Renville County, ND Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 72 mortgage applications in Renville County, ND totaling $11.5 million, down 14% from 2015. The average application was for $160,000, and applicants reported an average income of $72,000. 47% of applications resulted in an originated loan and 29% were denied. The most active lender was loanDepot.com LLC, with 8 applications, followed by Navy Federal Credit Union and USAA Federal Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 72
Total Mortgage Loan Application Amount $11,543,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $2,027,000
Average Applicant Income $72,000
Highest Applicant Income $724,000

Mortgage Company List for Lending in Renville County, ND for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 1,420,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 7 $ 141,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 5 $ 798,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,888,081,000 5 $ 475,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 5 $ 434,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 384,288,000 5 $ 494,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 2,136,230,000 3 $ 551,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,227,404,000 2 $ 2,077,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 307,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 2 $ 284,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 2 $ 290,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 2 $ 388,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 1 $ 251,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 797,442,000 1 $ 110,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 1 $ 240,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 992,256,000 1 $ 58,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 252,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 1 $ 252,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 407,247,000 1 $ 37,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 130,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 182,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 195,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 245,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 196,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 192,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 10,643,549,000 1 $ 207,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 1 $ 95,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 915,092,000 1 $ 111,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 1 $ 207,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 245,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 138,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 130,000

The tables below break down 2016 mortgage applications in Renville County, ND by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Renville County, ND in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 36 $7,544,000 $209,000 $2,027,000 $73,000 $724,000
Home Purchase 26 $3,707,000 $142,000 $291,000 $44,000 $102,000
Home Improvement 10 $292,000 $29,000 $161,000 $139,000 $597,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 52 $8,815,000 $169,000 $2,027,000 $89,000 $724,000
Not applicable 10 $1,747,000 $174,000 $252,000 $0 $0
Not Provided 6 $372,000 $62,000 $172,000 $66,000 $111,000
Black or African American 2 $187,000 $93,000 $184,000 $52,000 $54,000
American Indian or Alaskan Native 1 $131,000 $131,000 $131,000 $0 $0
Native Hawaiin or Other Pacific Islander 1 $291,000 $291,000 $291,000 $78,000 $78,000
Asian 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34 $5,654,000 $166,000 $2,027,000 $113,000 $724,000
VA-guaranteed (Veterans Administration) 23 $3,969,000 $172,000 $291,000 $34,000 $112,000
FHA-insured (Federal Housing Administration) 14 $1,833,000 $130,000 $252,000 $40,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $87,000 $87,000 $87,000 $19,000 $19,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34 $6,055,000 $178,000 $2,027,000 $97,000 $724,000
Application Denied By Financial Institution 21 $2,507,000 $119,000 $275,000 $65,000 $180,000
Loan Purchased By The Institution 10 $1,886,000 $188,000 $252,000 $0 $0
Application Withdrawn By Applicant 5 $789,000 $157,000 $236,000 $88,000 $118,000
File Closed For Incompleteness 1 $195,000 $195,000 $195,000 $0 $0
Application Approved But Not Accepted 1 $111,000 $111,000 $111,000 $85,000 $85,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 5 $608,000 $121,000 $172,000 $53,000 $102,000
Debt-To-Income Ratio 3 $251,000 $83,000 $130,000 $55,000 $113,000
Other 2 $31,000 $15,000 $30,000 $79,000 $85,000
Unverifiable Information 2 $358,000 $179,000 $216,000 $58,000 $65,000
Collateral 1 $125,000 $125,000 $125,000 $112,000 $112,000
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the North Dakota Lender List