Wythe County, VA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 957 mortgage applications in Wythe County, VA totaling $135.9 million, down 25% from 2022. The average application was for $141,000, and applicants reported an average income of $79,000. 49% of applications resulted in an originated loan and 25% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 152 applications, followed by Truliant Federal Credit Union and The Bank of Marion.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 957
Total Mortgage Loan Application Amount $135,885,000
Average Mortgage Loan Application Amount $141,000
Highest Mortgage Loan Application Amount $995,000
Average Applicant Income $79,000
Highest Applicant Income $677,000

Mortgage Company List for Lending in Wythe County, VA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 152 $ 19,000,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 4,131,234,000 148 $ 11,710,000
The Bank of Marion
PO BOX 1067
MARION, VA 24354
* $ 553,654,000 50 $ 6,120,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 46 $ 7,360,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 39 $ 3,705,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 3,112,618,000 35 $ 7,045,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 24 $ 4,620,000
Atlantic Union Bank
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23060
* $ 20,342,081,000 23 $ 2,615,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 18 $ 2,750,000
Skyline National Bank
PO BOX 186
INDEPENDENCE, VA 24348
* $ 997,453,000 18 $ 3,110,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 18 $ 5,100,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 2,915,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 15 $ 2,365,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 3,140,875,000 14 $ 2,250,000
First Sentinel Bank
315 RAILROAD AVENUE
RICHLANDS, VA 24641
* $ 362,870,000 14 $ 3,790,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 13 $ 725,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 934,534,000 13 $ 2,515,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 12 $ 1,990,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 11 $ 2,015,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 10 $ 850,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 10 $ 2,130,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 3,890,541,000 9 $ 845,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 9 $ 645,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 1,595,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,310,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 8 $ 1,130,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,200,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 8 $ 1,860,000
Member One Federal Credit Union
P.O. BOX 12288
ROANOKE, VA 24024
* $ 1,553,016,000 7 $ 1,025,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 805,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 910,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 5 $ 765,000
National Bank of Blacksburg
P.O. BOX 90002
BLACKSBURG, VA 24060
* $ 1,674,446,000 5 $ 1,405,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 5 $ 845,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 855,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 5 $ 625,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 5,086,461,000 4 $ 350,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 4 $ 700,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 660,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 4 $ 800,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 4 $ 700,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 920,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 465,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 3 $ 365,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 525,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ -1,000 3 $ 575,000
Carter Bank and Trust
PO BOX 3748
MARTINSVILLE, VA 24112
* $ 4,199,820,000 3 $ 215,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 555,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 2 $ 320,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 210,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 240,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 140,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 2 $ 390,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 2 $ 400,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 350,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 250,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 250,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 210,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 240,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 2 $ 400,000
Freedom First Federal Credit Union
5240 VALLEYPARK DRIVE
ROANOKE, VA 24019
* $ 1,043,847,000 2 $ 490,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 50,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 190,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 440,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 210,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 340,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 109,180,139,000 2 $ 210,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 470,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 55,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 215,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 115,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 235,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 1 $ 545,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 41,842,515,000 1 $ 175,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 225,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 215,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 175,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 155,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 215,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 1 $ 125,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 1 $ 25,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 85,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 43,900,126,000 1 $ 85,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 85,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 95,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 265,000
Bank of the James
828 MAIN STREET
LYNCHBURG, VA 24504
* $ 918,549,000 1 $ 105,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 1 $ 145,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 315,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 65,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ -1,000 1 $ 145,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 115,000
Blue Ridge Bank
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ 3,098,582,000 1 $ 105,000
Towne Mortgage
3 COMMERCIAL PLACE STE 1440
NORFOLK, VA 23510
* $ -1,000 1 $ 185,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 445,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,084,777,000 1 $ 245,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 185,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 185,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 50,970,402,000 1 $ 145,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 225,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 45,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,453,779,000 1 $ 275,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 145,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 175,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 135,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 95,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 25,000
Tidewater Home Funding, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 1 $ 85,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 105,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 465,000

The tables below break down 2023 mortgage applications in Wythe County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wythe County, VA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 526 $90,150,000 $171,000 $995,000 $75,000 $330,000
Cash-out Refinancing 132 $19,900,000 $150,000 $475,000 $73,000 $333,000
Home Improvement 104 $6,760,000 $65,000 $255,000 $85,000 $413,000
Refinancing 98 $11,740,000 $119,000 $685,000 $98,000 $677,000
Other Purpose 93 $7,045,000 $75,000 $265,000 $85,000 $332,000
Not Applicable 4 $290,000 $72,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 785 $106,345,000 $135,000 $685,000 $80,000 $677,000
Not Provided 74 $10,330,000 $139,000 $455,000 $78,000 $260,000
Not applicable 69 $15,895,000 $230,000 $995,000 $134,000 $260,000
Black or African American 15 $1,815,000 $121,000 $255,000 $85,000 $330,000
Hispanic 8 $870,000 $108,000 $185,000 $52,000 $75,000
Asian 6 $630,000 $105,000 $155,000 $39,000 $58,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 712 $89,960,000 $126,000 $995,000 $82,000 $677,000
FHA-insured (Federal Housing Administration) 157 $27,455,000 $174,000 $445,000 $75,000 $198,000
VA-guaranteed (Veterans Administration) 59 $13,785,000 $233,000 $575,000 $69,000 $163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $4,685,000 $161,000 $255,000 $59,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 472 $71,780,000 $152,000 $995,000 $87,000 $677,000
Application Denied By Financial Institution 237 $26,725,000 $112,000 $605,000 $68,000 $330,000
File Closed For Incompleteness 90 $11,260,000 $125,000 $315,000 $66,000 $305,000
Application Withdrawn By Applicant 85 $12,795,000 $150,000 $415,000 $83,000 $624,000
Loan Purchased By The Institution 50 $9,650,000 $193,000 $465,000 $107,000 $260,000
Application Approved But Not Accepted 23 $3,675,000 $159,000 $385,000 $73,000 $121,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 680 $104,170,000 $153,000 $995,000 $84,000 $677,000
Credit History 92 $10,330,000 $112,000 $605,000 $66,000 $330,000
Debt-To-Income Ratio 88 $10,270,000 $116,000 $355,000 $58,000 $281,000
Unverifiable Information 36 $4,450,000 $123,000 $325,000 $76,000 $263,000
Collateral 23 $2,615,000 $113,000 $475,000 $90,000 $240,000
Credit Application Incomplete 20 $2,310,000 $115,000 $265,000 $81,000 $144,000
Other 14 $1,300,000 $92,000 $305,000 $78,000 $131,000
Employment History 2 $220,000 $110,000 $115,000 $71,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 2 $220,000 $110,000 $175,000 $50,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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