Acoustic Home Loans, LLC Mortgage Lending & HMDA Data, 2005

In 2005, Acoustic Home Loans, LLC of Orange, CA reported 32,312 mortgage applications totaling $5.7 billion, up 110% from 2004. The average application was for $176,296, and applicants reported an average income of $83,766. 47% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (2,862), Chicago-Naperville-Joliet, IL (2,532) and Los Angeles-Long Beach-Glendale, CA (2,485) (applications in parentheses).

Mortgage Company & Address Acoustic Home Loans, LLC
770 the City Drive South, Suite 1500
Orange, CA 92868
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  
Total Number of Mortgage Applications 32,312
Total Mortgage Loan Application Amount $5,696,479,000
Average Mortgage Loan Application Amount $176,296
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $83,766
Highest Applicant Income $1,399,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acoustic Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Acoustic Home Loans, LLC by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,485 $ 644,359,000 $ 259,299 $ 105,000
Cook, Illinois 1,904 $ 300,277,000 $ 157,708 $ 76,000
Maricopa, Arizona 1,729 $ 248,946,000 $ 143,982 $ 76,000
Riverside, California 1,510 $ 359,217,000 $ 237,892 $ 98,000
San Bernardino, California 1,352 $ 275,352,000 $ 203,662 $ 91,000
Orange, California 1,076 $ 306,051,000 $ 284,434 $ 124,000
Wayne, Michigan 984 $ 87,328,000 $ 88,747 $ 57,000
San Diego, California 946 $ 253,311,000 $ 267,770 $ 119,000
Miami-Dade, Florida 837 $ 132,316,000 $ 158,083 $ 72,000
Sacramento, California 790 $ 174,341,000 $ 220,684 $ 99,000
Prince George's, Maryland 740 $ 136,170,000 $ 184,013 $ 86,000
Broward, Florida 610 $ 99,280,000 $ 162,754 $ 80,000
Clark, Nevada 558 $ 104,980,000 $ 188,136 $ 100,000
Hillsborough, Florida 386 $ 45,625,000 $ 118,199 $ 66,000
San Joaquin, California 273 $ 69,393,000 $ 254,186 $ 97,000
Orange, Florida 270 $ 36,623,000 $ 135,640 $ 76,000
Montgomery, Maryland 252 $ 57,868,000 $ 229,634 $ 104,000
Palm Beach, Florida 246 $ 41,836,000 $ 170,065 $ 84,000
Oakland, Michigan 233 $ 32,399,000 $ 139,051 $ 80,000
Fresno, California 225 $ 37,163,000 $ 165,168 $ 78,000
Santa Clara, California 221 $ 69,893,000 $ 316,257 $ 117,000
Hennepin, Minnesota 215 $ 35,561,000 $ 165,400 $ 79,000
Fulton, Georgia 214 $ 33,107,000 $ 154,705 $ 102,000
Pinellas, Florida 203 $ 24,924,000 $ 122,778 $ 80,000
Kern, California 199 $ 33,441,000 $ 168,045 $ 73,000
St. Louis, Missouri 199 $ 18,762,000 $ 94,281 $ 55,000
Duval, Florida 196 $ 20,207,000 $ 103,096 $ 60,000
Shelby, Tennessee 189 $ 15,799,000 $ 83,592 $ 75,000
Kane, Illinois 188 $ 26,727,000 $ 142,164 $ 62,000
Alameda, California 186 $ 58,529,000 $ 314,672 $ 115,000
Stanislaus, California 178 $ 40,656,000 $ 228,404 $ 91,000
Anchorage, Alaska 175 $ 24,695,000 $ 141,114 $ 80,000
Milwaukee, Wisconsin 173 $ 14,495,000 $ 83,786 $ 53,000
Lee, Florida 170 $ 24,660,000 $ 145,058 $ 81,000
King, Washington 167 $ 32,384,000 $ 193,916 $ 102,000
Marion, Indiana 165 $ 11,837,000 $ 71,739 $ 62,000
Fairfax, Virginia 165 $ 39,514,000 $ 239,478 $ 98,000
DuPage, Illinois 160 $ 25,123,000 $ 157,018 $ 73,000
Prince William, Virginia 156 $ 35,865,000 $ 229,903 $ 89,000
Contra Costa, California 154 $ 45,948,000 $ 298,363 $ 106,000
Will, Illinois 153 $ 23,788,000 $ 155,477 $ 79,000
El Paso, Colorado 150 $ 17,882,000 $ 119,213 $ 63,000
Jackson, Missouri 149 $ 15,086,000 $ 101,248 $ 68,000
District of Columbia, District Of Columbia 143 $ 28,289,000 $ 197,825 $ 97,000
Harris, Texas 134 $ 12,373,000 $ 92,335 $ 71,000
Pinal, Arizona 132 $ 15,609,000 $ 118,250 $ 69,000
Volusia, Florida 127 $ 15,360,000 $ 120,944 $ 72,000
Anne Arundel, Maryland 123 $ 24,838,000 $ 201,934 $ 92,000
Washoe, Nevada 123 $ 21,655,000 $ 176,056 $ 78,000
Pierce, Washington 122 $ 19,174,000 $ 157,163 $ 69,000
Osceola, Florida 121 $ 15,762,000 $ 130,264 $ 86,000
Polk, Florida 115 $ 12,961,000 $ 112,704 $ 68,000
Macomb, Michigan 111 $ 13,194,000 $ 118,864 $ 68,000
Jefferson, Alabama 106 $ 10,382,000 $ 97,943 $ 63,000
Pasco, Florida 105 $ 13,013,000 $ 123,933 $ 80,000
DeKalb, Georgia 102 $ 11,719,000 $ 114,892 $ 74,000
Lake, Illinois 102 $ 14,436,000 $ 141,529 $ 69,000
Pima, Arizona 99 $ 11,937,000 $ 120,575 $ 89,000
Denver, Colorado 99 $ 13,195,000 $ 133,282 $ 63,000
St. Louis City, Missouri 98 $ 8,113,000 $ 82,785 $ 51,000
Solano, California 92 $ 27,897,000 $ 303,228 $ 113,000
Charles, Maryland 91 $ 18,087,000 $ 198,758 $ 89,000
Merced, California 85 $ 19,060,000 $ 224,235 $ 92,000
Baltimore, Maryland 84 $ 16,154,000 $ 192,309 $ 71,000
Providence, Rhode Island 82 $ 14,427,000 $ 175,939 $ 71,000
McHenry, Illinois 81 $ 12,823,000 $ 158,308 $ 86,000
Baltimore City, Maryland 80 $ 7,644,000 $ 95,550 $ 78,000
Ventura, California 78 $ 25,793,000 $ 330,679 $ 122,000
Honolulu, Hawaii 77 $ 20,013,000 $ 259,909 $ 106,000
Gwinnett, Georgia 74 $ 9,949,000 $ 134,445 $ 99,000
Arapahoe, Colorado 73 $ 10,236,000 $ 140,219 $ 64,000
Snohomish, Washington 73 $ 13,537,000 $ 185,438 $ 94,000
Virginia Beach, Virginia 72 $ 10,632,000 $ 147,666 $ 68,000
Hartford, Connecticut 71 $ 9,092,000 $ 128,056 $ 70,000
New Haven, Connecticut 70 $ 12,599,000 $ 179,985 $ 70,000
St. Lucie, Florida 70 $ 11,110,000 $ 158,714 $ 96,000
Mohave, Arizona 69 $ 8,184,000 $ 118,608 $ 62,000
Seminole, Florida 67 $ 8,899,000 $ 132,820 $ 83,000
Dallas, Texas 67 $ 7,364,000 $ 109,910 $ 94,000
Adams, Colorado 65 $ 7,568,000 $ 116,430 $ 57,000
Jefferson, Kentucky 63 $ 5,113,000 $ 81,158 $ 76,000
Genesee, Michigan 63 $ 6,289,000 $ 99,825 $ 61,000
Ramsey, Minnesota 63 $ 10,108,000 $ 160,444 $ 67,000
Tulare, California 62 $ 8,630,000 $ 139,193 $ 75,000
Bernalillo, New Mexico 62 $ 7,073,000 $ 114,080 $ 65,000
Olmsted, Minnesota 58 $ 4,576,000 $ 78,896 $ 47,000
Chesterfield, Virginia 58 $ 8,940,000 $ 154,137 $ 69,000
Cobb, Georgia 56 $ 8,264,000 $ 147,571 $ 81,000
Loudoun, Virginia 56 $ 14,995,000 $ 267,767 $ 107,000
Mobile, Alabama 55 $ 3,871,000 $ 70,381 $ 52,000
Lake, Indiana 55 $ 5,585,000 $ 101,545 $ 74,000
Imperial, California 53 $ 8,493,000 $ 160,245 $ 81,000
Jefferson, Colorado 52 $ 7,960,000 $ 153,076 $ 76,000
Sarasota, Florida 52 $ 8,448,000 $ 162,461 $ 81,000
Flagler, Florida 51 $ 6,847,000 $ 134,254 $ 68,000
Collier, Florida 49 $ 10,171,000 $ 207,571 $ 107,000
Stafford, Virginia 48 $ 10,549,000 $ 219,770 $ 93,000
Knox, Tennessee 47 $ 4,153,000 $ 88,361 $ 51,000
Norfolk, Virginia 47 $ 6,046,000 $ 128,638 $ 61,000
Richmond City, Virginia 47 $ 4,240,000 $ 90,212 $ 64,000
Yolo, California 46 $ 10,327,000 $ 224,500 $ 106,000
Monterey, California 45 $ 14,711,000 $ 326,911 $ 120,000
Clayton, Georgia 45 $ 4,492,000 $ 99,822 $ 57,000
Douglas, Oregon 45 $ 4,734,000 $ 105,200 $ 106,000
Weld, Colorado 42 $ 5,079,000 $ 120,928 $ 60,000
Lake, Florida 42 $ 6,538,000 $ 155,666 $ 67,000
Kent, Michigan 42 $ 3,632,000 $ 86,476 $ 54,000
Mecklenburg, North Carolina 42 $ 5,039,000 $ 119,976 $ 73,000
Kendall, Illinois 41 $ 6,243,000 $ 152,268 $ 70,000
Tarrant, Texas 41 $ 4,621,000 $ 112,707 $ 65,000
Henrico, Virginia 41 $ 4,988,000 $ 121,658 $ 59,000
Placer, California 40 $ 11,831,000 $ 295,775 $ 141,000
New Castle, Delaware 40 $ 5,838,000 $ 145,950 $ 72,000
Morgan, Alabama 39 $ 2,731,000 $ 70,025 $ 64,000
Matanuska-Susitna, Alaska 39 $ 5,322,000 $ 136,461 $ 66,000
Humboldt, California 39 $ 6,961,000 $ 178,487 $ 90,000
Fairfield, Connecticut 39 $ 9,054,000 $ 232,153 $ 95,000
Lane, Oregon 39 $ 5,291,000 $ 135,666 $ 84,000
Madera, California 38 $ 7,367,000 $ 193,868 $ 91,000
San Mateo, California 38 $ 14,250,000 $ 375,000 $ 117,000
Boulder, Colorado 38 $ 5,730,000 $ 150,789 $ 72,000
Pueblo, Colorado 37 $ 3,670,000 $ 99,189 $ 59,000
Brevard, Florida 37 $ 6,188,000 $ 167,243 $ 70,000
Washtenaw, Michigan 37 $ 6,946,000 $ 187,729 $ 91,000
Johnson, Kansas 36 $ 4,301,000 $ 119,472 $ 96,000
Yavapai, Arizona 34 $ 5,396,000 $ 158,705 $ 80,000
Hernando, Florida 34 $ 3,869,000 $ 113,794 $ 51,000
Marion, Florida 34 $ 4,223,000 $ 124,205 $ 63,000
Jefferson, Louisiana 34 $ 3,967,000 $ 116,676 $ 84,000
Frederick, Maryland 34 $ 6,772,000 $ 199,176 $ 76,000
Howard, Maryland 34 $ 8,106,000 $ 238,411 $ 89,000
Fort Bend, Texas 34 $ 2,992,000 $ 88,000 $ 58,000
Madison, Illinois 33 $ 3,266,000 $ 98,969 $ 73,000
East Baton Rouge, Louisiana 33 $ 3,024,000 $ 91,636 $ 48,000
Chesapeake, Virginia 33 $ 4,844,000 $ 146,787 $ 56,000
Larimer, Colorado 32 $ 4,636,000 $ 144,875 $ 71,000
Multnomah, Oregon 32 $ 4,356,000 $ 136,125 $ 131,000
Santa Barbara, California 31 $ 7,698,000 $ 248,322 $ 127,000
Wake, North Carolina 31 $ 3,009,000 $ 97,064 $ 64,000
Washington, Oregon 31 $ 4,640,000 $ 149,677 $ 114,000
Marion, Oregon 30 $ 3,111,000 $ 103,700 $ 53,000
Manatee, Florida 29 $ 5,097,000 $ 175,758 $ 73,000
Henry, Georgia 29 $ 3,270,000 $ 112,758 $ 51,000
Dakota, Minnesota 28 $ 5,244,000 $ 187,285 $ 91,000
Spotsylvania, Virginia 28 $ 6,125,000 $ 218,750 $ 75,000
St. Charles, Missouri 27 $ 3,822,000 $ 141,555 $ 70,000
Guilford, North Carolina 27 $ 3,057,000 $ 113,222 $ 70,000
Newport News, Virginia 27 $ 2,635,000 $ 97,592 $ 82,000
Wyandotte, Kansas 26 $ 1,610,000 $ 61,923 $ 77,000
Bexar, Texas 26 $ 2,096,000 $ 80,615 $ 47,000
Sonoma, California 25 $ 8,143,000 $ 325,720 $ 102,000
Collin, Texas 25 $ 3,989,000 $ 159,560 $ 103,000
Worcester, Massachusetts 24 $ 3,620,000 $ 150,833 $ 63,000
Clackamas, Oregon 24 $ 5,555,000 $ 231,458 $ 113,000
Clark, Washington 24 $ 3,951,000 $ 164,625 $ 76,000
Kings, California 23 $ 2,931,000 $ 127,434 $ 90,000
Charlotte, Florida 23 $ 2,382,000 $ 103,565 $ 80,000
St. Joseph, Indiana 23 $ 1,782,000 $ 77,478 $ 35,000
Anoka, Minnesota 23 $ 4,106,000 $ 178,521 $ 76,000
Sandoval, New Mexico 23 $ 2,306,000 $ 100,260 $ 62,000
Kent, Rhode Island 23 $ 3,422,000 $ 148,782 $ 77,000
Thurston, Washington 23 $ 3,495,000 $ 151,956 $ 84,000
Yuba, California 22 $ 3,773,000 $ 171,500 $ 79,000
Leon, Florida 22 $ 2,433,000 $ 110,590 $ 49,000
Bonner, Idaho 22 $ 3,166,000 $ 143,909 $ 85,000
Suffolk, Massachusetts 22 $ 5,994,000 $ 272,454 $ 151,000
Lyon, Nevada 22 $ 3,035,000 $ 137,954 $ 60,000
Charleston, South Carolina 22 $ 2,962,000 $ 134,636 $ 60,000
Spartanburg, South Carolina 22 $ 2,156,000 $ 98,000 $ 46,000
Mississippi, Arkansas 21 $ 1,564,000 $ 74,476 $ 92,000
San Francisco, California 21 $ 6,793,000 $ 323,476 $ 114,000
Clay, Florida 21 $ 2,915,000 $ 138,809 $ 65,000
Chatham, Georgia 21 $ 2,740,000 $ 130,476 $ 96,000
Mitchell, Georgia 21 $ 1,500,000 $ 71,428 $ 34,000
Sedgwick, Kansas 21 $ 1,497,000 $ 71,285 $ 52,000
Shawnee, Kansas 21 $ 1,334,000 $ 63,523 $ 46,000
Caddo, Louisiana 21 $ 1,517,000 $ 72,238 $ 49,000
Harford, Maryland 21 $ 4,751,000 $ 226,238 $ 95,000
Plymouth, Massachusetts 21 $ 3,895,000 $ 185,476 $ 79,000
Faulkner, Arkansas 20 $ 2,489,000 $ 124,450 $ 53,000
El Dorado, California 20 $ 5,994,000 $ 299,700 $ 143,000
Kent, Delaware 20 $ 2,400,000 $ 120,000 $ 83,000
Calvert, Maryland 20 $ 3,922,000 $ 196,100 $ 98,000
Jefferson, Missouri 20 $ 2,867,000 $ 143,350 $ 94,000
Yuma, Arizona 19 $ 2,503,000 $ 131,736 $ 61,000
Napa, California 19 $ 6,367,000 $ 335,105 $ 155,000
Mesa, Colorado 19 $ 2,671,000 $ 140,578 $ 94,000
Ingham, Michigan 19 $ 2,479,000 $ 130,473 $ 55,000
New London, Connecticut 18 $ 2,333,000 $ 129,611 $ 60,000
Calcasieu, Louisiana 18 $ 1,287,000 $ 71,500 $ 50,000
Hamilton, Tennessee 18 $ 1,360,000 $ 75,555 $ 48,000
Butte, California 17 $ 2,674,000 $ 157,294 $ 54,000
Sutter, California 17 $ 2,871,000 $ 168,882 $ 75,000
Alachua, Florida 17 $ 2,009,000 $ 118,176 $ 78,000
Scott, Iowa 17 $ 1,476,000 $ 86,823 $ 64,000
Ottawa, Michigan 17 $ 1,826,000 $ 107,411 $ 50,000
Washington, Minnesota 17 $ 3,457,000 $ 203,352 $ 83,000
Richland, South Carolina 17 $ 1,354,000 $ 79,647 $ 45,000
Hampton, Virginia 17 $ 1,914,000 $ 112,588 $ 56,000
Portsmouth, Virginia 17 $ 1,801,000 $ 105,941 $ 49,000
Dane, Wisconsin 17 $ 2,391,000 $ 140,647 $ 65,000
Montgomery, Alabama 16 $ 1,231,000 $ 76,937 $ 46,000
Lake, California 16 $ 4,045,000 $ 252,812 $ 110,000
Santa Cruz, California 16 $ 5,632,000 $ 352,000 $ 126,000
Okaloosa, Florida 16 $ 3,286,000 $ 205,375 $ 78,000
Paulding, Georgia 16 $ 1,244,000 $ 77,750 $ 55,000
Maui, Hawaii 16 $ 4,690,000 $ 293,125 $ 121,000
Winnebago, Illinois 16 $ 1,228,000 $ 76,750 $ 54,000
Cumberland, Maine 16 $ 2,274,000 $ 142,125 $ 97,000
Jackson, Michigan 16 $ 1,709,000 $ 106,812 $ 68,000
Clay, Missouri 16 $ 1,531,000 $ 95,687 $ 64,000
Lancaster, Nebraska 16 $ 1,467,000 $ 91,687 $ 85,000
Rockingham, New Hampshire 16 $ 3,115,000 $ 194,687 $ 59,000
Sevier, Tennessee 16 $ 1,800,000 $ 112,500 $ 67,000
Hidalgo, Texas 16 $ 1,421,000 $ 88,812 $ 50,000
Manassas, Virginia 16 $ 4,039,000 $ 252,437 $ 80,000
Spokane, Washington 16 $ 2,236,000 $ 139,750 $ 68,000
Whatcom, Washington 16 $ 2,587,000 $ 161,687 $ 59,000
San Luis Obispo, California 15 $ 4,544,000 $ 302,933 $ 94,000
Citrus, Florida 15 $ 1,679,000 $ 111,933 $ 61,000
Rockdale, Georgia 15 $ 1,969,000 $ 131,266 $ 85,000
Wicomico, Maryland 15 $ 1,932,000 $ 128,800 $ 67,000
Scott, Minnesota 15 $ 2,428,000 $ 161,866 $ 63,000
Pitt, North Carolina 15 $ 1,181,000 $ 78,733 $ 76,000
Midland, Texas 15 $ 853,000 $ 56,866 $ 42,000
Manassas Park, Virginia 15 $ 2,938,000 $ 195,866 $ 107,000
Shelby, Alabama 14 $ 3,360,000 $ 240,000 $ 101,000
Pulaski, Arkansas 14 $ 1,230,000 $ 87,857 $ 56,000
Indian River, Florida 14 $ 2,157,000 $ 154,071 $ 67,000
Douglas, Georgia 14 $ 1,608,000 $ 114,857 $ 102,000
Forsyth, Georgia 14 $ 2,241,000 $ 160,071 $ 106,000
Hampden, Massachusetts 14 $ 1,320,000 $ 94,285 $ 58,000
Saginaw, Michigan 14 $ 1,342,000 $ 95,857 $ 60,000
Oklahoma, Oklahoma 14 $ 1,021,000 $ 72,928 $ 39,000
Suffolk, Virginia 14 $ 2,112,000 $ 150,857 $ 51,000
York, Maine 13 $ 2,384,000 $ 183,384 $ 119,000
Essex, Massachusetts 13 $ 2,697,000 $ 207,461 $ 86,000
Middlesex, Massachusetts 13 $ 3,235,000 $ 248,846 $ 82,000
Wright, Minnesota 13 $ 2,004,000 $ 154,153 $ 63,000
Travis, Texas 13 $ 1,687,000 $ 129,769 $ 267,000
Kitsap, Washington 13 $ 2,726,000 $ 209,692 $ 72,000
Cochise, Arizona 12 $ 1,235,000 $ 102,916 $ 74,000
Lassen, California 12 $ 1,871,000 $ 155,916 $ 75,000
Middlesex, Connecticut 12 $ 1,648,000 $ 137,333 $ 71,000
Newton, Georgia 12 $ 1,235,000 $ 102,916 $ 48,000
Hawaii, Hawaii 12 $ 3,038,000 $ 253,166 $ 129,000
St. Mary's, Maryland 12 $ 2,755,000 $ 229,583 $ 81,000
Sherburne, Minnesota 12 $ 1,729,000 $ 144,083 $ 66,000
Stearns, Minnesota 12 $ 1,576,000 $ 131,333 $ 82,000
Carson City, Nevada 12 $ 1,697,000 $ 141,416 $ 59,000
Dorchester, South Carolina 12 $ 2,257,000 $ 188,083 $ 88,000
Greenville, South Carolina 12 $ 955,000 $ 79,583 $ 45,000
Davidson, Tennessee 12 $ 1,146,000 $ 95,500 $ 55,000
Caroline, Virginia 12 $ 1,652,000 $ 137,666 $ 53,000
Baldwin, Alabama 11 $ 984,000 $ 89,454 $ 51,000
Shasta, California 11 $ 2,046,000 $ 186,000 $ 58,000
Escambia, Florida 11 $ 1,026,000 $ 93,272 $ 47,000
Hardin, Kentucky 11 $ 1,266,000 $ 115,090 $ 52,000
Carroll, Maryland 11 $ 2,807,000 $ 255,181 $ 85,000
Bay, Michigan 11 $ 955,000 $ 86,818 $ 63,000
Douglas, Nebraska 11 $ 1,107,000 $ 100,636 $ 52,000
Elko, Nevada 11 $ 1,202,000 $ 109,272 $ 64,000
Santa Fe, New Mexico 11 $ 2,809,000 $ 255,363 $ 88,000
Forsyth, North Carolina 11 $ 1,074,000 $ 97,636 $ 57,000
Fayette, Tennessee 11 $ 741,000 $ 67,363 $ 27,000
Montgomery, Texas 11 $ 1,477,000 $ 134,272 $ 82,000
Racine, Wisconsin 11 $ 1,184,000 $ 107,636 $ 53,000
Marin, California 10 $ 4,340,000 $ 434,000 $ 196,000
Nevada, California 10 $ 2,341,000 $ 234,100 $ 84,000
San Benito, California 10 $ 3,085,000 $ 308,500 $ 117,000
Archuleta, Colorado 10 $ 2,021,000 $ 202,100 $ 85,000
Martin, Florida 10 $ 2,158,000 $ 215,800 $ 87,000
St. Johns, Florida 10 $ 2,267,000 $ 226,700 $ 82,000
Kankakee, Illinois 10 $ 1,137,000 $ 113,700 $ 55,000
St. Clair, Illinois 10 $ 948,000 $ 94,800 $ 53,000
St. Tammany, Louisiana 10 $ 1,134,000 $ 113,400 $ 78,000
Penobscot, Maine 10 $ 1,285,000 $ 128,500 $ 186,000
Flathead, Montana 10 $ 1,445,000 $ 144,500 $ 90,000
Sarpy, Nebraska 10 $ 1,376,000 $ 137,600 $ 79,000
Hillsborough, New Hampshire 10 $ 1,936,000 $ 193,600 $ 70,000
Durham, North Carolina 10 $ 1,235,000 $ 123,500 $ 71,000
Johnston, North Carolina 10 $ 981,000 $ 98,100 $ 43,000
Cameron, Texas 10 $ 602,000 $ 60,200 $ 33,000
Denton, Texas 10 $ 1,259,000 $ 125,900 $ 163,000
Tehama, California 9 $ 1,694,000 $ 188,222 $ 66,000
Fremont, Colorado 9 $ 1,305,000 $ 145,000 $ 69,000
Bay, Florida 9 $ 1,056,000 $ 117,333 $ 59,000
Muscogee, Georgia 9 $ 946,000 $ 105,111 $ 59,000
Kootenai, Idaho 9 $ 1,172,000 $ 130,222 $ 102,000
Allen, Indiana 9 $ 760,000 $ 84,444 $ 31,000
Porter, Indiana 9 $ 1,196,000 $ 132,888 $ 66,000
St. Charles, Louisiana 9 $ 573,000 $ 63,666 $ 54,000
Queen Anne's, Maryland 9 $ 1,954,000 $ 217,111 $ 90,000
Norfolk, Massachusetts 9 $ 2,003,000 $ 222,555 $ 83,000
Calhoun, Michigan 9 $ 578,000 $ 64,222 $ 34,000
Eaton, Michigan 9 $ 1,047,000 $ 116,333 $ 55,000
Livingston, Michigan 9 $ 2,068,000 $ 229,777 $ 82,000
Carver, Minnesota 9 $ 1,545,000 $ 171,666 $ 88,000
Dodge, Minnesota 9 $ 514,000 $ 57,111 $ 31,000
Cass, Missouri 9 $ 1,101,000 $ 122,333 $ 102,000
Granville, North Carolina 9 $ 740,000 $ 82,222 $ 34,000
Island, Washington 9 $ 1,118,000 $ 124,222 $ 61,000
Kenosha, Wisconsin 9 $ 1,616,000 $ 179,555 $ 84,000
Laramie, Wyoming 9 $ 901,000 $ 100,111 $ 59,000
Coconino, Arizona 8 $ 1,490,000 $ 186,250 $ 137,000
Mendocino, California 8 $ 1,824,000 $ 228,000 $ 118,000
Douglas, Colorado 8 $ 2,124,000 $ 265,500 $ 102,000
Hall, Georgia 8 $ 972,000 $ 121,500 $ 75,000
LaSalle, Illinois 8 $ 1,110,000 $ 138,750 $ 52,000
Elkhart, Indiana 8 $ 834,000 $ 104,250 $ 43,000
Hamilton, Indiana 8 $ 2,508,000 $ 313,500 $ 124,000
Bullitt, Kentucky 8 $ 769,000 $ 96,125 $ 59,000
Berrien, Michigan 8 $ 842,000 $ 105,250 $ 123,000
Kalamazoo, Michigan 8 $ 652,000 $ 81,500 $ 85,000
Crow Wing, Minnesota 8 $ 2,187,000 $ 273,375 $ 175,000
Hinds, Mississippi 8 $ 591,000 $ 73,875 $ 50,000
Hall, Nebraska 8 $ 686,000 $ 85,750 $ 135,000
Belknap, New Hampshire 8 $ 942,000 $ 117,750 $ 49,000
Valencia, New Mexico 8 $ 1,156,000 $ 144,500 $ 80,000
Cumberland, North Carolina 8 $ 612,000 $ 76,500 $ 58,000
Tulsa, Oklahoma 8 $ 1,723,000 $ 215,375 $ 107,000
Berkeley, South Carolina 8 $ 1,074,000 $ 134,250 $ 121,000
Horry, South Carolina 8 $ 733,000 $ 91,625 $ 70,000
Madison, Tennessee 8 $ 739,000 $ 92,375 $ 47,000
Rutherford, Tennessee 8 $ 764,000 $ 95,500 $ 51,000
Warren, Tennessee 8 $ 623,000 $ 77,875 $ 30,000
Brazoria, Texas 8 $ 1,223,000 $ 152,875 $ 86,000
Webb, Texas 8 $ 893,000 $ 111,625 $ 64,000
Arlington, Virginia 8 $ 1,753,000 $ 219,125 $ 79,000
Frederick, Virginia 8 $ 1,220,000 $ 152,500 $ 53,000
Shenandoah, Virginia 8 $ 1,242,000 $ 155,250 $ 73,000
Yakima, Washington 8 $ 738,000 $ 92,250 $ 54,000
Brown, Wisconsin 8 $ 952,000 $ 119,000 $ 67,000
St. Croix, Wisconsin 8 $ 1,311,000 $ 163,875 $ 71,000
Talladega, Alabama 7 $ 1,131,000 $ 161,571 $ 46,000
Fairbanks North Star, Alaska 7 $ 762,000 $ 108,857 $ 78,000
Craighead, Arkansas 7 $ 899,000 $ 128,428 $ 71,000
Tuolumne, California 7 $ 1,569,000 $ 224,142 $ 164,000
Summit, Colorado 7 $ 1,472,000 $ 210,285 $ 131,000
Teller, Colorado 7 $ 1,145,000 $ 163,571 $ 60,000
Tolland, Connecticut 7 $ 889,000 $ 127,000 $ 55,000
Nassau, Florida 7 $ 1,246,000 $ 178,000 $ 94,000
Bartow, Georgia 7 $ 675,000 $ 96,428 $ 51,000
Cherokee, Georgia 7 $ 1,000,000 $ 142,857 $ 58,000
Ada, Idaho 7 $ 1,077,000 $ 153,857 $ 54,000
Morgan, Indiana 7 $ 759,000 $ 108,428 $ 63,000
Ascension, Louisiana 7 $ 914,000 $ 130,571 $ 108,000
Caroline, Maryland 7 $ 1,005,000 $ 143,571 $ 53,000
Washington, Maryland 7 $ 1,365,000 $ 195,000 $ 66,000
Bristol, Massachusetts 7 $ 1,839,000 $ 262,714 $ 80,000
Grand Traverse, Michigan 7 $ 691,000 $ 98,714 $ 45,000
Winona, Minnesota 7 $ 808,000 $ 115,428 $ 64,000
Christian, Missouri 7 $ 1,211,000 $ 173,000 $ 282,000
Ray, Missouri 7 $ 681,000 $ 97,285 $ 58,000
Cascade, Montana 7 $ 627,000 $ 89,571 $ 50,000
Union, North Carolina 7 $ 949,000 $ 135,571 $ 75,000
Crook, Oregon 7 $ 1,129,000 $ 161,285 $ 77,000
Jackson, Oregon 7 $ 815,000 $ 116,428 $ 86,000
Anderson, South Carolina 7 $ 652,000 $ 93,142 $ 41,000
Alexandria, Virginia 7 $ 1,029,000 $ 147,000 $ 83,000
Hanover, Virginia 7 $ 1,058,000 $ 151,142 $ 70,000
Mason, Washington 7 $ 562,000 $ 80,285 $ 50,000
Skagit, Washington 7 $ 857,000 $ 122,428 $ 61,000
Blount, Alabama 6 $ 697,000 $ 116,166 $ 60,000
Clarke, Alabama 6 $ 341,000 $ 56,833 $ 39,000
Navajo, Arizona 6 $ 476,000 $ 79,333 $ 48,000
Amador, California 6 $ 1,431,000 $ 238,500 $ 78,000
Calaveras, California 6 $ 1,584,000 $ 264,000 $ 79,000
Litchfield, Connecticut 6 $ 1,411,000 $ 235,166 $ 75,000
Sussex, Delaware 6 $ 646,000 $ 107,666 $ 249,000
Highlands, Florida 6 $ 762,000 $ 127,000 $ 68,000
Putnam, Florida 6 $ 919,000 $ 153,166 $ 73,000
Carroll, Georgia 6 $ 570,000 $ 95,000 $ 37,000
Coweta, Georgia 6 $ 634,000 $ 105,666 $ 65,000
Bannock, Idaho 6 $ 338,000 $ 56,333 $ 109,000
Boone, Illinois 6 $ 712,000 $ 118,666 $ 58,000
Lawrence, Indiana 6 $ 521,000 $ 86,833 $ 63,000
Lafayette, Louisiana 6 $ 352,000 $ 58,666 $ 44,000
Androscoggin, Maine 6 $ 702,000 $ 117,000 $ 120,000
Kennebec, Maine 6 $ 681,000 $ 113,500 $ 44,000
Piscataquis, Maine 6 $ 316,000 $ 52,666 $ 47,000
Allegan, Michigan 6 $ 599,000 $ 99,833 $ 46,000
Monroe, Michigan 6 $ 813,000 $ 135,500 $ 84,000
St. Clair, Michigan 6 $ 704,000 $ 117,333 $ 71,000
Benton, Minnesota 6 $ 992,000 $ 165,333 $ 47,000
Blue Earth, Minnesota 6 $ 746,000 $ 124,333 $ 42,000
Chisago, Minnesota 6 $ 1,367,000 $ 227,833 $ 97,000
Mower, Minnesota 6 $ 429,000 $ 71,500 $ 73,000
Pope, Minnesota 6 $ 302,000 $ 50,333 $ 23,000
Greene, Missouri 6 $ 511,000 $ 85,166 $ 40,000
Jasper, Missouri 6 $ 462,000 $ 77,000 $ 30,000
Lafayette, Missouri 6 $ 331,000 $ 55,166 $ 38,000
Platte, Missouri 6 $ 1,008,000 $ 168,000 $ 75,000
Eddy, New Mexico 6 $ 460,000 $ 76,666 $ 41,000
New Hanover, North Carolina 6 $ 647,000 $ 107,833 $ 40,000
Cleveland, Oklahoma 6 $ 855,000 $ 142,500 $ 68,000
Linn, Oregon 6 $ 643,000 $ 107,166 $ 76,000
Sullivan, Tennessee 6 $ 447,000 $ 74,500 $ 41,000
Galveston, Texas 6 $ 584,000 $ 97,333 $ 50,000
Rockwall, Texas 6 $ 887,000 $ 147,833 $ 84,000
James City, Virginia 6 $ 1,143,000 $ 190,500 $ 88,000
Rock, Wisconsin 6 $ 355,000 $ 59,166 $ 50,000
Waukesha, Wisconsin 6 $ 839,000 $ 139,833 $ 73,000
Calhoun, Alabama 5 $ 587,000 $ 117,400 $ 42,000
Lee, Alabama 5 $ 788,000 $ 157,600 $ 108,000
St. Clair, Alabama 5 $ 428,000 $ 85,600 $ 65,000
Jefferson, Arkansas 5 $ 366,000 $ 73,200 $ 35,000
Ouachita, Arkansas 5 $ 311,000 $ 62,200 $ 43,000
Eagle, Colorado 5 $ 1,107,000 $ 221,400 $ 75,000
Park, Colorado 5 $ 737,000 $ 147,400 $ 66,000
Columbia, Florida 5 $ 453,000 $ 90,600 $ 58,000
Fayette, Georgia 5 $ 920,000 $ 184,000 $ 91,000
Houston, Georgia 5 $ 418,000 $ 83,600 $ 60,000
Walker, Georgia 5 $ 247,000 $ 49,400 $ 28,000
Livingston, Illinois 5 $ 269,000 $ 53,800 $ 55,000
Vigo, Indiana 5 $ 361,000 $ 72,200 $ 43,000
Linn, Iowa 5 $ 584,000 $ 116,800 $ 42,000
Lafourche, Louisiana 5 $ 363,000 $ 72,600 $ 56,000
Orleans, Louisiana 5 $ 522,000 $ 104,400 $ 83,000
Ouachita, Louisiana 5 $ 358,000 $ 71,600 $ 33,000
Terrebonne, Louisiana 5 $ 282,000 $ 56,400 $ 65,000
Waldo, Maine 5 $ 377,000 $ 75,400 $ 88,000
Chippewa, Michigan 5 $ 466,000 $ 93,200 $ 41,000
Gladwin, Michigan 5 $ 625,000 $ 125,000 $ 151,000
Shiawassee, Michigan 5 $ 924,000 $ 184,800 $ 70,000
Becker, Minnesota 5 $ 1,173,000 $ 234,600 $ 80,000
Cass, Minnesota 5 $ 922,000 $ 184,400 $ 173,000
Mille Lacs, Minnesota 5 $ 589,000 $ 117,800 $ 121,000
Morrison, Minnesota 5 $ 296,000 $ 59,200 $ 31,000
Steele, Minnesota 5 $ 480,000 $ 96,000 $ 47,000
Lake, Montana 5 $ 705,000 $ 141,000 $ 122,000
Douglas, Nevada 5 $ 2,687,000 $ 537,400 $ 162,000
Dona Ana, New Mexico 5 $ 1,008,000 $ 201,600 $ 161,000
Taos, New Mexico 5 $ 443,000 $ 88,600 $ 58,000
Buncombe, North Carolina 5 $ 587,000 $ 117,400 $ 70,000
Harnett, North Carolina 5 $ 537,000 $ 107,400 $ 46,000
Moore, North Carolina 5 $ 719,000 $ 143,800 $ 92,000
Josephine, Oregon 5 $ 753,000 $ 150,600 $ 193,000
Beaufort, South Carolina 5 $ 1,116,000 $ 223,200 $ 87,000
Lexington, South Carolina 5 $ 720,000 $ 144,000 $ 54,000
Orangeburg, South Carolina 5 $ 839,000 $ 167,800 $ 61,000
Dickson, Tennessee 5 $ 304,000 $ 60,800 $ 37,000
Maury, Tennessee 5 $ 299,000 $ 59,800 $ 36,000
Montgomery, Tennessee 5 $ 282,000 $ 56,400 $ 44,000
Wilson, Tennessee 5 $ 437,000 $ 87,400 $ 48,000
Ector, Texas 5 $ 360,000 $ 72,000 $ 46,000
El Paso, Texas 5 $ 281,000 $ 56,200 $ 30,000
Parker, Texas 5 $ 360,000 $ 72,000 $ 63,000
Emporia, Virginia 5 $ 355,000 $ 71,000 $ 34,000
Fauquier, Virginia 5 $ 1,354,000 $ 270,800 $ 84,000
Southampton, Virginia 5 $ 237,000 $ 47,400 $ 33,000
York, Virginia 5 $ 401,000 $ 80,200 $ 55,000
Berkeley, West Virginia 5 $ 1,080,000 $ 216,000 $ 83,000
Jefferson, West Virginia 5 $ 917,000 $ 183,400 $ 66,000
Jefferson, Wisconsin 5 $ 982,000 $ 196,400 $ 87,000
Limestone, Alabama 4 $ 350,000 $ 87,500 $ 57,000
Tuscaloosa, Alabama 4 $ 247,000 $ 61,750 $ 30,000
Glenn, California 4 $ 678,000 $ 169,500 $ 88,000
Montrose, Colorado 4 $ 477,000 $ 119,250 $ 45,000
Rio Grande, Colorado 4 $ 261,000 $ 65,250 $ 89,000
Levy, Florida 4 $ 345,000 $ 86,250 $ 50,000
Bibb, Georgia 4 $ 563,000 $ 140,750 $ 46,000
Catoosa, Georgia 4 $ 560,000 $ 140,000 $ 56,000
Dougherty, Georgia 4 $ 255,000 $ 63,750 $ 26,000
Lee, Georgia 4 $ 368,000 $ 92,000 $ 38,000
Lowndes, Georgia 4 $ 529,000 $ 132,250 $ 58,000
Johnson, Indiana 4 $ 669,000 $ 167,250 $ 38,000
Pottawattamie, Iowa 4 $ 321,000 $ 80,250 $ 55,000
Miami, Kansas 4 $ 450,000 $ 112,500 $ 49,000
Boone, Kentucky 4 $ 316,000 $ 79,000 $ 73,000
Fayette, Kentucky 4 $ 786,000 $ 196,500 $ 246,000
Scott, Kentucky 4 $ 347,000 $ 86,750 $ 55,000
Bossier, Louisiana 4 $ 360,000 $ 90,000 $ 37,000
Jefferson Davis, Louisiana 4 $ 190,000 $ 47,500 $ 36,000
Dorchester, Maryland 4 $ 549,000 $ 137,250 $ 51,000
Somerset, Maryland 4 $ 405,000 $ 101,250 $ 102,000
Worcester, Maryland 4 $ 794,000 $ 198,500 $ 67,000
Barnstable, Massachusetts 4 $ 901,000 $ 225,250 $ 78,000
Hampshire, Massachusetts 4 $ 331,000 $ 82,750 $ 82,000
Antrim, Michigan 4 $ 291,000 $ 72,750 $ 55,000
Lapeer, Michigan 4 $ 543,000 $ 135,750 $ 85,000
Muskegon, Michigan 4 $ 320,000 $ 80,000 $ 27,000
Pine, Minnesota 4 $ 701,000 $ 175,250 $ 160,000
Boone, Missouri 4 $ 415,000 $ 103,750 $ 43,000
Warren, Missouri 4 $ 689,000 $ 172,250 $ 85,000
Nye, Nevada 4 $ 572,000 $ 143,000 $ 58,000
Strafford, New Hampshire 4 $ 859,000 $ 214,750 $ 75,000
Bergen, New Jersey 4 $ 1,364,000 $ 341,000 $ 84,000
Cabarrus, North Carolina 4 $ 327,000 $ 81,750 $ 64,000
Canadian, Oklahoma 4 $ 471,000 $ 117,750 $ 58,000
Newport, Rhode Island 4 $ 1,184,000 $ 296,000 $ 178,000
Anderson, Tennessee 4 $ 577,000 $ 144,250 $ 82,000
Bradley, Tennessee 4 $ 345,000 $ 86,250 $ 43,000
Sumner, Tennessee 4 $ 332,000 $ 83,000 $ 38,000
Hays, Texas 4 $ 545,000 $ 136,250 $ 74,000
Jefferson, Texas 4 $ 242,000 $ 60,500 $ 55,000
Lubbock, Texas 4 $ 468,000 $ 117,000 $ 79,000
Greensville, Virginia 4 $ 414,000 $ 103,500 $ 60,000
Prince George, Virginia 4 $ 800,000 $ 200,000 $ 105,000
Pulaski, Virginia 4 $ 347,000 $ 86,750 $ 69,000
Page:

Mortgage Loan Application Detail Totals for Acoustic Home Loans, LLC in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 22,379 $3,615,059,000 $126,693 $1,000,000 $73,081 $1,399,000
Refinancing 9,933 $2,081,420,000 $159,224 $1,000,000 $75,326 $1,203,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 11,282 $2,149,483,000 $143,955 $963,000 $74,755 $1,194,000
White 9,963 $1,680,728,000 $142,020 $1,000,000 $76,708 $1,309,000
Black or African American 6,575 $970,599,000 $131,595 $750,000 $67,904 $1,399,000
Not Provided 2,718 $498,668,000 $143,133 $1,000,000 $72,088 $737,000
Asian 1,375 $317,141,000 $157,235 $820,000 $128,558 $885,000
Native Hawaiian or Other Pacific Islander 221 $48,014,000 $162,500 $671,000 $79,500 $223,000
American Indian or Alaskan Native 178 $31,846,000 $186,769 $640,000 $88,807 $632,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,309 $5,695,868,000 $136,040 $1,000,000 $73,240 $1,399,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $611,000 $234,000 $326,000 $77,500 $91,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,314 $2,500,925,000 $125,551 $1,000,000 $72,938 $1,399,000
Application Approved But Not Accepted 8,530 $1,478,070,000 $144,717 $850,000 $72,500 $1,194,000
Application Denied By Financial Institution 7,319 $1,480,576,000 $154,541 $1,000,000 $72,729 $1,058,000
Application Withdrawn By Applicant 852 $177,687,000 $167,138 $1,000,000 $79,027 $885,000
File Closed For Incompleteness 297 $59,221,000 $155,380 $800,000 $86,000 $784,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,388 $242,132,000 $152,088 $963,000 $83,244 $1,058,000
Debt-To-Income Ratio 1,129 $240,425,000 $163,069 $999,000 $52,511 $512,000
Credit History 1,013 $202,842,000 $159,950 $916,000 $67,975 $934,000
Other 925 $198,829,000 $160,886 $975,000 $90,977 $985,000
Unverifiable Information 833 $211,050,000 $200,789 $1,000,000 $101,078 $542,000
Employment History 260 $58,182,000 $178,172 $765,000 $71,137 $360,000
Insufficient Cash (Downpayment, Closing Cost) 210 $40,865,000 $145,687 $750,000 $68,312 $856,000
Credit Application Incomplete 156 $32,103,000 $183,862 $750,000 $89,620 $462,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Acoustic Home Loans, LLC's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Acoustic Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List