Lyon County, MN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 597 mortgage applications in Lyon County, MN totaling $107.2 million, up 9% from 2024. The average application was for $179,000, and applicants reported an average income of $106,000. 64% of applications resulted in an originated loan and 12% were denied. The most active lender was Minnwest Bank, with 70 applications, followed by United Wholesale Mortgage and US Bank, N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 597
Total Mortgage Loan Application Amount $107,225,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $106,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Lyon County, MN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 70 $ 9,850,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 42 $ 9,710,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 41 $ 5,715,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 40 $ 7,580,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 27 $ 3,265,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 22 $ 2,940,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 19 $ 2,505,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 3,600,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 14 $ 3,650,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 2,590,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 11 $ 1,575,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 11 $ 845,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 9 $ 1,065,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 8 $ 730,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 7 $ 6,955,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 7 $ 735,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 1,465,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 7 $ 805,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 7 $ 1,175,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 6 $ 760,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 5 $ 895,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 885,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 915,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 1,415,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 385,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 765,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ n/a 4 $ 230,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 470,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ n/a 4 $ 1,220,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 4 $ 1,240,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 4 $ 370,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 4 $ 300,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 445,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 3 $ 485,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 635,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 485,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 515,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 445,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 635,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 3 $ 255,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 3 $ 95,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 405,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 3 $ 335,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 410,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ n/a 2 $ 230,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 360,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 2 $ 900,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 2 $ 1,310,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 2 $ 440,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 370,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 2 $ 120,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 510,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 160,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 270,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ n/a 2 $ 4,580,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 2 $ 730,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ n/a 2 $ 620,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 330,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 50,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 2 $ 110,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 2 $ 480,000
First State Bank Southwest
1433 OXFORD STREET
WORTHINGTON, MN 56187
* $ n/a 2 $ 390,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 720,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 150,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 85,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 215,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 225,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 1 $ 345,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 155,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 295,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 235,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ n/a 1 $ 215,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 65,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 85,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 65,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 265,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 255,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 125,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 165,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ n/a 1 $ 205,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 415,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 125,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 55,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 115,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 75,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 1 $ 35,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 1 $ 45,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 215,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 125,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 255,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 145,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ n/a 1 $ 125,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 1 $ 375,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 115,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 145,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 35,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ n/a 1 $ 385,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 145,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ n/a 1 $ 85,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 255,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 1 $ 335,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 45,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 155,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 185,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 75,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 185,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ n/a 1 $ 115,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ n/a 1 $ 125,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 1 $ 165,000

The tables below break down 2025 mortgage applications in Lyon County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lyon County, MN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 304 $55,770,000 $183,000 $725,000 $98,000 $1,229,000
Refinancing 84 $29,590,000 $352,000 $6,005,000 $156,000 $2,400,000
Cash-out Refinancing 79 $12,385,000 $156,000 $615,000 $91,000 $439,000
Other Purpose 72 $5,560,000 $77,000 $305,000 $110,000 $304,000
Home Improvement 57 $3,785,000 $66,000 $255,000 $111,000 $355,000
Not Applicable 1 $135,000 $135,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 419 $75,495,000 $180,000 $6,005,000 $108,000 $2,400,000
Not Provided 58 $8,980,000 $154,000 $615,000 $130,000 $1,229,000
Not applicable 46 $13,010,000 $282,000 $4,435,000 $148,000 $324,000
Hispanic 32 $3,800,000 $118,000 $275,000 $55,000 $132,000
Asian 30 $4,630,000 $154,000 $415,000 $84,000 $537,000
Black or African American 8 $1,000,000 $125,000 $255,000 $110,000 $244,000
American Indian or Alaskan Native 4 $310,000 $77,000 $145,000 $130,000 $132,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 434 $76,820,000 $177,000 $6,005,000 $117,000 $2,400,000
FHA-insured (Federal Housing Administration) 97 $16,835,000 $173,000 $375,000 $64,000 $181,000
VA-guaranteed (Veterans Administration) 51 $11,295,000 $221,000 $615,000 $76,000 $261,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,275,000 $151,000 $245,000 $75,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 384 $70,540,000 $183,000 $4,435,000 $108,000 $803,000
Application Denied By Financial Institution 72 $8,460,000 $117,000 $605,000 $72,000 $207,000
Application Withdrawn By Applicant 59 $15,765,000 $267,000 $6,005,000 $153,000 $2,400,000
Loan Purchased By The Institution 49 $8,105,000 $165,000 $345,000 $83,000 $324,000
File Closed For Incompleteness 20 $3,030,000 $151,000 $295,000 $64,000 $143,000
Application Approved But Not Accepted 11 $1,075,000 $97,000 $315,000 $131,000 $304,000
Preapproval Approved but not Accepted 2 $250,000 $125,000 $165,000 $42,000 $48,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 515 $92,155,000 $178,000 $6,005,000 $111,000 $2,400,000
Debt-To-Income Ratio 37 $10,665,000 $288,000 $4,435,000 $75,000 $228,000
Credit History 14 $1,220,000 $87,000 $375,000 $75,000 $207,000
Credit Application Incomplete 12 $1,330,000 $110,000 $245,000 $81,000 $177,000
Collateral 11 $825,000 $75,000 $165,000 $93,000 $145,000
Other 5 $625,000 $125,000 $265,000 $61,000 $121,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $141,000 $141,000
Employment History 1 $155,000 $155,000 $155,000 $104,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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