Wayne County, PA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2,035 mortgage applications in Wayne County, PA totaling $385.7 million, down 33% from 2022. The average application was for $189,000, and applicants reported an average income of $143,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was The Honesdale National Bank, with 203 applications, followed by The Dime Bank and Wayne Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,035
Total Mortgage Loan Application Amount $385,735,000
Average Mortgage Loan Application Amount $189,000
Highest Mortgage Loan Application Amount $1,685,000
Average Applicant Income $143,000
Highest Applicant Income $4,062,000

Mortgage Company List for Lending in Wayne County, PA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 921,260,000 203 $ 27,895,000
The Dime Bank
820 CHURCH STREET
HONESDALE, PA 18431
* $ 968,281,000 138 $ 18,730,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 2,048,365,000 120 $ 21,910,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 76 $ 16,340,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 11,659,908,000 63 $ 8,425,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 61 $ 12,955,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 8,070,968,000 42 $ 3,700,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 41 $ 5,595,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 40 $ 11,630,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 40 $ 5,460,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 39 $ 3,065,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 37 $ 8,255,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 33 $ 8,815,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 33 $ 7,195,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 28 $ 7,480,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 28 $ 5,220,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 27 $ 5,785,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 27 $ 4,905,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 26 $ 5,940,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 23 $ 4,695,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 22 $ 4,780,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 21 $ 4,175,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 19 $ 4,545,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 18 $ 4,060,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 18 $ 1,920,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ 546,074,000 17 $ 3,145,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 15 $ 3,555,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ 2,378,265,000 15 $ 3,435,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 14 $ 3,380,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 2,305,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 13 $ 3,345,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 13 $ 1,705,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 12 $ 3,000,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ 256,451,000 12 $ 970,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 11 $ 665,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 11 $ 1,455,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 10 $ 2,490,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 10 $ 2,770,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ 3,553,618,000 10 $ 1,180,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 10 $ 3,040,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 10 $ 2,390,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 10 $ 1,280,000
Citizens Savings Bank
538 S STATE ST
CLARKS SUMMIT, PA 18411
* $ 387,454,000 9 $ 1,145,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 9 $ 625,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 9 $ 1,945,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 9 $ 1,775,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,795,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 9 $ 1,275,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 8 $ 1,340,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,340,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 8 $ 1,530,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 8 $ 2,300,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 7 $ 1,585,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 7 $ 995,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 7 $ 1,385,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 1,250,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 2,953,549,000 6 $ 930,000
Penn East Federal Credit Union
411 7TH AVENUE
SCRANTON, PA 18503
* $ 257,086,000 6 $ 600,000
Archer Mortgage LLC
1100 LASKIN RD SERVICE RD SUITE 200
VIRGINIA BEACH, VA 23451
* $ -1,000 6 $ 940,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 6 $ 1,290,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 1,010,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 6 $ 1,430,000
Fncb Bank
102 E DRINKER STREET
DUNMORE, PA 18512
* $ 1,723,486,000 6 $ 2,660,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 6 $ 1,040,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 6 $ 1,700,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 1,235,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 5 $ 905,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 5 $ 235,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 5 $ 845,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ -1,000 5 $ 1,515,000
Essa Bank & Trust
200 PALMER STREET
STROUDSBURG, PA 18360
* $ 1,921,729,000 5 $ 785,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 5 $ 825,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 1,080,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 4 $ 550,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 1,070,000
Jeff Bank
4866 STATE ROUTE 52
JEFFERSONVILLE, NY 12748
* $ 683,198,000 4 $ 550,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 4 $ 1,490,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 4 $ 1,040,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 4 $ 2,110,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 2,439,371,000 4 $ 1,190,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 520,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 8,069,892,000 4 $ 270,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 750,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 4 $ 800,000
First Commonwealth Federal Cre
257 BRODHEAD ROAD
ALLENTOWN, PA 18106
* $ 1,120,990,000 3 $ 925,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 3 $ 525,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 3 $ 495,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 3 $ 455,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 3 $ 495,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 765,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 622,889,000 3 $ 455,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 675,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 3 $ 1,165,000
Jersey Mortgage Company
511 SOUTH AVENUE EAST
CRANFORD, NJ 07016
* $ -1,000 3 $ 1,065,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 3 $ 435,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 435,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 3 $ 125,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 3 $ 365,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 3 $ 775,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 3 $ 685,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 3 $ 265,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 315,000
Picatinny Federal Credit Union
100 MINERAL SPRINGS DRIVE
DOVER, NJ 07801
* $ 459,778,000 3 $ 865,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ -1,000 3 $ 1,585,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 535,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 3 $ 515,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 5,175,518,000 3 $ 675,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 860,000
Proponent FCU
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 515,394,000 2 $ 750,000
Ukrainian Selfreliance Federal Credit Union
1729 COTTMAN AVE
FEASTERVILLE, PA 19053
* $ 480,156,000 2 $ 380,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 440,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 180,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 2 $ 830,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 2 $ 2,460,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 400,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ 5,583,889,000 2 $ 2,080,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 26,819,331,000 2 $ 590,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 2 $ 150,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 2 $ 830,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 390,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 6,987,615,000 2 $ 180,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ 4,481,008,000 2 $ 260,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 2 $ 130,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 510,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 290,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 600,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 2 $ 420,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 4,485,714,000 2 $ 470,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 340,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 290,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 2 $ 350,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 2 $ 570,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 2 $ 560,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 2 $ 610,000
Mortgagecountry
725 W SKIPPACK PIKE SUITE 340A
BLUE BELL, PA 19422
* $ -1,000 2 $ 1,830,000
Fairway Consumer Discount Co
8 MARION ST
LUZERNE, PA 18709
* $ -1,000 2 $ 170,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 460,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 2 $ 490,000
Acre Mortgage & Financial, Inc.
70 EAST MAIN STREET
MARLTON, NJ 08053
* $ -1,000 2 $ 260,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 10,777,878,000 2 $ 320,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 2 $ 540,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 460,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 580,000
Lebanon FCU
120 SOUTH 16TH STREET
LEBANON, PA 17042
* $ 423,542,000 2 $ 430,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 2 $ 350,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 205,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 1 $ 795,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 595,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,541,582,000 1 $ 425,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 145,000
Diamond Credit Union
1600 MEDICAL DR
POTTSTOWN, PA 19464
* $ 950,632,000 1 $ 55,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,247,746,000 1 $ 195,000
Qnb Bank
P.O. BOX 9005
QUAKERTOWN, PA 18951
* $ 1,655,674,000 1 $ 205,000
Lending Capital Group, Inc
260 KNOWLES AVE UNIT 330
SOUTHAMPTON, PA 18966
* $ -1,000 1 $ 205,000
New Cumberland Office (Main)
345 LEWISBERRY RD
NEW CUMBERLAND, PA 17070
* $ 212,933,000 1 $ 95,000
Greentree Mortgage Company, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ -1,000 1 $ 175,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 903,544,000 1 $ 25,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 25,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 115,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 1 $ 365,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 65,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 15,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 185,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 5,548,911,000 1 $ 75,000
First National Bank and Trust
40 S. STATE ST.
NEWTOWN, PA 18940
* $ 1,262,967,000 1 $ 385,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 1 $ 355,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 1 $ 485,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 2,062,088,000 1 $ 215,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 505,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 215,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 105,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 255,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 225,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 115,000
Cross Valley Federal Credit Union
640 BALTIMORE DR
WILKES BARRE, PA 18702
* $ 217,560,000 1 $ 205,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 285,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 115,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 1 $ 135,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 75,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 225,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,084,777,000 1 $ 275,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 155,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 555,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 325,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 145,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 275,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 155,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 165,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 85,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 335,000
Suma Federal Credit Union
125 CORPORATE BLVD
YONKERS, NY 10701
* $ 424,382,000 1 $ 165,000
Bellco Federal Credit Union
609 SPRING STREET
WYOMISSING, PA 19610
* $ 161,128,000 1 $ 105,000
First Northern Bank and Trust Company
P.O. BOX 217
PALMERTON, PA 18071
* $ 986,974,000 1 $ 155,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ -1,000 1 $ 285,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 75,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 325,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 4,219,232,000 1 $ 305,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 65,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 13,520,414,000 1 $ 105,000
First Bank
2465 KUSER ROAD
HAMILTON, NJ 08690
* $ 2,732,940,000 1 $ 455,000
McLean Mortgage Corporation
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 1 $ 215,000
Penn Community Bank
219 SOUTH NINTH STREET PO BOX 176
PERKASIE, PA 18944
* $ 2,660,709,000 1 $ 905,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 85,000
First Keystone Community Bank
111 W FRONT ST
BERWICK, PA 18603
* $ 1,326,957,000 1 $ 15,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 235,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,863,212,000 1 $ 585,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 245,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 1 $ 505,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 585,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 1 $ 55,000
Merck Sharp and Dohme FCU
335 W BUTLER AVE
CHALFONT, PA 18914
* $ 789,587,000 1 $ 295,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 7,207,694,000 1 $ 305,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 505,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 155,000
Gold Credit Union
4703 HAMILTON BLVD
ALLENTOWN, PA 18103
* $ 155,871,000 1 $ 65,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ -1,000 1 $ 115,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 345,000
New Tripoli Bank
6748 MADISON STREET, PO BOX 468
NEW TRIPOLI, PA 18066
* $ 617,196,000 1 $ 635,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 162,436,537,000 1 $ 455,000
Service 1st Federal Credit Uni
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 615,883,000 1 $ 45,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 75,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 1 $ 125,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,885,583,000 1 $ 55,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ -1,000 1 $ 225,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 2,550,211,000 1 $ 155,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 105,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 335,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 105,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 65,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 305,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING ST
CRESSKILL, NJ 07626
* $ -1,000 1 $ 135,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 95,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 225,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 1 $ 195,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,423,005,000 1 $ 485,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,106,184,000 1 $ 505,000
Huntingdon Valley Bank
1388 W STREET ROAD
HUNTINGDON VALLEY, PA 18974
* $ 616,578,000 1 $ 165,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 115,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 1 $ 565,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 575,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ -1,000 1 $ 165,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 24,967,889,000 1 $ 155,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 1 $ 205,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 405,000
Philadelphia Mortgage Advisors, Inc.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 225,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,302,495,000 1 $ 85,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 225,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 265,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 632,715,000 1 $ 235,000

The tables below break down 2023 mortgage applications in Wayne County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wayne County, PA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,039 $257,105,000 $247,000 $1,685,000 $168,000 $4,062,000
Cash-out Refinancing 287 $54,435,000 $189,000 $1,505,000 $100,000 $701,000
Other Purpose 287 $27,115,000 $94,000 $1,505,000 $120,000 $1,200,000
Home Improvement 269 $23,405,000 $87,000 $505,000 $139,000 $3,500,000
Refinancing 150 $23,360,000 $155,000 $725,000 $120,000 $640,000
Not Applicable 3 $315,000 $105,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,494 $265,890,000 $177,000 $1,685,000 $146,000 $4,062,000
Not Provided 221 $45,535,000 $206,000 $745,000 $125,000 $779,000
Not applicable 187 $46,925,000 $250,000 $1,505,000 $123,000 $176,000
Hispanic 71 $13,645,000 $192,000 $715,000 $125,000 $717,000
Asian 28 $6,600,000 $235,000 $615,000 $188,000 $664,000
Black or African American 26 $6,050,000 $232,000 $485,000 $112,000 $212,000
American Indian or Alaskan Native 5 $505,000 $101,000 $225,000 $70,000 $90,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,651 $302,775,000 $183,000 $1,685,000 $155,000 $4,062,000
FHA-insured (Federal Housing Administration) 232 $46,250,000 $199,000 $545,000 $77,000 $208,000
VA-guaranteed (Veterans Administration) 125 $31,805,000 $254,000 $615,000 $95,000 $640,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $4,905,000 $181,000 $255,000 $75,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,150 $222,170,000 $193,000 $1,685,000 $156,000 $1,570,000
Application Denied By Financial Institution 334 $49,420,000 $147,000 $665,000 $116,000 $4,062,000
Application Withdrawn By Applicant 230 $47,530,000 $206,000 $705,000 $137,000 $926,000
Loan Purchased By The Institution 163 $41,555,000 $254,000 $1,505,000 $149,000 $459,000
File Closed For Incompleteness 103 $15,095,000 $146,000 $485,000 $97,000 $367,000
Application Approved But Not Accepted 52 $9,240,000 $177,000 $635,000 $153,000 $1,300,000
Preapproval Approved but not Accepted 3 $725,000 $241,000 $265,000 $87,000 $90,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,656 $329,120,000 $198,000 $1,685,000 $149,000 $1,570,000
Debt-To-Income Ratio 151 $22,805,000 $151,000 $795,000 $100,000 $379,000
Credit History 81 $10,305,000 $127,000 $645,000 $143,000 $3,500,000
Collateral 70 $10,290,000 $147,000 $665,000 $159,000 $4,062,000
Credit Application Incomplete 28 $3,710,000 $132,000 $315,000 $84,000 $300,000
Other 28 $5,230,000 $186,000 $505,000 $129,000 $1,200,000
Unverifiable Information 8 $1,230,000 $153,000 $225,000 $83,000 $197,000
Employment History 8 $1,710,000 $213,000 $595,000 $76,000 $245,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,335,000 $267,000 $545,000 $79,000 $174,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Pennsylvania Lender List