Cedar Rapids, IA Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 12,942 mortgage applications in Cedar Rapids, IA metro area totaling $2.3 billion, up 8% from 2024. The average application was for $181,282, and applicants reported an average income of $111,984. 62% of applications resulted in an originated loan and 10% were denied. The most active lender was Greenstate Credit Union, with 2,500 applications, followed by Hills Bank and Trust Company and Veridian Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,942
Total Mortgage Loan Application Amount $2,346,160,000
Average Mortgage Loan Application Amount $181,282
Highest Mortgage Loan Application Amount $31,255,000
Average Applicant Income $111,984
Highest Applicant Income $5,146,000

Mortgage Company List for Lending in Cedar Rapids, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 2,500 $ 366,590,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 1,306 $ 243,920,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 796 $ 91,120,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ n/a 695 $ 93,505,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 469 $ 48,265,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 454 $ 101,950,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 410 $ 87,840,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 335 $ 73,055,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 287 $ 45,105,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ n/a 285 $ 41,665,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 244 $ 48,650,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 231 $ 32,275,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ n/a 224 $ 45,020,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 193 $ 41,005,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 171 $ 9,545,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 160 $ 35,260,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ n/a 157 $ 17,555,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 153 $ 32,825,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ n/a 152 $ 57,260,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 152 $ 32,720,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 138 $ 34,880,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ n/a 127 $ 62,425,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 124 $ 33,130,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 123 $ 27,485,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ n/a 111 $ 18,065,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 92 $ 24,550,000
Cedar Valley Bank & Trust
321 MAIN ST
LA PORTE CITY, IA 50651
* $ n/a 85 $ 13,295,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 83 $ 9,115,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 80 $ 15,930,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ n/a 75 $ 14,055,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ n/a 74 $ 11,430,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 69 $ 19,445,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 69 $ 9,995,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 68 $ 7,920,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 67 $ 11,865,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 64 $ 3,930,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ n/a 62 $ 10,200,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 61 $ 11,145,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 60 $ 12,180,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 53 $ 9,415,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 52 $ 5,290,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 52 $ 12,250,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 52 $ 3,810,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 48 $ 9,700,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 47 $ 6,305,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 46 $ 7,330,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 43 $ 3,195,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 42 $ 9,570,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 42 $ 7,940,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 39 $ 4,975,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ n/a 38 $ 6,870,000
Hiawatha Bank & Trust Company
253 BROADWAY
HIAWATHA, IA 52233
* $ n/a 37 $ 6,435,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ n/a 36 $ 5,310,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 35 $ 6,555,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 27 $ 6,675,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 26 $ 5,610,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 25 $ 5,665,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ n/a 25 $ 5,245,000
Atkins Savings Bank & Trust
97 MAIN AVE
ATKINS, IA 52206
* $ n/a 25 $ 3,855,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 24 $ 4,080,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 23 $ 4,635,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 23 $ 1,595,000
Farmers Savings Bank & Trust
401 B AVE
VINTON, IA 52349
* $ n/a 22 $ 3,800,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 21 $ 4,105,000
Keystone Savings Bank
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ n/a 20 $ 2,560,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ n/a 19 $ 3,485,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 17 $ 3,295,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 17 $ 3,295,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 16 $ 1,980,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 16 $ 2,510,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 1,650,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 15 $ 3,255,000
Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201
CHARLOTTESVILLE, VA 22903
* $ n/a 15 $ 945,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 15 $ 4,365,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ n/a 14 $ 1,970,000
Chelsea Savings Bank
601 13TH STREET
BELLE PLAINE, IA 52208
* $ n/a 13 $ 2,195,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ n/a 12 $ 1,870,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 12 $ 6,690,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 12 $ 770,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 11 $ 3,735,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 11 $ 3,065,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 11 $ 2,455,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 11 $ 1,485,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 10 $ 1,970,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 10 $ 1,940,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 10 $ 990,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ n/a 10 $ 1,820,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 10 $ 1,670,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ n/a 9 $ 2,325,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 9 $ 2,065,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 9 $ 1,825,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ n/a 9 $ 2,285,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 9 $ 2,305,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 8 $ 610,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 8 $ 1,310,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 8 $ 1,990,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 8 $ 2,940,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 8 $ 300,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 8 $ 1,730,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 7 $ 1,065,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 1,655,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 7 $ 295,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 7 $ 295,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 6 $ 1,220,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 6 $ 2,150,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ n/a 6 $ 970,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 6 $ 17,030,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 6 $ 780,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ n/a 6 $ 780,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 6 $ 1,140,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 5 $ 2,825,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 5 $ 1,365,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 5 $ 855,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 715,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ n/a 5 $ 1,165,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 5 $ 1,315,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 5 $ 625,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 5 $ 925,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ n/a 4 $ 360,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 4 $ 790,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 470,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 4 $ 730,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 4 $ 670,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 740,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 4 $ 1,130,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 4 $ 700,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 4 $ 570,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ n/a 4 $ 290,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 970,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 4 $ 850,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ n/a 4 $ 670,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 4 $ 930,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 4 $ 700,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 565,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 3 $ 725,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 695,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 3 $ 315,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 675,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 3 $ 835,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 485,000
Central State Bank
805 22ND AVE
CORALVILLE, IA 52241
* $ n/a 3 $ 2,395,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ n/a 3 $ 165,000
Trubank
1401 N JEFFERSON WAY
INDIANOLA, IA 50125
* $ n/a 3 $ 915,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 3 $ 645,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 3 $ 665,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 3 $ 605,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 435,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ n/a 2 $ 330,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 2 $ 230,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 480,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 2 $ 2,690,000
First State Bank
413 EAST ST
LYNNVILLE, IA 50153
* $ n/a 2 $ 170,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 550,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 2 $ 170,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 2 $ 380,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 220,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 2 $ 370,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 2 $ 360,000
Affinity Credit Union
475 NW HOFFMAN LANE
DES MOINES, IA 50313
* $ n/a 2 $ 50,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 2 $ 51,530,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 250,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 420,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ n/a 2 $ 320,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ n/a 2 $ 50,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 240,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 400,000
Contract Exchange Corporation
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ n/a 2 $ 330,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 230,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 2 $ 420,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 190,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 1,100,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 370,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 600,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 2 $ 440,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ n/a 2 $ 310,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ n/a 2 $ 130,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 230,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 2 $ 260,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 270,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 330,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 500,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 2 $ 150,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 80,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ n/a 1 $ 135,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 145,000
1st Advantage Federal Credit U
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ n/a 1 $ 15,000
Peoples Savings Bank
414 N ADAMS ST
WELLSBURG, IA 50680
* $ n/a 1 $ 35,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 1 $ 175,000
Green Belt Bank & Trust
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ n/a 1 $ 115,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 75,000
Readlyn Savings Bank
141 MAIN STREET PO BOX 40
READLYN, IA 50668
* $ n/a 1 $ 355,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 525,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 1 $ 15,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 295,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 1 $ 375,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 155,000
Iowa State Bank
627 E LOCUST ST
DES MOINES, IA 50309
* $ n/a 1 $ 295,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ n/a 1 $ 105,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 165,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 1 $ 145,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 1 $ 605,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ n/a 1 $ 215,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 85,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ n/a 1 $ 5,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 1 $ 165,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ n/a 1 $ 165,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 215,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 305,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 145,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 75,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ n/a 1 $ 195,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 1 $ 6,565,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ n/a 1 $ 355,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 125,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 145,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 375,000
Johns Hopkins FCU
2027 E MONUMENT STREET
BALTIMORE, MD 21224
* $ n/a 1 $ 355,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 235,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 35,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 1 $ 135,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 75,000
Fidelity Bank
302 MAIN ST
SAVANNA, IL 61074
* $ n/a 1 $ 325,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 85,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 65,000
Kitsap Credit Union
155 WASHINGTON AVENUE
BREMERTON, WA 98337
* $ n/a 1 $ 305,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 485,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 1 $ 555,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 205,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 115,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 95,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 165,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 115,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 75,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 605,000
Farmers Trust and Savings Bank
122 MAIN STREET
EARLING, IA 51530
* $ n/a 1 $ 225,000
Fort Sill Federal Credit Union
PO BOX 1527
LAWTON, OK 73502
* $ n/a 1 $ 65,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 1 $ 155,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ n/a 1 $ 135,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 115,000
First National Bank Ames Iowa
405 5TH ST
AMES, IA 50010
* $ n/a 1 $ 125,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 1 $ 25,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ n/a 1 $ 325,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 155,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 1 $ 15,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 495,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ n/a 1 $ 15,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 335,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 195,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ n/a 1 $ 31,255,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 185,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 85,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 125,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 345,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 25,000
Thrivent Bank
2855 EAST COTTONWOOD PARKWAY SUITE 100
SALT LAKE, UT 84121
* $ n/a 1 $ 15,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 295,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 235,000
Cusb Bank
111 N ELM ST
CRESCO, IA 52136
* $ n/a 1 $ 175,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 75,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 1 $ 305,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 1 $ 305,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 85,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 195,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 295,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 145,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 315,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 265,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 445,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 75,000

The tables below break down 2025 mortgage applications in Cedar Rapids, IA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cedar Rapids, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,005 $1,448,505,000 $206,000 $25,005,000 $108,000 $5,146,000
Refinancing 1,988 $407,720,000 $205,000 $11,605,000 $126,000 $2,577,000
Cash-out Refinancing 1,568 $239,550,000 $152,000 $1,115,000 $101,000 $1,200,000
Other Purpose 1,336 $178,540,000 $133,000 $31,255,000 $121,000 $5,146,000
Home Improvement 1,030 $70,390,000 $68,000 $8,175,000 $117,000 $974,000
Not Applicable 15 $1,455,000 $97,000 $205,000 $59,000 $76,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,167 $1,421,025,000 $155,000 $2,505,000 $113,000 $5,146,000
Not applicable 1,939 $627,585,000 $323,000 $31,255,000 $142,000 $1,010,000
Not Provided 813 $137,675,000 $169,000 $1,105,000 $112,000 $1,292,000
Black or African American 463 $64,605,000 $139,000 $855,000 $81,000 $1,133,000
Hispanic 335 $50,375,000 $150,000 $825,000 $98,000 $448,000
Asian 172 $38,130,000 $221,000 $805,000 $133,000 $1,200,000
American Indian or Alaskan Native 41 $5,555,000 $135,000 $365,000 $87,000 $287,000
Native Hawaiian or Other Pacific Islander 12 $1,210,000 $100,000 $195,000 $91,000 $253,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,039 $1,913,485,000 $173,000 $31,255,000 $115,000 $5,146,000
FHA-insured (Federal Housing Administration) 1,019 $205,805,000 $201,000 $515,000 $82,000 $933,000
VA-guaranteed (Veterans Administration) 795 $213,875,000 $269,000 $1,385,000 $98,000 $378,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $12,995,000 $146,000 $295,000 $65,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,055 $1,525,065,000 $189,000 $31,255,000 $117,000 $5,146,000
Loan Purchased By The Institution 1,605 $361,795,000 $225,000 $1,315,000 $129,000 $1,010,000
Application Withdrawn By Applicant 1,275 $214,115,000 $167,000 $1,655,000 $105,000 $1,200,000
Application Denied By Financial Institution 1,254 $142,840,000 $113,000 $1,305,000 $83,000 $1,620,000
File Closed For Incompleteness 398 $47,990,000 $120,000 $725,000 $106,000 $2,577,000
Application Approved But Not Accepted 349 $52,655,000 $150,000 $4,805,000 $108,000 $750,000
Preapproval Approved but not Accepted 3 $1,205,000 $401,000 $735,000 $149,000 $279,000
Preapproval Denied by Financial Institution 3 $495,000 $165,000 $245,000 $290,000 $744,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,781 $2,001,955,000 $185,000 $31,255,000 $113,000 $2,599,000
Debt-To-Income Ratio 1,253 $242,795,000 $193,000 $25,005,000 $118,000 $5,146,000
Credit History 480 $45,840,000 $95,000 $805,000 $89,000 $1,620,000
Collateral 171 $18,535,000 $108,000 $545,000 $98,000 $445,000
Credit Application Incomplete 113 $16,075,000 $142,000 $485,000 $91,000 $432,000
Other 77 $10,335,000 $134,000 $1,305,000 $107,000 $933,000
Unverifiable Information 41 $5,275,000 $128,000 $445,000 $84,000 $364,000
Insufficient Cash (Downpayment, Closing Cost) 16 $4,430,000 $276,000 $905,000 $97,000 $181,000
Employment History 10 $920,000 $92,000 $205,000 $38,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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