American Financial Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
American Financial Resources, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Financial Resources, Inc. 9 Sylvan Way Parsippany-Troy Hills, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 15,234 |
| Total Mortgage Loan Application Amount | $2,482,861,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,023,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with American Financial Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Financial Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down American Financial Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Financial Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by American Financial Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Financial Resources, Inc.'s mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-JOLIET-NAPERVILLE, IL | 386 | $ 68,116,000 | $ 176,000 | $ 69,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 376 | $ 123,016,000 | $ 326,500 | $ 103,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 372 | $ 56,525,000 | $ 151,000 | $ 63,000 |
| NEWARK-UNION, NJ-PA | 365 | $ 98,316,000 | $ 212,000 | $ 73,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 268 | $ 38,455,000 | $ 143,000 | $ 70,000 |
| EDISON-NEW BRUNSWICK, NJ | 234 | $ 63,897,000 | $ 273,000 | $ 103,000 |
| PHILADELPHIA, PA | 233 | $ 44,407,000 | $ 190,000 | $ 70,000 |
| BALTIMORE-TOWSON, MD | 204 | $ 46,916,000 | $ 229,000 | $ 73,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 197 | $ 52,287,000 | $ 274,500 | $ 97,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 196 | $ 52,984,000 | $ 270,000 | $ 87,000 |
| DALLAS-PLANO-IRVING, TX | 190 | $ 29,180,000 | $ 153,000 | $ 74,000 |
| CAMDEN, NJ | 178 | $ 33,818,000 | $ 189,000 | $ 83,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 178 | $ 36,341,000 | $ 193,500 | $ 67,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 177 | $ 25,477,000 | $ 127,333 | $ 68,333 |
| NASSAU-SUFFOLK, NY | 164 | $ 45,974,000 | $ 280,000 | $ 94,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 161 | $ 38,846,000 | $ 241,000 | $ 90,000 |
| ST. LOUIS, MO-IL | 161 | $ 19,995,000 | $ 120,000 | $ 50,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 159 | $ 19,922,000 | $ 125,000 | $ 51,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 150 | $ 26,601,000 | $ 177,000 | $ 69,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 144 | $ 18,621,000 | $ 127,000 | $ 52,000 |
| COLUMBUS, OH | 130 | $ 20,716,000 | $ 159,000 | $ 68,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 121 | $ 17,357,000 | $ 143,000 | $ 60,000 |
| PHOENIX-MESA-GLENDALE, AZ | 117 | $ 14,321,000 | $ 122,000 | $ 49,000 |
| PITTSBURGH, PA | 116 | $ 15,256,000 | $ 131,000 | $ 63,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 112 | $ 23,810,000 | $ 212,000 | $ 79,000 |
| BIRMINGHAM-HOOVER, AL | 107 | $ 12,186,000 | $ 113,000 | $ 44,000 |
| INDIANAPOLIS-CARMEL, IN | 106 | $ 13,244,000 | $ 124,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 102 | $ 14,156,000 | $ 138,000 | $ 63,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 102 | $ 15,440,000 | $ 151,000 | $ 61,000 |
| MEMPHIS, TN-MS-AR | 98 | $ 12,436,000 | $ 134,000 | $ 43,000 |
| DENVER-AURORA-BROOMFIELD, CO | 97 | $ 21,554,000 | $ 222,000 | $ 90,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 96 | $ 13,420,000 | $ 139,000 | $ 64,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 95 | $ 12,836,000 | $ 135,000 | $ 51,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 95 | $ 12,446,000 | $ 131,000 | $ 57,000 |
| TACOMA, WA | 89 | $ 17,539,000 | $ 197,000 | $ 64,000 |
| ALBANY-SCHENECTADY-TROY, NY | 88 | $ 14,569,000 | $ 165,000 | $ 63,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 88 | $ 12,413,000 | $ 141,000 | $ 53,000 |
| KNOXVILLE, TN | 87 | $ 11,339,000 | $ 130,000 | $ 54,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 86 | $ 12,059,000 | $ 140,000 | $ 57,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 81 | $ 11,099,000 | $ 130,000 | $ 53,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 81 | $ 13,683,000 | $ 168,000 | $ 52,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 81 | $ 14,200,000 | $ 218,500 | $ 84,500 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 77 | $ 11,789,000 | $ 153,000 | $ 71,000 |
| COLUMBIA, SC | 77 | $ 7,687,000 | $ 99,000 | $ 42,000 |
| OKLAHOMA CITY, OK | 76 | $ 9,014,000 | $ 118,000 | $ 52,000 |
| RALEIGH-CARY, NC | 75 | $ 12,202,000 | $ 162,000 | $ 73,000 |
| KANSAS CITY, MO-KS | 72 | $ 9,634,000 | $ 133,000 | $ 59,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 70 | $ 13,284,000 | $ 201,000 | $ 81,500 |
| NEW HAVEN-MILFORD, CT | 69 | $ 12,488,000 | $ 180,000 | $ 62,000 |
| EUGENE-SPRINGFIELD, OR | 68 | $ 11,276,000 | $ 165,000 | $ 56,000 |
| SHREVEPORT-BOSSIER CITY, LA | 66 | $ 8,517,000 | $ 129,000 | $ 55,000 |
| WILMINGTON, DE-MD-NJ | 65 | $ 13,003,000 | $ 204,333 | $ 58,666 |
| BOSTON-QUINCY, MA | 64 | $ 15,685,000 | $ 245,000 | $ 93,000 |
| JACKSONVILLE, FL | 64 | $ 8,075,000 | $ 126,000 | $ 50,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 63 | $ 12,852,000 | $ 204,000 | $ 75,000 |
| LAS VEGAS-PARADISE, NV | 61 | $ 7,954,000 | $ 130,000 | $ 40,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 60 | $ 18,253,000 | $ 304,000 | $ 113,000 |
| ALBUQUERQUE, NM | 59 | $ 8,175,000 | $ 138,000 | $ 50,000 |
| GARY, IN | 59 | $ 8,560,000 | $ 145,000 | $ 57,000 |
| SALEM, OR | 59 | $ 8,731,000 | $ 147,000 | $ 51,000 |
| CHATTANOOGA, TN-GA | 56 | $ 7,634,000 | $ 131,000 | $ 61,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 56 | $ 8,221,000 | $ 146,000 | $ 53,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 56 | $ 11,767,000 | $ 209,500 | $ 80,500 |
| YORK-HANOVER, PA | 56 | $ 8,771,000 | $ 156,000 | $ 50,000 |
| RICHMOND, VA | 52 | $ 7,696,000 | $ 148,000 | $ 56,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 51 | $ 15,898,000 | $ 311,000 | $ 120,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 50 | $ 18,671,000 | $ 373,000 | $ 108,000 |
| AKRON, OH | 48 | $ 6,646,000 | $ 138,000 | $ 53,000 |
| ROCHESTER, NY | 48 | $ 5,128,000 | $ 106,000 | $ 57,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 47 | $ 8,658,000 | $ 198,000 | $ 70,500 |
| MCALLEN-EDINBURG-MISSION, TX | 46 | $ 5,691,000 | $ 123,000 | $ 49,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 46 | $ 7,465,000 | $ 162,000 | $ 54,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 45 | $ 13,580,000 | $ 301,000 | $ 107,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 44 | $ 5,081,000 | $ 115,000 | $ 44,000 |
| SPRINGFIELD, MO | 43 | $ 5,351,000 | $ 124,000 | $ 49,000 |
| DAYTON, OH | 42 | $ 5,204,000 | $ 123,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 42 | $ 4,839,000 | $ 115,000 | $ 46,000 |
| HARRISBURG-CARLISLE, PA | 42 | $ 6,252,000 | $ 148,000 | $ 53,000 |
| TRENTON-EWING, NJ | 42 | $ 7,727,000 | $ 183,000 | $ 79,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 41 | $ 12,000,000 | $ 292,000 | $ 132,000 |
| EVANSVILLE, IN-KY | 41 | $ 4,544,000 | $ 107,000 | $ 54,000 |
| GREEN BAY, WI | 41 | $ 5,500,000 | $ 134,000 | $ 58,000 |
| PEABODY, MA | 41 | $ 10,086,000 | $ 246,000 | $ 72,000 |
| BATON ROUGE, LA | 40 | $ 5,905,000 | $ 147,000 | $ 52,000 |
| SYRACUSE, NY | 40 | $ 4,137,000 | $ 103,000 | $ 50,000 |
| ASHEVILLE, NC | 39 | $ 4,278,000 | $ 109,000 | $ 34,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 39 | $ 12,494,000 | $ 320,000 | $ 115,000 |
| CANTON-MASSILLON, OH | 39 | $ 4,184,000 | $ 107,000 | $ 44,000 |
| WORCESTER, MA | 37 | $ 8,633,000 | $ 233,000 | $ 94,000 |
| LAKELAND-WINTER HAVEN, FL | 36 | $ 3,437,000 | $ 95,000 | $ 43,000 |
| SALT LAKE CITY, UT | 36 | $ 6,744,000 | $ 187,000 | $ 57,000 |
| HUNTSVILLE, AL | 35 | $ 4,213,000 | $ 120,000 | $ 54,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 34 | $ 3,799,000 | $ 111,000 | $ 52,000 |
| DURHAM-CHAPEL HILL, NC | 34 | $ 5,051,000 | $ 148,000 | $ 58,000 |
| EL PASO, TX | 34 | $ 4,402,000 | $ 129,000 | $ 58,000 |
| SCRANTON--WILKES-BARRE, PA | 34 | $ 4,801,000 | $ 141,000 | $ 76,000 |
| TUCSON, AZ | 33 | $ 3,910,000 | $ 118,000 | $ 46,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 32 | $ 4,074,000 | $ 127,000 | $ 50,000 |
| FARMINGTON, NM | 32 | $ 4,737,000 | $ 148,000 | $ 70,000 |
| SPOKANE, WA | 32 | $ 4,502,000 | $ 140,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 29 | $ 3,508,000 | $ 120,000 | $ 48,000 |
| BUFFALO-NIAGARA FALLS, NY | 29 | $ 3,880,000 | $ 133,000 | $ 65,000 |
| JACKSON, MS | 29 | $ 3,545,000 | $ 122,000 | $ 51,000 |
| LAFAYETTE, LA | 29 | $ 4,783,000 | $ 164,000 | $ 75,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 29 | $ 4,548,000 | $ 156,000 | $ 68,000 |
| BEAUMONT-PORT ARTHUR, TX | 28 | $ 3,786,000 | $ 135,000 | $ 59,000 |
| STOCKTON, CA | 28 | $ 4,983,000 | $ 177,000 | $ 57,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 2,988,000 | $ 110,000 | $ 50,000 |
| LAKE CHARLES, LA | 27 | $ 2,916,000 | $ 108,000 | $ 57,000 |
| LANCASTER, PA | 27 | $ 4,700,000 | $ 174,000 | $ 53,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 27 | $ 9,186,000 | $ 340,000 | $ 111,000 |
| UTICA-ROME, NY | 27 | $ 2,468,000 | $ 91,000 | $ 51,000 |
| COLORADO SPRINGS, CO | 26 | $ 5,232,000 | $ 201,000 | $ 82,000 |
| JOHNSON CITY, TN | 26 | $ 3,062,000 | $ 117,000 | $ 54,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 26 | $ 9,839,000 | $ 378,000 | $ 161,000 |
| CHARLESTON, WV | 25 | $ 2,558,000 | $ 102,000 | $ 52,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 2,329,000 | $ 93,000 | $ 40,000 |
| FLORENCE, SC | 25 | $ 3,329,000 | $ 133,000 | $ 47,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 25 | $ 2,733,000 | $ 109,000 | $ 48,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 25 | $ 4,039,000 | $ 145,500 | $ 79,000 |
| SPRINGFIELD, MA | 25 | $ 4,692,000 | $ 187,000 | $ 69,000 |
| AMARILLO, TX | 24 | $ 3,149,000 | $ 131,000 | $ 64,000 |
| BELLINGHAM, WA | 24 | $ 5,030,000 | $ 209,000 | $ 61,000 |
| BEND, OR | 24 | $ 3,116,000 | $ 129,000 | $ 47,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 24 | $ 5,510,000 | $ 229,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 24 | $ 2,589,000 | $ 93,000 | $ 46,000 |
| FRESNO, CA | 23 | $ 3,625,000 | $ 157,000 | $ 58,000 |
| MACON, GA | 23 | $ 2,215,000 | $ 96,000 | $ 47,000 |
| WICHITA, KS | 23 | $ 2,345,000 | $ 101,000 | $ 50,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 22 | $ 3,214,000 | $ 146,000 | $ 40,000 |
| TULSA, OK | 22 | $ 2,708,000 | $ 123,000 | $ 54,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 21 | $ 2,279,000 | $ 112,000 | $ 62,500 |
| CHICO, CA | 21 | $ 3,260,000 | $ 155,000 | $ 58,000 |
| JACKSON, TN | 21 | $ 2,232,000 | $ 106,000 | $ 34,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 21 | $ 3,414,000 | $ 162,000 | $ 77,000 |
| MADISON, WI | 21 | $ 3,310,000 | $ 157,000 | $ 66,000 |
| WENATCHEE-EAST WENATCHEE, WA | 21 | $ 3,385,000 | $ 161,000 | $ 41,000 |
| WILMINGTON, NC | 21 | $ 2,390,000 | $ 113,000 | $ 43,000 |
| BAKERSFIELD-DELANO, CA | 20 | $ 2,456,000 | $ 122,000 | $ 59,000 |
| BROWNSVILLE-HARLINGEN, TX | 20 | $ 2,253,000 | $ 112,000 | $ 58,000 |
| CLEVELAND, TN | 20 | $ 1,732,000 | $ 86,000 | $ 40,000 |
| DOVER, DE | 20 | $ 3,408,000 | $ 170,000 | $ 52,000 |
| OCALA, FL | 20 | $ 1,721,000 | $ 86,000 | $ 43,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 20 | $ 4,073,000 | $ 203,000 | $ 88,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 20 | $ 9,065,000 | $ 453,000 | $ 131,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 2,183,000 | $ 114,000 | $ 37,000 |
| DOTHAN, AL | 19 | $ 1,953,000 | $ 102,000 | $ 43,000 |
| OGDEN-CLEARFIELD, UT | 19 | $ 2,675,000 | $ 140,000 | $ 44,000 |
| SANTA FE, NM | 19 | $ 2,919,000 | $ 153,000 | $ 59,000 |
| DANVILLE, VA | 18 | $ 1,874,000 | $ 104,000 | $ 42,000 |
| DES MOINES-WEST DES MOINES, IA | 18 | $ 2,135,000 | $ 118,000 | $ 56,000 |
| FORT WAYNE, IN | 18 | $ 2,017,000 | $ 112,000 | $ 50,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 18 | $ 2,113,000 | $ 117,000 | $ 68,000 |
| LYNCHBURG, VA | 18 | $ 1,966,000 | $ 109,000 | $ 47,000 |
| MODESTO, CA | 18 | $ 2,458,000 | $ 136,000 | $ 63,000 |
| MUSKEGON-NORTON SHORES, MI | 18 | $ 1,604,000 | $ 89,000 | $ 36,000 |
| PORT ST. LUCIE, FL | 18 | $ 2,134,000 | $ 118,000 | $ 48,000 |
| ALEXANDRIA, LA | 17 | $ 2,026,000 | $ 119,000 | $ 54,000 |
| OLYMPIA, WA | 17 | $ 2,943,000 | $ 173,000 | $ 60,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 16 | $ 2,853,000 | $ 178,000 | $ 68,000 |
| BREMERTON-SILVERDALE, WA | 16 | $ 3,227,000 | $ 201,000 | $ 85,000 |
| GLENS FALLS, NY | 16 | $ 1,642,000 | $ 102,000 | $ 45,000 |
| HICKORY-LENOIR-MORGANTON, NC | 16 | $ 1,585,000 | $ 99,000 | $ 54,000 |
| HOLLAND-GRAND HAVEN, MI | 16 | $ 1,697,000 | $ 106,000 | $ 55,000 |
| KALAMAZOO-PORTAGE, MI | 16 | $ 1,729,000 | $ 108,000 | $ 55,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 16 | $ 1,660,000 | $ 103,000 | $ 46,000 |
| LONGVIEW, WA | 16 | $ 2,698,000 | $ 168,000 | $ 48,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 2,742,000 | $ 171,000 | $ 84,000 |
| MEDFORD, OR | 16 | $ 2,457,000 | $ 153,000 | $ 53,000 |
| MORRISTOWN, TN | 16 | $ 1,586,000 | $ 99,000 | $ 33,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 16 | $ 2,124,000 | $ 132,000 | $ 62,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 16 | $ 1,477,000 | $ 92,000 | $ 45,000 |
| TERRE HAUTE, IN | 16 | $ 1,355,000 | $ 84,000 | $ 33,000 |
| VALLEJO-FAIRFIELD, CA | 16 | $ 3,871,000 | $ 241,000 | $ 85,000 |
| WINSTON-SALEM, NC | 16 | $ 1,508,000 | $ 94,000 | $ 47,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 15 | $ 1,743,000 | $ 116,000 | $ 50,000 |
| JEFFERSON CITY, MO | 15 | $ 1,538,000 | $ 102,000 | $ 41,000 |
| MICHIGAN CITY-LA PORTE, IN | 15 | $ 1,728,000 | $ 115,000 | $ 43,000 |
| MONTGOMERY, AL | 15 | $ 2,035,000 | $ 135,000 | $ 47,000 |
| ROANOKE, VA | 15 | $ 1,690,000 | $ 112,000 | $ 34,000 |
| SAVANNAH, GA | 15 | $ 2,207,000 | $ 147,000 | $ 59,000 |
| TOLEDO, OH | 15 | $ 2,370,000 | $ 158,000 | $ 60,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 14 | $ 1,437,000 | $ 110,666 | $ 41,333 |
| READING, PA | 14 | $ 2,174,000 | $ 155,000 | $ 55,000 |
| SUMTER, SC | 14 | $ 1,433,000 | $ 102,000 | $ 45,000 |
| ANDERSON, SC | 13 | $ 1,036,000 | $ 79,000 | $ 29,000 |
| COLUMBIA, MO | 13 | $ 1,425,000 | $ 109,000 | $ 52,000 |
| CORPUS CHRISTI, TX | 13 | $ 1,554,000 | $ 119,000 | $ 53,000 |
| FLINT, MI | 13 | $ 1,276,000 | $ 98,000 | $ 36,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 1,417,000 | $ 100,000 | $ 48,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 13 | $ 1,541,000 | $ 118,000 | $ 54,000 |
| MOBILE, AL | 13 | $ 1,476,000 | $ 113,000 | $ 38,000 |
| NAPLES-MARCO ISLAND, FL | 13 | $ 1,723,000 | $ 132,000 | $ 45,000 |
| PRESCOTT, AZ | 13 | $ 1,719,000 | $ 132,000 | $ 45,000 |
| RACINE, WI | 13 | $ 1,838,000 | $ 141,000 | $ 90,000 |
| TYLER, TX | 13 | $ 1,752,000 | $ 134,000 | $ 81,000 |
| ALBANY, GA | 12 | $ 1,256,000 | $ 104,000 | $ 38,000 |
| BOWLING GREEN, KY | 12 | $ 1,364,000 | $ 113,000 | $ 43,000 |
| CEDAR RAPIDS, IA | 12 | $ 1,657,000 | $ 138,000 | $ 44,000 |
| FARGO, ND-MN | 12 | $ 1,656,000 | $ 142,500 | $ 55,500 |
| FAYETTEVILLE, NC | 12 | $ 1,445,000 | $ 120,000 | $ 54,000 |
| GAINESVILLE, GA | 12 | $ 2,031,000 | $ 169,000 | $ 64,000 |
| KINGSTON, NY | 12 | $ 2,232,000 | $ 186,000 | $ 70,000 |
| PROVO-OREM, UT | 12 | $ 2,168,000 | $ 180,000 | $ 47,000 |
| STATE COLLEGE, PA | 12 | $ 1,626,000 | $ 135,000 | $ 47,000 |
| TALLAHASSEE, FL | 12 | $ 1,273,000 | $ 106,000 | $ 47,000 |
| YAKIMA, WA | 12 | $ 1,666,000 | $ 138,000 | $ 59,000 |
| APPLETON, WI | 11 | $ 1,428,000 | $ 129,000 | $ 61,000 |
| CHARLOTTESVILLE, VA | 11 | $ 2,081,000 | $ 189,000 | $ 66,000 |
| CLARKSVILLE, TN-KY | 11 | $ 1,368,000 | $ 124,000 | $ 62,000 |
| ELKHART-GOSHEN, IN | 11 | $ 1,288,000 | $ 117,000 | $ 41,000 |
| GREELEY, CO | 11 | $ 1,476,000 | $ 134,000 | $ 64,000 |
| LEBANON, PA | 11 | $ 1,679,000 | $ 152,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 1,567,000 | $ 142,000 | $ 55,000 |
| MONROE, LA | 11 | $ 1,006,000 | $ 91,000 | $ 40,000 |
| OSHKOSH-NEENAH, WI | 11 | $ 1,216,000 | $ 110,000 | $ 38,000 |
| ROCHESTER, MN | 11 | $ 1,382,000 | $ 125,000 | $ 46,000 |
| TEXARKANA, TX-TEXARKANA, AR | 11 | $ 1,297,000 | $ 94,000 | $ 50,000 |
| YUMA, AZ | 11 | $ 1,138,000 | $ 103,000 | $ 42,000 |
| BISMARCK, ND | 10 | $ 1,455,000 | $ 145,000 | $ 63,000 |
| BLOOMINGTON, IN | 10 | $ 1,029,000 | $ 102,000 | $ 43,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 10 | $ 938,000 | $ 93,000 | $ 37,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 1,328,000 | $ 139,000 | $ 53,500 |
| MOUNT VERNON-ANACORTES, WA | 10 | $ 1,874,000 | $ 187,000 | $ 41,000 |
| OWENSBORO, KY | 10 | $ 1,003,000 | $ 100,000 | $ 43,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 10 | $ 1,075,000 | $ 107,000 | $ 45,000 |
| TOPEKA, KS | 10 | $ 949,000 | $ 94,000 | $ 41,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 10 | $ 1,925,000 | $ 192,000 | $ 41,000 |
| ABILENE, TX | 9 | $ 1,024,000 | $ 113,000 | $ 71,000 |
| ANN ARBOR, MI | 9 | $ 1,976,000 | $ 219,000 | $ 104,000 |
| AUBURN-OPELIKA, AL | 9 | $ 1,101,000 | $ 122,000 | $ 29,000 |
| BARNSTABLE TOWN, MA | 9 | $ 2,487,000 | $ 276,000 | $ 97,000 |
| DULUTH, MN-WI | 9 | $ 1,371,000 | $ 143,500 | $ 53,000 |
| GAINESVILLE, FL | 9 | $ 1,091,000 | $ 121,000 | $ 60,000 |
| GRAND JUNCTION, CO | 9 | $ 1,687,000 | $ 187,000 | $ 63,000 |
| IDAHO FALLS, ID | 9 | $ 973,000 | $ 108,000 | $ 50,000 |
| LANSING-EAST LANSING, MI | 9 | $ 1,271,000 | $ 141,000 | $ 71,000 |
| NORWICH-NEW LONDON, CT | 9 | $ 1,986,000 | $ 220,000 | $ 64,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,049,000 | $ 116,000 | $ 56,000 |
| SANTA ROSA-PETALUMA, CA | 9 | $ 3,252,000 | $ 361,000 | $ 125,000 |
| SPARTANBURG, SC | 9 | $ 789,000 | $ 87,000 | $ 47,000 |
| ST. GEORGE, UT | 9 | $ 954,000 | $ 106,000 | $ 38,000 |
| TUSCALOOSA, AL | 9 | $ 1,064,000 | $ 118,000 | $ 46,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,113,000 | $ 139,000 | $ 65,000 |
| CORVALLIS, OR | 8 | $ 1,537,000 | $ 192,000 | $ 99,000 |
| ERIE, PA | 8 | $ 1,239,000 | $ 154,000 | $ 69,000 |
| JACKSONVILLE, NC | 8 | $ 830,000 | $ 103,000 | $ 51,000 |
| LEWISTON-AUBURN, ME | 8 | $ 865,000 | $ 108,000 | $ 56,000 |
| LONGVIEW, TX | 8 | $ 1,084,000 | $ 135,000 | $ 57,000 |
| MANSFIELD, OH | 8 | $ 1,048,000 | $ 131,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 1,150,000 | $ 143,000 | $ 57,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 8 | $ 711,000 | $ 88,500 | $ 49,000 |
| WACO, TX | 8 | $ 820,000 | $ 102,000 | $ 66,000 |
| YUBA CITY, CA | 8 | $ 1,248,000 | $ 156,000 | $ 53,000 |
| ANDERSON, IN | 7 | $ 653,000 | $ 93,000 | $ 25,000 |
| BRUNSWICK, GA | 7 | $ 731,000 | $ 104,000 | $ 44,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 768,000 | $ 109,000 | $ 55,000 |
| GADSDEN, AL | 7 | $ 476,000 | $ 68,000 | $ 26,000 |
| HONOLULU, HI | 7 | $ 2,647,000 | $ 378,000 | $ 75,000 |
| LAS CRUCES, NM | 7 | $ 744,000 | $ 106,000 | $ 42,000 |
| LOGAN, UT-ID | 7 | $ 1,116,000 | $ 142,000 | $ 61,000 |
| ODESSA, TX | 7 | $ 879,000 | $ 125,000 | $ 50,000 |
| REDDING, CA | 7 | $ 1,116,000 | $ 159,000 | $ 51,000 |
| ROCKY MOUNT, NC | 7 | $ 640,000 | $ 91,000 | $ 39,000 |
| SALISBURY, MD | 7 | $ 1,016,000 | $ 145,000 | $ 48,000 |
| BAY CITY, MI | 6 | $ 407,000 | $ 67,000 | $ 34,000 |
| BOULDER, CO | 6 | $ 1,794,000 | $ 299,000 | $ 93,000 |
| COLUMBUS, GA-AL | 6 | $ 742,000 | $ 121,000 | $ 39,500 |
| DALTON, GA | 6 | $ 531,000 | $ 88,000 | $ 38,000 |
| DECATUR, AL | 6 | $ 500,000 | $ 83,000 | $ 38,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 1,081,000 | $ 180,000 | $ 122,000 |
| FORT COLLINS-LOVELAND, CO | 6 | $ 1,248,000 | $ 208,000 | $ 86,000 |
| GOLDSBORO, NC | 6 | $ 420,000 | $ 70,000 | $ 46,000 |
| HINESVILLE-FORT STEWART, GA | 6 | $ 779,000 | $ 129,000 | $ 61,000 |
| MIDLAND, TX | 6 | $ 920,000 | $ 153,000 | $ 60,000 |
| PUNTA GORDA, FL | 6 | $ 690,000 | $ 115,000 | $ 33,000 |
| SALINAS, CA | 6 | $ 1,132,000 | $ 188,000 | $ 70,000 |
| SPRINGFIELD, OH | 6 | $ 582,000 | $ 97,000 | $ 32,000 |
| WHEELING, WV-OH | 6 | $ 937,000 | $ 141,500 | $ 69,000 |
| BATTLE CREEK, MI | 5 | $ 444,000 | $ 88,000 | $ 43,000 |
| BINGHAMTON, NY | 5 | $ 430,000 | $ 86,000 | $ 61,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 481,000 | $ 96,000 | $ 46,000 |
| JANESVILLE, WI | 5 | $ 613,000 | $ 122,000 | $ 64,000 |
| MADERA-CHOWCHILLA, CA | 5 | $ 1,092,000 | $ 218,000 | $ 89,000 |
| MONROE, MI | 5 | $ 425,000 | $ 85,000 | $ 51,000 |
| MUNCIE, IN | 5 | $ 525,000 | $ 105,000 | $ 61,000 |
| OCEAN CITY, NJ | 5 | $ 934,000 | $ 186,000 | $ 68,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 5 | $ 480,000 | $ 96,000 | $ 61,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 1,319,000 | $ 263,000 | $ 101,000 |
| WILLIAMSPORT, PA | 5 | $ 987,000 | $ 197,000 | $ 52,000 |
| BILLINGS, MT | 4 | $ 625,000 | $ 156,000 | $ 56,000 |
| BURLINGTON, NC | 4 | $ 362,000 | $ 90,000 | $ 40,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 498,000 | $ 124,000 | $ 44,000 |
| EL CENTRO, CA | 4 | $ 623,000 | $ 155,000 | $ 78,000 |
| HATTIESBURG, MS | 4 | $ 421,000 | $ 105,000 | $ 60,000 |
| JACKSON, MI | 4 | $ 484,000 | $ 121,000 | $ 43,000 |
| KOKOMO, IN | 4 | $ 342,000 | $ 85,000 | $ 49,000 |
| LA CROSSE, WI-MN | 4 | $ 567,000 | $ 141,000 | $ 62,000 |
| LAFAYETTE, IN | 4 | $ 316,000 | $ 79,000 | $ 28,000 |
| LAREDO, TX | 4 | $ 813,000 | $ 203,000 | $ 81,000 |
| LEWISTON, ID-WA | 4 | $ 667,000 | $ 158,500 | $ 60,000 |
| LIMA, OH | 4 | $ 507,000 | $ 126,000 | $ 72,000 |
| LINCOLN, NE | 4 | $ 457,000 | $ 114,000 | $ 75,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 409,000 | $ 102,000 | $ 43,000 |
| PASCAGOULA, MS | 4 | $ 688,000 | $ 172,000 | $ 65,000 |
| PINE BLUFF, AR | 4 | $ 275,000 | $ 68,000 | $ 29,000 |
| ROCKFORD, IL | 4 | $ 481,000 | $ 120,000 | $ 52,000 |
| SHEBOYGAN, WI | 4 | $ 598,000 | $ 149,000 | $ 63,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 456,000 | $ 114,000 | $ 63,000 |
| ALTOONA, PA | 3 | $ 288,000 | $ 96,000 | $ 40,000 |
| BANGOR, ME | 3 | $ 301,000 | $ 100,000 | $ 60,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 353,000 | $ 117,000 | $ 50,000 |
| CASPER, WY | 3 | $ 555,000 | $ 185,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 382,000 | $ 127,000 | $ 57,000 |
| CHEYENNE, WY | 3 | $ 427,000 | $ 142,000 | $ 67,000 |
| ELIZABETHTOWN, KY | 3 | $ 392,000 | $ 130,000 | $ 72,000 |
| GULFPORT-BILOXI, MS | 3 | $ 293,000 | $ 97,000 | $ 37,000 |
| LAWRENCE, KS | 3 | $ 504,000 | $ 168,000 | $ 55,000 |
| LAWTON, OK | 3 | $ 358,000 | $ 119,000 | $ 51,000 |
| LUBBOCK, TX | 3 | $ 276,000 | $ 92,000 | $ 68,000 |
| MISSOULA, MT | 3 | $ 658,000 | $ 219,000 | $ 70,000 |
| NAPA, CA | 3 | $ 953,000 | $ 317,000 | $ 91,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 499,000 | $ 166,500 | $ 58,500 |
| PEORIA, IL | 3 | $ 382,000 | $ 127,000 | $ 62,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 706,000 | $ 235,000 | $ 108,000 |
| VALDOSTA, GA | 3 | $ 422,000 | $ 140,000 | $ 51,000 |
| WARNER ROBINS, GA | 3 | $ 303,000 | $ 101,000 | $ 39,000 |
| WINCHESTER, VA-WV | 3 | $ 626,000 | $ 208,000 | $ 58,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 311,000 | $ 155,000 | $ 97,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 542,000 | $ 271,000 | $ 118,000 |
| DUBUQUE, IA | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| FOND DU LAC, WI | 2 | $ 293,000 | $ 146,000 | $ 22,000 |
| HANFORD-CORCORAN, CA | 2 | $ 358,000 | $ 179,000 | $ 407,000 |
| JOHNSTOWN, PA | 2 | $ 225,000 | $ 112,000 | $ 57,000 |
| JOPLIN, MO | 2 | $ 128,000 | $ 64,000 | $ 51,000 |
| MANHATTAN, KS | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| PALM COAST, FL | 2 | $ 213,000 | $ 106,000 | $ 35,000 |
| RENO-SPARKS, NV | 2 | $ 204,000 | $ 102,000 | $ 15,000 |
| SAN ANGELO, TX | 2 | $ 238,000 | $ 119,000 | $ 74,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 313,000 | $ 156,000 | $ 23,000 |
| SHERMAN-DENISON, TX | 2 | $ 205,000 | $ 102,000 | $ 55,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 378,000 | $ 189,000 | $ 67,000 |
| WAUSAU, WI | 2 | $ 296,000 | $ 148,000 | $ 95,000 |
| WICHITA FALLS, TX | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| AMES, IA | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| ANCHORAGE, AK | 1 | $ 302,000 | $ 302,000 | $ 169,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| COLUMBUS, IN | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| CUMBERLAND, MD-WV | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| DANVILLE, IL | 1 | $ 34,000 | $ 34,000 | $ 29,000 |
| DECATUR, IL | 1 | $ 146,000 | $ 146,000 | $ 84,000 |
| EAU CLAIRE, WI | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| FLAGSTAFF, AZ | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| FORT SMITH, AR-OK | 1 | $ 63,000 | $ 63,000 | $ 73,000 |
| GREENVILLE, NC | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| HARRISONBURG, VA | 1 | $ 127,000 | $ 127,000 | $ 78,000 |
| HOT SPRINGS, AR | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| ITHACA, NY | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| MERCED, CA | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| MORGANTOWN, WV | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| PITTSFIELD, MA | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| POCATELLO, ID | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| PUEBLO, CO | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| ROME, GA | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| SANDUSKY, OH | 1 | $ 112,000 | $ 112,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| SPRINGFIELD, IL | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| ST. CLOUD, MN | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| ST. JOSEPH, MO-KS | 1 | $ 111,000 | $ 111,000 | $ 35,000 |
| VICTORIA, TX | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for American Financial Resources, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,582 | $1,112,227,000 | $146,000 | $730,000 | $58,000 | $752,000 |
| Refinancing | 7,579 | $1,360,408,000 | $179,000 | $1,215,000 | $70,000 | $1,023,000 |
| Home Improvement | 73 | $10,226,000 | $140,000 | $646,000 | $64,000 | $648,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,833 | $960,127,000 | $164,000 | $819,000 | $67,000 | $814,000 |
| Not Provided | 5,733 | $898,195,000 | $156,000 | $1,215,000 | $60,000 | $600,000 |
| Hispanic | 1,308 | $208,097,000 | $159,000 | $687,000 | $55,000 | $294,000 |
| Not applicable | 1,042 | $181,520,000 | $174,000 | $940,000 | $80,000 | $744,000 |
| Black or African American | 997 | $155,331,000 | $155,000 | $737,000 | $51,000 | $308,000 |
| Asian | 266 | $68,696,000 | $258,000 | $737,000 | $113,000 | $1,023,000 |
| American Indian or Alaskan Native | 36 | $6,629,000 | $184,000 | $474,000 | $63,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,266,000 | $224,000 | $721,000 | $73,000 | $182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 13,032 | $1,976,659,000 | $151,000 | $1,215,000 | $55,000 | $648,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,029 | $480,073,000 | $236,000 | $940,000 | $122,000 | $1,023,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 153 | $19,630,000 | $128,000 | $295,000 | $43,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 20 | $6,499,000 | $324,000 | $723,000 | $116,000 | $329,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,127 | $1,338,529,000 | $164,000 | $1,215,000 | $66,000 | $1,023,000 |
| Application Denied By Financial Institution | 2,272 | $351,969,000 | $154,000 | $940,000 | $56,000 | $502,000 |
| Application Approved But Not Accepted | 2,190 | $350,833,000 | $160,000 | $737,000 | $58,000 | $480,000 |
| Application Withdrawn By Applicant | 1,804 | $308,169,000 | $170,000 | $928,000 | $75,000 | $744,000 |
| Loan Purchased By The Institution | 461 | $70,625,000 | $153,000 | $535,000 | $58,000 | $202,000 |
| File Closed For Incompleteness | 380 | $62,736,000 | $165,000 | $643,000 | $50,000 | $265,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 901 | $130,219,000 | $144,000 | $721,000 | $58,000 | $500,000 |
| Debt-To-Income Ratio | 492 | $83,115,000 | $168,000 | $728,000 | $45,000 | $252,000 |
| Credit History | 438 | $64,568,000 | $147,000 | $669,000 | $56,000 | $250,000 |
| Collateral | 267 | $43,526,000 | $163,000 | $940,000 | $69,000 | $502,000 |
| Unverifiable Information | 71 | $12,698,000 | $178,000 | $529,000 | $72,000 | $372,000 |
| Employment History | 63 | $9,989,000 | $158,000 | $626,000 | $48,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,861,000 | $167,000 | $488,000 | $67,000 | $197,000 |
| Mortgage Insurance Denied | 13 | $3,574,000 | $274,000 | $669,000 | $100,000 | $243,000 |
| Credit Application Incomplete | 4 | $419,000 | $104,000 | $142,000 | $21,000 | $37,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.