Marinette County, WI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,511 mortgage applications in Marinette County, WI totaling $204.0 million, down 15% from 2022. The average application was for $135,000, and applicants reported an average income of $92,000. 59% of applications resulted in an originated loan and 14% were denied. The most active lender was Stephenson National Bank & Trust, with 134 applications, followed by Covantage Credit Union and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,511
Total Mortgage Loan Application Amount $204,005,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $995,000
Average Applicant Income $92,000
Highest Applicant Income $700,000

Mortgage Company List for Lending in Marinette County, WI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stephenson National Bank & Trust
1820 HALL AVE
MARINETTE, WI 54143
* $ 656,128,000 134 $ 17,230,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 2,963,887,000 89 $ 7,845,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 87 $ 8,685,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 80 $ 12,610,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 2,318,949,000 73 $ 8,245,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 8,748,360,000 68 $ 9,090,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 62 $ 9,270,000
Pcm Credit Union
601 WILLARD DRIVE
GREEN BAY, WI 54304
* $ 393,134,000 61 $ 5,915,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 46 $ 9,110,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 44 $ 6,440,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 42 $ 4,770,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 2,693,982,000 38 $ 4,780,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 30 $ 5,430,000
Peshtigo National Bank
250 FRENCH STREET
PESHTIGO, WI 54157
* $ 264,376,000 29 $ 3,255,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 29 $ 2,425,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,034,078,000 29 $ 2,265,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 6,057,275,000 24 $ 5,940,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 22 $ 3,670,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 3,658,116,000 18 $ 2,880,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 6,224,510,000 17 $ 2,075,000
N.E.W. Credit Union
301 JACKSON ST
OCONTO FALLS, WI 54154
* $ 157,502,000 16 $ 1,550,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 16 $ 770,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 5,156,852,000 14 $ 2,410,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 13 $ 2,315,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 13 $ 2,385,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 13 $ 2,175,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 12 $ 1,670,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 12 $ 2,070,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 1,760,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,382,388,000 11 $ 1,635,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 5,145,209,000 11 $ 1,315,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 11 $ 2,105,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 10 $ 1,340,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 9 $ 1,545,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 9 $ 1,355,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 6,153,509,000 8 $ 900,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 7 $ 785,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 1,035,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 640,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 6 $ 620,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 6 $ 1,080,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 200,000
Unitedone Credit Union
1117 S 10 ST
MANITOWOC, WI 54220
* $ 301,556,000 6 $ 490,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 800,000
Bank of Luxemburg
630 MAIN ST
LUXEMBURG, WI 54217
* $ 580,371,000 6 $ 1,130,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 6 $ 930,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 715,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 3,121,954,000 5 $ 895,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 885,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 5 $ 185,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 5 $ 385,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 5 $ 645,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 835,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 4 $ 300,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 410,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 900,000
Laona State Bank
5308 BEECH ST
LAONA, WI 54541
* $ 268,555,000 4 $ 630,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ 446,344,000 4 $ 2,010,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ -1,000 4 $ 400,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 4 $ 1,000,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 225,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 2,635,396,000 3 $ 245,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 735,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 515,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 3 $ 105,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 505,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,895,358,000 3 $ 305,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 3 $ 595,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 340,000
Collins State Bank
20741 COUNTY ROAD JJ
COLLINS, WI 54207
* $ 194,152,000 2 $ 270,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 2 $ 410,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 290,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ 954,617,000 2 $ 200,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 2 $ 240,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 2 $ 400,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 340,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 290,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 500,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 2 $ 250,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ 352,586,000 2 $ 300,000
Bank of Kaukauna
264 W. WISCONSIN AVENUE, P.O. BOX 320
KAUKAUNA, WI 54130
* $ 144,800,000 2 $ 680,000
Oostburg State Bank
905 CENTER AVE
OOSTBURG, WI 53070
* $ 331,547,000 2 $ 230,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 220,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ 576,277,000 2 $ 240,000
Cleveland State Bank
1250 W. WASHINGTON AVE
CLEVELAND, WI 53015
* $ 187,935,000 2 $ 300,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 510,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 390,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 150,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 2 $ 180,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 3,163,444,000 1 $ 505,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 155,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 325,000
Crossbridge Community Bank
15 E WISCONSIN AVE
TOMAHAWK, WI 54487
* $ 199,267,000 1 $ 95,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 135,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 45,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 105,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 205,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 215,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 175,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 165,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 65,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 315,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 3,048,445,000 1 $ 25,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 1,346,301,000 1 $ 225,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,527,709,000 1 $ 25,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ 431,935,000 1 $ 255,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ 431,663,000 1 $ 145,000
Glacier Hills Credit Union
2150 S. MAIN STREET
WEST BEND, WI 53095
* $ 219,588,000 1 $ 25,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 145,000
Plus Relocation Mortgage, LLC
1100 VIRGINIA DRIVE, SUITE 125
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 145,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 15,000
Premierbank
100 SHERMAN AVE E
FORT ATKINSON, WI 53538
* $ 554,421,000 1 $ 105,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 95,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 165,000
Unison Credit Union
PO BOX 260
KAUKAUNA, WI 54130
* $ 299,911,000 1 $ 175,000
Evergreen Credit Union
1500 W AMERICAN DR
NEENAH, WI 54956
* $ 55,985,000 1 $ 115,000
Settlers Bank
4021 MERIDIAN DRIVE
WINDSOR, WI 53598
* $ 405,901,000 1 $ 115,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 601,400,000 1 $ 125,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 165,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 15,000
Winnebago Community Credit Union
567 E SNELL RD
OSHKOSH, WI 54901
* $ 156,638,000 1 $ 185,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,937,869,000 1 $ 195,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 65,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 1,114,078,000 1 $ 105,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 4,614,668,000 1 $ 165,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 1 $ 125,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ 338,539,000 1 $ 75,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 125,000
Park City Credit Union
501 S PINE RIDGE AVE
MERRILL, WI 54452
* $ 329,193,000 1 $ 25,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 415,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 85,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ 299,425,000 1 $ 15,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 105,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 155,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ 1,648,757,000 1 $ 245,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 212,280,000 1 $ 265,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 45,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 105,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 1,251,474,000 1 $ 35,000
Intercity State Bank
962 GRAND AVE
SCHOFIELD, WI 54476
* $ 259,345,000 1 $ 105,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 55,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,469,837,000 1 $ 55,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 155,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ 2,041,413,000 1 $ 205,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,675,982,000 1 $ 95,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 25,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 270,873,000 1 $ 75,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 255,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ -1,000 1 $ 155,000
American Finance House Lariba
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 1 $ 175,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 165,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 125,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 295,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 275,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 175,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 245,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 375,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 95,000

The tables below break down 2023 mortgage applications in Marinette County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marinette County, WI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 803 $136,625,000 $170,000 $995,000 $100,000 $504,000
Cash-out Refinancing 224 $28,150,000 $125,000 $455,000 $73,000 $390,000
Other Purpose 181 $11,695,000 $64,000 $275,000 $93,000 $700,000
Refinancing 170 $18,260,000 $107,000 $755,000 $81,000 $230,000
Home Improvement 132 $9,220,000 $69,000 $405,000 $96,000 $553,000
Not Applicable 1 $55,000 $55,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,136 $149,560,000 $131,000 $995,000 $93,000 $700,000
Not applicable 216 $34,580,000 $160,000 $755,000 $52,000 $52,000
Not Provided 117 $14,645,000 $125,000 $525,000 $83,000 $303,000
Hispanic 18 $1,900,000 $105,000 $215,000 $75,000 $240,000
American Indian or Alaskan Native 10 $1,280,000 $128,000 $305,000 $61,000 $108,000
Asian 5 $725,000 $145,000 $255,000 $123,000 $303,000
Black or African American 4 $920,000 $230,000 $305,000 $98,000 $162,000
Native Hawaiian or Other Pacific Islander 3 $245,000 $81,000 $105,000 $58,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,197 $150,035,000 $125,000 $995,000 $96,000 $700,000
FHA-insured (Federal Housing Administration) 133 $21,065,000 $158,000 $465,000 $67,000 $263,000
VA-guaranteed (Veterans Administration) 104 $21,610,000 $207,000 $525,000 $78,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $11,295,000 $146,000 $255,000 $71,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 897 $120,165,000 $133,000 $995,000 $98,000 $553,000
Application Denied By Financial Institution 207 $23,695,000 $114,000 $755,000 $73,000 $700,000
Loan Purchased By The Institution 176 $28,460,000 $161,000 $395,000 $60,000 $122,000
Application Withdrawn By Applicant 137 $20,395,000 $148,000 $695,000 $87,000 $323,000
Application Approved But Not Accepted 49 $6,615,000 $135,000 $455,000 $91,000 $263,000
File Closed For Incompleteness 38 $3,830,000 $100,000 $285,000 $86,000 $300,000
Preapproval Approved but not Accepted 6 $670,000 $111,000 $195,000 $54,000 $117,000
Preapproval Denied by Financial Institution 1 $175,000 $175,000 $175,000 $33,000 $33,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,283 $177,055,000 $138,000 $995,000 $95,000 $553,000
Debt-To-Income Ratio 90 $11,640,000 $129,000 $755,000 $68,000 $390,000
Credit History 52 $4,700,000 $90,000 $405,000 $70,000 $172,000
Collateral 38 $4,540,000 $119,000 $375,000 $79,000 $321,000
Other 18 $2,000,000 $111,000 $295,000 $86,000 $180,000
Credit Application Incomplete 12 $1,470,000 $122,000 $245,000 $117,000 $700,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,345,000 $192,000 $375,000 $70,000 $120,000
Unverifiable Information 6 $870,000 $145,000 $245,000 $101,000 $235,000
Employment History 5 $385,000 $77,000 $155,000 $100,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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