Spartanburg, SC | 176 | $ 34,390,000 | $ 195,397 | $ 86,000 |
| Gainesville, FL | 175 | $ 35,505,000 | $ 202,885 | $ 89,000 |
| Prescott Valley-Prescott, AZ | 173 | $ 49,545,000 | $ 286,387 | $ 101,000 |
| Harrisburg-Carlisle, PA | 170 | $ 38,540,000 | $ 226,705 | $ 108,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 170 | $ 80,640,000 | $ 474,352 | $ 142,000 |
| Albany-Schenectady-Troy, NY | 167 | $ 36,975,000 | $ 221,407 | $ 104,000 |
| Springfield, MA | 167 | $ 38,855,000 | $ 232,664 | $ 98,000 |
| Akron, OH | 166 | $ 29,940,000 | $ 180,361 | $ 89,000 |
| Charlottesville, VA | 166 | $ 49,850,000 | $ 300,301 | $ 119,000 |
| Fairbanks, AK | 163 | $ 42,255,000 | $ 259,233 | $ 95,000 |
| Gary, IN | 163 | $ 35,205,000 | $ 215,981 | $ 93,000 |
| Las Cruces, NM | 163 | $ 36,945,000 | $ 226,656 | $ 95,000 |
| Elgin, IL | 161 | $ 41,445,000 | $ 257,422 | $ 108,000 |
| Mobile, AL | 161 | $ 29,025,000 | $ 180,279 | $ 83,000 |
| Bend-Redmond, OR | 160 | $ 51,350,000 | $ 320,937 | $ 115,000 |
| Daphne-Fairhope-Foley, AL | 160 | $ 37,640,000 | $ 235,250 | $ 108,000 |
| Greeley, CO | 160 | $ 53,790,000 | $ 336,187 | $ 100,000 |
| Tallahassee, FL | 159 | $ 34,265,000 | $ 215,503 | $ 89,000 |
| Elizabethtown-Fort Knox, KY | 158 | $ 33,960,000 | $ 214,936 | $ 105,000 |
| Madison, WI | 158 | $ 44,330,000 | $ 280,569 | $ 126,000 |
| Hinesville, GA | 157 | $ 24,595,000 | $ 156,656 | $ 77,000 |
| Manhattan, KS | 151 | $ 27,415,000 | $ 181,556 | $ 82,000 |
| Salisbury, MD-DE | 149 | $ 32,725,000 | $ 219,630 | $ 118,053 |
| Sumter, SC | 148 | $ 26,010,000 | $ 175,743 | $ 88,000 |
| New Bern, NC | 147 | $ 27,865,000 | $ 189,557 | $ 90,000 |
| Auburn-Opelika, AL | 146 | $ 32,990,000 | $ 225,958 | $ 105,000 |
| Hagerstown-Martinsburg, MD-WV | 146 | $ 33,200,000 | $ 227,397 | $ 92,315 |
| Eugene, OR | 144 | $ 38,650,000 | $ 268,402 | $ 99,000 |
| Kennewick-Richland, WA | 143 | $ 42,085,000 | $ 294,300 | $ 123,000 |
| Lawton, OK | 140 | $ 22,920,000 | $ 163,714 | $ 90,000 |
| Des Moines-West Des Moines, IA | 139 | $ 31,035,000 | $ 223,273 | $ 100,000 |
| Bridgeport-Stamford-Norwalk, CT | 137 | $ 49,215,000 | $ 359,233 | $ 133,000 |
| York-Hanover, PA | 137 | $ 31,325,000 | $ 228,649 | $ 108,000 |
| Stockton-Lodi, CA | 134 | $ 46,290,000 | $ 345,447 | $ 104,000 |
| Provo-Orem, UT | 131 | $ 37,385,000 | $ 285,381 | $ 98,000 |
| Lynchburg, VA | 129 | $ 26,395,000 | $ 204,612 | $ 83,000 |
| Cheyenne, WY | 127 | $ 35,875,000 | $ 282,480 | $ 92,000 |
| Norwich-New London, CT | 127 | $ 33,215,000 | $ 261,535 | $ 126,000 |
| Wichita Falls, TX | 124 | $ 19,360,000 | $ 156,129 | $ 83,000 |
| Duluth, MN-WI | 123 | $ 23,925,000 | $ 194,512 | $ 92,219 |
| Lansing-East Lansing, MI | 123 | $ 23,295,000 | $ 189,390 | $ 94,000 |
| Roanoke, VA | 123 | $ 27,555,000 | $ 224,024 | $ 98,000 |
| Toledo, OH | 122 | $ 24,330,000 | $ 199,426 | $ 89,000 |
| Coeur D'Alene, ID | 120 | $ 37,430,000 | $ 311,916 | $ 101,000 |
| Abilene, TX | 118 | $ 23,160,000 | $ 196,271 | $ 86,000 |
| Boulder, CO | 113 | $ 46,215,000 | $ 408,982 | $ 141,000 |
| Waco, TX | 113 | $ 25,805,000 | $ 228,362 | $ 95,000 |
| Yuba City, CA | 113 | $ 31,215,000 | $ 276,238 | $ 84,000 |
| McAllen-Edinburg-Mission, TX | 112 | $ 21,060,000 | $ 188,035 | $ 83,000 |
| Yuma, AZ | 111 | $ 25,115,000 | $ 226,261 | $ 97,000 |
| Homosassa Springs, FL | 108 | $ 18,950,000 | $ 175,462 | $ 84,000 |
| Lubbock, TX | 108 | $ 22,030,000 | $ 203,981 | $ 106,000 |
| Hickory-Lenoir-Morganton, NC | 106 | $ 21,520,000 | $ 203,018 | $ 99,000 |
| College Station-Bryan, TX | 105 | $ 22,655,000 | $ 215,761 | $ 103,000 |
| Lake Havasu City-Kingman, AZ | 104 | $ 19,840,000 | $ 190,769 | $ 79,000 |
| Pueblo, CO | 103 | $ 22,075,000 | $ 214,320 | $ 87,000 |
| San Angelo, TX | 103 | $ 19,955,000 | $ 193,737 | $ 93,000 |
| Billings, MT | 102 | $ 26,030,000 | $ 255,196 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 101 | $ 17,395,000 | $ 172,227 | $ 91,574 |
| Lancaster, PA | 100 | $ 21,800,000 | $ 218,000 | $ 91,000 |
| Topeka, KS | 100 | $ 17,100,000 | $ 171,000 | $ 91,000 |
| Modesto, CA | 99 | $ 29,645,000 | $ 299,444 | $ 99,000 |
| Santa Fe, NM | 99 | $ 27,805,000 | $ 280,858 | $ 121,000 |
| Lincoln, NE | 98 | $ 20,850,000 | $ 212,755 | $ 97,000 |
| Johnson City, TN | 96 | $ 19,260,000 | $ 200,625 | $ 89,000 |
| Medford, OR | 96 | $ 25,920,000 | $ 270,000 | $ 92,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 96 | $ 16,750,000 | $ 174,479 | $ 88,000 |
| Goldsboro, NC | 93 | $ 15,885,000 | $ 170,806 | $ 90,000 |
| Macon-Bibb County, GA | 93 | $ 17,135,000 | $ 184,247 | $ 91,000 |
| Tyler, TX | 93 | $ 23,075,000 | $ 248,118 | $ 124,000 |
| Amarillo, TX | 92 | $ 19,920,000 | $ 216,521 | $ 99,000 |
| Ann Arbor, MI | 92 | $ 24,090,000 | $ 261,847 | $ 133,000 |
| Bellingham, WA | 92 | $ 30,270,000 | $ 329,021 | $ 109,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 92 | $ 51,000,000 | $ 554,347 | $ 166,000 |
| Dothan, AL | 91 | $ 17,995,000 | $ 197,747 | $ 91,000 |
| Fort Smith, AR-OK | 91 | $ 15,895,000 | $ 174,670 | $ 87,318 |
| Lafayette, LA | 91 | $ 17,725,000 | $ 194,780 | $ 98,000 |
| Youngstown-Warren-Boardman, OH-PA | 91 | $ 13,175,000 | $ 144,780 | $ 84,538 |
| Fort Wayne, IN | 89 | $ 16,525,000 | $ 185,674 | $ 89,000 |
| Naples-Immokalee-Marco Island, FL | 89 | $ 28,165,000 | $ 316,460 | $ 143,000 |
| Watertown-Fort Drum, NY | 89 | $ 16,235,000 | $ 182,415 | $ 101,000 |
| California-Lexington Park, MD | 88 | $ 28,850,000 | $ 327,840 | $ 130,000 |
| Grand Junction, CO | 88 | $ 23,380,000 | $ 265,681 | $ 95,000 |
| Kingsport-Bristol-Bristol, TN-VA | 88 | $ 18,910,000 | $ 214,886 | $ 92,227 |
| Tuscaloosa, AL | 88 | $ 17,360,000 | $ 197,272 | $ 81,000 |
| The Villages, FL | 87 | $ 19,325,000 | $ 222,126 | $ 105,000 |
| Winchester, VA-WV | 87 | $ 24,895,000 | $ 286,149 | $ 110,655 |
| Beaumont-Port Arthur, TX | 86 | $ 15,710,000 | $ 182,674 | $ 89,000 |
| Burlington-South Burlington, VT | 86 | $ 23,400,000 | $ 272,093 | $ 123,000 |
| South Bend-Mishawaka, IN-MI | 86 | $ 16,320,000 | $ 189,767 | $ 91,372 |
| Gainesville, GA | 85 | $ 20,235,000 | $ 238,058 | $ 90,000 |
| Punta Gorda, FL | 85 | $ 18,885,000 | $ 222,176 | $ 89,000 |
| Rapid City, SD | 85 | $ 20,075,000 | $ 236,176 | $ 104,000 |
| Sebastian-Vero Beach, FL | 85 | $ 20,205,000 | $ 237,705 | $ 132,000 |
| Atlantic City-Hammonton, NJ | 84 | $ 17,260,000 | $ 205,476 | $ 101,000 |
| Idaho Falls, ID | 84 | $ 22,090,000 | $ 262,976 | $ 100,000 |
| Santa Rosa, CA | 83 | $ 39,625,000 | $ 477,409 | $ 151,000 |
| Davenport-Moline-Rock Island, IA-IL | 80 | $ 17,360,000 | $ 217,000 | $ 115,550 |
| Midland, TX | 80 | $ 24,500,000 | $ 306,250 | $ 132,000 |
| Santa Maria-Santa Barbara, CA | 80 | $ 35,170,000 | $ 439,625 | $ 134,000 |
| Salinas, CA | 78 | $ 37,620,000 | $ 482,307 | $ 132,000 |
| Albany, GA | 77 | $ 14,405,000 | $ 187,077 | $ 99,000 |
| Great Falls, MT | 77 | $ 16,715,000 | $ 217,077 | $ 81,000 |
| Athens-Clarke County, GA | 75 | $ 15,225,000 | $ 203,000 | $ 101,000 |
| Flagstaff, AZ | 75 | $ 22,725,000 | $ 303,000 | $ 107,000 |
| Canton-Massillon, OH | 74 | $ 13,170,000 | $ 177,972 | $ 88,000 |
| Greenville, NC | 72 | $ 14,030,000 | $ 194,861 | $ 95,000 |
| Hattiesburg, MS | 72 | $ 13,230,000 | $ 183,750 | $ 87,000 |
| Trenton, NJ | 71 | $ 19,885,000 | $ 280,070 | $ 127,000 |
| Barnstable Town, MA | 70 | $ 22,970,000 | $ 328,142 | $ 136,000 |
| Longview, TX | 70 | $ 15,050,000 | $ 215,000 | $ 97,000 |
| Utica-Rome, NY | 69 | $ 11,875,000 | $ 172,101 | $ 103,000 |
| East Stroudsburg, PA | 68 | $ 11,880,000 | $ 174,705 | $ 95,000 |
| Flint, MI | 68 | $ 12,820,000 | $ 188,529 | $ 94,000 |
| Bangor, ME | 67 | $ 14,075,000 | $ 210,074 | $ 89,000 |
| Brunswick, GA | 67 | $ 14,605,000 | $ 217,985 | $ 115,000 |
| Kalamazoo-Portage, MI | 67 | $ 14,585,000 | $ 217,686 | $ 100,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 67 | $ 28,035,000 | $ 418,432 | $ 136,000 |
| Sherman-Denison, TX | 67 | $ 16,015,000 | $ 239,029 | $ 124,000 |
| Mount Vernon-Anacortes, WA | 66 | $ 22,500,000 | $ 340,909 | $ 114,000 |
| Albany, OR | 65 | $ 16,645,000 | $ 256,076 | $ 86,000 |
| St. George, UT | 65 | $ 17,785,000 | $ 273,615 | $ 91,000 |
| Visalia-Porterville, CA | 65 | $ 14,405,000 | $ 221,615 | $ 105,000 |
| Brownsville-Harlingen, TX | 64 | $ 11,740,000 | $ 183,437 | $ 80,000 |
| Lake Charles, LA | 64 | $ 12,480,000 | $ 195,000 | $ 98,000 |
| Decatur, AL | 62 | $ 12,890,000 | $ 207,903 | $ 90,000 |
| Peoria, IL | 61 | $ 10,395,000 | $ 170,409 | $ 84,000 |
| Sioux Falls, SD | 61 | $ 13,515,000 | $ 221,557 | $ 94,000 |
| Lafayette-West Lafayette, IN | 60 | $ 12,900,000 | $ 215,000 | $ 103,000 |
| Morgantown, WV | 59 | $ 13,425,000 | $ 227,542 | $ 100,000 |
| Grand Forks, ND-MN | 58 | $ 12,690,000 | $ 218,793 | $ 86,137 |
| Blacksburg-Christiansburg-Radford, VA | 57 | $ 12,235,000 | $ 214,649 | $ 102,000 |
| Bloomington, IN | 57 | $ 11,445,000 | $ 200,789 | $ 81,000 |
| Missoula, MT | 57 | $ 16,545,000 | $ 290,263 | $ 103,000 |
| Reading, PA | 56 | $ 11,670,000 | $ 208,392 | $ 106,000 |
| Binghamton, NY | 55 | $ 7,855,000 | $ 142,818 | $ 79,000 |
| Lebanon, PA | 55 | $ 12,425,000 | $ 225,909 | $ 106,000 |
| Redding, CA | 55 | $ 14,475,000 | $ 263,181 | $ 93,000 |
| Springfield, IL | 54 | $ 9,500,000 | $ 175,925 | $ 89,000 |
| Terre Haute, IN | 54 | $ 7,660,000 | $ 141,851 | $ 75,000 |
| Chambersburg-Waynesboro, PA | 53 | $ 11,185,000 | $ 211,037 | $ 95,000 |
| Florence, SC | 53 | $ 9,555,000 | $ 180,283 | $ 99,000 |
| Racine, WI | 53 | $ 10,435,000 | $ 196,886 | $ 86,000 |
| Yakima, WA | 53 | $ 15,225,000 | $ 287,264 | $ 106,000 |
| Corvallis, OR | 52 | $ 17,190,000 | $ 330,576 | $ 130,000 |
| Evansville, IN-KY | 52 | $ 9,450,000 | $ 181,730 | $ 83,576 |
| Joplin, MO | 52 | $ 7,870,000 | $ 151,346 | $ 116,000 |
| Staunton-Waynesboro, VA | 52 | $ 12,800,000 | $ 246,153 | $ 109,000 |
| Charleston, WV | 51 | $ 7,375,000 | $ 144,607 | $ 77,000 |
| Green Bay, WI | 51 | $ 9,755,000 | $ 191,274 | $ 89,000 |
| Hanford-Corcoran, CA | 51 | $ 14,145,000 | $ 277,352 | $ 99,000 |
| Jackson, TN | 51 | $ 9,395,000 | $ 184,215 | $ 82,000 |
| Rochester, MN | 51 | $ 10,905,000 | $ 213,823 | $ 87,000 |
| Hot Springs, AR | 50 | $ 9,440,000 | $ 188,800 | $ 88,000 |
| St. Cloud, MN | 50 | $ 9,980,000 | $ 199,600 | $ 95,000 |
| Cedar Rapids, IA | 49 | $ 9,985,000 | $ 203,775 | $ 90,000 |
| Harrisonburg, VA | 49 | $ 14,025,000 | $ 286,224 | $ 126,000 |
| Monroe, MI | 49 | $ 9,405,000 | $ 191,938 | $ 90,000 |
| Appleton, WI | 48 | $ 9,880,000 | $ 205,833 | $ 96,000 |
| Battle Creek, MI | 48 | $ 8,690,000 | $ 181,041 | $ 94,000 |
| Burlington, NC | 48 | $ 9,650,000 | $ 201,041 | $ 89,000 |
| Chico, CA | 48 | $ 12,450,000 | $ 259,375 | $ 125,000 |
| Odessa, TX | 48 | $ 11,420,000 | $ 237,916 | $ 101,000 |
| Rockford, IL | 48 | $ 7,250,000 | $ 151,041 | $ 86,000 |
| San Francisco-Redwood City-South San Francisco, CA | 48 | $ 31,060,000 | $ 647,083 | $ 156,000 |
| Janesville-Beloit, WI | 47 | $ 9,165,000 | $ 195,000 | $ 82,000 |
| Springfield, OH | 46 | $ 8,290,000 | $ 180,217 | $ 103,000 |
| Anniston-Oxford-Jacksonville, AL | 45 | $ 5,845,000 | $ 129,888 | $ 73,000 |
| Lawrence, KS | 45 | $ 9,845,000 | $ 218,777 | $ 110,000 |
| Monroe, LA | 45 | $ 8,005,000 | $ 177,888 | $ 81,000 |
| Erie, PA | 44 | $ 6,720,000 | $ 152,727 | $ 91,000 |
| Niles-Benton Harbor, MI | 44 | $ 8,270,000 | $ 187,954 | $ 92,000 |
| Sebring, FL | 44 | $ 6,280,000 | $ 142,727 | $ 65,000 |
| Wausau, WI | 44 | $ 8,420,000 | $ 191,363 | $ 100,000 |
| Bowling Green, KY | 43 | $ 7,965,000 | $ 185,232 | $ 70,000 |
| Wenatchee, WA | 43 | $ 12,555,000 | $ 291,976 | $ 127,000 |
| Champaign-Urbana, IL | 42 | $ 7,760,000 | $ 184,761 | $ 93,000 |
| Columbia, MO | 42 | $ 9,190,000 | $ 218,809 | $ 104,000 |
| Alexandria, LA | 41 | $ 9,275,000 | $ 226,219 | $ 95,000 |
| Rome, GA | 41 | $ 7,055,000 | $ 172,073 | $ 75,000 |
| State College, PA | 41 | $ 9,015,000 | $ 219,878 | $ 101,000 |
| Fargo, ND-MN | 40 | $ 9,860,000 | $ 246,500 | $ 106,500 |
| Glens Falls, NY | 40 | $ 6,700,000 | $ 167,500 | $ 113,000 |
| Kingston, NY | 40 | $ 9,800,000 | $ 245,000 | $ 120,000 |
| Eau Claire, WI | 39 | $ 8,005,000 | $ 205,256 | $ 112,000 |
| Madera, CA | 39 | $ 11,125,000 | $ 285,256 | $ 90,000 |
| Merced, CA | 39 | $ 10,815,000 | $ 277,307 | $ 78,000 |
| Kokomo, IN | 38 | $ 6,130,000 | $ 161,315 | $ 82,000 |
| Muskegon, MI | 38 | $ 6,170,000 | $ 162,368 | $ 73,000 |
| Ocean City, NJ | 38 | $ 9,500,000 | $ 250,000 | $ 149,000 |
| Beckley, WV | 37 | $ 5,415,000 | $ 146,351 | $ 89,000 |
| Carbondale-Marion, IL | 37 | $ 6,325,000 | $ 170,945 | $ 82,000 |
| Oshkosh-Neenah, WI | 37 | $ 8,025,000 | $ 216,891 | $ 106,000 |
| Rocky Mount, NC | 37 | $ 5,935,000 | $ 160,405 | $ 94,000 |
| Twin Falls, ID | 36 | $ 7,880,000 | $ 218,888 | $ 72,000 |
| Grants Pass, OR | 35 | $ 9,465,000 | $ 270,428 | $ 113,000 |
| Jefferson City, MO | 35 | $ 6,455,000 | $ 184,428 | $ 80,000 |
| Vineland-Bridgeton, NJ | 35 | $ 5,535,000 | $ 158,142 | $ 71,000 |
| Jackson, MI | 34 | $ 6,180,000 | $ 181,764 | $ 82,000 |
| San Rafael, CA | 34 | $ 21,360,000 | $ 628,235 | $ 189,000 |
| Florence-Muscle Shoals, AL | 33 | $ 5,275,000 | $ 159,848 | $ 107,000 |
| Gettysburg, PA | 33 | $ 7,185,000 | $ 217,727 | $ 96,000 |
| Laredo, TX | 33 | $ 7,485,000 | $ 226,818 | $ 116,000 |
| Morristown, TN | 33 | $ 6,905,000 | $ 209,242 | $ 89,000 |
| Carson City, NV | 32 | $ 10,640,000 | $ 332,500 | $ 116,000 |
| Logan, UT-ID | 32 | $ 7,760,000 | $ 242,500 | $ 84,687 |
| Mansfield, OH | 32 | $ 4,740,000 | $ 148,125 | $ 75,000 |
| Santa Cruz-Watsonville, CA | 32 | $ 17,100,000 | $ 534,375 | $ 167,000 |
| Enid, OK | 31 | $ 5,675,000 | $ 183,064 | $ 83,000 |
| Midland, MI | 31 | $ 5,715,000 | $ 184,354 | $ 88,000 |
| Pittsfield, MA | 31 | $ 7,375,000 | $ 237,903 | $ 113,000 |
| Walla Walla, WA | 31 | $ 7,005,000 | $ 225,967 | $ 73,000 |
| Kahului-Wailuku-Lahaina, HI | 30 | $ 14,880,000 | $ 496,000 | $ 217,000 |
| Texarkana, TX-AR | 30 | $ 4,880,000 | $ 162,666 | $ 77,000 |
| Hammond, LA | 29 | $ 6,045,000 | $ 208,448 | $ 93,000 |
| Houma-Thibodaux, LA | 29 | $ 5,835,000 | $ 201,206 | $ 85,000 |
| Owensboro, KY | 29 | $ 4,635,000 | $ 159,827 | $ 75,000 |
| St. Joseph, MO-KS | 29 | $ 3,705,000 | $ 127,758 | $ 69,551 |
| Cape Girardeau, MO-IL | 28 | $ 5,400,000 | $ 192,857 | $ 78,000 |
| Cleveland, TN | 28 | $ 5,510,000 | $ 196,785 | $ 70,000 |
| Columbus, IN | 28 | $ 6,470,000 | $ 231,071 | $ 110,000 |
| Elkhart-Goshen, IN | 28 | $ 5,530,000 | $ 197,500 | $ 87,000 |
| Pocatello, ID | 28 | $ 5,810,000 | $ 207,500 | $ 79,000 |
| Altoona, PA | 27 | $ 4,185,000 | $ 155,000 | $ 84,000 |
| Casper, WY | 27 | $ 6,305,000 | $ 233,518 | $ 80,000 |
| Jonesboro, AR | 27 | $ 5,385,000 | $ 199,444 | $ 86,000 |
| La Crosse-Onalaska, WI-MN | 27 | $ 6,875,000 | $ 254,629 | $ 125,777 |
| Longview, WA | 27 | $ 8,285,000 | $ 306,851 | $ 108,000 |
| Napa, CA | 27 | $ 13,205,000 | $ 489,074 | $ 134,000 |
| Farmington, NM | 26 | $ 5,540,000 | $ 213,076 | $ 110,000 |
| Bloomington, IL | 25 | $ 5,545,000 | $ 221,800 | $ 99,000 |
| Bloomsburg-Berwick, PA | 25 | $ 4,615,000 | $ 184,600 | $ 102,000 |
| Decatur, IL | 25 | $ 3,305,000 | $ 132,200 | $ 79,000 |
| Gadsden, AL | 25 | $ 4,815,000 | $ 192,600 | $ 83,000 |
| Muncie, IN | 25 | $ 3,695,000 | $ 147,800 | $ 71,000 |
| Parkersburg-Vienna, WV | 25 | $ 3,875,000 | $ 155,000 | $ 71,000 |
| Saginaw, MI | 25 | $ 4,215,000 | $ 168,600 | $ 82,000 |
| Wheeling, WV-OH | 25 | $ 3,705,000 | $ 148,200 | $ 81,120 |
| Kankakee, IL | 24 | $ 4,660,000 | $ 194,166 | $ 94,000 |
| Lima, OH | 24 | $ 4,280,000 | $ 178,333 | $ 121,000 |
| Lewiston-Auburn, ME | 23 | $ 4,055,000 | $ 176,304 | $ 80,000 |
| Michigan City-La Porte, IN | 23 | $ 5,035,000 | $ 218,913 | $ 120,000 |
| Williamsport, PA | 23 | $ 3,945,000 | $ 171,521 | $ 115,000 |
| Bismarck, ND | 22 | $ 5,870,000 | $ 266,818 | $ 94,000 |
| Dubuque, IA | 22 | $ 4,010,000 | $ 182,272 | $ 74,000 |
| Sheboygan, WI | 22 | $ 3,710,000 | $ 168,636 | $ 89,000 |
| Weirton-Steubenville, WV-OH | 22 | $ 3,310,000 | $ 150,454 | $ 68,727 |
| Ithaca, NY | 21 | $ 5,135,000 | $ 244,523 | $ 126,000 |
| Victoria, TX | 21 | $ 4,355,000 | $ 207,380 | $ 96,000 |
| Lewiston, ID-WA | 20 | $ 4,480,000 | $ 224,000 | $ 83,000 |
| Iowa City, IA | 19 | $ 5,105,000 | $ 268,684 | $ 268,000 |
| Johnstown, PA | 19 | $ 2,415,000 | $ 127,105 | $ 68,000 |
| Sioux City, IA-NE-SD | 18 | $ 3,180,000 | $ 176,666 | $ 70,166 |
| Bay City, MI | 17 | $ 2,815,000 | $ 165,588 | $ 100,000 |
| Dalton, GA | 17 | $ 3,375,000 | $ 198,529 | $ 113,000 |
| El Centro, CA | 17 | $ 4,445,000 | $ 261,470 | $ 71,000 |
| Ames, IA | 16 | $ 3,130,000 | $ 195,625 | $ 104,000 |
| Fond Du Lac, WI | 16 | $ 3,220,000 | $ 201,250 | $ 119,000 |
| Grand Island, NE | 16 | $ 2,870,000 | $ 179,375 | $ 69,000 |
| Mankato-North Mankato, MN | 16 | $ 3,580,000 | $ 223,750 | $ 83,000 |
| Cumberland, MD-WV | 14 | $ 2,170,000 | $ 155,000 | $ 90,857 |
| Pine Bluff, AR | 13 | $ 1,925,000 | $ 148,076 | $ 69,000 |
| Danville, IL | 11 | $ 1,165,000 | $ 105,909 | $ 51,000 |
| Elmira, NY | 10 | $ 1,430,000 | $ 143,000 | $ 72,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,730,000 | $ 173,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 73,632 | $19,405,860,000 | $263,000 | $2,885,000 | $110,000 | $6,300,000 |
| Refinancing | 23,209 | $6,293,005,000 | $271,000 | $1,925,000 | $105,000 | $3,057,000 |
| Cash-out Refinancing | 16,076 | $4,018,210,000 | $249,000 | $2,085,000 | $98,000 | $1,064,000 |
| Other Purpose | 1,036 | $170,290,000 | $164,000 | $1,275,000 | $74,000 | $951,000 |
| Home Improvement | 1,025 | $131,365,000 | $128,000 | $705,000 | $70,000 | $2,200,000 |
| Not Applicable | 228 | $44,290,000 | $194,000 | $605,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76,118 | $19,728,370,000 | $259,000 | $2,885,000 | $108,000 | $5,250,000 |
| Not Provided | 14,255 | $3,833,585,000 | $268,000 | $2,275,000 | $111,000 | $6,300,000 |
| Black or African American | 11,193 | $2,815,435,000 | $251,000 | $1,665,000 | $100,000 | $3,984,000 |
| Hispanic | 8,697 | $2,297,675,000 | $264,000 | $1,575,000 | $100,000 | $1,956,000 |
| Asian | 2,058 | $637,530,000 | $309,000 | $1,495,000 | $112,000 | $1,234,000 |
| American Indian or Alaskan Native | 1,541 | $370,085,000 | $240,000 | $1,075,000 | $95,000 | $1,517,000 |
| Native Hawaiian or Other Pacific Islander | 288 | $82,720,000 | $287,000 | $1,025,000 | $106,000 | $1,014,000 |
| Not applicable | 228 | $44,290,000 | $194,000 | $605,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 72,825 | $20,437,165,000 | $280,000 | $2,625,000 | $101,000 | $5,250,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,381 | $9,625,855,000 | $227,000 | $2,885,000 | $116,000 | $6,300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 64,396 | $16,888,680,000 | $262,000 | $2,115,000 | $108,000 | $2,349,000 |
| Application Withdrawn By Applicant | 27,368 | $7,455,560,000 | $272,000 | $2,885,000 | $120,000 | $6,300,000 |
| Application Denied By Financial Institution | 18,199 | $4,352,365,000 | $239,000 | $2,085,000 | $84,000 | $2,800,000 |
| File Closed For Incompleteness | 4,029 | $1,051,745,000 | $261,000 | $2,625,000 | $115,000 | $5,250,000 |
| Application Approved But Not Accepted | 986 | $270,380,000 | $274,000 | $1,405,000 | $121,000 | $930,000 |
| Loan Purchased By The Institution | 228 | $44,290,000 | $194,000 | $605,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 97,007 | $25,710,655,000 | $265,000 | $2,885,000 | $112,000 | $6,300,000 |
| Credit Application Incomplete | 4,935 | $1,353,095,000 | $274,000 | $2,045,000 | $119,000 | $2,800,000 |
| Credit History | 4,300 | $868,690,000 | $202,000 | $1,255,000 | $45,000 | $908,000 |
| Debt-To-Income Ratio | 4,144 | $986,040,000 | $237,000 | $2,085,000 | $59,000 | $500,000 |
| Collateral | 1,719 | $382,275,000 | $222,000 | $1,655,000 | $111,000 | $2,334,000 |
| Other | 1,574 | $386,090,000 | $245,000 | $1,305,000 | $101,000 | $2,504,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 753 | $188,675,000 | $250,000 | $1,785,000 | $119,000 | $1,625,000 |
| Employment History | 686 | $164,540,000 | $239,000 | $1,315,000 | $101,000 | $978,000 |
| Unverifiable Information | 88 | $22,960,000 | $260,000 | $1,065,000 | $93,000 | $336,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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