Village Capital & Investment Mortgage Lending & HMDA Data, 2021

In 2021, Village Capital & Investment of Henderson, NV reported 71,656 mortgage applications totaling $15.6 billion, up 37% from 2020. The average application was for $218,246, and applicants reported an average income of $82,612. 42% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,289), Riverside-San Bernardino-Ontario, CA (1,623) and Houston-The Woodlands-Sugar Land, TX (1,383) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 71,656
Total Mortgage Loan Application Amount $15,638,640,000
Average Mortgage Loan Application Amount $218,246
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $82,612
Highest Applicant Income $7,748,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 994 $ 254,870,000 $ 256,408 $ 87,000
Riverside, California 983 $ 335,035,000 $ 340,829 $ 97,000
Clark, Nevada 849 $ 224,355,000 $ 264,257 $ 67,000
Harris, Texas 788 $ 152,620,000 $ 193,680 $ 116,000
San Diego, California 755 $ 371,545,000 $ 492,112 $ 159,000
Bexar, Texas 732 $ 155,920,000 $ 213,005 $ 69,000
Los Angeles, California 696 $ 318,600,000 $ 457,758 $ 77,000
San Bernardino, California 640 $ 194,280,000 $ 303,562 $ 99,000
Cook, Illinois 606 $ 125,020,000 $ 206,303 $ 65,000
Hillsborough, Florida 535 $ 125,435,000 $ 234,457 $ 87,000
El Paso, Colorado 499 $ 154,095,000 $ 308,807 $ 90,000
Prince George's, Maryland 490 $ 166,160,000 $ 339,102 $ 100,000
Tarrant, Texas 475 $ 104,285,000 $ 219,547 $ 71,000
Polk, Florida 426 $ 86,090,000 $ 202,089 $ 40,000
Duval, Florida 420 $ 81,070,000 $ 193,023 $ 52,000
Cumberland, North Carolina 413 $ 72,845,000 $ 176,380 $ 53,000
Dallas, Texas 380 $ 68,380,000 $ 179,947 $ 56,000
Pima, Arizona 368 $ 73,430,000 $ 199,538 $ 59,000
Sacramento, California 358 $ 115,870,000 $ 323,659 $ 96,000
Onslow, North Carolina 347 $ 66,175,000 $ 190,706 $ 49,000
St. Louis, Missouri 345 $ 57,465,000 $ 166,565 $ 52,000
El Paso, Texas 329 $ 49,435,000 $ 150,258 $ 51,000
Bell, Texas 327 $ 56,575,000 $ 173,012 $ 54,000
Broward, Florida 322 $ 93,570,000 $ 290,590 $ 77,000
Wayne, Michigan 321 $ 49,095,000 $ 152,943 $ 60,000
Cuyahoga, Ohio 315 $ 42,605,000 $ 135,253 $ 31,000
Gwinnett, Georgia 304 $ 72,010,000 $ 236,875 $ 61,000
Pinal, Arizona 296 $ 62,060,000 $ 209,662 $ 65,000
Mecklenburg, North Carolina 294 $ 61,470,000 $ 209,081 $ 89,000
Montgomery, Tennessee 294 $ 61,840,000 $ 210,340 $ 64,000
Salt Lake, Utah 277 $ 84,655,000 $ 305,613 $ 82,000
Kern, California 274 $ 60,530,000 $ 220,912 $ 29,000
Orange, Florida 272 $ 67,830,000 $ 249,375 $ 71,000
Pierce, Washington 271 $ 90,475,000 $ 333,856 $ 79,000
Jefferson, Alabama 265 $ 44,675,000 $ 168,584 $ 75,000
Brevard, Florida 264 $ 55,390,000 $ 209,810 $ 63,000
Pasco, Florida 256 $ 51,610,000 $ 201,601 $ 55,000
Wake, North Carolina 254 $ 64,320,000 $ 253,228 $ 67,000
Philadelphia, Pennsylvania 254 $ 41,530,000 $ 163,503 $ 61,000
Fulton, Georgia 253 $ 55,335,000 $ 218,715 $ 78,000
Macomb, Michigan 248 $ 44,330,000 $ 178,750 $ 56,000
Miami-Dade, Florida 247 $ 69,555,000 $ 281,599 $ 91,000
Franklin, Ohio 246 $ 37,920,000 $ 154,146 $ 48,000
Marion, Indiana 240 $ 31,320,000 $ 130,500 $ 83,000
Henry, Georgia 233 $ 54,225,000 $ 232,725 $ 66,000
Palm Beach, Florida 230 $ 60,090,000 $ 261,260 $ 88,000
Polk, Iowa 228 $ 42,950,000 $ 188,377 $ 33,000
DeKalb, Georgia 227 $ 40,255,000 $ 177,334 $ 65,000
Lee, Florida 223 $ 45,825,000 $ 205,493 $ 57,000
Shelby, Tennessee 216 $ 38,940,000 $ 180,277 $ 79,000
Madison, Alabama 215 $ 48,345,000 $ 224,860 $ 56,000
Arapahoe, Colorado 214 $ 72,140,000 $ 337,102 $ 79,000
Volusia, Florida 214 $ 40,180,000 $ 187,757 $ 63,000
Oklahoma, Oklahoma 212 $ 34,120,000 $ 160,943 $ 51,000
St. Charles, Missouri 211 $ 52,395,000 $ 248,317 $ 150,000
Bernalillo, New Mexico 210 $ 35,060,000 $ 166,952 $ 58,000
Pinellas, Florida 209 $ 45,955,000 $ 219,880 $ 39,000
Montgomery, Ohio 209 $ 30,165,000 $ 144,330 $ 74,000
Baltimore, Maryland 204 $ 48,700,000 $ 238,725 $ 133,000
Fort Bend, Texas 202 $ 48,730,000 $ 241,237 $ 42,000
Marion, Florida 199 $ 33,525,000 $ 168,467 $ 39,000
Mohave, Arizona 195 $ 33,325,000 $ 170,897 $ 53,000
Denton, Texas 195 $ 53,375,000 $ 273,717 $ 78,000
Hamilton, Ohio 193 $ 28,665,000 $ 148,523 $ 52,000
San Joaquin, California 192 $ 62,680,000 $ 326,458 $ 538,000
Oakland, Michigan 192 $ 41,330,000 $ 215,260 $ 97,000
Will, Illinois 191 $ 39,995,000 $ 209,397 $ 48,000
Cobb, Georgia 190 $ 48,260,000 $ 254,000 $ 73,000
Charles, Maryland 190 $ 67,110,000 $ 353,210 $ 107,000
Jefferson, Kentucky 188 $ 30,790,000 $ 163,776 $ 36,000
Utah, Utah 188 $ 59,010,000 $ 313,882 $ 76,000
Lake, Indiana 186 $ 33,160,000 $ 178,279 $ 63,000
Osceola, Florida 185 $ 43,685,000 $ 236,135 $ 65,000
Orange, California 184 $ 98,520,000 $ 535,434 $ 159,000
Fresno, California 183 $ 46,745,000 $ 255,437 $ 119,000
Anne Arundel, Maryland 183 $ 62,975,000 $ 344,125 $ 49,000
Jefferson, Missouri 179 $ 34,825,000 $ 194,553 $ 74,000
Allegheny, Pennsylvania 179 $ 24,775,000 $ 138,407 $ 62,000
Adams, Colorado 176 $ 59,320,000 $ 337,045 $ 47,000
Clayton, Georgia 174 $ 26,500,000 $ 152,298 $ 46,000
Jackson, Missouri 174 $ 28,050,000 $ 161,206 $ 40,000
Richland, South Carolina 172 $ 36,270,000 $ 210,872 $ 136,000
Mobile, Alabama 171 $ 23,925,000 $ 139,912 $ 69,000
New Castle, Delaware 171 $ 40,825,000 $ 238,742 $ 170,000
Greene, Missouri 171 $ 28,055,000 $ 164,064 $ 136,000
St. Lucie, Florida 169 $ 37,515,000 $ 221,982 $ 762,000
Hidalgo, Texas 168 $ 25,910,000 $ 154,226 $ 61,000
St. Clair, Illinois 166 $ 30,660,000 $ 184,698 $ 124,000
Richmond, Georgia 163 $ 25,905,000 $ 158,926 $ 76,000
Pulaski, Arkansas 161 $ 26,325,000 $ 163,509 $ 20,000
Escambia, Florida 160 $ 30,560,000 $ 191,000 $ 54,000
Weber, Utah 160 $ 47,370,000 $ 296,062 $ 62,000
Chatham, Georgia 159 $ 30,725,000 $ 193,238 $ 41,000
Solano, California 157 $ 60,965,000 $ 388,312 $ 118,000
Burlington, New Jersey 153 $ 34,035,000 $ 222,450 $ 66,000
Collin, Texas 152 $ 45,140,000 $ 296,973 $ 91,000
Davis, Utah 151 $ 46,655,000 $ 308,973 $ 69,000
Clay, Florida 150 $ 32,450,000 $ 216,333 $ 42,000
Houston, Georgia 147 $ 27,185,000 $ 184,931 $ 79,000
Williamson, Texas 145 $ 36,295,000 $ 250,310 $ 228,000
Baltimore City, Maryland 144 $ 23,170,000 $ 160,902 $ 51,000
Montgomery, Texas 144 $ 32,910,000 $ 228,541 $ 48,000
Lake, Florida 142 $ 30,070,000 $ 211,760 $ 71,000
Butler, Ohio 142 $ 24,110,000 $ 169,788 $ 35,000
Stanislaus, California 141 $ 40,405,000 $ 286,560 $ 61,000
Okaloosa, Florida 139 $ 32,645,000 $ 234,856 $ 63,000
Yavapai, Arizona 137 $ 31,905,000 $ 232,883 $ 59,000
Virginia Beach, Virginia 137 $ 37,825,000 $ 276,094 $ 58,000
Weld, Colorado 136 $ 44,290,000 $ 325,661 $ 84,000
Hernando, Florida 136 $ 23,950,000 $ 176,102 $ 49,000
Harnett, North Carolina 136 $ 27,130,000 $ 199,485 $ 96,000
Ventura, California 135 $ 67,475,000 $ 499,814 $ 421,000
Yuma, Arizona 133 $ 23,535,000 $ 176,954 $ 47,000
Muscogee, Georgia 133 $ 21,575,000 $ 162,218 $ 60,000
Washington, Utah 133 $ 37,775,000 $ 284,022 $ 75,000
Santa Rosa, Florida 132 $ 28,260,000 $ 214,090 $ 55,000
Forsyth, North Carolina 132 $ 21,140,000 $ 160,151 $ 41,000
Berkeley, South Carolina 132 $ 31,740,000 $ 240,454 $ 61,000
Contra Costa, California 130 $ 64,520,000 $ 496,307 $ 123,000
Columbia, Georgia 130 $ 31,100,000 $ 239,230 $ 105,000
Delaware, Pennsylvania 130 $ 23,160,000 $ 178,153 $ 74,000
Cochise, Arizona 129 $ 19,215,000 $ 148,953 $ 36,000
Horry, South Carolina 129 $ 26,605,000 $ 206,240 $ 52,000
Davidson, Tennessee 127 $ 30,385,000 $ 239,251 $ 64,000
Travis, Texas 127 $ 34,465,000 $ 271,377 $ 78,000
Kane, Illinois 126 $ 29,630,000 $ 235,158 $ 63,000
Montgomery, Alabama 124 $ 20,040,000 $ 161,612 $ 94,000
Summit, Ohio 123 $ 16,525,000 $ 134,349 $ 54,000
Tulsa, Oklahoma 123 $ 18,445,000 $ 149,959 $ 68,000
Guadalupe, Texas 122 $ 29,640,000 $ 242,950 $ 147,000
Tuscaloosa, Alabama 121 $ 23,565,000 $ 194,752 $ 103,000
Kent, Michigan 121 $ 21,995,000 $ 181,776 $ 55,000
Denver, Colorado 120 $ 42,180,000 $ 351,500 $ 126,000
Manatee, Florida 120 $ 30,580,000 $ 254,833 $ 75,000
Guilford, North Carolina 120 $ 21,470,000 $ 178,916 $ 55,000
Milwaukee, Wisconsin 119 $ 21,135,000 $ 177,605 $ 79,000
Hartford, Connecticut 118 $ 22,280,000 $ 188,813 $ 72,000
Montgomery, Maryland 118 $ 46,230,000 $ 391,779 $ 125,000
Genesee, Michigan 118 $ 16,690,000 $ 141,440 $ 45,000
Lafayette, Louisiana 117 $ 23,005,000 $ 196,623 $ 72,000
Tulare, California 115 $ 25,325,000 $ 220,217 $ 67,000
Kent, Delaware 115 $ 26,785,000 $ 232,913 $ 67,000
Greenville, South Carolina 115 $ 24,175,000 $ 210,217 $ 26,000
Camden, New Jersey 114 $ 21,470,000 $ 188,333 $ 29,000
Citrus, Florida 113 $ 17,535,000 $ 155,176 $ 56,000
King, Washington 113 $ 44,405,000 $ 392,964 $ 70,000
Sarasota, Florida 112 $ 27,250,000 $ 243,303 $ 59,000
Madison, Illinois 112 $ 16,360,000 $ 146,071 $ 35,000
Hoke, North Carolina 112 $ 24,320,000 $ 217,142 $ 10,000
Brazoria, Texas 112 $ 23,640,000 $ 211,071 $ 59,000
Randall, Texas 111 $ 20,885,000 $ 188,153 $ 92,000
Lake, Illinois 110 $ 23,670,000 $ 215,181 $ 59,000
Baldwin, Alabama 109 $ 22,065,000 $ 202,431 $ 32,000
Montgomery, Pennsylvania 108 $ 26,560,000 $ 245,925 $ 88,000
Rutherford, Tennessee 108 $ 26,440,000 $ 244,814 $ 61,000
Spokane, Washington 108 $ 20,530,000 $ 190,092 $ 55,000
Benton, Arkansas 107 $ 21,175,000 $ 197,897 $ 23,000
Douglas, Georgia 105 $ 19,945,000 $ 189,952 $ 36,000
Cleveland, Oklahoma 105 $ 17,485,000 $ 166,523 $ 63,000
York, Pennsylvania 105 $ 18,575,000 $ 176,904 $ 80,000
Lexington, South Carolina 105 $ 21,215,000 $ 202,047 $ 65,000
St. Tammany, Louisiana 104 $ 23,290,000 $ 223,942 $ 28,000
Lucas, Ohio 103 $ 13,915,000 $ 135,097 $ 48,000
Lorain, Ohio 102 $ 14,630,000 $ 143,431 $ 38,000
Knox, Tennessee 102 $ 18,600,000 $ 182,352 $ 45,000
Stark, Ohio 101 $ 13,325,000 $ 131,930 $ 32,000
Placer, California 100 $ 40,960,000 $ 409,600 $ 55,000
Snohomish, Washington 100 $ 39,140,000 $ 391,400 $ 77,000
Douglas, Colorado 99 $ 44,655,000 $ 451,060 $ 82,000
Charlotte, Florida 99 $ 19,715,000 $ 199,141 $ 99,000
DeSoto, Mississippi 99 $ 17,765,000 $ 179,444 $ 76,000
Johnston, North Carolina 99 $ 20,335,000 $ 205,404 $ 46,000
Ellis, Texas 99 $ 24,755,000 $ 250,050 $ 60,000
Liberty, Georgia 98 $ 16,300,000 $ 166,326 $ 19,000
Dorchester, South Carolina 98 $ 22,660,000 $ 231,224 $ 90,000
Anchorage, Alaska 97 $ 25,255,000 $ 260,360 $ 73,000
Jefferson, Colorado 97 $ 34,775,000 $ 358,505 $ 72,000
Mesa, Colorado 96 $ 22,870,000 $ 238,229 $ 57,000
Harford, Maryland 96 $ 26,480,000 $ 275,833 $ 35,000
Hamilton, Tennessee 96 $ 18,330,000 $ 190,937 $ 0
Cherokee, Georgia 95 $ 27,035,000 $ 284,578 $ 142,000
Essex, New Jersey 95 $ 28,875,000 $ 303,947 $ 80,000
Spartanburg, South Carolina 95 $ 18,065,000 $ 190,157 $ 196,000
Hardin, Kentucky 94 $ 15,800,000 $ 168,085 $ 59,000
East Baton Rouge, Louisiana 94 $ 17,460,000 $ 185,744 $ 84,000
Douglas, Nebraska 94 $ 15,940,000 $ 169,574 $ 54,000
Pueblo, Colorado 93 $ 16,805,000 $ 180,698 $ 44,000
Paulding, Georgia 93 $ 18,935,000 $ 203,602 $ 72,000
Ada, Idaho 93 $ 25,245,000 $ 271,451 $ 72,000
Shelby, Alabama 92 $ 18,720,000 $ 203,478 $ 218,000
Jefferson, Louisiana 92 $ 18,570,000 $ 201,847 $ 40,000
Cabarrus, North Carolina 91 $ 20,265,000 $ 222,692 $ 71,000
Butler, Missouri 90 $ 11,630,000 $ 129,222 $ 20,000
Comanche, Oklahoma 90 $ 14,230,000 $ 158,111 $ 45,000
Newton, Georgia 89 $ 17,145,000 $ 192,640 $ 30,000
Rockdale, Georgia 89 $ 18,165,000 $ 204,101 $ 57,000
DuPage, Illinois 89 $ 22,395,000 $ 251,629 $ 75,000
Allen, Indiana 89 $ 11,495,000 $ 129,157 $ 46,000
New Haven, Connecticut 88 $ 16,960,000 $ 192,727 $ 58,000
Caddo, Louisiana 88 $ 14,300,000 $ 162,500 $ 249,000
Dona Ana, New Mexico 88 $ 13,020,000 $ 147,954 $ 59,000
Cameron, Texas 88 $ 14,090,000 $ 160,113 $ 120,000
Nueces, Texas 88 $ 16,150,000 $ 183,522 $ 51,000
Craighead, Arkansas 87 $ 14,925,000 $ 171,551 $ 90,000
Seminole, Florida 87 $ 18,405,000 $ 211,551 $ 44,000
Galveston, Texas 87 $ 17,445,000 $ 200,517 $ 61,000
Clark, Washington 87 $ 27,105,000 $ 311,551 $ 63,000
Clermont, Ohio 86 $ 16,180,000 $ 188,139 $ 72,000
Bossier, Louisiana 85 $ 16,595,000 $ 195,235 $ 0
Gaston, North Carolina 84 $ 14,830,000 $ 176,547 $ 65,000
Kaufman, Texas 83 $ 19,265,000 $ 232,108 $ 84,000
Prince William, Virginia 83 $ 35,935,000 $ 432,951 $ 148,000
Alameda, California 82 $ 46,400,000 $ 565,853 $ 111,000
Canyon, Idaho 82 $ 19,690,000 $ 240,121 $ 48,000
Lancaster, Nebraska 82 $ 17,720,000 $ 216,097 $ 48,000
Washoe, Nevada 81 $ 21,815,000 $ 269,320 $ 47,000
Comal, Texas 81 $ 24,615,000 $ 303,888 $ 121,000
Lonoke, Arkansas 80 $ 12,920,000 $ 161,500 $ 31,000
McHenry, Illinois 80 $ 18,330,000 $ 229,125 $ 96,000
Ocean, New Jersey 80 $ 18,060,000 $ 225,750 $ 36,000
Thurston, Washington 80 $ 24,750,000 $ 309,375 $ 234,000
Larimer, Colorado 79 $ 26,125,000 $ 330,696 $ 104,000
Rowan, North Carolina 79 $ 12,605,000 $ 159,556 $ 59,000
Craven, North Carolina 78 $ 13,070,000 $ 167,564 $ 68,000
Charleston, South Carolina 78 $ 21,940,000 $ 281,282 $ 120,000
York, South Carolina 78 $ 19,300,000 $ 247,435 $ 82,000
Lubbock, Texas 78 $ 12,380,000 $ 158,717 $ 42,000
Durham, North Carolina 77 $ 16,605,000 $ 215,649 $ 28,000
Chesapeake, Virginia 77 $ 21,595,000 $ 280,454 $ 1,138,000
Bay, Florida 76 $ 18,340,000 $ 241,315 $ 206,000
Harrison, Mississippi 76 $ 14,840,000 $ 195,263 $ 56,000
Sandoval, New Mexico 76 $ 14,270,000 $ 187,763 $ 47,000
Licking, Ohio 76 $ 12,910,000 $ 169,868 $ 85,000
Berks, Pennsylvania 76 $ 13,420,000 $ 176,578 $ 43,000
St. Johns, Florida 75 $ 20,145,000 $ 268,600 $ 62,000
Lancaster, Pennsylvania 75 $ 13,955,000 $ 186,066 $ 53,000
Merced, California 74 $ 18,930,000 $ 255,810 $ 75,000
Kitsap, Washington 74 $ 23,200,000 $ 313,513 $ 116,000
Shasta, California 73 $ 17,515,000 $ 239,931 $ 32,000
Hennepin, Minnesota 73 $ 16,425,000 $ 225,000 $ 172,000
St. Louis City, Missouri 73 $ 12,115,000 $ 165,958 $ 0
Warren, Ohio 73 $ 16,595,000 $ 227,328 $ 56,000
Northampton, Pennsylvania 73 $ 14,455,000 $ 198,013 $ 77,000
Hays, Texas 73 $ 15,785,000 $ 216,232 $ 0
Chesterfield, Virginia 73 $ 17,595,000 $ 241,027 $ 44,000
Porter, Indiana 72 $ 14,500,000 $ 201,388 $ 69,000
Monroe, Pennsylvania 72 $ 13,420,000 $ 186,388 $ 59,000
Fairfax, Virginia 72 $ 36,290,000 $ 504,027 $ 57,000
Winnebago, Illinois 71 $ 9,125,000 $ 128,521 $ 72,000
New Hanover, North Carolina 71 $ 16,025,000 $ 225,704 $ 26,000
Providence, Rhode Island 71 $ 15,635,000 $ 220,211 $ 45,000
Hall, Georgia 70 $ 14,840,000 $ 212,000 $ 63,000
Calcasieu, Louisiana 70 $ 12,860,000 $ 183,714 $ 73,000
Union, North Carolina 70 $ 16,930,000 $ 241,857 $ 58,000
Lincoln, Missouri 69 $ 14,605,000 $ 211,666 $ 24,000
Santa Barbara, California 67 $ 26,505,000 $ 395,597 $ 134,000
Ascension, Louisiana 67 $ 15,835,000 $ 236,343 $ 112,000
Lake, Ohio 67 $ 10,535,000 $ 157,238 $ 48,000
Westmoreland, Pennsylvania 67 $ 9,465,000 $ 141,268 $ 16,000
Faulkner, Arkansas 66 $ 10,660,000 $ 161,515 $ 23,000
Androscoggin, Maine 66 $ 11,340,000 $ 171,818 $ 57,000
Frederick, Maryland 66 $ 22,190,000 $ 336,212 $ 223,000
Jackson, Michigan 66 $ 9,540,000 $ 144,545 $ 32,000
Muskegon, Michigan 66 $ 8,360,000 $ 126,666 $ 47,000
Gloucester, New Jersey 66 $ 14,060,000 $ 213,030 $ 56,000
Davidson, North Carolina 66 $ 10,410,000 $ 157,727 $ 67,000
Parker, Texas 66 $ 16,620,000 $ 251,818 $ 102,000
Hampton, Virginia 66 $ 13,330,000 $ 201,969 $ 42,000
Flagler, Florida 65 $ 15,105,000 $ 232,384 $ 61,000
Ingham, Michigan 65 $ 7,975,000 $ 122,692 $ 74,000
Marion, Oregon 65 $ 15,875,000 $ 244,230 $ 1,000
Coryell, Texas 65 $ 10,165,000 $ 156,384 $ 0
Johnson, Texas 65 $ 13,905,000 $ 213,923 $ 32,000
Berkeley, West Virginia 65 $ 13,555,000 $ 208,538 $ 163,000
Coweta, Georgia 64 $ 14,710,000 $ 229,843 $ 0
Middlesex, New Jersey 64 $ 21,580,000 $ 337,187 $ 125,000
St. Mary's, Maryland 63 $ 18,495,000 $ 293,571 $ 53,000
Brunswick, North Carolina 63 $ 12,045,000 $ 191,190 $ 0
Canadian, Oklahoma 63 $ 11,845,000 $ 188,015 $ 46,000
Bucks, Pennsylvania 63 $ 16,975,000 $ 269,444 $ 12,000
Greene, Arkansas 62 $ 9,630,000 $ 155,322 $ 72,000
Moore, North Carolina 62 $ 15,990,000 $ 257,903 $ 0
Greene, Ohio 62 $ 14,510,000 $ 234,032 $ 0
Dauphin, Pennsylvania 62 $ 9,830,000 $ 158,548 $ 53,000
Beaufort, South Carolina 62 $ 15,140,000 $ 244,193 $ 0
Limestone, Alabama 61 $ 12,975,000 $ 212,704 $ 132,000
Trumbull, Ohio 61 $ 7,955,000 $ 130,409 $ 77,000
Lehigh, Pennsylvania 61 $ 10,675,000 $ 175,000 $ 40,000
Boone, Missouri 60 $ 11,060,000 $ 184,333 $ 45,000
Taylor, Texas 60 $ 7,690,000 $ 128,166 $ 41,000
Tooele, Utah 60 $ 15,730,000 $ 262,166 $ 103,000
Livingston, Louisiana 59 $ 12,135,000 $ 205,677 $ 73,000
Hampden, Massachusetts 59 $ 10,375,000 $ 175,847 $ 24,000
Jasper, Missouri 59 $ 8,155,000 $ 138,220 $ 48,000
Clark, Ohio 59 $ 8,455,000 $ 143,305 $ 0
Sumter, South Carolina 59 $ 8,915,000 $ 151,101 $ 44,000
Sussex, Delaware 58 $ 11,570,000 $ 199,482 $ 72,000
Tangipahoa, Louisiana 58 $ 11,220,000 $ 193,448 $ 84,000
Alamance, North Carolina 58 $ 8,780,000 $ 151,379 $ 46,000
Wayne, North Carolina 58 $ 9,350,000 $ 161,206 $ 52,000
Sumner, Tennessee 58 $ 14,730,000 $ 253,965 $ 58,000
Ector, Texas 58 $ 10,880,000 $ 187,586 $ 72,000
McLennan, Texas 58 $ 8,430,000 $ 145,344 $ 40,000
Kings, California 57 $ 13,545,000 $ 237,631 $ 314,000
Kalamazoo, Michigan 57 $ 9,045,000 $ 158,684 $ 36,000
Monroe, Michigan 57 $ 9,515,000 $ 166,929 $ 51,000
Clay, Missouri 57 $ 11,865,000 $ 208,157 $ 98,000
Franklin, Missouri 57 $ 8,905,000 $ 156,228 $ 87,000
Norfolk, Virginia 57 $ 12,285,000 $ 215,526 $ 0
Calhoun, Alabama 56 $ 8,010,000 $ 143,035 $ 45,000
St. Clair, Alabama 56 $ 11,020,000 $ 196,785 $ 155,000
Yuba, California 56 $ 14,910,000 $ 266,250 $ 76,000
Alachua, Florida 56 $ 10,110,000 $ 180,535 $ 33,000
Bibb, Georgia 56 $ 9,240,000 $ 165,000 $ 125,000
Johnson, Indiana 56 $ 9,460,000 $ 168,928 $ 47,000
Calhoun, Michigan 56 $ 7,050,000 $ 125,892 $ 50,000
Christian, Missouri 56 $ 10,980,000 $ 196,071 $ 26,000
Saline, Arkansas 55 $ 9,185,000 $ 167,000 $ 48,000
Fremont, Colorado 55 $ 12,895,000 $ 234,454 $ 71,000
Kendall, Illinois 55 $ 13,735,000 $ 249,727 $ 36,000
Orleans, Louisiana 55 $ 10,605,000 $ 192,818 $ 75,000
Lane, Oregon 55 $ 13,875,000 $ 252,272 $ 49,000
Laramie, Wyoming 55 $ 13,475,000 $ 245,000 $ 126,000
Lee, Alabama 54 $ 11,190,000 $ 207,222 $ 89,000
Clark, Indiana 54 $ 7,660,000 $ 141,851 $ 67,000
Union, New Jersey 54 $ 18,260,000 $ 338,148 $ 48,000
Pitt, North Carolina 54 $ 9,960,000 $ 184,444 $ 0
Smith, Texas 54 $ 9,850,000 $ 182,407 $ 33,000
Racine, Wisconsin 54 $ 9,120,000 $ 168,888 $ 66,000
Kenton, Kentucky 53 $ 8,555,000 $ 161,415 $ 600,000
Webb, Texas 53 $ 8,755,000 $ 165,188 $ 90,000
Leon, Florida 52 $ 10,100,000 $ 194,230 $ 91,000
Worcester, Massachusetts 52 $ 12,440,000 $ 239,230 $ 48,000
Monmouth, New Jersey 52 $ 18,320,000 $ 352,307 $ 116,000
Fairfield, Ohio 52 $ 9,580,000 $ 184,230 $ 36,000
Cumberland, Pennsylvania 52 $ 10,880,000 $ 209,230 $ 55,000
Blount, Tennessee 52 $ 10,380,000 $ 199,615 $ 0
Russell, Alabama 51 $ 9,375,000 $ 183,823 $ 62,000
Nassau, Florida 51 $ 12,735,000 $ 249,705 $ 68,000
Camden, Georgia 51 $ 9,545,000 $ 187,156 $ 90,000
Scott, Iowa 51 $ 7,575,000 $ 148,529 $ 60,000
Sullivan, Tennessee 51 $ 7,915,000 $ 155,196 $ 0
Matanuska-Susitna, Alaska 50 $ 14,280,000 $ 285,600 $ 107,000
Anoka, Minnesota 50 $ 12,830,000 $ 256,600 $ 98,000
Catawba, North Carolina 50 $ 7,800,000 $ 156,000 $ 36,000
Nash, North Carolina 50 $ 8,410,000 $ 168,200 $ 52,000
Pender, North Carolina 50 $ 10,960,000 $ 219,200 $ 68,000
Mahoning, Ohio 50 $ 5,430,000 $ 108,600 $ 0
Stafford, Virginia 50 $ 19,170,000 $ 383,400 $ 197,000
Washington, Arkansas 49 $ 7,555,000 $ 154,183 $ 47,000
Monterey, California 49 $ 22,405,000 $ 457,244 $ 0
Collier, Florida 49 $ 14,445,000 $ 294,795 $ 0
Carroll, Georgia 49 $ 7,595,000 $ 155,000 $ 80,000
Buncombe, North Carolina 49 $ 10,835,000 $ 221,122 $ 1,000
Waukesha, Wisconsin 49 $ 12,835,000 $ 261,938 $ 72,000
Sonoma, California 48 $ 23,750,000 $ 494,791 $ 1,000
Fayette, Georgia 48 $ 13,370,000 $ 278,541 $ 60,000
Nye, Nevada 48 $ 8,340,000 $ 173,750 $ 45,000
Iredell, North Carolina 48 $ 8,520,000 $ 177,500 $ 96,000
Miami, Ohio 48 $ 7,240,000 $ 150,833 $ 0
Multnomah, Oregon 48 $ 14,790,000 $ 308,125 $ 0
Barrow, Georgia 47 $ 8,645,000 $ 183,936 $ 44,000
St. Clair, Michigan 47 $ 7,295,000 $ 155,212 $ 53,000
Aiken, South Carolina 47 $ 8,165,000 $ 173,723 $ 82,000
Gregg, Texas 47 $ 7,835,000 $ 166,702 $ 64,000
Midland, Texas 47 $ 11,085,000 $ 235,851 $ 96,000
Lowndes, Georgia 46 $ 7,480,000 $ 162,608 $ 30,000
Lackawanna, Pennsylvania 46 $ 5,790,000 $ 125,869 $ 48,000
White, Arkansas 45 $ 6,595,000 $ 146,555 $ 0
Kootenai, Idaho 45 $ 12,175,000 $ 270,555 $ 60,000
Hendricks, Indiana 45 $ 8,725,000 $ 193,888 $ 258,000
Cape Girardeau, Missouri 45 $ 7,295,000 $ 162,111 $ 63,000
Taney, Missouri 45 $ 7,465,000 $ 165,888 $ 63,000
Chester, Pennsylvania 45 $ 10,765,000 $ 239,222 $ 3,000
Iron, Utah 45 $ 12,035,000 $ 267,444 $ 76,000
Coffee, Alabama 44 $ 7,810,000 $ 177,500 $ 51,000
Houston, Alabama 44 $ 6,490,000 $ 147,500 $ 1,000
Putnam, Florida 44 $ 5,600,000 $ 127,272 $ 86,000
Honolulu, Hawaii 44 $ 32,170,000 $ 731,136 $ 0
Elkhart, Indiana 44 $ 5,440,000 $ 123,636 $ 36,000
Plymouth, Massachusetts 44 $ 13,830,000 $ 314,318 $ 44,000
Morris, New Jersey 44 $ 16,710,000 $ 379,772 $ 110,000
Clackamas, Oregon 44 $ 15,720,000 $ 357,272 $ 0
Luzerne, Pennsylvania 44 $ 6,170,000 $ 140,227 $ 74,000
Navajo, Arizona 43 $ 7,535,000 $ 175,232 $ 28,000
Madera, California 43 $ 11,645,000 $ 270,813 $ 31,000
Effingham, Georgia 43 $ 8,945,000 $ 208,023 $ 88,000
Forsyth, Georgia 43 $ 12,515,000 $ 291,046 $ 135,000
Peoria, Illinois 43 $ 4,555,000 $ 105,930 $ 27,000
St. Joseph, Indiana 43 $ 4,675,000 $ 108,720 $ 57,000
Vanderburgh, Indiana 43 $ 5,095,000 $ 118,488 $ 0
Christian, Kentucky 43 $ 5,885,000 $ 136,860 $ 39,000
Bristol, Massachusetts 43 $ 12,675,000 $ 294,767 $ 21,000
Otero, New Mexico 43 $ 5,975,000 $ 138,953 $ 364,000
Franklin, North Carolina 43 $ 9,305,000 $ 216,395 $ 51,000
Wagoner, Oklahoma 43 $ 8,095,000 $ 188,255 $ 82,000
Douglas, Oregon 43 $ 9,085,000 $ 211,279 $ 278,000
Washington, Oregon 43 $ 15,025,000 $ 349,418 $ 0
Wilson, Tennessee 43 $ 11,005,000 $ 255,930 $ 0
Fairfield, Connecticut 42 $ 13,620,000 $ 324,285 $ 132,000
Calvert, Maryland 42 $ 14,970,000 $ 356,428 $ 0
Saginaw, Michigan 42 $ 5,550,000 $ 132,142 $ 69,000
Johnson, Missouri 42 $ 9,510,000 $ 226,428 $ 0
Blair, Pennsylvania 42 $ 4,860,000 $ 115,714 $ 33,000
Erie, Pennsylvania 42 $ 5,010,000 $ 119,285 $ 45,000
Butte, California 41 $ 9,075,000 $ 221,341 $ 25,000
Indian River, Florida 41 $ 8,255,000 $ 201,341 $ 53,000
Bryan, Georgia 41 $ 9,945,000 $ 242,560 $ 66,000
Sarpy, Nebraska 41 $ 9,935,000 $ 242,317 $ 0
Valencia, New Mexico 41 $ 5,425,000 $ 132,317 $ 65,000
Newport News, Virginia 41 $ 8,885,000 $ 216,707 $ 58,000
Spotsylvania, Virginia 41 $ 13,965,000 $ 340,609 $ 112,000
Walton, Florida 40 $ 9,560,000 $ 239,000 $ 70,000
Kankakee, Illinois 40 $ 6,280,000 $ 157,000 $ 0
Linn, Iowa 40 $ 4,990,000 $ 124,750 $ 25,000
Rapides, Louisiana 40 $ 6,550,000 $ 163,750 $ 24,000
Kennebec, Maine 40 $ 6,970,000 $ 174,250 $ 36,000
York, Maine 40 $ 9,690,000 $ 242,250 $ 100,000
Cecil, Maryland 40 $ 8,140,000 $ 203,500 $ 0
Howard, Maryland 40 $ 14,880,000 $ 372,000 $ 29,000
Lyon, Nevada 40 $ 9,500,000 $ 237,500 $ 72,000
Bergen, New Jersey 40 $ 15,930,000 $ 398,250 $ 85,000
Wilson, North Carolina 40 $ 5,560,000 $ 139,000 $ 0
Medina, Ohio 40 $ 7,800,000 $ 195,000 $ 15,000
Jefferson, Texas 40 $ 5,770,000 $ 144,250 $ 0
Suffolk, Virginia 40 $ 11,000,000 $ 275,000 $ 60,000
Cowlitz, Washington 40 $ 9,630,000 $ 240,750 $ 32,000
Dougherty, Georgia 39 $ 4,905,000 $ 125,769 $ 12,000
LaPorte, Indiana 39 $ 5,625,000 $ 144,230 $ 0
Bay, Michigan 39 $ 4,175,000 $ 107,051 $ 42,000
Ottawa, Michigan 39 $ 7,985,000 $ 204,743 $ 12,000
Dakota, Minnesota 39 $ 9,065,000 $ 232,435 $ 43,000
Jackson, Mississippi 39 $ 6,765,000 $ 173,461 $ 42,000
Robeson, North Carolina 39 $ 6,315,000 $ 161,923 $ 59,000
Anderson, South Carolina 39 $ 6,565,000 $ 168,333 $ 52,000
Rockwall, Texas 39 $ 10,445,000 $ 267,820 $ 84,000
Yakima, Washington 39 $ 7,885,000 $ 202,179 $ 129,000
Garland, Arkansas 38 $ 6,100,000 $ 160,526 $ 0
Santa Clara, California 38 $ 24,410,000 $ 642,368 $ 39,000
Sumter, Florida 38 $ 9,880,000 $ 260,000 $ 0
Sangamon, Illinois 38 $ 5,110,000 $ 134,473 $ 157,000
Madison, Indiana 38 $ 4,670,000 $ 122,894 $ 0
Boone, Kentucky 38 $ 7,300,000 $ 192,105 $ 39,000
Wicomico, Maryland 38 $ 6,750,000 $ 177,631 $ 90,000
Cache, Utah 38 $ 9,050,000 $ 238,157 $ 182,000
Sutter, California 37 $ 10,365,000 $ 280,135 $ 63,000
Highlands, Florida 37 $ 5,105,000 $ 137,972 $ 23,000
Jackson, Georgia 37 $ 7,675,000 $ 207,432 $ 71,000
Troup, Georgia 37 $ 5,665,000 $ 153,108 $ 66,000
Walton, Georgia 37 $ 7,365,000 $ 199,054 $ 0
Hamilton, Indiana 37 $ 8,335,000 $ 225,270 $ 104,000
Tippecanoe, Indiana 37 $ 4,755,000 $ 128,513 $ 43,000
Carroll, Maryland 37 $ 11,715,000 $ 316,621 $ 0
Cass, Missouri 37 $ 6,175,000 $ 166,891 $ 52,000
Warren, Missouri 37 $ 7,515,000 $ 203,108 $ 0
Linn, Oregon 37 $ 8,705,000 $ 235,270 $ 32,000
Beaver, Pennsylvania 37 $ 5,105,000 $ 137,972 $ 46,000
Washington, Pennsylvania 37 $ 5,915,000 $ 159,864 $ 80,000
Washington, Tennessee 37 $ 6,265,000 $ 169,324 $ 42,000
Wichita, Texas 37 $ 4,955,000 $ 133,918 $ 50,000
Box Elder, Utah 37 $ 9,385,000 $ 253,648 $ 0
Tazewell, Illinois 36 $ 4,080,000 $ 113,333 $ 59,000
Atlantic, New Jersey 36 $ 7,480,000 $ 207,777 $ 79,000
Jackson, Oregon 36 $ 9,320,000 $ 258,888 $ 165,000
Franklin, Pennsylvania 36 $ 6,560,000 $ 182,222 $ 0
Maury, Tennessee 36 $ 6,870,000 $ 190,833 $ 67,000
Kanawha, West Virginia 36 $ 4,110,000 $ 114,166 $ 31,000
Imperial, California 35 $ 7,625,000 $ 217,857 $ 65,000
San Luis Obispo, California 35 $ 15,155,000 $ 433,000 $ 170,000
Spalding, Georgia 35 $ 5,515,000 $ 157,571 $ 86,000
Lafourche, Louisiana 35 $ 7,265,000 $ 207,571 $ 162,000
Hinds, Mississippi 35 $ 4,855,000 $ 138,714 $ 57,000
Passaic, New Jersey 35 $ 11,065,000 $ 316,142 $ 0
Lea, New Mexico 35 $ 7,345,000 $ 209,857 $ 23,000
Pike, Pennsylvania 35 $ 4,695,000 $ 134,142 $ 98,000
Bradley, Tennessee 35 $ 5,285,000 $ 151,000 $ 34,000
Cumberland, Tennessee 35 $ 5,515,000 $ 157,571 $ 61,000
Madison, Tennessee 35 $ 4,805,000 $ 137,285 $ 0
Bastrop, Texas 35 $ 7,295,000 $ 208,428 $ 0
Hunt, Texas 35 $ 6,085,000 $ 173,857 $ 33,000
Henrico, Virginia 35 $ 7,695,000 $ 219,857 $ 64,000
Natrona, Wyoming 35 $ 6,565,000 $ 187,571 $ 67,000
Morgan, Alabama 34 $ 3,780,000 $ 111,176 $ 44,000
Sebastian, Arkansas 34 $ 4,870,000 $ 143,235 $ 0
Glynn, Georgia 34 $ 5,860,000 $ 172,352 $ 46,000
Dallas, Iowa 34 $ 9,550,000 $ 280,882 $ 0
Fayette, Kentucky 34 $ 6,640,000 $ 195,294 $ 138,000
Madison, Kentucky 34 $ 6,130,000 $ 180,294 $ 65,000
Washington, Maryland 34 $ 7,590,000 $ 223,235 $ 81,000
St. Louis, Minnesota 34 $ 4,610,000 $ 135,588 $ 40,000
Delaware, Ohio 34 $ 8,760,000 $ 257,647 $ 65,000
Ross, Ohio 34 $ 5,360,000 $ 157,647 $ 1,000
Fayette, Pennsylvania 34 $ 4,390,000 $ 129,117 $ 73,000
Minnehaha, South Dakota 34 $ 7,040,000 $ 207,058 $ 0
Elmore, Alabama 33 $ 4,655,000 $ 141,060 $ 92,000
Pottawattamie, Iowa 33 $ 3,725,000 $ 112,878 $ 27,000
Cumberland, Maine 33 $ 7,815,000 $ 236,818 $ 0
Eaton, Michigan 33 $ 4,705,000 $ 142,575 $ 44,000
Rankin, Mississippi 33 $ 5,845,000 $ 177,121 $ 71,000
Lawrence, Missouri 33 $ 4,955,000 $ 150,151 $ 53,000
Page:

Mortgage Loan Application Detail Totals for Village Capital & Investment in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 62,731 $13,190,425,000 $210,000 $2,635,000 $85,000 $7,748,000
Home Purchase 6,204 $1,634,250,000 $263,000 $4,005,000 $64,000 $333,000
Cash-out Refinancing 2,721 $813,965,000 $299,000 $1,565,000 $70,000 $615,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 26,369 $5,018,655,000 $190,000 $1,805,000 $73,000 $1,560,000
Not Provided 18,342 $4,365,720,000 $238,000 $4,005,000 $84,000 $4,252,000
Not applicable 12,472 $3,275,480,000 $262,000 $1,745,000 $0 $0
Black or African American 8,303 $1,609,455,000 $193,000 $1,165,000 $75,000 $1,224,000
Hispanic 4,982 $1,058,090,000 $212,000 $1,385,000 $91,000 $7,748,000
Asian 630 $191,870,000 $304,000 $2,635,000 $92,000 $261,000
American Indian or Alaskan Native 377 $71,955,000 $190,000 $775,000 $72,000 $173,000
Native Hawaiian or Other Pacific Islander 135 $36,115,000 $267,000 $895,000 $89,000 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 41,240 $9,935,740,000 $240,000 $2,635,000 $80,000 $4,252,000
FHA-insured (Federal Housing Administration) 29,056 $5,463,030,000 $188,000 $935,000 $74,000 $7,748,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 915 $137,895,000 $150,000 $545,000 $58,000 $113,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 445 $101,975,000 $229,000 $4,005,000 $86,000 $375,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 30,026 $6,703,020,000 $223,000 $2,635,000 $79,000 $576,000
Application Approved But Not Accepted 15,355 $2,903,315,000 $189,000 $1,475,000 $90,000 $4,252,000
Loan Purchased By The Institution 12,472 $3,275,480,000 $262,000 $1,745,000 $0 $0
Application Withdrawn By Applicant 4,920 $1,000,380,000 $203,000 $4,005,000 $73,000 $7,748,000
File Closed For Incompleteness 4,614 $1,023,780,000 $221,000 $1,385,000 $82,000 $4,252,000
Application Denied By Financial Institution 4,269 $732,665,000 $171,000 $955,000 $62,000 $738,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 67,387 $14,905,975,000 $221,000 $4,005,000 $80,000 $7,748,000
Other 2,333 $408,795,000 $175,000 $795,000 $64,000 $256,000
Credit History 1,490 $242,690,000 $162,000 $635,000 $64,000 $738,000
Insufficient Cash (Downpayment, Closing Cost) 342 $57,850,000 $169,000 $485,000 $65,000 $148,000
Debt-To-Income Ratio 79 $19,625,000 $248,000 $955,000 $55,000 $204,000
Collateral 17 $2,205,000 $129,000 $325,000 $47,000 $75,000
Employment History 6 $1,260,000 $210,000 $325,000 $64,000 $90,000
Unverifiable Information 2 $240,000 $120,000 $145,000 $66,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet with aggregated HMDA statistics today.

Download the Nevada Lender List