Village Capital & Investment Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Village Capital & Investment Llc 2863 St. Rose Parkway Dover, DE 89052 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 71,656 |
| Total Mortgage Loan Application Amount | $15,638,640,000 |
| Average Mortgage Loan Application Amount | $257,333 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $7,748,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Village Capital & Investment Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Village Capital & Investment Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Village Capital & Investment Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Village Capital & Investment Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Village Capital & Investment Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Village Capital & Investment Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 9,864 | $ 1,573,660,000 | $ 169,866 | $ 69,317 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,289 | $ 488,595,000 | $ 213,000 | $ 68,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,623 | $ 529,315,000 | $ 326,000 | $ 98,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,383 | $ 286,435,000 | $ 207,000 | $ 103,000 |
| ST. LOUIS, MO-IL | 1,295 | $ 241,945,000 | $ 180,000 | $ 70,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,290 | $ 316,930,000 | $ 245,000 | $ 82,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,136 | $ 246,950,000 | $ 217,000 | $ 64,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,092 | $ 402,550,000 | $ 373,000 | $ 74,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,011 | $ 228,625,000 | $ 226,000 | $ 77,000 |
| DALLAS-PLANO-IRVING, TX | 983 | $ 227,445,000 | $ 231,000 | $ 69,000 |
| CHICAGO-NAPERVILLE, IL | 973 | $ 206,985,000 | $ 212,000 | $ 69,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 849 | $ 224,355,000 | $ 264,000 | $ 67,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 800 | $ 164,990,000 | $ 218,000 | $ 78,500 |
| SAN DIEGO-CARLSBAD, CA | 755 | $ 371,545,000 | $ 492,000 | $ 159,000 |
| DENVER-AURORA-LAKEWOOD, CO | 743 | $ 268,065,000 | $ 360,000 | $ 77,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 723 | $ 195,135,000 | $ 269,000 | $ 84,000 |
| JACKSONVILLE, FL | 715 | $ 150,535,000 | $ 210,000 | $ 55,000 |
| CINCINNATI, OH-KY-IN | 702 | $ 120,420,000 | $ 176,666 | $ 95,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 696 | $ 318,600,000 | $ 457,000 | $ 77,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 686 | $ 159,990,000 | $ 233,000 | $ 68,000 |
| FAYETTEVILLE, NC | 661 | $ 124,295,000 | $ 188,000 | $ 63,000 |
| FORT WORTH-ARLINGTON, TX | 626 | $ 138,810,000 | $ 221,000 | $ 70,000 |
| CLEVELAND-ELYRIA, OH | 540 | $ 80,500,000 | $ 149,000 | $ 37,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 537 | $ 136,745,000 | $ 256,500 | $ 174,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 534 | $ 102,640,000 | $ 192,000 | $ 77,000 |
| COLORADO SPRINGS, CO | 523 | $ 160,825,000 | $ 307,000 | $ 90,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 511 | $ 177,985,000 | $ 348,000 | $ 94,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 508 | $ 75,650,000 | $ 148,000 | $ 69,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 496 | $ 121,230,000 | $ 244,000 | $ 65,000 |
| COLUMBUS, OH | 477 | $ 81,925,000 | $ 171,000 | $ 56,000 |
| BIRMINGHAM-HOOVER, AL | 447 | $ 78,675,000 | $ 176,000 | $ 150,000 |
| OKLAHOMA CITY, OK | 438 | $ 72,820,000 | $ 166,000 | $ 55,000 |
| LAKELAND-WINTER HAVEN, FL | 426 | $ 86,090,000 | $ 202,000 | $ 40,000 |
| MEMPHIS, TN-MS-AR | 411 | $ 73,065,000 | $ 169,000 | $ 278,666 |
| KILLEEN-TEMPLE, TX | 402 | $ 69,140,000 | $ 171,000 | $ 145,000 |
| RALEIGH, NC | 396 | $ 93,960,000 | $ 237,000 | $ 58,000 |
| AUSTIN-ROUND ROCK, TX | 394 | $ 96,400,000 | $ 244,000 | $ 157,000 |
| PITTSBURGH, PA | 392 | $ 57,040,000 | $ 145,000 | $ 58,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 389 | $ 63,225,000 | $ 162,000 | $ 34,000 |
| PHILADELPHIA, PA | 384 | $ 64,690,000 | $ 168,000 | $ 63,000 |
| TUCSON, AZ | 368 | $ 73,430,000 | $ 199,000 | $ 59,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 358 | $ 57,850,000 | $ 153,500 | $ 53,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 357 | $ 67,995,000 | $ 183,500 | $ 83,000 |
| CLARKSVILLE, TN-KY | 357 | $ 71,395,000 | $ 178,000 | $ 51,000 |
| OGDEN-CLEARFIELD, UT | 353 | $ 105,065,000 | $ 297,000 | $ 67,000 |
| JACKSONVILLE, NC | 347 | $ 66,175,000 | $ 190,000 | $ 49,000 |
| ALBUQUERQUE, NM | 337 | $ 55,825,000 | $ 165,000 | $ 57,000 |
| SALT LAKE CITY, UT | 337 | $ 100,385,000 | $ 297,000 | $ 84,000 |
| CAMDEN, NJ | 333 | $ 69,565,000 | $ 208,000 | $ 51,000 |
| EL PASO, TX | 330 | $ 49,560,000 | $ 150,000 | $ 51,000 |
| KANSAS CITY, MO-KS | 328 | $ 58,930,000 | $ 207,500 | $ 97,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 322 | $ 93,570,000 | $ 290,000 | $ 77,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 321 | $ 49,095,000 | $ 152,000 | $ 60,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 319 | $ 51,915,000 | $ 162,000 | $ 56,000 |
| COLUMBIA, SC | 315 | $ 63,935,000 | $ 202,000 | $ 114,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 308 | $ 76,340,000 | $ 247,000 | $ 83,000 |
| DES MOINES-WEST DES MOINES, IA | 305 | $ 60,845,000 | $ 199,000 | $ 40,000 |
| NEW ORLEANS-METAIRIE, LA | 294 | $ 61,020,000 | $ 207,000 | $ 54,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 292 | $ 58,820,000 | $ 201,000 | $ 54,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 286 | $ 65,530,000 | $ 215,500 | $ 102,000 |
| GARY, IN | 280 | $ 51,550,000 | $ 184,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 279 | $ 55,285,000 | $ 198,000 | $ 62,000 |
| HUNTSVILLE, AL | 276 | $ 61,320,000 | $ 222,000 | $ 84,000 |
| SPRINGFIELD, MO | 275 | $ 47,325,000 | $ 172,000 | $ 93,000 |
| BAKERSFIELD, CA | 274 | $ 60,530,000 | $ 220,000 | $ 29,000 |
| TACOMA-LAKEWOOD, WA | 271 | $ 90,475,000 | $ 333,000 | $ 79,000 |
| NEWARK, NJ-PA | 267 | $ 81,565,000 | $ 232,500 | $ 88,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 264 | $ 55,390,000 | $ 209,000 | $ 63,000 |
| BATON ROUGE, LA | 260 | $ 53,510,000 | $ 205,000 | $ 74,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 259 | $ 83,425,000 | $ 319,000 | $ 71,500 |
| WINSTON-SALEM, NC | 255 | $ 40,525,000 | $ 158,000 | $ 56,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 247 | $ 69,555,000 | $ 281,000 | $ 91,000 |
| SAVANNAH, GA | 243 | $ 49,615,000 | $ 204,000 | $ 53,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 232 | $ 57,830,000 | $ 249,000 | $ 67,000 |
| WILMINGTON, DE-MD-NJ | 232 | $ 53,020,000 | $ 211,333 | $ 105,000 |
| TULSA, OK | 231 | $ 36,285,000 | $ 157,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 230 | $ 60,090,000 | $ 261,000 | $ 88,000 |
| KNOXVILLE, TN | 226 | $ 41,350,000 | $ 182,000 | $ 42,000 |
| CAPE CORAL-FORT MYERS, FL | 223 | $ 45,825,000 | $ 205,000 | $ 57,000 |
| NEW YORK-NEWARK, NY | 219 | $ 65,455,000 | $ 298,000 | $ 124,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 216 | $ 54,300,000 | $ 251,000 | $ 68,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 213 | $ 83,545,000 | $ 392,000 | $ 74,000 |
| COLUMBUS, GA-AL | 212 | $ 36,810,000 | $ 176,500 | $ 61,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 212 | $ 110,920,000 | $ 523,000 | $ 116,000 |
| ELGIN, IL | 210 | $ 48,290,000 | $ 229,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 208 | $ 37,060,000 | $ 178,000 | $ 56,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 202 | $ 37,770,000 | $ 172,000 | $ 31,500 |
| OCALA, FL | 199 | $ 33,525,000 | $ 168,000 | $ 39,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 195 | $ 33,325,000 | $ 170,000 | $ 53,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 193 | $ 37,125,000 | $ 192,000 | $ 37,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 192 | $ 38,650,000 | $ 198,500 | $ 52,000 |
| STOCKTON-LODI, CA | 192 | $ 62,680,000 | $ 326,000 | $ 538,000 |
| PROVO-OREM, UT | 190 | $ 59,490,000 | $ 313,000 | $ 76,000 |
| BOISE CITY, ID | 189 | $ 48,425,000 | $ 256,000 | $ 63,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 188 | $ 38,440,000 | $ 204,000 | $ 77,000 |
| PORT ST. LUCIE, FL | 188 | $ 42,810,000 | $ 227,000 | $ 762,000 |
| RICHMOND, VA | 187 | $ 43,615,000 | $ 233,000 | $ 68,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 184 | $ 98,520,000 | $ 535,000 | $ 159,000 |
| SHREVEPORT-BOSSIER CITY, LA | 184 | $ 32,850,000 | $ 178,000 | $ 249,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 184 | $ 68,420,000 | $ 371,000 | $ 162,000 |
| FRESNO, CA | 183 | $ 46,745,000 | $ 255,000 | $ 119,000 |
| MONTGOMERY, AL | 181 | $ 29,535,000 | $ 163,000 | $ 87,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 179 | $ 42,205,000 | $ 235,000 | $ 66,000 |
| GREENSBORO-HIGH POINT, NC | 179 | $ 29,715,000 | $ 166,000 | $ 49,000 |
| MOBILE, AL | 174 | $ 24,500,000 | $ 140,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 173 | $ 31,515,000 | $ 178,500 | $ 38,000 |
| MCALLEN-EDINBURG-MISSION, TX | 168 | $ 25,910,000 | $ 154,000 | $ 61,000 |
| PROVIDENCE-WARWICK, RI-MA | 166 | $ 41,590,000 | $ 264,500 | $ 35,000 |
| WARNER ROBINS, GA | 166 | $ 30,580,000 | $ 184,000 | $ 79,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 161 | $ 30,265,000 | $ 208,500 | $ 63,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 160 | $ 29,200,000 | $ 182,000 | $ 33,000 |
| VALLEJO-FAIRFIELD, CA | 157 | $ 60,965,000 | $ 388,000 | $ 118,000 |
| AKRON, OH | 156 | $ 22,290,000 | $ 142,000 | $ 54,000 |
| DURHAM-CHAPEL HILL, NC | 152 | $ 33,650,000 | $ 221,000 | $ 35,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 148 | $ 28,590,000 | $ 193,000 | $ 79,000 |
| AMARILLO, TX | 147 | $ 25,385,000 | $ 172,000 | $ 68,000 |
| ANCHORAGE, AK | 147 | $ 39,535,000 | $ 268,000 | $ 90,000 |
| LAFAYETTE, LA | 146 | $ 27,210,000 | $ 186,000 | $ 61,000 |
| MODESTO, CA | 141 | $ 40,405,000 | $ 286,000 | $ 61,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 137 | $ 31,905,000 | $ 232,000 | $ 59,000 |
| GREELEY, CO | 136 | $ 44,290,000 | $ 325,000 | $ 84,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 135 | $ 28,135,000 | $ 196,500 | $ 79,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 135 | $ 67,475,000 | $ 499,000 | $ 421,000 |
| TOLEDO, OH | 135 | $ 18,675,000 | $ 138,000 | $ 48,000 |
| ST. GEORGE, UT | 133 | $ 37,775,000 | $ 284,000 | $ 75,000 |
| YUMA, AZ | 133 | $ 23,535,000 | $ 176,000 | $ 47,000 |
| LANSING-EAST LANSING, MI | 131 | $ 17,885,000 | $ 136,000 | $ 89,000 |
| SIERRA VISTA-DOUGLAS, AZ | 129 | $ 19,215,000 | $ 148,000 | $ 36,000 |
| HINESVILLE, GA | 128 | $ 22,290,000 | $ 174,000 | $ 36,000 |
| TUSCALOOSA, AL | 126 | $ 24,260,000 | $ 192,000 | $ 103,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 124 | $ 23,370,000 | $ 188,000 | $ 64,000 |
| HARRISBURG-CARLISLE, PA | 124 | $ 22,270,000 | $ 179,000 | $ 54,000 |
| WILMINGTON, NC | 121 | $ 26,985,000 | $ 223,000 | $ 43,000 |
| FLINT, MI | 118 | $ 16,690,000 | $ 141,000 | $ 45,000 |
| SPOKANE-SPOKANE VALLEY, WA | 118 | $ 22,280,000 | $ 188,000 | $ 55,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 117 | $ 14,375,000 | $ 142,500 | $ 77,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 116 | $ 19,530,000 | $ 168,000 | $ 59,000 |
| DOVER, DE | 115 | $ 26,785,000 | $ 232,000 | $ 67,000 |
| VISALIA-PORTERVILLE, CA | 115 | $ 25,325,000 | $ 220,000 | $ 67,000 |
| HOMOSASSA SPRINGS, FL | 113 | $ 17,535,000 | $ 155,000 | $ 56,000 |
| CANTON-MASSILLON, OH | 109 | $ 14,245,000 | $ 130,000 | $ 32,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 109 | $ 22,065,000 | $ 202,000 | $ 32,000 |
| CORPUS CHRISTI, TX | 108 | $ 19,420,000 | $ 179,000 | $ 50,000 |
| SALISBURY, MD-DE | 106 | $ 19,920,000 | $ 186,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 105 | $ 22,225,000 | $ 214,500 | $ 86,000 |
| YORK-HANOVER, PA | 105 | $ 18,575,000 | $ 176,000 | $ 80,000 |
| ASHEVILLE, NC | 103 | $ 21,785,000 | $ 211,000 | $ 0 |
| JACKSON, MS | 101 | $ 16,185,000 | $ 160,000 | $ 61,000 |
| PEORIA, IL | 101 | $ 11,675,000 | $ 115,000 | $ 31,000 |
| HICKORY-LENOIR-MORGANTON, NC | 99 | $ 15,545,000 | $ 157,000 | $ 53,000 |
| JONESBORO, AR | 99 | $ 16,215,000 | $ 163,000 | $ 90,000 |
| PUNTA GORDA, FL | 99 | $ 19,715,000 | $ 199,000 | $ 99,000 |
| FORT WAYNE, IN | 96 | $ 12,590,000 | $ 131,000 | $ 47,000 |
| GRAND JUNCTION, CO | 96 | $ 22,870,000 | $ 238,000 | $ 57,000 |
| SPARTANBURG, SC | 95 | $ 18,065,000 | $ 190,000 | $ 196,000 |
| LAWTON, OK | 94 | $ 14,750,000 | $ 156,000 | $ 45,000 |
| LONGVIEW, TX | 94 | $ 15,620,000 | $ 166,000 | $ 64,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 94 | $ 12,610,000 | $ 134,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 93 | $ 12,165,000 | $ 128,500 | $ 82,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 93 | $ 12,685,000 | $ 136,000 | $ 107,500 |
| PUEBLO, CO | 93 | $ 16,805,000 | $ 180,000 | $ 44,000 |
| YUBA CITY, CA | 93 | $ 25,275,000 | $ 271,000 | $ 68,000 |
| NEW BERN, NC | 89 | $ 14,715,000 | $ 165,000 | $ 59,000 |
| BROWNSVILLE-HARLINGEN, TX | 88 | $ 14,090,000 | $ 160,000 | $ 120,000 |
| GAINESVILLE, FL | 88 | $ 15,060,000 | $ 171,000 | $ 33,000 |
| LAS CRUCES, NM | 88 | $ 13,020,000 | $ 147,000 | $ 59,000 |
| NEW HAVEN-MILFORD, CT | 88 | $ 16,960,000 | $ 192,000 | $ 58,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 87 | $ 30,815,000 | $ 354,000 | $ 91,000 |
| SALEM, OR | 87 | $ 21,405,000 | $ 246,000 | $ 112,000 |
| JOPLIN, MO | 86 | $ 11,800,000 | $ 137,000 | $ 33,000 |
| LINCOLN, NE | 86 | $ 18,390,000 | $ 213,000 | $ 48,000 |
| PORTLAND-SOUTH PORTLAND, ME | 83 | $ 19,175,000 | $ 231,000 | $ 100,000 |
| ROCKFORD, IL | 82 | $ 10,820,000 | $ 131,000 | $ 72,000 |
| RENO, NV | 81 | $ 21,815,000 | $ 269,000 | $ 47,000 |
| TALLAHASSEE, FL | 81 | $ 14,105,000 | $ 174,000 | $ 91,000 |
| BOSTON, MA | 80 | $ 28,650,000 | $ 358,000 | $ 67,000 |
| LUBBOCK, TX | 80 | $ 12,520,000 | $ 156,000 | $ 42,000 |
| OLYMPIA-TUMWATER, WA | 80 | $ 24,750,000 | $ 309,000 | $ 234,000 |
| FORT COLLINS, CO | 79 | $ 26,125,000 | $ 330,000 | $ 104,000 |
| MACON-BIBB COUNTY, GA | 77 | $ 11,865,000 | $ 154,000 | $ 125,000 |
| PANAMA CITY, FL | 76 | $ 18,340,000 | $ 241,000 | $ 206,000 |
| READING, PA | 76 | $ 13,420,000 | $ 176,000 | $ 43,000 |
| LANCASTER, PA | 75 | $ 13,955,000 | $ 186,000 | $ 53,000 |
| BREMERTON-SILVERDALE, WA | 74 | $ 23,200,000 | $ 313,000 | $ 116,000 |
| COLUMBIA, MO | 74 | $ 13,000,000 | $ 175,000 | $ 45,000 |
| MERCED, CA | 74 | $ 18,930,000 | $ 255,000 | $ 75,000 |
| ABILENE, TX | 73 | $ 9,335,000 | $ 127,000 | $ 46,000 |
| REDDING, CA | 73 | $ 17,515,000 | $ 239,000 | $ 32,000 |
| EAST STROUDSBURG, PA | 72 | $ 13,420,000 | $ 186,000 | $ 59,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 72 | $ 10,450,000 | $ 125,500 | $ 107,000 |
| LAKE CHARLES, LA | 71 | $ 13,125,000 | $ 184,000 | $ 73,000 |
| GAINESVILLE, GA | 70 | $ 14,840,000 | $ 212,000 | $ 63,000 |
| SPRINGFIELD, MA | 70 | $ 12,500,000 | $ 178,000 | $ 32,000 |
| BEAUMONT-PORT ARTHUR, TX | 68 | $ 9,790,000 | $ 143,000 | $ 38,000 |
| FORT SMITH, AR-OK | 68 | $ 9,850,000 | $ 146,500 | $ 39,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 68 | $ 16,770,000 | $ 246,000 | $ 0 |
| ROCKY MOUNT, NC | 68 | $ 10,640,000 | $ 156,000 | $ 52,000 |
| SUMTER, SC | 68 | $ 10,000,000 | $ 147,000 | $ 44,000 |
| EVANSVILLE, IN-KY | 67 | $ 8,325,000 | $ 127,500 | $ 23,000 |
| SANTA MARIA-SANTA BARBARA, CA | 67 | $ 26,505,000 | $ 395,000 | $ 134,000 |
| JACKSON, MI | 66 | $ 9,540,000 | $ 144,000 | $ 32,000 |
| LEWISTON-AUBURN, ME | 66 | $ 11,340,000 | $ 171,000 | $ 57,000 |
| MUSKEGON, MI | 66 | $ 8,360,000 | $ 126,000 | $ 47,000 |
| LEXINGTON-FAYETTE, KY | 65 | $ 12,065,000 | $ 185,000 | $ 77,000 |
| WORCESTER, MA-CT | 65 | $ 14,705,000 | $ 206,500 | $ 48,000 |
| ALBANY, GA | 64 | $ 8,830,000 | $ 137,000 | $ 65,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 63 | $ 18,495,000 | $ 293,000 | $ 53,000 |
| DOTHAN, AL | 63 | $ 9,125,000 | $ 144,000 | $ 12,000 |
| WACO, TX | 60 | $ 8,670,000 | $ 144,000 | $ 40,000 |
| SPRINGFIELD, OH | 59 | $ 8,455,000 | $ 143,000 | $ 0 |
| BURLINGTON, NC | 58 | $ 8,780,000 | $ 151,000 | $ 46,000 |
| GOLDSBORO, NC | 58 | $ 9,350,000 | $ 161,000 | $ 52,000 |
| HAMMOND, LA | 58 | $ 11,220,000 | $ 193,000 | $ 84,000 |
| JOHNSON CITY, TN | 58 | $ 9,010,000 | $ 155,000 | $ 42,000 |
| ODESSA, TX | 58 | $ 10,880,000 | $ 187,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 57 | $ 13,545,000 | $ 237,000 | $ 314,000 |
| KALAMAZOO-PORTAGE, MI | 57 | $ 9,045,000 | $ 158,000 | $ 36,000 |
| MONROE, MI | 57 | $ 9,515,000 | $ 166,000 | $ 51,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 56 | $ 8,010,000 | $ 143,000 | $ 45,000 |
| BATTLE CREEK, MI | 56 | $ 7,050,000 | $ 125,000 | $ 50,000 |
| HOUMA-THIBODAUX, LA | 56 | $ 11,360,000 | $ 202,000 | $ 108,000 |
| VALDOSTA, GA | 56 | $ 8,660,000 | $ 154,000 | $ 39,000 |
| CHEYENNE, WY | 55 | $ 13,475,000 | $ 245,000 | $ 126,000 |
| EUGENE, OR | 55 | $ 13,875,000 | $ 252,000 | $ 49,000 |
| AUBURN-OPELIKA, AL | 54 | $ 11,190,000 | $ 207,000 | $ 89,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 54 | $ 20,560,000 | $ 380,000 | $ 173,000 |
| GREENVILLE, NC | 54 | $ 9,960,000 | $ 184,000 | $ 0 |
| RACINE, WI | 54 | $ 9,120,000 | $ 168,000 | $ 66,000 |
| TYLER, TX | 54 | $ 9,850,000 | $ 182,000 | $ 33,000 |
| CEDAR RAPIDS, IA | 53 | $ 6,325,000 | $ 119,000 | $ 35,000 |
| LAREDO, TX | 53 | $ 8,755,000 | $ 165,000 | $ 90,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 53 | $ 6,235,000 | $ 132,000 | $ 57,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 52 | $ 31,660,000 | $ 608,000 | $ 53,000 |
| CAPE GIRARDEAU, MO-IL | 49 | $ 7,795,000 | $ 159,000 | $ 63,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 49 | $ 14,445,000 | $ 294,000 | $ 0 |
| SALINAS, CA | 49 | $ 22,405,000 | $ 457,000 | $ 0 |
| SIOUX FALLS, SD | 49 | $ 10,955,000 | $ 223,000 | $ 0 |
| DULUTH, MN-WI | 48 | $ 6,700,000 | $ 140,500 | $ 40,000 |
| JACKSON, TN | 48 | $ 6,590,000 | $ 137,000 | $ 50,000 |
| SANTA ROSA, CA | 48 | $ 23,750,000 | $ 494,000 | $ 1,000 |
| ALEXANDRIA, LA | 47 | $ 8,125,000 | $ 172,000 | $ 76,000 |
| MIDLAND, TX | 47 | $ 11,085,000 | $ 235,000 | $ 96,000 |
| BRUNSWICK, GA | 46 | $ 7,620,000 | $ 165,000 | $ 46,000 |
| MORRISTOWN, TN | 46 | $ 6,750,000 | $ 146,000 | $ 0 |
| COEUR D'ALENE, ID | 45 | $ 12,175,000 | $ 270,000 | $ 60,000 |
| JEFFERSON CITY, MO | 45 | $ 7,255,000 | $ 161,000 | $ 94,000 |
| ELKHART-GOSHEN, IN | 44 | $ 5,440,000 | $ 123,000 | $ 36,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 44 | $ 5,700,000 | $ 129,000 | $ 43,000 |
| URBAN HONOLULU, HI | 44 | $ 32,170,000 | $ 731,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 43 | $ 10,215,000 | $ 237,000 | $ 97,000 |
| MADERA, CA | 43 | $ 11,645,000 | $ 270,000 | $ 31,000 |
| ALTOONA, PA | 42 | $ 4,860,000 | $ 115,000 | $ 33,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 42 | $ 13,620,000 | $ 324,000 | $ 132,000 |
| CLEVELAND, TN | 42 | $ 6,180,000 | $ 147,000 | $ 34,000 |
| ERIE, PA | 42 | $ 5,010,000 | $ 119,000 | $ 45,000 |
| SAGINAW, MI | 42 | $ 5,550,000 | $ 132,000 | $ 69,000 |
| TEXARKANA, TX-AR | 42 | $ 5,250,000 | $ 123,000 | $ 23,000 |
| CHICO, CA | 41 | $ 9,075,000 | $ 221,000 | $ 25,000 |
| SEBASTIAN-VERO BEACH, FL | 41 | $ 8,255,000 | $ 201,000 | $ 53,000 |
| WICHITA FALLS, TX | 41 | $ 5,665,000 | $ 138,000 | $ 50,000 |
| KANKAKEE, IL | 40 | $ 6,280,000 | $ 157,000 | $ 0 |
| LOGAN, UT-ID | 40 | $ 9,500,000 | $ 231,500 | $ 182,000 |
| LONGVIEW, WA | 40 | $ 9,630,000 | $ 240,000 | $ 32,000 |
| BAY CITY, MI | 39 | $ 4,175,000 | $ 107,000 | $ 42,000 |
| CHARLESTON, WV | 39 | $ 4,515,000 | $ 115,000 | $ 31,000 |
| DECATUR, AL | 39 | $ 4,655,000 | $ 119,000 | $ 44,000 |
| MICHIGAN CITY-LA PORTE, IN | 39 | $ 5,625,000 | $ 144,000 | $ 0 |
| SPRINGFIELD, IL | 39 | $ 5,215,000 | $ 133,000 | $ 157,000 |
| YAKIMA, WA | 39 | $ 7,885,000 | $ 202,000 | $ 129,000 |
| HOT SPRINGS, AR | 38 | $ 6,100,000 | $ 160,000 | $ 0 |
| MONROE, LA | 38 | $ 5,920,000 | $ 155,000 | $ 40,000 |
| THE VILLAGES, FL | 38 | $ 9,880,000 | $ 260,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 38 | $ 5,100,000 | $ 134,000 | $ 36,000 |
| ALBANY, OR | 37 | $ 8,705,000 | $ 235,000 | $ 32,000 |
| IDAHO FALLS, ID | 37 | $ 8,135,000 | $ 219,000 | $ 88,000 |
| MADISON, WI | 37 | $ 8,365,000 | $ 226,000 | $ 0 |
| SEBRING, FL | 37 | $ 5,105,000 | $ 137,000 | $ 23,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 36 | $ 7,480,000 | $ 207,000 | $ 79,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 36 | $ 6,560,000 | $ 182,000 | $ 0 |
| FLORENCE, SC | 36 | $ 6,660,000 | $ 185,000 | $ 19,000 |
| MEDFORD, OR | 36 | $ 9,320,000 | $ 258,000 | $ 165,000 |
| ATHENS-CLARKE COUNTY, GA | 35 | $ 5,605,000 | $ 160,000 | $ 0 |
| CASPER, WY | 35 | $ 6,565,000 | $ 187,000 | $ 67,000 |
| EL CENTRO, CA | 35 | $ 7,625,000 | $ 217,000 | $ 65,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 35 | $ 15,155,000 | $ 433,000 | $ 170,000 |
| COLLEGE STATION-BRYAN, TX | 34 | $ 6,420,000 | $ 188,000 | $ 0 |
| ST. JOSEPH, MO-KS | 34 | $ 4,170,000 | $ 122,000 | $ 63,000 |
| TERRE HAUTE, IN | 34 | $ 3,760,000 | $ 110,000 | $ 56,000 |
| FARMINGTON, NM | 32 | $ 6,020,000 | $ 188,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 32 | $ 3,990,000 | $ 124,000 | $ 0 |
| KOKOMO, IN | 32 | $ 3,450,000 | $ 107,000 | $ 104,000 |
| RAPID CITY, SD | 32 | $ 7,420,000 | $ 231,000 | $ 0 |
| WHEELING, WV-OH | 32 | $ 4,400,000 | $ 136,500 | $ 0 |
| CHAMPAIGN-URBANA, IL | 31 | $ 3,695,000 | $ 119,000 | $ 0 |
| TRENTON, NJ | 31 | $ 6,785,000 | $ 218,000 | $ 44,000 |
| VICTORIA, TX | 31 | $ 5,245,000 | $ 169,000 | $ 50,000 |
| AMES, IA | 30 | $ 4,550,000 | $ 151,000 | $ 220,000 |
| JANESVILLE-BELOIT, WI | 30 | $ 4,760,000 | $ 158,000 | $ 82,000 |
| MUNCIE, IN | 30 | $ 3,140,000 | $ 104,000 | $ 36,000 |
| SAN ANGELO, TX | 30 | $ 4,140,000 | $ 138,000 | $ 0 |
| LEBANON, PA | 29 | $ 4,825,000 | $ 166,000 | $ 58,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 29 | $ 7,115,000 | $ 245,000 | $ 24,000 |
| TWIN FALLS, ID | 29 | $ 5,505,000 | $ 189,000 | $ 43,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 29 | $ 3,085,000 | $ 106,000 | $ 0 |
| APPLETON, WI | 28 | $ 4,770,000 | $ 170,000 | $ 53,000 |
| GETTYSBURG, PA | 28 | $ 5,940,000 | $ 212,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 28 | $ 3,000,000 | $ 107,000 | $ 0 |
| ROME, GA | 28 | $ 3,940,000 | $ 140,000 | $ 84,000 |
| BILLINGS, MT | 27 | $ 6,425,000 | $ 237,000 | $ 91,000 |
| CARBONDALE-MARION, IL | 27 | $ 3,785,000 | $ 140,000 | $ 37,000 |
| PINE BLUFF, AR | 27 | $ 3,545,000 | $ 131,000 | $ 13,000 |
| WAUSAU, WI | 27 | $ 4,525,000 | $ 167,000 | $ 125,000 |
| ANN ARBOR, MI | 26 | $ 5,640,000 | $ 216,000 | $ 48,000 |
| BELLINGHAM, WA | 26 | $ 6,610,000 | $ 254,000 | $ 0 |
| BLOOMINGTON, IL | 26 | $ 3,300,000 | $ 126,000 | $ 37,000 |
| BOULDER, CO | 26 | $ 10,510,000 | $ 404,000 | $ 54,000 |
| OSHKOSH-NEENAH, WI | 26 | $ 3,950,000 | $ 151,000 | $ 89,000 |
| VINELAND-BRIDGETON, NJ | 26 | $ 3,980,000 | $ 153,000 | $ 0 |
| BEND-REDMOND, OR | 25 | $ 7,275,000 | $ 291,000 | $ 85,000 |
| DALTON, GA | 25 | $ 3,825,000 | $ 153,000 | $ 44,000 |
| DECATUR, IL | 25 | $ 2,335,000 | $ 93,000 | $ 24,000 |
| SHERMAN-DENISON, TX | 25 | $ 3,885,000 | $ 155,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 25 | $ 3,235,000 | $ 150,666 | $ 60,000 |
| BANGOR, ME | 23 | $ 2,765,000 | $ 120,000 | $ 48,000 |
| MANSFIELD, OH | 23 | $ 3,635,000 | $ 158,000 | $ 0 |
| MIDLAND, MI | 23 | $ 3,245,000 | $ 141,000 | $ 44,000 |
| ROANOKE, VA | 23 | $ 5,405,000 | $ 235,000 | $ 89,000 |
| BOWLING GREEN, KY | 22 | $ 2,930,000 | $ 133,000 | $ 0 |
| GADSDEN, AL | 22 | $ 3,260,000 | $ 148,000 | $ 480,000 |
| WINCHESTER, VA-WV | 22 | $ 5,290,000 | $ 220,000 | $ 93,000 |
| FARGO, ND-MN | 21 | $ 3,945,000 | $ 172,000 | $ 53,500 |
| FLAGSTAFF, AZ | 21 | $ 4,375,000 | $ 208,000 | $ 51,000 |
| GREEN BAY, WI | 21 | $ 3,455,000 | $ 164,000 | $ 0 |
| JOHNSTOWN, PA | 21 | $ 2,455,000 | $ 116,000 | $ 119,000 |
| MOUNT VERNON-ANACORTES, WA | 21 | $ 5,935,000 | $ 282,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 21 | $ 3,295,000 | $ 156,000 | $ 30,000 |
| NORWICH-NEW LONDON, CT | 21 | $ 3,925,000 | $ 186,000 | $ 0 |
| POCATELLO, ID | 21 | $ 3,985,000 | $ 189,000 | $ 34,000 |
| BLOOMINGTON, IN | 20 | $ 3,420,000 | $ 171,000 | $ 0 |
| FAIRBANKS, AK | 20 | $ 4,530,000 | $ 226,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 20 | $ 14,130,000 | $ 706,000 | $ 17,000 |
| SANTA FE, NM | 20 | $ 5,490,000 | $ 274,000 | $ 64,000 |
| WICHITA, KS | 20 | $ 3,770,000 | $ 188,000 | $ 0 |
| LYNCHBURG, VA | 19 | $ 3,675,000 | $ 193,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 19 | $ 5,775,000 | $ 303,000 | $ 0 |
| CUMBERLAND, MD-WV | 18 | $ 2,480,000 | $ 143,500 | $ 0 |
| LEWISTON, ID-WA | 18 | $ 3,420,000 | $ 181,500 | $ 0 |
| PITTSFIELD, MA | 18 | $ 2,770,000 | $ 153,000 | $ 30,000 |
| ROCHESTER, MN | 18 | $ 3,060,000 | $ 170,000 | $ 0 |
| HATTIESBURG, MS | 17 | $ 2,635,000 | $ 155,000 | $ 35,000 |
| WILLIAMSPORT, PA | 17 | $ 2,225,000 | $ 130,000 | $ 22,000 |
| ST. CLOUD, MN | 16 | $ 2,310,000 | $ 144,000 | $ 0 |
| STATE COLLEGE, PA | 15 | $ 2,655,000 | $ 177,000 | $ 0 |
| WENATCHEE, WA | 15 | $ 4,085,000 | $ 272,000 | $ 79,000 |
| BARNSTABLE TOWN, MA | 14 | $ 4,240,000 | $ 302,000 | $ 0 |
| DANVILLE, IL | 14 | $ 1,470,000 | $ 105,000 | $ 500,000 |
| GRAND ISLAND, NE | 14 | $ 1,790,000 | $ 127,000 | $ 42,000 |
| GRANTS PASS, OR | 14 | $ 3,710,000 | $ 265,000 | $ 43,000 |
| IOWA CITY, IA | 14 | $ 2,260,000 | $ 161,000 | $ 0 |
| LIMA, OH | 14 | $ 1,720,000 | $ 122,000 | $ 61,000 |
| MANHATTAN, KS | 14 | $ 3,130,000 | $ 223,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 14 | $ 2,360,000 | $ 168,000 | $ 48,000 |
| BISMARCK, ND | 13 | $ 2,715,000 | $ 208,000 | $ 76,000 |
| CARSON CITY, NV | 13 | $ 2,795,000 | $ 215,000 | $ 0 |
| COLUMBUS, IN | 13 | $ 2,135,000 | $ 164,000 | $ 0 |
| OWENSBORO, KY | 13 | $ 1,635,000 | $ 125,000 | $ 60,000 |
| SHEBOYGAN, WI | 13 | $ 2,025,000 | $ 155,000 | $ 67,000 |
| STAUNTON-WAYNESBORO, VA | 13 | $ 2,115,000 | $ 162,000 | $ 0 |
| CHARLOTTESVILLE, VA | 12 | $ 3,200,000 | $ 266,000 | $ 0 |
| GREAT FALLS, MT | 12 | $ 2,700,000 | $ 225,000 | $ 20,000 |
| SANTA CRUZ-WATSONVILLE, CA | 12 | $ 6,390,000 | $ 532,000 | $ 135,000 |
| DUBUQUE, IA | 11 | $ 1,135,000 | $ 103,000 | $ 0 |
| EAU CLAIRE, WI | 11 | $ 2,175,000 | $ 197,000 | $ 0 |
| NAPA, CA | 11 | $ 5,165,000 | $ 469,000 | $ 606,000 |
| BLOOMSBURG-BERWICK, PA | 10 | $ 1,300,000 | $ 130,000 | $ 0 |
| MISSOULA, MT | 10 | $ 2,250,000 | $ 225,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,485,000 | $ 165,000 | $ 0 |
| GRAND FORKS, ND-MN | 9 | $ 1,375,000 | $ 152,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 9 | $ 1,605,000 | $ 150,500 | $ 0 |
| OCEAN CITY, NJ | 9 | $ 2,185,000 | $ 242,000 | $ 0 |
| BECKLEY, WV | 8 | $ 1,330,000 | $ 166,000 | $ 49,000 |
| CORVALLIS, OR | 8 | $ 2,230,000 | $ 278,000 | $ 0 |
| FOND DU LAC, WI | 8 | $ 1,180,000 | $ 147,000 | $ 0 |
| MORGANTOWN, WV | 8 | $ 1,260,000 | $ 157,000 | $ 48,000 |
| SAN RAFAEL, CA | 8 | $ 6,380,000 | $ 797,000 | $ 145,000 |
| ENID, OK | 7 | $ 685,000 | $ 97,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 7 | $ 2,245,000 | $ 320,000 | $ 0 |
| WALLA WALLA, WA | 7 | $ 1,515,000 | $ 216,000 | $ 0 |
| HARRISONBURG, VA | 6 | $ 1,220,000 | $ 203,000 | $ 0 |
| LAWRENCE, KS | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| AGUADILLA-ISABELA, PR | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| ARECIBO, PR | 2 | $ 250,000 | $ 125,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 520,000 | $ 260,000 | $ 0 |
| PONCE, PR | 2 | $ 230,000 | $ 115,000 | $ 0 |
| TOPEKA, KS | 2 | $ 470,000 | $ 235,000 | $ 0 |
| GUAYAMA, PR | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| PONCE-YAUCO-COAMO, PR | 1 | $ 85,000 | $ 85,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 62,731 | $13,190,425,000 | $210,000 | $2,635,000 | $85,000 | $7,748,000 |
| Home Purchase | 6,204 | $1,634,250,000 | $263,000 | $4,005,000 | $64,000 | $333,000 |
| Cash-out Refinancing | 2,721 | $813,965,000 | $299,000 | $1,565,000 | $70,000 | $615,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,369 | $5,018,655,000 | $190,000 | $1,805,000 | $73,000 | $1,560,000 |
| Not Provided | 18,342 | $4,365,720,000 | $238,000 | $4,005,000 | $84,000 | $4,252,000 |
| Not applicable | 12,472 | $3,275,480,000 | $262,000 | $1,745,000 | $0 | $0 |
| Black or African American | 8,303 | $1,609,455,000 | $193,000 | $1,165,000 | $75,000 | $1,224,000 |
| Hispanic | 4,982 | $1,058,090,000 | $212,000 | $1,385,000 | $91,000 | $7,748,000 |
| Asian | 630 | $191,870,000 | $304,000 | $2,635,000 | $92,000 | $261,000 |
| American Indian or Alaskan Native | 377 | $71,955,000 | $190,000 | $775,000 | $72,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 135 | $36,115,000 | $267,000 | $895,000 | $89,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 41,240 | $9,935,740,000 | $240,000 | $2,635,000 | $80,000 | $4,252,000 |
| FHA-insured (Federal Housing Administration) | 29,056 | $5,463,030,000 | $188,000 | $935,000 | $74,000 | $7,748,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 915 | $137,895,000 | $150,000 | $545,000 | $58,000 | $113,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 445 | $101,975,000 | $229,000 | $4,005,000 | $86,000 | $375,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,026 | $6,703,020,000 | $223,000 | $2,635,000 | $79,000 | $576,000 |
| Application Approved But Not Accepted | 15,355 | $2,903,315,000 | $189,000 | $1,475,000 | $90,000 | $4,252,000 |
| Loan Purchased By The Institution | 12,472 | $3,275,480,000 | $262,000 | $1,745,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4,920 | $1,000,380,000 | $203,000 | $4,005,000 | $73,000 | $7,748,000 |
| File Closed For Incompleteness | 4,614 | $1,023,780,000 | $221,000 | $1,385,000 | $82,000 | $4,252,000 |
| Application Denied By Financial Institution | 4,269 | $732,665,000 | $171,000 | $955,000 | $62,000 | $738,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 67,387 | $14,905,975,000 | $221,000 | $4,005,000 | $80,000 | $7,748,000 |
| Other | 2,333 | $408,795,000 | $175,000 | $795,000 | $64,000 | $256,000 |
| Credit History | 1,490 | $242,690,000 | $162,000 | $635,000 | $64,000 | $738,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 342 | $57,850,000 | $169,000 | $485,000 | $65,000 | $148,000 |
| Debt-To-Income Ratio | 79 | $19,625,000 | $248,000 | $955,000 | $55,000 | $204,000 |
| Collateral | 17 | $2,205,000 | $129,000 | $325,000 | $47,000 | $75,000 |
| Employment History | 6 | $1,260,000 | $210,000 | $325,000 | $64,000 | $90,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $145,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.