Village Capital & Investment Mortgage Lending & HMDA Data, 2014
In 2014, Village Capital & Investment of Henderson, NV reported 9,610 mortgage applications totaling $1.3 billion, down 20% from 2013. The average application was for $131,742, and applicants reported an average income of $45. 36% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (338), Atlanta-Sandy Springs-Roswell, GA (335) and Dallas-Plano-Irving, TX (292) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 9,610 |
| Total Mortgage Loan Application Amount | $1,266,043,000 |
| Average Mortgage Loan Application Amount | $131,742 |
| Highest Mortgage Loan Application Amount | $711,000 |
| Average Applicant Income | $45 |
| Highest Applicant Income | $600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 338 | $ 40,565,000 | $ 120,014 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 335 | $ 46,458,000 | $ 138,680 | $ 0 |
| Dallas-Plano-Irving, TX | 292 | $ 33,677,000 | $ 115,332 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 202 | $ 29,904,000 | $ 148,039 | $ 0 |
| Fort Worth-Arlington, TX | 198 | $ 21,871,000 | $ 110,459 | $ 0 |
| San Antonio-New Braunfels, TX | 183 | $ 20,792,000 | $ 113,617 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 181 | $ 28,137,000 | $ 155,453 | $ 0 |
| Philadelphia, PA | 148 | $ 17,658,000 | $ 119,310 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 144 | $ 15,771,000 | $ 109,520 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 143 | $ 23,480,000 | $ 164,195 | $ 0 |
| St. Louis, MO-IL | 143 | $ 16,476,000 | $ 115,216 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 135 | $ 16,579,000 | $ 122,807 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 135 | $ 22,714,000 | $ 168,251 | $ 0 |
| Baltimore-Columbia-Towson, MD | 121 | $ 20,846,000 | $ 172,280 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 117 | $ 14,125,000 | $ 120,726 | $ 0 |
| Columbus, OH | 116 | $ 13,659,000 | $ 117,750 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 112 | $ 14,127,000 | $ 126,133 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 109 | $ 15,960,000 | $ 146,422 | $ 0 |
| Austin-Round Rock, TX | 108 | $ 13,535,000 | $ 125,324 | $ 0 |
| Cleveland-Elyria, OH | 105 | $ 12,123,000 | $ 115,457 | $ 0 |
| Denver-Aurora-Lakewood, CO | 100 | $ 16,993,000 | $ 169,930 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 100 | $ 25,001,000 | $ 250,010 | $ 1,000 |
| Orlando-Kissimmee-Sanford, FL | 97 | $ 13,891,000 | $ 143,206 | $ 0 |
| Albuquerque, NM | 92 | $ 11,840,000 | $ 128,695 | $ 0 |
| Jacksonville, FL | 92 | $ 11,573,000 | $ 125,793 | $ 0 |
| Raleigh, NC | 89 | $ 11,324,000 | $ 127,235 | $ 0 |
| Cincinnati, OH-KY-IN | 84 | $ 11,305,000 | $ 134,583 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 80 | $ 20,786,000 | $ 259,825 | $ 8,000 |
| Warren-Troy-Farmington Hills, MI | 79 | $ 10,472,000 | $ 132,556 | $ 0 |
| Birmingham-Hoover, AL | 75 | $ 9,090,000 | $ 121,200 | $ 0 |
| Kansas City, MO-KS | 74 | $ 8,245,000 | $ 111,418 | $ 0 |
| Pittsburgh, PA | 74 | $ 7,255,000 | $ 98,040 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 66 | $ 7,476,000 | $ 113,272 | $ 0 |
| Camden, NJ | 65 | $ 9,825,000 | $ 151,153 | $ 1,000 |
| Columbia, SC | 64 | $ 8,188,000 | $ 127,937 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 64 | $ 16,074,000 | $ 251,156 | $ 0 |
| Memphis, TN-MS-AR | 62 | $ 6,770,000 | $ 109,193 | $ 0 |
| Newark, NJ-PA | 60 | $ 13,297,000 | $ 221,616 | $ 1,900 |
| Hartford-West Hartford-East Hartford, CT | 59 | $ 9,914,000 | $ 168,033 | $ 0 |
| Tucson, AZ | 54 | $ 6,878,000 | $ 127,370 | $ 0 |
| Greensboro-High Point, NC | 52 | $ 5,753,000 | $ 110,634 | $ 0 |
| Knoxville, TN | 52 | $ 5,646,000 | $ 108,576 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 52 | $ 7,580,000 | $ 145,769 | $ 1,000 |
| Wilmington, DE-MD-NJ | 51 | $ 9,605,000 | $ 188,333 | $ 784 |
| Sacramento--Roseville--Arden-Arcade, CA | 50 | $ 10,937,000 | $ 218,740 | $ 1,000 |
| El Paso, TX | 48 | $ 5,146,000 | $ 107,208 | $ 0 |
| Gary, IN | 48 | $ 6,184,000 | $ 128,833 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 48 | $ 7,317,000 | $ 152,437 | $ 0 |
| Dayton, OH | 47 | $ 4,699,000 | $ 99,978 | $ 0 |
| Grand Rapids-Wyoming, MI | 45 | $ 4,759,000 | $ 105,755 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 45 | $ 4,630,000 | $ 102,888 | $ 0 |
| Montgomery, AL | 44 | $ 4,783,000 | $ 108,704 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 43 | $ 6,334,000 | $ 147,302 | $ 2,790 |
| Huntsville, AL | 43 | $ 5,035,000 | $ 117,093 | $ 0 |
| Augusta-Richmond County, GA-SC | 42 | $ 4,445,000 | $ 105,833 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 7,252,000 | $ 181,300 | $ 0 |
| Providence-Warwick, RI-MA | 39 | $ 7,682,000 | $ 196,974 | $ 1,000 |
| Montgomery County-Bucks County-Chester County, PA | 37 | $ 6,244,000 | $ 168,756 | $ 0 |
| Akron, OH | 36 | $ 4,105,000 | $ 114,027 | $ 0 |
| Charleston-North Charleston, SC | 35 | $ 5,180,000 | $ 148,000 | $ 1,000 |
| Killeen-Temple, TX | 35 | $ 3,685,000 | $ 105,285 | $ 1,000 |
| Lakeland-Winter Haven, FL | 34 | $ 3,639,000 | $ 107,029 | $ 3,000 |
| Colorado Springs, CO | 33 | $ 4,505,000 | $ 136,515 | $ 1,000 |
| Fayetteville, NC | 33 | $ 3,673,000 | $ 111,303 | $ 0 |
| Winston-Salem, NC | 31 | $ 3,255,000 | $ 105,000 | $ 0 |
| Mobile, AL | 30 | $ 3,051,000 | $ 101,700 | $ 0 |
| Toledo, OH | 30 | $ 3,530,000 | $ 117,666 | $ 0 |
| Louisville/Jefferson County, KY-IN | 29 | $ 3,753,000 | $ 129,413 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 28 | $ 3,273,000 | $ 116,892 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 3,569,000 | $ 132,185 | $ 0 |
| New Haven-Milford, CT | 27 | $ 4,455,000 | $ 165,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 27 | $ 2,244,000 | $ 83,111 | $ 0 |
| Fort Wayne, IN | 26 | $ 2,545,000 | $ 97,884 | $ 0 |
| South Bend-Mishawaka, IN-MI | 26 | $ 2,350,000 | $ 90,384 | $ 0 |
| Bakersfield, CA | 25 | $ 3,942,000 | $ 157,680 | $ 0 |
| Canton-Massillon, OH | 25 | $ 2,304,000 | $ 92,160 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 3,654,000 | $ 146,160 | $ 2,000 |
| Clarksville, TN-KY | 24 | $ 2,768,000 | $ 115,333 | $ 0 |
| Salisbury, MD-DE | 24 | $ 3,711,000 | $ 154,625 | $ 0 |
| Salt Lake City, UT | 24 | $ 3,725,000 | $ 155,208 | $ 2,000 |
| Warner Robins, GA | 24 | $ 2,674,000 | $ 111,416 | $ 0 |
| Chattanooga, TN-GA | 23 | $ 2,299,000 | $ 99,956 | $ 1,695 |
| Durham-Chapel Hill, NC | 23 | $ 3,029,000 | $ 131,695 | $ 0 |
| Lake County-Kenosha County, IL-WI | 23 | $ 3,329,000 | $ 144,739 | $ 0 |
| Laredo, TX | 23 | $ 2,367,000 | $ 102,913 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 23 | $ 6,481,000 | $ 281,782 | $ 2,000 |
| Reno, NV | 23 | $ 3,687,000 | $ 160,304 | $ 0 |
| Fresno, CA | 22 | $ 3,452,000 | $ 156,909 | $ 0 |
| Greeley, CO | 22 | $ 3,431,000 | $ 155,954 | $ 1,000 |
| Harrisburg-Carlisle, PA | 22 | $ 2,811,000 | $ 127,772 | $ 0 |
| Pueblo, CO | 22 | $ 2,289,000 | $ 104,045 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 22 | $ 2,234,000 | $ 101,545 | $ 0 |
| Cape Coral-Fort Myers, FL | 21 | $ 2,534,000 | $ 120,666 | $ 1,000 |
| Columbus, GA-AL | 21 | $ 2,521,000 | $ 120,047 | $ 0 |
| Elgin, IL | 21 | $ 3,195,000 | $ 152,142 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 2,427,000 | $ 115,571 | $ 0 |
| Portland-South Portland, ME | 21 | $ 3,277,000 | $ 156,047 | $ 1,000 |
| Rockford, IL | 21 | $ 1,991,000 | $ 94,809 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 21 | $ 5,408,000 | $ 257,523 | $ 3,000 |
| Springfield, MO | 21 | $ 2,153,000 | $ 102,523 | $ 0 |
| Stockton-Lodi, CA | 21 | $ 3,363,000 | $ 160,142 | $ 0 |
| Brownsville-Harlingen, TX | 20 | $ 1,587,000 | $ 79,350 | $ 3,000 |
| McAllen-Edinburg-Mission, TX | 20 | $ 2,202,000 | $ 110,100 | $ 0 |
| Ocala, FL | 20 | $ 2,022,000 | $ 101,100 | $ 0 |
| San Diego-Carlsbad, CA | 20 | $ 4,804,000 | $ 240,200 | $ 0 |
| Tuscaloosa, AL | 20 | $ 2,362,000 | $ 118,100 | $ 0 |
| Amarillo, TX | 19 | $ 2,085,000 | $ 109,736 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 19 | $ 5,344,000 | $ 281,263 | $ 0 |
| Corpus Christi, TX | 19 | $ 1,639,000 | $ 86,263 | $ 0 |
| Flint, MI | 19 | $ 1,949,000 | $ 102,578 | $ 0 |
| Homosassa Springs, FL | 19 | $ 1,896,000 | $ 99,789 | $ 0 |
| Lansing-East Lansing, MI | 19 | $ 1,938,000 | $ 102,000 | $ 2,000 |
| Port St. Lucie, FL | 19 | $ 1,929,000 | $ 101,526 | $ 1,000 |
| Savannah, GA | 19 | $ 2,335,000 | $ 122,894 | $ 2,000 |
| Tallahassee, FL | 19 | $ 2,196,000 | $ 115,578 | $ 0 |
| Macon, GA | 18 | $ 1,695,000 | $ 94,166 | $ 0 |
| York-Hanover, PA | 18 | $ 3,168,000 | $ 176,000 | $ 4,000 |
| Evansville, IN-KY | 17 | $ 1,706,000 | $ 100,352 | $ 0 |
| Lancaster, PA | 17 | $ 2,648,000 | $ 155,764 | $ 0 |
| Las Cruces, NM | 17 | $ 2,003,000 | $ 117,823 | $ 0 |
| Beaumont-Port Arthur, TX | 16 | $ 1,795,000 | $ 112,187 | $ 0 |
| Burlington, NC | 16 | $ 1,740,000 | $ 108,750 | $ 0 |
| Dover, DE | 16 | $ 2,822,000 | $ 176,375 | $ 0 |
| Kalamazoo-Portage, MI | 16 | $ 1,690,000 | $ 105,625 | $ 0 |
| Modesto, CA | 16 | $ 2,676,000 | $ 167,250 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 16 | $ 1,980,000 | $ 123,750 | $ 0 |
| Tyler, TX | 16 | $ 1,676,000 | $ 104,750 | $ 0 |
| Trenton, NJ | 15 | $ 2,265,000 | $ 151,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 14 | $ 1,338,000 | $ 95,571 | $ 10,000 |
| Provo-Orem, UT | 14 | $ 2,623,000 | $ 187,357 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 5,530,000 | $ 395,000 | $ 0 |
| Waco, TX | 14 | $ 1,565,000 | $ 111,785 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 13 | $ 3,914,000 | $ 301,076 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 1,249,000 | $ 96,076 | $ 0 |
| Janesville-Beloit, WI | 13 | $ 1,387,000 | $ 106,692 | $ 0 |
| Lubbock, TX | 13 | $ 1,432,000 | $ 110,153 | $ 0 |
| Merced, CA | 13 | $ 1,736,000 | $ 133,538 | $ 0 |
| Prescott, AZ | 13 | $ 1,637,000 | $ 125,923 | $ 0 |
| Rocky Mount, NC | 13 | $ 1,317,000 | $ 101,307 | $ 0 |
| Wilmington, NC | 13 | $ 1,650,000 | $ 126,923 | $ 0 |
| Auburn-Opelika, AL | 12 | $ 1,272,000 | $ 106,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 1,544,000 | $ 128,666 | $ 5,000 |
| Elkhart-Goshen, IN | 12 | $ 1,118,000 | $ 93,166 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 1,305,000 | $ 108,750 | $ 0 |
| Norwich-New London, CT | 12 | $ 2,188,000 | $ 182,333 | $ 0 |
| Asheville, NC | 11 | $ 1,214,000 | $ 110,363 | $ 0 |
| Decatur, AL | 11 | $ 1,073,000 | $ 97,545 | $ 0 |
| Florence, SC | 11 | $ 1,309,000 | $ 119,000 | $ 0 |
| Greenville, NC | 11 | $ 1,379,000 | $ 125,363 | $ 0 |
| Jacksonville, NC | 11 | $ 1,433,000 | $ 130,272 | $ 0 |
| Lafayette-West Lafayette, IN | 11 | $ 1,269,000 | $ 115,363 | $ 0 |
| Longview, TX | 11 | $ 1,243,000 | $ 113,000 | $ 0 |
| Morristown, TN | 11 | $ 1,553,000 | $ 141,181 | $ 0 |
| Muskegon, MI | 11 | $ 1,030,000 | $ 93,636 | $ 0 |
| Peoria, IL | 11 | $ 1,021,000 | $ 92,818 | $ 0 |
| Reading, PA | 11 | $ 1,380,000 | $ 125,454 | $ 0 |
| Spartanburg, SC | 11 | $ 1,284,000 | $ 116,727 | $ 0 |
| Vineland-Bridgeton, NJ | 11 | $ 1,214,000 | $ 110,363 | $ 1,000 |
| Visalia-Porterville, CA | 11 | $ 1,327,000 | $ 120,636 | $ 0 |
| Yuma, AZ | 11 | $ 1,295,000 | $ 117,727 | $ 0 |
| Ann Arbor, MI | 10 | $ 1,578,000 | $ 157,800 | $ 0 |
| Battle Creek, MI | 10 | $ 1,005,000 | $ 100,500 | $ 4,000 |
| Bloomington, IN | 10 | $ 1,206,000 | $ 120,600 | $ 0 |
| Chambersburg-Waynesboro, PA | 10 | $ 1,296,000 | $ 129,600 | $ 0 |
| Gainesville, FL | 10 | $ 1,031,000 | $ 103,100 | $ 0 |
| Jackson, TN | 10 | $ 1,031,000 | $ 103,100 | $ 0 |
| Joplin, MO | 10 | $ 935,000 | $ 93,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 1,055,000 | $ 105,500 | $ 0 |
| Monroe, MI | 10 | $ 1,303,000 | $ 130,300 | $ 0 |
| Panama City, FL | 10 | $ 1,134,000 | $ 113,400 | $ 0 |
| Sherman-Denison, TX | 10 | $ 911,000 | $ 91,100 | $ 0 |
| Appleton, WI | 9 | $ 974,000 | $ 108,222 | $ 0 |
| Cleveland, TN | 9 | $ 1,004,000 | $ 111,555 | $ 0 |
| College Station-Bryan, TX | 9 | $ 1,286,000 | $ 142,888 | $ 0 |
| Columbia, MO | 9 | $ 883,000 | $ 98,111 | $ 0 |
| Columbus, IN | 9 | $ 1,211,000 | $ 134,555 | $ 0 |
| Daphne-Fairhope-Foley, AL | 9 | $ 1,348,000 | $ 149,777 | $ 0 |
| Fond Du Lac, WI | 9 | $ 1,204,000 | $ 133,777 | $ 0 |
| Gadsden, AL | 9 | $ 1,274,000 | $ 141,555 | $ 0 |
| Grand Junction, CO | 9 | $ 1,275,000 | $ 141,666 | $ 0 |
| Michigan City-La Porte, IN | 9 | $ 749,000 | $ 83,222 | $ 0 |
| Odessa, TX | 9 | $ 1,074,000 | $ 119,333 | $ 0 |
| Ogden-Clearfield, UT | 9 | $ 1,287,000 | $ 143,000 | $ 0 |
| Ponce, PR | 9 | $ 1,296,000 | $ 144,000 | $ 0 |
| Springfield, IL | 9 | $ 905,000 | $ 100,555 | $ 0 |
| St. Joseph, MO-KS | 9 | $ 893,000 | $ 99,222 | $ 0 |
| Vallejo-Fairfield, CA | 9 | $ 2,186,000 | $ 242,888 | $ 0 |
| Yuba City, CA | 9 | $ 1,625,000 | $ 180,555 | $ 0 |
| Abilene, TX | 8 | $ 643,000 | $ 80,375 | $ 0 |
| Albany, GA | 8 | $ 804,000 | $ 100,500 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 8 | $ 867,000 | $ 108,375 | $ 0 |
| Chico, CA | 8 | $ 1,041,000 | $ 130,125 | $ 0 |
| Erie, PA | 8 | $ 781,000 | $ 97,625 | $ 0 |
| Farmington, NM | 8 | $ 1,267,000 | $ 158,375 | $ 0 |
| Jackson, MI | 8 | $ 743,000 | $ 92,875 | $ 0 |
| Johnson City, TN | 8 | $ 655,000 | $ 81,875 | $ 0 |
| Santa Fe, NM | 8 | $ 1,421,000 | $ 177,625 | $ 0 |
| Terre Haute, IN | 8 | $ 699,000 | $ 87,375 | $ 0 |
| Brunswick, GA | 7 | $ 995,000 | $ 142,142 | $ 0 |
| Dalton, GA | 7 | $ 594,000 | $ 84,857 | $ 0 |
| Florence-Muscle Shoals, AL | 7 | $ 733,000 | $ 104,714 | $ 0 |
| Gettysburg, PA | 7 | $ 1,286,000 | $ 183,714 | $ 0 |
| Green Bay, WI | 7 | $ 862,000 | $ 123,142 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,047,000 | $ 149,571 | $ 0 |
| Lima, OH | 7 | $ 664,000 | $ 94,857 | $ 0 |
| Punta Gorda, FL | 7 | $ 828,000 | $ 118,285 | $ 0 |
| Racine, WI | 7 | $ 1,226,000 | $ 175,142 | $ 0 |
| Sierra Vista-Douglas, AZ | 7 | $ 781,000 | $ 111,571 | $ 0 |
| Wichita Falls, TX | 7 | $ 681,000 | $ 97,285 | $ 0 |
| Arecibo, PR | 6 | $ 654,000 | $ 109,000 | $ 0 |
| Athens-Clarke County, GA | 6 | $ 560,000 | $ 93,333 | $ 0 |
| Bangor, ME | 6 | $ 698,000 | $ 116,333 | $ 0 |
| Bay City, MI | 6 | $ 680,000 | $ 113,333 | $ 0 |
| Champaign-Urbana, IL | 6 | $ 704,000 | $ 117,333 | $ 0 |
| El Centro, CA | 6 | $ 895,000 | $ 149,166 | $ 0 |
| Goldsboro, NC | 6 | $ 522,000 | $ 87,000 | $ 0 |
| Kokomo, IN | 6 | $ 614,000 | $ 102,333 | $ 0 |
| Lewiston-Auburn, ME | 6 | $ 766,000 | $ 127,666 | $ 6,000 |
| Madison, WI | 6 | $ 876,000 | $ 146,000 | $ 0 |
| Mansfield, OH | 6 | $ 619,000 | $ 103,166 | $ 0 |
| New Bern, NC | 6 | $ 562,000 | $ 93,666 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,991,000 | $ 331,833 | $ 0 |
| Saginaw, MI | 6 | $ 549,000 | $ 91,500 | $ 0 |
| Boulder, CO | 5 | $ 1,040,000 | $ 208,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 439,000 | $ 87,800 | $ 0 |
| Dothan, AL | 5 | $ 483,000 | $ 96,600 | $ 0 |
| Eau Claire, WI | 5 | $ 567,000 | $ 113,400 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 460,000 | $ 92,000 | $ 0 |
| Jefferson City, MO | 5 | $ 636,000 | $ 127,200 | $ 0 |
| Lebanon, PA | 5 | $ 552,000 | $ 110,400 | $ 0 |
| Rome, GA | 5 | $ 461,000 | $ 92,200 | $ 0 |
| San Angelo, TX | 5 | $ 753,000 | $ 150,600 | $ 0 |
| Atlantic City-Hammonton, NJ | 4 | $ 433,000 | $ 108,250 | $ 0 |
| Bloomington, IL | 4 | $ 425,000 | $ 106,250 | $ 0 |
| California-Lexington Park, MD | 4 | $ 963,000 | $ 240,750 | $ 0 |
| Decatur, IL | 4 | $ 343,000 | $ 85,750 | $ 0 |
| Fort Collins, CO | 4 | $ 813,000 | $ 203,250 | $ 0 |
| Gainesville, GA | 4 | $ 513,000 | $ 128,250 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 661,000 | $ 165,250 | $ 0 |
| Hinesville, GA | 4 | $ 345,000 | $ 86,250 | $ 0 |
| Midland, MI | 4 | $ 343,000 | $ 85,750 | $ 0 |
| Muncie, IN | 4 | $ 360,000 | $ 90,000 | $ 9,000 |
| Niles-Benton Harbor, MI | 4 | $ 391,000 | $ 97,750 | $ 0 |
| Oshkosh-Neenah, WI | 4 | $ 404,000 | $ 101,000 | $ 0 |
| Sheboygan, WI | 4 | $ 576,000 | $ 144,000 | $ 0 |
| Springfield, OH | 4 | $ 322,000 | $ 80,500 | $ 0 |
| Texarkana, TX-AR | 4 | $ 418,000 | $ 104,500 | $ 0 |
| Victoria, TX | 4 | $ 354,000 | $ 88,500 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 584,000 | $ 146,000 | $ 0 |
| Wausau, WI | 4 | $ 333,000 | $ 83,250 | $ 0 |
| Aguadilla-Isabela-San Sebastian, PR | 3 | $ 433,000 | $ 144,333 | $ 0 |
| Altoona, PA | 3 | $ 276,000 | $ 92,000 | $ 0 |
| Cape Girardeau, MO-IL | 3 | $ 359,000 | $ 119,666 | $ 0 |
| Carbondale-Marion, IL | 3 | $ 246,000 | $ 82,000 | $ 0 |
| Duluth, MN-WI | 3 | $ 312,000 | $ 104,000 | $ 0 |
| Flagstaff, AZ | 3 | $ 503,000 | $ 167,666 | $ 0 |
| Hanford-Corcoran, CA | 3 | $ 367,000 | $ 122,333 | $ 0 |
| Kankakee, IL | 3 | $ 306,000 | $ 102,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 3 | $ 250,000 | $ 83,333 | $ 0 |
| Logan, UT-ID | 3 | $ 367,000 | $ 122,333 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 517,000 | $ 172,333 | $ 0 |
| Salinas, CA | 3 | $ 727,000 | $ 242,333 | $ 0 |
| Santa Maria-Santa Barbara, CA | 3 | $ 764,000 | $ 254,666 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 510,000 | $ 170,000 | $ 0 |
| Sumter, SC | 3 | $ 354,000 | $ 118,000 | $ 0 |
| The Villages, FL | 3 | $ 206,000 | $ 68,666 | $ 0 |
| Valdosta, GA | 3 | $ 323,000 | $ 107,666 | $ 0 |
| Williamsport, PA | 3 | $ 258,000 | $ 86,000 | $ 0 |
| Worcester, MA-CT | 3 | $ 545,000 | $ 181,666 | $ 11,000 |
| Carson City, NV | 2 | $ 466,000 | $ 233,000 | $ 0 |
| Danville, IL | 2 | $ 326,000 | $ 163,000 | $ 0 |
| East Stroudsburg, PA | 2 | $ 331,000 | $ 165,500 | $ 0 |
| Guayama, PR | 2 | $ 157,000 | $ 78,500 | $ 0 |
| Johnstown, PA | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Madera, CA | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Midland, TX | 2 | $ 282,000 | $ 141,000 | $ 0 |
| San German-Cabo Rojo, PR | 2 | $ 193,000 | $ 96,500 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Sebring, FL | 2 | $ 147,000 | $ 73,500 | $ 0 |
| Weirton-Steubenville, WV-OH | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Wheeling, WV-OH | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Bowling Green, KY | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Napa, CA | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Ocean City, NJ | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Redding, CA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 348,000 | $ 348,000 | $ 0 |
| St. George, UT | 1 | $ 133,000 | $ 133,000 | $ 0 |
| State College, PA | 1 | $ 146,000 | $ 146,000 | $ 0 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,605 | $1,265,176,000 | $131,000 | $711,000 | $0 | $600,000 |
| Home Purchase | 5 | $867,000 | $173,000 | $235,000 | $87,000 | $150,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,637 | $734,703,000 | $130,000 | $711,000 | $0 | $150,000 |
| Black or African American | 2,102 | $271,210,000 | $129,000 | $615,000 | $0 | $600,000 |
| Hispanic | 1,461 | $194,647,000 | $133,000 | $674,000 | $0 | $74,000 |
| Asian | 162 | $31,434,000 | $194,000 | $687,000 | $0 | $55,000 |
| Not Provided | 154 | $20,081,000 | $130,000 | $368,000 | $1,000 | $83,000 |
| American Indian or Alaskan Native | 52 | $6,818,000 | $131,000 | $356,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 42 | $7,150,000 | $170,000 | $547,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 9,054 | $1,190,470,000 | $131,000 | $711,000 | $0 | $600,000 |
| VA-guaranteed (Veterans Administration) | 556 | $75,573,000 | $135,000 | $644,000 | $0 | $26,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,751 | $489,317,000 | $130,000 | $683,000 | $0 | $83,000 |
| Loan Originated | 3,470 | $460,192,000 | $132,000 | $580,000 | $0 | $105,000 |
| Application Denied By Financial Institution | 1,877 | $242,675,000 | $129,000 | $711,000 | $0 | $600,000 |
| Application Approved But Not Accepted | 386 | $57,806,000 | $149,000 | $620,000 | $0 | $41,000 |
| File Closed For Incompleteness | 113 | $14,134,000 | $125,000 | $547,000 | $0 | $16,000 |
| Loan Purchased By The Institution | 13 | $1,919,000 | $147,000 | $309,000 | $30,000 | $123,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 902 | $116,551,000 | $129,000 | $493,000 | $0 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 470 | $59,216,000 | $125,000 | $551,000 | $0 | $22,000 |
| Other | 458 | $61,295,000 | $133,000 | $711,000 | $1,000 | $600,000 |
| Unverifiable Information | 11 | $1,239,000 | $112,000 | $174,000 | $3,000 | $35,000 |
| Debt-To-Income Ratio | 11 | $1,519,000 | $138,000 | $304,000 | $20,000 | $62,000 |
| Credit Application Incomplete | 7 | $723,000 | $103,000 | $154,000 | $0 | $0 |
| Employment History | 5 | $749,000 | $149,000 | $200,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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