White County, AR Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 3,084 mortgage applications in White County, AR totaling $355.3 million, down 6% from 2016. The average application was for $115,000, and applicants reported an average income of $60,000. 43% of applications resulted in an originated loan and 21% were denied. The most active lender was First Security Bank, with 303 applications, followed by Regions Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,084
Total Mortgage Loan Application Amount $355,276,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $2,345,000
Average Applicant Income $60,000
Highest Applicant Income $3,014,000

Mortgage Company List for Lending in White County, AR for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 5,224,675,000 303 $ 37,077,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 233 $ 25,126,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 226 $ 35,443,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 8,376,439,000 217 $ 25,967,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 168 $ 10,121,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 154 $ 10,504,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 1,200,001,000 125 $ 17,776,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 106 $ 12,823,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 9,793,959,000 78 $ 8,319,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 77 $ 9,467,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 68 $ 2,422,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 53 $ 3,290,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 1,488,525,000 52 $ 4,072,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 52 $ 7,171,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 45 $ 5,938,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 41 $ 4,223,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 41 $ 5,526,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 38 $ 6,137,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 37 $ 5,472,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 34 $ 3,976,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 33 $ 3,664,000
Arvest Bank

TULSA, OK 74103
* $ 16,686,060,000 31 $ 1,437,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 30 $ 5,377,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 393,340,000 29 $ 3,543,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 29 $ 3,111,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 29 $ 4,590,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 28 $ 5,042,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 28 $ 2,400,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 27 $ 4,343,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 1,118,792,000 26 $ 4,247,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 26 $ 1,508,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 21,574,595,000 24 $ 2,812,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 22 $ 2,682,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 20 $ 2,306,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 20 $ 2,177,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 19 $ 405,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 18 $ 2,233,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 17 $ 2,210,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 14 $ 2,086,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ 702,959,000 14 $ 2,473,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 13 $ 1,731,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 13 $ 1,478,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 12 $ 1,612,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 11 $ 1,579,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 10 $ 1,238,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 345,453,000 10 $ 939,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 10 $ 1,011,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 8 $ 791,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 8 $ 963,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 8 $ 714,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 7 $ 1,148,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 7 $ 1,004,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 522,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 7 $ 841,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 6 $ 1,380,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 6 $ 403,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 616,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 6 $ 470,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 5 $ 952,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 5 $ 506,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 5 $ 280,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 4 $ 888,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 4 $ 663,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 4 $ 804,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 4 $ 491,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 4 $ 504,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 373,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 369,502,000 4 $ 146,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ 281,470,000 4 $ 439,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 4 $ 367,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 4 $ 324,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 3 $ 380,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 220,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 3 $ 618,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 3 $ 218,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 291,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 3 $ 468,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 3 $ 600,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 3 $ 22,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 3 $ 213,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 3 $ 460,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 3 $ 392,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 3 $ 230,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 982,985,000 3 $ 206,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 3 $ 366,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 3 $ 224,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 345,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 651,499,000 2 $ 173,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 338,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 2 $ 424,000
Homebank of Arkansas
PO BOX 342
DAMASCUS, AR 72039
* $ 74,808,000 2 $ 1,542,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 2 $ 383,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 269,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 2,968,593,000 2 $ 412,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 2 $ 241,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 2 $ 139,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 2 $ 68,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 916,921,000 2 $ 104,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 771,496,000 2 $ 95,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 468,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 2 $ 73,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ 1,152,152,000 2 $ 62,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 76,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 346,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 219,000
Premier Bank of Arkansas
205 BLOCK STREET
JONESBORO, AR 72364
* $ 159,363,000 2 $ 144,000
The Citizens Bank
200 S THIRD ST, PO BOX 2156
BATESVILLE, AR 72503
* $ 751,060,000 2 $ 70,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 1 $ 203,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 1 $ 315,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 86,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 157,000
One Bank & Trust, National Association
300 W CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 305,966,000 1 $ 150,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 1,252,494,000 1 $ 214,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 135,000
Pilgrim Bank
145 E. MARSHALL ST.
PITTSBURG, TX 75686
* $ 576,228,000 1 $ 255,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 116,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 18,874,479,000 1 $ 107,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 316,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 303,703,000 1 $ 40,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 1,317,074,000 1 $ 207,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,000,620,000 1 $ 63,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 438,899,000 1 $ 56,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 317,000
Franklin Synergy Bank
722 COLUMBIA AVENUE
FRANKLIN, TN 37064
* $ 2,945,356,000 1 $ 164,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 1 $ 236,000
The Old Point National Bank of Phoebus
1 W MELLEN STREET
HAMPTON, VA 23669
* $ 897,966,000 1 $ 45,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 179,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 315,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 1 $ 280,000
Gateway Bank
112 MAIN STREET
RISON, AR 71665
* $ 62,218,000 1 $ 200,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 208,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 138,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 0 1 $ 638,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,422,140,000 1 $ 101,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 1 $ 174,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 107,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 1 $ 185,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 111,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,093,521,000 1 $ 76,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 595,178,000 1 $ 37,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,411,041,000 1 $ 115,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 1 $ 59,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 1 $ 201,000
Central Bank
1506 MARKET ST STE C180
LITTLE ROCK, AR 72758
* $ 116,244,000 1 $ 172,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 271,694,000 1 $ 5,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 69,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ 0 1 $ 225,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ -1,000 1 $ 132,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,576,177,000 1 $ 8,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,629,405,000 1 $ 89,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 60,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 8,000
River Town Bank
PO BOX 577
DARDANELLE, AR 72834
* $ 137,995,000 1 $ 62,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 207,006,000 1 $ 59,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 316,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 2,378,887,000 1 $ 138,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 1 $ 110,000

The tables below break down 2017 mortgage applications in White County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for White County, AR in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,978 $227,977,000 $115,000 $2,345,000 $57,000 $3,014,000
Refinancing 876 $116,992,000 $133,000 $920,000 $62,000 $600,000
Home Improvement 230 $10,307,000 $44,000 $572,000 $73,000 $950,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,295 $255,877,000 $111,000 $800,000 $70,000 $3,014,000
Not applicable 394 $57,224,000 $145,000 $2,345,000 $3,000 $428,000
Not Provided 180 $19,707,000 $109,000 $365,000 $60,000 $249,000
Black or African American 100 $10,066,000 $100,000 $267,000 $50,000 $448,000
Hispanic 79 $7,555,000 $95,000 $270,000 $55,000 $202,000
American Indian or Alaskan Native 18 $2,320,000 $128,000 $330,000 $71,000 $275,000
Asian 11 $1,741,000 $158,000 $359,000 $44,000 $90,000
Native Hawaiian or Other Pacific Islander 7 $786,000 $112,000 $266,000 $64,000 $281,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,980 $214,717,000 $108,000 $2,345,000 $71,000 $3,014,000
FHA-insured (Federal Housing Administration) 408 $50,725,000 $124,000 $280,000 $42,000 $278,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 379 $42,039,000 $110,000 $230,000 $28,000 $145,000
VA-guaranteed (Veterans Administration) 317 $47,795,000 $150,000 $530,000 $52,000 $428,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,322 $165,220,000 $124,000 $2,345,000 $71,000 $1,290,000
Application Denied By Financial Institution 650 $51,508,000 $79,000 $500,000 $52,000 $950,000
Loan Purchased By The Institution 563 $77,992,000 $138,000 $638,000 $34,000 $428,000
Application Withdrawn By Applicant 255 $31,190,000 $122,000 $773,000 $78,000 $3,014,000
File Closed For Incompleteness 166 $14,739,000 $88,000 $389,000 $54,000 $281,000
Application Approved But Not Accepted 128 $14,627,000 $114,000 $411,000 $66,000 $440,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $3,996,000 $74,000 $218,000 $60,000 $240,000
Debt-To-Income Ratio 35 $3,314,000 $94,000 $238,000 $38,000 $112,000
Collateral 32 $3,807,000 $118,000 $330,000 $73,000 $250,000
Credit Application Incomplete 18 $1,915,000 $106,000 $241,000 $108,000 $950,000
Other 11 $1,230,000 $111,000 $225,000 $51,000 $102,000
Insufficient Cash (Downpayment, Closing Cost) 8 $846,000 $105,000 $162,000 $42,000 $80,000
Employment History 7 $717,000 $102,000 $265,000 $26,000 $48,000
Unverifiable Information 4 $623,000 $155,000 $500,000 $97,000 $224,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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