American Financial Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
American Financial Resources, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Financial Resources, Inc. 9 Sylvan Way Parsippany-Troy Hills, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 13,745 |
| Total Mortgage Loan Application Amount | $2,503,125,000 |
| Average Mortgage Loan Application Amount | $190,000 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with American Financial Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Financial Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down American Financial Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Financial Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by American Financial Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Financial Resources, Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,256 | $ 464,320,000 | $ 162,282 | $ 55,456 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 530 | $ 102,860,000 | $ 194,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 295 | $ 49,175,000 | $ 166,000 | $ 59,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 233 | $ 50,205,000 | $ 215,000 | $ 78,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 205 | $ 49,245,000 | $ 240,000 | $ 73,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 187 | $ 49,245,000 | $ 263,000 | $ 75,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 171 | $ 34,685,000 | $ 202,000 | $ 65,000 |
| NEWARK, NJ-PA | 153 | $ 42,225,000 | $ 226,500 | $ 74,500 |
| JACKSONVILLE, FL | 151 | $ 25,285,000 | $ 167,000 | $ 54,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 148 | $ 43,810,000 | $ 292,750 | $ 82,750 |
| BATON ROUGE, LA | 143 | $ 21,825,000 | $ 152,000 | $ 61,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 143 | $ 28,045,000 | $ 196,000 | $ 84,000 |
| LAFAYETTE, LA | 133 | $ 16,455,000 | $ 123,000 | $ 50,000 |
| MEMPHIS, TN-MS-AR | 133 | $ 26,755,000 | $ 201,500 | $ 59,500 |
| LAKELAND-WINTER HAVEN, FL | 124 | $ 17,380,000 | $ 140,000 | $ 48,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 119 | $ 18,775,000 | $ 154,500 | $ 60,000 |
| NEW ORLEANS-METAIRIE, LA | 117 | $ 18,365,000 | $ 156,000 | $ 54,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 117 | $ 34,595,000 | $ 287,000 | $ 72,500 |
| CAMDEN, NJ | 116 | $ 22,060,000 | $ 190,000 | $ 62,000 |
| NEW YORK-NEWARK, NY | 108 | $ 33,210,000 | $ 273,000 | $ 82,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 107 | $ 17,135,000 | $ 160,000 | $ 64,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 106 | $ 41,530,000 | $ 403,000 | $ 102,500 |
| OCALA, FL | 105 | $ 13,845,000 | $ 131,000 | $ 52,000 |
| TUCSON, AZ | 102 | $ 15,550,000 | $ 152,000 | $ 56,000 |
| DALLAS-PLANO-IRVING, TX | 98 | $ 19,680,000 | $ 200,000 | $ 71,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 96 | $ 17,220,000 | $ 179,000 | $ 58,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 94 | $ 14,590,000 | $ 155,000 | $ 42,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 91 | $ 19,865,000 | $ 218,000 | $ 78,000 |
| CINCINNATI, OH-KY-IN | 90 | $ 13,360,000 | $ 144,000 | $ 60,333 |
| FORT WORTH-ARLINGTON, TX | 90 | $ 16,150,000 | $ 179,000 | $ 70,000 |
| GRAND RAPIDS-WYOMING, MI | 88 | $ 13,090,000 | $ 148,000 | $ 48,000 |
| KNOXVILLE, TN | 87 | $ 13,205,000 | $ 151,000 | $ 59,000 |
| CHICAGO-NAPERVILLE, IL | 85 | $ 17,145,000 | $ 201,000 | $ 71,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 79 | $ 13,845,000 | $ 175,000 | $ 53,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 79 | $ 16,855,000 | $ 197,000 | $ 58,000 |
| AUSTIN-ROUND ROCK, TX | 78 | $ 15,120,000 | $ 193,000 | $ 73,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 74 | $ 20,060,000 | $ 271,000 | $ 62,000 |
| BIRMINGHAM-HOOVER, AL | 73 | $ 9,955,000 | $ 136,000 | $ 52,000 |
| GAINESVILLE, FL | 73 | $ 10,535,000 | $ 144,000 | $ 55,000 |
| CAPE CORAL-FORT MYERS, FL | 71 | $ 12,245,000 | $ 172,000 | $ 57,000 |
| COLORADO SPRINGS, CO | 71 | $ 18,855,000 | $ 265,000 | $ 61,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 69 | $ 22,415,000 | $ 324,000 | $ 81,000 |
| GARY, IN | 68 | $ 12,080,000 | $ 177,000 | $ 70,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 67 | $ 9,415,000 | $ 140,000 | $ 54,000 |
| SAN DIEGO-CARLSBAD, CA | 66 | $ 22,290,000 | $ 337,000 | $ 84,000 |
| ASHEVILLE, NC | 63 | $ 9,625,000 | $ 152,000 | $ 48,000 |
| ST. LOUIS, MO-IL | 62 | $ 8,800,000 | $ 138,000 | $ 64,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 59 | $ 20,745,000 | $ 351,000 | $ 108,000 |
| SALEM, OR | 59 | $ 14,715,000 | $ 249,000 | $ 78,000 |
| TACOMA-LAKEWOOD, WA | 59 | $ 15,235,000 | $ 258,000 | $ 78,000 |
| COLUMBUS, OH | 58 | $ 9,630,000 | $ 166,000 | $ 87,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 58 | $ 12,230,000 | $ 210,000 | $ 63,000 |
| DENVER-AURORA-LAKEWOOD, CO | 57 | $ 18,395,000 | $ 322,000 | $ 74,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 57 | $ 21,205,000 | $ 372,000 | $ 102,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 54 | $ 8,530,000 | $ 157,000 | $ 49,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 54 | $ 8,290,000 | $ 151,000 | $ 49,000 |
| PORTLAND-SOUTH PORTLAND, ME | 53 | $ 10,525,000 | $ 198,000 | $ 51,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 50 | $ 6,520,000 | $ 129,000 | $ 52,000 |
| OKLAHOMA CITY, OK | 50 | $ 6,870,000 | $ 137,000 | $ 58,000 |
| SPOKANE-SPOKANE VALLEY, WA | 50 | $ 9,590,000 | $ 191,000 | $ 59,000 |
| COLUMBIA, SC | 49 | $ 7,625,000 | $ 155,000 | $ 47,000 |
| KANSAS CITY, MO-KS | 48 | $ 7,980,000 | $ 171,500 | $ 69,000 |
| CLEVELAND-ELYRIA, OH | 47 | $ 7,955,000 | $ 169,000 | $ 68,000 |
| HOMOSASSA SPRINGS, FL | 47 | $ 7,035,000 | $ 149,000 | $ 52,000 |
| GREELEY, CO | 46 | $ 12,280,000 | $ 266,000 | $ 60,000 |
| LYNCHBURG, VA | 46 | $ 5,730,000 | $ 124,000 | $ 41,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 44 | $ 8,310,000 | $ 188,000 | $ 69,000 |
| ALBANY-SCHENECTADY-TROY, NY | 43 | $ 5,505,000 | $ 128,000 | $ 49,000 |
| ST. CLOUD, MN | 43 | $ 7,105,000 | $ 165,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 42 | $ 9,880,000 | $ 201,500 | $ 69,500 |
| ROCHESTER, NY | 42 | $ 5,190,000 | $ 123,000 | $ 60,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 5,750,000 | $ 136,000 | $ 51,000 |
| MORRISTOWN, TN | 41 | $ 5,105,000 | $ 124,000 | $ 43,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 41 | $ 6,525,000 | $ 159,000 | $ 49,000 |
| LAKE CHARLES, LA | 40 | $ 4,740,000 | $ 118,000 | $ 51,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 39 | $ 5,885,000 | $ 150,000 | $ 50,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 38 | $ 5,150,000 | $ 135,000 | $ 61,000 |
| PHILADELPHIA, PA | 37 | $ 6,945,000 | $ 187,000 | $ 66,000 |
| ALBANY, OR | 36 | $ 8,070,000 | $ 224,000 | $ 61,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 36 | $ 6,510,000 | $ 182,000 | $ 55,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 36 | $ 11,440,000 | $ 317,000 | $ 123,000 |
| SALISBURY, MD-DE | 36 | $ 6,400,000 | $ 181,500 | $ 60,500 |
| HAMMOND, LA | 35 | $ 5,375,000 | $ 153,000 | $ 46,000 |
| OLYMPIA-TUMWATER, WA | 34 | $ 7,330,000 | $ 215,000 | $ 72,000 |
| RALEIGH, NC | 34 | $ 6,130,000 | $ 180,000 | $ 59,000 |
| RENO, NV | 34 | $ 7,930,000 | $ 233,000 | $ 57,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 32 | $ 4,900,000 | $ 153,000 | $ 63,500 |
| BREMERTON-SILVERDALE, WA | 32 | $ 9,050,000 | $ 282,000 | $ 81,000 |
| EUGENE, OR | 32 | $ 7,510,000 | $ 234,000 | $ 54,000 |
| LEWISTON-AUBURN, ME | 32 | $ 4,500,000 | $ 140,000 | $ 48,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 31 | $ 5,055,000 | $ 157,500 | $ 48,500 |
| HOUMA-THIBODAUX, LA | 31 | $ 4,225,000 | $ 136,000 | $ 54,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 31 | $ 7,365,000 | $ 237,000 | $ 73,000 |
| PROVIDENCE-WARWICK, RI-MA | 31 | $ 8,865,000 | $ 291,000 | $ 82,500 |
| REDDING, CA | 30 | $ 5,850,000 | $ 195,000 | $ 64,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 30 | $ 6,790,000 | $ 226,000 | $ 57,000 |
| BOISE CITY, ID | 29 | $ 6,595,000 | $ 227,000 | $ 64,000 |
| PITTSBURGH, PA | 29 | $ 3,715,000 | $ 128,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 29 | $ 5,735,000 | $ 197,000 | $ 66,000 |
| SALT LAKE CITY, UT | 29 | $ 7,385,000 | $ 254,000 | $ 91,000 |
| UTICA-ROME, NY | 29 | $ 4,465,000 | $ 153,000 | $ 68,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 28 | $ 5,210,000 | $ 186,000 | $ 59,000 |
| HUNTSVILLE, AL | 28 | $ 4,090,000 | $ 146,000 | $ 59,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 28 | $ 4,270,000 | $ 152,000 | $ 62,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 28 | $ 3,480,000 | $ 123,000 | $ 52,000 |
| CHATTANOOGA, TN-GA | 27 | $ 3,305,000 | $ 150,000 | $ 58,000 |
| DOVER, DE | 27 | $ 5,675,000 | $ 210,000 | $ 57,000 |
| TALLAHASSEE, FL | 27 | $ 2,605,000 | $ 96,000 | $ 38,000 |
| ALBUQUERQUE, NM | 26 | $ 4,670,000 | $ 179,000 | $ 61,000 |
| GREENSBORO-HIGH POINT, NC | 26 | $ 3,720,000 | $ 143,000 | $ 56,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 26 | $ 3,310,000 | $ 127,000 | $ 47,000 |
| JACKSON, MS | 26 | $ 3,490,000 | $ 134,000 | $ 46,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 26 | $ 6,000,000 | $ 230,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 26 | $ 5,070,000 | $ 195,000 | $ 63,000 |
| SIERRA VISTA-DOUGLAS, AZ | 26 | $ 3,110,000 | $ 119,000 | $ 46,000 |
| BEND-REDMOND, OR | 25 | $ 6,155,000 | $ 246,000 | $ 50,000 |
| FLAGSTAFF, AZ | 24 | $ 4,290,000 | $ 178,000 | $ 49,000 |
| FORT WAYNE, IN | 24 | $ 2,880,000 | $ 120,000 | $ 40,000 |
| WILMINGTON, DE-MD-NJ | 24 | $ 5,140,000 | $ 196,666 | $ 61,333 |
| WILMINGTON, NC | 24 | $ 3,250,000 | $ 135,000 | $ 50,000 |
| BAKERSFIELD, CA | 23 | $ 4,725,000 | $ 205,000 | $ 51,000 |
| FAYETTEVILLE, NC | 23 | $ 2,785,000 | $ 121,000 | $ 48,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 23 | $ 5,505,000 | $ 239,000 | $ 86,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 23 | $ 2,935,000 | $ 118,500 | $ 51,500 |
| RICHMOND, VA | 23 | $ 5,065,000 | $ 220,000 | $ 56,000 |
| SPRINGFIELD, MA | 23 | $ 4,835,000 | $ 210,000 | $ 68,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 22 | $ 6,110,000 | $ 277,000 | $ 69,000 |
| EVANSVILLE, IN-KY | 22 | $ 3,020,000 | $ 137,000 | $ 51,000 |
| MEDFORD, OR | 22 | $ 5,050,000 | $ 229,000 | $ 51,000 |
| MONROE, LA | 22 | $ 3,070,000 | $ 139,000 | $ 50,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 22 | $ 3,280,000 | $ 149,000 | $ 50,000 |
| TULSA, OK | 22 | $ 2,710,000 | $ 123,000 | $ 47,000 |
| WINSTON-SALEM, NC | 22 | $ 3,460,000 | $ 157,000 | $ 48,000 |
| AKRON, OH | 21 | $ 2,805,000 | $ 133,000 | $ 54,000 |
| HICKORY-LENOIR-MORGANTON, NC | 21 | $ 2,505,000 | $ 119,000 | $ 50,000 |
| MCALLEN-EDINBURG-MISSION, TX | 21 | $ 3,385,000 | $ 161,000 | $ 64,000 |
| PROVO-OREM, UT | 21 | $ 6,005,000 | $ 285,000 | $ 75,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 20 | $ 3,250,000 | $ 162,000 | $ 63,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 20 | $ 9,680,000 | $ 484,000 | $ 168,000 |
| PORT ST. LUCIE, FL | 20 | $ 4,110,000 | $ 205,000 | $ 75,000 |
| YUMA, AZ | 20 | $ 2,510,000 | $ 125,000 | $ 46,000 |
| CHARLESTON, WV | 19 | $ 1,875,000 | $ 98,000 | $ 47,000 |
| CLARKSVILLE, TN-KY | 19 | $ 2,755,000 | $ 130,500 | $ 52,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 19 | $ 2,685,000 | $ 141,000 | $ 53,000 |
| DURHAM-CHAPEL HILL, NC | 19 | $ 3,205,000 | $ 168,000 | $ 78,000 |
| GRAND JUNCTION, CO | 19 | $ 2,795,000 | $ 147,000 | $ 31,000 |
| MOBILE, AL | 19 | $ 2,455,000 | $ 129,000 | $ 45,000 |
| MUSKEGON, MI | 19 | $ 2,465,000 | $ 129,000 | $ 38,000 |
| PANAMA CITY, FL | 19 | $ 3,175,000 | $ 167,000 | $ 60,000 |
| LONGVIEW, WA | 18 | $ 4,270,000 | $ 237,000 | $ 76,000 |
| MONTGOMERY, AL | 18 | $ 3,220,000 | $ 178,000 | $ 63,000 |
| SPARTANBURG, SC | 18 | $ 2,470,000 | $ 137,000 | $ 38,000 |
| YAKIMA, WA | 18 | $ 3,280,000 | $ 182,000 | $ 57,000 |
| CHICO, CA | 17 | $ 3,135,000 | $ 184,000 | $ 64,000 |
| FORT COLLINS, CO | 17 | $ 6,265,000 | $ 368,000 | $ 77,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 17 | $ 3,545,000 | $ 208,000 | $ 59,000 |
| PUNTA GORDA, FL | 17 | $ 4,195,000 | $ 246,000 | $ 73,000 |
| SEBRING, FL | 17 | $ 1,835,000 | $ 107,000 | $ 50,000 |
| BLOOMINGTON, IN | 16 | $ 2,580,000 | $ 161,000 | $ 89,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 16 | $ 2,090,000 | $ 130,000 | $ 58,000 |
| KENNEWICK-RICHLAND, WA | 16 | $ 3,640,000 | $ 227,000 | $ 70,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 16 | $ 5,780,000 | $ 361,000 | $ 93,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 5,415,000 | $ 361,000 | $ 79,000 |
| GRANTS PASS, OR | 15 | $ 2,875,000 | $ 191,000 | $ 68,000 |
| JEFFERSON CITY, MO | 15 | $ 1,935,000 | $ 129,000 | $ 53,000 |
| MOUNT VERNON-ANACORTES, WA | 15 | $ 3,865,000 | $ 257,000 | $ 53,000 |
| BANGOR, ME | 14 | $ 1,460,000 | $ 104,000 | $ 49,000 |
| BEAUMONT-PORT ARTHUR, TX | 14 | $ 2,510,000 | $ 179,000 | $ 87,000 |
| DULUTH, MN-WI | 14 | $ 1,990,000 | $ 115,500 | $ 48,500 |
| MIDLAND, TX | 14 | $ 2,650,000 | $ 189,000 | $ 70,000 |
| OGDEN-CLEARFIELD, UT | 14 | $ 3,540,000 | $ 252,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 14 | $ 2,530,000 | $ 180,000 | $ 67,000 |
| WORCESTER, MA-CT | 14 | $ 3,740,000 | $ 257,500 | $ 61,000 |
| YORK-HANOVER, PA | 14 | $ 2,350,000 | $ 167,000 | $ 72,000 |
| BOSTON, MA | 13 | $ 4,965,000 | $ 381,000 | $ 94,000 |
| COLUMBIA, MO | 13 | $ 1,985,000 | $ 152,000 | $ 50,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 1,645,000 | $ 126,000 | $ 50,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 13 | $ 1,295,000 | $ 106,333 | $ 52,333 |
| LONGVIEW, TX | 13 | $ 1,555,000 | $ 119,000 | $ 57,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 13 | $ 2,235,000 | $ 171,000 | $ 55,000 |
| PUEBLO, CO | 13 | $ 2,775,000 | $ 213,000 | $ 84,000 |
| THE VILLAGES, FL | 13 | $ 1,665,000 | $ 128,000 | $ 53,000 |
| TUSCALOOSA, AL | 13 | $ 1,775,000 | $ 136,000 | $ 49,000 |
| DECATUR, AL | 12 | $ 1,700,000 | $ 141,000 | $ 40,000 |
| EAST STROUDSBURG, PA | 12 | $ 1,810,000 | $ 150,000 | $ 73,000 |
| FLINT, MI | 12 | $ 1,290,000 | $ 107,000 | $ 54,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 1,800,000 | $ 150,000 | $ 51,000 |
| KILLEEN-TEMPLE, TX | 12 | $ 2,500,000 | $ 208,000 | $ 58,000 |
| MICHIGAN CITY-LA PORTE, IN | 12 | $ 1,830,000 | $ 152,000 | $ 72,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 12 | $ 4,330,000 | $ 360,000 | $ 73,000 |
| CANTON-MASSILLON, OH | 11 | $ 1,425,000 | $ 129,000 | $ 57,000 |
| JOHNSON CITY, TN | 11 | $ 1,305,000 | $ 118,000 | $ 32,000 |
| ALEXANDRIA, LA | 10 | $ 1,500,000 | $ 150,000 | $ 69,000 |
| BELLINGHAM, WA | 10 | $ 1,590,000 | $ 159,000 | $ 51,000 |
| CASPER, WY | 10 | $ 2,220,000 | $ 222,000 | $ 78,000 |
| GLENS FALLS, NY | 10 | $ 1,200,000 | $ 120,000 | $ 56,000 |
| JACKSON, MI | 10 | $ 1,340,000 | $ 134,000 | $ 61,000 |
| KINGSTON, NY | 10 | $ 1,160,000 | $ 116,000 | $ 51,000 |
| PINE BLUFF, AR | 10 | $ 830,000 | $ 83,000 | $ 41,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 4,820,000 | $ 482,000 | $ 116,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,260,000 | $ 126,000 | $ 40,000 |
| TOLEDO, OH | 10 | $ 1,300,000 | $ 130,000 | $ 56,000 |
| TYLER, TX | 10 | $ 1,240,000 | $ 124,000 | $ 56,000 |
| WENATCHEE, WA | 10 | $ 2,650,000 | $ 265,000 | $ 69,000 |
| ABILENE, TX | 9 | $ 885,000 | $ 98,000 | $ 49,000 |
| AMARILLO, TX | 9 | $ 1,155,000 | $ 128,000 | $ 51,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 1,165,000 | $ 129,000 | $ 39,000 |
| FARMINGTON, NM | 9 | $ 1,545,000 | $ 171,000 | $ 55,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 1,965,000 | $ 225,000 | $ 91,500 |
| LANSING-EAST LANSING, MI | 9 | $ 1,065,000 | $ 118,000 | $ 49,000 |
| LAS CRUCES, NM | 9 | $ 1,245,000 | $ 138,000 | $ 106,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 1,545,000 | $ 171,000 | $ 59,000 |
| READING, PA | 9 | $ 1,545,000 | $ 171,000 | $ 58,000 |
| ROANOKE, VA | 9 | $ 805,000 | $ 89,000 | $ 52,000 |
| SANTA FE, NM | 9 | $ 1,975,000 | $ 219,000 | $ 79,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,730,000 | $ 341,000 | $ 79,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,200,000 | $ 150,000 | $ 36,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 8 | $ 2,090,000 | $ 261,000 | $ 81,000 |
| MACON-BIBB COUNTY, GA | 8 | $ 830,000 | $ 103,000 | $ 57,000 |
| MIDLAND, MI | 8 | $ 850,000 | $ 106,000 | $ 43,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 3,200,000 | $ 400,000 | $ 109,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,860,000 | $ 232,000 | $ 45,000 |
| ST. GEORGE, UT | 8 | $ 1,640,000 | $ 205,000 | $ 47,000 |
| SYRACUSE, NY | 8 | $ 1,290,000 | $ 161,000 | $ 64,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 3,140,000 | $ 392,000 | $ 43,000 |
| WARNER ROBINS, GA | 8 | $ 1,020,000 | $ 127,000 | $ 36,000 |
| YUBA CITY, CA | 8 | $ 1,620,000 | $ 202,000 | $ 45,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 7 | $ 905,000 | $ 129,000 | $ 52,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 1,345,000 | $ 192,000 | $ 59,000 |
| BRUNSWICK, GA | 7 | $ 645,000 | $ 92,000 | $ 58,000 |
| BURLINGTON, NC | 7 | $ 1,125,000 | $ 160,000 | $ 74,000 |
| FRESNO, CA | 7 | $ 1,835,000 | $ 262,000 | $ 68,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 2,055,000 | $ 293,000 | $ 102,000 |
| JACKSONVILLE, NC | 7 | $ 1,225,000 | $ 175,000 | $ 58,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 1,225,000 | $ 175,000 | $ 58,000 |
| LANCASTER, PA | 7 | $ 1,265,000 | $ 180,000 | $ 69,000 |
| MADERA, CA | 7 | $ 1,595,000 | $ 227,000 | $ 64,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,395,000 | $ 199,000 | $ 58,000 |
| NEW BERN, NC | 7 | $ 935,000 | $ 133,000 | $ 62,000 |
| ODESSA, TX | 7 | $ 1,315,000 | $ 187,000 | $ 101,000 |
| SAGINAW, MI | 7 | $ 855,000 | $ 122,000 | $ 46,000 |
| SAVANNAH, GA | 7 | $ 1,295,000 | $ 185,000 | $ 148,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 7 | $ 635,000 | $ 90,000 | $ 41,000 |
| TERRE HAUTE, IN | 7 | $ 585,000 | $ 83,000 | $ 57,000 |
| VINELAND-BRIDGETON, NJ | 7 | $ 925,000 | $ 132,000 | $ 45,000 |
| WINCHESTER, VA-WV | 7 | $ 1,345,000 | $ 192,000 | $ 36,000 |
| ALBANY, GA | 6 | $ 630,000 | $ 105,000 | $ 38,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 1,170,000 | $ 195,000 | $ 73,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,330,000 | $ 221,000 | $ 48,000 |
| COLUMBUS, GA-AL | 6 | $ 1,150,000 | $ 145,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 6 | $ 970,000 | $ 161,000 | $ 78,000 |
| CORVALLIS, OR | 6 | $ 1,720,000 | $ 286,000 | $ 63,000 |
| ELGIN, IL | 6 | $ 1,010,000 | $ 168,000 | $ 59,000 |
| ELKHART-GOSHEN, IN | 6 | $ 630,000 | $ 105,000 | $ 27,000 |
| JACKSON, TN | 6 | $ 690,000 | $ 115,000 | $ 46,000 |
| LAWTON, OK | 6 | $ 700,000 | $ 116,000 | $ 51,000 |
| MODESTO, CA | 6 | $ 1,370,000 | $ 228,000 | $ 51,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,750,000 | $ 291,000 | $ 109,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,680,000 | $ 280,000 | $ 88,000 |
| PARKERSBURG-VIENNA, WV | 6 | $ 570,000 | $ 95,000 | $ 36,000 |
| SANTA ROSA, CA | 6 | $ 2,290,000 | $ 381,000 | $ 92,000 |
| STOCKTON-LODI, CA | 6 | $ 1,990,000 | $ 331,000 | $ 88,000 |
| TWIN FALLS, ID | 6 | $ 1,000,000 | $ 166,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,260,000 | $ 210,000 | $ 172,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 3,045,000 | $ 609,000 | $ 112,000 |
| ANN ARBOR, MI | 5 | $ 1,085,000 | $ 217,000 | $ 75,000 |
| BOWLING GREEN, KY | 5 | $ 665,000 | $ 133,000 | $ 32,000 |
| CARBONDALE-MARION, IL | 5 | $ 645,000 | $ 129,000 | $ 49,000 |
| CARSON CITY, NV | 5 | $ 1,045,000 | $ 209,000 | $ 73,000 |
| DOTHAN, AL | 5 | $ 645,000 | $ 129,000 | $ 54,000 |
| FLORENCE, SC | 5 | $ 685,000 | $ 137,000 | $ 52,000 |
| GAINESVILLE, GA | 5 | $ 725,000 | $ 145,000 | $ 60,000 |
| GOLDSBORO, NC | 5 | $ 435,000 | $ 87,000 | $ 27,000 |
| GREENVILLE, NC | 5 | $ 805,000 | $ 161,000 | $ 98,000 |
| HOT SPRINGS, AR | 5 | $ 535,000 | $ 107,000 | $ 37,000 |
| JONESBORO, AR | 5 | $ 955,000 | $ 191,000 | $ 77,000 |
| LUBBOCK, TX | 5 | $ 715,000 | $ 143,000 | $ 73,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 605,000 | $ 121,000 | $ 57,000 |
| RAPID CITY, SD | 5 | $ 935,000 | $ 187,000 | $ 53,000 |
| ROCKY MOUNT, NC | 5 | $ 775,000 | $ 155,000 | $ 55,000 |
| SALINAS, CA | 5 | $ 1,875,000 | $ 375,000 | $ 89,000 |
| STAUNTON-WAYNESBORO, VA | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| SUMTER, SC | 5 | $ 635,000 | $ 127,000 | $ 61,000 |
| TRENTON, NJ | 5 | $ 905,000 | $ 181,000 | $ 66,000 |
| URBAN HONOLULU, HI | 5 | $ 1,225,000 | $ 245,000 | $ 67,000 |
| VALDOSTA, GA | 5 | $ 725,000 | $ 145,000 | $ 35,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 5 | $ 605,000 | $ 121,000 | $ 28,000 |
| BINGHAMTON, NY | 4 | $ 570,000 | $ 142,000 | $ 43,000 |
| CLEVELAND, TN | 4 | $ 490,000 | $ 122,000 | $ 28,000 |
| COLUMBUS, IN | 4 | $ 460,000 | $ 115,000 | $ 30,000 |
| DALTON, GA | 4 | $ 530,000 | $ 132,000 | $ 49,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 670,000 | $ 167,000 | $ 54,000 |
| EL CENTRO, CA | 4 | $ 960,000 | $ 240,000 | $ 119,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 460,000 | $ 115,000 | $ 64,000 |
| GRAND FORKS, ND-MN | 4 | $ 800,000 | $ 238,000 | $ 106,000 |
| HATTIESBURG, MS | 4 | $ 440,000 | $ 110,000 | $ 46,000 |
| HINESVILLE, GA | 4 | $ 510,000 | $ 127,000 | $ 53,000 |
| LEBANON, PA | 4 | $ 720,000 | $ 180,000 | $ 64,000 |
| LOGAN, UT-ID | 4 | $ 730,000 | $ 182,500 | $ 63,500 |
| MISSOULA, MT | 4 | $ 730,000 | $ 182,000 | $ 54,000 |
| MONROE, MI | 4 | $ 560,000 | $ 140,000 | $ 62,000 |
| ROCHESTER, MN | 4 | $ 670,000 | $ 167,000 | $ 53,000 |
| SHEBOYGAN, WI | 4 | $ 460,000 | $ 115,000 | $ 49,000 |
| SPRINGFIELD, MO | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| ST. JOSEPH, MO-KS | 4 | $ 500,000 | $ 125,000 | $ 53,000 |
| WACO, TX | 4 | $ 720,000 | $ 180,000 | $ 61,000 |
| APPLETON, WI | 3 | $ 335,000 | $ 111,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 3 | $ 505,000 | $ 168,000 | $ 91,000 |
| BAY CITY, MI | 3 | $ 435,000 | $ 145,000 | $ 72,000 |
| BILLINGS, MT | 3 | $ 535,000 | $ 178,000 | $ 53,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| CHEYENNE, WY | 3 | $ 925,000 | $ 308,000 | $ 122,000 |
| CUMBERLAND, MD-WV | 3 | $ 275,000 | $ 87,500 | $ 32,000 |
| EAU CLAIRE, WI | 3 | $ 435,000 | $ 145,000 | $ 55,000 |
| ERIE, PA | 3 | $ 445,000 | $ 148,000 | $ 48,000 |
| GETTYSBURG, PA | 3 | $ 555,000 | $ 185,000 | $ 69,000 |
| JOPLIN, MO | 3 | $ 385,000 | $ 128,000 | $ 47,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 485,000 | $ 161,000 | $ 57,000 |
| LAREDO, TX | 3 | $ 475,000 | $ 158,000 | $ 43,000 |
| MANHATTAN, KS | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| MORGANTOWN, WV | 3 | $ 385,000 | $ 128,000 | $ 24,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 555,000 | $ 180,000 | $ 28,500 |
| OWENSBORO, KY | 3 | $ 275,000 | $ 91,000 | $ 42,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 1,355,000 | $ 451,000 | $ 104,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 235,000 | $ 78,000 | $ 46,000 |
| BECKLEY, WV | 2 | $ 220,000 | $ 110,000 | $ 0 |
| BOULDER, CO | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| COEUR D'ALENE, ID | 2 | $ 690,000 | $ 345,000 | $ 100,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| FARGO, ND-MN | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| FOND DU LAC, WI | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| HARRISONBURG, VA | 2 | $ 400,000 | $ 200,000 | $ 53,000 |
| LIMA, OH | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| MUNCIE, IN | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| NAPA, CA | 2 | $ 930,000 | $ 465,000 | $ 177,000 |
| RACINE, WI | 2 | $ 730,000 | $ 365,000 | $ 86,000 |
| SAN ANGELO, TX | 2 | $ 540,000 | $ 270,000 | $ 112,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 890,000 | $ 445,000 | $ 115,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 850,000 | $ 425,000 | $ 50,000 |
| SIOUX FALLS, SD | 2 | $ 540,000 | $ 270,000 | $ 63,000 |
| SPRINGFIELD, OH | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| STATE COLLEGE, PA | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| WAUSAU, WI | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| WHEELING, WV-OH | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| WICHITA FALLS, TX | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| WICHITA, KS | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| BISMARCK, ND | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| DANVILLE, IL | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| DECATUR, IL | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| EL PASO, TX | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| ELMIRA, NY | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| ENID, OK | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| FORT SMITH, AR-OK | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| GADSDEN, AL | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| GREAT FALLS, MT | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| HANFORD-CORCORAN, CA | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| ITHACA, NY | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| JOHNSTOWN, PA | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| KANKAKEE, IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| KOKOMO, IN | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| LAWRENCE, KS | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| LEWISTON, ID-WA | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| MADISON, WI | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| MANSFIELD, OH | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| MERCED, CA | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| PITTSFIELD, MA | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| ROCKFORD, IL | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| ROME, GA | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| SPRINGFIELD, IL | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| TEXARKANA, TX-AR | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| TOPEKA, KS | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| VICTORIA, TX | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| WALLA WALLA, WA | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| WILLIAMSPORT, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for American Financial Resources, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,781 | $1,721,695,000 | $176,000 | $1,475,000 | $62,000 | $1,470,000 |
| Cash-out Refinancing | 2,181 | $421,665,000 | $193,000 | $1,705,000 | $72,000 | $826,000 |
| Refinancing | 1,783 | $359,765,000 | $201,000 | $805,000 | $46,000 | $2,160,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,994 | $1,758,520,000 | $175,000 | $1,705,000 | $61,000 | $2,160,000 |
| Black or African American | 1,588 | $321,650,000 | $202,000 | $995,000 | $62,000 | $408,000 |
| Not Provided | 1,072 | $201,200,000 | $187,000 | $925,000 | $64,000 | $1,632,000 |
| Hispanic | 804 | $156,750,000 | $194,000 | $725,000 | $58,000 | $474,000 |
| Asian | 76 | $18,360,000 | $241,000 | $805,000 | $82,000 | $410,000 |
| American Indian or Alaskan Native | 70 | $12,050,000 | $172,000 | $415,000 | $60,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,280,000 | $234,000 | $445,000 | $59,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 8,938 | $1,522,160,000 | $170,000 | $845,000 | $55,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 2,163 | $485,145,000 | $224,000 | $1,375,000 | $64,000 | $408,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,004 | $400,320,000 | $199,000 | $1,705,000 | $92,000 | $2,160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 640 | $95,500,000 | $149,000 | $415,000 | $47,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,585 | $1,380,315,000 | $181,000 | $1,475,000 | $61,000 | $1,470,000 |
| Application Withdrawn By Applicant | 3,416 | $614,280,000 | $179,000 | $1,375,000 | $62,000 | $2,160,000 |
| Loan Purchased By The Institution | 1,191 | $222,695,000 | $186,000 | $995,000 | $62,000 | $474,000 |
| Application Approved But Not Accepted | 704 | $130,810,000 | $185,000 | $975,000 | $67,000 | $426,000 |
| Application Denied By Financial Institution | 648 | $117,110,000 | $180,000 | $925,000 | $57,000 | $708,000 |
| File Closed For Incompleteness | 89 | $18,065,000 | $202,000 | $1,705,000 | $58,000 | $479,000 |
| Preapproval Denied by Financial Institution | 64 | $9,300,000 | $145,000 | $365,000 | $47,000 | $133,000 |
| Preapproval Approved but not Accepted | 48 | $10,550,000 | $219,000 | $605,000 | $86,000 | $408,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,033 | $2,376,715,000 | $182,000 | $1,705,000 | $62,000 | $2,160,000 |
| Credit History | 222 | $36,920,000 | $166,000 | $725,000 | $54,000 | $266,000 |
| Debt-To-Income Ratio | 185 | $35,365,000 | $191,000 | $645,000 | $45,000 | $189,000 |
| Collateral | 143 | $22,975,000 | $160,000 | $575,000 | $65,000 | $408,000 |
| Other | 77 | $14,515,000 | $188,000 | $695,000 | $65,000 | $301,000 |
| Employment History | 25 | $5,585,000 | $223,000 | $925,000 | $84,000 | $708,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $4,675,000 | $187,000 | $435,000 | $60,000 | $119,000 |
| Unverifiable Information | 19 | $3,575,000 | $188,000 | $305,000 | $61,000 | $209,000 |
| Credit Application Incomplete | 14 | $2,580,000 | $184,000 | $565,000 | $44,000 | $122,000 |
| Mortgage Insurance Denied | 2 | $220,000 | $110,000 | $135,000 | $43,000 | $51,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.