Cumberland County, ME Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 15,655 mortgage applications in Cumberland County, ME totaling $3.8 billion, down 14% from 2016. The average application was for $241,000, and applicants reported an average income of $102,000. 55% of applications resulted in an originated loan and 12% were denied. The most active lender was Residential Mortgage Services, Inc., with 1,125 applications, followed by Wells Fargo Bank NA and Bangor Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,655
Total Mortgage Loan Application Amount $3,788,323,000
Average Mortgage Loan Application Amount $241,000
Highest Mortgage Loan Application Amount $32,900,000
Average Applicant Income $102,000
Highest Applicant Income $12,988,000

Mortgage Company List for Lending in Cumberland County, ME for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1,125 $ 286,569,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 742 $ 191,097,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 3,630,633,000 618 $ 158,019,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 573 $ 134,339,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 381 $ 86,398,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 269,030,606,000 379 $ 71,170,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 378 $ 94,686,000
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 1,092,604,000 365 $ 84,992,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 331,615,000 352 $ 47,550,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 351 $ 89,392,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 878,375,000 344 $ 142,222,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 329 $ 82,713,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 327 $ 57,529,000
Town and Country Federal Credi
557 MAIN STREET P.O. BOX 9420
SOUTH PORTLAND, ME 04116
* $ 333,495,000 327 $ 41,716,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 844,535,000 322 $ 84,721,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 3,842,089,000 299 $ 100,010,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 258,182,000 292 $ 28,340,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 284 $ 67,205,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 273 $ 70,497,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 0 262 $ 63,476,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 261 $ 62,179,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 253 $ 61,453,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 225 $ 50,289,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 222 $ 67,978,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 200 $ 43,212,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 198 $ 37,435,000
Gorham Savings Bank
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 1,031,506,000 189 $ 59,004,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 327,589,000 174 $ 35,229,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 165 $ 47,741,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 158 $ 33,272,000
Truchoice FCU
332 CUMMINGS RD
SOUTH PORTLAND, ME 04106
* $ 111,945,000 150 $ 16,027,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 149 $ 33,236,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 276,038,000 141 $ 23,203,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 223,208,000 138 $ 17,374,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 137 $ 34,514,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 125 $ 31,772,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 122 $ 28,925,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 1,012,347,000 113 $ 27,525,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ -1,000 112 $ 21,055,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 40,287,450,000 98 $ 25,760,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 92 $ 23,712,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 91 $ 22,179,000
Casco Federal Credit Union
393 OSSIPEE TRAIL
GORHAM, ME 04038
* $ 57,106,000 89 $ 12,347,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 88 $ 24,915,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 87 $ 20,711,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 901,857,000 80 $ 31,998,000
Maine Community Bank
1 INDIA ST
PORTLAND, ME 04101
* $ 449,079,000 77 $ 22,780,000
Cport Credit Union
PO BOX 777
PORTLAND, ME 04103
* $ 187,451,000 74 $ 17,282,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 73 $ 17,874,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 73 $ 14,337,000
Mechanics Savings Bank
100 MINOT AVENUE
AUBURN, ME 04210
* $ 382,632,000 70 $ 15,794,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 67 $ 16,290,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 67 $ 16,371,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 65 $ 15,917,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 60 $ 12,410,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 58 $ 14,522,000
Coast Line Credit Union
333 COTTAGE ROAD
SOUTH PORTLAND, ME 04106
* $ 54,780,000 57 $ 4,762,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 57 $ 11,881,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 54 $ 13,970,000
Sanford Institution for Savings
900 MAIN STREET
SANFORD, ME 04073
* $ 529,825,000 54 $ 26,426,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 52 $ 10,799,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 51 $ 14,109,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 51 $ 11,623,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 50 $ 11,291,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 48 $ 10,880,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 1,269,811,000 42 $ 19,817,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 42 $ 8,810,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 38 $ 9,411,000
Ancorum Credit Union
765 WASHINGTON STREET
BATH, ME 04530
* $ 230,751,000 37 $ 7,596,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 36 $ 8,529,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 36 $ 8,735,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 36 $ 6,417,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 35 $ 8,132,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 34 $ 9,554,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 33 $ 8,275,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 29 $ 6,570,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 29 $ 1,699,000
Dirigo Federal Credit Union
391 MAIN STREET
LEWISTON, ME 04243
* $ 211,525,000 28 $ 4,484,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 27 $ 1,702,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 27 $ 5,767,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 25 $ 5,765,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 23 $ 6,707,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 23 $ 6,931,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 22 $ 1,735,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 22 $ 4,872,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 1,754,525,000 22 $ 5,391,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 753,621,000 21 $ 7,094,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 21 $ 4,418,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 21 $ 4,733,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 20 $ 4,246,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 20 $ 535,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 20 $ 5,187,000
First Federal Savings and Loan Assocation of Bath
PO BOX 488
BATH, ME 04530
* $ 124,798,000 20 $ 3,663,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 20 $ 5,898,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 20 $ 4,006,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 20 $ 650,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 19 $ 4,842,000
York County Federal Credit Union
1516 MAIN STREET
SANFORD, ME 04073
* $ 262,568,000 19 $ 3,033,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 17 $ 3,938,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,101,453,000 16 $ 3,033,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 15 $ 4,139,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 15 $ 4,497,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 15 $ 3,424,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 84,237,000 14 $ 925,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 83,094,906,000 14 $ 5,104,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 14 $ 4,303,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 13 $ 2,050,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 13 $ 3,025,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 52,958,000,000 13 $ 10,052,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 13 $ 3,236,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 13 $ 3,312,000
Peopleschoice Credit Union
23 INDUSTRIAL PARK RD
SACO, ME 04072
* $ 180,882,000 13 $ 2,782,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 13 $ 2,431,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 12 $ 2,014,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ 0 12 $ 3,770,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 12 $ 2,578,000
Kennebunk Savings Bank
104 MAIN STREET
KENNEBUNK, ME 04043
* $ 1,091,147,000 12 $ 11,513,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 11 $ 2,193,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 11 $ 1,671,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 11 $ 1,997,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 11 $ 1,889,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 10 $ 1,912,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 0 10 $ 6,091,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 10 $ 2,555,000
Ocean Communities Federal Credit Union
1 POOL ST
BIDDEFORD, ME 04005
* $ 166,919,000 10 $ 2,150,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 9 $ 608,000
First National Bank
P.O. BOX 940
DAMARISCOTTA, ME 04543
* $ 1,678,542,000 9 $ 1,655,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 9 $ 2,414,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 9 $ 2,250,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 331,241,000 9 $ 1,633,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 9 $ 2,343,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 9 $ 2,593,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 8 $ 1,481,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 8 $ 1,920,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 8 $ 1,873,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,091,045,000 8 $ 2,641,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 7 $ 1,231,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 257,809,000 6 $ 621,000
Auburn Savings Bank, FSB
256 COURT ST. PO BOX 3157
AUBURN, ME 04210
* $ 69,675,000 6 $ 1,083,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 6 $ 1,248,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 5 $ 1,220,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 5 $ 1,555,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 5 $ 1,373,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 5 $ 951,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 5 $ 1,140,000
Lisbon Community FCU
325 LISBON ST
LISBON, ME 04250-0878, ME 04250
* $ 104,444,000 5 $ 423,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ -1,000 5 $ 1,090,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 5 $ 1,666,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 5 $ 1,238,000
Midcoast
186 LOWER MAIN STREET
FREEPORT, ME 04032
* $ 158,800,000 5 $ 1,202,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 5 $ 1,265,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 8,792,872,000 5 $ 25,012,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ -1,000 4 $ 807,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 4 $ 881,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 4 $ 618,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 4 $ 836,000
Northway Bank

CAMDEN, ME 04856
* $ 884,984,000 4 $ 487,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 1,625,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 4 $ 1,614,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 4 $ 688,000
Optima Bank & Trust Company
2 HARBOUR PLACE
PORTSMOUTH, NH 03801
* $ 427,391,000 4 $ 1,027,000
BNC National Bank

BISMARCK, ND 58501
* $ 908,911,000 4 $ 1,328,000
Forethought Life Insurance Company
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ -1,000 4 $ 797,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 4 $ 1,320,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 4 $ 56,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 4 $ 781,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 4 $ 1,061,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 4 $ 1,098,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 4 $ 1,045,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 4 $ 1,085,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,429,213,000 4 $ 503,000
Jeanne D'arc Credit Union
581 MERRIMACK ST.
LOWELL, MA 01854
* $ 1,232,429,000 4 $ 1,243,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 1,086,000
Saco Valley Credit Union
312 MAIN ST
SACO, ME 04072
* $ 108,735,000 4 $ 843,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,533,376,000 3 $ 1,680,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 820,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 588,505,000 3 $ 652,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 3 $ 911,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 3 $ 326,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 3 $ 524,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 3 $ 820,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 515,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 175,715,000,000 3 $ 958,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 3 $ 945,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 3 $ 654,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 3,230,875,000 3 $ 983,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 452,000
Arvest Bank

TULSA, OK 74103
* $ 16,686,060,000 3 $ 568,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ -1,000 3 $ 1,043,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 3 $ 60,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 3 $ 620,000
Mass. Institute of Tech. Federal Credit Union
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 520,968,000 3 $ 508,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 3 $ 446,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 3 $ 872,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 3 $ 95,000
Berkshire Bank

ALBANY, NY 12207
* $ 9,119,415,000 3 $ 1,035,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 3 $ 2,795,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 739,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 481,161,000 3 $ 948,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 3 $ 871,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 3 $ 729,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 6,918,650,000 3 $ 665,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 2 $ 43,000
Patriot Community Bank
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 168,192,000 2 $ 662,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 4,787,262,000 2 $ 380,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 665,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 7,621,000,000 2 $ 1,060,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 2 $ 214,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 24,452,112,000 2 $ 1,010,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 513,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,186,155,000 2 $ 562,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 2 $ 538,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,508,908,000 2 $ 1,165,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 195,406,000 2 $ 452,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,034,303,000 2 $ 436,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 656,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 4,518,183,000 2 $ 344,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 3,131,868,000 2 $ 648,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 640,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 7,602,676,000 2 $ 475,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,925,581,000 2 $ 566,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,102,077,000 2 $ 250,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,205,576,000 2 $ 270,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 2 $ 597,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,128,362,000 2 $ 592,000
Farmington Bank
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 2,837,496,000 2 $ 12,880,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 7,707,973,000 2 $ 522,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 385,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 1,693,236,000 2 $ 462,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 900,659,000 2 $ 570,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 73,277,772,000 2 $ 1,280,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,366,050,000 2 $ 503,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 867,680,000 2 $ 187,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 293,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 1,430,698,000 1 $ 231,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 54,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,435,339,000 1 $ 316,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,162,097,000 1 $ 383,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 631,716,000 1 $ 150,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ -1,000 1 $ 155,000
Fidelity Co-Operative Bank
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ 779,556,000 1 $ 127,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ -1,000 1 $ 25,600,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 183,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,020,784,000 1 $ 360,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 110,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,629,405,000 1 $ 195,000
Patriot Bank, National Association
900 BEDFORD ST
STAMFORD, CT 06901
* $ 756,662,000 1 $ 709,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,804,930,000 1 $ 40,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 26,054,251,000 1 $ 350,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 126,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 344,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 1 $ 256,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 196,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,614,191,000 1 $ 20,000
Trunorth Bank
248 ANDOVER STREET
PEABODY, MA 01960
* $ 789,025,000 1 $ 155,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 1 $ 304,000
Marriott Employees' Federal Credit Union
P.O. BOX 6006
BETHESDA, MD 20827
* $ 175,415,000 1 $ 46,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ -1,000 1 $ 128,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,411,041,000 1 $ 220,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 1 $ 178,000
Northfield Savings Bank
1021 PAINE TURNPIKE NORTH
BERLIN, VT 05602
* $ 904,883,000 1 $ 515,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,261,279,000 1 $ 46,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 2,451,272,000 1 $ 264,000
Central Maine Federal Credit Union
1000 LISBON STREET
LEWISTON, ME 04240
* $ 90,008,000 1 $ 296,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ -1,000 1 $ 181,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 637,488,000 1 $ 195,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 296,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,456,661,000 1 $ 85,000
Eastrise Federal Credit Union
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,173,036,000 1 $ 10,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ -1,000 1 $ 248,000
Haverhill Bank
180 MERRIMACK STREET
HAVERHILL, MA 01830
* $ 367,812,000 1 $ 500,000
Luso Federal Credit Union
599 EAST ST
LUDLOW, MA 01056
* $ 212,232,000 1 $ 260,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,093,521,000 1 $ 62,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 912,493,000 1 $ 160,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 159,116,000,000 1 $ 2,300,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 176,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 905,724,000 1 $ 40,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 32,900,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 18,159,563,000 1 $ 270,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 30,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,252,297,000 1 $ 112,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 197,206,045,000 1 $ 940,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 176,000
Newburyport Five Cents Savings Bank
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 762,398,000 1 $ 424,000
Pentucket Bank
1 MERRIMACK STREET
HAVERHILL, MA 01830
* $ 674,425,000 1 $ 396,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 9,356,731,000 1 $ 492,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 117,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 973,152,000 1 $ 100,000
Align Credit Union
40 MARKET STREET, PO BOX 7008
LOWELL, MA 01851
* $ 583,950,000 1 $ 544,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 303,703,000 1 $ 27,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 254,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 6,884,999,000 1 $ 424,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 324,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 145,515,000 1 $ 296,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 304,000
Century FCU
1240 EAST 9TH STREET AJ CELEBREZZE FEDERAL BUILDING SUITE 719
CLEVELAND, OH 44199
* $ 375,312,000 1 $ 159,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,593,928,000 1 $ 17,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 352,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 216,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 176,689,000 1 $ 156,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 9,802,061,000 1 $ 1,500,000
Community Credit Union
144 PINE STREET
LEWISTON, ME 04240
* $ 50,759,000 1 $ 396,000
Bangor Federal Credit Union
339 HOGAN ROAD
BANGOR, ME 04401
* $ 144,429,000 1 $ 247,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 470,736,000 1 $ 346,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 139,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,048,652,000 1 $ 272,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 220,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 200,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 309,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ 582,376,000 1 $ 90,000
Maine Family Federal Credit Union
555 SABATTUS STREET
LEWISTON, ME 04240
* $ 143,833,000 1 $ 100,000

The tables below break down 2017 mortgage applications in Cumberland County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cumberland County, ME in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,441 $2,330,454,000 $276,000 $32,900,000 $109,000 $12,988,000
Refinancing 5,781 $1,268,456,000 $219,000 $5,000,000 $92,000 $2,300,000
Home Improvement 1,433 $189,413,000 $132,000 $8,551,000 $96,000 $1,426,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,641 $2,678,926,000 $230,000 $4,000,000 $112,000 $12,988,000
Not Provided 1,799 $423,536,000 $235,000 $5,000,000 $118,000 $1,875,000
Not applicable 1,581 $538,588,000 $340,000 $32,900,000 $9,000 $600,000
Asian 239 $62,772,000 $262,000 $925,000 $126,000 $1,384,000
Hispanic 185 $41,317,000 $223,000 $940,000 $98,000 $614,000
Black or African American 133 $29,524,000 $221,000 $615,000 $75,000 $240,000
American Indian or Alaskan Native 53 $9,624,000 $181,000 $417,000 $77,000 $254,000
Native Hawaiian or Other Pacific Islander 24 $4,036,000 $168,000 $370,000 $85,000 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,244 $3,020,695,000 $246,000 $32,900,000 $115,000 $12,988,000
FHA-insured (Federal Housing Administration) 1,862 $406,179,000 $218,000 $579,000 $52,000 $450,000
VA-guaranteed (Veterans Administration) 971 $251,268,000 $258,000 $1,049,000 $66,000 $550,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 578 $110,181,000 $190,000 $440,000 $43,000 $182,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,671 $2,155,042,000 $248,000 $32,900,000 $116,000 $12,988,000
Loan Purchased By The Institution 2,191 $542,448,000 $247,000 $1,458,000 $52,000 $1,904,000
Application Denied By Financial Institution 1,868 $388,527,000 $207,000 $5,760,000 $84,000 $1,854,000
Application Withdrawn By Applicant 1,769 $419,427,000 $237,000 $7,700,000 $112,000 $1,212,000
File Closed For Incompleteness 668 $175,768,000 $263,000 $25,600,000 $102,000 $1,875,000
Application Approved But Not Accepted 486 $106,746,000 $219,000 $1,500,000 $101,000 $1,236,000
Preapproval Denied by Financial Institution 2 $365,000 $182,000 $268,000 $64,000 $86,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 303 $63,635,000 $210,000 $2,175,000 $59,000 $750,000
Credit History 236 $31,909,000 $135,000 $700,000 $74,000 $655,000
Collateral 214 $49,059,000 $229,000 $3,960,000 $113,000 $1,426,000
Credit Application Incomplete 123 $24,826,000 $201,000 $698,000 $88,000 $350,000
Other 99 $20,384,000 $205,000 $790,000 $107,000 $793,000
Insufficient Cash (Downpayment, Closing Cost) 28 $12,639,000 $451,000 $5,760,000 $90,000 $330,000
Unverifiable Information 27 $6,769,000 $250,000 $675,000 $110,000 $552,000
Employment History 25 $5,105,000 $204,000 $780,000 $139,000 $916,000
Mortgage Insurance Denied 2 $443,000 $221,000 $270,000 $67,000 $75,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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