La Crosse-Onalaska, WI-MN Metro Area Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 5,140 mortgage applications in La Crosse-Onalaska, WI-MN metro area totaling $1.0 billion, down 41% from 2021. The average application was for $201,599, and applicants reported an average income of $107,284. 76% of applications resulted in an originated loan and 8% were denied. The most active lender was Altra Federal Credit Union, with 1,509 applications, followed by Altra Federal Credit Union and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,140
Total Mortgage Loan Application Amount $1,036,220,000
Average Mortgage Loan Application Amount $201,599
Highest Mortgage Loan Application Amount $12,365,000
Average Applicant Income $107,284
Highest Applicant Income $3,282,000

Mortgage Company List for Lending in La Crosse-Onalaska, WI-MN for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,190,390,000 1,509 $ 248,625,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,190,390,000 188 $ 26,870,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 181 $ 23,725,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 159 $ 43,255,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ 103,655,000 125 $ 23,215,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 486,230,000 121 $ 28,425,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 94,442,000 120 $ 11,760,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 107 $ 15,495,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 107 $ 22,375,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 106 $ 23,050,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,046,374,000 97 $ 12,535,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 1,052,811,000 97 $ 51,245,000
Park Bank National Association
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ 69,564,000 84 $ 11,090,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,473,594,000 83 $ 9,415,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 451,795,000 78 $ 30,600,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 72 $ 6,220,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 67 $ 14,815,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 223,317,000 64 $ 7,990,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 63 $ 11,855,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 16,499,164,000 62 $ 25,470,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ 478,650,000 55 $ 28,045,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 4,833,920,000 52 $ 6,640,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 52 $ 11,200,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 51 $ 10,555,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 471,074,000 48 $ 8,000,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ 580,393,000 43 $ 8,745,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 42 $ 10,460,000
Esb Bank
115 N HWY 44/76
CALEDONIA, MN 55921
* $ 153,762,000 32 $ 5,010,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 30 $ 5,640,000
Bluff View Bank
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ 130,718,000 28 $ 5,460,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 26 $ 6,110,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 25 $ 4,525,000
Citizens First Bank
101 S MAIN ST
VIROQUA, WI 54665
* $ 276,698,000 23 $ 6,445,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 23 $ 4,565,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 22 $ 4,940,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 22 $ 6,570,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 21 $ 4,735,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 20 $ 1,290,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,046,374,000 18 $ 2,260,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 18 $ 3,550,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 17 $ 3,065,000
Westby Co-Op Credit Union
501 N MAIN ST
WESTBY, WI 54667
* $ 763,111,000 17 $ 3,025,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,068,836,000 17 $ 2,545,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,068,836,000 16 $ 5,090,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 16 $ 3,730,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 1,406,857,000 16 $ 1,360,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 15 $ 4,495,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 14 $ 3,860,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 16,499,164,000 14 $ 2,690,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 14 $ 2,770,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 14 $ 3,650,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 13 $ 2,265,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,739,119,000 13 $ 5,135,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 12 $ 2,480,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 12 $ 3,330,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 12 $ 670,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 12 $ 1,830,000
Esb Bank
115 N HWY 44/76
CALEDONIA, MN 55921
* $ 153,762,000 12 $ 2,490,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 11 $ 2,185,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 4,830,582,000 11 $ 1,485,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 2,095,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ 103,655,000 11 $ 1,795,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 10 $ 1,780,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 10 $ 3,670,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 10 $ 1,110,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 9 $ 1,545,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 9 $ 1,575,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 2,937,545,000 9 $ 1,765,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 9 $ 2,035,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 9 $ 2,035,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 4,046,578,000 9 $ 1,515,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 9 $ 1,855,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 8 $ 2,010,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 8 $ 1,910,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 707,159,000 8 $ 1,920,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 8 $ 1,990,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 7 $ 1,855,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 7 $ 1,555,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 7 $ 855,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 1,035,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 1,406,857,000 7 $ 2,605,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 695,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 7 $ 1,425,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 6 $ 1,410,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,070,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 6 $ 1,930,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,473,594,000 6 $ 870,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 1,160,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 5 $ 1,295,000
Wisconsin River Bank
608 PHILLIPS BOULEVARD, P.O. BOX 636
SAUK CITY, WI 53583
* $ 182,057,000 5 $ 4,685,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 5 $ 1,065,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 5 $ 1,405,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 5 $ 845,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 486,230,000 5 $ 1,075,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 705,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 1,135,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 670,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 700,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 4 $ 730,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 630,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 4 $ 1,290,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 4 $ 830,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 4 $ 180,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 4 $ 650,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 480,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 7,686,307,000 4 $ 940,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 94,442,000 4 $ 1,080,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 4 $ 680,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 4 $ 300,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 700,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 3 $ 985,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ 580,393,000 3 $ 655,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 365,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 3,746,301,000 3 $ 155,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 3,746,301,000 3 $ 545,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 265,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 185,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 535,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 3 $ 1,625,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 3 $ 255,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 225,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 825,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 3 $ 975,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 6,049,532,000 3 $ 755,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 525,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 3 $ 1,395,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 3 $ 675,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 495,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 545,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 605,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 3 $ 945,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 451,795,000 3 $ 975,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 205,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 3 $ 1,045,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 3 $ 635,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 995,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,553,593,000 2 $ 460,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 330,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 2 $ 140,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 2 $ 210,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 690,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 2 $ 290,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 220,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 2,224,529,000 2 $ 580,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 2,704,195,000 2 $ 280,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 2 $ 710,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 2 $ 430,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 330,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,587,926,000 2 $ 24,730,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 471,074,000 2 $ 370,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 2 $ 910,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 450,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 2 $ 110,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 320,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ 2,694,606,000 2 $ 130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 2 $ 360,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 310,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 130,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 2 $ 480,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 1,197,655,000 2 $ 360,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 5,849,777,000 2 $ 40,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 800,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 490,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 2 $ 580,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ 478,650,000 2 $ 1,210,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 50,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 470,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 320,000
Monona Bank
5515 MONONA DRIVE
MONONA, WI 53716
* $ 1,198,733,000 2 $ 680,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 2,634,030,000 2 $ 260,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 288,660,000 2 $ 230,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 216,826,000 2 $ 400,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 430,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 250,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 340,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 690,030,000 2 $ 440,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 1,346,742,000 1 $ 375,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 23,754,594,000 1 $ 325,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 1,165,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 75,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 215,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,230,840,000 1 $ 465,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,929,230,000 1 $ 245,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 125,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 155,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 105,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 1 $ 215,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 125,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ 266,899,000 1 $ 105,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 85,000
Park Bank National Association
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ 69,564,000 1 $ 25,000
The Peoples Community Bank
222 W. COMMERCIAL ST., PO BOX 8
MAZOMANIE, WI 53560
* $ 381,634,000 1 $ 145,000
F & M Community Bank, N.A.
PO BOX 467
PRESTON, MN 55965
* $ 178,560,000 1 $ 145,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 1,281,403,000 1 $ 285,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 275,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 1,052,811,000 1 $ 75,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 351,008,000 1 $ 105,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 165,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 367,697,000 1 $ 245,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 135,000
Laona State Bank
5308 BEECH ST
LAONA, WI 54541
* $ 279,902,000 1 $ 135,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 449,561,000 1 $ 145,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 85,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,833,980,000 1 $ 105,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 245,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 135,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 225,000
Best Capital Funding
21540 PLUMMER STREET, SUITE A
CHATSWORTH, CA 91311
* $ -1,000 1 $ 385,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 225,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 165,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,287,872,000 1 $ 85,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 185,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 1 $ 855,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 315,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 3,485,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 105,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 125,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 65,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 195,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 6,111,597,000 1 $ 55,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 225,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 1 $ 355,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 285,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 1 $ 185,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 1 $ 185,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 255,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 485,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 1 $ 115,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 165,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 251,923,000 1 $ 245,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 1 $ 75,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 325,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 25,000
Grandbridge Real Estate Capital LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 1 $ 3,055,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 75,000
Settlers Bank
4021 MERIDIAN DRIVE
WINDSOR, WI 53598
* $ 346,135,000 1 $ 365,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 1,062,979,000 1 $ 285,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 235,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 205,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ 1,614,121,000 1 $ 405,000
The Bank of New Glarus
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ 429,385,000 1 $ 175,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 115,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 115,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 275,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 155,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ 863,320,000 1 $ 205,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 1 $ 525,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 6,088,183,000 1 $ 335,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 1 $ 235,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,671,091,000 1 $ 135,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 941,811,000 1 $ 425,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 485,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 6,049,532,000 1 $ 125,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,758,051,000 1 $ 185,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 85,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 195,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,863,597,000 1 $ 305,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 651,106,000 1 $ 135,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 684,318,000 1 $ 75,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 1 $ 255,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ -1,000 1 $ 225,000
Unison Credit Union
PO BOX 260
KAUKAUNA, WI 54130
* $ 286,346,000 1 $ 165,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 223,317,000 1 $ 205,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 355,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 225,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,739,119,000 1 $ 235,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 255,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 305,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 399,175,000 1 $ 215,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 85,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 175,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 2,730,710,000 1 $ 305,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,191,780,000 1 $ 55,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 335,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ 308,678,000 1 $ 315,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 743,791,000 1 $ 165,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 354,210,000 1 $ 185,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 125,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 55,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 815,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 355,000
Crossbridge Community Bank
15 E WISCONSIN AVE
TOMAHAWK, WI 54487
* $ 203,586,000 1 $ 255,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 405,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 165,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 467,757,000 1 $ 245,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 205,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 455,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 355,000
Citizens First Bank
101 S MAIN ST
VIROQUA, WI 54665
* $ 276,698,000 1 $ 115,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 932,167,000 1 $ 135,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 185,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 863,797,000 1 $ 215,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 3,979,767,000 1 $ 195,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 315,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ -1,000 1 $ 145,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 2,669,145,000 1 $ 135,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ 570,391,000 1 $ 335,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 195,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 285,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 195,000
Citizens State Bank
304 N MAIN STREET
CADOTT, WI 54727
* $ 155,513,000 1 $ 485,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 291,297,000 1 $ 275,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 3,058,640,000 1 $ 295,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 285,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 95,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 381,370,000 1 $ 345,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 295,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 1 $ 305,000

The tables below break down 2022 mortgage applications in La Crosse-Onalaska, WI-MN metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for La Crosse-Onalaska, WI-MN in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,260 $621,390,000 $274,000 $12,365,000 $112,000 $3,282,000
Refinancing 947 $190,615,000 $201,000 $7,405,000 $103,000 $762,000
Cash-out Refinancing 840 $152,620,000 $181,000 $3,135,000 $94,000 $1,487,000
Home Improvement 617 $34,865,000 $56,000 $525,000 $112,000 $871,000
Other Purpose 464 $35,400,000 $76,000 $485,000 $111,000 $754,000
Not Applicable 12 $1,330,000 $110,000 $215,000 $69,000 $69,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,145 $708,785,000 $170,000 $5,055,000 $105,000 $2,508,000
Not applicable 375 $201,735,000 $537,000 $12,365,000 $109,000 $180,000
Not Provided 346 $69,150,000 $199,000 $835,000 $121,000 $754,000
Asian 118 $27,090,000 $229,000 $905,000 $120,000 $600,000
Hispanic 71 $11,675,000 $164,000 $715,000 $159,000 $3,282,000
Black or African American 51 $10,885,000 $213,000 $435,000 $135,000 $620,000
American Indian or Alaskan Native 19 $3,395,000 $178,000 $405,000 $73,000 $181,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $44,000 $44,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,651 $924,755,000 $198,000 $12,365,000 $110,000 $3,282,000
VA-guaranteed (Veterans Administration) 244 $63,510,000 $260,000 $815,000 $88,000 $333,000
FHA-insured (Federal Housing Administration) 238 $46,680,000 $196,000 $425,000 $70,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,275,000 $182,000 $275,000 $82,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,907 $797,445,000 $204,000 $12,365,000 $112,000 $3,282,000
Application Withdrawn By Applicant 430 $91,260,000 $212,000 $2,725,000 $105,000 $807,000
Application Denied By Financial Institution 399 $54,485,000 $136,000 $1,055,000 $78,000 $754,000
Loan Purchased By The Institution 210 $49,090,000 $233,000 $1,615,000 $96,000 $620,000
File Closed For Incompleteness 110 $16,730,000 $152,000 $395,000 $92,000 $968,000
Application Approved But Not Accepted 79 $25,705,000 $325,000 $12,365,000 $88,000 $314,000
Preapproval Approved but not Accepted 3 $1,085,000 $361,000 $395,000 $99,000 $133,000
Preapproval Denied by Financial Institution 2 $420,000 $210,000 $255,000 $54,000 $60,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,303 $859,255,000 $199,000 $12,365,000 $110,000 $3,282,000
Debt-To-Income Ratio 588 $144,460,000 $245,000 $7,405,000 $95,000 $2,508,000
Credit History 101 $11,875,000 $117,000 $585,000 $86,000 $505,000
Collateral 57 $7,715,000 $135,000 $485,000 $106,000 $754,000
Credit Application Incomplete 32 $5,470,000 $170,000 $545,000 $103,000 $535,000
Other 27 $3,655,000 $135,000 $1,055,000 $99,000 $465,000
Unverifiable Information 17 $2,055,000 $120,000 $275,000 $72,000 $208,000
Employment History 7 $605,000 $86,000 $165,000 $57,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,115,000 $159,000 $215,000 $62,000 $122,000
Mortgage Insurance Denied 1 $15,000 $15,000 $15,000 $60,000 $60,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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