Preston County, WV Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 835 mortgage applications in Preston County, WV totaling $158.5 million, up 9% from 2024. The average application was for $189,000, and applicants reported an average income of $106,000. 48% of applications resulted in an originated loan and 18% were denied. The most active lender was Clear Mountain Bank, with 113 applications, followed by Wesbanco Bank, Inc. and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 835
Total Mortgage Loan Application Amount $158,535,000
Average Mortgage Loan Application Amount $189,000
Highest Mortgage Loan Application Amount $1,305,000
Average Applicant Income $106,000
Highest Applicant Income $1,751,000

Mortgage Company List for Lending in Preston County, WV for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Clear Mountain Bank
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ n/a 113 $ 24,385,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 65 $ 9,655,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 35 $ 4,165,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 31 $ 5,445,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 27 $ 3,985,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 27 $ 7,055,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 24 $ 3,420,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 23 $ 6,365,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ n/a 22 $ 6,360,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 21 $ 4,495,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 20 $ 4,770,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 18 $ 2,220,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 16 $ 4,760,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 15 $ 1,925,000
Fairmont Federal Credit Union
PO BOX 2139
FAIRMONT, WV 26554
* $ n/a 14 $ 3,390,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 14 $ 1,270,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 12 $ 3,150,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 12 $ 1,820,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 12 $ 2,510,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 11 $ 1,245,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ n/a 11 $ 2,865,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 10 $ 460,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 10 $ 1,150,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 9 $ 1,565,000
First Exchange Bank
11 W MAIN ST.
WHITE HALL, WV 26554
* $ n/a 8 $ 1,610,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ n/a 8 $ 2,170,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 6 $ 1,160,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 6 $ 1,450,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 600,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 290,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 880,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 4 $ 380,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 4 $ 720,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 4 $ 570,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 350,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 650,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 440,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 1,140,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 4 $ 1,220,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 870,000
Wepco Federal Credit Union
204 NORTH BRANCH AVE
BLOOMINGTON, MD 21523
* $ n/a 3 $ 305,000
State Employees Credit Union of MD
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ n/a 3 $ 495,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 335,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ n/a 3 $ 615,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 445,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ n/a 3 $ 1,615,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 285,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 625,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 350,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 2 $ 460,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 650,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 410,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 500,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 300,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 330,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 2 $ 260,000
First Peoples Cfcu
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ n/a 2 $ 240,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 2 $ 190,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 2 $ 300,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 2 $ 420,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 420,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 170,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 520,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 2 $ 480,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 180,000
Middletown Valley Bank
24 WEST MAIN STREET
MIDDLETOWN, MD 21769
* $ n/a 2 $ 1,730,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 150,000
Farmers and Merchants Trust Company of Chambersburg
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ n/a 2 $ 1,110,000
Chessie Federal Credit Union
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ n/a 2 $ 90,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 210,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 560,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 380,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ n/a 2 $ 470,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 2 $ 290,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 490,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 330,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 2 $ 500,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 155,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 1 $ 245,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 1 $ 145,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 225,000
Cnb Bank Inc.
101 S WASHINGTON STREET
BERKELEY SPRINGS, WV 25411
* $ n/a 1 $ 405,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ n/a 1 $ 205,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 75,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ n/a 1 $ 325,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 665,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 245,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 275,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 25,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 225,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 125,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 155,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 385,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 265,000
Atlantic Union Bank
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23060
* $ n/a 1 $ 435,000
Millennium Financial Group Inc dba Mlend
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ n/a 1 $ 145,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 195,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 175,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 75,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 105,000
Educational Systems FCU
PO BOX 179
GREENBELT, MD 20768
* $ n/a 1 $ 65,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 385,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 285,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 225,000
Burke & Herbert Bk & Tr Co
100 S. FAIRFAX ST
ALEXANDRIA, VA 22315
* $ n/a 1 $ 25,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 1 $ 155,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 1 $ 245,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 155,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 55,000
Act 1st FCU
14316 NATIONAL HWY SW
LAVALE, MD 21502
* $ n/a 1 $ 125,000
The Grant County Bank
P. O. BOX 929
PETERSBURG, WV 26847
* $ n/a 1 $ 65,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 225,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 1 $ 245,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 185,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 1 $ 475,000

The tables below break down 2025 mortgage applications in Preston County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Preston County, WV in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 454 $102,070,000 $224,000 $1,305,000 $114,000 $1,751,000
Cash-out Refinancing 137 $20,525,000 $149,000 $655,000 $84,000 $400,000
Refinancing 108 $23,810,000 $220,000 $675,000 $104,000 $294,000
Other Purpose 85 $7,495,000 $88,000 $455,000 $89,000 $291,000
Home Improvement 48 $4,370,000 $91,000 $545,000 $120,000 $581,000
Not Applicable 3 $265,000 $88,000 $125,000 $39,000 $39,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 632 $119,450,000 $189,000 $1,305,000 $103,000 $582,000
Not Provided 105 $19,705,000 $187,000 $655,000 $114,000 $1,751,000
Not applicable 69 $13,485,000 $195,000 $745,000 $108,000 $475,000
Hispanic 14 $2,630,000 $187,000 $385,000 $171,000 $432,000
Black or African American 6 $990,000 $165,000 $245,000 $55,000 $99,000
American Indian or Alaskan Native 5 $715,000 $143,000 $225,000 $111,000 $170,000
Asian 4 $1,560,000 $390,000 $555,000 $157,000 $285,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 595 $108,865,000 $182,000 $1,305,000 $114,000 $1,751,000
FHA-insured (Federal Housing Administration) 153 $27,125,000 $177,000 $515,000 $75,000 $165,000
VA-guaranteed (Veterans Administration) 80 $21,540,000 $269,000 $955,000 $95,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,005,000 $143,000 $305,000 $59,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 404 $83,560,000 $206,000 $1,305,000 $114,000 $582,000
Application Denied By Financial Institution 150 $20,790,000 $138,000 $615,000 $98,000 $1,751,000
Application Withdrawn By Applicant 108 $21,150,000 $195,000 $955,000 $95,000 $330,000
Loan Purchased By The Institution 68 $12,690,000 $186,000 $555,000 $97,000 $362,000
File Closed For Incompleteness 63 $11,865,000 $188,000 $655,000 $97,000 $309,000
Application Approved But Not Accepted 25 $5,555,000 $222,000 $705,000 $126,000 $368,000
Preapproval Denied by Financial Institution 17 $2,925,000 $172,000 $365,000 $60,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 652 $130,050,000 $199,000 $955,000 $107,000 $582,000
Debt-To-Income Ratio 64 $11,840,000 $185,000 $1,305,000 $88,000 $566,000
Credit History 48 $5,990,000 $124,000 $555,000 $119,000 $1,751,000
Collateral 24 $4,080,000 $170,000 $615,000 $103,000 $581,000
Credit Application Incomplete 23 $2,795,000 $121,000 $455,000 $100,000 $284,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,625,000 $147,000 $285,000 $55,000 $111,000
Other 7 $1,365,000 $195,000 $325,000 $101,000 $133,000
Unverifiable Information 6 $790,000 $131,000 $245,000 $128,000 $429,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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