Wcs Lending, LLC Mortgage Lending & HMDA Data, 2012

In 2012, Wcs Lending, LLC of Boca Raton, FL reported 9,756 mortgage applications totaling $2.1 billion, up 79% from 2011. The average application was for $218,663, and applicants reported an average income of $82,998. 63% of its applications resulted in an originated loan and 14% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (827), Chicago-Joliet-Naperville, IL (413) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (394) (applications in parentheses).

Mortgage Company & Address Wcs Lending, LLC
951 Yamato Road, Suite 150
Boca Raton, FL 33431
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  
Total Number of Mortgage Applications 9,756
Total Mortgage Loan Application Amount $2,133,284,000
Average Mortgage Loan Application Amount $218,663
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $82,998
Highest Applicant Income $7,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wcs Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wcs Lending, LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Broward, Florida 394 $ 83,347,000 $ 211,540 $ 92,000
Palm Beach, Florida 328 $ 79,433,000 $ 242,173 $ 119,000
Cook, Illinois 241 $ 43,601,000 $ 180,917 $ 54,000
Polk, Florida 239 $ 31,777,000 $ 132,958 $ 46,000
Miami-Dade, Florida 194 $ 35,883,000 $ 184,963 $ 68,000
Kings, New York 165 $ 77,921,000 $ 472,248 $ 132,000
New York, New York 136 $ 64,616,000 $ 475,117 $ 266,000
Queens, New York 136 $ 53,102,000 $ 390,455 $ 89,000
Essex, New Jersey 122 $ 35,779,000 $ 293,270 $ 111,000
Riverside, California 111 $ 24,278,000 $ 218,720 $ 56,000
Nassau, New York 97 $ 37,386,000 $ 385,422 $ 181,000
Westchester, New York 97 $ 45,285,000 $ 466,855 $ 218,000
Osceola, Florida 95 $ 12,572,000 $ 132,336 $ 51,000
Los Angeles, California 90 $ 33,688,000 $ 374,311 $ 263,000
Suffolk, New York 84 $ 30,440,000 $ 362,380 $ 150,000
Pierce, Washington 83 $ 16,050,000 $ 193,373 $ 58,000
New Castle, Delaware 80 $ 15,818,000 $ 197,725 $ 61,000
Harris, Texas 78 $ 11,333,000 $ 145,294 $ 55,000
Jefferson, Alabama 76 $ 10,397,000 $ 136,802 $ 48,000
Bergen, New Jersey 75 $ 28,702,000 $ 382,693 $ 148,000
Bexar, Texas 75 $ 12,999,000 $ 173,320 $ 50,000
Hillsborough, Florida 72 $ 12,200,000 $ 169,444 $ 57,000
Union, New Jersey 64 $ 16,278,000 $ 254,343 $ 86,000
Richmond, New York 61 $ 20,189,000 $ 330,967 $ 80,000
San Diego, California 58 $ 21,057,000 $ 363,051 $ 106,000
Marion, Florida 56 $ 6,484,000 $ 115,785 $ 34,000
Hudson, New Jersey 56 $ 16,095,000 $ 287,410 $ 119,000
Broome, New York 56 $ 7,734,000 $ 138,107 $ 60,000
Yellowstone, Montana 55 $ 10,535,000 $ 191,545 $ 56,000
Franklin, Ohio 55 $ 9,383,000 $ 170,600 $ 82,000
East Baton Rouge, Louisiana 54 $ 8,803,000 $ 163,018 $ 71,000
Will, Illinois 52 $ 9,633,000 $ 185,250 $ 47,000
Saratoga, New York 52 $ 9,462,000 $ 181,961 $ 61,000
Madison, Alabama 51 $ 9,504,000 $ 186,352 $ 47,000
Kern, California 51 $ 9,111,000 $ 178,647 $ 56,000
Anchorage, Alaska 46 $ 15,070,000 $ 327,608 $ 67,000
Washington, New York 46 $ 5,761,000 $ 125,239 $ 47,000
Montgomery, Pennsylvania 46 $ 14,020,000 $ 304,782 $ 118,000
Oakland, Michigan 44 $ 10,709,000 $ 243,386 $ 158,000
Pasco, Florida 43 $ 6,453,000 $ 150,069 $ 59,000
Monmouth, New Jersey 42 $ 14,153,000 $ 336,976 $ 129,000
Ocean, New Jersey 41 $ 9,572,000 $ 233,463 $ 90,000
Shelby, Tennessee 41 $ 6,533,000 $ 159,341 $ 67,000
Bronx, New York 40 $ 16,278,000 $ 406,950 $ 98,000
Orange, California 39 $ 16,894,000 $ 433,179 $ 104,000
Prince George's, Maryland 39 $ 10,413,000 $ 267,000 $ 68,000
Hernando, Florida 38 $ 4,582,000 $ 120,578 $ 48,000
McHenry, Illinois 38 $ 6,057,000 $ 159,394 $ 51,000
Maricopa, Arizona 37 $ 7,735,000 $ 209,054 $ 109,000
Volusia, Florida 36 $ 4,890,000 $ 135,833 $ 48,000
Chemung, New York 36 $ 4,339,000 $ 120,527 $ 50,000
Tuscaloosa, Alabama 35 $ 4,722,000 $ 134,914 $ 37,000
DuPage, Illinois 35 $ 7,097,000 $ 202,771 $ 65,000
Montgomery, Maryland 35 $ 18,288,000 $ 522,514 $ 366,000
Middlesex, New Jersey 34 $ 9,192,000 $ 270,352 $ 93,000
Cuyahoga, Ohio 34 $ 3,581,000 $ 105,323 $ 56,000
Beaufort, South Carolina 34 $ 6,861,000 $ 201,794 $ 64,000
Baxter, Arkansas 33 $ 3,729,000 $ 113,000 $ 37,000
Morris, New Jersey 33 $ 10,700,000 $ 324,242 $ 101,000
Knox, Tennessee 33 $ 5,330,000 $ 161,515 $ 60,000
Fairfax, Virginia 33 $ 15,869,000 $ 480,878 $ 132,000
San Bernardino, California 32 $ 6,320,000 $ 197,500 $ 68,000
Kent, Delaware 32 $ 5,723,000 $ 178,843 $ 49,000
Lee, Florida 32 $ 4,690,000 $ 146,562 $ 67,000
Passaic, New Jersey 32 $ 8,371,000 $ 261,593 $ 103,000
Montgomery, Kansas 31 $ 3,063,000 $ 98,806 $ 43,000
Ascension, Louisiana 31 $ 5,428,000 $ 175,096 $ 55,000
Middlesex, Massachusetts 31 $ 11,013,000 $ 355,258 $ 143,000
Orange, New York 30 $ 6,668,000 $ 222,266 $ 78,000
Butler, Ohio 30 $ 4,443,000 $ 148,100 $ 57,000
Orange, Florida 29 $ 6,006,000 $ 207,103 $ 85,000
Livingston, Louisiana 29 $ 4,037,000 $ 139,206 $ 43,000
Montgomery, Tennessee 29 $ 4,714,000 $ 162,551 $ 64,000
Snohomish, Washington 29 $ 6,671,000 $ 230,034 $ 74,000
Gwinnett, Georgia 28 $ 5,774,000 $ 206,214 $ 83,000
Clark, Nevada 28 $ 4,788,000 $ 171,000 $ 128,000
Spokane, Washington 28 $ 5,216,000 $ 186,285 $ 60,000
King, Washington 27 $ 7,727,000 $ 286,185 $ 112,000
Sacramento, California 26 $ 5,810,000 $ 223,461 $ 75,000
Fairfield, Connecticut 26 $ 14,787,000 $ 568,730 $ 226,000
Flagler, Florida 26 $ 3,749,000 $ 144,192 $ 50,000
Baltimore, Maryland 26 $ 5,043,000 $ 193,961 $ 75,000
Providence, Rhode Island 26 $ 4,945,000 $ 190,192 $ 56,000
Lake, Florida 25 $ 3,799,000 $ 151,960 $ 44,000
Sussex, Delaware 24 $ 4,401,000 $ 183,375 $ 75,000
Tangipahoa, Louisiana 24 $ 3,653,000 $ 152,208 $ 48,000
Cecil, Maryland 24 $ 4,924,000 $ 205,166 $ 67,000
Camden, New Jersey 24 $ 3,681,000 $ 153,375 $ 79,000
Chester, Pennsylvania 24 $ 6,991,000 $ 291,291 $ 100,000
Greenville, South Carolina 24 $ 3,530,000 $ 147,083 $ 39,000
Davidson, Tennessee 24 $ 3,599,000 $ 149,958 $ 90,000
Hamilton, Tennessee 24 $ 4,749,000 $ 197,875 $ 74,000
Contra Costa, California 23 $ 8,042,000 $ 349,652 $ 69,000
Mecklenburg, North Carolina 23 $ 5,607,000 $ 243,782 $ 111,000
Matanuska-Susitna, Alaska 22 $ 5,129,000 $ 233,136 $ 54,000
Fulton, Georgia 22 $ 7,255,000 $ 329,772 $ 171,000
Kane, Illinois 22 $ 3,771,000 $ 171,409 $ 37,000
Warren, New York 22 $ 3,721,000 $ 169,136 $ 61,000
Bucks, Pennsylvania 22 $ 5,643,000 $ 256,500 $ 89,000
Fort Bend, Texas 22 $ 3,592,000 $ 163,272 $ 77,000
Solano, California 21 $ 3,885,000 $ 185,000 $ 56,000
Jefferson, Louisiana 21 $ 3,148,000 $ 149,904 $ 54,000
Anne Arundel, Maryland 21 $ 6,593,000 $ 313,952 $ 97,000
Rockland, New York 21 $ 6,854,000 $ 326,380 $ 105,000
Steuben, New York 21 $ 2,755,000 $ 131,190 $ 58,000
Cobb, Georgia 20 $ 3,598,000 $ 179,900 $ 95,000
Kendall, Illinois 20 $ 3,877,000 $ 193,850 $ 60,000
Lake, Illinois 20 $ 3,701,000 $ 185,050 $ 51,000
Burlington, New Jersey 20 $ 4,482,000 $ 224,100 $ 68,000
Gloucester, New Jersey 20 $ 3,718,000 $ 185,900 $ 54,000
Somerset, New Jersey 20 $ 6,622,000 $ 331,100 $ 135,000
Monroe, New York 20 $ 2,630,000 $ 131,500 $ 75,000
District of Columbia, District Of Columbia 19 $ 6,297,000 $ 331,421 $ 135,000
Hillsborough, New Hampshire 19 $ 3,154,000 $ 166,000 $ 45,000
Delaware, Ohio 19 $ 4,862,000 $ 255,894 $ 157,000
Northampton, Pennsylvania 19 $ 3,474,000 $ 182,842 $ 73,000
Lincoln, Tennessee 19 $ 2,167,000 $ 114,052 $ 45,000
San Joaquin, California 18 $ 3,706,000 $ 205,888 $ 63,000
Linn, Iowa 18 $ 2,262,000 $ 125,666 $ 48,000
Sussex, New Jersey 18 $ 4,532,000 $ 251,777 $ 87,000
Montgomery, Ohio 18 $ 2,759,000 $ 153,277 $ 50,000
Dallas, Texas 18 $ 3,045,000 $ 169,166 $ 86,000
Monterey, California 17 $ 4,941,000 $ 290,647 $ 79,000
Collier, Florida 17 $ 4,201,000 $ 247,117 $ 158,000
Monroe, Florida 17 $ 4,756,000 $ 279,764 $ 118,000
St. Lucie, Florida 17 $ 3,081,000 $ 181,235 $ 71,000
Marion, Indiana 17 $ 2,253,000 $ 132,529 $ 48,000
Orleans, Louisiana 17 $ 3,099,000 $ 182,294 $ 64,000
Tioga, New York 17 $ 2,179,000 $ 128,176 $ 51,000
Stark, Ohio 17 $ 2,166,000 $ 127,411 $ 55,000
Pulaski, Arkansas 16 $ 2,677,000 $ 167,312 $ 49,000
Alameda, California 16 $ 6,514,000 $ 407,125 $ 161,000
Berks, Pennsylvania 16 $ 2,218,000 $ 138,625 $ 44,000
Richland, South Carolina 16 $ 2,117,000 $ 132,312 $ 38,000
Spartanburg, South Carolina 16 $ 2,892,000 $ 180,750 $ 47,000
Rutherford, Tennessee 16 $ 2,775,000 $ 173,437 $ 42,000
Prince William, Virginia 16 $ 4,868,000 $ 304,250 $ 85,000
Pinellas, Florida 15 $ 2,259,000 $ 150,600 $ 79,000
St. Clair, Illinois 15 $ 3,223,000 $ 214,866 $ 19,000
Rensselaer, New York 15 $ 2,431,000 $ 162,066 $ 65,000
Hamilton, Ohio 15 $ 2,121,000 $ 141,400 $ 65,000
Summit, Ohio 15 $ 2,010,000 $ 134,000 $ 65,000
Wayne, Ohio 15 $ 1,605,000 $ 107,000 $ 39,000
Washington, Oregon 15 $ 2,899,000 $ 193,266 $ 47,000
Chesapeake, Virginia 15 $ 3,514,000 $ 234,266 $ 58,000
Loudoun, Virginia 15 $ 6,311,000 $ 420,733 $ 104,000
Labette, Kansas 14 $ 1,191,000 $ 85,071 $ 38,000
Lafayette, Louisiana 14 $ 2,253,000 $ 160,928 $ 50,000
Worcester, Massachusetts 14 $ 3,169,000 $ 226,357 $ 104,000
Albany, New York 14 $ 2,761,000 $ 197,214 $ 60,000
Sumner, Tennessee 14 $ 2,813,000 $ 200,928 $ 58,000
Denton, Texas 14 $ 2,225,000 $ 158,928 $ 72,000
Travis, Texas 14 $ 3,078,000 $ 219,857 $ 68,000
Limestone, Alabama 13 $ 1,872,000 $ 144,000 $ 58,000
San Luis Obispo, California 13 $ 2,941,000 $ 226,230 $ 178,000
Santa Clara, California 13 $ 4,594,000 $ 353,384 $ 210,000
Ventura, California 13 $ 5,147,000 $ 395,923 $ 118,000
New Haven, Connecticut 13 $ 3,331,000 $ 256,230 $ 75,000
St. Tammany, Louisiana 13 $ 2,100,000 $ 161,538 $ 51,000
Plymouth, Massachusetts 13 $ 2,898,000 $ 222,923 $ 79,000
Mercer, New Jersey 13 $ 2,377,000 $ 182,846 $ 66,000
Warren, New Jersey 13 $ 2,848,000 $ 219,076 $ 72,000
Warren, Ohio 13 $ 2,020,000 $ 155,384 $ 52,000
Monroe, Pennsylvania 13 $ 1,734,000 $ 133,384 $ 59,000
Brazoria, Texas 13 $ 2,169,000 $ 166,846 $ 129,000
Frederick, Virginia 13 $ 3,018,000 $ 232,153 $ 68,000
Virginia Beach, Virginia 13 $ 3,183,000 $ 244,846 $ 41,000
Faulkner, Arkansas 12 $ 1,911,000 $ 159,250 $ 65,000
Saline, Arkansas 12 $ 2,066,000 $ 172,166 $ 50,000
Placer, California 12 $ 4,498,000 $ 374,833 $ 254,000
San Benito, California 12 $ 2,526,000 $ 210,500 $ 49,000
Sonoma, California 12 $ 3,481,000 $ 290,083 $ 111,000
Sarasota, Florida 12 $ 4,308,000 $ 359,000 $ 132,000
St. Bernard, Louisiana 12 $ 1,586,000 $ 132,166 $ 44,000
St. John the Baptist, Louisiana 12 $ 1,547,000 $ 128,916 $ 42,000
West Baton Rouge, Louisiana 12 $ 1,871,000 $ 155,916 $ 53,000
Howard, Maryland 12 $ 4,599,000 $ 383,250 $ 107,000
Bristol, Massachusetts 12 $ 2,930,000 $ 244,166 $ 66,000
Ravalli, Montana 12 $ 1,556,000 $ 129,666 $ 37,000
Philadelphia, Pennsylvania 12 $ 2,100,000 $ 175,000 $ 66,000
Williamson, Texas 12 $ 1,596,000 $ 133,000 $ 52,000
Henrico, Virginia 12 $ 2,244,000 $ 187,000 $ 44,000
Thurston, Washington 12 $ 2,608,000 $ 217,333 $ 82,000
Putnam, West Virginia 12 $ 1,832,000 $ 152,666 $ 54,000
Morgan, Alabama 11 $ 1,687,000 $ 153,363 $ 83,000
Shelby, Alabama 11 $ 1,814,000 $ 164,909 $ 60,000
Pima, Arizona 11 $ 1,928,000 $ 175,272 $ 44,000
Boone, Arkansas 11 $ 1,597,000 $ 145,181 $ 47,000
Citrus, Florida 11 $ 1,797,000 $ 163,363 $ 58,000
Highlands, Florida 11 $ 943,000 $ 85,727 $ 27,000
Cherokee, Georgia 11 $ 2,054,000 $ 186,727 $ 78,000
Honolulu, Hawaii 11 $ 4,937,000 $ 448,818 $ 45,000
Harford, Maryland 11 $ 2,407,000 $ 218,818 $ 66,000
Norfolk, Massachusetts 11 $ 6,677,000 $ 607,000 $ 324,000
Genesee, Michigan 11 $ 1,180,000 $ 107,272 $ 56,000
Hennepin, Minnesota 11 $ 1,571,000 $ 142,818 $ 65,000
Schenectady, New York 11 $ 1,615,000 $ 146,818 $ 60,000
Licking, Ohio 11 $ 1,805,000 $ 164,090 $ 73,000
Horry, South Carolina 11 $ 1,156,000 $ 105,090 $ 32,000
Angelina, Texas 11 $ 1,459,000 $ 132,636 $ 48,000
Chesterfield, Virginia 11 $ 2,781,000 $ 252,818 $ 72,000
Baldwin, Alabama 10 $ 1,931,000 $ 193,100 $ 41,000
Mobile, Alabama 10 $ 1,118,000 $ 111,800 $ 43,000
Amador, California 10 $ 1,959,000 $ 195,900 $ 55,000
Fresno, California 10 $ 1,436,000 $ 143,600 $ 49,000
Brevard, Florida 10 $ 2,099,000 $ 209,900 $ 104,000
Manatee, Florida 10 $ 1,872,000 $ 187,200 $ 55,000
Martin, Florida 10 $ 1,840,000 $ 184,000 $ 65,000
DeKalb, Georgia 10 $ 1,213,000 $ 121,300 $ 59,000
Neosho, Kansas 10 $ 890,000 $ 89,000 $ 36,000
Natchitoches, Louisiana 10 $ 1,304,000 $ 130,400 $ 48,000
Charles, Maryland 10 $ 2,817,000 $ 281,700 $ 111,000
Frederick, Maryland 10 $ 2,872,000 $ 287,200 $ 82,000
Suffolk, Massachusetts 10 $ 3,249,000 $ 324,900 $ 193,000
Flathead, Montana 10 $ 1,621,000 $ 162,100 $ 49,000
Fairfield, Ohio 10 $ 1,675,000 $ 167,500 $ 75,000
Williamson, Tennessee 10 $ 3,288,000 $ 328,800 $ 140,000
Collin, Texas 10 $ 1,812,000 $ 181,200 $ 62,000
El Paso, Texas 10 $ 1,138,000 $ 113,800 $ 40,000
Tarrant, Texas 10 $ 2,070,000 $ 207,000 $ 60,000
Norfolk, Virginia 10 $ 1,593,000 $ 159,300 $ 45,000
Shenandoah, Virginia 10 $ 1,494,000 $ 149,400 $ 48,000
St. Clair, Alabama 9 $ 1,734,000 $ 192,666 $ 68,000
Clay, Florida 9 $ 1,541,000 $ 171,222 $ 60,000
St. Johns, Florida 9 $ 1,614,000 $ 179,333 $ 73,000
Calloway, Kentucky 9 $ 1,336,000 $ 148,444 $ 44,000
Jefferson, Kentucky 9 $ 1,025,000 $ 113,888 $ 34,000
York, Maine 9 $ 1,801,000 $ 200,111 $ 64,000
Macomb, Michigan 9 $ 1,655,000 $ 183,888 $ 61,000
Rockingham, New Hampshire 9 $ 2,201,000 $ 244,555 $ 73,000
Salem, New Jersey 9 $ 1,113,000 $ 123,666 $ 78,000
Chenango, New York 9 $ 1,074,000 $ 119,333 $ 55,000
Erie, New York 9 $ 2,051,000 $ 227,888 $ 79,000
Seneca, New York 9 $ 890,000 $ 98,888 $ 43,000
Wake, North Carolina 9 $ 2,161,000 $ 240,111 $ 83,000
Lorain, Ohio 9 $ 1,525,000 $ 169,444 $ 56,000
Carbon, Pennsylvania 9 $ 1,178,000 $ 130,888 $ 47,000
Lancaster, Pennsylvania 9 $ 1,479,000 $ 164,333 $ 52,000
Montgomery, Texas 9 $ 1,087,000 $ 120,777 $ 43,000
Salt Lake, Utah 9 $ 1,321,000 $ 146,777 $ 55,000
Lawrence, Alabama 8 $ 1,200,000 $ 150,000 $ 77,000
Alachua, Florida 8 $ 1,904,000 $ 238,000 $ 204,000
Duval, Florida 8 $ 1,836,000 $ 229,500 $ 74,000
Santa Rosa, Florida 8 $ 1,268,000 $ 158,500 $ 46,000
Maui, Hawaii 8 $ 2,802,000 $ 350,250 $ 55,000
Essex, Massachusetts 8 $ 1,871,000 $ 233,875 $ 60,000
Hunterdon, New Jersey 8 $ 2,266,000 $ 283,250 $ 65,000
Fulton, New York 8 $ 1,052,000 $ 131,500 $ 44,000
Putnam, New York 8 $ 2,985,000 $ 373,125 $ 191,000
Wayne, New York 8 $ 710,000 $ 88,750 $ 48,000
Lackawanna, Pennsylvania 8 $ 858,000 $ 107,250 $ 43,000
Anderson, South Carolina 8 $ 932,000 $ 116,500 $ 50,000
Roane, Tennessee 8 $ 1,184,000 $ 148,000 $ 39,000
Clark, Washington 8 $ 1,660,000 $ 207,500 $ 82,000
Arapahoe, Colorado 7 $ 2,111,000 $ 301,571 $ 109,000
Seminole, Florida 7 $ 1,522,000 $ 217,428 $ 77,000
Chatham, Georgia 7 $ 955,000 $ 136,428 $ 16,000
Hamilton, Indiana 7 $ 979,000 $ 139,857 $ 62,000
Johnson, Kansas 7 $ 1,335,000 $ 190,714 $ 136,000
Carroll, Maryland 7 $ 2,181,000 $ 311,571 $ 81,000
Livingston, Michigan 7 $ 1,148,000 $ 164,000 $ 89,000
Wayne, Michigan 7 $ 696,000 $ 99,428 $ 54,000
Sullivan, New Hampshire 7 $ 889,000 $ 127,000 $ 54,000
Dutchess, New York 7 $ 2,203,000 $ 314,714 $ 167,000
Ontario, New York 7 $ 907,000 $ 129,571 $ 47,000
Schuyler, New York 7 $ 989,000 $ 141,285 $ 55,000
Tompkins, New York 7 $ 934,000 $ 133,428 $ 48,000
Ulster, New York 7 $ 1,265,000 $ 180,714 $ 63,000
Clermont, Ohio 7 $ 1,009,000 $ 144,142 $ 46,000
Madison, Ohio 7 $ 1,034,000 $ 147,714 $ 71,000
Clackamas, Oregon 7 $ 1,421,000 $ 203,000 $ 79,000
Allegheny, Pennsylvania 7 $ 1,057,000 $ 151,000 $ 73,000
Butler, Pennsylvania 7 $ 1,818,000 $ 259,714 $ 113,000
Westmoreland, Pennsylvania 7 $ 628,000 $ 89,714 $ 39,000
Aiken, South Carolina 7 $ 1,107,000 $ 158,142 $ 49,000
Lexington, South Carolina 7 $ 871,000 $ 124,428 $ 40,000
Blount, Tennessee 7 $ 1,872,000 $ 267,428 $ 162,000
Campbell, Tennessee 7 $ 870,000 $ 124,285 $ 46,000
Robertson, Tennessee 7 $ 1,459,000 $ 208,428 $ 45,000
Hidalgo, Texas 7 $ 944,000 $ 134,857 $ 37,000
Spotsylvania, Virginia 7 $ 1,820,000 $ 260,000 $ 89,000
Calhoun, Alabama 6 $ 904,000 $ 150,666 $ 56,000
Butte, California 6 $ 1,146,000 $ 191,000 $ 53,000
Adams, Colorado 6 $ 1,653,000 $ 275,500 $ 76,000
El Paso, Colorado 6 $ 1,473,000 $ 245,500 $ 77,000
Jefferson, Colorado 6 $ 1,573,000 $ 262,166 $ 103,000
Hartford, Connecticut 6 $ 1,474,000 $ 245,666 $ 143,000
Windham, Connecticut 6 $ 1,221,000 $ 203,500 $ 70,000
Sumter, Florida 6 $ 1,023,000 $ 170,500 $ 57,000
Dougherty, Georgia 6 $ 1,054,000 $ 175,666 $ 54,000
Henry, Georgia 6 $ 708,000 $ 118,000 $ 59,000
Madison, Illinois 6 $ 1,314,000 $ 219,000 $ 56,000
Bartholomew, Indiana 6 $ 754,000 $ 125,666 $ 40,000
Dickinson, Kansas 6 $ 859,000 $ 143,166 $ 38,000
Terrebonne, Louisiana 6 $ 670,000 $ 111,666 $ 64,000
Lapeer, Michigan 6 $ 521,000 $ 86,833 $ 46,000
Anoka, Minnesota 6 $ 778,000 $ 129,666 $ 48,000
Sherburne, Minnesota 6 $ 900,000 $ 150,000 $ 54,000
Sullivan, New York 6 $ 1,169,000 $ 194,833 $ 81,000
Gaston, North Carolina 6 $ 1,143,000 $ 190,500 $ 90,000
Lake, Ohio 6 $ 818,000 $ 136,333 $ 51,000
Lucas, Ohio 6 $ 944,000 $ 157,333 $ 69,000
Delaware, Pennsylvania 6 $ 1,211,000 $ 201,833 $ 84,000
Luzerne, Pennsylvania 6 $ 689,000 $ 114,833 $ 40,000
Northumberland, Pennsylvania 6 $ 695,000 $ 115,833 $ 48,000
York, Pennsylvania 6 $ 940,000 $ 156,666 $ 65,000
Anderson, Tennessee 6 $ 890,000 $ 148,333 $ 66,000
Franklin, Tennessee 6 $ 663,000 $ 110,500 $ 39,000
Madison, Tennessee 6 $ 607,000 $ 101,166 $ 35,000
Galveston, Texas 6 $ 701,000 $ 116,833 $ 49,000
Guadalupe, Texas 6 $ 1,181,000 $ 196,833 $ 49,000
Hays, Texas 6 $ 961,000 $ 160,166 $ 45,000
Smith, Texas 6 $ 853,000 $ 142,166 $ 54,000
Utah, Utah 6 $ 1,401,000 $ 233,500 $ 82,000
Alexandria, Virginia 6 $ 3,068,000 $ 511,333 $ 130,000
Arlington, Virginia 6 $ 2,122,000 $ 353,666 $ 165,000
Hampton, Virginia 6 $ 1,221,000 $ 203,500 $ 58,000
Newport News, Virginia 6 $ 1,204,000 $ 200,666 $ 61,000
Stafford, Virginia 6 $ 1,477,000 $ 246,166 $ 85,000
Kanawha, West Virginia 6 $ 797,000 $ 132,833 $ 61,000
Coffee, Alabama 5 $ 820,000 $ 164,000 $ 48,000
Jackson, Alabama 5 $ 492,000 $ 98,400 $ 38,000
Montgomery, Alabama 5 $ 841,000 $ 168,200 $ 60,000
El Dorado, California 5 $ 1,090,000 $ 218,000 $ 72,000
Leon, Florida 5 $ 877,000 $ 175,400 $ 69,000
Okaloosa, Florida 5 $ 935,000 $ 187,000 $ 54,000
Douglas, Georgia 5 $ 553,000 $ 110,600 $ 48,000
Newton, Georgia 5 $ 764,000 $ 152,800 $ 44,000
Pickens, Georgia 5 $ 552,000 $ 110,400 $ 52,000
Hawaii, Hawaii 5 $ 1,584,000 $ 316,800 $ 50,000
Kootenai, Idaho 5 $ 810,000 $ 162,000 $ 45,000
Rock Island, Illinois 5 $ 582,000 $ 116,400 $ 40,000
Winnebago, Illinois 5 $ 552,000 $ 110,400 $ 78,000
LaPorte, Indiana 5 $ 817,000 $ 163,400 $ 102,000
St. Joseph, Indiana 5 $ 515,000 $ 103,000 $ 49,000
Benton, Iowa 5 $ 527,000 $ 105,400 $ 39,000
Kenton, Kentucky 5 $ 732,000 $ 146,400 $ 46,000
Assumption, Louisiana 5 $ 650,000 $ 130,000 $ 56,000
Worcester, Maryland 5 $ 1,168,000 $ 233,600 $ 131,000
Dakota, Minnesota 5 $ 1,169,000 $ 233,800 $ 84,000
Grafton, New Hampshire 5 $ 942,000 $ 188,400 $ 61,000
Merrimack, New Hampshire 5 $ 851,000 $ 170,200 $ 53,000
Cumberland, New Jersey 5 $ 949,000 $ 189,800 $ 70,000
Bernalillo, New Mexico 5 $ 716,000 $ 143,200 $ 65,000
Belmont, Ohio 5 $ 613,000 $ 122,600 $ 65,000
Medina, Ohio 5 $ 944,000 $ 188,800 $ 85,000
Pickaway, Ohio 5 $ 961,000 $ 192,200 $ 78,000
Trumbull, Ohio 5 $ 594,000 $ 118,800 $ 46,000
Multnomah, Oregon 5 $ 1,727,000 $ 345,400 $ 126,000
Cumberland, Pennsylvania 5 $ 905,000 $ 181,000 $ 52,000
Lehigh, Pennsylvania 5 $ 1,053,000 $ 210,600 $ 47,000
Kent, Rhode Island 5 $ 1,061,000 $ 212,200 $ 61,000
Charleston, South Carolina 5 $ 1,223,000 $ 244,600 $ 96,000
Jefferson, Tennessee 5 $ 738,000 $ 147,600 $ 28,000
Maury, Tennessee 5 $ 939,000 $ 187,800 $ 65,000
Sevier, Tennessee 5 $ 763,000 $ 152,600 $ 46,000
Wilson, Tennessee 5 $ 773,000 $ 154,600 $ 50,000
Jefferson, Texas 5 $ 669,000 $ 133,800 $ 59,000
Waller, Texas 5 $ 688,000 $ 137,600 $ 56,000
Wharton, Texas 5 $ 528,000 $ 105,600 $ 43,000
Gloucester, Virginia 5 $ 788,000 $ 157,600 $ 42,000
Grays Harbor, Washington 5 $ 652,000 $ 130,400 $ 46,000
Island, Washington 5 $ 1,435,000 $ 287,000 $ 55,000
Colbert, Alabama 4 $ 553,000 $ 138,250 $ 55,000
Lee, Alabama 4 $ 551,000 $ 137,750 $ 58,000
Marshall, Alabama 4 $ 412,000 $ 103,000 $ 36,000
Cochise, Arizona 4 $ 598,000 $ 149,500 $ 21,000
Marion, Arkansas 4 $ 649,000 $ 162,250 $ 39,000
Calaveras, California 4 $ 963,000 $ 240,750 $ 50,000
Marin, California 4 $ 3,193,000 $ 798,250 $ 399,000
San Francisco, California 4 $ 1,632,000 $ 408,000 $ 185,000
Stanislaus, California 4 $ 671,000 $ 167,750 $ 65,000
Tehama, California 4 $ 641,000 $ 160,250 $ 44,000
Douglas, Colorado 4 $ 1,138,000 $ 284,500 $ 69,000
Litchfield, Connecticut 4 $ 1,478,000 $ 369,500 $ 92,000
Bay, Florida 4 $ 636,000 $ 159,000 $ 65,000
Charlotte, Florida 4 $ 868,000 $ 217,000 $ 136,000
Escambia, Florida 4 $ 607,000 $ 151,750 $ 32,000
Wakulla, Florida 4 $ 508,000 $ 127,000 $ 48,000
Catoosa, Georgia 4 $ 445,000 $ 111,250 $ 34,000
Coweta, Georgia 4 $ 580,000 $ 145,000 $ 29,000
Forsyth, Georgia 4 $ 1,200,000 $ 300,000 $ 65,000
Houston, Georgia 4 $ 436,000 $ 109,000 $ 51,000
Jackson, Georgia 4 $ 622,000 $ 155,500 $ 59,000
Liberty, Georgia 4 $ 439,000 $ 109,750 $ 49,000
Richmond, Georgia 4 $ 400,000 $ 100,000 $ 22,000
Ada, Idaho 4 $ 803,000 $ 200,750 $ 106,000
DeKalb, Illinois 4 $ 450,000 $ 112,500 $ 32,000
Kankakee, Illinois 4 $ 880,000 $ 220,000 $ 34,000
Lake, Indiana 4 $ 678,000 $ 169,500 $ 26,000
Porter, Indiana 4 $ 1,873,000 $ 468,250 $ 176,000
Johnson, Iowa 4 $ 751,000 $ 187,750 $ 67,000
Boone, Kentucky 4 $ 544,000 $ 136,000 $ 50,000
Greenup, Kentucky 4 $ 332,000 $ 83,000 $ 27,000
Lafourche, Louisiana 4 $ 567,000 $ 141,750 $ 48,000
St. Charles, Louisiana 4 $ 547,000 $ 136,750 $ 48,000
St. Landry, Louisiana 4 $ 541,000 $ 135,250 $ 38,000
Aroostook, Maine 4 $ 448,000 $ 112,000 $ 62,000
Baltimore City, Maryland 4 $ 671,000 $ 167,750 $ 52,000
Calvert, Maryland 4 $ 1,040,000 $ 260,000 $ 25,000
St. Mary's, Maryland 4 $ 1,188,000 $ 297,000 $ 80,000
Kalamazoo, Michigan 4 $ 535,000 $ 133,750 $ 57,000
Washtenaw, Michigan 4 $ 695,000 $ 173,750 $ 110,000
Goodhue, Minnesota 4 $ 564,000 $ 141,000 $ 50,000
Washington, Minnesota 4 $ 953,000 $ 238,250 $ 77,000
DeSoto, Mississippi 4 $ 606,000 $ 151,500 $ 56,000
Madison, Mississippi 4 $ 742,000 $ 185,500 $ 53,000
Dawson, Montana 4 $ 836,000 $ 209,000 $ 70,000
Phillips, Montana 4 $ 522,000 $ 130,500 $ 47,000
Lancaster, Nebraska 4 $ 579,000 $ 144,750 $ 30,000
Lincoln, Nebraska 4 $ 365,000 $ 91,250 $ 36,000
Atlantic, New Jersey 4 $ 694,000 $ 173,500 $ 69,000
Sandoval, New Mexico 4 $ 667,000 $ 166,750 $ 61,000
Essex, New York 4 $ 663,000 $ 165,750 $ 55,000
Davidson, North Carolina 4 $ 898,000 $ 224,500 $ 46,000
Onslow, North Carolina 4 $ 601,000 $ 150,250 $ 15,000
Auglaize, Ohio 4 $ 328,000 $ 82,000 $ 41,000
Clark, Ohio 4 $ 541,000 $ 135,250 $ 35,000
Huron, Ohio 4 $ 573,000 $ 143,250 $ 48,000
Mahoning, Ohio 4 $ 336,000 $ 84,000 $ 57,000
Muskingum, Ohio 4 $ 488,000 $ 122,000 $ 67,000
Portage, Ohio 4 $ 450,000 $ 112,500 $ 52,000
Preble, Ohio 4 $ 407,000 $ 101,750 $ 32,000
Richland, Ohio 4 $ 340,000 $ 85,000 $ 26,000
Wood, Ohio 4 $ 642,000 $ 160,500 $ 69,000
Deschutes, Oregon 4 $ 925,000 $ 231,250 $ 47,000
Bradford, Pennsylvania 4 $ 477,000 $ 119,250 $ 50,000
Franklin, Pennsylvania 4 $ 635,000 $ 158,750 $ 55,000
Pike, Pennsylvania 4 $ 573,000 $ 143,250 $ 152,000
Barnwell, South Carolina 4 $ 606,000 $ 151,500 $ 57,000
Claiborne, Tennessee 4 $ 462,000 $ 115,500 $ 39,000
Dickson, Tennessee 4 $ 734,000 $ 183,500 $ 51,000
Marshall, Tennessee 4 $ 574,000 $ 143,500 $ 49,000
McNairy, Tennessee 4 $ 571,000 $ 142,750 $ 70,000
Bastrop, Texas 4 $ 890,000 $ 222,500 $ 90,000
Nueces, Texas 4 $ 445,000 $ 111,250 $ 46,000
Orange, Texas 4 $ 503,000 $ 125,750 $ 51,000
Parker, Texas 4 $ 717,000 $ 179,250 $ 78,000
Rockingham, Virginia 4 $ 715,000 $ 178,750 $ 56,000
Suffolk, Virginia 4 $ 1,040,000 $ 260,000 $ 56,000
York, Virginia 4 $ 1,129,000 $ 282,250 $ 108,000
Kitsap, Washington 4 $ 1,052,000 $ 263,000 $ 109,000
Whatcom, Washington 4 $ 813,000 $ 203,250 $ 59,000
Dale, Alabama 3 $ 569,000 $ 189,666 $ 370,000
Lauderdale, Alabama 3 $ 379,000 $ 126,333 $ 55,000
Russell, Alabama 3 $ 520,000 $ 173,333 $ 28,000
Pinal, Arizona 3 $ 402,000 $ 134,000 $ 66,000
San Mateo, California 3 $ 2,101,000 $ 700,333 $ 215,000
Santa Cruz, California 3 $ 2,671,000 $ 890,333 $ 611,000
Sutter, California 3 $ 473,000 $ 157,666 $ 31,000
Middlesex, Connecticut 3 $ 682,000 $ 227,333 $ 35,000
New London, Connecticut 3 $ 531,000 $ 177,000 $ 49,000
Columbia, Florida 3 $ 387,000 $ 129,000 $ 69,000
Hardee, Florida 3 $ 216,000 $ 72,000 $ 30,000
Barrow, Georgia 3 $ 285,000 $ 95,000 $ 40,000
Carroll, Georgia 3 $ 334,000 $ 111,333 $ 42,000
Clayton, Georgia 3 $ 474,000 $ 158,000 $ 60,000
Glynn, Georgia 3 $ 353,000 $ 117,666 $ 36,000
Gordon, Georgia 3 $ 306,000 $ 102,000 $ 46,000
Walker, Georgia 3 $ 499,000 $ 166,333 $ 61,000
Walton, Georgia 3 $ 368,000 $ 122,666 $ 69,000
Allen, Indiana 3 $ 251,000 $ 83,666 $ 72,000
Johnson, Indiana 3 $ 348,000 $ 116,000 $ 57,000
Iowa, Iowa 3 $ 272,000 $ 90,666 $ 44,000
Scott, Iowa 3 $ 1,079,000 $ 359,666 $ 53,000
Bullitt, Kentucky 3 $ 359,000 $ 119,666 $ 40,000
Scott, Kentucky 3 $ 399,000 $ 133,000 $ 47,000
Acadia, Louisiana 3 $ 358,000 $ 119,333 $ 47,000
Iberville, Louisiana 3 $ 700,000 $ 233,333 $ 54,000
Cumberland, Maine 3 $ 424,000 $ 141,333 $ 52,000
Washington, Maryland 3 $ 599,000 $ 199,666 $ 71,000
Calhoun, Michigan 3 $ 484,000 $ 161,333 $ 83,000
Ingham, Michigan 3 $ 479,000 $ 159,666 $ 39,000
Shiawassee, Michigan 3 $ 347,000 $ 115,666 $ 57,000
St. Clair, Michigan 3 $ 346,000 $ 115,333 $ 62,000
Wexford, Michigan 3 $ 294,000 $ 98,000 $ 32,000
Waseca, Minnesota 3 $ 288,000 $ 96,000 $ 44,000
Hinds, Mississippi 3 $ 649,000 $ 216,333 $ 94,000
Lee, Mississippi 3 $ 320,000 $ 106,666 $ 32,000
Carbon, Montana 3 $ 762,000 $ 254,000 $ 79,000
Missoula, Montana 3 $ 702,000 $ 234,000 $ 30,000
Musselshell, Montana 3 $ 392,000 $ 130,666 $ 43,000
Cape May, New Jersey 3 $ 488,000 $ 162,666 $ 58,000
Greene, New York 3 $ 422,000 $ 140,666 $ 86,000
Onondaga, New York 3 $ 494,000 $ 164,666 $ 68,000
Cumberland, North Carolina 3 $ 595,000 $ 198,333 $ 0
Currituck, North Carolina 3 $ 688,000 $ 229,333 $ 54,000
Forsyth, North Carolina 3 $ 393,000 $ 131,000 $ 51,000
Guilford, North Carolina 3 $ 491,000 $ 163,666 $ 74,000
Harnett, North Carolina 3 $ 536,000 $ 178,666 $ 0
Hoke, North Carolina 3 $ 759,000 $ 253,000 $ 50,000
Moore, North Carolina 3 $ 674,000 $ 224,666 $ 84,000
Allen, Ohio 3 $ 317,000 $ 105,666 $ 44,000
Ashland, Ohio 3 $ 237,000 $ 79,000 $ 33,000
Columbiana, Ohio 3 $ 318,000 $ 106,000 $ 37,000
Geauga, Ohio 3 $ 547,000 $ 182,333 $ 67,000
Henry, Ohio 3 $ 329,000 $ 109,666 $ 49,000
Logan, Ohio 3 $ 418,000 $ 139,333 $ 47,000
Ross, Ohio 3 $ 391,000 $ 130,333 $ 70,000
Scioto, Ohio 3 $ 305,000 $ 101,666 $ 27,000
Page:

Mortgage Loan Application Detail Totals for Wcs Lending, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,987 $1,147,667,000 $191,000 $3,000,000 $66,000 $6,816,000
Refinancing 3,769 $985,617,000 $261,000 $2,352,000 $110,000 $7,500,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,629 $1,465,852,000 $221,000 $3,000,000 $88,000 $7,500,000
Black or African American 1,439 $274,479,000 $190,000 $1,123,000 $60,000 $924,000
Hispanic 1,168 $231,421,000 $198,000 $2,352,000 $62,000 $1,275,000
Asian 254 $87,360,000 $343,000 $2,000,000 $140,000 $3,895,000
Not Provided 201 $57,822,000 $287,000 $1,460,000 $129,000 $2,100,000
American Indian or Alaskan Native 34 $7,432,000 $218,000 $565,000 $96,000 $494,000
Native Hawaiian or Other Pacific Islander 31 $8,918,000 $287,000 $556,000 $63,000 $206,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,425 $881,715,000 $199,000 $944,000 $68,000 $889,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,214 $314,228,000 $141,000 $417,000 $46,000 $195,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,745 $620,793,000 $355,000 $3,000,000 $196,000 $7,500,000
VA-guaranteed (Veterans Administration) 1,372 $316,548,000 $230,000 $1,123,000 $49,000 $530,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,183 $1,357,521,000 $219,000 $1,997,000 $85,000 $7,500,000
Application Withdrawn By Applicant 2,230 $498,908,000 $223,000 $3,000,000 $88,000 $6,816,000
Application Denied By Financial Institution 1,343 $276,855,000 $206,000 $2,000,000 $69,000 $1,648,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wcs Lending, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wcs Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List