Janesville-Beloit, WI Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 8,038 mortgage applications in Janesville-Beloit, WI metro area totaling $1.5 billion, up 10% from 2024. The average application was for $184,207, and applicants reported an average income of $106,000. 64% of applications resulted in an originated loan and 14% were denied. The most active lender was Summit Credit Union, with 803 applications, followed by Blackhawk Community Credit Uni and Johnson Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,038
Total Mortgage Loan Application Amount $1,480,660,000
Average Mortgage Loan Application Amount $184,207
Highest Mortgage Loan Application Amount $14,955,000
Average Applicant Income $106,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Janesville-Beloit, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 803 $ 107,705,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ n/a 533 $ 54,305,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 412 $ 102,390,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 397 $ 98,105,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ n/a 362 $ 25,030,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 257 $ 56,485,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 247 $ 31,575,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 206 $ 31,820,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 163 $ 41,765,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 157 $ 18,865,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 156 $ 8,400,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 153 $ 44,125,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 152 $ 18,270,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ n/a 147 $ 24,555,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 132 $ 33,820,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 129 $ 30,575,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 126 $ 16,800,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 114 $ 17,780,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 108 $ 25,940,000
First Community Credit Union of Beloit
1702 PARK AVE
BELOIT, WI 53511
* $ n/a 96 $ 13,810,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 90 $ 22,370,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 85 $ 22,305,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 83 $ 11,665,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 80 $ 4,050,000
Bank of Milton
323 PARKVIEW DR.
MILTON, WI 53563
* $ n/a 78 $ 17,460,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ n/a 75 $ 17,235,000
First Community Bank
202 MERCHANT ROW
MILTON, WI 53563
* $ n/a 75 $ 16,035,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ n/a 69 $ 11,385,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 63 $ 9,465,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 60 $ 12,860,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 56 $ 2,850,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 54 $ 13,620,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 54 $ 9,310,000
The Bank of New Glarus
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ n/a 49 $ 13,275,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 47 $ 9,185,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 47 $ 7,535,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 47 $ 11,445,000
The Bank of Brodhead
806 E EXCHANGE ST.
BRODHEAD, WI 53520
* $ n/a 46 $ 10,450,000
Educated Mortgage Services LLC
5315 WALL ST STE 270
MADISON, WI 53718
* $ n/a 42 $ 9,820,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 41 $ 10,295,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 40 $ 9,990,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ n/a 39 $ 5,255,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 37 $ 8,085,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 36 $ 8,000,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 34 $ 8,030,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 33 $ 7,395,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 32 $ 2,680,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 32 $ 9,430,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 32 $ 2,140,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 32 $ 2,190,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 31 $ 2,115,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 30 $ 8,030,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 29 $ 8,295,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ n/a 29 $ 4,645,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 29 $ 3,285,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 29 $ 4,255,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 28 $ 4,660,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 28 $ 3,780,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 27 $ 3,095,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 26 $ 4,820,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ n/a 26 $ 7,760,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 25 $ 6,615,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ n/a 25 $ 11,105,000
Premierbank
100 SHERMAN AVE E
FORT ATKINSON, WI 53538
* $ n/a 22 $ 4,260,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 21 $ 8,115,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 19 $ 6,015,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ n/a 18 $ 4,170,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 18 $ 2,610,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 17 $ 3,575,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 17 $ 3,935,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 16 $ 3,780,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 16 $ 3,810,000
Bank of Sun Prairie
228 E MAIN ST
SUN PRAIRIE, WI 53590
* $ n/a 15 $ 3,495,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 13 $ 3,115,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 13 $ 1,895,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 13 $ 4,435,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 12 $ 2,390,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 12 $ 2,780,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 12 $ 2,120,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 12 $ 2,760,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 11 $ 895,000
Bank CMG
8020 EXCELSIOR DR STE 100
MADISON, WI 53717
* $ n/a 10 $ 2,760,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 10 $ 2,100,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 850,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 10 $ 2,820,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 10 $ 1,920,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 10 $ 1,400,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 10 $ 2,080,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ n/a 10 $ 1,960,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 10 $ 1,150,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 1,940,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 9 $ 1,825,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 9 $ 1,055,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 9 $ 445,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 9 $ 2,555,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 9 $ 2,375,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 8 $ 1,490,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 8 $ 1,830,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 8 $ 1,600,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 8 $ 1,930,000
Town Bank, N.A.

ROSEMONT, IL 60018
* $ n/a 8 $ 1,920,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 8 $ 1,600,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 7 $ 1,515,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 7 $ 2,035,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ n/a 7 $ 1,435,000
Sauk Valley Bank & Trust Company
3319 E LINCOLNWAY
STERLING, IL 61081
* $ n/a 7 $ 1,105,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 7 $ 1,965,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 7 $ 2,045,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 6 $ 1,220,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 2,220,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 6 $ 2,000,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 6 $ 1,380,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 6 $ 1,990,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 6 $ 1,460,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ n/a 6 $ 970,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 6 $ 2,840,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 6 $ 930,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 6 $ 1,060,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 6 $ 500,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 6 $ 1,030,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 5 $ 785,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 5 $ 1,405,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ n/a 5 $ 365,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 5 $ 1,195,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 5 $ 805,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 5 $ 1,795,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 5 $ 1,095,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 1,575,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 5 $ 1,305,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 5 $ 1,175,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ n/a 5 $ 26,985,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 5 $ 1,205,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 845,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 5 $ 945,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 5 $ 755,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 5 $ 595,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 1,115,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 4 $ 920,000
Farmers & Merchants State Bank
210 W. MADISON ST.
WATERLOO, WI 53594
* $ n/a 4 $ 1,870,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 4 $ 930,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 600,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 4 $ 340,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 4 $ 1,480,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 4 $ 1,790,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ n/a 4 $ 5,640,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 4 $ 1,080,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 4 $ 370,000
The Peoples Community Bank
222 W. COMMERCIAL ST., PO BOX 8
MAZOMANIE, WI 53560
* $ n/a 4 $ 1,060,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 4 $ 510,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ n/a 4 $ 830,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 805,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 3 $ 605,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 365,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 465,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 3 $ 875,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ n/a 3 $ 1,005,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 3 $ 835,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 3 $ 385,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ n/a 3 $ 1,105,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ n/a 3 $ 415,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 3 $ 645,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 3 $ 415,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 795,000
Woodford State Bank
403 WEST 8TH STREET, PO BOX 766
MONROE, WI 53566
* $ n/a 3 $ 705,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 355,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 365,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 3 $ 335,000
Byron Bank
200 N WALNUT ST
BYRON, IL 61010
* $ n/a 3 $ 345,000
North Shore Trust & Savings
3060 SAND LAKE ROAD
WAUKEGAN, IL 60085
* $ n/a 2 $ 530,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 2 $ 770,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 2 $ 450,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 450,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ n/a 2 $ 470,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 170,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 310,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 2 $ 110,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 2 $ 470,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 2 $ 590,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 2 $ 400,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 2 $ 290,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 2 $ 420,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 470,000
Membersalliance Credit Union
5286 NIMTZ ROAD
LOVES PARK, IL 61111
* $ n/a 2 $ 30,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 2 $ 260,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 2 $ 680,000
Union Savings Bank
223 W STEPHENSON ST
FREEPORT, IL 61032
* $ n/a 2 $ 520,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 180,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 330,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 2 $ 660,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 200,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 910,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 2 $ 810,000
Gateway Mortgage Corporation
6501 GREEN BAY ROAD
KENOSHA, WI 53142
* $ n/a 2 $ 430,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 420,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 420,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 2 $ 290,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 780,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 2 $ 410,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ n/a 2 $ 360,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 110,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 2 $ 410,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 300,000
Capitol Bank
710 N. HIGH POINT ROAD
MADISON, WI 53717
* $ n/a 2 $ 310,000
American Community Bank & Trust
P.O. BOX 1720
WOODSTOCK, IL 60098
* $ n/a 2 $ 440,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 2 $ 380,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 390,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 2 $ 150,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ n/a 2 $ 390,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ n/a 1 $ 415,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 95,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 225,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 435,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 445,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ n/a 1 $ 365,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ n/a 1 $ 175,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ n/a 1 $ 335,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 375,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ n/a 1 $ 85,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ n/a 1 $ 285,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 315,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ n/a 1 $ 155,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ n/a 1 $ 315,000
A&N Mortgage Services, Inc.
901 S 2ND ST STE #201
SPRINGFIELD, IL 62704
* $ n/a 1 $ 125,000
Holcomb Bank
108 W MAIN ST
ROCHELLE, IL 61068
* $ n/a 1 $ 265,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 445,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 215,000
Republic Bank of Chicago
2221 CAMDEN COURT
OAK BROOK, ILLINOIS, IL 60523
* $ n/a 1 $ 85,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ n/a 1 $ 205,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 1 $ 45,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 345,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 245,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ n/a 1 $ 395,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 275,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 325,000
Cogent Bank
420 S ORANGE AVE SUITE 150
ORLANDO, FL 32801
* $ n/a 1 $ 105,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ n/a 1 $ 405,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 1 $ 155,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 95,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 5,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 205,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 85,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 385,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ n/a 1 $ 125,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 215,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 165,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 105,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 245,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 285,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 395,000
Abbott Laboratories Employees Credit Union
325 TRI STATE PKWY
GURNEE, IL 60031
* $ n/a 1 $ 195,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ n/a 1 $ 315,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 105,000
Mtc Federal Credit Union
PO BOX 1944
GREENVILLE, SC 29607
* $ n/a 1 $ 335,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 265,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 1 $ 145,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 465,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ n/a 1 $ 105,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 1 $ 315,000
The Harvard State Bank
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ n/a 1 $ 255,000
Prime Financial Credit Union
5656 S PACKARD AVE
CUDAHY, WI 53110
* $ n/a 1 $ 305,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ n/a 1 $ 385,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ n/a 1 $ 25,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 545,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 135,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 95,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 355,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ n/a 1 $ 195,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 295,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 115,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 325,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 1 $ 775,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 195,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 415,000
Re Investment Loans LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 1 $ 155,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 365,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ n/a 1 $ 55,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 235,000
Community State Bank
1500 MAIN STREET
UNION GROVE, WI 53182
* $ n/a 1 $ 2,005,000
Waterstone Bank SSB
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
* $ n/a 1 $ 3,405,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ n/a 1 $ 285,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 105,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 1 $ 205,000
Rain City Capital, LLC
12131 113TH AVE NE #201
KIRKLAND, WA 98034
* $ n/a 1 $ 155,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 35,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 215,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 1 $ 3,065,000
Marathon Bank
500 SCOTT ST
WAUSAU, WI 54403
* $ n/a 1 $ 265,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 285,000
Foresight Bank
809 CANNEL PURI CT
WINNEBAGO, IL 61088
* $ n/a 1 $ 205,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 375,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 225,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 145,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 205,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 85,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 365,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ n/a 1 $ 175,000
Flyhomes Mortgage LLC
711 CAPITOL WAY S STE 204
OLYMPIA, WA 98501
* $ n/a 1 $ 95,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 385,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ n/a 1 $ 395,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 125,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 395,000

The tables below break down 2025 mortgage applications in Janesville-Beloit, WI metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Janesville-Beloit, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,187 $793,115,000 $248,000 $14,955,000 $110,000 $2,400,000
Refinancing 1,462 $307,420,000 $210,000 $10,735,000 $111,000 $884,000
Cash-out Refinancing 1,398 $235,430,000 $168,000 $1,365,000 $93,000 $1,200,000
Home Improvement 1,003 $73,195,000 $72,000 $735,000 $108,000 $1,134,000
Other Purpose 976 $69,750,000 $71,000 $575,000 $101,000 $1,430,000
Not Applicable 12 $1,750,000 $145,000 $315,000 $4,000 $4,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,888 $989,050,000 $167,000 $1,455,000 $108,000 $2,400,000
Not applicable 730 $251,460,000 $344,000 $14,955,000 $103,000 $337,000
Not Provided 598 $111,490,000 $186,000 $1,255,000 $104,000 $1,859,000
Hispanic 520 $78,000,000 $150,000 $735,000 $87,000 $1,241,000
Black or African American 196 $28,130,000 $143,000 $675,000 $77,000 $360,000
Asian 65 $14,195,000 $218,000 $735,000 $99,000 $400,000
American Indian or Alaskan Native 33 $6,815,000 $206,000 $705,000 $128,000 $338,000
Native Hawaiian or Other Pacific Islander 7 $1,315,000 $187,000 $275,000 $98,000 $151,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,652 $1,135,670,000 $170,000 $14,955,000 $109,000 $2,400,000
FHA-insured (Federal Housing Administration) 831 $181,275,000 $218,000 $485,000 $78,000 $190,000
VA-guaranteed (Veterans Administration) 542 $160,890,000 $296,000 $765,000 $99,000 $373,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,825,000 $217,000 $305,000 $90,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,141 $977,945,000 $190,000 $10,735,000 $110,000 $2,400,000
Application Denied By Financial Institution 1,129 $136,565,000 $120,000 $725,000 $91,000 $2,000,000
Application Withdrawn By Applicant 760 $164,340,000 $216,000 $14,955,000 $103,000 $1,859,000
Loan Purchased By The Institution 531 $110,735,000 $208,000 $805,000 $97,000 $337,000
File Closed For Incompleteness 252 $40,180,000 $159,000 $665,000 $86,000 $406,000
Application Approved But Not Accepted 200 $44,270,000 $221,000 $10,135,000 $104,000 $367,000
Preapproval Approved but not Accepted 19 $5,315,000 $279,000 $655,000 $141,000 $357,000
Preapproval Denied by Financial Institution 6 $1,310,000 $218,000 $395,000 $68,000 $98,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,456 $1,241,070,000 $192,000 $14,955,000 $107,000 $2,400,000
Debt-To-Income Ratio 815 $145,755,000 $178,000 $3,935,000 $93,000 $863,000
Credit History 308 $35,550,000 $115,000 $635,000 $118,000 $2,000,000
Collateral 135 $19,485,000 $144,000 $705,000 $116,000 $864,000
Credit Application Incomplete 135 $15,605,000 $115,000 $725,000 $89,000 $800,000
Other 122 $12,620,000 $103,000 $595,000 $97,000 $948,000
Unverifiable Information 29 $4,755,000 $163,000 $575,000 $85,000 $325,000
Insufficient Cash (Downpayment, Closing Cost) 21 $4,065,000 $193,000 $435,000 $66,000 $180,000
Employment History 17 $1,755,000 $103,000 $275,000 $48,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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