Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2023
In 2023, Velocity Commercial Capital LLC of Westlake Village, CA reported 2,544 mortgage applications totaling $870.6 million, down 27% from 2022. The average application was for $342,213, and applicants reported an average income of $0. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (148), Philadelphia, PA (126) and Atlanta-Sandy Springs-Roswell, GA (105) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,544 |
| Total Mortgage Loan Application Amount | $870,590,000 |
| Average Mortgage Loan Application Amount | $342,213 |
| Highest Mortgage Loan Application Amount | $5,505,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 148 | $ 90,030,000 | $ 608,310 | $ 0 |
| Philadelphia, PA | 126 | $ 22,700,000 | $ 180,158 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 105 | $ 34,185,000 | $ 325,571 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 77 | $ 37,945,000 | $ 492,792 | $ 0 |
| Outside any metro area | 75 | $ 25,485,000 | $ 339,800 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 70 | $ 55,180,000 | $ 788,285 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 68 | $ 20,910,000 | $ 307,500 | $ 0 |
| Chicago-Naperville, IL | 63 | $ 11,145,000 | $ 176,904 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 55 | $ 9,405,000 | $ 171,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 53 | $ 9,625,000 | $ 181,603 | $ 0 |
| Newark, NJ-PA | 49 | $ 16,685,000 | $ 340,510 | $ 0 |
| Cleveland-Elyria, OH | 46 | $ 7,110,000 | $ 154,565 | $ 0 |
| Pittsburgh, PA | 45 | $ 6,105,000 | $ 135,666 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 44 | $ 17,940,000 | $ 407,727 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 39 | $ 18,245,000 | $ 467,820 | $ 0 |
| New York-Newark, NY | 38 | $ 13,840,000 | $ 364,210 | $ 0 |
| New Orleans-Metairie, LA | 35 | $ 8,915,000 | $ 254,714 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 34 | $ 5,020,000 | $ 147,647 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 32 | $ 19,120,000 | $ 597,500 | $ 0 |
| St. Louis, MO-IL | 32 | $ 5,770,000 | $ 180,312 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 9,290,000 | $ 290,312 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 32 | $ 15,560,000 | $ 486,250 | $ 0 |
| Nassau County-Suffolk County, NY | 28 | $ 14,650,000 | $ 523,214 | $ 0 |
| Dallas-Plano-Irving, TX | 26 | $ 8,900,000 | $ 342,307 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 25 | $ 6,815,000 | $ 272,600 | $ 0 |
| Camden, NJ | 24 | $ 4,660,000 | $ 194,166 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 24 | $ 9,790,000 | $ 407,916 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 24 | $ 13,450,000 | $ 560,416 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 23 | $ 2,935,000 | $ 127,608 | $ 0 |
| Birmingham-Hoover, AL | 22 | $ 2,770,000 | $ 125,909 | $ 0 |
| Memphis, TN-MS-AR | 22 | $ 3,180,000 | $ 144,545 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 21 | $ 13,575,000 | $ 646,428 | $ 0 |
| Trenton, NJ | 21 | $ 7,325,000 | $ 348,809 | $ 0 |
| Lakeland-Winter Haven, FL | 20 | $ 7,270,000 | $ 363,500 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 13,590,000 | $ 679,500 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 20 | $ 9,480,000 | $ 474,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 19 | $ 7,965,000 | $ 419,210 | $ 0 |
| San Antonio-New Braunfels, TX | 19 | $ 5,385,000 | $ 283,421 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 9,750,000 | $ 541,666 | $ 0 |
| Providence-Warwick, RI-MA | 18 | $ 5,570,000 | $ 309,444 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 18 | $ 2,500,000 | $ 138,888 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 3,280,000 | $ 182,222 | $ 0 |
| Jacksonville, FL | 17 | $ 4,355,000 | $ 256,176 | $ 0 |
| Columbus, OH | 16 | $ 3,890,000 | $ 243,125 | $ 0 |
| Richmond, VA | 15 | $ 3,455,000 | $ 230,333 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 3,730,000 | $ 266,428 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 4,085,000 | $ 314,230 | $ 0 |
| Cambridge-Newton-Framingham, MA | 12 | $ 4,570,000 | $ 380,833 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 12 | $ 2,250,000 | $ 187,500 | $ 0 |
| Montgomery, AL | 12 | $ 1,590,000 | $ 132,500 | $ 0 |
| New Haven-Milford, CT | 12 | $ 3,150,000 | $ 262,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 11 | $ 2,375,000 | $ 215,909 | $ 0 |
| Austin-Round Rock, TX | 11 | $ 5,005,000 | $ 455,000 | $ 0 |
| Cincinnati, OH-KY-IN | 11 | $ 1,825,000 | $ 165,909 | $ 0 |
| Columbia, SC | 11 | $ 2,015,000 | $ 183,181 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,155,000 | $ 105,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 11 | $ 7,085,000 | $ 644,090 | $ 0 |
| Albuquerque, NM | 10 | $ 2,800,000 | $ 280,000 | $ 0 |
| Boston, MA | 10 | $ 4,410,000 | $ 441,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 10 | $ 1,200,000 | $ 120,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,100,000 | $ 210,000 | $ 0 |
| Kansas City, MO-KS | 10 | $ 4,700,000 | $ 470,000 | $ 0 |
| Norwich-New London, CT | 10 | $ 3,080,000 | $ 308,000 | $ 0 |
| Fayetteville, NC | 9 | $ 1,205,000 | $ 133,888 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 2,325,000 | $ 258,333 | $ 0 |
| Rochester, NY | 9 | $ 925,000 | $ 102,777 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 9,635,000 | $ 1,070,555 | $ 0 |
| Fresno, CA | 8 | $ 3,740,000 | $ 467,500 | $ 0 |
| Harrisburg-Carlisle, PA | 8 | $ 1,040,000 | $ 130,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 8 | $ 1,330,000 | $ 166,250 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 2,850,000 | $ 356,250 | $ 0 |
| Raleigh, NC | 8 | $ 2,520,000 | $ 315,000 | $ 0 |
| Wichita, KS | 8 | $ 2,700,000 | $ 337,500 | $ 0 |
| Akron, OH | 7 | $ 745,000 | $ 106,428 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,605,000 | $ 229,285 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 6,355,000 | $ 907,857 | $ 0 |
| Baton Rouge, LA | 7 | $ 1,025,000 | $ 146,428 | $ 0 |
| Durham-Chapel Hill, NC | 7 | $ 2,465,000 | $ 352,142 | $ 0 |
| Gary, IN | 7 | $ 1,015,000 | $ 145,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 1,935,000 | $ 276,428 | $ 0 |
| Killeen-Temple, TX | 7 | $ 2,325,000 | $ 332,142 | $ 0 |
| Reading, PA | 7 | $ 1,045,000 | $ 149,285 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 5,055,000 | $ 722,142 | $ 0 |
| San Diego-Carlsbad, CA | 7 | $ 10,145,000 | $ 1,449,285 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 7,745,000 | $ 1,106,428 | $ 0 |
| Savannah, GA | 7 | $ 1,145,000 | $ 163,571 | $ 0 |
| Tacoma-Lakewood, WA | 7 | $ 3,225,000 | $ 460,714 | $ 0 |
| Toledo, OH | 7 | $ 1,065,000 | $ 152,142 | $ 0 |
| Urban Honolulu, HI | 7 | $ 4,565,000 | $ 652,142 | $ 0 |
| Corpus Christi, TX | 6 | $ 650,000 | $ 108,333 | $ 0 |
| Greensboro-High Point, NC | 6 | $ 1,180,000 | $ 196,666 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 1,610,000 | $ 268,333 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,430,000 | $ 238,333 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,010,000 | $ 168,333 | $ 0 |
| Worcester, MA-CT | 6 | $ 1,800,000 | $ 300,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,645,000 | $ 329,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 5 | $ 655,000 | $ 131,000 | $ 0 |
| Bakersfield, CA | 5 | $ 1,525,000 | $ 305,000 | $ 0 |
| Fort Worth-Arlington, TX | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Greenville, NC | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| Port St. Lucie, FL | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Racine, WI | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Santa Fe, NM | 5 | $ 3,665,000 | $ 733,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 5 | $ 5,495,000 | $ 1,099,000 | $ 0 |
| Syracuse, NY | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Terre Haute, IN | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Tuscaloosa, AL | 5 | $ 735,000 | $ 147,000 | $ 0 |
| Utica-Rome, NY | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Vineland-Bridgeton, NJ | 5 | $ 1,035,000 | $ 207,000 | $ 0 |
| Wilmington, DE-MD-NJ | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Bloomington, IN | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Boise City, ID | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 5,760,000 | $ 1,440,000 | $ 0 |
| East Stroudsburg, PA | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Elgin, IL | 4 | $ 890,000 | $ 222,500 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Macon-Bibb County, GA | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 3,250,000 | $ 812,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 3,140,000 | $ 785,000 | $ 0 |
| Panama City, FL | 4 | $ 1,190,000 | $ 297,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Salisbury, MD-DE | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Salt Lake City, UT | 4 | $ 2,310,000 | $ 577,500 | $ 0 |
| Springfield, MA | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 1,420,000 | $ 355,000 | $ 0 |
| Burlington, NC | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Canton-Massillon, OH | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Colorado Springs, CO | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Columbus, GA-AL | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Erie, PA | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Lafayette, LA | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Longview, TX | 3 | $ 955,000 | $ 318,333 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 895,000 | $ 298,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 3 | $ 965,000 | $ 321,666 | $ 0 |
| Mobile, AL | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Modesto, CA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Ocala, FL | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Peoria, IL | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Prescott Valley-Prescott, AZ | 3 | $ 2,255,000 | $ 751,666 | $ 0 |
| Saginaw, MI | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Sherman-Denison, TX | 3 | $ 705,000 | $ 235,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Winston-Salem, NC | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Binghamton, NY | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Charleston-North Charleston, SC | 2 | $ 2,250,000 | $ 1,125,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| El Paso, TX | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Gainesville, FL | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Greeley, CO | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Hinesville, GA | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Huntsville, AL | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Jackson, MS | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Lubbock, TX | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Muncie, IN | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Ocean City, NJ | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Pittsfield, MA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Reno, NV | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Salem, OR | 2 | $ 580,000 | $ 290,000 | $ 0 |
| San Angelo, TX | 2 | $ 1,310,000 | $ 655,000 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Sebring, FL | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Spartanburg, SC | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Springfield, MO | 2 | $ 500,000 | $ 250,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Tallahassee, FL | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Tucson, AZ | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Warner Robins, GA | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Wilmington, NC | 2 | $ 280,000 | $ 140,000 | $ 0 |
| York-Hanover, PA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Amarillo, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Battle Creek, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bay City, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Brunswick, GA | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Charleston, WV | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Decatur, IL | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Dothan, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dover, DE | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Elmira, NY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Flint, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gainesville, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jackson, TN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jacksonville, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lake Charles, LA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Laredo, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lima, OH | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lincoln, NE | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Medford, OR | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Merced, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Morgantown, WV | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Odessa, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Pueblo, CO | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Redding, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Roanoke, VA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rockford, IL | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Rafael, CA | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Springfield, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. George, UT | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Tulsa, OK | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Valdosta, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Waco, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wenatchee, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,406 | $453,350,000 | $322,000 | $5,505,000 | $0 | $0 |
| Home Purchase | 910 | $315,920,000 | $347,000 | $2,125,000 | $0 | $0 |
| Refinancing | 228 | $101,320,000 | $444,000 | $5,005,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,459 | $499,165,000 | $342,000 | $5,005,000 | $0 | $0 |
| Black or African American | 403 | $105,765,000 | $262,000 | $2,175,000 | $0 | $0 |
| White | 299 | $120,915,000 | $404,000 | $5,505,000 | $0 | $0 |
| Hispanic | 257 | $90,165,000 | $350,000 | $2,825,000 | $0 | $0 |
| Asian | 99 | $44,485,000 | $449,000 | $1,315,000 | $0 | $0 |
| Not applicable | 12 | $3,690,000 | $307,000 | $1,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $3,765,000 | $537,000 | $1,355,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,544 | $870,590,000 | $342,000 | $5,505,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,544 | $870,590,000 | $342,000 | $5,505,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,544 | $870,590,000 | $342,000 | $5,505,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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