Washington Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Washington Trust Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Trust Bank 717 W Sprague Ave Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,726 |
| Total Mortgage Loan Application Amount | $419,163,000 |
| Average Mortgage Loan Application Amount | $213,666 |
| Highest Mortgage Loan Application Amount | $10,154,000 |
| Average Applicant Income | $117,333 |
| Highest Applicant Income | $3,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Washington Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Washington Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Trust Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 663 | $ 135,476,000 | $ 204,000 | $ 111,000 |
| Kootenai County Idaho | 155 | $ 27,592,000 | $ 178,000 | $ 155,000 |
| Ada County Idaho | 113 | $ 21,645,000 | $ 191,000 | $ 118,000 |
| Grant County Washington | 109 | $ 13,638,000 | $ 125,000 | $ 72,000 |
| Canyon County Idaho | 65 | $ 9,933,000 | $ 152,000 | $ 73,000 |
| King County Washington | 63 | $ 72,491,000 | $ 1,150,000 | $ 309,000 |
| Bonner County Idaho | 48 | $ 10,129,000 | $ 211,000 | $ 149,000 |
| Deschutes County Oregon | 46 | $ 14,522,000 | $ 315,000 | $ 141,000 |
| Benton County Washington | 42 | $ 7,939,000 | $ 189,000 | $ 127,000 |
| Stevens County Washington | 38 | $ 6,013,000 | $ 158,000 | $ 91,000 |
| Pend Oreille County Washington | 37 | $ 5,821,000 | $ 157,000 | $ 83,000 |
| Douglas County Washington | 28 | $ 5,651,000 | $ 201,000 | $ 87,000 |
| Chelan County Washington | 27 | $ 5,019,000 | $ 185,000 | $ 123,000 |
| Franklin County Washington | 23 | $ 4,588,000 | $ 199,000 | $ 76,000 |
| Whitman County Washington | 23 | $ 6,515,000 | $ 283,000 | $ 129,000 |
| Walla Walla County Washington | 21 | $ 4,187,000 | $ 199,000 | $ 116,000 |
| Multnomah County Oregon | 20 | $ 6,442,000 | $ 322,000 | $ 226,000 |
| Latah County Idaho | 18 | $ 2,770,000 | $ 153,000 | $ 90,000 |
| Washington County Oregon | 15 | $ 5,398,000 | $ 359,000 | $ 131,000 |
| Lane County Oregon | 14 | $ 3,309,000 | $ 236,000 | $ 108,000 |
| Clackamas County Oregon | 12 | $ 2,727,000 | $ 227,000 | $ 100,000 |
| Okanogan County Washington | 10 | $ 3,044,000 | $ 304,000 | $ 151,000 |
| Valley County Idaho | 8 | $ 1,836,000 | $ 229,000 | $ 200,000 |
| Maricopa County Arizona | 7 | $ 1,823,000 | $ 260,000 | $ 107,000 |
| Snohomish County Washington | 7 | $ 3,241,000 | $ 463,000 | $ 172,000 |
| Benton County Oregon | 6 | $ 1,025,000 | $ 170,000 | $ 118,000 |
| Nez Perce County Idaho | 5 | $ 975,000 | $ 195,000 | $ 81,000 |
| Gem County Idaho | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| Linn County Oregon | 4 | $ 578,000 | $ 144,000 | $ 144,000 |
| Polk County Oregon | 4 | $ 1,039,000 | $ 259,000 | $ 83,000 |
| Garfield County Washington | 4 | $ 729,000 | $ 182,000 | $ 95,000 |
| Kitsap County Washington | 4 | $ 1,068,000 | $ 267,000 | $ 143,000 |
| Pierce County Washington | 4 | $ 1,226,000 | $ 306,000 | $ 119,000 |
| Pima County Arizona | 3 | $ 556,000 | $ 185,000 | $ 596,000 |
| Elmore County Idaho | 3 | $ 173,000 | $ 57,000 | $ 90,000 |
| Jackson County Oregon | 3 | $ 698,000 | $ 232,000 | $ 57,000 |
| Salt Lake County Utah | 3 | $ 621,000 | $ 207,000 | $ 293,000 |
| Lincoln County Washington | 3 | $ 602,000 | $ 200,000 | $ 118,000 |
| Yakima County Washington | 3 | $ 519,000 | $ 173,000 | $ 51,000 |
| Pinal County Arizona | 2 | $ 208,000 | $ 104,000 | $ 77,000 |
| El Dorado County California | 2 | $ 511,000 | $ 255,000 | $ 112,000 |
| San Bernardino County California | 2 | $ 247,000 | $ 123,000 | $ 158,000 |
| Collier County Florida | 2 | $ 816,000 | $ 408,000 | $ 441,000 |
| Lewis County Idaho | 2 | $ 364,000 | $ 182,000 | $ 74,000 |
| Payette County Idaho | 2 | $ 712,000 | $ 356,000 | $ 178,000 |
| Shoshone County Idaho | 2 | $ 352,000 | $ 176,000 | $ 59,000 |
| Clark County Nevada | 2 | $ 184,000 | $ 92,000 | $ 136,000 |
| Crook County Oregon | 2 | $ 438,000 | $ 219,000 | $ 82,000 |
| Malheur County Oregon | 2 | $ 264,000 | $ 132,000 | $ 36,000 |
| Adams County Washington | 2 | $ 296,000 | $ 148,000 | $ 97,000 |
| Asotin County Washington | 2 | $ 424,000 | $ 212,000 | $ 106,000 |
| Clark County Washington | 2 | $ 851,000 | $ 425,000 | $ 353,000 |
| Baldwin County Alabama | 1 | $ 417,000 | $ 417,000 | $ 1,200,000 |
| Anchorage County Alaska | 1 | $ 210,000 | $ 210,000 | $ 214,000 |
| Sitka County Alaska | 1 | $ 648,000 | $ 648,000 | $ 92,000 |
| Contra Costa County California | 1 | $ 980,000 | $ 980,000 | $ 521,000 |
| Orange County California | 1 | $ 3,800,000 | $ 3,800,000 | $ 0 |
| Riverside County California | 1 | $ 400,000 | $ 400,000 | $ 215,000 |
| Sacramento County California | 1 | $ 425,000 | $ 425,000 | $ 92,000 |
| Fairfield County Connecticut | 1 | $ 450,000 | $ 450,000 | $ 195,000 |
| Lake County Florida | 1 | $ 302,000 | $ 302,000 | $ 639,000 |
| Palm Beach County Florida | 1 | $ 182,000 | $ 182,000 | $ 342,000 |
| Hawaii County Hawaii | 1 | $ 193,000 | $ 193,000 | $ 268,000 |
| Honolulu County Hawaii | 1 | $ 170,000 | $ 170,000 | $ 162,000 |
| Kauai County Hawaii | 1 | $ 263,000 | $ 263,000 | $ 34,000 |
| Adams County Idaho | 1 | $ 91,000 | $ 91,000 | $ 129,000 |
| Blaine County Idaho | 1 | $ 6,455,000 | $ 6,455,000 | $ 0 |
| Boise County Idaho | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Owyhee County Idaho | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Twin Falls County Idaho | 1 | $ 108,000 | $ 108,000 | $ 121,000 |
| Howard County Maryland | 1 | $ 417,000 | $ 417,000 | $ 214,000 |
| Yellowstone County Montana | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Dona Ana County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 127,000 |
| Westchester County New York | 1 | $ 995,000 | $ 995,000 | $ 472,000 |
| Williams County North Dakota | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 61,000 |
| Josephine County Oregon | 1 | $ 356,000 | $ 356,000 | $ 450,000 |
| Marion County Oregon | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Umatilla County Oregon | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Union County Oregon | 1 | $ 953,000 | $ 953,000 | $ 468,000 |
| Kent County Rhode Island | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Fairfax County Virginia | 1 | $ 512,000 | $ 512,000 | $ 275,000 |
| Ferry County Washington | 1 | $ 114,000 | $ 114,000 | $ 174,000 |
| Grays Harbor County Washington | 1 | $ 102,000 | $ 102,000 | $ 170,000 |
| Kittitas County Washington | 1 | $ 256,000 | $ 256,000 | $ 572,000 |
| Skagit County Washington | 1 | $ 413,000 | $ 413,000 | $ 317,000 |
| Thurston County Washington | 1 | $ 203,000 | $ 203,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Washington Trust Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,032 | $253,489,000 | $245,000 | $8,100,000 | $125,000 | $1,792,000 |
| Refinancing | 584 | $150,344,000 | $257,000 | $10,154,000 | $131,000 | $3,693,000 |
| Home Improvement | 110 | $15,330,000 | $139,000 | $1,648,000 | $96,000 | $866,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,359 | $270,870,000 | $199,000 | $1,750,000 | $122,000 | $2,305,000 |
| Not Provided | 167 | $60,124,000 | $360,000 | $5,000,000 | $220,000 | $3,693,000 |
| Hispanic | 85 | $12,328,000 | $145,000 | $743,000 | $59,000 | $280,000 |
| Not applicable | 57 | $59,075,000 | $1,036,000 | $10,154,000 | $3,000 | $198,000 |
| Asian | 35 | $11,302,000 | $322,000 | $3,500,000 | $177,000 | $1,750,000 |
| American Indian or Alaskan Native | 11 | $2,061,000 | $187,000 | $412,000 | $78,000 | $184,000 |
| Black or African American | 10 | $3,022,000 | $302,000 | $1,400,000 | $196,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $381,000 | $190,000 | $211,000 | $25,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,478 | $373,983,000 | $253,000 | $10,154,000 | $136,000 | $3,693,000 |
| FHA-insured (Federal Housing Administration) | 131 | $21,940,000 | $167,000 | $393,000 | $64,000 | $770,000 |
| VA-guaranteed (Veterans Administration) | 69 | $15,453,000 | $223,000 | $554,000 | $73,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $7,787,000 | $162,000 | $316,000 | $51,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 997 | $267,961,000 | $268,000 | $10,154,000 | $139,000 | $3,693,000 |
| Application Denied By Financial Institution | 426 | $80,435,000 | $188,000 | $1,617,000 | $90,000 | $1,355,000 |
| Application Withdrawn By Applicant | 247 | $61,268,000 | $248,000 | $5,000,000 | $136,000 | $1,750,000 |
| File Closed For Incompleteness | 49 | $8,894,000 | $181,000 | $950,000 | $104,000 | $461,000 |
| Application Approved But Not Accepted | 7 | $605,000 | $86,000 | $327,000 | $86,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Trust Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.