Village Capital & Investment Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Village Capital & Investment Llc 2863 St. Rose Parkway Dover, DE 89052 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 9,610 |
| Total Mortgage Loan Application Amount | $1,266,043,000 |
| Average Mortgage Loan Application Amount | $152,000 |
| Highest Mortgage Loan Application Amount | $711,000 |
| Average Applicant Income | $43,500 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Village Capital & Investment Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Village Capital & Investment Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Village Capital & Investment Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Village Capital & Investment Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Village Capital & Investment Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Village Capital & Investment Llc's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 338 | $ 40,565,000 | $ 120,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 335 | $ 46,458,000 | $ 138,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 292 | $ 33,677,000 | $ 115,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 202 | $ 29,904,000 | $ 148,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 198 | $ 21,871,000 | $ 110,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 183 | $ 20,792,000 | $ 113,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 181 | $ 28,137,000 | $ 155,000 | $ 0 |
| PHILADELPHIA, PA | 148 | $ 17,658,000 | $ 119,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 144 | $ 15,771,000 | $ 109,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 143 | $ 23,480,000 | $ 164,000 | $ 0 |
| ST. LOUIS, MO-IL | 143 | $ 16,476,000 | $ 109,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 135 | $ 16,579,000 | $ 128,500 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 135 | $ 22,714,000 | $ 168,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 121 | $ 20,846,000 | $ 172,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 117 | $ 14,125,000 | $ 120,000 | $ 0 |
| COLUMBUS, OH | 116 | $ 13,659,000 | $ 117,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 112 | $ 14,127,000 | $ 126,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 109 | $ 15,960,000 | $ 146,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 108 | $ 13,535,000 | $ 125,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 105 | $ 12,123,000 | $ 115,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 100 | $ 16,993,000 | $ 169,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 100 | $ 25,001,000 | $ 250,000 | $ 1,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 97 | $ 13,891,000 | $ 143,000 | $ 0 |
| ALBUQUERQUE, NM | 92 | $ 11,840,000 | $ 128,000 | $ 0 |
| JACKSONVILLE, FL | 92 | $ 11,573,000 | $ 125,000 | $ 0 |
| RALEIGH, NC | 89 | $ 11,324,000 | $ 127,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 84 | $ 11,305,000 | $ 160,333 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 80 | $ 20,786,000 | $ 259,000 | $ 8,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 79 | $ 10,472,000 | $ 132,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 75 | $ 9,090,000 | $ 121,000 | $ 0 |
| KANSAS CITY, MO-KS | 74 | $ 8,245,000 | $ 111,000 | $ 0 |
| PITTSBURGH, PA | 74 | $ 7,255,000 | $ 98,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 66 | $ 7,476,000 | $ 113,000 | $ 0 |
| CAMDEN, NJ | 65 | $ 9,825,000 | $ 151,000 | $ 1,000 |
| COLUMBIA, SC | 64 | $ 8,188,000 | $ 127,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 64 | $ 16,074,000 | $ 252,500 | $ 0 |
| MEMPHIS, TN-MS-AR | 62 | $ 6,770,000 | $ 109,000 | $ 0 |
| NEWARK, NJ-PA | 60 | $ 13,297,000 | $ 181,500 | $ 5,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 59 | $ 9,914,000 | $ 168,000 | $ 0 |
| TUCSON, AZ | 54 | $ 6,878,000 | $ 127,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 52 | $ 5,753,000 | $ 110,000 | $ 0 |
| KNOXVILLE, TN | 52 | $ 5,646,000 | $ 108,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 52 | $ 7,580,000 | $ 145,000 | $ 1,000 |
| WILMINGTON, DE-MD-NJ | 51 | $ 9,605,000 | $ 171,666 | $ 333 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 50 | $ 10,937,000 | $ 218,000 | $ 1,000 |
| EL PASO, TX | 48 | $ 5,146,000 | $ 107,000 | $ 0 |
| GARY, IN | 48 | $ 6,184,000 | $ 128,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 48 | $ 7,317,000 | $ 152,000 | $ 0 |
| DAYTON, OH | 47 | $ 4,699,000 | $ 99,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 45 | $ 4,759,000 | $ 105,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 45 | $ 4,630,000 | $ 102,000 | $ 0 |
| MONTGOMERY, AL | 44 | $ 4,783,000 | $ 108,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 43 | $ 6,334,000 | $ 176,500 | $ 10,000 |
| HUNTSVILLE, AL | 43 | $ 5,035,000 | $ 117,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 42 | $ 4,445,000 | $ 110,500 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 40 | $ 7,252,000 | $ 181,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 39 | $ 7,682,000 | $ 196,000 | $ 1,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 37 | $ 6,244,000 | $ 168,000 | $ 0 |
| AKRON, OH | 36 | $ 4,105,000 | $ 114,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 35 | $ 5,180,000 | $ 148,000 | $ 1,000 |
| KILLEEN-TEMPLE, TX | 35 | $ 3,685,000 | $ 105,000 | $ 1,000 |
| LAKELAND-WINTER HAVEN, FL | 34 | $ 3,639,000 | $ 107,000 | $ 3,000 |
| COLORADO SPRINGS, CO | 33 | $ 4,505,000 | $ 136,000 | $ 1,000 |
| FAYETTEVILLE, NC | 33 | $ 3,673,000 | $ 111,000 | $ 0 |
| WINSTON-SALEM, NC | 31 | $ 3,255,000 | $ 105,000 | $ 0 |
| MOBILE, AL | 30 | $ 3,051,000 | $ 101,000 | $ 0 |
| TOLEDO, OH | 30 | $ 3,530,000 | $ 117,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 29 | $ 3,753,000 | $ 138,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 28 | $ 3,273,000 | $ 116,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 27 | $ 3,569,000 | $ 132,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 27 | $ 4,455,000 | $ 165,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 27 | $ 2,244,000 | $ 83,000 | $ 0 |
| FORT WAYNE, IN | 26 | $ 2,545,000 | $ 97,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 26 | $ 2,350,000 | $ 98,000 | $ 0 |
| BAKERSFIELD, CA | 25 | $ 3,942,000 | $ 157,000 | $ 0 |
| CANTON-MASSILLON, OH | 25 | $ 2,304,000 | $ 92,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 25 | $ 3,654,000 | $ 146,000 | $ 2,000 |
| CLARKSVILLE, TN-KY | 24 | $ 2,768,000 | $ 108,500 | $ 0 |
| SALISBURY, MD-DE | 24 | $ 3,711,000 | $ 147,500 | $ 0 |
| SALT LAKE CITY, UT | 24 | $ 3,725,000 | $ 155,000 | $ 2,000 |
| WARNER ROBINS, GA | 24 | $ 2,674,000 | $ 111,000 | $ 0 |
| CHATTANOOGA, TN-GA | 23 | $ 2,299,000 | $ 101,000 | $ 1,500 |
| DURHAM-CHAPEL HILL, NC | 23 | $ 3,029,000 | $ 131,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 3,329,000 | $ 139,500 | $ 0 |
| LAREDO, TX | 23 | $ 2,367,000 | $ 102,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 23 | $ 6,481,000 | $ 281,000 | $ 2,000 |
| RENO, NV | 23 | $ 3,687,000 | $ 160,000 | $ 0 |
| FRESNO, CA | 22 | $ 3,452,000 | $ 156,000 | $ 0 |
| GREELEY, CO | 22 | $ 3,431,000 | $ 155,000 | $ 1,000 |
| HARRISBURG-CARLISLE, PA | 22 | $ 2,811,000 | $ 127,000 | $ 0 |
| PUEBLO, CO | 22 | $ 2,289,000 | $ 104,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 22 | $ 2,234,000 | $ 101,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 21 | $ 2,534,000 | $ 120,000 | $ 1,000 |
| COLUMBUS, GA-AL | 21 | $ 2,521,000 | $ 130,000 | $ 0 |
| ELGIN, IL | 21 | $ 3,195,000 | $ 152,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 21 | $ 2,427,000 | $ 115,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 21 | $ 3,277,000 | $ 156,000 | $ 1,000 |
| ROCKFORD, IL | 21 | $ 1,991,000 | $ 94,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 21 | $ 5,408,000 | $ 257,000 | $ 3,000 |
| SPRINGFIELD, MO | 21 | $ 2,153,000 | $ 102,000 | $ 0 |
| STOCKTON-LODI, CA | 21 | $ 3,363,000 | $ 160,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 20 | $ 1,587,000 | $ 79,000 | $ 3,000 |
| MCALLEN-EDINBURG-MISSION, TX | 20 | $ 2,202,000 | $ 110,000 | $ 0 |
| OCALA, FL | 20 | $ 2,022,000 | $ 101,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 20 | $ 4,804,000 | $ 240,000 | $ 0 |
| TUSCALOOSA, AL | 20 | $ 2,362,000 | $ 118,000 | $ 0 |
| AMARILLO, TX | 19 | $ 2,085,000 | $ 109,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 5,344,000 | $ 281,000 | $ 0 |
| CORPUS CHRISTI, TX | 19 | $ 1,639,000 | $ 86,000 | $ 0 |
| FLINT, MI | 19 | $ 1,949,000 | $ 102,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 19 | $ 1,896,000 | $ 99,000 | $ 0 |
| LANSING-EAST LANSING, MI | 19 | $ 1,938,000 | $ 102,000 | $ 2,000 |
| PORT ST. LUCIE, FL | 19 | $ 1,929,000 | $ 101,000 | $ 1,000 |
| SAVANNAH, GA | 19 | $ 2,335,000 | $ 122,000 | $ 2,000 |
| TALLAHASSEE, FL | 19 | $ 2,196,000 | $ 115,000 | $ 0 |
| MACON, GA | 18 | $ 1,695,000 | $ 94,000 | $ 0 |
| YORK-HANOVER, PA | 18 | $ 3,168,000 | $ 176,000 | $ 4,000 |
| EVANSVILLE, IN-KY | 17 | $ 1,706,000 | $ 100,000 | $ 0 |
| LANCASTER, PA | 17 | $ 2,648,000 | $ 155,000 | $ 0 |
| LAS CRUCES, NM | 17 | $ 2,003,000 | $ 117,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 16 | $ 1,795,000 | $ 112,000 | $ 0 |
| BURLINGTON, NC | 16 | $ 1,740,000 | $ 108,000 | $ 0 |
| DOVER, DE | 16 | $ 2,822,000 | $ 176,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 16 | $ 1,690,000 | $ 105,000 | $ 0 |
| MODESTO, CA | 16 | $ 2,676,000 | $ 167,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 16 | $ 1,980,000 | $ 121,500 | $ 0 |
| TYLER, TX | 16 | $ 1,676,000 | $ 104,000 | $ 0 |
| TRENTON, NJ | 15 | $ 2,265,000 | $ 151,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 14 | $ 1,338,000 | $ 95,000 | $ 10,000 |
| PROVO-OREM, UT | 14 | $ 2,623,000 | $ 187,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 5,530,000 | $ 395,000 | $ 0 |
| WACO, TX | 14 | $ 1,565,000 | $ 111,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 13 | $ 3,914,000 | $ 301,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 1,249,000 | $ 96,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 13 | $ 1,387,000 | $ 106,000 | $ 0 |
| LUBBOCK, TX | 13 | $ 1,432,000 | $ 110,000 | $ 0 |
| MERCED, CA | 13 | $ 1,736,000 | $ 133,000 | $ 0 |
| PRESCOTT, AZ | 13 | $ 1,637,000 | $ 125,000 | $ 0 |
| ROCKY MOUNT, NC | 13 | $ 1,317,000 | $ 101,000 | $ 0 |
| WILMINGTON, NC | 13 | $ 1,650,000 | $ 126,000 | $ 0 |
| AUBURN-OPELIKA, AL | 12 | $ 1,272,000 | $ 106,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 12 | $ 1,544,000 | $ 128,000 | $ 5,000 |
| ELKHART-GOSHEN, IN | 12 | $ 1,118,000 | $ 93,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 1,305,000 | $ 108,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 12 | $ 2,188,000 | $ 182,000 | $ 0 |
| ASHEVILLE, NC | 11 | $ 1,214,000 | $ 110,000 | $ 0 |
| DECATUR, AL | 11 | $ 1,073,000 | $ 97,000 | $ 0 |
| FLORENCE, SC | 11 | $ 1,309,000 | $ 119,000 | $ 0 |
| GREENVILLE, NC | 11 | $ 1,379,000 | $ 125,000 | $ 0 |
| JACKSONVILLE, NC | 11 | $ 1,433,000 | $ 130,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 11 | $ 1,269,000 | $ 115,000 | $ 0 |
| LONGVIEW, TX | 11 | $ 1,243,000 | $ 113,000 | $ 0 |
| MORRISTOWN, TN | 11 | $ 1,553,000 | $ 141,000 | $ 0 |
| MUSKEGON, MI | 11 | $ 1,030,000 | $ 93,000 | $ 0 |
| PEORIA, IL | 11 | $ 1,021,000 | $ 92,000 | $ 0 |
| READING, PA | 11 | $ 1,380,000 | $ 125,000 | $ 0 |
| SPARTANBURG, SC | 11 | $ 1,284,000 | $ 116,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 11 | $ 1,214,000 | $ 110,000 | $ 1,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 1,327,000 | $ 120,000 | $ 0 |
| YUMA, AZ | 11 | $ 1,295,000 | $ 117,000 | $ 0 |
| ANN ARBOR, MI | 10 | $ 1,578,000 | $ 157,000 | $ 0 |
| BATTLE CREEK, MI | 10 | $ 1,005,000 | $ 100,000 | $ 4,000 |
| BLOOMINGTON, IN | 10 | $ 1,206,000 | $ 120,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 1,296,000 | $ 129,000 | $ 0 |
| GAINESVILLE, FL | 10 | $ 1,031,000 | $ 103,000 | $ 0 |
| JACKSON, TN | 10 | $ 1,031,000 | $ 103,000 | $ 0 |
| JOPLIN, MO | 10 | $ 935,000 | $ 93,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 1,055,000 | $ 105,000 | $ 0 |
| MONROE, MI | 10 | $ 1,303,000 | $ 130,000 | $ 0 |
| PANAMA CITY, FL | 10 | $ 1,134,000 | $ 113,000 | $ 0 |
| SHERMAN-DENISON, TX | 10 | $ 911,000 | $ 91,000 | $ 0 |
| APPLETON, WI | 9 | $ 974,000 | $ 108,000 | $ 0 |
| CLEVELAND, TN | 9 | $ 1,004,000 | $ 111,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,286,000 | $ 142,000 | $ 0 |
| COLUMBIA, MO | 9 | $ 883,000 | $ 98,000 | $ 0 |
| COLUMBUS, IN | 9 | $ 1,211,000 | $ 134,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 9 | $ 1,348,000 | $ 149,000 | $ 0 |
| FOND DU LAC, WI | 9 | $ 1,204,000 | $ 133,000 | $ 0 |
| GADSDEN, AL | 9 | $ 1,274,000 | $ 141,000 | $ 0 |
| GRAND JUNCTION, CO | 9 | $ 1,275,000 | $ 141,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 749,000 | $ 83,000 | $ 0 |
| ODESSA, TX | 9 | $ 1,074,000 | $ 119,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 9 | $ 1,287,000 | $ 143,000 | $ 0 |
| PONCE, PR | 9 | $ 1,296,000 | $ 144,000 | $ 0 |
| SPRINGFIELD, IL | 9 | $ 905,000 | $ 100,000 | $ 0 |
| ST. JOSEPH, MO-KS | 9 | $ 893,000 | $ 99,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 2,186,000 | $ 242,000 | $ 0 |
| YUBA CITY, CA | 9 | $ 1,625,000 | $ 180,000 | $ 0 |
| ABILENE, TX | 8 | $ 643,000 | $ 80,000 | $ 0 |
| ALBANY, GA | 8 | $ 804,000 | $ 100,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 8 | $ 867,000 | $ 108,000 | $ 0 |
| CHICO, CA | 8 | $ 1,041,000 | $ 130,000 | $ 0 |
| ERIE, PA | 8 | $ 781,000 | $ 97,000 | $ 0 |
| FARMINGTON, NM | 8 | $ 1,267,000 | $ 158,000 | $ 0 |
| JACKSON, MI | 8 | $ 743,000 | $ 92,000 | $ 0 |
| JOHNSON CITY, TN | 8 | $ 655,000 | $ 81,000 | $ 0 |
| SANTA FE, NM | 8 | $ 1,421,000 | $ 177,000 | $ 0 |
| TERRE HAUTE, IN | 8 | $ 699,000 | $ 87,000 | $ 0 |
| BRUNSWICK, GA | 7 | $ 995,000 | $ 142,000 | $ 0 |
| DALTON, GA | 7 | $ 594,000 | $ 84,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 733,000 | $ 104,000 | $ 0 |
| GETTYSBURG, PA | 7 | $ 1,286,000 | $ 183,000 | $ 0 |
| GREEN BAY, WI | 7 | $ 862,000 | $ 123,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 1,047,000 | $ 149,000 | $ 0 |
| LIMA, OH | 7 | $ 664,000 | $ 94,000 | $ 0 |
| PUNTA GORDA, FL | 7 | $ 828,000 | $ 118,000 | $ 0 |
| RACINE, WI | 7 | $ 1,226,000 | $ 175,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 781,000 | $ 111,000 | $ 0 |
| WICHITA FALLS, TX | 7 | $ 681,000 | $ 97,000 | $ 0 |
| ARECIBO, PR | 6 | $ 654,000 | $ 109,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 560,000 | $ 93,000 | $ 0 |
| BANGOR, ME | 6 | $ 698,000 | $ 116,000 | $ 0 |
| BAY CITY, MI | 6 | $ 680,000 | $ 113,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 6 | $ 704,000 | $ 117,000 | $ 0 |
| EL CENTRO, CA | 6 | $ 895,000 | $ 149,000 | $ 0 |
| GOLDSBORO, NC | 6 | $ 522,000 | $ 87,000 | $ 0 |
| KOKOMO, IN | 6 | $ 614,000 | $ 102,000 | $ 0 |
| LEWISTON-AUBURN, ME | 6 | $ 766,000 | $ 127,000 | $ 6,000 |
| MADISON, WI | 6 | $ 876,000 | $ 146,000 | $ 0 |
| MANSFIELD, OH | 6 | $ 619,000 | $ 103,000 | $ 0 |
| NEW BERN, NC | 6 | $ 562,000 | $ 93,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 1,991,000 | $ 331,000 | $ 0 |
| SAGINAW, MI | 6 | $ 549,000 | $ 91,000 | $ 0 |
| BOULDER, CO | 5 | $ 1,040,000 | $ 208,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 439,000 | $ 87,000 | $ 0 |
| DOTHAN, AL | 5 | $ 483,000 | $ 96,000 | $ 0 |
| EAU CLAIRE, WI | 5 | $ 567,000 | $ 113,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 460,000 | $ 94,500 | $ 0 |
| JEFFERSON CITY, MO | 5 | $ 636,000 | $ 127,000 | $ 0 |
| LEBANON, PA | 5 | $ 552,000 | $ 110,000 | $ 0 |
| ROME, GA | 5 | $ 461,000 | $ 92,000 | $ 0 |
| SAN ANGELO, TX | 5 | $ 753,000 | $ 150,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 433,000 | $ 108,000 | $ 0 |
| BLOOMINGTON, IL | 4 | $ 425,000 | $ 106,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 963,000 | $ 240,000 | $ 0 |
| DECATUR, IL | 4 | $ 343,000 | $ 85,000 | $ 0 |
| FORT COLLINS, CO | 4 | $ 813,000 | $ 203,000 | $ 0 |
| GAINESVILLE, GA | 4 | $ 513,000 | $ 128,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 661,000 | $ 165,000 | $ 0 |
| HINESVILLE, GA | 4 | $ 345,000 | $ 86,000 | $ 0 |
| MIDLAND, MI | 4 | $ 343,000 | $ 85,000 | $ 0 |
| MUNCIE, IN | 4 | $ 360,000 | $ 90,000 | $ 9,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 391,000 | $ 97,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 4 | $ 404,000 | $ 101,000 | $ 0 |
| SHEBOYGAN, WI | 4 | $ 576,000 | $ 144,000 | $ 0 |
| SPRINGFIELD, OH | 4 | $ 322,000 | $ 80,000 | $ 0 |
| TEXARKANA, TX-AR | 4 | $ 418,000 | $ 104,000 | $ 0 |
| VICTORIA, TX | 4 | $ 354,000 | $ 88,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 584,000 | $ 146,000 | $ 0 |
| WAUSAU, WI | 4 | $ 333,000 | $ 83,000 | $ 0 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 3 | $ 433,000 | $ 144,000 | $ 0 |
| ALTOONA, PA | 3 | $ 276,000 | $ 92,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 359,000 | $ 119,000 | $ 0 |
| CARBONDALE-MARION, IL | 3 | $ 246,000 | $ 82,000 | $ 0 |
| DULUTH, MN-WI | 3 | $ 312,000 | $ 104,000 | $ 0 |
| FLAGSTAFF, AZ | 3 | $ 503,000 | $ 167,000 | $ 0 |
| HANFORD-CORCORAN, CA | 3 | $ 367,000 | $ 122,000 | $ 0 |
| KANKAKEE, IL | 3 | $ 306,000 | $ 102,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 250,000 | $ 83,000 | $ 0 |
| LOGAN, UT-ID | 3 | $ 367,000 | $ 122,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 517,000 | $ 172,000 | $ 0 |
| SALINAS, CA | 3 | $ 727,000 | $ 242,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 764,000 | $ 254,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 510,000 | $ 170,000 | $ 0 |
| SUMTER, SC | 3 | $ 354,000 | $ 118,000 | $ 0 |
| THE VILLAGES, FL | 3 | $ 206,000 | $ 68,000 | $ 0 |
| VALDOSTA, GA | 3 | $ 323,000 | $ 107,000 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 258,000 | $ 86,000 | $ 0 |
| WORCESTER, MA-CT | 3 | $ 545,000 | $ 181,000 | $ 11,000 |
| CARSON CITY, NV | 2 | $ 466,000 | $ 233,000 | $ 0 |
| DANVILLE, IL | 2 | $ 326,000 | $ 163,000 | $ 0 |
| EAST STROUDSBURG, PA | 2 | $ 331,000 | $ 165,000 | $ 0 |
| GUAYAMA, PR | 2 | $ 157,000 | $ 78,000 | $ 0 |
| JOHNSTOWN, PA | 2 | $ 143,000 | $ 71,000 | $ 0 |
| MADERA, CA | 2 | $ 312,000 | $ 156,000 | $ 0 |
| MIDLAND, TX | 2 | $ 282,000 | $ 141,000 | $ 0 |
| SAN GERMAN-CABO ROJO, PR | 2 | $ 193,000 | $ 96,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 550,000 | $ 275,000 | $ 0 |
| SEBRING, FL | 2 | $ 147,000 | $ 73,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 234,000 | $ 117,000 | $ 0 |
| WHEELING, WV-OH | 2 | $ 155,000 | $ 77,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 78,000 | $ 78,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 114,000 | $ 114,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 156,000 | $ 156,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 116,000 | $ 116,000 | $ 0 |
| NAPA, CA | 1 | $ 288,000 | $ 288,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 293,000 | $ 293,000 | $ 0 |
| REDDING, CA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 348,000 | $ 348,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 133,000 | $ 133,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 146,000 | $ 146,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,605 | $1,265,176,000 | $131,000 | $711,000 | $0 | $600,000 |
| Home Purchase | 5 | $867,000 | $173,000 | $235,000 | $87,000 | $150,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,637 | $734,703,000 | $130,000 | $711,000 | $0 | $150,000 |
| Black or African American | 2,102 | $271,210,000 | $129,000 | $615,000 | $0 | $600,000 |
| Hispanic | 1,461 | $194,647,000 | $133,000 | $674,000 | $0 | $74,000 |
| Asian | 162 | $31,434,000 | $194,000 | $687,000 | $0 | $55,000 |
| Not Provided | 154 | $20,081,000 | $130,000 | $368,000 | $1,000 | $83,000 |
| American Indian or Alaskan Native | 52 | $6,818,000 | $131,000 | $356,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 42 | $7,150,000 | $170,000 | $547,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 9,054 | $1,190,470,000 | $131,000 | $711,000 | $0 | $600,000 |
| VA-guaranteed (Veterans Administration) | 556 | $75,573,000 | $135,000 | $644,000 | $0 | $26,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,751 | $489,317,000 | $130,000 | $683,000 | $0 | $83,000 |
| Loan Originated | 3,470 | $460,192,000 | $132,000 | $580,000 | $0 | $105,000 |
| Application Denied By Financial Institution | 1,877 | $242,675,000 | $129,000 | $711,000 | $0 | $600,000 |
| Application Approved But Not Accepted | 386 | $57,806,000 | $149,000 | $620,000 | $0 | $41,000 |
| File Closed For Incompleteness | 113 | $14,134,000 | $125,000 | $547,000 | $0 | $16,000 |
| Loan Purchased By The Institution | 13 | $1,919,000 | $147,000 | $309,000 | $30,000 | $123,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 902 | $116,551,000 | $129,000 | $493,000 | $0 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 470 | $59,216,000 | $125,000 | $551,000 | $0 | $22,000 |
| Other | 458 | $61,295,000 | $133,000 | $711,000 | $1,000 | $600,000 |
| Unverifiable Information | 11 | $1,239,000 | $112,000 | $174,000 | $3,000 | $35,000 |
| Debt-To-Income Ratio | 11 | $1,519,000 | $138,000 | $304,000 | $20,000 | $62,000 |
| Credit Application Incomplete | 7 | $723,000 | $103,000 | $154,000 | $0 | $0 |
| Employment History | 5 | $749,000 | $149,000 | $200,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.