Richmond County, NY Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 9,019 mortgage applications in Richmond County, NY totaling $3.4 billion, down 36% from 2022. The average application was for $375,000, and applicants reported an average income of $158,000. 52% of applications resulted in an originated loan and 22% were denied. The most active lender was United Wholesale Mortgage, with 603 applications, followed by TD Bank and Citizens Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,019
Total Mortgage Loan Application Amount $3,389,985,000
Average Mortgage Loan Application Amount $375,000
Highest Mortgage Loan Application Amount $14,585,000
Average Applicant Income $158,000
Highest Applicant Income $4,867,000

Mortgage Company List for Lending in Richmond County, NY for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 603 $ 310,025,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 602 $ 133,030,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 571 $ 130,175,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 497 $ 222,965,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 405 $ 44,575,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 64,087,895,000 368 $ 130,670,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 345 $ 69,595,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 4,219,232,000 290 $ 46,850,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 5,623,771,000 273 $ 41,235,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 234 $ 118,650,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 213 $ 111,975,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 21,936,467,000 212 $ 100,500,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 199 $ 91,115,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 199 $ 89,185,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 154 $ 80,610,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 152 $ 41,200,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 131 $ 59,665,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 130 $ 44,140,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 126 $ 24,360,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 104 $ 49,140,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 104 $ 39,760,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 96 $ 22,040,000
Hanover Community Bank
80 EAST JERICHO TURNPIKE
MINEOLA, NY 11501
* $ 1,983,354,000 94 $ 42,870,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 93 $ 34,485,000
Royal Business Bank
660 S. FIGUEROA ST. SUITE 1888
LOS ANGELES, CA 90017
* $ 3,915,530,000 89 $ 37,335,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 71 $ 40,155,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 67 $ 19,125,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ 4,942,746,000 59 $ 25,365,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 59 $ 39,865,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 55 $ 14,915,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 54 $ 26,840,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 51 $ 29,555,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 49 $ 24,665,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 48 $ 21,860,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 632,715,000 46 $ 22,200,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ 903,989,000 45 $ 23,755,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 44 $ 23,930,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 44 $ 18,790,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 44 $ 19,320,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 42 $ 20,880,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 41 $ 15,185,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 40 $ 19,920,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 40 $ 27,730,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 39 $ 18,545,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 36 $ 19,630,000
Industrial and Commercial Bank of China (USA) NA
1633 BROADWAY, 28TH FLOOR
NEW YORK, NY 10036
* $ 2,894,890,000 36 $ 17,950,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 35 $ 15,245,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 35 $ 21,805,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ -1,000 34 $ 16,020,000
Abacus Federal Savings Bank
6 BOWERY
NEW YORK, NY 10013
* $ 310,557,000 34 $ 14,760,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,440,092,000 34 $ 15,180,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 34 $ 16,750,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 33 $ 14,865,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 32 $ 17,800,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 30 $ 9,810,000
Empire State Bank
68 NORTH PLANK ROAD
STATEN ISLAND, NY 10314
* $ 588,006,000 28 $ 14,000,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 27 $ 15,415,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ 6,834,299,000 25 $ 13,845,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 23 $ 9,685,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 23 $ 10,155,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 22 $ 5,210,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 57,451,653,000 22 $ 5,340,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 21 $ 10,355,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 21 $ 11,365,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 19 $ 11,465,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 19 $ 8,635,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 18 $ 2,540,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 18 $ 9,750,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 17 $ 4,015,000
Ponce Bank
2244 WESTCHESTER AVE
BRONX, NY 10462
* $ 2,300,787,000 17 $ 8,245,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 162,436,537,000 16 $ 6,820,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 15 $ 5,995,000
Ark Mortgage, Inc.
400 RELLA BLVD SUITE 300
MONTEBELLO, NY 10901
* $ -1,000 15 $ 7,055,000
Apple Bank
122 EAST 42ND STREET - 9TH FL.
NEW YORK, NY 10168
* $ 16,801,651,000 14 $ 4,190,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 14 $ 8,140,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 14 $ 7,440,000
Dime Community Bank
2200 MONTAUK HIGHWAY/ PO BOX 3005
HAUPPAUGE, NY 11788
* $ 13,173,581,000 14 $ 8,130,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 2,550,211,000 14 $ 2,030,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 14 $ 5,370,000
First Intercontinental Bank

DULUTH, GA 30096
* $ 1,028,049,000 13 $ 5,805,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 13 $ 6,565,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 13 $ 5,855,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 12 $ 1,500,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 12 $ 5,820,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 3,710,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 4,230,638,000 12 $ 3,300,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 11 $ 3,625,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 11 $ 6,325,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 5,865,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 9 $ 4,115,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 9 $ 4,455,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 9 $ 3,845,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 9 $ 4,965,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 71,166,370,000 8 $ 940,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 8 $ 3,910,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 8 $ 3,890,000
Global Bank
8 CATHERINE STREET
NEW YORK, NY 10038
* $ 250,837,000 8 $ 3,430,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 8 $ 3,900,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 8 $ 1,200,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 8 $ 3,940,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 4,471,539,000 8 $ 2,320,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 8 $ 4,390,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 8 $ 3,940,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 7 $ 3,455,000
New Millennium Bank
1620 LEMOINE AVE
FORT LEE, NJ 07024
* $ 774,320,000 7 $ 3,395,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 2,295,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ -1,000 7 $ 4,225,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 7 $ 2,885,000
Island Federal Credit Union
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 1,404,955,000 7 $ 1,345,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 7 $ 4,195,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 6 $ 2,090,000
Emigrant Bank
201 SOUTH BISCAYNE BOULEVARD SUITE 1120
MIAMI, FL 33131
* $ -1,000 6 $ 3,510,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 880,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 6 $ 2,950,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 6 $ 2,380,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ -1,000 6 $ 2,890,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 6 $ 5,720,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 6 $ 2,700,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 2,270,000
Shinhan Bank America
330 FIFTH AVENUE, 4TH FLOOR
NEW YORK, NY 10016
* $ 1,910,220,000 6 $ 3,470,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 5 $ 735,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 5 $ 2,085,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 5 $ 7,745,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 5 $ 2,905,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,703,475,000 5 $ 1,485,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 5 $ 2,405,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 5 $ 2,195,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 1,105,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 5 $ 2,805,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,423,005,000 5 $ 2,055,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 5 $ 1,565,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 5 $ 3,165,000
Bcb Community Bank
591-595 AVENUE C
BAYONNE, NJ 07002
* $ 3,545,894,000 5 $ 2,225,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 5 $ 1,815,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 4 $ 510,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 680,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 4 $ 2,060,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 4 $ 2,680,000
Columbia Bank
19-01 ROUTE 208
FAIR LAWN, NJ 07410
* $ 10,094,596,000 4 $ 6,700,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 4 $ 1,410,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 4 $ 2,470,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 4 $ 7,800,000
Manasquan Bank
2221 LANDMARK PLACE
WALL, NJ 08736
* $ 2,778,051,000 4 $ 2,580,000
Ukrainian National F.C.U.
215 SECOND AVENUE
NEW YORK, NY 10003
* $ 151,826,000 4 $ 2,750,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 7,971,719,000 4 $ 2,270,000
Popular Bank
9600 WEST BRYN MAWR
NEW YORK, NY 10004
* $ 11,556,290,000 4 $ 1,830,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 4 $ 2,670,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 3 $ 1,255,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 2,138,111,000 3 $ 885,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 3 $ 1,495,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 1,205,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 1,785,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ 19,159,409,000 3 $ 2,215,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 12,963,839,000 3 $ 1,615,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ -1,000 3 $ 1,845,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 3 $ 785,000
Emigrant Funding Corporation
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ -1,000 3 $ 2,465,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 3 $ 1,115,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 3 $ 1,525,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ -1,000 3 $ 1,695,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 212,638,872,000 3 $ 1,375,000
Woori America Bank
330 FIFTH AVENUE, 3RD FLOOR
NEW YORK, NY 10001
* $ 3,104,798,000 3 $ 1,415,000
Flushing Bank
220 RXR PLAZA
UNIONDALE, NY 11556
* $ 8,421,743,000 2 $ 3,710,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 1,090,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING ST
CRESSKILL, NJ 07626
* $ -1,000 2 $ 760,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 2 $ 880,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 2 $ 220,000
American Broadcast Employees FCU
7-11 FRONT STREET
ROCKVILLE CENTRE, NY 11570
* $ 129,684,000 2 $ 150,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 2 $ 700,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 2 $ 220,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 2 $ 1,160,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 2 $ 1,100,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 2 $ 16,610,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 2 $ 16,610,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 730,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 7,999,108,000 2 $ 240,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 2,820,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 2 $ 1,030,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 730,000
Northern Credit Union
120 FACTORY ST
WATERTOWN, NY 13601
* $ 598,530,000 2 $ 570,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 13,778,066,000 2 $ 670,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 2 $ 1,220,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 1,500,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 6,590,970,000 2 $ 1,350,000
Kearny Bank
120 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 8,283,971,000 2 $ 1,190,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 1,080,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 2 $ 910,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 2 $ 220,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 6,691,880,000 1 $ 205,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 1 $ 515,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,084,777,000 1 $ 165,000
Johns Hopkins FCU
2027 E MONUMENT STREET
BALTIMORE, MD 21224
* $ 633,809,000 1 $ 405,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 655,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 275,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 534,540,000 1 $ 705,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 1 $ 495,000
Customers Bank
701 READING AVE
READING, PA 19611
* $ 20,879,065,000 1 $ 2,905,000
The First National Bank of Li

MELVILLE, NY 11747
* $ 4,279,384,000 1 $ 2,085,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 765,000
Blair Services of America, Inc
1121 OLD WALT WHITMMAN ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 285,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 55,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 455,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ -1,000 1 $ 425,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ 2,019,046,000 1 $ 145,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 3,121,954,000 1 $ 355,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 1 $ 1,305,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,908,828,000 1 $ 85,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 485,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 52,952,000 1 $ 575,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ -1,000 1 $ 715,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 615,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 475,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 1 $ 745,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 1 $ 355,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 8,543,984,000 1 $ 105,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 285,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 35,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 1 $ 115,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 1 $ 3,235,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 7,856,868,000 1 $ 285,000
Continental Mortgage Bankers Inc
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ -1,000 1 $ 675,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 1,697,684,000 1 $ 355,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 1 $ 3,195,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 305,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 570,452,000 1 $ 105,000
Maspeth Federal Savings and Loan Association
56-05 69TH STREET
MASPETH, NY 11378
* $ 2,127,713,000 1 $ 425,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 925,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,422,290,000 1 $ 65,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 155,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 375,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 397,701,000 1 $ 25,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,097,782,000 1 $ 845,000
Bayport Funding LLC
98 CUTTERMILL ROAD, SUITE 424N
GREAT NECK, NY 11021
* $ -1,000 1 $ 455,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,446,950,000 1 $ 105,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 435,000
Pcsb Bank
2651 STRANG BLVD., SUITE 100, P.O. BOX 712
YORKTOWN HEIGHTS, NY 10598
* $ 1,949,094,000 1 $ 3,005,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ -1,000 1 $ 675,000
Ncpd Federal Credit Union
777 OLD COUNTRY ROAD
PLAINVIEW, NY 11803
* $ 869,036,000 1 $ 175,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 315,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 4,004,477,000 1 $ 745,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 255,000
Parke Bank
P.O. BOX 40, 601 DELSEA DRIVE
SEWELL, NJ 08080
* $ 1,984,512,000 1 $ 675,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 1,455,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 1 $ 825,000
First Hope Bank A National Banking Association
1301 HOPE-BRIDGEVILLE ROAD
HOPE, NJ 07844
* $ 679,643,000 1 $ 365,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ -1,000 1 $ 5,575,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 477,259,000 1 $ 65,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 415,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 385,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ 2,028,684,000 1 $ 325,000
International Finance Bank
777 SW 37TH AVENUE, SUITE 600
MIAMI, FL 33135
* $ 944,447,000 1 $ 95,000

The tables below break down 2023 mortgage applications in Richmond County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Richmond County, NY in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,829 $2,396,405,000 $496,000 $14,585,000 $165,000 $3,566,000
Home Improvement 1,326 $207,410,000 $156,000 $1,455,000 $150,000 $1,200,000
Other Purpose 1,169 $166,825,000 $142,000 $1,445,000 $151,000 $4,052,000
Cash-out Refinancing 1,000 $391,700,000 $391,000 $13,685,000 $148,000 $4,867,000
Refinancing 656 $220,730,000 $336,000 $10,005,000 $159,000 $3,449,000
Not Applicable 39 $6,915,000 $177,000 $415,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,811 $1,285,545,000 $337,000 $4,605,000 $172,000 $4,867,000
Asian 1,696 $735,250,000 $433,000 $2,005,000 $137,000 $1,075,000
Not Provided 1,439 $519,005,000 $360,000 $2,485,000 $161,000 $1,672,000
Hispanic 739 $238,825,000 $323,000 $1,305,000 $138,000 $1,148,000
Not applicable 605 $356,125,000 $588,000 $14,585,000 $158,000 $808,000
Black or African American 444 $146,070,000 $328,000 $1,445,000 $128,000 $1,153,000
American Indian or Alaskan Native 29 $5,635,000 $194,000 $805,000 $109,000 $255,000
Native Hawaiian or Other Pacific Islander 3 $715,000 $238,000 $485,000 $122,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,110 $2,907,520,000 $358,000 $14,585,000 $161,000 $4,867,000
FHA-insured (Federal Housing Administration) 795 $420,545,000 $528,000 $1,405,000 $136,000 $1,215,000
VA-guaranteed (Veterans Administration) 113 $61,515,000 $544,000 $1,015,000 $127,000 $281,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $405,000 $405,000 $405,000 $171,000 $171,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,719 $1,931,925,000 $409,000 $14,585,000 $164,000 $3,566,000
Application Denied By Financial Institution 1,989 $506,335,000 $254,000 $4,605,000 $137,000 $1,487,000
Application Withdrawn By Applicant 1,012 $444,650,000 $439,000 $4,305,000 $169,000 $3,449,000
File Closed For Incompleteness 526 $160,080,000 $304,000 $2,185,000 $178,000 $4,867,000
Loan Purchased By The Institution 524 $239,250,000 $456,000 $2,205,000 $138,000 $808,000
Application Approved But Not Accepted 221 $96,065,000 $434,000 $3,235,000 $150,000 $694,000
Preapproval Approved but not Accepted 23 $9,775,000 $425,000 $665,000 $115,000 $224,000
Preapproval Denied by Financial Institution 5 $1,905,000 $381,000 $745,000 $147,000 $256,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,939 $2,831,465,000 $408,000 $14,585,000 $165,000 $4,867,000
Debt-To-Income Ratio 981 $279,655,000 $285,000 $5,575,000 $108,000 $846,000
Credit History 394 $67,030,000 $170,000 $1,105,000 $156,000 $1,153,000
Collateral 320 $80,100,000 $250,000 $1,205,000 $181,000 $1,487,000
Other 174 $43,190,000 $248,000 $915,000 $159,000 $895,000
Credit Application Incomplete 101 $32,415,000 $320,000 $1,285,000 $146,000 $583,000
Unverifiable Information 54 $27,200,000 $503,000 $4,605,000 $139,000 $318,000
Insufficient Cash (Downpayment, Closing Cost) 49 $24,985,000 $509,000 $1,245,000 $209,000 $1,200,000
Employment History 7 $3,945,000 $563,000 $745,000 $183,000 $402,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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