Crews Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Crews Bank & Trust of Wauchula, FL reported 338 mortgage applications totaling $123.0 million, up 93% from 2020. The average application was for $363,786, and applicants reported an average income of $112,600. 83% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Sebring, FL (106), Punta Gorda, FL (88) and Lakeland-Winter Haven, FL (34) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 338 |
| Total Mortgage Loan Application Amount | $122,960,000 |
| Average Mortgage Loan Application Amount | $363,786 |
| Highest Mortgage Loan Application Amount | $11,005,000 |
| Average Applicant Income | $112,600 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Highlands, Florida | 106 | $ 22,550,000 | $ 212,735 | $ 90,000 |
| Charlotte, Florida | 88 | $ 17,700,000 | $ 201,136 | $ 107,000 |
| Polk, Florida | 34 | $ 13,330,000 | $ 392,058 | $ 119,000 |
| Hardee, Florida | 31 | $ 4,595,000 | $ 148,225 | $ 82,000 |
| Sarasota, Florida | 14 | $ 3,570,000 | $ 255,000 | $ 130,000 |
| Hillsborough, Florida | 13 | $ 5,085,000 | $ 391,153 | $ 294,000 |
| DeSoto, Florida | 6 | $ 780,000 | $ 130,000 | $ 109,000 |
| Lee, Florida | 6 | $ 6,490,000 | $ 1,081,666 | $ 192,000 |
| Manatee, Florida | 4 | $ 3,080,000 | $ 770,000 | $ 332,000 |
| Volusia, Florida | 4 | $ 4,430,000 | $ 1,107,500 | $ 0 |
| Marion, Florida | 3 | $ 11,695,000 | $ 3,898,333 | $ 85,000 |
| Orange, Florida | 3 | $ 1,615,000 | $ 538,333 | $ 240,000 |
| Pasco, Florida | 3 | $ 545,000 | $ 181,666 | $ 80,000 |
| Sumter, Florida | 3 | $ 3,565,000 | $ 1,188,333 | $ 181,000 |
| Brevard, Florida | 2 | $ 2,560,000 | $ 1,280,000 | $ 0 |
| Osceola, Florida | 2 | $ 3,510,000 | $ 1,755,000 | $ 0 |
| Pinellas, Florida | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Broward, Florida | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Citrus, Florida | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Collier, Florida | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Flagler, Florida | 1 | $ 3,975,000 | $ 3,975,000 | $ 0 |
| Lake, Florida | 1 | $ 4,045,000 | $ 4,045,000 | $ 0 |
| Leon, Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Martin, Florida | 1 | $ 675,000 | $ 675,000 | $ 475,000 |
| Okeechobee, Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Putnam, Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Seminole, Florida | 1 | $ 185,000 | $ 185,000 | $ 174,000 |
| St. Lucie, Florida | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Herkimer, New York | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Shelby, Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 141 | $57,365,000 | $406,000 | $11,005,000 | $107,000 | $1,440,000 |
| Home Purchase | 121 | $41,835,000 | $345,000 | $3,305,000 | $134,000 | $1,062,000 |
| Refinancing | 50 | $13,820,000 | $276,000 | $3,975,000 | $103,000 | $417,000 |
| Other Purpose | 16 | $2,450,000 | $153,000 | $395,000 | $73,000 | $160,000 |
| Home Improvement | 10 | $7,490,000 | $749,000 | $5,705,000 | $44,000 | $94,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 224 | $45,770,000 | $204,000 | $1,355,000 | $112,000 | $1,440,000 |
| Not applicable | 51 | $65,185,000 | $1,278,000 | $11,005,000 | $0 | $0 |
| Hispanic | 39 | $6,765,000 | $173,000 | $625,000 | $97,000 | $338,000 |
| Not Provided | 14 | $3,630,000 | $259,000 | $1,005,000 | $157,000 | $691,000 |
| Asian | 4 | $740,000 | $185,000 | $285,000 | $105,000 | $174,000 |
| Black or African American | 3 | $505,000 | $168,000 | $215,000 | $84,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $35,000 | $35,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $148,000 | $148,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 338 | $122,960,000 | $363,000 | $11,005,000 | $111,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 282 | $96,530,000 | $342,000 | $4,405,000 | $112,000 | $1,062,000 |
| Application Denied By Financial Institution | 28 | $10,800,000 | $385,000 | $5,705,000 | $115,000 | $1,440,000 |
| Application Withdrawn By Applicant | 19 | $13,015,000 | $685,000 | $11,005,000 | $92,000 | $417,000 |
| Application Approved But Not Accepted | 9 | $2,615,000 | $290,000 | $945,000 | $130,000 | $475,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 338 | $122,960,000 | $363,000 | $11,005,000 | $111,000 | $1,440,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About