Wells Fargo Funding, Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Funding, Inc 100 N Main Streeet Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 703,481 |
| Total Mortgage Loan Application Amount | $149,581,674,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $1,769,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Wells Fargo Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Wells Fargo Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Funding, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Funding, Inc's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 20,568 | $ 3,602,499,000 | $ 175,000 | $ 90,000 |
| DALLAS-PLANO-IRVING, TX | 20,309 | $ 3,838,433,000 | $ 189,000 | $ 90,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 18,646 | $ 4,186,487,000 | $ 224,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 18,448 | $ 5,887,152,000 | $ 302,500 | $ 97,500 |
| PHILADELPHIA, PA | 14,938 | $ 3,480,299,000 | $ 232,000 | $ 99,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 13,968 | $ 2,830,838,000 | $ 202,000 | $ 88,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 13,937 | $ 2,589,370,000 | $ 185,000 | $ 70,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 13,551 | $ 3,213,235,000 | $ 230,000 | $ 79,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13,029 | $ 3,941,063,000 | $ 302,000 | $ 106,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12,139 | $ 3,553,103,000 | $ 292,000 | $ 100,000 |
| AUSTIN-ROUND ROCK, TX | 10,560 | $ 2,156,880,000 | $ 204,000 | $ 95,000 |
| DENVER-AURORA-BROOMFIELD, CO | 10,160 | $ 2,295,788,000 | $ 225,000 | $ 74,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 10,097 | $ 2,143,541,000 | $ 210,000 | $ 80,000 |
| FORT WORTH-ARLINGTON, TX | 9,817 | $ 1,632,728,000 | $ 166,000 | $ 81,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 9,636 | $ 1,984,889,000 | $ 205,000 | $ 79,000 |
| BALTIMORE-TOWSON, MD | 9,367 | $ 2,422,098,000 | $ 258,000 | $ 77,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 8,761 | $ 2,935,245,000 | $ 332,500 | $ 112,000 |
| SALT LAKE CITY, UT | 8,745 | $ 1,938,929,000 | $ 221,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 8,644 | $ 1,547,522,000 | $ 175,000 | $ 62,500 |
| SAN ANTONIO, TX | 8,040 | $ 1,394,374,000 | $ 173,000 | $ 74,000 |
| EDISON-NEW BRUNSWICK, NJ | 8,034 | $ 2,209,072,000 | $ 274,000 | $ 102,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7,072 | $ 1,640,598,000 | $ 250,000 | $ 73,500 |
| KANSAS CITY, MO-KS | 6,844 | $ 1,187,324,000 | $ 174,000 | $ 72,500 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 6,774 | $ 1,345,293,000 | $ 197,000 | $ 84,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6,720 | $ 2,105,845,000 | $ 313,000 | $ 116,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 6,385 | $ 2,179,045,000 | $ 341,000 | $ 123,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6,271 | $ 1,186,104,000 | $ 189,000 | $ 70,000 |
| RALEIGH-CARY, NC | 5,896 | $ 1,257,916,000 | $ 213,000 | $ 89,000 |
| NEWARK-UNION, NJ-PA | 5,735 | $ 1,712,485,000 | $ 238,000 | $ 101,000 |
| CAMDEN, NJ | 5,608 | $ 1,165,587,000 | $ 207,000 | $ 78,000 |
| ANCHORAGE, AK | 5,282 | $ 1,326,243,000 | $ 251,000 | $ 90,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5,086 | $ 1,693,190,000 | $ 332,000 | $ 125,000 |
| PITTSBURGH, PA | 4,971 | $ 832,147,000 | $ 167,000 | $ 87,000 |
| OGDEN-CLEARFIELD, UT | 4,845 | $ 985,340,000 | $ 203,000 | $ 61,000 |
| RICHMOND, VA | 4,760 | $ 1,005,465,000 | $ 211,000 | $ 75,000 |
| PROVO-OREM, UT | 4,685 | $ 950,762,000 | $ 202,000 | $ 63,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4,651 | $ 1,122,380,000 | $ 241,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4,621 | $ 999,843,000 | $ 216,000 | $ 82,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 4,587 | $ 1,476,456,000 | $ 321,000 | $ 117,000 |
| INDIANAPOLIS-CARMEL, IN | 4,560 | $ 774,716,000 | $ 169,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 4,481 | $ 842,880,000 | $ 173,000 | $ 78,333 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4,099 | $ 823,297,000 | $ 200,000 | $ 102,000 |
| TACOMA, WA | 4,077 | $ 981,432,000 | $ 240,000 | $ 70,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4,009 | $ 1,603,079,000 | $ 399,000 | $ 146,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3,976 | $ 662,874,000 | $ 159,000 | $ 59,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3,958 | $ 700,227,000 | $ 176,000 | $ 90,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3,908 | $ 773,823,000 | $ 198,000 | $ 92,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,824 | $ 609,893,000 | $ 159,000 | $ 70,000 |
| LAS VEGAS-PARADISE, NV | 3,736 | $ 685,050,000 | $ 183,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 3,417 | $ 559,153,000 | $ 163,000 | $ 77,000 |
| BATON ROUGE, LA | 3,407 | $ 645,635,000 | $ 189,000 | $ 93,000 |
| BOSTON-QUINCY, MA | 3,350 | $ 945,010,000 | $ 282,000 | $ 94,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3,219 | $ 550,159,000 | $ 168,000 | $ 64,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3,163 | $ 584,073,000 | $ 184,000 | $ 63,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,052 | $ 895,293,000 | $ 293,000 | $ 107,000 |
| BIRMINGHAM-HOOVER, AL | 3,029 | $ 549,880,000 | $ 181,000 | $ 77,000 |
| NASSAU-SUFFOLK, NY | 2,922 | $ 913,390,000 | $ 312,000 | $ 113,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,890 | $ 647,048,000 | $ 227,000 | $ 63,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,881 | $ 1,214,709,000 | $ 421,000 | $ 164,000 |
| ORLANDO-KISSIMMEE, FL | 2,811 | $ 522,398,000 | $ 185,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,790 | $ 490,953,000 | $ 175,000 | $ 84,000 |
| COLUMBIA, SC | 2,744 | $ 480,117,000 | $ 174,000 | $ 73,000 |
| COLORADO SPRINGS, CO | 2,652 | $ 572,809,000 | $ 215,000 | $ 56,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2,570 | $ 414,299,000 | $ 161,000 | $ 67,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2,561 | $ 500,645,000 | $ 212,000 | $ 77,500 |
| NEW HAVEN-MILFORD, CT | 2,528 | $ 551,033,000 | $ 217,000 | $ 80,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2,397 | $ 444,765,000 | $ 185,000 | $ 87,000 |
| BOISE CITY-NAMPA, ID | 2,356 | $ 422,837,000 | $ 179,000 | $ 66,000 |
| JACKSONVILLE, FL | 2,319 | $ 446,384,000 | $ 192,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2,246 | $ 459,246,000 | $ 204,000 | $ 82,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2,212 | $ 675,221,000 | $ 305,000 | $ 129,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2,123 | $ 312,030,000 | $ 146,000 | $ 58,000 |
| SPOKANE, WA | 2,108 | $ 380,393,000 | $ 180,000 | $ 64,000 |
| COLUMBUS, OH | 2,053 | $ 365,690,000 | $ 178,000 | $ 70,000 |
| HUNTSVILLE, AL | 2,024 | $ 370,632,000 | $ 183,000 | $ 84,000 |
| TULSA, OK | 2,017 | $ 338,259,000 | $ 167,000 | $ 86,000 |
| SALEM, OR | 1,991 | $ 398,599,000 | $ 200,000 | $ 72,000 |
| FRESNO, CA | 1,972 | $ 384,080,000 | $ 194,000 | $ 78,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,972 | $ 448,062,000 | $ 211,500 | $ 83,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,954 | $ 327,518,000 | $ 162,500 | $ 75,000 |
| TUCSON, AZ | 1,946 | $ 384,401,000 | $ 197,000 | $ 77,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,887 | $ 395,226,000 | $ 209,000 | $ 98,000 |
| EUGENE-SPRINGFIELD, OR | 1,863 | $ 375,624,000 | $ 201,000 | $ 72,000 |
| LANCASTER, PA | 1,852 | $ 319,323,000 | $ 172,000 | $ 71,000 |
| JACKSON, MS | 1,821 | $ 340,584,000 | $ 187,000 | $ 81,000 |
| ALBUQUERQUE, NM | 1,801 | $ 339,387,000 | $ 188,000 | $ 59,000 |
| KNOXVILLE, TN | 1,773 | $ 298,131,000 | $ 168,000 | $ 65,000 |
| ASHEVILLE, NC | 1,753 | $ 359,005,000 | $ 204,000 | $ 89,000 |
| WILMINGTON, NC | 1,735 | $ 370,190,000 | $ 213,000 | $ 102,000 |
| ROCHESTER, NY | 1,727 | $ 237,986,000 | $ 137,000 | $ 76,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,714 | $ 289,122,000 | $ 170,500 | $ 71,000 |
| PEABODY, MA | 1,690 | $ 442,647,000 | $ 261,000 | $ 86,000 |
| WILMINGTON, DE-MD-NJ | 1,665 | $ 369,537,000 | $ 212,000 | $ 68,333 |
| EL PASO, TX | 1,633 | $ 243,473,000 | $ 149,000 | $ 64,000 |
| GREENSBORO-HIGH POINT, NC | 1,574 | $ 266,496,000 | $ 169,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 1,521 | $ 263,871,000 | $ 173,000 | $ 75,000 |
| GARY, IN | 1,515 | $ 249,899,000 | $ 164,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 1,491 | $ 243,099,000 | $ 163,000 | $ 69,000 |
| STOCKTON, CA | 1,487 | $ 277,603,000 | $ 186,000 | $ 71,000 |
| BAKERSFIELD, CA | 1,474 | $ 254,343,000 | $ 172,000 | $ 64,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,443 | $ 463,108,000 | $ 320,000 | $ 121,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,427 | $ 197,329,000 | $ 138,000 | $ 61,000 |
| YORK-HANOVER, PA | 1,419 | $ 255,608,000 | $ 180,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,406 | $ 305,265,000 | $ 217,000 | $ 122,000 |
| WORCESTER, MA | 1,400 | $ 317,773,000 | $ 226,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 1,391 | $ 222,407,000 | $ 159,000 | $ 67,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,361 | $ 285,523,000 | $ 209,000 | $ 104,000 |
| LUBBOCK, TX | 1,345 | $ 185,175,000 | $ 137,000 | $ 81,000 |
| SANTA ROSA-PETALUMA, CA | 1,341 | $ 402,375,000 | $ 300,000 | $ 114,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,283 | $ 167,359,000 | $ 130,000 | $ 64,000 |
| TRENTON-EWING, NJ | 1,274 | $ 307,448,000 | $ 241,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 1,242 | $ 259,837,000 | $ 209,000 | $ 93,000 |
| SPRINGFIELD, MO | 1,235 | $ 191,060,000 | $ 154,000 | $ 73,000 |
| OLYMPIA, WA | 1,215 | $ 294,630,000 | $ 242,000 | $ 69,000 |
| HONOLULU, HI | 1,200 | $ 492,656,000 | $ 410,000 | $ 84,000 |
| BREMERTON-SILVERDALE, WA | 1,199 | $ 293,430,000 | $ 244,000 | $ 77,000 |
| FORT COLLINS-LOVELAND, CO | 1,192 | $ 250,779,000 | $ 210,000 | $ 82,000 |
| READING, PA | 1,177 | $ 190,364,000 | $ 161,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,174 | $ 272,505,000 | $ 232,000 | $ 80,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,154 | $ 199,200,000 | $ 161,500 | $ 79,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1,142 | $ 209,932,000 | $ 183,000 | $ 81,000 |
| MODESTO, CA | 1,138 | $ 185,677,000 | $ 163,000 | $ 65,000 |
| CHATTANOOGA, TN-GA | 1,129 | $ 180,797,000 | $ 154,000 | $ 62,000 |
| BEND, OR | 1,125 | $ 258,031,000 | $ 229,000 | $ 101,000 |
| MANCHESTER-NASHUA, NH | 1,114 | $ 242,572,000 | $ 217,000 | $ 72,000 |
| RENO-SPARKS, NV | 1,099 | $ 226,267,000 | $ 205,000 | $ 77,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,097 | $ 233,686,000 | $ 213,000 | $ 80,000 |
| SYRACUSE, NY | 1,088 | $ 145,316,000 | $ 133,000 | $ 69,000 |
| GRAND RAPIDS-WYOMING, MI | 1,067 | $ 139,446,000 | $ 130,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 1,029 | $ 160,338,000 | $ 146,000 | $ 45,500 |
| AKRON, OH | 1,024 | $ 168,913,000 | $ 164,000 | $ 73,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1,015 | $ 220,194,000 | $ 216,000 | $ 104,000 |
| SPRINGFIELD, MA | 1,007 | $ 186,412,000 | $ 185,000 | $ 58,000 |
| FAYETTEVILLE, NC | 1,006 | $ 172,270,000 | $ 171,000 | $ 49,000 |
| BOULDER, CO | 994 | $ 261,002,000 | $ 262,000 | $ 99,000 |
| VALLEJO-FAIRFIELD, CA | 990 | $ 242,595,000 | $ 245,000 | $ 84,000 |
| WICHITA, KS | 978 | $ 132,327,000 | $ 135,000 | $ 59,000 |
| FORT WAYNE, IN | 960 | $ 114,292,000 | $ 119,000 | $ 44,000 |
| GRAND JUNCTION, CO | 960 | $ 208,478,000 | $ 217,000 | $ 61,000 |
| CAPE CORAL-FORT MYERS, FL | 956 | $ 159,299,000 | $ 166,000 | $ 122,000 |
| COEUR D'ALENE, ID | 933 | $ 180,505,000 | $ 193,000 | $ 78,000 |
| MADISON, WI | 927 | $ 196,371,000 | $ 211,000 | $ 107,000 |
| ROANOKE, VA | 912 | $ 162,381,000 | $ 178,000 | $ 79,000 |
| MOBILE, AL | 906 | $ 138,192,000 | $ 152,000 | $ 60,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 905 | $ 273,866,000 | $ 302,000 | $ 111,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 897 | $ 160,338,000 | $ 178,000 | $ 69,000 |
| WINSTON-SALEM, NC | 896 | $ 153,071,000 | $ 170,000 | $ 69,000 |
| SAVANNAH, GA | 887 | $ 174,297,000 | $ 196,000 | $ 77,000 |
| MEDFORD, OR | 854 | $ 175,680,000 | $ 205,000 | $ 76,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 852 | $ 152,299,000 | $ 178,000 | $ 89,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 834 | $ 125,047,000 | $ 149,000 | $ 67,000 |
| COLLEGE STATION-BRYAN, TX | 833 | $ 133,297,000 | $ 160,000 | $ 89,000 |
| GREELEY, CO | 810 | $ 163,415,000 | $ 201,000 | $ 62,000 |
| LAFAYETTE, LA | 773 | $ 143,589,000 | $ 185,000 | $ 99,000 |
| MONROE, LA | 772 | $ 126,984,000 | $ 164,000 | $ 84,000 |
| SCRANTON--WILKES-BARRE, PA | 761 | $ 106,750,000 | $ 140,000 | $ 60,000 |
| MONTGOMERY, AL | 759 | $ 143,425,000 | $ 188,000 | $ 71,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 756 | $ 238,761,000 | $ 315,000 | $ 111,000 |
| CORPUS CHRISTI, TX | 733 | $ 112,722,000 | $ 153,000 | $ 80,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 728 | $ 177,106,000 | $ 243,000 | $ 85,000 |
| NORWICH-NEW LONDON, CT | 710 | $ 149,466,000 | $ 210,000 | $ 75,000 |
| ROCKFORD, IL | 708 | $ 92,168,000 | $ 130,000 | $ 48,000 |
| LYNCHBURG, VA | 701 | $ 126,024,000 | $ 179,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 701 | $ 119,657,000 | $ 170,000 | $ 63,000 |
| DECATUR, AL | 695 | $ 99,237,000 | $ 142,000 | $ 63,000 |
| WACO, TX | 687 | $ 97,717,000 | $ 142,000 | $ 69,000 |
| DAYTON, OH | 686 | $ 100,982,000 | $ 147,000 | $ 56,000 |
| BEAUMONT-PORT ARTHUR, TX | 673 | $ 94,163,000 | $ 139,000 | $ 71,000 |
| BRADENTON-SARASOTA-VENICE, FL | 661 | $ 131,323,000 | $ 198,000 | $ 112,000 |
| SPARTANBURG, SC | 628 | $ 97,930,000 | $ 155,000 | $ 66,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 623 | $ 131,229,000 | $ 210,000 | $ 91,000 |
| SANTA CRUZ-WATSONVILLE, CA | 615 | $ 215,823,000 | $ 350,000 | $ 126,000 |
| MCALLEN-EDINBURG-MISSION, TX | 609 | $ 80,224,000 | $ 131,000 | $ 63,000 |
| OCEAN CITY, NJ | 609 | $ 164,581,000 | $ 270,000 | $ 168,000 |
| NAPLES-MARCO ISLAND, FL | 606 | $ 134,336,000 | $ 221,000 | $ 162,000 |
| BLOOMINGTON-NORMAL, IL | 593 | $ 99,037,000 | $ 167,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 581 | $ 86,825,000 | $ 149,000 | $ 67,000 |
| ANDERSON, SC | 578 | $ 92,914,000 | $ 160,000 | $ 70,000 |
| PEORIA, IL | 577 | $ 80,191,000 | $ 138,000 | $ 62,000 |
| LAS CRUCES, NM | 564 | $ 106,208,000 | $ 188,000 | $ 105,000 |
| ST. GEORGE, UT | 555 | $ 113,975,000 | $ 205,000 | $ 90,000 |
| BILLINGS, MT | 552 | $ 98,614,000 | $ 178,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 538 | $ 131,335,000 | $ 244,000 | $ 101,000 |
| TYLER, TX | 537 | $ 85,037,000 | $ 158,000 | $ 77,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 532 | $ 106,605,000 | $ 199,500 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 529 | $ 87,423,000 | $ 165,000 | $ 71,000 |
| COLUMBUS, GA-AL | 526 | $ 92,798,000 | $ 171,500 | $ 54,500 |
| PUEBLO, CO | 526 | $ 79,321,000 | $ 150,000 | $ 51,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 523 | $ 89,534,000 | $ 171,000 | $ 56,000 |
| CHEYENNE, WY | 517 | $ 99,114,000 | $ 191,000 | $ 58,000 |
| FLORENCE-MUSCLE SHOALS, AL | 512 | $ 71,749,000 | $ 140,000 | $ 65,000 |
| SALINAS, CA | 497 | $ 145,984,000 | $ 293,000 | $ 110,000 |
| IDAHO FALLS, ID | 488 | $ 86,618,000 | $ 177,000 | $ 66,000 |
| MERCED, CA | 488 | $ 66,455,000 | $ 136,000 | $ 66,000 |
| ANN ARBOR, MI | 478 | $ 94,094,000 | $ 196,000 | $ 88,000 |
| BELLINGHAM, WA | 478 | $ 115,120,000 | $ 240,000 | $ 79,000 |
| FLAGSTAFF, AZ | 477 | $ 120,450,000 | $ 252,000 | $ 102,000 |
| PRESCOTT, AZ | 471 | $ 99,834,000 | $ 211,000 | $ 78,000 |
| TALLAHASSEE, FL | 469 | $ 90,751,000 | $ 193,000 | $ 95,000 |
| HOT SPRINGS, AR | 468 | $ 82,192,000 | $ 175,000 | $ 99,000 |
| CANTON-MASSILLON, OH | 460 | $ 63,602,000 | $ 138,000 | $ 58,000 |
| YAKIMA, WA | 456 | $ 84,966,000 | $ 186,000 | $ 71,000 |
| RACINE, WI | 448 | $ 82,071,000 | $ 183,000 | $ 88,000 |
| GULFPORT-BILOXI, MS | 447 | $ 69,249,000 | $ 154,000 | $ 73,000 |
| BISMARCK, ND | 438 | $ 78,698,000 | $ 179,000 | $ 106,000 |
| SHERMAN-DENISON, TX | 437 | $ 59,457,000 | $ 136,000 | $ 77,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 436 | $ 59,960,000 | $ 135,000 | $ 59,500 |
| PORT ST. LUCIE, FL | 435 | $ 66,620,000 | $ 153,000 | $ 84,000 |
| TUSCALOOSA, AL | 435 | $ 83,242,000 | $ 191,000 | $ 88,000 |
| ATHENS-CLARKE COUNTY, GA | 431 | $ 79,001,000 | $ 183,000 | $ 90,000 |
| FLINT, MI | 424 | $ 54,795,000 | $ 129,000 | $ 54,000 |
| JONESBORO, AR | 424 | $ 70,809,000 | $ 167,000 | $ 102,000 |
| SIOUX FALLS, SD | 424 | $ 67,989,000 | $ 160,000 | $ 68,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 416 | $ 73,683,000 | $ 177,000 | $ 84,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 416 | $ 60,820,000 | $ 147,000 | $ 63,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 416 | $ 73,314,000 | $ 176,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 412 | $ 51,987,000 | $ 126,000 | $ 80,000 |
| LONGVIEW, TX | 411 | $ 62,222,000 | $ 151,000 | $ 64,000 |
| LINCOLN, NE | 409 | $ 64,005,000 | $ 156,000 | $ 69,000 |
| LOGAN, UT-ID | 402 | $ 70,248,000 | $ 166,500 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 399 | $ 56,708,000 | $ 142,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 396 | $ 50,401,000 | $ 127,000 | $ 54,000 |
| BARNSTABLE TOWN, MA | 394 | $ 103,209,000 | $ 261,000 | $ 134,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 393 | $ 73,871,000 | $ 187,000 | $ 76,000 |
| WICHITA FALLS, TX | 391 | $ 51,926,000 | $ 132,000 | $ 76,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 389 | $ 48,058,000 | $ 129,500 | $ 50,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 387 | $ 58,861,000 | $ 152,000 | $ 77,000 |
| JOHNSON CITY, TN | 385 | $ 60,044,000 | $ 155,000 | $ 66,000 |
| ABILENE, TX | 383 | $ 52,961,000 | $ 138,000 | $ 67,000 |
| FORT SMITH, AR-OK | 381 | $ 52,400,000 | $ 138,500 | $ 69,500 |
| TOLEDO, OH | 379 | $ 56,004,000 | $ 147,000 | $ 69,000 |
| FLORENCE, SC | 371 | $ 57,973,000 | $ 156,000 | $ 68,000 |
| COLUMBIA, MO | 369 | $ 56,515,000 | $ 153,000 | $ 64,000 |
| DOTHAN, AL | 368 | $ 56,000,000 | $ 152,000 | $ 65,000 |
| YUBA CITY, CA | 368 | $ 66,178,000 | $ 179,000 | $ 61,000 |
| GREEN BAY, WI | 367 | $ 59,456,000 | $ 162,000 | $ 97,000 |
| HATTIESBURG, MS | 362 | $ 62,911,000 | $ 173,000 | $ 84,000 |
| MACON, GA | 362 | $ 61,748,000 | $ 170,000 | $ 81,000 |
| EVANSVILLE, IN-KY | 361 | $ 48,074,000 | $ 131,000 | $ 52,000 |
| FARGO, ND-MN | 355 | $ 57,812,000 | $ 158,500 | $ 88,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 351 | $ 46,036,000 | $ 134,500 | $ 52,000 |
| ELIZABETHTOWN, KY | 349 | $ 55,706,000 | $ 159,000 | $ 50,000 |
| REDDING, CA | 349 | $ 71,780,000 | $ 205,000 | $ 71,000 |
| YUMA, AZ | 349 | $ 62,941,000 | $ 180,000 | $ 60,000 |
| LAREDO, TX | 345 | $ 48,101,000 | $ 139,000 | $ 58,000 |
| ALEXANDRIA, LA | 343 | $ 57,847,000 | $ 168,000 | $ 85,000 |
| HOLLAND-GRAND HAVEN, MI | 335 | $ 49,079,000 | $ 146,000 | $ 61,000 |
| BURLINGTON, NC | 326 | $ 52,987,000 | $ 162,000 | $ 60,000 |
| WENATCHEE-EAST WENATCHEE, WA | 319 | $ 71,426,000 | $ 223,000 | $ 91,000 |
| MUSKEGON-NORTON SHORES, MI | 312 | $ 33,644,000 | $ 107,000 | $ 48,000 |
| AMARILLO, TX | 311 | $ 50,020,000 | $ 160,000 | $ 91,000 |
| APPLETON, WI | 311 | $ 50,509,000 | $ 162,000 | $ 93,000 |
| ODESSA, TX | 310 | $ 46,272,000 | $ 149,000 | $ 74,000 |
| JACKSON, TN | 309 | $ 51,378,000 | $ 166,000 | $ 94,000 |
| LEBANON, PA | 308 | $ 51,035,000 | $ 165,000 | $ 66,000 |
| WINCHESTER, VA-WV | 306 | $ 65,468,000 | $ 195,500 | $ 63,000 |
| KALAMAZOO-PORTAGE, MI | 303 | $ 45,602,000 | $ 150,000 | $ 61,000 |
| MOUNT VERNON-ANACORTES, WA | 303 | $ 72,650,000 | $ 239,000 | $ 78,000 |
| DOVER, DE | 298 | $ 65,011,000 | $ 218,000 | $ 58,000 |
| GADSDEN, AL | 297 | $ 41,491,000 | $ 139,000 | $ 60,000 |
| MISSOULA, MT | 296 | $ 64,694,000 | $ 218,000 | $ 75,000 |
| FAIRBANKS, AK | 294 | $ 63,814,000 | $ 217,000 | $ 66,000 |
| MADERA-CHOWCHILLA, CA | 290 | $ 46,238,000 | $ 159,000 | $ 70,000 |
| ST. CLOUD, MN | 280 | $ 44,838,000 | $ 160,000 | $ 66,000 |
| WARNER ROBINS, GA | 280 | $ 45,178,000 | $ 161,000 | $ 59,000 |
| CHAMPAIGN-URBANA, IL | 279 | $ 45,210,000 | $ 162,000 | $ 88,000 |
| EL CENTRO, CA | 278 | $ 41,861,000 | $ 150,000 | $ 53,000 |
| OSHKOSH-NEENAH, WI | 278 | $ 41,912,000 | $ 150,000 | $ 93,000 |
| HARRISONBURG, VA | 277 | $ 51,959,000 | $ 187,000 | $ 74,000 |
| HANFORD-CORCORAN, CA | 272 | $ 49,377,000 | $ 181,000 | $ 62,000 |
| PINE BLUFF, AR | 272 | $ 32,248,000 | $ 118,000 | $ 65,000 |
| STATE COLLEGE, PA | 272 | $ 53,445,000 | $ 196,000 | $ 96,000 |
| DULUTH, MN-WI | 269 | $ 42,212,000 | $ 153,500 | $ 71,500 |
| SAN ANGELO, TX | 269 | $ 41,472,000 | $ 154,000 | $ 81,000 |
| GAINESVILLE, GA | 266 | $ 54,295,000 | $ 204,000 | $ 84,000 |
| JACKSONVILLE, NC | 266 | $ 49,588,000 | $ 186,000 | $ 59,000 |
| ELKHART-GOSHEN, IN | 257 | $ 34,036,000 | $ 132,000 | $ 59,000 |
| TOPEKA, KS | 255 | $ 38,616,000 | $ 151,000 | $ 65,000 |
| MORRISTOWN, TN | 254 | $ 37,285,000 | $ 146,000 | $ 56,000 |
| MANHATTAN, KS | 252 | $ 43,707,000 | $ 173,000 | $ 70,000 |
| MIDLAND, TX | 252 | $ 42,674,000 | $ 169,000 | $ 79,000 |
| CHICO, CA | 250 | $ 52,578,000 | $ 210,000 | $ 85,000 |
| PASCAGOULA, MS | 242 | $ 39,453,000 | $ 163,000 | $ 67,000 |
| GREENVILLE, NC | 240 | $ 42,128,000 | $ 175,000 | $ 90,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 238 | $ 38,585,000 | $ 162,000 | $ 74,000 |
| CORVALLIS, OR | 237 | $ 54,181,000 | $ 228,000 | $ 96,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 237 | $ 27,499,000 | $ 116,000 | $ 48,000 |
| GLENS FALLS, NY | 233 | $ 39,288,000 | $ 168,000 | $ 67,000 |
| LONGVIEW, WA | 233 | $ 45,679,000 | $ 196,000 | $ 65,000 |
| NAPA, CA | 229 | $ 66,730,000 | $ 291,000 | $ 117,000 |
| LAKE CHARLES, LA | 228 | $ 35,814,000 | $ 157,000 | $ 77,000 |
| SUMTER, SC | 223 | $ 31,541,000 | $ 141,000 | $ 45,000 |
| BAY CITY, MI | 221 | $ 22,684,000 | $ 102,000 | $ 41,000 |
| LAWRENCE, KS | 215 | $ 36,651,000 | $ 170,000 | $ 81,000 |
| VALDOSTA, GA | 206 | $ 36,310,000 | $ 176,000 | $ 70,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 202 | $ 42,016,000 | $ 208,000 | $ 100,000 |
| CLEVELAND, TN | 201 | $ 31,747,000 | $ 157,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 198 | $ 37,309,000 | $ 188,000 | $ 81,000 |
| BINGHAMTON, NY | 196 | $ 24,768,000 | $ 126,000 | $ 68,000 |
| JEFFERSON CITY, MO | 196 | $ 30,394,000 | $ 155,000 | $ 67,000 |
| UTICA-ROME, NY | 195 | $ 24,023,000 | $ 123,000 | $ 63,000 |
| DANVILLE, VA | 192 | $ 27,763,000 | $ 144,000 | $ 56,000 |
| VICTORIA, TX | 192 | $ 27,782,000 | $ 144,000 | $ 77,000 |
| KINGSTON, NY | 186 | $ 38,574,000 | $ 207,000 | $ 76,000 |
| LAWTON, OK | 186 | $ 28,159,000 | $ 151,000 | $ 44,000 |
| OCALA, FL | 184 | $ 27,505,000 | $ 149,000 | $ 63,000 |
| ROCHESTER, MN | 184 | $ 32,333,000 | $ 175,000 | $ 61,000 |
| ST. JOSEPH, MO-KS | 181 | $ 24,800,000 | $ 119,000 | $ 75,000 |
| BLOOMINGTON, IN | 180 | $ 28,538,000 | $ 158,000 | $ 66,000 |
| BRUNSWICK, GA | 180 | $ 35,365,000 | $ 196,000 | $ 81,000 |
| HINESVILLE-FORT STEWART, GA | 180 | $ 26,810,000 | $ 148,000 | $ 53,000 |
| RAPID CITY, SD | 180 | $ 30,158,000 | $ 167,000 | $ 60,000 |
| GAINESVILLE, FL | 179 | $ 33,445,000 | $ 186,000 | $ 95,000 |
| ERIE, PA | 176 | $ 22,933,000 | $ 130,000 | $ 57,000 |
| SALISBURY, MD | 173 | $ 31,735,000 | $ 183,000 | $ 59,000 |
| SANTA FE, NM | 172 | $ 44,850,000 | $ 260,000 | $ 85,000 |
| LAFAYETTE, IN | 170 | $ 23,426,000 | $ 137,000 | $ 51,000 |
| POCATELLO, ID | 168 | $ 25,921,000 | $ 154,000 | $ 60,000 |
| BOWLING GREEN, KY | 163 | $ 24,185,000 | $ 148,000 | $ 65,000 |
| CASPER, WY | 161 | $ 29,015,000 | $ 180,000 | $ 57,000 |
| PUNTA GORDA, FL | 154 | $ 26,308,000 | $ 170,000 | $ 103,000 |
| ROCKY MOUNT, NC | 154 | $ 22,309,000 | $ 144,000 | $ 57,000 |
| WILLIAMSPORT, PA | 154 | $ 19,830,000 | $ 128,000 | $ 62,000 |
| JANESVILLE, WI | 152 | $ 21,137,000 | $ 139,000 | $ 76,000 |
| ROME, GA | 150 | $ 23,410,000 | $ 156,000 | $ 84,000 |
| BANGOR, ME | 145 | $ 22,292,000 | $ 153,000 | $ 72,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 145 | $ 31,083,000 | $ 214,000 | $ 98,000 |
| TEXARKANA, TX-TEXARKANA, AR | 142 | $ 21,144,000 | $ 144,500 | $ 83,000 |
| SHEBOYGAN, WI | 141 | $ 21,252,000 | $ 150,000 | $ 72,000 |
| JOPLIN, MO | 133 | $ 16,012,000 | $ 120,000 | $ 44,000 |
| SANDUSKY, OH | 133 | $ 19,425,000 | $ 146,000 | $ 57,000 |
| ALBANY, GA | 132 | $ 20,022,000 | $ 151,000 | $ 54,000 |
| KANKAKEE-BRADLEY, IL | 131 | $ 20,236,000 | $ 154,000 | $ 77,000 |
| NILES-BENTON HARBOR, MI | 128 | $ 22,960,000 | $ 179,000 | $ 96,000 |
| EAU CLAIRE, WI | 126 | $ 18,890,000 | $ 149,000 | $ 83,000 |
| FARMINGTON, NM | 126 | $ 23,637,000 | $ 187,000 | $ 57,000 |
| AMES, IA | 125 | $ 20,211,000 | $ 161,000 | $ 78,000 |
| DALTON, GA | 124 | $ 18,797,000 | $ 151,000 | $ 54,000 |
| GREAT FALLS, MT | 124 | $ 19,086,000 | $ 153,000 | $ 58,000 |
| SPRINGFIELD, IL | 123 | $ 15,789,000 | $ 128,000 | $ 46,000 |
| LEWISTON, ID-WA | 122 | $ 19,520,000 | $ 159,000 | $ 42,500 |
| KOKOMO, IN | 119 | $ 14,030,000 | $ 117,000 | $ 51,000 |
| MANKATO-NORTH MANKATO, MN | 118 | $ 18,883,000 | $ 160,000 | $ 60,000 |
| WAUSAU, WI | 117 | $ 17,753,000 | $ 151,000 | $ 92,000 |
| ANNISTON-OXFORD, AL | 115 | $ 17,671,000 | $ 153,000 | $ 63,000 |
| ANDERSON, IN | 114 | $ 14,421,000 | $ 126,000 | $ 42,000 |
| FOND DU LAC, WI | 114 | $ 20,891,000 | $ 183,000 | $ 112,000 |
| SEBASTIAN-VERO BEACH, FL | 114 | $ 21,568,000 | $ 189,000 | $ 103,000 |
| WATERLOO-CEDAR FALLS, IA | 105 | $ 14,543,000 | $ 138,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 103 | $ 16,583,000 | $ 161,000 | $ 53,000 |
| CUMBERLAND, MD-WV | 101 | $ 15,602,000 | $ 167,500 | $ 62,500 |
| ALTOONA, PA | 99 | $ 13,596,000 | $ 137,000 | $ 71,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 96 | $ 14,177,000 | $ 148,000 | $ 51,000 |
| JOHNSTOWN, PA | 96 | $ 11,736,000 | $ 122,000 | $ 62,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 95 | $ 16,352,000 | $ 172,000 | $ 88,000 |
| PALM COAST, FL | 95 | $ 16,556,000 | $ 174,000 | $ 90,000 |
| MICHIGAN CITY-LA PORTE, IN | 94 | $ 14,754,000 | $ 156,000 | $ 68,000 |
| OWENSBORO, KY | 94 | $ 11,656,000 | $ 124,000 | $ 54,000 |
| MONROE, MI | 91 | $ 12,935,000 | $ 142,000 | $ 43,000 |
| JACKSON, MI | 90 | $ 12,639,000 | $ 140,000 | $ 54,000 |
| MUNCIE, IN | 87 | $ 9,419,000 | $ 108,000 | $ 47,000 |
| GOLDSBORO, NC | 80 | $ 12,176,000 | $ 152,000 | $ 82,000 |
| IOWA CITY, IA | 78 | $ 13,978,000 | $ 179,000 | $ 70,000 |
| MANSFIELD, OH | 78 | $ 10,269,000 | $ 131,000 | $ 53,000 |
| CHARLESTON, WV | 77 | $ 12,181,000 | $ 158,000 | $ 83,000 |
| BATTLE CREEK, MI | 75 | $ 8,927,000 | $ 119,000 | $ 64,000 |
| CARSON CITY, NV | 71 | $ 14,543,000 | $ 204,000 | $ 63,000 |
| WHEELING, WV-OH | 71 | $ 9,121,000 | $ 128,500 | $ 73,000 |
| SPRINGFIELD, OH | 70 | $ 8,268,000 | $ 118,000 | $ 42,000 |
| TERRE HAUTE, IN | 64 | $ 7,326,000 | $ 114,000 | $ 48,000 |
| COLUMBUS, IN | 61 | $ 9,402,000 | $ 154,000 | $ 88,000 |
| LA CROSSE, WI-MN | 61 | $ 9,382,000 | $ 148,500 | $ 76,500 |
| DUBUQUE, IA | 59 | $ 8,036,000 | $ 136,000 | $ 48,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 50 | $ 4,993,000 | $ 98,000 | $ 48,500 |
| SIOUX CITY, IA-NE-SD | 49 | $ 6,392,000 | $ 131,333 | $ 72,666 |
| GRAND FORKS, ND-MN | 47 | $ 7,604,000 | $ 159,000 | $ 63,500 |
| ITHACA, NY | 46 | $ 7,897,000 | $ 171,000 | $ 76,000 |
| ELMIRA, NY | 44 | $ 4,173,000 | $ 94,000 | $ 54,000 |
| PITTSFIELD, MA | 44 | $ 8,352,000 | $ 189,000 | $ 73,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 41 | $ 5,370,000 | $ 121,500 | $ 61,000 |
| LIMA, OH | 33 | $ 3,616,000 | $ 109,000 | $ 42,000 |
| DANVILLE, IL | 32 | $ 3,508,000 | $ 109,000 | $ 66,000 |
| DECATUR, IL | 32 | $ 4,131,000 | $ 129,000 | $ 59,000 |
| MORGANTOWN, WV | 22 | $ 4,126,000 | $ 187,000 | $ 67,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 387,525 | $87,916,335,000 | $226,000 | $1,467,000 | $87,000 | $9,999,000 |
| Home Purchase | 307,709 | $59,940,975,000 | $194,000 | $1,769,000 | $81,000 | $9,999,000 |
| Home Improvement | 8,247 | $1,724,364,000 | $209,000 | $731,000 | $99,000 | $2,808,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 530,049 | $112,346,236,000 | $211,000 | $1,769,000 | $87,000 | $9,999,000 |
| Hispanic | 52,842 | $9,745,507,000 | $184,000 | $1,129,000 | $62,000 | $6,953,000 |
| Not Provided | 42,807 | $9,923,823,000 | $231,000 | $1,750,000 | $93,000 | $5,495,000 |
| Black or African American | 41,165 | $7,859,538,000 | $190,000 | $999,000 | $55,000 | $4,502,000 |
| Asian | 32,200 | $8,706,730,000 | $270,000 | $1,274,000 | $104,000 | $3,228,000 |
| Native Hawaiian or Other Pacific Islander | 2,318 | $563,133,000 | $242,000 | $784,000 | $77,000 | $2,304,000 |
| American Indian or Alaskan Native | 2,100 | $436,707,000 | $207,000 | $729,000 | $77,000 | $970,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 356,575 | $83,131,931,000 | $233,000 | $1,769,000 | $114,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 293,062 | $54,502,973,000 | $185,000 | $1,118,000 | $55,000 | $9,709,000 |
| VA-guaranteed (Veterans Administration) | 53,844 | $11,946,770,000 | $221,000 | $1,467,000 | $49,000 | $1,284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 674,823 | $142,552,882,000 | $211,000 | $1,600,000 | $83,000 | $9,999,000 |
| Loan Originated | 22,222 | $5,261,986,000 | $236,000 | $1,431,000 | $126,000 | $6,353,000 |
| Application Denied By Financial Institution | 3,584 | $957,537,000 | $267,000 | $1,769,000 | $125,000 | $5,459,000 |
| Application Approved But Not Accepted | 2,653 | $751,932,000 | $283,000 | $1,425,000 | $139,000 | $2,761,000 |
| Application Withdrawn By Applicant | 166 | $47,544,000 | $286,000 | $729,000 | $141,000 | $1,556,000 |
| Preapproval Denied by Financial Institution | 26 | $6,331,000 | $243,000 | $640,000 | $108,000 | $569,000 |
| Preapproval Approved but not Accepted | 7 | $3,462,000 | $494,000 | $1,750,000 | $232,000 | $690,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,393 | $339,596,000 | $243,000 | $1,251,000 | $128,000 | $1,930,000 |
| Debt-To-Income Ratio | 932 | $280,099,000 | $300,000 | $1,200,000 | $87,000 | $5,459,000 |
| Other | 474 | $130,500,000 | $275,000 | $1,400,000 | $195,000 | $4,287,000 |
| Credit Application Incomplete | 251 | $65,449,000 | $260,000 | $730,000 | $142,000 | $2,169,000 |
| Unverifiable Information | 234 | $68,015,000 | $290,000 | $1,120,000 | $128,000 | $973,000 |
| Credit History | 144 | $30,677,000 | $213,000 | $705,000 | $102,000 | $704,000 |
| Employment History | 95 | $23,850,000 | $251,000 | $704,000 | $83,000 | $354,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 83 | $24,738,000 | $298,000 | $1,769,000 | $123,000 | $558,000 |
| Mortgage Insurance Denied | 4 | $944,000 | $236,000 | $417,000 | $79,000 | $115,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Funding, Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.