Young County, TX Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 463 mortgage applications in Young County, TX totaling $92.5 million, up 2% from 2024. The average application was for $199,000, and applicants reported an average income of $122,000. 48% of applications resulted in an originated loan and 17% were denied. The most active lender was 21st Mortgage, with 43 applications, followed by United Wholesale Mortgage and Interbank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 463
Total Mortgage Loan Application Amount $92,475,000
Average Mortgage Loan Application Amount $199,000
Highest Mortgage Loan Application Amount $4,875,000
Average Applicant Income $122,000
Highest Applicant Income $3,665,000

Mortgage Company List for Lending in Young County, TX for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 43 $ 5,655,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 21 $ 4,845,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ n/a 18 $ 2,340,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 15 $ 1,875,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 14 $ 2,520,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ n/a 14 $ 2,240,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 13 $ 1,685,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 12 $ 2,810,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 12 $ 2,080,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 3,110,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 10 $ 2,270,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 8 $ 920,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 770,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 8 $ 1,390,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 1,695,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 2,475,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 1,585,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 7 $ 1,045,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 7 $ 1,905,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 1,180,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 690,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 1,220,000
Windthorst Federal Credit Unio
14205 FM174
WINDTHORST, TX 76389
* $ n/a 6 $ 870,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 5 $ 1,435,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 5 $ 1,305,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ n/a 4 $ 840,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 4 $ 600,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 4 $ 1,440,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 4 $ 600,000
Texoma Community Credit Union
PO BOX 1320
WICHITA FALLS, TX 76308
* $ n/a 4 $ 280,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 4 $ 240,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 3 $ 345,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ n/a 3 $ 435,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 375,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 695,000
Select Lending Services, LLC

SAN RAMON, CA 94583
* $ n/a 3 $ 865,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 435,000
Legacy Mortgage
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ n/a 3 $ 615,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 655,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 510,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 130,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 180,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 870,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 2 $ 470,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 160,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 230,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 2 $ 340,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 310,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 360,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 330,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 190,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 100,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 240,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 310,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 2 $ 110,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 420,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 2 $ 640,000
Jacksboro National Bank
910 MAIN STREET
JACKSBORO, TX 76458
* $ n/a 2 $ 600,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ n/a 2 $ 230,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 2 $ 100,000
Union Square Credit Union
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ n/a 2 $ 300,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 135,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 405,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 1 $ 385,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 405,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 545,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 95,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 145,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ n/a 1 $ 305,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 495,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 165,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 1 $ 145,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 335,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 95,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 25,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 405,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 45,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 575,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 125,000
Texas D P S Credit Union
621 W ST JOHNS AVE
AUSTIN, TX 78752
* $ n/a 1 $ 35,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ n/a 1 $ 185,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 625,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 195,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 115,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 285,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 565,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 135,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 1 $ 55,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 1 $ 145,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 155,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ n/a 1 $ 235,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 255,000
Origin Bank

HOUSTON, TX 77024
* $ n/a 1 $ 4,875,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 255,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ n/a 1 $ 115,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 95,000
Complex Community Federal CU
2201 S GRANDVIEW
ODESSA, TX 79766
* $ n/a 1 $ 135,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 1 $ 395,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 585,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 205,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ n/a 1 $ 375,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ n/a 1 $ 235,000
Belem Servicing, LLC dba Patriot Home Mortgage
230 N 1680 E
ST GEORGE, UT 84770
* $ n/a 1 $ 505,000
Education Credit Union
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ n/a 1 $ 25,000
Wichita Falls Teachers FCU
4301 BARNETT RD.
WICHITA FALLS, TX 76310
* $ n/a 1 $ 55,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 1 $ 285,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 155,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 65,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 85,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 425,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 325,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 315,000

The tables below break down 2025 mortgage applications in Young County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Young County, TX in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 306 $61,730,000 $201,000 $4,875,000 $124,000 $3,665,000
Cash-out Refinancing 68 $13,030,000 $191,000 $515,000 $114,000 $483,000
Refinancing 54 $14,000,000 $259,000 $625,000 $136,000 $602,000
Other Purpose 20 $2,100,000 $105,000 $375,000 $121,000 $419,000
Home Improvement 14 $1,150,000 $82,000 $255,000 $88,000 $335,000
Not Applicable 1 $465,000 $465,000 $465,000 $136,000 $136,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 288 $55,660,000 $193,000 $695,000 $120,000 $866,000
Hispanic 67 $11,705,000 $174,000 $625,000 $100,000 $483,000
Not applicable 51 $9,855,000 $193,000 $545,000 $109,000 $288,000
Not Provided 48 $14,040,000 $292,000 $4,875,000 $170,000 $3,665,000
Black or African American 3 $255,000 $85,000 $135,000 $93,000 $176,000
American Indian or Alaskan Native 3 $465,000 $155,000 $225,000 $101,000 $172,000
Asian 2 $380,000 $190,000 $235,000 $207,000 $371,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $82,000 $82,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 333 $62,635,000 $188,000 $4,875,000 $129,000 $3,665,000
FHA-insured (Federal Housing Administration) 66 $11,860,000 $179,000 $345,000 $85,000 $351,000
VA-guaranteed (Veterans Administration) 53 $16,435,000 $310,000 $695,000 $118,000 $432,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,545,000 $140,000 $265,000 $60,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 220 $47,070,000 $213,000 $4,875,000 $141,000 $3,665,000
Application Denied By Financial Institution 78 $13,550,000 $173,000 $515,000 $94,000 $483,000
Application Withdrawn By Applicant 64 $12,400,000 $193,000 $635,000 $104,000 $312,000
Loan Purchased By The Institution 53 $10,215,000 $192,000 $545,000 $110,000 $288,000
File Closed For Incompleteness 32 $5,310,000 $165,000 $625,000 $88,000 $196,000
Application Approved But Not Accepted 15 $3,775,000 $251,000 $555,000 $133,000 $282,000
Preapproval Approved but not Accepted 1 $155,000 $155,000 $155,000 $32,000 $32,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 366 $75,780,000 $207,000 $4,875,000 $121,000 $3,665,000
Debt-To-Income Ratio 43 $7,135,000 $165,000 $495,000 $155,000 $602,000
Credit History 19 $2,675,000 $140,000 $475,000 $89,000 $483,000
Collateral 11 $2,905,000 $264,000 $515,000 $121,000 $256,000
Credit Application Incomplete 10 $1,180,000 $118,000 $235,000 $70,000 $120,000
Other 6 $1,050,000 $175,000 $425,000 $114,000 $181,000
Insufficient Cash (Downpayment, Closing Cost) 4 $820,000 $205,000 $345,000 $98,000 $211,000
Unverifiable Information 3 $825,000 $275,000 $465,000 $109,000 $136,000
Employment History 1 $105,000 $105,000 $105,000 $83,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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