Racine County, WI Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 8,998 mortgage applications in Racine County, WI totaling $1.4 billion, up 12% from 2017. The average application was for $152,000, and applicants reported an average income of $90,000. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was Educators Credit Union, with 859 applications, followed by Johnson Bank and Landmark Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,998
Total Mortgage Loan Application Amount $1,373,460,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $10,955,000
Average Applicant Income $90,000
Highest Applicant Income $8,507,000

Mortgage Company List for Lending in Racine County, WI for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 1,972,452,000 859 $ 73,215,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,720,468,000 730 $ 121,870,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 3,602,950,000 585 $ 63,215,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 437 $ 67,145,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 387 $ 60,755,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 369 $ 51,685,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 326 $ 35,780,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ 1,414,429,000 254 $ 28,890,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 254 $ 33,200,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 191 $ 32,555,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,040,344,000 179 $ 25,315,000
Gateway Mortgage Corporation
6501 GREEN BAY ROAD
KENOSHA, WI 53142
* $ -1,000 149 $ 28,655,000
Community State Bank
1500 MAIN STREET
UNION GROVE, WI 53182
* $ 360,926,000 140 $ 29,690,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 139 $ 19,545,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 114 $ 18,940,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 111 $ 19,495,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 102 $ 17,010,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 93 $ 15,765,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 89 $ 14,935,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,900,502,000 89 $ 8,705,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 88 $ 13,100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 85 $ 14,765,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,560,045,000 72 $ 7,000,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 69 $ 14,555,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 67 $ 10,095,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,308,536,000 62 $ 5,830,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 755,545,000 61 $ 5,115,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 60 $ 11,940,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ -1,000 58 $ 11,050,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 50 $ 9,130,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 49 $ 9,065,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 47 $ 9,945,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 45 $ 8,095,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 44 $ 7,510,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 42 $ 5,630,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 42 $ 4,500,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 41 $ 6,705,000
Great Midwest Bank SSB
15900 W BLUEMOUND RD
BROOKFIELD, WI 53005
* $ 738,688,000 41 $ 11,945,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 41 $ 7,355,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 40 $ 5,250,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ 297,959,000 40 $ 7,570,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 38 $ 8,000,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 38 $ 17,380,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ -1,000 38 $ 7,250,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 37 $ 6,165,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ 994,801,000 35 $ 14,475,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 35 $ 2,655,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 35 $ 4,385,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 35 $ 4,545,000
Fox River State Bank
241 E JEFFERSON STREET
BURLINGTON, WI 53105
* $ 90,546,000 32 $ 5,550,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 32 $ 1,810,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 32 $ 6,200,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 31 $ 6,565,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 31 $ 6,735,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ 723,719,000 31 $ 7,645,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 30 $ 3,220,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 29 $ 6,805,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ -1,000 28 $ 7,120,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 578,367,000 28 $ 4,980,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 28 $ 3,710,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 27 $ 4,075,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 27 $ 4,215,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 26 $ 4,300,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ 220,970,000 26 $ 3,060,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ 466,132,000 25 $ 4,735,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 25 $ 5,625,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 25 $ 4,335,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 24 $ 3,870,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 24 $ 4,560,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 23 $ 4,855,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 23 $ 4,075,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ 506,927,000 23 $ 2,965,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 22 $ 3,790,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 21 $ 5,065,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 21 $ 445,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 21 $ 3,425,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 21 $ 2,275,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 17,422,977,000 20 $ 2,750,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 20 $ 1,850,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 19 $ 2,835,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 19 $ 3,955,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 19 $ 3,025,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 18 $ 2,860,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 17 $ 2,455,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 16 $ 2,660,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 16 $ 3,340,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 16 $ 2,300,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 14 $ 2,530,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 14 $ 2,210,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 14 $ 2,460,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 1,237,810,000 13 $ 2,005,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 13 $ 1,595,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 13 $ 1,805,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 12 $ 2,850,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,136,234,000 12 $ 2,260,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 12 $ 1,470,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 3,740,932,000 11 $ 1,275,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 11 $ 865,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 11 $ 2,095,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 10 $ 1,410,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 10 $ 2,350,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 10 $ 3,260,000
Empower Credit Union
10635 W GREENFIELD AVENUE
WEST ALLIS, WI 53214
* $ 90,361,000 10 $ 1,560,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 10 $ 1,950,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 286,736,000 10 $ 230,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 10 $ 1,610,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 9 $ 2,175,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 9 $ 895,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 9 $ 1,415,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 8 $ 930,000
Trustone Home Mortgage, LLC
14601 27TH AVE N SUITE 103
PLYMOUTH, MN 55447
* $ -1,000 8 $ 1,200,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 8 $ 750,000
Prime Financial Credit Union
5656 S PACKARD AVE
CUDAHY, WI 53110
* $ 109,638,000 8 $ 1,190,000
Town Bank
850 W. NORTH SHORE DR.
HARTLAND, WI 53029
* $ 1,913,419,000 7 $ 11,755,000
State Bank of the Lakes
440 LAKE ST
ANTIOCH, IL 60002
* $ 1,084,268,000 7 $ 1,805,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 7 $ 1,065,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 7 $ 1,825,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 7 $ 1,715,000
Anchor Loans LP

THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 935,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 7 $ 1,315,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 6 $ 1,270,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 6 $ 1,350,000
Northwestern Mutual CU
720 E. WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 157,645,000 6 $ 1,160,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 6 $ 2,400,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 6 $ 1,150,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 6 $ 1,050,000
Commerce State Bank
1700 S. SILVERBROOK DR
WEST BEND, WI 53095
* $ 574,938,000 6 $ 380,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 6 $ 740,000
Waterstone Bank SSB
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
* $ 1,804,054,000 6 $ 4,550,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 6 $ 1,080,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 6 $ 890,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 6 $ 1,720,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 280,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 6 $ 1,340,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 6 $ 320,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 5 $ 985,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 5 $ 1,235,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 5 $ 515,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 14,014,053,000 5 $ 2,345,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 345,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 1,122,843,000 5 $ 1,265,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 5 $ 1,065,000
First Federal Bank of Wisconsin
1617 E RACINE AVE
WAUKESHA, WI 53186
* $ 256,495,000 5 $ 1,075,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,211,061,000 5 $ 265,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 5 $ 955,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 5 $ 765,000
Appletree Credit Union
11333 W. GREENFIELD AVE.
WEST ALLIS, WI 53214
* $ 122,631,000 4 $ 370,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 4 $ 340,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,638,543,000 4 $ 730,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 914,722,000 4 $ 2,720,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 4 $ 540,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 4 $ 460,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ 809,717,000 4 $ 470,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 4 $ 310,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 4 $ 670,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ -1,000 4 $ 790,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 4 $ 820,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 4 $ 830,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 4 $ 740,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 796,659,000 4 $ 1,150,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 4 $ 560,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 4 $ 1,000,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 4 $ 890,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 840,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 722,208,000 4 $ 1,130,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 4 $ 330,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 4 $ 690,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 3 $ 655,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 3 $ 295,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 3 $ 595,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 585,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,678,712,000 3 $ 475,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 425,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ 1,683,959,000 3 $ 285,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 3 $ 235,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 3 $ 665,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 3 $ 585,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 3 $ 105,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 3 $ 485,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 3 $ 315,000
Southern Lakes Credit Union
3000 80TH STREET
KENOSHA, WI 53142
* $ 86,926,000 3 $ 265,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 3 $ 725,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 315,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 3 $ 235,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 19,236,876,000 3 $ 365,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 3 $ 725,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 34,346,930,000 3 $ 215,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 3 $ 605,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 656,926,000 3 $ 635,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,026,120,000 3 $ 475,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 345,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 260,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ -1,000 2 $ 490,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ 265,913,000 2 $ 480,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 2 $ 430,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 170,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 2 $ 350,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 2,931,212,000 2 $ 390,000
Wisconsin Bank & Trust
119 JUNCTION RD
MADISON, WI 53717
* $ 1,079,222,000 2 $ 360,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,364,710,000 2 $ 490,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 2 $ 110,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 2 $ 100,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 2 $ 80,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 219,348,000 2 $ 320,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 450,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 2 $ 290,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 210,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 410,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ 579,409,000 2 $ 320,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 170,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 2 $ 350,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 370,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 11,915,259,000 2 $ 190,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 2 $ 260,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,827,351,000 2 $ 490,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 250,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 650,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 530,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 1,897,836,000 2 $ 140,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 1,685,749,000 2 $ 140,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 677,277,000 2 $ 110,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ -1,000 2 $ 230,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 526,546,000 2 $ 200,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 2 $ 270,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 610,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 1,080,000
Securant Bank & Trust
6001 W CAPITOL DRIVE
MILWAUKEE, WI 53216
* $ 208,006,000 2 $ 820,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 2 $ 490,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 9,792,150,000 1 $ 455,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 894,630,000 1 $ 175,000
Sheboygan Area Credit Union
4019 WI-42
SHEBOYGAN, WI 53081
* $ 49,456,000 1 $ 55,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 155,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 115,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 65,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 265,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 215,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 1 $ 415,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,750,612,000 1 $ 195,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 155,000
Pan American Bank & Trust
1440 W NORTH AVE
MELROSE PARK, IL 60160
* $ 331,206,000 1 $ 75,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 335,000
Countryside Bank
6734 JOLIET ROAD
COUNTRYSIDE, IL 60525
* $ 553,280,000 1 $ 115,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 615,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 1 $ 175,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 125,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ -1,000 1 $ 115,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ 139,924,000 1 $ 355,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 175,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 315,000
Spring Bank
16620 W BLUEMOUND RD SUITE 100
BROOKFIELD, WI 53005
* $ 267,893,000 1 $ 205,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 338,667,000 1 $ 145,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 35,000
Partnership Bank
N58W6194 COLUMBIA ROAD
CEDARBURG, WI 53012
* $ 275,381,000 1 $ 335,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 1,768,439,000 1 $ 135,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 385,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 305,000
Chicago Financial Services, Inc.
1455 W HUBBARD ST STE 200
CHICAGO, IL 60625
* $ -1,000 1 $ 295,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 1 $ 7,895,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ 208,023,000 1 $ 185,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 4,763,242,000 1 $ 155,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 105,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 261,210,000 1 $ 365,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 1 $ 325,000
The First National Bank of Hartford
116 WEST SUMNER STREET P.O. BOX 270106
HARTFORD, WI 53027
* $ 200,285,000 1 $ 135,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 275,000
Cornerstone Community Bank
2090 WISCONSIN AVE
GRAFTON, WI 53024
* $ 187,886,000 1 $ 75,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 1 $ 265,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ 299,137,000 1 $ 145,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 5,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 115,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 637,492,000 1 $ 315,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 198,592,000,000 1 $ 495,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 425,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 1 $ 1,015,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 320,835,000 1 $ 205,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 55,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 25,741,733,000 1 $ 155,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 1 $ 365,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 694,345,000 1 $ 165,000
Sunset Bank & Savings
521 W SUNSET DRIVE
WAUKESHA, WI 53189
* $ 127,333,000 1 $ 185,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ -1,000 1 $ 1,005,000
Cornerstone National Bank & Trust Company
1 WEST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 534,838,000 1 $ 85,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 185,000
Park Ridge Community Bank
626 TALCOTT RD.
PARK RIDGE, IL 60068
* $ 310,430,000 1 $ 235,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 185,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 85,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 23,965,254,000 1 $ 125,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,548,887,000 1 $ 45,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 145,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,625,986,000 1 $ 265,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ -1,000 1 $ 285,000
Denmark State Bank
103 E MAIN ST/PO BOX 130
DENMARK, WI 54208
* $ 462,413,000 1 $ 305,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 145,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 787,706,000 1 $ 125,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,386,493,000 1 $ 285,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 640,949,000 1 $ 155,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 6,949,661,000 1 $ 65,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,722,000 1 $ 345,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ -1,000 1 $ 265,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 896,579,000 1 $ 235,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 235,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 1 $ 365,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 87,422,000 1 $ 215,000
Unitedone Credit Union
1117 S 10 ST
MANITOWOC, WI 54220
* $ 210,358,000 1 $ 35,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 235,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 287,995,000 1 $ 75,000

The tables below break down 2018 mortgage applications in Racine County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Racine County, WI in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,016 $777,070,000 $193,000 $10,955,000 $90,000 $3,282,000
Refinancing 1,744 $255,190,000 $146,000 $4,565,000 $89,000 $8,507,000
Cash-out Refinancing 1,543 $224,615,000 $145,000 $4,465,000 $83,000 $1,263,000
Other Purpose 793 $56,005,000 $70,000 $1,015,000 $93,000 $900,000
Home Improvement 739 $43,375,000 $58,000 $455,000 $105,000 $4,570,000
Not Applicable 163 $17,205,000 $105,000 $375,000 $89,000 $289,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,621 $953,135,000 $143,000 $2,115,000 $94,000 $8,507,000
Not applicable 768 $205,130,000 $267,000 $10,955,000 $83,000 $201,000
Hispanic 621 $72,845,000 $117,000 $1,105,000 $63,000 $308,000
Not Provided 491 $81,885,000 $166,000 $975,000 $92,000 $576,000
Black or African American 346 $37,260,000 $107,000 $415,000 $61,000 $350,000
Asian 89 $14,245,000 $160,000 $455,000 $124,000 $1,800,000
American Indian or Alaskan Native 40 $4,860,000 $121,000 $395,000 $75,000 $198,000
Native Hawaiian or Other Pacific Islander 8 $1,830,000 $228,000 $455,000 $132,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,123 $1,061,095,000 $148,000 $10,955,000 $95,000 $8,507,000
FHA-insured (Federal Housing Administration) 1,271 $192,715,000 $151,000 $395,000 $65,000 $576,000
VA-guaranteed (Veterans Administration) 563 $112,435,000 $199,000 $635,000 $75,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $7,215,000 $175,000 $415,000 $54,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,550 $849,210,000 $153,000 $10,005,000 $93,000 $8,507,000
Application Denied By Financial Institution 1,348 $175,080,000 $129,000 $10,955,000 $79,000 $4,570,000
Loan Purchased By The Institution 882 $153,930,000 $174,000 $785,000 $88,000 $862,000
Application Withdrawn By Applicant 793 $127,065,000 $160,000 $765,000 $89,000 $1,263,000
File Closed For Incompleteness 230 $34,170,000 $148,000 $455,000 $92,000 $1,800,000
Application Approved But Not Accepted 187 $32,475,000 $173,000 $2,135,000 $97,000 $390,000
Preapproval Approved but not Accepted 7 $1,495,000 $213,000 $455,000 $77,000 $146,000
Preapproval Denied by Financial Institution 1 $35,000 $35,000 $35,000 $29,000 $29,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,621 $1,182,175,000 $155,000 $7,895,000 $92,000 $8,507,000
Credit History 424 $41,910,000 $98,000 $555,000 $75,000 $322,000
Debt-To-Income Ratio 387 $62,335,000 $161,000 $10,005,000 $62,000 $1,152,000
Collateral 244 $29,580,000 $121,000 $495,000 $112,000 $4,570,000
Credit Application Incomplete 130 $17,490,000 $134,000 $465,000 $77,000 $576,000
Other 116 $27,810,000 $239,000 $10,955,000 $70,000 $728,000
Unverifiable Information 39 $3,965,000 $101,000 $325,000 $89,000 $470,000
Insufficient Cash (Downpayment, Closing Cost) 29 $6,005,000 $207,000 $1,005,000 $98,000 $436,000
Employment History 6 $1,150,000 $191,000 $635,000 $74,000 $159,000
Mortgage Insurance Denied 2 $1,040,000 $520,000 $885,000 $163,000 $278,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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