Hardin County, TN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 925 mortgage applications in Hardin County, TN totaling $196.4 million, up 14% from 2024. The average application was for $212,000, and applicants reported an average income of $128,000. 52% of applications resulted in an originated loan and 15% were denied. The most active lender was Union Home Mortgage Corp., with 43 applications, followed by Equity Prime Mortgage LLC and Mortgage Research Center.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 925
Total Mortgage Loan Application Amount $196,425,000
Average Mortgage Loan Application Amount $212,000
Highest Mortgage Loan Application Amount $1,895,000
Average Applicant Income $128,000
Highest Applicant Income $8,591,000

Mortgage Company List for Lending in Hardin County, TN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 43 $ 10,425,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 42 $ 7,400,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 40 $ 9,630,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 38 $ 7,740,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 32 $ 4,500,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 27 $ 5,945,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 25 $ 5,265,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 24 $ 2,790,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ n/a 24 $ 3,580,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 20 $ 4,700,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 18 $ 4,650,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 16 $ 3,230,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 16 $ 3,010,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 16 $ 2,590,000
Leaders Credit Union
35 STONEBRIDGE BLVD.
JACKSON, TN 38305
* $ n/a 15 $ 2,255,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 13 $ 1,065,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 13 $ 3,345,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ n/a 13 $ 4,615,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 12 $ 1,190,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 12 $ 1,180,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ n/a 12 $ 3,120,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 12 $ 2,720,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 11 $ 1,605,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 11 $ 2,045,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 11 $ 1,405,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 9 $ 4,255,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 1,835,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 9 $ 305,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 8 $ 1,140,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 8 $ 1,810,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 950,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 8 $ 1,610,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 1,050,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 8 $ 7,260,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 1,375,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 7 $ 1,765,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 7 $ 915,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 7 $ 1,155,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 1,540,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 1,180,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 5 $ 985,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 985,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 5 $ 1,135,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 5 $ 1,455,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 315,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 5 $ 1,845,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 4 $ 800,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 4 $ 820,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 4 $ 670,000
Ascend Federal Credit Union
520 AIRPARK DRIVE
TULLAHOMA, TN 37388
* $ n/a 4 $ 1,260,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 1,360,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 715,000
Commercial Bank & Trust Company
P.O. BOX 1000
PARIS, TN 38242
* $ n/a 3 $ 1,875,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 3 $ 2,155,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 3 $ 505,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 505,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 3 $ 485,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 3 $ 715,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 3 $ 625,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ n/a 3 $ 2,075,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 3 $ 355,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 215,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 375,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ n/a 3 $ 705,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 3 $ 705,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 465,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 275,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 415,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 365,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ n/a 2 $ 1,130,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 690,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 110,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 2 $ 190,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ n/a 2 $ 520,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 200,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 390,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ n/a 2 $ 1,070,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 2 $ 770,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 2 $ 350,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 2 $ 920,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 230,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 2 $ 760,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 470,000
The Peoples Bank
34910 HWY 104 S
SARDIS, TN 38371
* $ n/a 2 $ 170,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ n/a 2 $ 650,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ n/a 2 $ 490,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ n/a 2 $ 580,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 610,000
First National Bank of Middle Tennessee
200 E MAIN ST
MCMINNVILLE, TN 37110
* $ n/a 2 $ 280,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 450,000
Memphis City Employees Credit Union
2678 MT. MORIAH TERRACE COVE
MEMPHIS, TN 38115
* $ n/a 2 $ 400,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 320,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 530,000
Financial Federal Bank
1715 AARON BRENNER DRIVE
MEMPHIS, TN 38120
* $ n/a 2 $ 420,000
Bank3
766 S WHITE STATION RD STE 5
MEMPHIS, TN 38119
* $ n/a 2 $ 480,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 175,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 1 $ 155,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 1 $ 265,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 1 $ 95,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 55,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 75,000
Carroll Bank and Trust
19510 E MAIN ST
HUNTINGDON, TN 38344
* $ n/a 1 $ 75,000
Security Bank and Trust Company
110 S MAIN ST
DYER, TN 38330
* $ n/a 1 $ 225,000
Tristar Bank
719 E COLLEGE STREET
DICKSON, TN 37055
* $ n/a 1 $ 105,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 535,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 195,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 205,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ n/a 1 $ 1,255,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 55,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 295,000
Insouth Bank
111 SOUTH WASHINGTON AVE
BROWNSVILLE, TN 38012
* $ n/a 1 $ 135,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 295,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ n/a 1 $ 145,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ n/a 1 $ 615,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 125,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 165,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 355,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 1,385,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ n/a 1 $ 145,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 185,000
First Metro Bank
406 W AVALON AVE
MUSCLE SHOALS, AL 35661
* $ n/a 1 $ 155,000
Alatrust Credit Union
1810 MERCHANTS DRIVE
HOOVER, AL 35244
* $ n/a 1 $ 245,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 1 $ 285,000
Fort Financial Credit Union
3102 SPRING ST
FORT WAYNE, IN 46818
* $ n/a 1 $ 105,000
3rd Street Financial Corp
6964 TYLERSVILLE RD B
WEST CHESTER, OH 45069
* $ n/a 1 $ 95,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 135,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 215,000
Legends Bank
P.O. BOX 1066
CLARKSVILLE, TN 37041
* $ n/a 1 $ 205,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 95,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ n/a 1 $ 285,000
Southeast Financial Credit Union
220 S ROYAL OAKS BLVD
FRANKLIN, TN 37064
* $ n/a 1 $ 45,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 165,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 1,105,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 105,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 245,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 195,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 1 $ 125,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 105,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 35,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 455,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ n/a 1 $ 295,000
McKenzie Banking Company
676 N MAIN ST
MCKENZIE, TN 38201
* $ n/a 1 $ 245,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 455,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 485,000
Shelter Lending Services, LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 325,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 145,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 175,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ n/a 1 $ 105,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 245,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 1 $ 65,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 55,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 285,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 135,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 1 $ 235,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 105,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 185,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 1 $ 135,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 435,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 375,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 355,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 105,000

The tables below break down 2025 mortgage applications in Hardin County, TN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hardin County, TN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 480 $109,040,000 $227,000 $1,895,000 $125,000 $6,000,000
Cash-out Refinancing 203 $39,525,000 $194,000 $1,715,000 $86,000 $1,131,000
Refinancing 134 $36,120,000 $269,000 $1,115,000 $227,000 $8,591,000
Other Purpose 69 $9,165,000 $132,000 $1,895,000 $134,000 $2,398,000
Home Improvement 38 $2,530,000 $66,000 $235,000 $108,000 $780,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 659 $139,075,000 $211,000 $1,895,000 $136,000 $8,591,000
Not Provided 133 $26,915,000 $202,000 $1,705,000 $102,000 $1,229,000
Not applicable 88 $21,290,000 $241,000 $1,765,000 $79,000 $116,000
Hispanic 20 $4,570,000 $228,000 $1,255,000 $124,000 $946,000
Black or African American 13 $1,565,000 $120,000 $195,000 $66,000 $240,000
American Indian or Alaskan Native 7 $1,605,000 $229,000 $505,000 $67,000 $106,000
Asian 5 $1,405,000 $281,000 $535,000 $91,000 $166,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 510 $104,460,000 $204,000 $1,895,000 $159,000 $8,591,000
FHA-insured (Federal Housing Administration) 186 $38,390,000 $206,000 $535,000 $77,000 $240,000
VA-guaranteed (Veterans Administration) 150 $40,100,000 $267,000 $645,000 $93,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $13,475,000 $170,000 $365,000 $65,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 480 $113,550,000 $236,000 $1,895,000 $144,000 $8,591,000
Application Denied By Financial Institution 136 $19,800,000 $145,000 $1,105,000 $75,000 $780,000
Application Withdrawn By Applicant 121 $24,745,000 $204,000 $1,115,000 $141,000 $6,000,000
Loan Purchased By The Institution 88 $18,210,000 $206,000 $485,000 $114,000 $254,000
File Closed For Incompleteness 68 $12,600,000 $185,000 $1,385,000 $75,000 $263,000
Application Approved But Not Accepted 28 $6,360,000 $227,000 $1,895,000 $184,000 $2,398,000
Preapproval Approved but not Accepted 3 $825,000 $275,000 $455,000 $92,000 $134,000
Preapproval Denied by Financial Institution 1 $335,000 $335,000 $335,000 $194,000 $194,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 735 $161,765,000 $220,000 $1,895,000 $135,000 $8,591,000
Debt-To-Income Ratio 86 $20,380,000 $236,000 $1,255,000 $140,000 $946,000
Credit History 49 $5,645,000 $115,000 $345,000 $81,000 $780,000
Credit Application Incomplete 21 $2,395,000 $114,000 $195,000 $67,000 $168,000
Collateral 14 $2,610,000 $186,000 $415,000 $64,000 $132,000
Other 12 $2,520,000 $210,000 $385,000 $95,000 $161,000
Unverifiable Information 5 $685,000 $137,000 $245,000 $55,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 3 $425,000 $141,000 $235,000 $28,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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