Wells Fargo Funding, Inc Mortgage Lending & HMDA Data, 2009

In 2009, Wells Fargo Funding, Inc of Winston-Salem, NC reported 703,481 mortgage applications totaling $149.6 billion, up 76% from 2008. The average application was for $212,630, and applicants reported an average income of $84,516. 3% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (20,568), Dallas-Plano-Irving, TX (20,309) and Chicago-Naperville-Joliet, IL (18,646) (applications in parentheses).

Mortgage Company & Address Wells Fargo Funding, Inc
100 N Main Streeet Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 703,481
Total Mortgage Loan Application Amount $149,581,674,000
Average Mortgage Loan Application Amount $212,630
Highest Mortgage Loan Application Amount $1,769,000
Average Applicant Income $84,516
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wells Fargo Funding, Inc by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Houston-Sugar Land-Baytown, TX 20,568 $ 3,602,499,000 $ 175,150 $ 90,000
Dallas-Plano-Irving, TX 20,309 $ 3,838,433,000 $ 189,001 $ 90,000
Chicago-Naperville-Joliet, IL 18,646 $ 4,186,487,000 $ 224,524 $ 82,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 18,448 $ 5,887,152,000 $ 319,121 $ 108,162
Philadelphia, PA 14,938 $ 3,480,299,000 $ 232,982 $ 99,000
Atlanta-Sandy Springs-Marietta, GA 13,968 $ 2,830,838,000 $ 202,665 $ 88,000
Phoenix-Mesa-Scottsdale, AZ 13,937 $ 2,589,370,000 $ 185,791 $ 70,000
Portland-Vancouver-Beaverton, OR-WA 13,551 $ 3,213,235,000 $ 237,121 $ 84,449
Los Angeles-Long Beach-Glendale, CA 13,029 $ 3,941,063,000 $ 302,483 $ 106,000
Seattle-Bellevue-Everett, WA 12,139 $ 3,553,103,000 $ 292,701 $ 100,000
Austin-Round Rock, TX 10,560 $ 2,156,880,000 $ 204,250 $ 95,000
Denver-Aurora-Broomfield, CO 10,160 $ 2,295,788,000 $ 225,963 $ 74,000
Minneapolis-St. Paul-Bloomington, MN-WI 10,097 $ 2,143,541,000 $ 212,294 $ 83,899
Fort Worth-Arlington, TX 9,817 $ 1,632,728,000 $ 166,316 $ 81,000
Riverside-San Bernardino-Ontario, CA 9,636 $ 1,984,889,000 $ 205,986 $ 79,000
Baltimore-Towson, MD 9,367 $ 2,422,098,000 $ 258,577 $ 77,000
New York-White Plains-Wayne, NY-NJ 8,761 $ 2,935,245,000 $ 335,035 $ 112,224
Salt Lake City, UT 8,745 $ 1,938,929,000 $ 221,718 $ 69,000
St. Louis, MO-IL 8,644 $ 1,547,522,000 $ 179,028 $ 73,165
San Antonio, TX 8,040 $ 1,394,374,000 $ 173,429 $ 74,000
Edison-New Brunswick, NJ 8,034 $ 2,209,072,000 $ 274,965 $ 102,000
Virginia Beach-Norfolk-Newport News, VA-NC 7,072 $ 1,640,598,000 $ 231,985 $ 61,268
Kansas City, MO-KS 6,844 $ 1,187,324,000 $ 173,483 $ 71,654
Charlotte-Gastonia-Concord, NC-SC 6,774 $ 1,345,293,000 $ 198,596 $ 84,694
San Diego-Carlsbad-San Marcos, CA 6,720 $ 2,105,845,000 $ 313,369 $ 116,000
Santa Ana-Anaheim-Irvine, CA 6,385 $ 2,179,045,000 $ 341,275 $ 123,000
Nashville-Davidson--Murfreesboro--Franklin, TN 6,271 $ 1,186,104,000 $ 189,141 $ 70,000
Raleigh-Cary, NC 5,896 $ 1,257,916,000 $ 213,350 $ 89,000
Newark-Union, NJ-PA 5,735 $ 1,712,485,000 $ 298,602 $ 112,426
Camden, NJ 5,608 $ 1,165,587,000 $ 207,843 $ 78,000
Anchorage, AK 5,282 $ 1,326,243,000 $ 251,087 $ 90,000
Oakland-Fremont-Hayward, CA 5,086 $ 1,693,190,000 $ 332,911 $ 125,000
Pittsburgh, PA 4,971 $ 832,147,000 $ 167,400 $ 87,000
Ogden-Clearfield, UT 4,845 $ 985,340,000 $ 203,372 $ 61,000
Richmond, VA 4,760 $ 1,005,465,000 $ 211,232 $ 75,000
Provo-Orem, UT 4,685 $ 950,762,000 $ 202,937 $ 63,000
Sacramento--Arden-Arcade--Roseville, CA 4,651 $ 1,122,380,000 $ 241,320 $ 96,000
Hartford-West Hartford-East Hartford, CT 4,621 $ 999,843,000 $ 216,369 $ 82,000
Bethesda-Frederick-Rockville, MD 4,587 $ 1,476,456,000 $ 321,878 $ 117,000
Indianapolis-Carmel, IN 4,560 $ 774,716,000 $ 169,893 $ 75,000
Memphis, TN-MS-AR 4,481 $ 842,880,000 $ 188,100 $ 90,685
Milwaukee-Waukesha-West Allis, WI 4,099 $ 823,297,000 $ 200,853 $ 102,000
Tacoma, WA 4,077 $ 981,432,000 $ 240,724 $ 70,000
San Jose-Sunnyvale-Santa Clara, CA 4,009 $ 1,603,079,000 $ 399,870 $ 146,000
Louisville-Jefferson County, KY-IN 3,976 $ 662,874,000 $ 166,718 $ 62,629
Little Rock-North Little Rock-Conway, AR 3,958 $ 700,227,000 $ 176,914 $ 90,000
New Orleans-Metairie-Kenner, LA 3,908 $ 773,823,000 $ 198,009 $ 92,000
Warren-Troy-Farmington Hills, MI 3,824 $ 609,893,000 $ 159,490 $ 70,000
Las Vegas-Paradise, NV 3,736 $ 685,050,000 $ 183,364 $ 73,000
Oklahoma City, OK 3,417 $ 559,153,000 $ 163,638 $ 77,000
Baton Rouge, LA 3,407 $ 645,635,000 $ 189,502 $ 93,000
Boston-Quincy, MA 3,350 $ 945,010,000 $ 282,092 $ 94,000
Cincinnati-Middletown, OH-KY-IN 3,219 $ 550,159,000 $ 170,909 $ 67,401
Albany-Schenectady-Troy, NY 3,163 $ 584,073,000 $ 184,657 $ 63,000
Cambridge-Newton-Framingham, MA 3,052 $ 895,293,000 $ 293,346 $ 107,000
Birmingham-Hoover, AL 3,029 $ 549,880,000 $ 181,538 $ 77,000
Nassau-Suffolk, NY 2,922 $ 913,390,000 $ 312,590 $ 113,000
Providence-New Bedford-Fall River, RI-MA 2,890 $ 647,048,000 $ 223,892 $ 63,332
San Francisco-San Mateo-Redwood City, CA 2,881 $ 1,214,709,000 $ 421,627 $ 164,000
Orlando-Kissimmee, FL 2,811 $ 522,398,000 $ 185,840 $ 86,000
Tampa-St. Petersburg-Clearwater, FL 2,790 $ 490,953,000 $ 175,968 $ 84,000
Columbia, SC 2,744 $ 480,117,000 $ 174,969 $ 73,000
Colorado Springs, CO 2,652 $ 572,809,000 $ 215,991 $ 56,000
Cleveland-Elyria-Mentor, OH 2,570 $ 414,299,000 $ 161,205 $ 67,000
Allentown-Bethlehem-Easton, PA-NJ 2,561 $ 500,645,000 $ 195,488 $ 75,745
New Haven-Milford, CT 2,528 $ 551,033,000 $ 217,971 $ 80,000
Greenville-Mauldin-Easley, SC 2,397 $ 444,765,000 $ 185,550 $ 87,000
Boise City-Nampa, ID 2,356 $ 422,837,000 $ 179,472 $ 66,000
Jacksonville, FL 2,319 $ 446,384,000 $ 192,489 $ 77,000
Charleston-North Charleston-Summerville, SC 2,246 $ 459,246,000 $ 204,472 $ 82,000
Bridgeport-Stamford-Norwalk, CT 2,212 $ 675,221,000 $ 305,253 $ 129,000
Killeen-Temple-Fort Hood, TX 2,123 $ 312,030,000 $ 146,975 $ 58,000
Spokane, WA 2,108 $ 380,393,000 $ 180,452 $ 64,000
Columbus, OH 2,053 $ 365,690,000 $ 178,124 $ 70,000
Huntsville, AL 2,024 $ 370,632,000 $ 183,118 $ 84,000
Tulsa, OK 2,017 $ 338,259,000 $ 167,704 $ 86,000
Salem, OR 1,991 $ 398,599,000 $ 200,200 $ 72,000
Fresno, CA 1,972 $ 384,080,000 $ 194,766 $ 78,000
Lake County-Kenosha County, IL-WI 1,972 $ 448,062,000 $ 227,211 $ 90,273
Omaha-Council Bluffs, NE-IA 1,954 $ 327,518,000 $ 167,614 $ 76,590
Tucson, AZ 1,946 $ 384,401,000 $ 197,533 $ 77,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,887 $ 395,226,000 $ 209,446 $ 98,000
Eugene-Springfield, OR 1,863 $ 375,624,000 $ 201,623 $ 72,000
Lancaster, PA 1,852 $ 319,323,000 $ 172,420 $ 71,000
Jackson, MS 1,821 $ 340,584,000 $ 187,031 $ 81,000
Albuquerque, NM 1,801 $ 339,387,000 $ 188,443 $ 59,000
Knoxville, TN 1,773 $ 298,131,000 $ 168,150 $ 65,000
Asheville, NC 1,753 $ 359,005,000 $ 204,794 $ 89,000
Wilmington, NC 1,735 $ 370,190,000 $ 213,365 $ 102,000
Rochester, NY 1,727 $ 237,986,000 $ 137,803 $ 76,000
Augusta-Richmond County, GA-SC 1,714 $ 289,122,000 $ 168,682 $ 68,028
Peabody, MA 1,690 $ 442,647,000 $ 261,921 $ 86,000
Wilmington, DE-MD-NJ 1,665 $ 369,537,000 $ 221,944 $ 70,797
El Paso, TX 1,633 $ 243,473,000 $ 149,095 $ 64,000
Greensboro-High Point, NC 1,574 $ 266,496,000 $ 169,311 $ 70,000
Harrisburg-Carlisle, PA 1,521 $ 263,871,000 $ 173,485 $ 75,000
Gary, IN 1,515 $ 249,899,000 $ 164,949 $ 58,000
Lexington-Fayette, KY 1,491 $ 243,099,000 $ 163,044 $ 69,000
Stockton, CA 1,487 $ 277,603,000 $ 186,686 $ 71,000
Bakersfield, CA 1,474 $ 254,343,000 $ 172,552 $ 64,000
Oxnard-Thousand Oaks-Ventura, CA 1,443 $ 463,108,000 $ 320,934 $ 121,000
Detroit-Livonia-Dearborn, MI 1,427 $ 197,329,000 $ 138,282 $ 61,000
York-Hanover, PA 1,419 $ 255,608,000 $ 180,132 $ 65,000
West Palm Beach-Boca Raton-Boynton Beach, FL 1,406 $ 305,265,000 $ 217,115 $ 122,000
Worcester, MA 1,400 $ 317,773,000 $ 226,980 $ 74,000
Des Moines-West Des Moines, IA 1,391 $ 222,407,000 $ 159,890 $ 67,000
Miami-Miami Beach-Kendall, FL 1,361 $ 285,523,000 $ 209,789 $ 104,000
Lubbock, TX 1,345 $ 185,175,000 $ 137,676 $ 81,000
Santa Rosa-Petaluma, CA 1,341 $ 402,375,000 $ 300,055 $ 114,000
Buffalo-Niagara Falls, NY 1,283 $ 167,359,000 $ 130,443 $ 64,000
Trenton-Ewing, NJ 1,274 $ 307,448,000 $ 241,324 $ 96,000
Durham-Chapel Hill, NC 1,242 $ 259,837,000 $ 209,208 $ 93,000
Springfield, MO 1,235 $ 191,060,000 $ 154,704 $ 73,000
Olympia, WA 1,215 $ 294,630,000 $ 242,493 $ 69,000
Honolulu, HI 1,200 $ 492,656,000 $ 410,546 $ 84,000
Bremerton-Silverdale, WA 1,199 $ 293,430,000 $ 244,728 $ 77,000
Fort Collins-Loveland, CO 1,192 $ 250,779,000 $ 210,385 $ 82,000
Reading, PA 1,177 $ 190,364,000 $ 161,736 $ 66,000
Rockingham County-Strafford County, NH 1,174 $ 272,505,000 $ 232,116 $ 80,000
Fayetteville-Springdale-Rogers, AR-MO 1,154 $ 199,200,000 $ 172,616 $ 82,965
Shreveport-Bossier City, LA 1,142 $ 209,932,000 $ 183,828 $ 81,000
Modesto, CA 1,138 $ 185,677,000 $ 163,160 $ 65,000
Chattanooga, TN-GA 1,129 $ 180,797,000 $ 160,139 $ 66,209
Bend, OR 1,125 $ 258,031,000 $ 229,360 $ 101,000
Manchester-Nashua, NH 1,114 $ 242,572,000 $ 217,748 $ 72,000
Reno-Sparks, NV 1,099 $ 226,267,000 $ 205,884 $ 77,000
Portland-South Portland-Biddeford, ME 1,097 $ 233,686,000 $ 213,022 $ 80,000
Syracuse, NY 1,088 $ 145,316,000 $ 133,562 $ 69,000
Grand Rapids-Wyoming, MI 1,067 $ 139,446,000 $ 130,689 $ 54,000
Clarksville, TN-KY 1,029 $ 160,338,000 $ 155,819 $ 46,629
Akron, OH 1,024 $ 168,913,000 $ 164,954 $ 73,000
Atlantic City-Hammonton, NJ 1,015 $ 220,194,000 $ 216,939 $ 104,000
Springfield, MA 1,007 $ 186,412,000 $ 185,116 $ 58,000
Fayetteville, NC 1,006 $ 172,270,000 $ 171,242 $ 49,000
Boulder, CO 994 $ 261,002,000 $ 262,577 $ 99,000
Vallejo-Fairfield, CA 990 $ 242,595,000 $ 245,045 $ 84,000
Wichita, KS 978 $ 132,327,000 $ 135,303 $ 59,000
Fort Wayne, IN 960 $ 114,292,000 $ 119,054 $ 44,000
Grand Junction, CO 960 $ 208,478,000 $ 217,164 $ 61,000
Cape Coral-Fort Myers, FL 956 $ 159,299,000 $ 166,630 $ 122,000
Coeur D'Alene, ID 933 $ 180,505,000 $ 193,467 $ 78,000
Madison, WI 927 $ 196,371,000 $ 211,834 $ 107,000
Roanoke, VA 912 $ 162,381,000 $ 178,049 $ 79,000
Mobile, AL 906 $ 138,192,000 $ 152,529 $ 60,000
San Luis Obispo-Paso Robles, CA 905 $ 273,866,000 $ 302,614 $ 111,000
Kennewick-Pasco-Richland, WA 897 $ 160,338,000 $ 178,749 $ 69,000
Winston-Salem, NC 896 $ 153,071,000 $ 170,838 $ 69,000
Savannah, GA 887 $ 174,297,000 $ 196,501 $ 77,000
Medford, OR 854 $ 175,680,000 $ 205,714 $ 76,000
Myrtle Beach-North Myrtle Beach-Conway, SC 852 $ 152,299,000 $ 178,754 $ 89,000
Palm Bay-Melbourne-Titusville, FL 834 $ 125,047,000 $ 149,936 $ 67,000
College Station-Bryan, TX 833 $ 133,297,000 $ 160,020 $ 89,000
Greeley, CO 810 $ 163,415,000 $ 201,746 $ 62,000
Lafayette, LA 773 $ 143,589,000 $ 185,755 $ 99,000
Monroe, LA 772 $ 126,984,000 $ 164,487 $ 84,000
Scranton--Wilkes-Barre, PA 761 $ 106,750,000 $ 140,275 $ 60,000
Montgomery, AL 759 $ 143,425,000 $ 188,965 $ 71,000
Santa Barbara-Santa Maria-Goleta, CA 756 $ 238,761,000 $ 315,821 $ 111,000
Corpus Christi, TX 733 $ 112,722,000 $ 153,781 $ 80,000
Poughkeepsie-Newburgh-Middletown, NY 728 $ 177,106,000 $ 243,277 $ 85,000
Norwich-New London, CT 710 $ 149,466,000 $ 210,515 $ 75,000
Rockford, IL 708 $ 92,168,000 $ 130,180 $ 48,000
Lynchburg, VA 701 $ 126,024,000 $ 179,777 $ 72,000
Visalia-Porterville, CA 701 $ 119,657,000 $ 170,694 $ 63,000
Decatur, AL 695 $ 99,237,000 $ 142,787 $ 63,000
Waco, TX 687 $ 97,717,000 $ 142,237 $ 69,000
Dayton, OH 686 $ 100,982,000 $ 147,204 $ 56,000
Beaumont-Port Arthur, TX 673 $ 94,163,000 $ 139,915 $ 71,000
Bradenton-Sarasota-Venice, FL 661 $ 131,323,000 $ 198,673 $ 112,000
Spartanburg, SC 628 $ 97,930,000 $ 155,939 $ 66,000
Burlington-South Burlington, VT 623 $ 131,229,000 $ 210,640 $ 91,000
Santa Cruz-Watsonville, CA 615 $ 215,823,000 $ 350,931 $ 126,000
McAllen-Edinburg-Mission, TX 609 $ 80,224,000 $ 131,730 $ 63,000
Ocean City, NJ 609 $ 164,581,000 $ 270,247 $ 168,000
Naples-Marco Island, FL 606 $ 134,336,000 $ 221,676 $ 162,000
Bloomington-Normal, IL 593 $ 99,037,000 $ 167,010 $ 77,000
Cedar Rapids, IA 581 $ 86,825,000 $ 149,440 $ 67,000
Anderson, SC 578 $ 92,914,000 $ 160,750 $ 70,000
Peoria, IL 577 $ 80,191,000 $ 138,979 $ 62,000
Las Cruces, NM 564 $ 106,208,000 $ 188,312 $ 105,000
St. George, UT 555 $ 113,975,000 $ 205,360 $ 90,000
Billings, MT 552 $ 98,614,000 $ 178,648 $ 70,000
Charlottesville, VA 538 $ 131,335,000 $ 244,117 $ 101,000
Tyler, TX 537 $ 85,037,000 $ 158,355 $ 77,000
Hagerstown-Martinsburg, MD-WV 532 $ 106,605,000 $ 200,385 $ 55,240
Hickory-Lenoir-Morganton, NC 529 $ 87,423,000 $ 165,260 $ 71,000
Columbus, GA-AL 526 $ 92,798,000 $ 176,422 $ 57,197
Pueblo, CO 526 $ 79,321,000 $ 150,800 $ 51,000
Vineland-Millville-Bridgeton, NJ 523 $ 89,534,000 $ 171,193 $ 56,000
Cheyenne, WY 517 $ 99,114,000 $ 191,709 $ 58,000
Florence-Muscle Shoals, AL 512 $ 71,749,000 $ 140,134 $ 65,000
Salinas, CA 497 $ 145,984,000 $ 293,730 $ 110,000
Idaho Falls, ID 488 $ 86,618,000 $ 177,495 $ 66,000
Merced, CA 488 $ 66,455,000 $ 136,178 $ 66,000
Ann Arbor, MI 478 $ 94,094,000 $ 196,849 $ 88,000
Bellingham, WA 478 $ 115,120,000 $ 240,836 $ 79,000
Flagstaff, AZ 477 $ 120,450,000 $ 252,515 $ 102,000
Prescott, AZ 471 $ 99,834,000 $ 211,961 $ 78,000
Tallahassee, FL 469 $ 90,751,000 $ 193,498 $ 95,000
Hot Springs, AR 468 $ 82,192,000 $ 175,623 $ 99,000
Canton-Massillon, OH 460 $ 63,602,000 $ 138,265 $ 58,000
Yakima, WA 456 $ 84,966,000 $ 186,328 $ 71,000
Racine, WI 448 $ 82,071,000 $ 183,194 $ 88,000
Gulfport-Biloxi, MS 447 $ 69,249,000 $ 154,919 $ 73,000
Bismarck, ND 438 $ 78,698,000 $ 179,675 $ 106,000
Sherman-Denison, TX 437 $ 59,457,000 $ 136,057 $ 77,000
Davenport-Moline-Rock Island, IA-IL 436 $ 59,960,000 $ 137,522 $ 60,334
Port St. Lucie, FL 435 $ 66,620,000 $ 153,149 $ 84,000
Tuscaloosa, AL 435 $ 83,242,000 $ 191,360 $ 88,000
Athens-Clarke County, GA 431 $ 79,001,000 $ 183,296 $ 90,000
Flint, MI 424 $ 54,795,000 $ 129,233 $ 54,000
Jonesboro, AR 424 $ 70,809,000 $ 167,002 $ 102,000
Sioux Falls, SD 424 $ 67,989,000 $ 160,351 $ 68,000
Houma-Bayou Cane-Thibodaux, LA 416 $ 73,683,000 $ 177,122 $ 84,000
Kingsport-Bristol-Bristol, TN-VA 416 $ 60,820,000 $ 146,201 $ 61,990
Pensacola-Ferry Pass-Brent, FL 416 $ 73,314,000 $ 176,235 $ 70,000
Brownsville-Harlingen, TX 412 $ 51,987,000 $ 126,182 $ 80,000
Longview, TX 411 $ 62,222,000 $ 151,391 $ 64,000
Lincoln, NE 409 $ 64,005,000 $ 156,491 $ 69,000
Logan, UT-ID 402 $ 70,248,000 $ 174,746 $ 67,169
Lakeland-Winter Haven, FL 399 $ 56,708,000 $ 142,125 $ 67,000
Lansing-East Lansing, MI 396 $ 50,401,000 $ 127,275 $ 54,000
Barnstable Town, MA 394 $ 103,209,000 $ 261,951 $ 134,000
Blacksburg-Christiansburg-Radford, VA 393 $ 73,871,000 $ 187,966 $ 76,000
Wichita Falls, TX 391 $ 51,926,000 $ 132,803 $ 76,000
Youngstown-Warren-Boardman, OH-PA 389 $ 48,058,000 $ 123,542 $ 48,678
Deltona-Daytona Beach-Ormond Beach, FL 387 $ 58,861,000 $ 152,095 $ 77,000
Johnson City, TN 385 $ 60,044,000 $ 155,958 $ 66,000
Abilene, TX 383 $ 52,961,000 $ 138,279 $ 67,000
Fort Smith, AR-OK 381 $ 52,400,000 $ 137,532 $ 70,574
Toledo, OH 379 $ 56,004,000 $ 147,767 $ 69,000
Florence, SC 371 $ 57,973,000 $ 156,261 $ 68,000
Columbia, MO 369 $ 56,515,000 $ 153,157 $ 64,000
Dothan, AL 368 $ 56,000,000 $ 152,173 $ 65,000
Yuba City, CA 368 $ 66,178,000 $ 179,831 $ 61,000
Green Bay, WI 367 $ 59,456,000 $ 162,005 $ 97,000
Hattiesburg, MS 362 $ 62,911,000 $ 173,787 $ 84,000
Macon, GA 362 $ 61,748,000 $ 170,574 $ 81,000
Evansville, IN-KY 361 $ 48,074,000 $ 133,168 $ 52,800
Fargo, ND-MN 355 $ 57,812,000 $ 162,850 $ 88,735
South Bend-Mishawaka, IN-MI 351 $ 46,036,000 $ 131,156 $ 52,772
Elizabethtown, KY 349 $ 55,706,000 $ 159,616 $ 50,000
Redding, CA 349 $ 71,780,000 $ 205,673 $ 71,000
Yuma, AZ 349 $ 62,941,000 $ 180,346 $ 60,000
Laredo, TX 345 $ 48,101,000 $ 139,423 $ 58,000
Alexandria, LA 343 $ 57,847,000 $ 168,650 $ 85,000
Holland-Grand Haven, MI 335 $ 49,079,000 $ 146,504 $ 61,000
Burlington, NC 326 $ 52,987,000 $ 162,536 $ 60,000
Wenatchee-East Wenatchee, WA 319 $ 71,426,000 $ 223,905 $ 91,000
Muskegon-Norton Shores, MI 312 $ 33,644,000 $ 107,833 $ 48,000
Amarillo, TX 311 $ 50,020,000 $ 160,836 $ 91,000
Appleton, WI 311 $ 50,509,000 $ 162,408 $ 93,000
Odessa, TX 310 $ 46,272,000 $ 149,264 $ 74,000
Jackson, TN 309 $ 51,378,000 $ 166,271 $ 94,000
Lebanon, PA 308 $ 51,035,000 $ 165,698 $ 66,000
Winchester, VA-WV 306 $ 65,468,000 $ 213,947 $ 64,764
Kalamazoo-Portage, MI 303 $ 45,602,000 $ 150,501 $ 61,000
Mount Vernon-Anacortes, WA 303 $ 72,650,000 $ 239,768 $ 78,000
Dover, DE 298 $ 65,011,000 $ 218,157 $ 58,000
Gadsden, AL 297 $ 41,491,000 $ 139,700 $ 60,000
Missoula, MT 296 $ 64,694,000 $ 218,560 $ 75,000
Fairbanks, AK 294 $ 63,814,000 $ 217,054 $ 66,000
Madera-Chowchilla, CA 290 $ 46,238,000 $ 159,441 $ 70,000
St. Cloud, MN 280 $ 44,838,000 $ 160,135 $ 66,000
Warner Robins, GA 280 $ 45,178,000 $ 161,350 $ 59,000
Champaign-Urbana, IL 279 $ 45,210,000 $ 162,043 $ 88,000
El Centro, CA 278 $ 41,861,000 $ 150,579 $ 53,000
Oshkosh-Neenah, WI 278 $ 41,912,000 $ 150,762 $ 93,000
Harrisonburg, VA 277 $ 51,959,000 $ 187,577 $ 74,000
Hanford-Corcoran, CA 272 $ 49,377,000 $ 181,533 $ 62,000
Pine Bluff, AR 272 $ 32,248,000 $ 118,558 $ 65,000
State College, PA 272 $ 53,445,000 $ 196,488 $ 96,000
Duluth, MN-WI 269 $ 42,212,000 $ 156,921 $ 65,211
San Angelo, TX 269 $ 41,472,000 $ 154,171 $ 81,000
Gainesville, GA 266 $ 54,295,000 $ 204,116 $ 84,000
Jacksonville, NC 266 $ 49,588,000 $ 186,421 $ 59,000
Elkhart-Goshen, IN 257 $ 34,036,000 $ 132,435 $ 59,000
Topeka, KS 255 $ 38,616,000 $ 151,435 $ 65,000
Morristown, TN 254 $ 37,285,000 $ 146,791 $ 56,000
Manhattan, KS 252 $ 43,707,000 $ 173,440 $ 70,000
Midland, TX 252 $ 42,674,000 $ 169,341 $ 79,000
Chico, CA 250 $ 52,578,000 $ 210,312 $ 85,000
Pascagoula, MS 242 $ 39,453,000 $ 163,028 $ 67,000
Greenville, NC 240 $ 42,128,000 $ 175,533 $ 90,000
Lake Havasu City-Kingman, AZ 238 $ 38,585,000 $ 162,121 $ 74,000
Corvallis, OR 237 $ 54,181,000 $ 228,611 $ 96,000
Saginaw-Saginaw Township North, MI 237 $ 27,499,000 $ 116,029 $ 48,000
Glens Falls, NY 233 $ 39,288,000 $ 168,618 $ 67,000
Longview, WA 233 $ 45,679,000 $ 196,047 $ 65,000
Napa, CA 229 $ 66,730,000 $ 291,397 $ 117,000
Lake Charles, LA 228 $ 35,814,000 $ 157,078 $ 77,000
Sumter, SC 223 $ 31,541,000 $ 141,439 $ 45,000
Bay City, MI 221 $ 22,684,000 $ 102,642 $ 41,000
Lawrence, KS 215 $ 36,651,000 $ 170,469 $ 81,000
Valdosta, GA 206 $ 36,310,000 $ 176,262 $ 70,000
Fort Walton Beach-Crestview-Destin, FL 202 $ 42,016,000 $ 208,000 $ 100,000
Cleveland, TN 201 $ 31,747,000 $ 157,945 $ 56,000
Auburn-Opelika, AL 198 $ 37,309,000 $ 188,429 $ 81,000
Binghamton, NY 196 $ 24,768,000 $ 126,367 $ 68,000
Jefferson City, MO 196 $ 30,394,000 $ 155,071 $ 67,000
Utica-Rome, NY 195 $ 24,023,000 $ 123,194 $ 63,000
Danville, VA 192 $ 27,763,000 $ 144,598 $ 56,000
Victoria, TX 192 $ 27,782,000 $ 144,697 $ 77,000
Kingston, NY 186 $ 38,574,000 $ 207,387 $ 76,000
Lawton, OK 186 $ 28,159,000 $ 151,392 $ 44,000
Ocala, FL 184 $ 27,505,000 $ 149,483 $ 63,000
Rochester, MN 184 $ 32,333,000 $ 175,722 $ 61,000
St. Joseph, MO-KS 181 $ 24,800,000 $ 137,016 $ 58,193
Bloomington, IN 180 $ 28,538,000 $ 158,544 $ 66,000
Brunswick, GA 180 $ 35,365,000 $ 196,472 $ 81,000
Hinesville-Fort Stewart, GA 180 $ 26,810,000 $ 148,944 $ 53,000
Rapid City, SD 180 $ 30,158,000 $ 167,544 $ 60,000
Gainesville, FL 179 $ 33,445,000 $ 186,843 $ 95,000
Erie, PA 176 $ 22,933,000 $ 130,301 $ 57,000
Salisbury, MD 173 $ 31,735,000 $ 183,439 $ 59,000
Santa Fe, NM 172 $ 44,850,000 $ 260,755 $ 85,000
Lafayette, IN 170 $ 23,426,000 $ 137,800 $ 51,000
Pocatello, ID 168 $ 25,921,000 $ 154,291 $ 60,000
Bowling Green, KY 163 $ 24,185,000 $ 148,374 $ 65,000
Casper, WY 161 $ 29,015,000 $ 180,217 $ 57,000
Punta Gorda, FL 154 $ 26,308,000 $ 170,831 $ 103,000
Rocky Mount, NC 154 $ 22,309,000 $ 144,863 $ 57,000
Williamsport, PA 154 $ 19,830,000 $ 128,766 $ 62,000
Janesville, WI 152 $ 21,137,000 $ 139,059 $ 76,000
Rome, GA 150 $ 23,410,000 $ 156,066 $ 84,000
Bangor, ME 145 $ 22,292,000 $ 153,737 $ 72,000
Panama City-Lynn Haven-Panama City Beach, FL 145 $ 31,083,000 $ 214,365 $ 98,000
Texarkana, Tx-Texarkana, AR 142 $ 21,144,000 $ 148,901 $ 84,915
Sheboygan, WI 141 $ 21,252,000 $ 150,723 $ 72,000
Joplin, MO 133 $ 16,012,000 $ 120,390 $ 44,000
Sandusky, OH 133 $ 19,425,000 $ 146,052 $ 57,000
Albany, GA 132 $ 20,022,000 $ 151,681 $ 54,000
Kankakee-Bradley, IL 131 $ 20,236,000 $ 154,473 $ 77,000
Niles-Benton Harbor, MI 128 $ 22,960,000 $ 179,375 $ 96,000
Eau Claire, WI 126 $ 18,890,000 $ 149,920 $ 83,000
Farmington, NM 126 $ 23,637,000 $ 187,595 $ 57,000
Ames, IA 125 $ 20,211,000 $ 161,688 $ 78,000
Dalton, GA 124 $ 18,797,000 $ 151,588 $ 54,000
Great Falls, MT 124 $ 19,086,000 $ 153,919 $ 58,000
Springfield, IL 123 $ 15,789,000 $ 128,365 $ 46,000
Lewiston, ID-WA 122 $ 19,520,000 $ 160,000 $ 41,844
Kokomo, IN 119 $ 14,030,000 $ 117,899 $ 51,000
Mankato-North Mankato, MN 118 $ 18,883,000 $ 160,025 $ 60,000
Wausau, WI 117 $ 17,753,000 $ 151,735 $ 92,000
Anniston-Oxford, AL 115 $ 17,671,000 $ 153,660 $ 63,000
Anderson, IN 114 $ 14,421,000 $ 126,500 $ 42,000
Fond Du Lac, WI 114 $ 20,891,000 $ 183,254 $ 112,000
Sebastian-Vero Beach, FL 114 $ 21,568,000 $ 189,192 $ 103,000
Waterloo-Cedar Falls, IA 105 $ 14,543,000 $ 138,504 $ 70,000
Lewiston-Auburn, ME 103 $ 16,583,000 $ 161,000 $ 53,000
Cumberland, MD-WV 101 $ 15,602,000 $ 154,475 $ 57,702
Altoona, PA 99 $ 13,596,000 $ 137,333 $ 71,000
Huntington-Ashland, WV-KY-OH 96 $ 14,177,000 $ 147,677 $ 51,375
Johnstown, PA 96 $ 11,736,000 $ 122,250 $ 62,000
Cape Girardeau-Jackson, MO-IL 95 $ 16,352,000 $ 172,126 $ 88,000
Palm Coast, FL 95 $ 16,556,000 $ 174,273 $ 90,000
Michigan City-La Porte, IN 94 $ 14,754,000 $ 156,957 $ 68,000
Owensboro, KY 94 $ 11,656,000 $ 124,000 $ 54,000
Monroe, MI 91 $ 12,935,000 $ 142,142 $ 43,000
Jackson, MI 90 $ 12,639,000 $ 140,433 $ 54,000
Muncie, IN 87 $ 9,419,000 $ 108,264 $ 47,000
Goldsboro, NC 80 $ 12,176,000 $ 152,200 $ 82,000
Iowa City, IA 78 $ 13,978,000 $ 179,205 $ 70,000
Mansfield, OH 78 $ 10,269,000 $ 131,653 $ 53,000
Charleston, WV 77 $ 12,181,000 $ 158,194 $ 83,000
Battle Creek, MI 75 $ 8,927,000 $ 119,026 $ 64,000
Carson City, NV 71 $ 14,543,000 $ 204,830 $ 63,000
Wheeling, WV-OH 71 $ 9,121,000 $ 128,464 $ 71,591
Springfield, OH 70 $ 8,268,000 $ 118,114 $ 42,000
Terre Haute, IN 64 $ 7,326,000 $ 114,468 $ 48,000
Columbus, IN 61 $ 9,402,000 $ 154,131 $ 88,000
La Crosse, WI-MN 61 $ 9,382,000 $ 153,803 $ 82,278
Dubuque, IA 59 $ 8,036,000 $ 136,203 $ 48,000
Weirton-Steubenville, WV-OH 50 $ 4,993,000 $ 99,860 $ 49,520
Sioux City, IA-NE-SD 49 $ 6,392,000 $ 130,448 $ 59,612
Grand Forks, ND-MN 47 $ 7,604,000 $ 161,787 $ 66,276
Ithaca, NY 46 $ 7,897,000 $ 171,673 $ 76,000
Elmira, NY 44 $ 4,173,000 $ 94,840 $ 54,000
Pittsfield, MA 44 $ 8,352,000 $ 189,818 $ 73,000
Parkersburg-Marietta-Vienna, WV-OH 41 $ 5,370,000 $ 130,975 $ 65,975
Lima, OH 33 $ 3,616,000 $ 109,575 $ 42,000
Danville, IL 32 $ 3,508,000 $ 109,625 $ 66,000
Decatur, IL 32 $ 4,131,000 $ 129,093 $ 59,000
Morgantown, WV 22 $ 4,126,000 $ 187,545 $ 67,000

Mortgage Loan Application Detail Totals for Wells Fargo Funding, Inc in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 387,525 $87,916,335,000 $226,000 $1,467,000 $87,000 $9,999,000
Home Purchase 307,709 $59,940,975,000 $194,000 $1,769,000 $81,000 $9,999,000
Home Improvement 8,247 $1,724,364,000 $209,000 $731,000 $99,000 $2,808,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 530,049 $112,346,236,000 $211,000 $1,769,000 $87,000 $9,999,000
Hispanic 52,842 $9,745,507,000 $184,000 $1,129,000 $62,000 $6,953,000
Not Provided 42,807 $9,923,823,000 $231,000 $1,750,000 $93,000 $5,495,000
Black or African American 41,165 $7,859,538,000 $190,000 $999,000 $55,000 $4,502,000
Asian 32,200 $8,706,730,000 $270,000 $1,274,000 $104,000 $3,228,000
Native Hawaiian or Other Pacific Islander 2,318 $563,133,000 $242,000 $784,000 $77,000 $2,304,000
American Indian or Alaskan Native 2,100 $436,707,000 $207,000 $729,000 $77,000 $970,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 356,575 $83,131,931,000 $233,000 $1,769,000 $114,000 $9,999,000
FHA-insured (Federal Housing Administration) 293,062 $54,502,973,000 $185,000 $1,118,000 $55,000 $9,709,000
VA-guaranteed (Veterans Administration) 53,844 $11,946,770,000 $221,000 $1,467,000 $49,000 $1,284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 674,823 $142,552,882,000 $211,000 $1,600,000 $83,000 $9,999,000
Loan Originated 22,222 $5,261,986,000 $236,000 $1,431,000 $126,000 $6,353,000
Application Denied By Financial Institution 3,584 $957,537,000 $267,000 $1,769,000 $125,000 $5,459,000
Application Approved But Not Accepted 2,653 $751,932,000 $283,000 $1,425,000 $139,000 $2,761,000
Application Withdrawn By Applicant 166 $47,544,000 $286,000 $729,000 $141,000 $1,556,000
Preapproval Denied by Financial Institution 26 $6,331,000 $243,000 $640,000 $108,000 $569,000
Preapproval Approved but not Accepted 7 $3,462,000 $494,000 $1,750,000 $232,000 $690,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,393 $339,596,000 $243,000 $1,251,000 $128,000 $1,930,000
Debt-To-Income Ratio 932 $280,099,000 $300,000 $1,200,000 $87,000 $5,459,000
Other 474 $130,500,000 $275,000 $1,400,000 $195,000 $4,287,000
Credit Application Incomplete 251 $65,449,000 $260,000 $730,000 $142,000 $2,169,000
Unverifiable Information 234 $68,015,000 $290,000 $1,120,000 $128,000 $973,000
Credit History 144 $30,677,000 $213,000 $705,000 $102,000 $704,000
Employment History 95 $23,850,000 $251,000 $704,000 $83,000 $354,000
Insufficient Cash (Downpayment, Closing Cost) 83 $24,738,000 $298,000 $1,769,000 $123,000 $558,000
Mortgage Insurance Denied 4 $944,000 $236,000 $417,000 $79,000 $115,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Funding, Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Funding, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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