Altoona, PA Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 3,779 mortgage applications in Altoona, PA metro area totaling $524.1 million, up 16% from 2024. The average application was for $138,678, and applicants reported an average income of $101,000. 58% of applications resulted in an originated loan and 19% were denied. The most active lender was First Commonwealth Bank, with 295 applications, followed by First National Bank of Pa and Reliance Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,779
Total Mortgage Loan Application Amount $524,065,000
Average Mortgage Loan Application Amount $138,678
Highest Mortgage Loan Application Amount $15,445,000
Average Applicant Income $101,000
Highest Applicant Income $5,840,000

Mortgage Company List for Lending in Altoona, PA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 295 $ 29,185,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 263 $ 26,045,000
Reliance Savings Bank
1119 12TH ST
ALTOONA, PA 16602
* $ n/a 193 $ 25,895,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 164 $ 19,200,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 156 $ 15,680,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ n/a 141 $ 10,595,000
Altoona First Savings Bank
203 N. LOGAN BOULEVARD
ALTOONA, PA 16602
* $ n/a 127 $ 35,025,000
Arc Federal Credit Union
1919 7TH AVENUE
ALTOONA, PA 16602
* $ n/a 116 $ 9,770,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 95 $ 21,015,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 90 $ 14,640,000
Penncrest Bank
1201 12TH STREET
ALTOONA, PA 16601
* $ n/a 84 $ 7,080,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ n/a 82 $ 14,430,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 81 $ 14,465,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 79 $ 16,805,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 66 $ 10,640,000
Kish Bank
4255 EAST MAIN STREET
BELLEVILLE, PA 17004
* $ n/a 63 $ 17,075,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 55 $ 9,925,000
Jersey Shore State Bank
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ n/a 55 $ 6,715,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 53 $ 6,845,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 52 $ 10,730,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 51 $ 8,345,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 50 $ 9,730,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 47 $ 7,555,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 47 $ 8,355,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 46 $ 8,780,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 43 $ 8,265,000
Investment Savings Bank
1201 8TH AVE.
ALTOONA, PA 16602
* $ n/a 43 $ 3,695,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 42 $ 4,860,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 40 $ 5,600,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 37 $ 1,995,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 35 $ 2,255,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 33 $ 5,695,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 33 $ 3,235,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 31 $ 4,215,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 31 $ 4,685,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 27 $ 1,225,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 23 $ 1,345,000
Hometown Bank of Pennsylvania
638 E PITT ST
BEDFORD, PA 15522
* $ n/a 23 $ 3,255,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 21 $ 3,285,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 21 $ 4,005,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 21 $ 3,185,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 21 $ 3,975,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 18 $ 2,170,000
1st Summit Bank
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ n/a 18 $ 1,970,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 17 $ 1,165,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 17 $ 4,655,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 15 $ 1,235,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 14 $ 2,710,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 13 $ 2,725,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 12 $ 2,420,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 12 $ 2,280,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 10 $ 2,380,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ n/a 10 $ 880,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 9 $ 1,235,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 9 $ 1,405,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 9 $ 395,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 9 $ 605,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 9 $ 1,235,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 775,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 7 $ 555,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ n/a 7 $ 955,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 7 $ 555,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 7 $ 1,205,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 7 $ 725,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 7 $ 605,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 7 $ 1,015,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ n/a 7 $ 715,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 7 $ 515,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 7 $ 295,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 6 $ 570,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 6 $ 960,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 800,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 6 $ 1,050,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 6 $ 620,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 6 $ 640,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 5 $ 335,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ n/a 5 $ 515,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 5 $ 995,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 425,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 5 $ 405,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 4 $ 380,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 4 $ 640,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 4 $ 140,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 4 $ 720,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 520,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 4 $ 750,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 540,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 4 $ 610,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 4 $ 810,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 4 $ 730,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 4 $ 650,000
Community State Bank of Orbisonia
478 RIDGLEY ST
ORBISONIA, PA 17243
* $ n/a 4 $ 430,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ n/a 4 $ 890,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 4 $ 470,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 420,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 3 $ 375,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 945,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 3 $ 295,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 3 $ 595,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 555,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 3 $ 275,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 595,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 3 $ 315,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 290,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 2 $ 420,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 2 $ 350,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ n/a 2 $ 150,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 710,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 330,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 2 $ 460,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 390,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 250,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 2 $ 490,000
Old Dominion National Bank
4916 PLANK RD
CHARLOTTESVILLE, VA 22903
* $ n/a 2 $ 450,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 310,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 330,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 310,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 2 $ 150,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 420,000
Patriot FCU
PO BOX 778
CHAMBERSBURG, PA 17201
* $ n/a 2 $ 260,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 290,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 150,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 180,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 115,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 205,000
Slovenian Savings & Loan Association of Franklin-Conemaugh
361 FIRST ST
JOHNSTOWN, PA 15909
* $ n/a 1 $ 155,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 415,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 65,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 65,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 105,000
Titan FCU
114 MACK AVE
PLEASANT GAP, PA 16823
* $ n/a 1 $ 45,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 95,000
Century Heritage FCU
700 REGIS AVE
PITTSBURGH, PA 15236
* $ n/a 1 $ 65,000
Riverfront FCU
430 S 4TH ST
WYOMISSING, PA 19610
* $ n/a 1 $ 105,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ n/a 1 $ 55,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 155,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ n/a 1 $ 55,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 125,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ n/a 1 $ 25,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 1 $ 115,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 35,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 65,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 205,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 25,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 85,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 365,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 535,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 175,000
Marlin Mortgage Capital, LLC
646 2ND AVENUE S
ST. PETERSBURG, FL 33701
* $ n/a 1 $ 105,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ n/a 1 $ 35,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 25,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 305,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 195,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 65,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 1 $ 125,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 125,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 75,000
Credit Union of New Jersey
1301 PARKWAY AVE
EWING, NJ 08628
* $ n/a 1 $ 115,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Quaint Oak Mortgage, LLC
1710 UNION BLVD
ALLENTOWN, PA 18109
* $ n/a 1 $ 75,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ n/a 1 $ 405,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ n/a 1 $ 75,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 55,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 375,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 1 $ 75,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 135,000
Direct Mortgage Loans, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ n/a 1 $ 165,000
The Juniata Valley Bank
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ n/a 1 $ 55,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 195,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 125,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 85,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 1 $ 15,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 1 $ 125,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 1 $ 215,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 35,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 155,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 1 $ 235,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 145,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ n/a 1 $ 65,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 75,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 55,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 45,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 265,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 1 $ 65,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 75,000
Millennium Financial Group Inc dba Mlend
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ n/a 1 $ 135,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 105,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ n/a 1 $ 275,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 1 $ 175,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 25,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 1 $ 85,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 1 $ 55,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 135,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 155,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 95,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 215,000

The tables below break down 2025 mortgage applications in Altoona, PA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Altoona, PA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,546 $282,600,000 $182,000 $15,445,000 $97,000 $4,783,000
Refinancing 613 $80,045,000 $130,000 $605,000 $113,000 $5,840,000
Home Improvement 595 $40,385,000 $67,000 $1,305,000 $107,000 $5,840,000
Cash-out Refinancing 556 $86,100,000 $154,000 $2,905,000 $87,000 $1,023,000
Other Purpose 462 $34,110,000 $73,000 $4,005,000 $107,000 $5,840,000
Not Applicable 7 $825,000 $117,000 $295,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,990 $383,250,000 $128,000 $4,005,000 $96,000 $4,783,000
Not applicable 398 $84,550,000 $212,000 $15,445,000 $93,000 $231,000
Not Provided 235 $35,645,000 $151,000 $1,305,000 $167,000 $5,840,000
Black or African American 61 $6,605,000 $108,000 $355,000 $72,000 $222,000
Hispanic 53 $6,895,000 $130,000 $345,000 $101,000 $1,000,000
Asian 30 $5,400,000 $180,000 $755,000 $165,000 $1,270,000
American Indian or Alaskan Native 11 $1,455,000 $132,000 $325,000 $84,000 $168,000
Native Hawaiian or Other Pacific Islander 1 $265,000 $265,000 $265,000 $79,000 $79,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,867 $361,235,000 $125,000 $15,445,000 $106,000 $5,840,000
FHA-insured (Federal Housing Administration) 585 $92,995,000 $158,000 $515,000 $82,000 $4,783,000
VA-guaranteed (Veterans Administration) 298 $64,710,000 $217,000 $605,000 $90,000 $875,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $5,125,000 $176,000 $355,000 $64,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,183 $326,015,000 $149,000 $15,445,000 $104,000 $4,783,000
Application Denied By Financial Institution 719 $67,935,000 $94,000 $1,305,000 $82,000 $5,840,000
Application Withdrawn By Applicant 361 $53,965,000 $149,000 $685,000 $125,000 $5,840,000
Loan Purchased By The Institution 276 $46,470,000 $168,000 $535,000 $91,000 $231,000
File Closed For Incompleteness 148 $19,180,000 $129,000 $705,000 $96,000 $875,000
Application Approved But Not Accepted 82 $7,960,000 $97,000 $525,000 $101,000 $473,000
Preapproval Approved but not Accepted 5 $1,295,000 $259,000 $445,000 $77,000 $132,000
Preapproval Denied by Financial Institution 5 $1,245,000 $249,000 $505,000 $59,000 $83,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,697 $414,095,000 $153,000 $15,445,000 $106,000 $5,840,000
Debt-To-Income Ratio 540 $58,800,000 $108,000 $855,000 $91,000 $1,270,000
Credit History 259 $18,105,000 $69,000 $445,000 $72,000 $711,000
Collateral 154 $17,620,000 $114,000 $1,305,000 $127,000 $5,840,000
Other 48 $5,490,000 $114,000 $335,000 $92,000 $571,000
Credit Application Incomplete 47 $5,675,000 $120,000 $505,000 $86,000 $524,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,030,000 $126,000 $245,000 $69,000 $163,000
Unverifiable Information 14 $1,900,000 $135,000 $405,000 $53,000 $193,000
Employment History 4 $350,000 $87,000 $205,000 $42,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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