American Financial Resources LLC Mortgage Lending & HMDA Data, 2019
In 2019, American Financial Resources LLC of Parsippany, NJ reported 13,745 mortgage applications totaling $2.5 billion, down 22% from 2018. The average application was for $182,111, and applicants reported an average income of $61,511. 55% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (530), Tampa-St. Petersburg-Clearwater, FL (295) and Atlanta-Sandy Springs-Roswell, GA (233) (applications in parentheses).
| Mortgage Company & Address | American Financial Resources LLC 9 Sylvan Way Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 13,745 |
| Total Mortgage Loan Application Amount | $2,503,125,000 |
| Average Mortgage Loan Application Amount | $182,111 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $61,511 |
| Highest Applicant Income | $2,160,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,256 | $ 464,320,000 | $ 142,604 | $ 55,199 |
| Phoenix-Mesa-Scottsdale, AZ | 530 | $ 102,860,000 | $ 194,075 | $ 58,000 |
| Tampa-St. Petersburg-Clearwater, FL | 295 | $ 49,175,000 | $ 166,694 | $ 59,000 |
| Atlanta-Sandy Springs-Roswell, GA | 233 | $ 50,205,000 | $ 215,472 | $ 78,000 |
| Riverside-San Bernardino-Ontario, CA | 205 | $ 49,245,000 | $ 240,219 | $ 73,000 |
| Baltimore-Columbia-Towson, MD | 187 | $ 49,245,000 | $ 263,342 | $ 75,000 |
| Orlando-Kissimmee-Sanford, FL | 171 | $ 34,685,000 | $ 202,836 | $ 65,000 |
| Newark, NJ-PA | 153 | $ 42,225,000 | $ 275,980 | $ 88,784 |
| Jacksonville, FL | 151 | $ 25,285,000 | $ 167,450 | $ 54,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 148 | $ 43,810,000 | $ 296,013 | $ 82,533 |
| Baton Rouge, LA | 143 | $ 21,825,000 | $ 152,622 | $ 61,000 |
| Houston-The Woodlands-Sugar Land, TX | 143 | $ 28,045,000 | $ 196,118 | $ 84,000 |
| Lafayette, LA | 133 | $ 16,455,000 | $ 123,721 | $ 50,000 |
| Memphis, TN-MS-AR | 133 | $ 26,755,000 | $ 201,165 | $ 59,593 |
| Lakeland-Winter Haven, FL | 124 | $ 17,380,000 | $ 140,161 | $ 48,000 |
| Charlotte-Concord-Gastonia, NC-SC | 119 | $ 18,775,000 | $ 157,773 | $ 64,369 |
| New Orleans-Metairie, LA | 117 | $ 18,365,000 | $ 156,965 | $ 54,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 117 | $ 34,595,000 | $ 295,683 | $ 75,888 |
| Camden, NJ | 116 | $ 22,060,000 | $ 190,172 | $ 62,000 |
| New York-Newark, NY | 108 | $ 33,210,000 | $ 307,500 | $ 90,750 |
| San Antonio-New Braunfels, TX | 107 | $ 17,135,000 | $ 160,140 | $ 64,000 |
| New York-Jersey City-White Plains, NY-NJ | 106 | $ 41,530,000 | $ 391,792 | $ 101,150 |
| Ocala, FL | 105 | $ 13,845,000 | $ 131,857 | $ 52,000 |
| Tucson, AZ | 102 | $ 15,550,000 | $ 152,450 | $ 56,000 |
| Dallas-Plano-Irving, TX | 98 | $ 19,680,000 | $ 200,816 | $ 71,000 |
| Charleston-North Charleston, SC | 96 | $ 17,220,000 | $ 179,375 | $ 58,000 |
| Prescott Valley-Prescott, AZ | 94 | $ 14,590,000 | $ 155,212 | $ 42,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 91 | $ 19,865,000 | $ 218,296 | $ 78,000 |
| Cincinnati, OH-KY-IN | 90 | $ 13,360,000 | $ 148,444 | $ 61,144 |
| Fort Worth-Arlington, TX | 90 | $ 16,150,000 | $ 179,444 | $ 70,000 |
| Grand Rapids-Wyoming, MI | 88 | $ 13,090,000 | $ 148,750 | $ 48,000 |
| Knoxville, TN | 87 | $ 13,205,000 | $ 151,781 | $ 59,000 |
| Chicago-Naperville, IL | 85 | $ 17,145,000 | $ 201,705 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 79 | $ 13,845,000 | $ 175,253 | $ 53,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 79 | $ 16,855,000 | $ 213,354 | $ 58,000 |
| Austin-Round Rock, TX | 78 | $ 15,120,000 | $ 193,846 | $ 73,000 |
| Las Vegas-Henderson-Paradise, NV | 74 | $ 20,060,000 | $ 271,081 | $ 62,000 |
| Birmingham-Hoover, AL | 73 | $ 9,955,000 | $ 136,369 | $ 52,000 |
| Gainesville, FL | 73 | $ 10,535,000 | $ 144,315 | $ 55,000 |
| Cape Coral-Fort Myers, FL | 71 | $ 12,245,000 | $ 172,464 | $ 57,000 |
| Colorado Springs, CO | 71 | $ 18,855,000 | $ 265,563 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 69 | $ 22,415,000 | $ 324,855 | $ 81,000 |
| Gary, IN | 68 | $ 12,080,000 | $ 177,647 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 67 | $ 9,415,000 | $ 140,522 | $ 54,000 |
| San Diego-Carlsbad, CA | 66 | $ 22,290,000 | $ 337,727 | $ 84,000 |
| Asheville, NC | 63 | $ 9,625,000 | $ 152,777 | $ 48,000 |
| St. Louis, MO-IL | 62 | $ 8,800,000 | $ 141,935 | $ 65,483 |
| Nassau County-Suffolk County, NY | 59 | $ 20,745,000 | $ 351,610 | $ 108,000 |
| Salem, OR | 59 | $ 14,715,000 | $ 249,406 | $ 78,000 |
| Tacoma-Lakewood, WA | 59 | $ 15,235,000 | $ 258,220 | $ 78,000 |
| Columbus, OH | 58 | $ 9,630,000 | $ 166,034 | $ 87,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 58 | $ 12,230,000 | $ 210,862 | $ 63,000 |
| Denver-Aurora-Lakewood, CO | 57 | $ 18,395,000 | $ 322,719 | $ 74,000 |
| Los Angeles-Long Beach-Glendale, CA | 57 | $ 21,205,000 | $ 372,017 | $ 102,000 |
| Indianapolis-Carmel-Anderson, IN | 54 | $ 8,530,000 | $ 157,962 | $ 49,000 |
| Louisville/Jefferson County, KY-IN | 54 | $ 8,290,000 | $ 153,518 | $ 49,518 |
| Portland-South Portland, ME | 53 | $ 10,525,000 | $ 198,584 | $ 51,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 50 | $ 6,520,000 | $ 130,400 | $ 52,080 |
| Oklahoma City, OK | 50 | $ 6,870,000 | $ 137,400 | $ 58,000 |
| Spokane-Spokane Valley, WA | 50 | $ 9,590,000 | $ 191,800 | $ 59,000 |
| Columbia, SC | 49 | $ 7,625,000 | $ 155,612 | $ 47,000 |
| Kansas City, MO-KS | 48 | $ 7,980,000 | $ 166,250 | $ 66,000 |
| Cleveland-Elyria, OH | 47 | $ 7,955,000 | $ 169,255 | $ 68,000 |
| Homosassa Springs, FL | 47 | $ 7,035,000 | $ 149,680 | $ 52,000 |
| Greeley, CO | 46 | $ 12,280,000 | $ 266,956 | $ 60,000 |
| Lynchburg, VA | 46 | $ 5,730,000 | $ 124,565 | $ 41,000 |
| Warren-Troy-Farmington Hills, MI | 44 | $ 8,310,000 | $ 188,863 | $ 69,000 |
| Albany-Schenectady-Troy, NY | 43 | $ 5,505,000 | $ 128,023 | $ 49,000 |
| St. Cloud, MN | 43 | $ 7,105,000 | $ 165,232 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 9,880,000 | $ 235,238 | $ 63,428 |
| Rochester, NY | 42 | $ 5,190,000 | $ 123,571 | $ 60,000 |
| Shreveport-Bossier City, LA | 42 | $ 5,750,000 | $ 136,904 | $ 51,000 |
| Morristown, TN | 41 | $ 5,105,000 | $ 124,512 | $ 43,000 |
| Palm Bay-Melbourne-Titusville, FL | 41 | $ 6,525,000 | $ 159,146 | $ 49,000 |
| Lake Charles, LA | 40 | $ 4,740,000 | $ 118,500 | $ 51,000 |
| Crestview-Fort Walton Beach-Destin, FL | 39 | $ 5,885,000 | $ 150,897 | $ 50,000 |
| Daphne-Fairhope-Foley, AL | 38 | $ 5,150,000 | $ 135,526 | $ 61,000 |
| Philadelphia, PA | 37 | $ 6,945,000 | $ 187,702 | $ 66,000 |
| Albany, OR | 36 | $ 8,070,000 | $ 224,166 | $ 61,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 36 | $ 6,510,000 | $ 180,833 | $ 56,083 |
| Sacramento--Roseville--Arden-Arcade, CA | 36 | $ 11,440,000 | $ 317,777 | $ 123,000 |
| Salisbury, MD-DE | 36 | $ 6,400,000 | $ 177,777 | $ 53,638 |
| Hammond, LA | 35 | $ 5,375,000 | $ 153,571 | $ 46,000 |
| Olympia-Tumwater, WA | 34 | $ 7,330,000 | $ 215,588 | $ 72,000 |
| Raleigh, NC | 34 | $ 6,130,000 | $ 180,294 | $ 59,000 |
| Reno, NV | 34 | $ 7,930,000 | $ 233,235 | $ 57,000 |
| Augusta-Richmond County, GA-SC | 32 | $ 4,900,000 | $ 153,125 | $ 63,500 |
| Bremerton-Silverdale, WA | 32 | $ 9,050,000 | $ 282,812 | $ 81,000 |
| Eugene, OR | 32 | $ 7,510,000 | $ 234,687 | $ 54,000 |
| Lewiston-Auburn, ME | 32 | $ 4,500,000 | $ 140,625 | $ 48,000 |
| Hagerstown-Martinsburg, MD-WV | 31 | $ 5,055,000 | $ 163,064 | $ 53,322 |
| Houma-Thibodaux, LA | 31 | $ 4,225,000 | $ 136,290 | $ 54,000 |
| Montgomery County-Bucks County-Chester County, PA | 31 | $ 7,365,000 | $ 237,580 | $ 73,000 |
| Providence-Warwick, RI-MA | 31 | $ 8,865,000 | $ 285,967 | $ 81,193 |
| Redding, CA | 30 | $ 5,850,000 | $ 195,000 | $ 64,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 30 | $ 6,790,000 | $ 226,333 | $ 57,000 |
| Boise City, ID | 29 | $ 6,595,000 | $ 227,413 | $ 64,000 |
| Pittsburgh, PA | 29 | $ 3,715,000 | $ 128,103 | $ 60,000 |
| Rockingham County-Strafford County, NH | 29 | $ 5,735,000 | $ 197,758 | $ 66,000 |
| Salt Lake City, UT | 29 | $ 7,385,000 | $ 254,655 | $ 91,000 |
| Utica-Rome, NY | 29 | $ 4,465,000 | $ 153,965 | $ 68,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 28 | $ 5,210,000 | $ 186,071 | $ 59,000 |
| Huntsville, AL | 28 | $ 4,090,000 | $ 146,071 | $ 59,000 |
| Little Rock-North Little Rock-Conway, AR | 28 | $ 4,270,000 | $ 152,500 | $ 62,000 |
| Youngstown-Warren-Boardman, OH-PA | 28 | $ 3,480,000 | $ 124,285 | $ 50,571 |
| Chattanooga, TN-GA | 27 | $ 3,305,000 | $ 122,407 | $ 54,851 |
| Dover, DE | 27 | $ 5,675,000 | $ 210,185 | $ 57,000 |
| Tallahassee, FL | 27 | $ 2,605,000 | $ 96,481 | $ 38,000 |
| Albuquerque, NM | 26 | $ 4,670,000 | $ 179,615 | $ 61,000 |
| Greensboro-High Point, NC | 26 | $ 3,720,000 | $ 143,076 | $ 56,000 |
| Greenville-Anderson-Mauldin, SC | 26 | $ 3,310,000 | $ 127,307 | $ 47,000 |
| Jackson, MS | 26 | $ 3,490,000 | $ 134,230 | $ 46,000 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 6,000,000 | $ 230,769 | $ 67,000 |
| New Haven-Milford, CT | 26 | $ 5,070,000 | $ 195,000 | $ 63,000 |
| Sierra Vista-Douglas, AZ | 26 | $ 3,110,000 | $ 119,615 | $ 46,000 |
| Bend-Redmond, OR | 25 | $ 6,155,000 | $ 246,200 | $ 50,000 |
| Flagstaff, AZ | 24 | $ 4,290,000 | $ 178,750 | $ 49,000 |
| Fort Wayne, IN | 24 | $ 2,880,000 | $ 120,000 | $ 40,000 |
| Wilmington, DE-MD-NJ | 24 | $ 5,140,000 | $ 214,166 | $ 62,750 |
| Wilmington, NC | 24 | $ 3,250,000 | $ 135,416 | $ 50,000 |
| Bakersfield, CA | 23 | $ 4,725,000 | $ 205,434 | $ 51,000 |
| Fayetteville, NC | 23 | $ 2,785,000 | $ 121,086 | $ 48,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 5,505,000 | $ 239,347 | $ 86,000 |
| Kingsport-Bristol-Bristol, TN-VA | 23 | $ 2,935,000 | $ 127,608 | $ 46,608 |
| Richmond, VA | 23 | $ 5,065,000 | $ 220,217 | $ 56,000 |
| Springfield, MA | 23 | $ 4,835,000 | $ 210,217 | $ 68,000 |
| Bridgeport-Stamford-Norwalk, CT | 22 | $ 6,110,000 | $ 277,727 | $ 69,000 |
| Evansville, IN-KY | 22 | $ 3,020,000 | $ 137,272 | $ 51,000 |
| Medford, OR | 22 | $ 5,050,000 | $ 229,545 | $ 51,000 |
| Monroe, LA | 22 | $ 3,070,000 | $ 139,545 | $ 50,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 3,280,000 | $ 149,090 | $ 50,000 |
| Tulsa, OK | 22 | $ 2,710,000 | $ 123,181 | $ 47,000 |
| Winston-Salem, NC | 22 | $ 3,460,000 | $ 157,272 | $ 48,000 |
| Akron, OH | 21 | $ 2,805,000 | $ 133,571 | $ 54,000 |
| Hickory-Lenoir-Morganton, NC | 21 | $ 2,505,000 | $ 119,285 | $ 50,000 |
| McAllen-Edinburg-Mission, TX | 21 | $ 3,385,000 | $ 161,190 | $ 64,000 |
| Provo-Orem, UT | 21 | $ 6,005,000 | $ 285,952 | $ 75,000 |
| Dayton-Springfield-Kettering, OH | 20 | $ 3,250,000 | $ 162,500 | $ 63,000 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 9,680,000 | $ 484,000 | $ 168,000 |
| Port St. Lucie, FL | 20 | $ 4,110,000 | $ 205,500 | $ 75,000 |
| Yuma, AZ | 20 | $ 2,510,000 | $ 125,500 | $ 46,000 |
| Charleston, WV | 19 | $ 1,875,000 | $ 98,684 | $ 47,000 |
| Clarksville, TN-KY | 19 | $ 2,755,000 | $ 145,000 | $ 57,000 |
| Detroit-Dearborn-Livonia, MI | 19 | $ 2,685,000 | $ 141,315 | $ 53,000 |
| Durham-Chapel Hill, NC | 19 | $ 3,205,000 | $ 168,684 | $ 78,000 |
| Grand Junction, CO | 19 | $ 2,795,000 | $ 147,105 | $ 31,000 |
| Mobile, AL | 19 | $ 2,455,000 | $ 129,210 | $ 45,000 |
| Muskegon, MI | 19 | $ 2,465,000 | $ 129,736 | $ 38,000 |
| Panama City, FL | 19 | $ 3,175,000 | $ 167,105 | $ 60,000 |
| Longview, WA | 18 | $ 4,270,000 | $ 237,222 | $ 76,000 |
| Montgomery, AL | 18 | $ 3,220,000 | $ 178,888 | $ 63,000 |
| Spartanburg, SC | 18 | $ 2,470,000 | $ 137,222 | $ 38,000 |
| Yakima, WA | 18 | $ 3,280,000 | $ 182,222 | $ 57,000 |
| Chico, CA | 17 | $ 3,135,000 | $ 184,411 | $ 64,000 |
| Fort Collins, CO | 17 | $ 6,265,000 | $ 368,529 | $ 77,000 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 3,545,000 | $ 208,529 | $ 59,000 |
| Punta Gorda, FL | 17 | $ 4,195,000 | $ 246,764 | $ 73,000 |
| Sebring, FL | 17 | $ 1,835,000 | $ 107,941 | $ 50,000 |
| Bloomington, IN | 16 | $ 2,580,000 | $ 161,250 | $ 89,000 |
| Gulfport-Biloxi-Pascagoula, MS | 16 | $ 2,090,000 | $ 130,625 | $ 58,000 |
| Kennewick-Richland, WA | 16 | $ 3,640,000 | $ 227,500 | $ 70,000 |
| Washington-Baltimore-Arlington, DC | 16 | $ 5,780,000 | $ 361,250 | $ 93,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 5,415,000 | $ 361,000 | $ 79,000 |
| Grants Pass, OR | 15 | $ 2,875,000 | $ 191,666 | $ 68,000 |
| Jefferson City, MO | 15 | $ 1,935,000 | $ 129,000 | $ 53,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 3,865,000 | $ 257,666 | $ 53,000 |
| Bangor, ME | 14 | $ 1,460,000 | $ 104,285 | $ 49,000 |
| Beaumont-Port Arthur, TX | 14 | $ 2,510,000 | $ 179,285 | $ 87,000 |
| Duluth, MN-WI | 14 | $ 1,990,000 | $ 142,142 | $ 54,928 |
| Midland, TX | 14 | $ 2,650,000 | $ 189,285 | $ 70,000 |
| Ogden-Clearfield, UT | 14 | $ 3,540,000 | $ 252,857 | $ 75,000 |
| Sherman-Denison, TX | 14 | $ 2,530,000 | $ 180,714 | $ 67,000 |
| Worcester, MA-CT | 14 | $ 3,740,000 | $ 267,142 | $ 73,571 |
| York-Hanover, PA | 14 | $ 2,350,000 | $ 167,857 | $ 72,000 |
| Boston, MA | 13 | $ 4,965,000 | $ 381,923 | $ 94,000 |
| Columbia, MO | 13 | $ 1,985,000 | $ 152,692 | $ 50,000 |
| Elizabethtown-Fort Knox, KY | 13 | $ 1,645,000 | $ 126,538 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 13 | $ 1,295,000 | $ 99,615 | $ 50,538 |
| Longview, TX | 13 | $ 1,555,000 | $ 119,615 | $ 57,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,235,000 | $ 171,923 | $ 55,000 |
| Pueblo, CO | 13 | $ 2,775,000 | $ 213,461 | $ 84,000 |
| The Villages, FL | 13 | $ 1,665,000 | $ 128,076 | $ 53,000 |
| Tuscaloosa, AL | 13 | $ 1,775,000 | $ 136,538 | $ 49,000 |
| Decatur, AL | 12 | $ 1,700,000 | $ 141,666 | $ 40,000 |
| East Stroudsburg, PA | 12 | $ 1,810,000 | $ 150,833 | $ 73,000 |
| Flint, MI | 12 | $ 1,290,000 | $ 107,500 | $ 54,000 |
| Harrisburg-Carlisle, PA | 12 | $ 1,800,000 | $ 150,000 | $ 51,000 |
| Killeen-Temple, TX | 12 | $ 2,500,000 | $ 208,333 | $ 58,000 |
| Michigan City-La Porte, IN | 12 | $ 1,830,000 | $ 152,500 | $ 72,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 12 | $ 4,330,000 | $ 360,833 | $ 73,000 |
| Canton-Massillon, OH | 11 | $ 1,425,000 | $ 129,545 | $ 57,000 |
| Johnson City, TN | 11 | $ 1,305,000 | $ 118,636 | $ 32,000 |
| Alexandria, LA | 10 | $ 1,500,000 | $ 150,000 | $ 69,000 |
| Bellingham, WA | 10 | $ 1,590,000 | $ 159,000 | $ 51,000 |
| Casper, WY | 10 | $ 2,220,000 | $ 222,000 | $ 78,000 |
| Glens Falls, NY | 10 | $ 1,200,000 | $ 120,000 | $ 56,000 |
| Jackson, MI | 10 | $ 1,340,000 | $ 134,000 | $ 61,000 |
| Kingston, NY | 10 | $ 1,160,000 | $ 116,000 | $ 51,000 |
| Pine Bluff, AR | 10 | $ 830,000 | $ 83,000 | $ 41,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 4,820,000 | $ 482,000 | $ 116,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 1,260,000 | $ 126,000 | $ 40,000 |
| Toledo, OH | 10 | $ 1,300,000 | $ 130,000 | $ 56,000 |
| Tyler, TX | 10 | $ 1,240,000 | $ 124,000 | $ 56,000 |
| Wenatchee, WA | 10 | $ 2,650,000 | $ 265,000 | $ 69,000 |
| Abilene, TX | 9 | $ 885,000 | $ 98,333 | $ 49,000 |
| Amarillo, TX | 9 | $ 1,155,000 | $ 128,333 | $ 51,000 |
| Athens-Clarke County, GA | 9 | $ 1,165,000 | $ 129,444 | $ 39,000 |
| Farmington, NM | 9 | $ 1,545,000 | $ 171,666 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 1,965,000 | $ 218,333 | $ 89,888 |
| Lansing-East Lansing, MI | 9 | $ 1,065,000 | $ 118,333 | $ 49,000 |
| Las Cruces, NM | 9 | $ 1,245,000 | $ 138,333 | $ 106,000 |
| Lexington-Fayette, KY | 9 | $ 1,545,000 | $ 171,666 | $ 59,000 |
| Reading, PA | 9 | $ 1,545,000 | $ 171,666 | $ 58,000 |
| Roanoke, VA | 9 | $ 805,000 | $ 89,444 | $ 52,000 |
| Santa Fe, NM | 9 | $ 1,975,000 | $ 219,444 | $ 79,000 |
| Barnstable Town, MA | 8 | $ 2,730,000 | $ 341,250 | $ 79,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,200,000 | $ 150,000 | $ 36,000 |
| California-Lexington Park, MD | 8 | $ 2,090,000 | $ 261,250 | $ 81,000 |
| Macon-Bibb County, GA | 8 | $ 830,000 | $ 103,750 | $ 57,000 |
| Midland, MI | 8 | $ 850,000 | $ 106,250 | $ 43,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 3,200,000 | $ 400,000 | $ 109,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,860,000 | $ 232,500 | $ 45,000 |
| St. George, UT | 8 | $ 1,640,000 | $ 205,000 | $ 47,000 |
| Syracuse, NY | 8 | $ 1,290,000 | $ 161,250 | $ 64,000 |
| Vallejo-Fairfield, CA | 8 | $ 3,140,000 | $ 392,500 | $ 43,000 |
| Warner Robins, GA | 8 | $ 1,020,000 | $ 127,500 | $ 36,000 |
| Yuba City, CA | 8 | $ 1,620,000 | $ 202,500 | $ 45,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 905,000 | $ 129,285 | $ 52,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,345,000 | $ 192,142 | $ 59,000 |
| Brunswick, GA | 7 | $ 645,000 | $ 92,142 | $ 58,000 |
| Burlington, NC | 7 | $ 1,125,000 | $ 160,714 | $ 74,000 |
| Fresno, CA | 7 | $ 1,835,000 | $ 262,142 | $ 68,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,055,000 | $ 293,571 | $ 102,000 |
| Jacksonville, NC | 7 | $ 1,225,000 | $ 175,000 | $ 58,000 |
| Lafayette-West Lafayette, IN | 7 | $ 1,225,000 | $ 175,000 | $ 58,000 |
| Lancaster, PA | 7 | $ 1,265,000 | $ 180,714 | $ 69,000 |
| Madera, CA | 7 | $ 1,595,000 | $ 227,857 | $ 64,000 |
| Manchester-Nashua, NH | 7 | $ 1,395,000 | $ 199,285 | $ 58,000 |
| New Bern, NC | 7 | $ 935,000 | $ 133,571 | $ 62,000 |
| Odessa, TX | 7 | $ 1,315,000 | $ 187,857 | $ 101,000 |
| Saginaw, MI | 7 | $ 855,000 | $ 122,142 | $ 46,000 |
| Savannah, GA | 7 | $ 1,295,000 | $ 185,000 | $ 148,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 635,000 | $ 90,714 | $ 42,428 |
| Terre Haute, IN | 7 | $ 585,000 | $ 83,571 | $ 57,000 |
| Vineland-Bridgeton, NJ | 7 | $ 925,000 | $ 132,142 | $ 45,000 |
| Winchester, VA-WV | 7 | $ 1,345,000 | $ 192,142 | $ 36,000 |
| Albany, GA | 6 | $ 630,000 | $ 105,000 | $ 38,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,170,000 | $ 195,000 | $ 73,000 |
| Charlottesville, VA | 6 | $ 1,330,000 | $ 221,666 | $ 48,000 |
| Columbus, GA-AL | 6 | $ 1,150,000 | $ 191,666 | $ 79,666 |
| Corpus Christi, TX | 6 | $ 970,000 | $ 161,666 | $ 78,000 |
| Corvallis, OR | 6 | $ 1,720,000 | $ 286,666 | $ 63,000 |
| Elgin, IL | 6 | $ 1,010,000 | $ 168,333 | $ 59,000 |
| Elkhart-Goshen, IN | 6 | $ 630,000 | $ 105,000 | $ 27,000 |
| Jackson, TN | 6 | $ 690,000 | $ 115,000 | $ 46,000 |
| Lawton, OK | 6 | $ 700,000 | $ 116,666 | $ 51,000 |
| Modesto, CA | 6 | $ 1,370,000 | $ 228,333 | $ 51,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,750,000 | $ 291,666 | $ 109,000 |
| Norwich-New London, CT | 6 | $ 1,680,000 | $ 280,000 | $ 88,000 |
| Parkersburg-Vienna, WV | 6 | $ 570,000 | $ 95,000 | $ 36,000 |
| Santa Rosa, CA | 6 | $ 2,290,000 | $ 381,666 | $ 92,000 |
| Stockton-Lodi, CA | 6 | $ 1,990,000 | $ 331,666 | $ 88,000 |
| Twin Falls, ID | 6 | $ 1,000,000 | $ 166,666 | $ 69,000 |
| Visalia-Porterville, CA | 6 | $ 1,260,000 | $ 210,000 | $ 172,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 3,045,000 | $ 609,000 | $ 112,000 |
| Ann Arbor, MI | 5 | $ 1,085,000 | $ 217,000 | $ 75,000 |
| Bowling Green, KY | 5 | $ 665,000 | $ 133,000 | $ 32,000 |
| Carbondale-Marion, IL | 5 | $ 645,000 | $ 129,000 | $ 49,000 |
| Carson City, NV | 5 | $ 1,045,000 | $ 209,000 | $ 73,000 |
| Dothan, AL | 5 | $ 645,000 | $ 129,000 | $ 54,000 |
| Florence, SC | 5 | $ 685,000 | $ 137,000 | $ 52,000 |
| Gainesville, GA | 5 | $ 725,000 | $ 145,000 | $ 60,000 |
| Goldsboro, NC | 5 | $ 435,000 | $ 87,000 | $ 27,000 |
| Greenville, NC | 5 | $ 805,000 | $ 161,000 | $ 98,000 |
| Hot Springs, AR | 5 | $ 535,000 | $ 107,000 | $ 37,000 |
| Jonesboro, AR | 5 | $ 955,000 | $ 191,000 | $ 77,000 |
| Lubbock, TX | 5 | $ 715,000 | $ 143,000 | $ 73,000 |
| Niles-Benton Harbor, MI | 5 | $ 605,000 | $ 121,000 | $ 57,000 |
| Rapid City, SD | 5 | $ 935,000 | $ 187,000 | $ 53,000 |
| Rocky Mount, NC | 5 | $ 775,000 | $ 155,000 | $ 55,000 |
| Salinas, CA | 5 | $ 1,875,000 | $ 375,000 | $ 89,000 |
| Staunton-Waynesboro, VA | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Sumter, SC | 5 | $ 635,000 | $ 127,000 | $ 61,000 |
| Trenton, NJ | 5 | $ 905,000 | $ 181,000 | $ 66,000 |
| Urban Honolulu, HI | 5 | $ 1,225,000 | $ 245,000 | $ 67,000 |
| Valdosta, GA | 5 | $ 725,000 | $ 145,000 | $ 35,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 605,000 | $ 121,000 | $ 28,000 |
| Binghamton, NY | 4 | $ 570,000 | $ 142,500 | $ 43,000 |
| Cleveland, TN | 4 | $ 490,000 | $ 122,500 | $ 28,000 |
| Columbus, IN | 4 | $ 460,000 | $ 115,000 | $ 30,000 |
| Dalton, GA | 4 | $ 530,000 | $ 132,500 | $ 49,000 |
| Des Moines-West Des Moines, IA | 4 | $ 670,000 | $ 167,500 | $ 54,000 |
| El Centro, CA | 4 | $ 960,000 | $ 240,000 | $ 119,000 |
| Florence-Muscle Shoals, AL | 4 | $ 460,000 | $ 115,000 | $ 64,000 |
| Grand Forks, ND-MN | 4 | $ 800,000 | $ 200,000 | $ 81,000 |
| Hattiesburg, MS | 4 | $ 440,000 | $ 110,000 | $ 46,000 |
| Hinesville, GA | 4 | $ 510,000 | $ 127,500 | $ 53,000 |
| Lebanon, PA | 4 | $ 720,000 | $ 180,000 | $ 64,000 |
| Logan, UT-ID | 4 | $ 730,000 | $ 182,500 | $ 63,500 |
| Missoula, MT | 4 | $ 730,000 | $ 182,500 | $ 54,000 |
| Monroe, MI | 4 | $ 560,000 | $ 140,000 | $ 62,000 |
| Rochester, MN | 4 | $ 670,000 | $ 167,500 | $ 53,000 |
| Sheboygan, WI | 4 | $ 460,000 | $ 115,000 | $ 49,000 |
| Springfield, MO | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| St. Joseph, MO-KS | 4 | $ 500,000 | $ 125,000 | $ 53,000 |
| Waco, TX | 4 | $ 720,000 | $ 180,000 | $ 61,000 |
| Appleton, WI | 3 | $ 335,000 | $ 111,666 | $ 56,000 |
| Auburn-Opelika, AL | 3 | $ 505,000 | $ 168,333 | $ 91,000 |
| Bay City, MI | 3 | $ 435,000 | $ 145,000 | $ 72,000 |
| Billings, MT | 3 | $ 535,000 | $ 178,333 | $ 53,000 |
| Bloomsburg-Berwick, PA | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Cheyenne, WY | 3 | $ 925,000 | $ 308,333 | $ 122,000 |
| Cumberland, MD-WV | 3 | $ 275,000 | $ 91,666 | $ 35,000 |
| Eau Claire, WI | 3 | $ 435,000 | $ 145,000 | $ 55,000 |
| Erie, PA | 3 | $ 445,000 | $ 148,333 | $ 48,000 |
| Gettysburg, PA | 3 | $ 555,000 | $ 185,000 | $ 69,000 |
| Joplin, MO | 3 | $ 385,000 | $ 128,333 | $ 47,000 |
| Kalamazoo-Portage, MI | 3 | $ 485,000 | $ 161,666 | $ 57,000 |
| Laredo, TX | 3 | $ 475,000 | $ 158,333 | $ 43,000 |
| Manhattan, KS | 3 | $ 325,000 | $ 108,333 | $ 47,000 |
| Morgantown, WV | 3 | $ 385,000 | $ 128,333 | $ 24,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 555,000 | $ 185,000 | $ 25,333 |
| Owensboro, KY | 3 | $ 275,000 | $ 91,666 | $ 42,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,355,000 | $ 451,666 | $ 104,000 |
| Watertown-Fort Drum, NY | 3 | $ 235,000 | $ 78,333 | $ 46,000 |
| Beckley, WV | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Boulder, CO | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| Burlington-South Burlington, VT | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Coeur D'Alene, ID | 2 | $ 690,000 | $ 345,000 | $ 100,000 |
| College Station-Bryan, TX | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Fargo, ND-MN | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Fond Du Lac, WI | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Harrisonburg, VA | 2 | $ 400,000 | $ 200,000 | $ 53,000 |
| Lima, OH | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| Muncie, IN | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Napa, CA | 2 | $ 930,000 | $ 465,000 | $ 177,000 |
| Racine, WI | 2 | $ 730,000 | $ 365,000 | $ 86,000 |
| San Angelo, TX | 2 | $ 540,000 | $ 270,000 | $ 112,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 890,000 | $ 445,000 | $ 115,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 850,000 | $ 425,000 | $ 50,000 |
| Sioux Falls, SD | 2 | $ 540,000 | $ 270,000 | $ 63,000 |
| Springfield, OH | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| State College, PA | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Wausau, WI | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Wheeling, WV-OH | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Wichita Falls, TX | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Wichita, KS | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Bismarck, ND | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Danville, IL | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Decatur, IL | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| El Paso, TX | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Elmira, NY | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Enid, OK | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Fort Smith, AR-OK | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Gadsden, AL | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Great Falls, MT | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Hanford-Corcoran, CA | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Ithaca, NY | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Janesville-Beloit, WI | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Johnstown, PA | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Kankakee, IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kokomo, IN | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Lawrence, KS | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Lewiston, ID-WA | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Madison, WI | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Merced, CA | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Pittsfield, MA | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Rockford, IL | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Rome, GA | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Springfield, IL | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Texarkana, TX-AR | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Topeka, KS | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Victoria, TX | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Walla Walla, WA | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Williamsport, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,781 | $1,721,695,000 | $176,000 | $1,475,000 | $62,000 | $1,470,000 |
| Cash-out Refinancing | 2,181 | $421,665,000 | $193,000 | $1,705,000 | $72,000 | $826,000 |
| Refinancing | 1,783 | $359,765,000 | $201,000 | $805,000 | $46,000 | $2,160,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,994 | $1,758,520,000 | $175,000 | $1,705,000 | $61,000 | $2,160,000 |
| Black or African American | 1,588 | $321,650,000 | $202,000 | $995,000 | $62,000 | $408,000 |
| Not Provided | 1,072 | $201,200,000 | $187,000 | $925,000 | $64,000 | $1,632,000 |
| Hispanic | 804 | $156,750,000 | $194,000 | $725,000 | $58,000 | $474,000 |
| Asian | 76 | $18,360,000 | $241,000 | $805,000 | $82,000 | $410,000 |
| American Indian or Alaskan Native | 70 | $12,050,000 | $172,000 | $415,000 | $60,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,280,000 | $234,000 | $445,000 | $59,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 8,938 | $1,522,160,000 | $170,000 | $845,000 | $55,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 2,163 | $485,145,000 | $224,000 | $1,375,000 | $64,000 | $408,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,004 | $400,320,000 | $199,000 | $1,705,000 | $92,000 | $2,160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 640 | $95,500,000 | $149,000 | $415,000 | $47,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,585 | $1,380,315,000 | $181,000 | $1,475,000 | $61,000 | $1,470,000 |
| Application Withdrawn By Applicant | 3,416 | $614,280,000 | $179,000 | $1,375,000 | $62,000 | $2,160,000 |
| Loan Purchased By The Institution | 1,191 | $222,695,000 | $186,000 | $995,000 | $62,000 | $474,000 |
| Application Approved But Not Accepted | 704 | $130,810,000 | $185,000 | $975,000 | $67,000 | $426,000 |
| Application Denied By Financial Institution | 648 | $117,110,000 | $180,000 | $925,000 | $57,000 | $708,000 |
| File Closed For Incompleteness | 89 | $18,065,000 | $202,000 | $1,705,000 | $58,000 | $479,000 |
| Preapproval Denied by Financial Institution | 64 | $9,300,000 | $145,000 | $365,000 | $47,000 | $133,000 |
| Preapproval Approved but not Accepted | 48 | $10,550,000 | $219,000 | $605,000 | $86,000 | $408,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,033 | $2,376,715,000 | $182,000 | $1,705,000 | $62,000 | $2,160,000 |
| Credit History | 222 | $36,920,000 | $166,000 | $725,000 | $54,000 | $266,000 |
| Debt-To-Income Ratio | 185 | $35,365,000 | $191,000 | $645,000 | $45,000 | $189,000 |
| Collateral | 143 | $22,975,000 | $160,000 | $575,000 | $65,000 | $408,000 |
| Other | 77 | $14,515,000 | $188,000 | $695,000 | $65,000 | $301,000 |
| Employment History | 25 | $5,585,000 | $223,000 | $925,000 | $84,000 | $708,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $4,675,000 | $187,000 | $435,000 | $60,000 | $119,000 |
| Unverifiable Information | 19 | $3,575,000 | $188,000 | $305,000 | $61,000 | $209,000 |
| Credit Application Incomplete | 14 | $2,580,000 | $184,000 | $565,000 | $44,000 | $122,000 |
| Mortgage Insurance Denied | 2 | $220,000 | $110,000 | $135,000 | $43,000 | $51,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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