Black Hawk County, IA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 4,952 mortgage applications in Black Hawk County, IA totaling $630.5 million, down 27% from 2022. The average application was for $127,000, and applicants reported an average income of $97,000. 65% of applications resulted in an originated loan and 10% were denied. The most active lender was Veridian Credit Union, with 1,726 applications, followed by Greenstate Credit Union and Dupaco Community Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,952
Total Mortgage Loan Application Amount $630,500,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $6,375,000
Average Applicant Income $97,000
Highest Applicant Income $7,009,000

Mortgage Company List for Lending in Black Hawk County, IA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 1,726 $ 160,930,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 848 $ 109,330,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 3,010,410,000 196 $ 13,470,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 162 $ 20,960,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,542,625,000 152 $ 21,100,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,845,506,000 123 $ 20,295,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 111 $ 13,145,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 105 $ 18,985,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 95 $ 20,665,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 94 $ 21,500,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 80 $ 3,650,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,649,497,000 80 $ 7,730,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ 180,423,000 74 $ 6,660,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 61 $ 13,295,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,979,185,000 60 $ 12,530,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 785,842,000 52 $ 4,880,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 44 $ 6,340,000
First Bank
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 689,237,000 41 $ 6,675,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 39 $ 1,645,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 36 $ 5,320,000
Denver Savings Bank
121 S. STATE STREET
DENVER, IA 50622
* $ 233,722,000 36 $ 11,480,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 32 $ 8,880,000
Peoples Savings Bank
414 N ADAMS ST
WELLSBURG, IA 50680
* $ 149,233,000 30 $ 8,370,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 2,036,937,000 29 $ 4,675,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 29 $ 5,585,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 2,170,814,000 26 $ 2,650,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 25 $ 1,335,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 24 $ 4,520,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 23 $ 3,225,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 22 $ 3,020,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 20 $ 2,180,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 17 $ 3,145,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,574,512,000 16 $ 2,190,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 1,784,652,000 15 $ 2,795,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 14 $ 510,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 13 $ 3,535,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 12 $ 2,340,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 11 $ 1,955,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 11 $ 1,855,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 10 $ 2,040,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 10 $ 1,560,000
Cedar Valley Bank & Trust
321 MAIN ST
LA PORTE CITY, IA 50651
* $ 111,631,000 9 $ 825,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 9 $ 2,095,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 8 $ 3,160,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 8 $ 290,000
Readlyn Savings Bank
141 MAIN STREET PO BOX 40
READLYN, IA 50668
* $ 133,063,000 7 $ 475,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 7 $ 1,195,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 615,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 545,780,000 7 $ 655,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 7 $ 995,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 7 $ 565,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 7 $ 1,365,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 6 $ 2,370,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 1,350,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,034,078,000 6 $ 400,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 425,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 5 $ 185,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 5 $ 425,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 5 $ 705,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ 442,357,000 5 $ 875,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 740,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 4 $ 210,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 4 $ 120,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 770,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 600,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 800,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 1,034,888,000 3 $ 125,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 3 $ 385,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 685,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 565,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 630,557,000 3 $ 235,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 405,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 3 $ 415,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 391,537,000 3 $ 605,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 2 $ 520,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ 544,033,000 2 $ 280,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 2 $ 160,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 220,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 2 $ 230,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 1,078,437,000 2 $ 7,220,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 170,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 170,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 2,035,629,000 2 $ 280,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 2 $ 430,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 2 $ 410,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 2 $ 310,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 2 $ 60,000
Cusb Bank
111 N ELM ST
CRESCO, IA 52136
* $ 688,368,000 2 $ 370,000
Security State Bank
109 W 2ND ST
SUTHERLAND, IA 51058
* $ 313,938,000 2 $ 600,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 397,701,000 2 $ 40,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 180,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 2 $ 120,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,964,850,000 2 $ 540,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 956,239,000 2 $ 100,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,918,861,000 2 $ 490,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 2 $ 350,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 175,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 1,505,000
Grinnell State Bank
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ 448,401,000 1 $ 195,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 619,628,000 1 $ 215,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 55,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 55,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 305,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ 437,379,000 1 $ 135,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 465,755,000 1 $ 135,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 45,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 1 $ 195,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 705,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 35,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 145,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 350,059,000 1 $ 125,000
American Finance House Lariba
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 1 $ 95,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 457,589,000 1 $ 595,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 115,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 346,622,000 1 $ 55,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 185,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 115,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 285,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 531,826,000 1 $ 345,000
Farmers Savings Bank & Trust
401 B AVE
VINTON, IA 52349
* $ 221,591,000 1 $ 205,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 115,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 430,704,000 1 $ 415,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 235,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,555,530,000 1 $ 665,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 479,101,000 1 $ 385,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 6,104,235,000 1 $ 25,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 1 $ 35,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 145,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 525,000
Fidelity Bank
302 MAIN ST
SAVANNA, IL 61074
* $ 109,549,000 1 $ 145,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 405,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 45,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 489,452,000 1 $ 75,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,096,108,000 1 $ 725,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 155,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 115,000
Chelsea Savings Bank
601 13TH STREET
BELLE PLAINE, IA 52208
* $ 177,830,000 1 $ 255,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 85,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 115,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 105,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 203,722,000 1 $ 125,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 527,521,000 1 $ 35,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 175,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 25,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 65,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 555,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 35,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 335,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 465,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 165,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 135,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ -1,000 1 $ 95,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 215,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 455,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ 287,084,000 1 $ 205,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 95,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 135,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 2,304,453,000 1 $ 125,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 455,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,684,000,000 1 $ 305,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,471,026,000 1 $ 245,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 1 $ 35,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 175,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 1,248,794,000 1 $ 265,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 115,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ 575,105,000 1 $ 45,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,436,322,000 1 $ 255,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 75,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 1 $ 265,000

The tables below break down 2023 mortgage applications in Black Hawk County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Black Hawk County, IA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,845 $468,615,000 $164,000 $6,375,000 $98,000 $7,009,000
Home Improvement 703 $33,435,000 $47,000 $3,285,000 $93,000 $1,632,000
Other Purpose 604 $30,950,000 $51,000 $805,000 $107,000 $6,656,000
Refinancing 396 $52,230,000 $131,000 $3,145,000 $98,000 $2,013,000
Cash-out Refinancing 390 $44,170,000 $113,000 $685,000 $87,000 $900,000
Not Applicable 14 $1,100,000 $78,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,466 $407,100,000 $117,000 $2,885,000 $99,000 $7,009,000
Not applicable 631 $132,045,000 $209,000 $6,375,000 $120,000 $250,000
Not Provided 282 $35,910,000 $127,000 $705,000 $98,000 $900,000
Black or African American 275 $21,905,000 $79,000 $565,000 $72,000 $1,416,000
Hispanic 203 $18,565,000 $91,000 $375,000 $81,000 $1,380,000
Asian 66 $11,570,000 $175,000 $685,000 $125,000 $750,000
American Indian or Alaskan Native 17 $2,165,000 $127,000 $395,000 $118,000 $735,000
Native Hawaiian or Other Pacific Islander 3 $245,000 $81,000 $115,000 $61,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,551 $556,925,000 $122,000 $6,375,000 $99,000 $7,009,000
FHA-insured (Federal Housing Administration) 242 $37,520,000 $155,000 $475,000 $73,000 $224,000
VA-guaranteed (Veterans Administration) 156 $35,660,000 $228,000 $565,000 $86,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $395,000 $131,000 $135,000 $61,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,200 $413,640,000 $129,000 $6,375,000 $98,000 $4,500,000
Application Denied By Financial Institution 513 $37,595,000 $73,000 $805,000 $96,000 $7,009,000
Application Withdrawn By Applicant 486 $65,310,000 $134,000 $3,285,000 $97,000 $2,277,000
Loan Purchased By The Institution 412 $84,710,000 $205,000 $725,000 $128,000 $448,000
File Closed For Incompleteness 224 $15,520,000 $69,000 $555,000 $84,000 $1,380,000
Application Approved But Not Accepted 110 $12,800,000 $116,000 $655,000 $100,000 $405,000
Preapproval Denied by Financial Institution 4 $630,000 $157,000 $305,000 $61,000 $90,000
Preapproval Approved but not Accepted 3 $295,000 $98,000 $135,000 $73,000 $104,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,369 $578,045,000 $132,000 $3,285,000 $98,000 $4,500,000
Credit History 230 $12,170,000 $52,000 $345,000 $74,000 $1,632,000
Debt-To-Income Ratio 208 $26,210,000 $126,000 $6,375,000 $96,000 $7,009,000
Collateral 49 $4,875,000 $99,000 $375,000 $87,000 $318,000
Other 37 $3,095,000 $83,000 $425,000 $85,000 $342,000
Credit Application Incomplete 23 $2,655,000 $115,000 $805,000 $406,000 $6,656,000
Employment History 14 $1,120,000 $80,000 $275,000 $42,000 $90,000
Unverifiable Information 13 $1,685,000 $129,000 $305,000 $97,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 9 $645,000 $71,000 $135,000 $64,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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