Jefferson City, MO Metro Area Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 4,832 mortgage applications in Jefferson City, MO metro area totaling $843.4 million, down 20% from 2022. The average application was for $174,552, and applicants reported an average income of $95,000. 62% of applications resulted in an originated loan and 11% were denied. The most active lender was The Central Trust Bank, with 1,044 applications, followed by Flat Branch Mortgage, Inc. and Multipli Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,832
Total Mortgage Loan Application Amount $843,440,000
Average Mortgage Loan Application Amount $174,552
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $95,000
Highest Applicant Income $1,535,000

Mortgage Company List for Lending in Jefferson City, MO for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1,044 $ 147,730,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 428 $ 89,230,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 454,311,000 324 $ 43,740,000
Mid America Bank
1511 FRIENDSHIP ROAD
JEFFERSON CITY, MO 65101
* $ 893,681,000 196 $ 44,550,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,913,413,000 171 $ 32,005,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 156 $ 36,410,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 153 $ 34,505,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 143 $ 27,075,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 112 $ 18,320,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 83 $ 16,525,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 77 $ 6,565,000
Legends Bank
PO BOX 888
LINN, MO 65051
* $ 486,629,000 74 $ 18,890,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 73 $ 4,955,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 69 $ 15,105,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 66 $ 12,760,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 65 $ 6,775,000
The Callaway Bank
PO BOX 10
FULTON, MO 65251
* $ 471,473,000 65 $ 9,925,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 525,519,000 63 $ 12,395,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 52 $ 11,090,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 43 $ 9,385,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 43 $ 7,225,000
United Security Bank
101 E. WALNUT ST.
AUXVASSE, MO 65231
* $ 82,894,000 40 $ 6,550,000
Peoples Bank of Moniteau County
105 W ROW STREET
JAMESTOWN, MO 65046
* $ 66,095,000 39 $ 3,135,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 38 $ 3,940,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 36 $ 7,600,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 6,704,869,000 34 $ 4,290,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 33 $ 6,165,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 31 $ 7,285,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 30 $ 6,780,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 29 $ 5,955,000
Community Point Bank
13218 RAILROAD AVE PO BOX 457
RUSSELLVILLE, MO 65074
* $ 160,131,000 29 $ 5,815,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 28 $ 4,430,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 28 $ 6,110,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 28 $ 4,520,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 27 $ 5,625,000
Exchange Bank of Missouri
P.O. BOX 69, 101 SOUTH CHURCH STREET
FAYETTE, MO 65248
* $ 305,994,000 25 $ 3,415,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 25 $ 4,635,000
The Tipton Latham Bank, NA
800 W. HWY 50; PO BOX 759
TIPTON, MO 65081
* $ 153,241,000 22 $ 4,760,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 22 $ 4,230,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 21 $ 4,615,000
United Credit Union
802 E. BRECKENRIDGE, P.O. BOX 858
MEXICO, MO 65265
* $ 280,164,000 20 $ 1,570,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 3,866,130,000 19 $ 7,075,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 17 $ 745,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 17 $ 1,375,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 15 $ 3,325,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 14 $ 2,840,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 13 $ 1,055,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 13 $ 2,635,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 2,425,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 13 $ 1,185,000
Resmac Inc

WEST COVINA, CA 91792
* $ -1,000 13 $ 1,545,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 12 $ 2,790,000
The Maries County Bank
218 4TH STREET
VIENNA, MO 65582
* $ 571,019,000 12 $ 1,370,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 11 $ 1,845,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 11 $ 2,195,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 11 $ 2,715,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 10 $ 2,850,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 1,600,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 10 $ 1,860,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 9 $ 875,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 9 $ 2,975,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 9 $ 2,055,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 9 $ 1,685,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ 302,299,000 9 $ 2,615,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 9 $ 2,215,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 8 $ 1,460,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 8 $ 1,610,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 8 $ 1,180,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 7 $ 1,975,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 7 $ 1,265,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 6 $ 1,410,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 1,670,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,684,000,000 6 $ 880,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 6 $ 1,180,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 1,160,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 6 $ 1,470,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 5 $ 905,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 1,045,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 5 $ 1,075,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 5 $ 705,000
Peoples Savings Bank
101 BLUFF STREET
RHINELAND, MO 65069
* $ 576,639,000 5 $ 925,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 5 $ 935,000
Heritage Community Bank
100 E LOCUST ST
UNION, MO 63084
* $ 222,889,000 5 $ 765,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 615,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 5 $ 935,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 38,279,055,000 5 $ 505,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 534,540,000 4 $ 910,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 2,796,291,000 4 $ 1,100,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 350,000
West Community Credit Union
4161 STATE HWY K
O'FALLON, MO 63368
* $ 433,121,000 4 $ 490,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 4 $ 1,100,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 24,967,889,000 4 $ 890,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 770,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 4 $ 760,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ 1,003,955,000 4 $ 880,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 4 $ 670,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 375,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 605,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 3 $ 605,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 3 $ 485,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 345,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 3 $ 775,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,436,322,000 3 $ 385,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 3 $ 755,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 3 $ 675,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 585,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 245,000
First Midwest Bank of the Ozarks
P.O. BOX 160, 704-706 NORTH WESTWOOD BLVD
POPLAR BLUFF, MO 63901
* $ 715,014,000 3 $ 335,000
The Bank of Old Monroe
2100 HWY C, PO BOX 188
OLD MONROE, MO 63369
* $ 601,888,000 3 $ 245,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 705,000
Jonesburg State Bank
508 N STATE HWY 47
WARRENTON, MO 63383
* $ 127,384,000 3 $ 615,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 3 $ 525,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ 368,809,000 3 $ 1,135,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 2 $ 460,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 2 $ 270,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 671,927,000 2 $ 260,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 220,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 6,590,970,000 2 $ 320,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 2 $ 150,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 3,423,751,000 2 $ 220,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 4,700,520,000 2 $ 250,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,868,571,000 2 $ 70,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 200,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 930,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 2 $ 400,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 2 $ 170,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 410,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 1,123,137,000 2 $ 320,000
Commercial Trust Company
119 NORTH MAIN STREET
FAYETTE, MO 65248
* $ 177,954,000 2 $ 220,000
Red Diamond Home Loans, LLC
165 S KIMBALL AVE SUITE 100
SOUTHLAKE, TX 76092
* $ -1,000 2 $ 490,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 2 $ 130,000
Conservation Emp Credit Union
P.O. BOX 180
JEFFERSON CITY, MO 65109
* $ 153,622,000 2 $ 430,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 2 $ 190,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 180,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 205,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 175,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 165,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 215,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 75,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 1,405,806,000 1 $ 135,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 1 $ 205,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 1,300,407,000 1 $ 75,000
Lindell Bank & Trust Company
6900 CLAYTON AVENUE
SAINT LOUIS, MO 63139
* $ 849,272,000 1 $ 135,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 235,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 75,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 145,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,550,980,000 1 $ 265,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 175,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 75,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 115,000
Infuze Credit Union
1300 U.S. RT. 66
WAYNESVILLE, MO 65583
* $ 325,778,000 1 $ 85,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 285,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 4,464,686,000 1 $ 45,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 235,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 685,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,441,880,000 1 $ 385,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 395,000
Homesite Mortgage, LLC
222 S MAIN ST STE 106
ROCHESTER, MI 48307
* $ -1,000 1 $ 305,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ 852,091,000 1 $ 285,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 1 $ 315,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ -1,000 1 $ 175,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ 575,105,000 1 $ 145,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 28,780,644,000 1 $ 135,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 225,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 105,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 1 $ 225,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 195,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 175,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 135,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,502,081,000 1 $ 265,000
Vantage Credit Union
19 RESEARCH PARK CT
ST CHARLES, MO 63304
* $ 1,166,235,000 1 $ 215,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 175,000
Guaranty Bank

ANKENY, IA 50023
* $ 2,148,808,000 1 $ 175,000
Peoples Bank & Trust Co.
430 E. WOOD STREET
TROY, MO 63379
* $ 745,123,000 1 $ 255,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 185,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 45,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 215,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 175,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 255,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 565,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 215,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 2,285,375,000 1 $ 55,000
Citizens Bank
P.O. BOX 197
NEW HAVEN, MO 63068
* $ 301,621,000 1 $ 165,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 1 $ 295,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 85,000
Access Capital Funding LLC
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 155,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 55,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ -1,000 1 $ 215,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 245,000
Peoples Bank
408 W WASHINGTON ST
CUBA, MO 65453
* $ 258,058,000 1 $ 235,000
Sterling Bank
P O BOX 460, 1100 STERLING DRIVE
POPLAR BLUFF, MO 63901
* $ 1,357,568,000 1 $ 195,000
Alliant Bank
201 S BALTIMORE ST
KIRKSVILLE, MO 63501
* $ 199,413,000 1 $ 365,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 1 $ 215,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 435,814,000 1 $ 115,000
Bank of Prairie Village
3515 W 75TH ST SUITE 100
PRAIRIE VILLAGE, KS 66208
* $ 130,130,000 1 $ 65,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 1 $ 395,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 315,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 1 $ 55,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 285,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 125,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 1 $ 175,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 446,299,000 1 $ 245,000
Community State Bank of Missouri
117 W CHURCH ST
BOWLING GREEN, MO 63334
* $ 294,227,000 1 $ 65,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 2,556,235,000 1 $ 105,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 65,000
First Federal Community Bank
119 S SANDUSKY AVENUE
BUCYRUS, OH 44820
* $ 253,548,000 1 $ 165,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,964,850,000 1 $ 65,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 1 $ 125,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 1 $ 135,000
R-G Fderal Credit Union
421 REMINGTON PLAZA CT
RAYMORE, MO 64083
* $ 126,235,000 1 $ 105,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 75,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 1 $ 55,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 1 $ 125,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 515,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 155,000
The Missouri Bank
104 N HWY 47
WARRENTON, MO 63383
* $ 423,510,000 1 $ 205,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 1 $ 135,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 125,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 375,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 125,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 2,427,913,000 1 $ 195,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 185,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 75,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 45,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ 382,801,000 1 $ 55,000

The tables below break down 2023 mortgage applications in Jefferson City, MO metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson City, MO in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,701 $573,975,000 $212,000 $3,755,000 $95,000 $1,535,000
Cash-out Refinancing 723 $118,785,000 $164,000 $1,105,000 $90,000 $918,000
Other Purpose 714 $47,200,000 $66,000 $605,000 $94,000 $793,000
Refinancing 365 $79,385,000 $217,000 $5,005,000 $98,000 $469,000
Home Improvement 325 $23,745,000 $73,000 $845,000 $100,000 $601,000
Not Applicable 4 $350,000 $87,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,306 $556,610,000 $168,000 $3,005,000 $95,000 $1,535,000
Not applicable 650 $151,290,000 $232,000 $5,005,000 $109,000 $217,000
Not Provided 548 $84,030,000 $153,000 $905,000 $95,000 $475,000
Black or African American 159 $25,435,000 $159,000 $665,000 $98,000 $905,000
Hispanic 107 $15,605,000 $145,000 $355,000 $80,000 $328,000
Asian 30 $5,260,000 $175,000 $605,000 $105,000 $301,000
American Indian or Alaskan Native 23 $3,235,000 $140,000 $575,000 $68,000 $240,000
Native Hawaiian or Other Pacific Islander 4 $960,000 $240,000 $385,000 $95,000 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,603 $583,725,000 $162,000 $5,005,000 $98,000 $1,535,000
FHA-insured (Federal Housing Administration) 641 $118,275,000 $184,000 $465,000 $75,000 $601,000
VA-guaranteed (Veterans Administration) 463 $120,885,000 $261,000 $905,000 $98,000 $918,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $20,555,000 $164,000 $305,000 $66,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,984 $534,530,000 $179,000 $5,005,000 $99,000 $1,535,000
Application Withdrawn By Applicant 572 $101,990,000 $178,000 $905,000 $93,000 $601,000
Application Denied By Financial Institution 555 $68,825,000 $124,000 $1,105,000 $72,000 $364,000
Loan Purchased By The Institution 477 $98,935,000 $207,000 $805,000 $91,000 $421,000
File Closed For Incompleteness 142 $19,660,000 $138,000 $735,000 $95,000 $918,000
Application Approved But Not Accepted 97 $18,675,000 $192,000 $1,055,000 $98,000 $360,000
Preapproval Approved but not Accepted 5 $825,000 $165,000 $225,000 $60,000 $128,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,464 $633,490,000 $182,000 $5,005,000 $97,000 $1,535,000
Debt-To-Income Ratio 1,006 $165,690,000 $164,000 $2,005,000 $95,000 $735,000
Credit History 205 $21,675,000 $105,000 $1,105,000 $74,000 $364,000
Collateral 61 $7,585,000 $124,000 $395,000 $78,000 $280,000
Credit Application Incomplete 42 $6,240,000 $148,000 $565,000 $80,000 $188,000
Other 31 $5,495,000 $177,000 $855,000 $95,000 $323,000
Employment History 8 $1,230,000 $153,000 $325,000 $48,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,180,000 $147,000 $225,000 $71,000 $144,000
Unverifiable Information 7 $855,000 $122,000 $405,000 $113,000 $356,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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