Jackson, MS Metro Area Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 24,713 mortgage applications in Jackson, MS metro area totaling $4.1 billion, up 14% from 2015. The average application was for $166,889, and applicants reported an average income of $70,000. 47% of applications resulted in an originated loan and 20% were denied. The most active lender was Trustmark Bank, with 2,679 applications, followed by Wells Fargo Bank NA and Bankplus.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 24,713
Total Mortgage Loan Application Amount $4,124,348,000
Average Mortgage Loan Application Amount $166,889
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $70,000
Highest Applicant Income $4,829,000

Mortgage Company List for Lending in Jackson, MS for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,677,017,000 2,679 $ 447,478,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 1,863 $ 348,061,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,569,849,000 1,663 $ 282,656,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 1,438 $ 115,596,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,790,125,000 1,337 $ 245,944,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1,224 $ 200,335,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 723,474,000 996 $ 176,550,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 559 $ 87,006,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 524 $ 33,259,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 800,473,000 490 $ 101,921,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 7,901,669,000 389 $ 61,843,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 375 $ 22,776,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 372 $ 54,483,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 345 $ 54,910,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 343 $ 57,243,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 309 $ 53,917,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ 22,596,000 308 $ 38,560,000
The First, A National Banking Association
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 1,144,590,000 291 $ 56,169,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 244 $ 50,764,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 232 $ 32,973,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 218 $ 42,404,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 215 $ 32,816,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 215 $ 44,499,000
Bank of Yazoo
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 243,894,000 215 $ 13,790,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 214 $ 38,898,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 200 $ 25,620,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 191 $ 24,275,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 591,973,000 190 $ 23,422,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 188 $ 32,815,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 185 $ 31,507,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 184 $ 34,782,000
Copiah Bank
101 CALDWELL DRIVE
HAZLEHURST, MS 39083
* $ 171,756,000 179 $ 17,230,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 263,300,000 164 $ 21,895,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 159 $ 37,427,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 149 $ 21,884,000
Origin Bank

HOUSTON, TX 77024
* $ 3,951,154,000 147 $ 32,839,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 136 $ 30,440,000
Renasant Bk
201 SOUTH JACKSON ST
CRYSTAL SPRINGS, MS 39059
* $ 990,303,000 132 $ 41,261,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 131 $ 23,689,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 900,988,000 123 $ 25,438,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 180,082,000 107 $ 21,899,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 107 $ 23,286,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 105 $ 21,738,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 100 $ 12,125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 97 $ 13,401,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 95 $ 10,924,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 93 $ 4,295,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 88 $ 14,567,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 785,530,000 84 $ 5,065,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 999,878,000 84 $ 9,822,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 84 $ 5,037,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 83 $ 13,856,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 81 $ 9,999,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 79 $ 14,937,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 78 $ 14,364,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 75 $ 12,048,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 75 $ 13,177,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 72 $ 7,359,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 70 $ 12,612,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 604,540,000 69 $ 9,435,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 67 $ 12,981,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 66 $ 9,210,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 64 $ 8,936,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 355,293,000 59 $ 12,687,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 58 $ 8,871,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 58 $ 9,374,000
Merchants and Planters Bank
PO BOX 699
RAYMOND, MS 39154
* $ 86,429,000 58 $ 4,768,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 55 $ 2,424,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 55 $ 7,935,000
Mutual Federal Credit Unon
1604 CHERRY STREET
VICKSBURG, MS 39180
* $ 189,426,000 54 $ 1,835,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 53 $ 10,774,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,198,079,000 52 $ 14,183,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 50 $ 7,502,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 48 $ 3,507,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 47 $ 9,420,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 46 $ 8,103,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 44 $ 8,587,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 2,347,905,000 41 $ 6,144,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,185,130,000 37 $ 5,566,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 32 $ 5,420,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 181,267,000 31 $ 2,248,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 28 $ 4,619,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 27 $ 3,725,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 27 $ 4,590,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 27 $ 973,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 26 $ 5,721,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 26 $ 15,667,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 25 $ 6,503,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 25 $ 4,324,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 420,695,000 24 $ 5,015,000
Rivertrust Federal Credit Union
P O BOX 97997
PEARL, MS 39288
* $ 174,941,000 24 $ 3,729,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 23 $ 2,263,000
Statewide Federal Credit Union
P O BOX 320483
FLOWOOD, MS 39232
* $ 108,013,000 23 $ 2,480,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 22 $ 3,835,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 22 $ 5,725,000
Riverhills Bank
702 MARKET STREET
PORT GIBSON, MS 39150
* $ 297,491,000 21 $ 4,191,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 21 $ 1,949,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 21 $ 5,221,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 21 $ 3,884,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 20 $ 5,474,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 302,938,000 20 $ 2,878,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 19 $ 4,231,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 19 $ 2,700,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 18 $ 2,528,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 18 $ 2,623,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 18 $ 3,066,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 17 $ 4,438,000
Community Bank, North Mississippi
P. O. BOX 270
AMORY, MS 38821
* $ 523,128,000 17 $ 2,691,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 16 $ 1,746,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 525,826,000 16 $ 2,795,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 15 $ 1,934,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 15 $ 3,107,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 15 $ 3,787,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 14 $ 2,540,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 8,560,707,000 14 $ 1,028,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,358,315,000 14 $ 2,506,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 14 $ 2,747,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 13 $ 2,336,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 13 $ 2,947,000
Fsnb, National Association
PO BOX 33309
LAWTON, OK 73501
* $ 379,807,000 13 $ 1,690,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 13 $ 2,161,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 13 $ 3,055,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 12 $ 3,281,000
Community Bank, Ellisville, Mississippi
P. O. BOX 265
LAUREL, MS 39441
* $ 693,216,000 12 $ 1,768,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 12 $ 1,762,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 616,251,000 12 $ 5,184,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 12 $ 2,133,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 22,732,432,000 12 $ 2,357,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 12 $ 404,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 12 $ 2,632,000
The Bank of Forest
211 WEST THIRD STREET
FOREST, MS 39074
* $ 148,632,000 12 $ 1,264,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 11 $ 101,771,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 11 $ 1,952,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 11 $ 2,804,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 11 $ 2,001,000
Mississippi Federal Credit Union
P. O. BOX 55889
JACKSON, MS 39296
* $ 108,124,000 10 $ 1,448,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 10 $ 1,706,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 10 $ 1,954,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 10 $ 1,939,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 89,909,000 9 $ 1,095,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 9 $ 1,886,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 9 $ 2,441,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 9 $ 2,175,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 9 $ 2,728,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 866,511,000 9 $ 3,523,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 8 $ 1,672,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 8 $ 1,217,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 8 $ 1,329,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 7 $ 1,217,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 7 $ 2,452,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 7 $ 1,487,000
Omnibank
236 E CAPITOL ST
JACKSON, MS 39201
* $ 47,609,000 7 $ 573,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 6 $ 438,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 6 $ 964,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 6 $ 296,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,565,602,000 6 $ 1,223,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 8,790,472,000 6 $ 1,357,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 6 $ 1,921,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 878,814,000 6 $ 880,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 6 $ 542,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 6 $ 1,230,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 5 $ 699,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 5 $ 880,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 5 $ 515,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 5 $ 137,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 5 $ 1,308,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 667,544,000 5 $ 156,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 5 $ 1,246,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 5 $ 286,000
Riverland Federal Credit Union
639 LOYOLA AVENUE STE 220
NEW ORLEANS, LA 70113
* $ 198,165,000 5 $ 665,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 5 $ 1,244,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 5 $ 1,037,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 4 $ 1,062,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 4 $ 822,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 4 $ 514,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 702,000
Pinnacle Bank
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 8,685,659,000 4 $ 1,054,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,149,159,000 4 $ 2,568,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 70,879,778,000 3 $ 824,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 3 $ 1,022,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 717,117,000 3 $ 840,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 3 $ 503,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 973,196,000 3 $ 359,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 3 $ 1,379,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 3 $ 732,000
Financial Federal Bank
1715 AARON BRENNER DRIVE
MEMPHIS, TN 38120
* $ 434,589,000 3 $ 1,678,000
Navigator Credit Union
P O BOX 1647
PASCAGOULA, MS 39568
* $ 309,470,000 3 $ 171,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 159,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 3 $ 293,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 3 $ 851,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 206,674,000 2 $ 150,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 806,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 2 $ 316,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 620,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 2 $ 324,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 891,158,000 2 $ 85,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 942,019,000 2 $ 95,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 2 $ 364,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 2 $ 3,055,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 2 $ 14,280,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 2 $ 282,000
Sycamore Bank
301 EAST MAIN STREET
SENATOBIA, MS 38668
* $ 202,980,000 2 $ 303,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 163,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 2 $ 165,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 396,427,000 2 $ 425,000
Sunbelt Federal Credit Union
1506 CONGRESS ST
HATTIESBURG, MS 39402
* $ 203,568,000 2 $ 225,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 986,247,000 2 $ 94,000
First Command Bank
1 FIRSTCOMM PLAZA
FORT WORTH, TX 76109
* $ 700,411,000 2 $ 56,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,093,779,000 2 $ 424,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 518,347,000 2 $ 30,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 2 $ 390,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 287,252,000 2 $ 477,000
Home Bank National Association
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ 1,550,498,000 2 $ 492,000
Community Bank, Coast
P. O. BOX 7588
GULFPORT, MS 39506
* $ 739,202,000 2 $ 44,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 260,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 2 $ 14,800,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 2 $ 545,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 304,320,000 2 $ 424,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 2 $ 877,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 2 $ 456,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 2 $ 714,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ 3,777,000 2 $ 240,000
The Old Point National Bank of Phoebus
1 W MELLEN STREET
HAMPTON, VA 23669
* $ 891,877,000 2 $ 120,000
Mill City Credit Union
10653 WAYZATA BLVD
MINNETONKA, MN 55305
* $ 315,937,000 2 $ 133,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 2 $ 1,000,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 134,695,000,000 2 $ 1,530,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 2 $ 1,130,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 2 $ 1,892,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 2 $ 237,000
Grandbridge Real Est Capital
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 74,000,000,000 1 $ 7,050,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ 122,099,687,000 1 $ 29,350,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 1 $ 80,000
Fay Servicing LLC

TAMPA, FL 33609
* $ 25,961,064,000 1 $ 106,000
Tva Community Credit Union
TVA RESERVATION
MUSCLE SHOALS, AL 35661
* $ 302,612,000 1 $ 235,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 784,567,000 1 $ 199,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,998,925,000 1 $ 122,000
First National Bank of Hartford
P.O. BOX 129
HARTFORD, AL 36344
* $ 119,961,000 1 $ 50,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 621,057,000 1 $ 342,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 5,592,561,000 1 $ 89,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 182,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 5,095,134,000 1 $ 3,063,000
F&M Bank
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 907,851,000 1 $ 136,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 663,343,000 1 $ 413,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 384,114,000 1 $ 74,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 972,298,000 1 $ 358,000
Bear State Bank
5315 HIGHLAND DRIVE
LITTLE ROCK, AR 72223
* $ 1,461,020,000 1 $ 278,000
Damascus Community Bank
1525 POINTER RIDGE PLACE
BOWIE, MD 20716
* $ 293,929,000 1 $ 1,058,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 214,636,000 1 $ 296,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 4,441,234,000 1 $ 141,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 46,000
First National Bank of Griffin
318 S. HILL STREET GRIFFIN
GRIFFIN, GA 30224
* $ 247,429,000 1 $ 41,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 214,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 1 $ 350,000
Ouachita Independent Bank
909 N 18TH STREET, STE 120
MONROE, LA 71201
* $ 653,007,000 1 $ 136,000
First Southern Bank
PO BOX 268
COLUMBIA, MS 39429
* $ 188,779,000 1 $ 335,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 1,372,658,000 1 $ 177,000
First Bank and Trust
909 POYDRAS ST 17TH FLOOR
NEW ORLEANS, LA 70112
* $ 769,168,000 1 $ 13,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 2,232,957,000 1 $ 174,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,173,990,000 1 $ 102,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 1 $ 117,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 1 $ 58,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 20,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,776,865,000 1 $ 110,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 109,752,000 1 $ 140,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 1 $ 317,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ 339,466,000 1 $ 270,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 835,708,000 1 $ 199,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 205,378,000 1 $ 91,000
Century Bank
P O BOX 647
LUCEDALE, MS 39452
* $ 266,203,000 1 $ 72,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 1 $ 146,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 1,761,248,000 1 $ 386,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ 214,531,000 1 $ 101,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,097,252,000 1 $ 64,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 321,852,000 1 $ 95,000
Mortgage Lenders Investment Tr
1400 INTERNATIONAL PARKWAY SOUTH SUITE 1000 LAKE MARY
LAKE MARY, FL 32746
* $ 2,578,000 1 $ 417,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 1 $ 236,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 220,279,000 1 $ 123,000
Dr Bank
1001 POST ROAD
DARIEN, CT 06820
* $ 584,839,000 1 $ 15,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 99,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 7,515,756,000 1 $ 377,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 2,883,399,000 1 $ 464,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 267,381,000 1 $ 415,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 217,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 149,000
Magnolia Federal Credit Union
240 BRIARWOOD DRIVE
JACKSON, MS 39206
* $ 140,585,000 1 $ 453,000
Covenant Bank
P. O. BOX 550
CLARKSDALE, MS 38614
* $ 222,122,000 1 $ 108,000
Eagle Express Fed. Cr. Un
PO BOX 567
JACKSON, MS 39205
* $ 60,895,000 1 $ 200,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 40,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 1 $ 82,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,515,162,000 1 $ 45,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,039,162,000 1 $ 50,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 1 $ 329,000
Charter Bank
1721 MEDICAL PARK DRIVE SUITE 103
BILOXI, MS 39532
* $ 123,444,000 1 $ 22,000
Oakworth Capital Bank
2100A SOUTHBRIDGE PKWY STE 445
BIRMINGHAM, AL 35209
* $ 400,141,000 1 $ 2,223,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 149,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 1,146,912,000 1 $ 50,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 557,415,000 1 $ 168,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,882,500,000 1 $ 80,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 1 $ 212,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 107,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 334,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 131,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 66,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 411,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 3,272,942,000 1 $ 124,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 1 $ 159,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 3,845,946,000 1 $ 398,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 59,823,000 1 $ 350,000
Bonvenu Bank, NA
2711 E. TEXAS STREET
BOSSIER CITY, LA 71111
* $ 845,035,000 1 $ 43,000
Bank of St. Francisville
PO BOX 818
ST FRANCISVILLE, LA 70775
* $ 116,402,000 1 $ 6,000

The tables below break down 2016 mortgage applications in Jackson, MS metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson, MS in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,949 $2,149,546,000 $179,000 $99,999,000 $65,000 $3,161,000
Refinancing 10,551 $1,875,431,000 $177,000 $29,350,000 $76,000 $4,829,000
Home Improvement 2,213 $99,371,000 $44,000 $4,300,000 $66,000 $1,885,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,187 $2,251,129,000 $184,000 $99,999,000 $97,000 $4,829,000
Black or African American 6,511 $746,225,000 $114,000 $1,500,000 $55,000 $2,100,000
Not applicable 3,839 $780,693,000 $203,000 $29,350,000 $6,000 $1,200,000
Not Provided 1,475 $225,664,000 $152,000 $1,058,000 $74,000 $3,138,000
Hispanic 310 $44,175,000 $142,000 $1,580,000 $72,000 $575,000
Asian 301 $61,324,000 $203,000 $1,200,000 $101,000 $754,000
American Indian or Alaskan Native 67 $11,086,000 $165,000 $764,000 $76,000 $775,000
Native Hawaiin or Other Pacific Islander 23 $4,052,000 $176,000 $399,000 $126,000 $1,245,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,625 $2,678,477,000 $171,000 $99,999,000 $86,000 $4,829,000
FHA-insured (Federal Housing Administration) 5,787 $833,753,000 $144,000 $476,000 $39,000 $2,080,000
VA-guaranteed (Veterans Administration) 2,241 $452,756,000 $202,000 $764,000 $53,000 $775,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,060 $159,362,000 $150,000 $382,000 $31,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,524 $1,998,835,000 $173,000 $29,350,000 $87,000 $3,161,000
Application Denied By Financial Institution 4,949 $690,914,000 $139,000 $99,999,000 $62,000 $4,829,000
Loan Purchased By The Institution 4,809 $896,778,000 $186,000 $1,500,000 $34,000 $1,200,000
Application Withdrawn By Applicant 1,759 $302,593,000 $172,000 $1,150,000 $76,000 $840,000
File Closed For Incompleteness 941 $117,295,000 $124,000 $900,000 $55,000 $756,000
Application Approved But Not Accepted 731 $117,933,000 $161,000 $1,581,000 $89,000 $1,647,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 561 $48,354,000 $86,000 $625,000 $67,000 $3,138,000
Debt-To-Income Ratio 427 $57,026,000 $133,000 $916,000 $51,000 $262,000
Collateral 297 $41,437,000 $139,000 $2,445,000 $82,000 $4,829,000
Credit Application Incomplete 198 $29,713,000 $150,000 $524,000 $73,000 $550,000
Other 153 $22,589,000 $147,000 $4,300,000 $59,000 $380,000
Insufficient Cash (Downpayment, Closing Cost) 65 $9,387,000 $144,000 $560,000 $58,000 $300,000
Unverifiable Information 56 $8,857,000 $158,000 $840,000 $71,000 $325,000
Employment History 32 $3,485,000 $108,000 $283,000 $46,000 $122,000
Mortgage Insurance Denied 1 $66,000 $66,000 $66,000 $59,000 $59,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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