Amtrust Bank Mortgage Lending & HMDA Data, 2007
In 2007, Amtrust Bank of Cleveland, OH reported 140,459 mortgage applications totaling $27.8 billion, up 7% from 2006. The average application was for $198,105, and applicants reported an average income of $92,032. 83% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (5,245), Chicago-Naperville-Joliet, IL (4,533) and Phoenix-Mesa-Scottsdale, AZ (4,209) (applications in parentheses).
| Mortgage Company & Address | Amtrust Bank 1801 E. 9th St #200 Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 140,459 |
| Total Mortgage Loan Application Amount | $27,825,714,000 |
| Average Mortgage Loan Application Amount | $198,105 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $92,032 |
| Highest Applicant Income | $9,644,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amtrust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 5,245 | $ 830,271,000 | $ 158,297 | $ 99,000 |
| Chicago-Naperville-Joliet, IL | 4,533 | $ 1,022,131,000 | $ 225,486 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,209 | $ 987,931,000 | $ 234,718 | $ 104,000 |
| St. Louis, MO-IL | 3,899 | $ 642,031,000 | $ 164,665 | $ 81,433 |
| Atlanta-Sandy Springs-Marietta, GA | 2,898 | $ 538,288,000 | $ 185,744 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,667 | $ 559,751,000 | $ 209,880 | $ 86,190 |
| Birmingham-Hoover, AL | 2,594 | $ 386,783,000 | $ 149,106 | $ 66,000 |
| Warren-Troy-Farmington Hills, MI | 2,478 | $ 454,460,000 | $ 183,397 | $ 93,000 |
| Dallas-Plano-Irving, TX | 2,164 | $ 393,532,000 | $ 181,853 | $ 108,000 |
| Las Vegas-Paradise, NV | 1,938 | $ 465,525,000 | $ 240,208 | $ 127,000 |
| Indianapolis-Carmel, IN | 1,848 | $ 278,375,000 | $ 150,635 | $ 80,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,811 | $ 419,666,000 | $ 231,731 | $ 98,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,717 | $ 319,901,000 | $ 186,313 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 1,663 | $ 532,436,000 | $ 320,165 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,662 | $ 364,817,000 | $ 219,504 | $ 80,000 |
| Denver-Aurora, CO | 1,654 | $ 364,400,000 | $ 220,314 | $ 106,000 |
| Kansas City, MO-KS | 1,610 | $ 243,602,000 | $ 151,305 | $ 80,858 |
| Philadelphia, PA | 1,549 | $ 292,862,000 | $ 189,065 | $ 81,000 |
| Orlando-Kissimmee, FL | 1,516 | $ 326,994,000 | $ 215,695 | $ 91,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,439 | $ 289,914,000 | $ 201,469 | $ 94,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,426 | $ 528,143,000 | $ 370,366 | $ 142,000 |
| Baltimore-Towson, MD | 1,410 | $ 320,466,000 | $ 227,280 | $ 92,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,378 | $ 401,789,000 | $ 291,574 | $ 107,638 |
| Des Moines-West Des Moines, IA | 1,355 | $ 186,526,000 | $ 137,657 | $ 68,000 |
| Fort Worth-Arlington, TX | 1,207 | $ 182,852,000 | $ 151,492 | $ 93,000 |
| Greenville-Mauldin-Easley, SC | 1,200 | $ 172,881,000 | $ 144,067 | $ 67,000 |
| Miami-Miami Beach-Kendall, FL | 1,196 | $ 296,306,000 | $ 247,747 | $ 119,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,169 | $ 198,549,000 | $ 169,845 | $ 88,269 |
| Cleveland-Elyria-Mentor, OH | 1,152 | $ 145,483,000 | $ 126,287 | $ 63,000 |
| Austin-Round Rock, TX | 1,135 | $ 206,670,000 | $ 182,088 | $ 105,000 |
| New York-White Plains-Wayne, NY-NJ | 1,135 | $ 385,332,000 | $ 339,499 | $ 108,288 |
| Mobile, AL | 1,122 | $ 155,026,000 | $ 138,169 | $ 65,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,059 | $ 166,239,000 | $ 156,977 | $ 72,837 |
| Columbus, OH | 1,049 | $ 153,398,000 | $ 146,232 | $ 77,000 |
| Pittsburgh, PA | 1,036 | $ 136,024,000 | $ 131,297 | $ 78,000 |
| San Diego-Carlsbad-San Marcos, CA | 992 | $ 336,440,000 | $ 339,153 | $ 133,000 |
| Detroit-Livonia-Dearborn, MI | 980 | $ 135,253,000 | $ 138,013 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 967 | $ 196,179,000 | $ 202,873 | $ 88,000 |
| Riverside-San Bernardino-Ontario, CA | 938 | $ 289,489,000 | $ 308,623 | $ 137,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 904 | $ 463,291,000 | $ 512,490 | $ 160,000 |
| Worcester, MA | 894 | $ 180,301,000 | $ 201,678 | $ 73,000 |
| Oakland-Fremont-Hayward, CA | 875 | $ 383,044,000 | $ 437,764 | $ 164,000 |
| Wilmington, NC | 850 | $ 172,480,000 | $ 202,917 | $ 106,000 |
| Portland-Vancouver-Beaverton, OR-WA | 844 | $ 202,266,000 | $ 239,651 | $ 104,767 |
| Santa Ana-Anaheim-Irvine, CA | 808 | $ 357,209,000 | $ 442,090 | $ 183,000 |
| Edison, NJ | 799 | $ 215,389,000 | $ 269,573 | $ 107,000 |
| Raleigh-Cary, NC | 799 | $ 146,389,000 | $ 183,215 | $ 93,000 |
| Lafayette, LA | 779 | $ 119,506,000 | $ 153,409 | $ 76,000 |
| Tucson, AZ | 771 | $ 167,351,000 | $ 217,057 | $ 124,000 |
| Boston-Quincy, MA | 760 | $ 212,566,000 | $ 279,692 | $ 95,000 |
| San Antonio, TX | 688 | $ 121,967,000 | $ 177,277 | $ 106,000 |
| Jacksonville, FL | 649 | $ 132,677,000 | $ 204,432 | $ 90,000 |
| Gary, IN | 641 | $ 91,826,000 | $ 143,254 | $ 67,000 |
| New Orleans-Metairie-Kenner, LA | 612 | $ 99,233,000 | $ 162,145 | $ 61,000 |
| Camden, NJ | 604 | $ 114,479,000 | $ 189,534 | $ 85,000 |
| Cambridge-Newton-Framingham, MA | 588 | $ 157,275,000 | $ 267,474 | $ 95,000 |
| Nassau-Suffolk, NY | 581 | $ 186,429,000 | $ 320,876 | $ 108,000 |
| Ocala, FL | 580 | $ 119,424,000 | $ 205,903 | $ 60,000 |
| New Haven-Milford, CT | 571 | $ 120,153,000 | $ 210,425 | $ 83,000 |
| Sarasota-Bradenton-Venice, FL | 556 | $ 139,750,000 | $ 251,348 | $ 144,000 |
| Bethesda-Gaithersburg-Frederick, MD | 553 | $ 167,027,000 | $ 302,037 | $ 105,000 |
| Newark-Union, NJ-PA | 542 | $ 153,038,000 | $ 282,357 | $ 95,839 |
| Portland-South Portland-Biddeford, ME | 542 | $ 112,323,000 | $ 207,238 | $ 83,000 |
| Columbia, SC | 538 | $ 88,203,000 | $ 163,946 | $ 72,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 527 | $ 90,842,000 | $ 172,375 | $ 82,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 523 | $ 149,613,000 | $ 286,066 | $ 114,000 |
| Lake County-Kenosha County, IL-WI | 520 | $ 115,661,000 | $ 222,425 | $ 97,871 |
| Providence-New Bedford-Fall River, RI-MA | 515 | $ 115,397,000 | $ 224,071 | $ 80,372 |
| Louisville-Jefferson County, KY-IN | 498 | $ 72,060,000 | $ 144,698 | $ 77,180 |
| Allentown-Bethlehem-Easton, PA-NJ | 489 | $ 86,494,000 | $ 176,879 | $ 76,092 |
| Charleston-North Charleston, SC | 488 | $ 109,830,000 | $ 225,061 | $ 109,000 |
| Peabody, MA | 483 | $ 129,888,000 | $ 268,919 | $ 83,000 |
| Salt Lake City, UT | 477 | $ 113,020,000 | $ 236,939 | $ 113,000 |
| Beaumont-Port Arthur, TX | 455 | $ 59,672,000 | $ 131,147 | $ 73,000 |
| Richmond, VA | 453 | $ 82,484,000 | $ 182,083 | $ 78,000 |
| Montgomery, AL | 443 | $ 66,628,000 | $ 150,401 | $ 81,000 |
| Tallahassee, FL | 438 | $ 79,868,000 | $ 182,347 | $ 89,000 |
| Akron, OH | 429 | $ 52,563,000 | $ 122,524 | $ 58,000 |
| Boulder, CO | 428 | $ 108,938,000 | $ 254,528 | $ 115,000 |
| Port St. Lucie, FL | 415 | $ 90,748,000 | $ 218,669 | $ 86,000 |
| Ann Arbor, MI | 408 | $ 79,042,000 | $ 193,730 | $ 107,000 |
| Baton Rouge, LA | 408 | $ 64,204,000 | $ 157,362 | $ 80,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 386 | $ 82,343,000 | $ 213,323 | $ 87,854 |
| Omaha-Council Bluffs, NE-IA | 381 | $ 53,668,000 | $ 140,860 | $ 69,372 |
| Cape Coral-Fort Myers, FL | 377 | $ 87,090,000 | $ 231,007 | $ 123,000 |
| Spartanburg, SC | 375 | $ 50,661,000 | $ 135,096 | $ 64,000 |
| Toledo, OH | 367 | $ 51,690,000 | $ 140,844 | $ 73,000 |
| Lancaster, PA | 353 | $ 55,284,000 | $ 156,611 | $ 68,000 |
| Bridgeport-Stamford-Norwalk, CT | 344 | $ 103,147,000 | $ 299,845 | $ 114,000 |
| San Francisco-San Mateo-Redwood City, CA | 341 | $ 168,265,000 | $ 493,445 | $ 149,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 337 | $ 73,558,000 | $ 218,272 | $ 149,000 |
| Florence-Muscle Shoals, AL | 336 | $ 35,124,000 | $ 104,535 | $ 54,000 |
| Durham, NC | 309 | $ 60,225,000 | $ 194,902 | $ 95,000 |
| Memphis, TN-MS-AR | 309 | $ 47,396,000 | $ 153,385 | $ 65,436 |
| York-Hanover, PA | 308 | $ 42,497,000 | $ 137,977 | $ 66,000 |
| Lansing-East Lansing, MI | 293 | $ 42,341,000 | $ 144,508 | $ 79,000 |
| Huntsville, AL | 289 | $ 40,698,000 | $ 140,823 | $ 74,000 |
| Albany-Schenectady-Troy, NY | 284 | $ 48,200,000 | $ 169,718 | $ 81,000 |
| Rockingham County-Strafford County, NH | 284 | $ 69,609,000 | $ 245,102 | $ 89,000 |
| Harrisburg-Carlisle, PA | 281 | $ 41,714,000 | $ 148,448 | $ 72,000 |
| Knoxville, TN | 278 | $ 39,543,000 | $ 142,241 | $ 56,000 |
| Springfield, MO | 275 | $ 33,206,000 | $ 120,749 | $ 67,000 |
| Oklahoma City, OK | 270 | $ 35,541,000 | $ 131,633 | $ 110,000 |
| Canton-Massillon, OH | 269 | $ 31,102,000 | $ 115,620 | $ 59,000 |
| Monroe, LA | 264 | $ 32,841,000 | $ 124,397 | $ 59,000 |
| Asheville, NC | 261 | $ 43,553,000 | $ 166,869 | $ 80,000 |
| Lexington-Fayette, KY | 260 | $ 35,922,000 | $ 138,161 | $ 75,000 |
| Fresno, CA | 259 | $ 61,242,000 | $ 236,455 | $ 91,000 |
| Evansville, IN-KY | 257 | $ 31,178,000 | $ 121,315 | $ 64,583 |
| Bloomington, IN | 252 | $ 31,797,000 | $ 126,178 | $ 71,000 |
| Flint, MI | 249 | $ 33,612,000 | $ 134,987 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 242 | $ 30,102,000 | $ 124,388 | $ 61,595 |
| Deltona-Daytona Beach-Ormond Beach, FL | 240 | $ 43,697,000 | $ 182,070 | $ 95,000 |
| Albuquerque, NM | 239 | $ 43,863,000 | $ 183,527 | $ 92,000 |
| Macon, GA | 238 | $ 35,637,000 | $ 149,735 | $ 75,000 |
| Madison, WI | 235 | $ 45,940,000 | $ 195,489 | $ 90,000 |
| Green Bay, WI | 234 | $ 32,551,000 | $ 139,106 | $ 81,000 |
| Bakersfield, CA | 233 | $ 50,748,000 | $ 217,802 | $ 94,000 |
| Springfield, MA | 230 | $ 38,694,000 | $ 168,234 | $ 78,000 |
| Brownsville-Harlingen, TX | 225 | $ 32,004,000 | $ 142,240 | $ 97,000 |
| Modesto, CA | 223 | $ 57,385,000 | $ 257,331 | $ 92,000 |
| Ogden-Clearfield, UT | 221 | $ 41,493,000 | $ 187,751 | $ 83,000 |
| Reading, PA | 221 | $ 37,787,000 | $ 170,981 | $ 72,000 |
| Greensboro-High Point, NC | 216 | $ 31,589,000 | $ 146,245 | $ 86,000 |
| Burlington-South Burlington, VT | 215 | $ 43,657,000 | $ 203,055 | $ 91,000 |
| Boise City-Nampa, ID | 214 | $ 41,045,000 | $ 191,799 | $ 98,000 |
| Bellingham, WA | 212 | $ 47,589,000 | $ 224,476 | $ 89,000 |
| Lakeland, FL | 209 | $ 37,406,000 | $ 178,976 | $ 81,000 |
| Shreveport-Bossier City, LA | 208 | $ 27,642,000 | $ 132,894 | $ 60,000 |
| Fort Walton Beach-Crestview-Destin, FL | 207 | $ 43,357,000 | $ 209,454 | $ 108,000 |
| Chattanooga, TN-GA | 205 | $ 30,213,000 | $ 147,380 | $ 86,731 |
| Kingston, NY | 204 | $ 41,351,000 | $ 202,700 | $ 94,000 |
| Grand Junction, CO | 201 | $ 41,332,000 | $ 205,631 | $ 76,000 |
| Barnstable Town, MA | 196 | $ 56,442,000 | $ 287,969 | $ 89,000 |
| Fort Wayne, IN | 193 | $ 22,675,000 | $ 117,487 | $ 59,000 |
| Pensacola-Ferry Pass-Brent, FL | 192 | $ 40,837,000 | $ 212,692 | $ 127,000 |
| South Bend-Mishawaka, IN-MI | 190 | $ 20,427,000 | $ 107,510 | $ 49,663 |
| Scranton--Wilkes-Barre, PA | 188 | $ 21,326,000 | $ 113,436 | $ 58,000 |
| Naples-Marco Island, FL | 181 | $ 56,164,000 | $ 310,298 | $ 165,000 |
| Wichita, KS | 179 | $ 19,356,000 | $ 108,134 | $ 67,000 |
| Manchester-Nashua, NH | 178 | $ 38,885,000 | $ 218,455 | $ 88,000 |
| Panama City-Lynn Haven, FL | 172 | $ 38,577,000 | $ 224,284 | $ 172,000 |
| Little Rock-North Little Rock-Conway, AR | 171 | $ 23,194,000 | $ 135,637 | $ 75,000 |
| Topeka, KS | 170 | $ 20,622,000 | $ 121,305 | $ 62,000 |
| Tulsa, OK | 170 | $ 24,974,000 | $ 146,905 | $ 81,000 |
| Palm Bay-Melbourne-Titusville, FL | 169 | $ 31,664,000 | $ 187,360 | $ 91,000 |
| Lincoln, NE | 167 | $ 21,138,000 | $ 126,574 | $ 58,000 |
| Dayton, OH | 166 | $ 22,416,000 | $ 135,036 | $ 82,000 |
| Sheboygan, WI | 163 | $ 21,737,000 | $ 133,355 | $ 67,000 |
| Gadsden, AL | 159 | $ 18,031,000 | $ 113,402 | $ 51,000 |
| Lafayette, IN | 157 | $ 19,649,000 | $ 125,152 | $ 73,000 |
| Norwich-New London, CT | 157 | $ 35,064,000 | $ 223,337 | $ 93,000 |
| Appleton, WI | 156 | $ 20,496,000 | $ 131,384 | $ 66,000 |
| Prescott, AZ | 155 | $ 36,064,000 | $ 232,670 | $ 99,000 |
| Springfield, IL | 150 | $ 21,400,000 | $ 142,666 | $ 77,000 |
| Kennewick-Richland-Pasco, WA | 149 | $ 20,115,000 | $ 135,000 | $ 68,000 |
| Elkhart-Goshen, IN | 148 | $ 17,552,000 | $ 118,594 | $ 48,000 |
| Tacoma, WA | 146 | $ 35,583,000 | $ 243,719 | $ 109,000 |
| Peoria, IL | 145 | $ 16,852,000 | $ 116,220 | $ 70,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 145 | $ 34,906,000 | $ 240,731 | $ 90,000 |
| Stockton, CA | 144 | $ 42,121,000 | $ 292,506 | $ 111,000 |
| Wilmington, DE-MD-NJ | 141 | $ 24,501,000 | $ 173,765 | $ 83,446 |
| Charlottesville, VA | 138 | $ 32,869,000 | $ 238,181 | $ 96,000 |
| Augusta-Richmond County, GA-SC | 136 | $ 18,918,000 | $ 139,102 | $ 64,529 |
| Rochester, MN | 136 | $ 22,291,000 | $ 163,904 | $ 76,000 |
| El Paso, TX | 130 | $ 20,935,000 | $ 161,038 | $ 105,000 |
| Redding, CA | 130 | $ 28,029,000 | $ 215,607 | $ 94,000 |
| Savannah, GA | 130 | $ 25,654,000 | $ 197,338 | $ 101,000 |
| Flagstaff, AZ | 128 | $ 33,124,000 | $ 258,781 | $ 129,000 |
| Yuma, AZ | 128 | $ 25,547,000 | $ 199,585 | $ 75,000 |
| Atlantic City, NJ | 126 | $ 27,595,000 | $ 219,007 | $ 86,000 |
| College Station-Bryan, TX | 126 | $ 14,678,000 | $ 116,492 | $ 94,000 |
| Decatur, AL | 126 | $ 13,349,000 | $ 105,944 | $ 51,000 |
| Hagerstown-Martinsburg, MD-WV | 123 | $ 22,128,000 | $ 179,902 | $ 76,634 |
| Yakima, WA | 120 | $ 17,408,000 | $ 145,066 | $ 76,000 |
| Anderson, SC | 118 | $ 16,521,000 | $ 140,008 | $ 61,000 |
| Warner Robins, GA | 116 | $ 15,653,000 | $ 134,939 | $ 103,000 |
| Gulfport-Biloxi, MS | 114 | $ 18,173,000 | $ 159,412 | $ 76,000 |
| Erie, PA | 113 | $ 10,645,000 | $ 94,203 | $ 62,000 |
| Farmington, NM | 112 | $ 18,871,000 | $ 168,491 | $ 77,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 110 | $ 42,413,000 | $ 385,572 | $ 140,000 |
| Killeen-Temple-Fort Hood, TX | 109 | $ 15,171,000 | $ 139,183 | $ 94,000 |
| State College, PA | 107 | $ 15,368,000 | $ 143,626 | $ 76,000 |
| Jackson, MS | 106 | $ 15,023,000 | $ 141,726 | $ 71,000 |
| Colorado Springs, CO | 103 | $ 20,666,000 | $ 200,640 | $ 79,000 |
| Greeley, CO | 103 | $ 18,710,000 | $ 181,650 | $ 76,000 |
| Pocatello, ID | 102 | $ 13,421,000 | $ 131,578 | $ 57,000 |
| Fort Collins-Loveland, CO | 101 | $ 22,530,000 | $ 223,069 | $ 113,000 |
| Anniston-Oxford, AL | 100 | $ 12,308,000 | $ 123,080 | $ 64,000 |
| Provo-Orem, UT | 100 | $ 22,861,000 | $ 228,610 | $ 103,000 |
| Tuscaloosa, AL | 99 | $ 14,593,000 | $ 147,404 | $ 83,000 |
| Sioux City, IA-NE-SD | 98 | $ 10,057,000 | $ 102,622 | $ 48,602 |
| Corpus Christi, TX | 95 | $ 14,786,000 | $ 155,642 | $ 96,000 |
| Cedar Rapids, IA | 94 | $ 14,367,000 | $ 152,840 | $ 67,000 |
| Altoona, PA | 93 | $ 8,255,000 | $ 88,763 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 93 | $ 10,977,000 | $ 118,032 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 92 | $ 14,607,000 | $ 158,771 | $ 86,000 |
| Fargo, ND-MN | 91 | $ 11,970,000 | $ 131,538 | $ 47,868 |
| McAllen-Edinburg-Mission, TX | 91 | $ 11,376,000 | $ 125,010 | $ 65,000 |
| Sherman-Denison, TX | 91 | $ 10,197,000 | $ 112,054 | $ 79,000 |
| Wausau, WI | 89 | $ 10,857,000 | $ 121,988 | $ 56,000 |
| Trenton-Ewing, NJ | 87 | $ 19,190,000 | $ 220,574 | $ 78,000 |
| Sioux Falls, SD | 86 | $ 10,627,000 | $ 123,569 | $ 54,000 |
| Visalia-Porterville, CA | 84 | $ 15,362,000 | $ 182,880 | $ 97,000 |
| Lebanon, PA | 82 | $ 10,776,000 | $ 131,414 | $ 73,000 |
| Ocean City, NJ | 82 | $ 25,790,000 | $ 314,512 | $ 121,000 |
| Vallejo-Fairfield, CA | 82 | $ 27,128,000 | $ 330,829 | $ 117,000 |
| Racine, WI | 81 | $ 13,150,000 | $ 162,345 | $ 66,000 |
| Winchester, VA-WV | 80 | $ 17,580,000 | $ 219,750 | $ 67,400 |
| Jacksonville, NC | 79 | $ 13,665,000 | $ 172,974 | $ 89,000 |
| Oshkosh-Neenah, WI | 78 | $ 11,986,000 | $ 153,666 | $ 73,000 |
| Odessa, TX | 77 | $ 7,371,000 | $ 95,727 | $ 65,000 |
| Vineland-Millville-Bridgeton, NJ | 76 | $ 11,348,000 | $ 149,315 | $ 62,000 |
| Sebastian-Vero Beach, FL | 75 | $ 18,007,000 | $ 240,093 | $ 103,000 |
| Fayetteville, NC | 74 | $ 9,227,000 | $ 124,689 | $ 72,000 |
| Burlington, NC | 73 | $ 10,040,000 | $ 137,534 | $ 88,000 |
| Gainesville, FL | 73 | $ 12,785,000 | $ 175,136 | $ 86,000 |
| Monroe, MI | 72 | $ 10,905,000 | $ 151,458 | $ 80,000 |
| St. Cloud, MN | 72 | $ 12,397,000 | $ 172,180 | $ 60,000 |
| Lake Havasu City-Kingman, AZ | 71 | $ 15,791,000 | $ 222,408 | $ 138,000 |
| Winston-Salem, NC | 71 | $ 9,645,000 | $ 135,845 | $ 86,000 |
| Abilene, TX | 69 | $ 6,569,000 | $ 95,202 | $ 81,000 |
| Kokomo, IN | 69 | $ 8,653,000 | $ 125,405 | $ 74,000 |
| Roanoke, VA | 69 | $ 10,447,000 | $ 151,405 | $ 66,000 |
| Pascagoula, MS | 68 | $ 9,581,000 | $ 140,897 | $ 72,000 |
| Reno-Sparks, NV | 67 | $ 19,048,000 | $ 284,298 | $ 135,000 |
| Bremerton-Silverdale, WA | 66 | $ 22,552,000 | $ 341,696 | $ 165,000 |
| Albany, GA | 63 | $ 7,527,000 | $ 119,476 | $ 82,000 |
| Punta Gorda, FL | 62 | $ 15,147,000 | $ 244,306 | $ 142,000 |
| Michigan City-La Porte, IN | 61 | $ 8,228,000 | $ 134,885 | $ 62,000 |
| Youngstown-Warren-Boardman, OH-PA | 61 | $ 7,214,000 | $ 118,262 | $ 56,000 |
| Jackson, MI | 60 | $ 8,703,000 | $ 145,050 | $ 69,000 |
| Anderson, IN | 59 | $ 5,255,000 | $ 89,067 | $ 60,000 |
| Athens-Clarke County, GA | 57 | $ 7,655,000 | $ 134,298 | $ 99,000 |
| Morristown, TN | 56 | $ 8,277,000 | $ 147,803 | $ 42,000 |
| Charleston, WV | 55 | $ 6,272,000 | $ 114,036 | $ 51,000 |
| Gainesville, GA | 55 | $ 9,469,000 | $ 172,163 | $ 80,000 |
| Santa Rosa-Petaluma, CA | 55 | $ 18,849,000 | $ 342,709 | $ 272,000 |
| St. Joseph, MO-KS | 55 | $ 5,875,000 | $ 106,818 | $ 47,963 |
| Merced, CA | 54 | $ 11,805,000 | $ 218,611 | $ 83,000 |
| Dothan, AL | 53 | $ 7,395,000 | $ 139,528 | $ 60,000 |
| Houma-Bayou Cane-Thibodaux, LA | 53 | $ 7,822,000 | $ 147,584 | $ 75,000 |
| Rockford, IL | 53 | $ 6,666,000 | $ 125,773 | $ 71,000 |
| Eau Claire, WI | 52 | $ 6,729,000 | $ 129,403 | $ 60,000 |
| Salem, OR | 52 | $ 10,700,000 | $ 205,769 | $ 90,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 51 | $ 16,553,000 | $ 324,568 | $ 111,000 |
| Lawrence, KS | 50 | $ 7,157,000 | $ 143,140 | $ 68,000 |
| Auburn-Opelika, AL | 48 | $ 7,889,000 | $ 164,354 | $ 83,000 |
| Palm Coast, FL | 48 | $ 9,688,000 | $ 201,833 | $ 110,000 |
| Idaho Falls, ID | 47 | $ 7,802,000 | $ 166,000 | $ 64,000 |
| Tyler, TX | 47 | $ 6,097,000 | $ 129,723 | $ 91,000 |
| Joplin, MO | 46 | $ 4,213,000 | $ 91,586 | $ 58,000 |
| Saginaw-Saginaw Township North, MI | 45 | $ 5,578,000 | $ 123,955 | $ 81,000 |
| Iowa City, IA | 44 | $ 6,759,000 | $ 153,613 | $ 70,000 |
| Bend, OR | 42 | $ 11,132,000 | $ 265,047 | $ 481,000 |
| Columbia, MO | 42 | $ 5,630,000 | $ 134,047 | $ 81,000 |
| Columbus, GA-AL | 42 | $ 5,827,000 | $ 138,738 | $ 63,142 |
| Lubbock, TX | 40 | $ 6,020,000 | $ 150,500 | $ 100,000 |
| Dover, DE | 39 | $ 7,895,000 | $ 202,435 | $ 94,000 |
| St. George, UT | 39 | $ 10,914,000 | $ 279,846 | $ 158,000 |
| Lake Charles, LA | 38 | $ 4,054,000 | $ 106,684 | $ 47,000 |
| Madera, CA | 38 | $ 8,666,000 | $ 228,052 | $ 108,000 |
| Spokane, WA | 38 | $ 6,878,000 | $ 181,000 | $ 73,000 |
| Kalamazoo-Portage, MI | 37 | $ 5,666,000 | $ 153,135 | $ 77,000 |
| Salinas, CA | 37 | $ 17,190,000 | $ 464,594 | $ 129,000 |
| Ames, IA | 36 | $ 4,653,000 | $ 129,250 | $ 60,000 |
| Duluth, MN-WI | 36 | $ 5,162,000 | $ 143,388 | $ 84,500 |
| Lynchburg, VA | 36 | $ 5,367,000 | $ 149,083 | $ 95,000 |
| Cleveland, TN | 35 | $ 4,888,000 | $ 139,657 | $ 72,000 |
| Midland, TX | 35 | $ 5,566,000 | $ 159,028 | $ 94,000 |
| Sumter, SC | 35 | $ 4,415,000 | $ 126,142 | $ 52,000 |
| El Centro, CA | 34 | $ 6,315,000 | $ 185,735 | $ 198,000 |
| Salisbury, MD | 34 | $ 5,644,000 | $ 166,000 | $ 59,000 |
| Waterloo-Cedar Falls, IA | 34 | $ 3,933,000 | $ 115,676 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 33 | $ 3,943,000 | $ 119,484 | $ 74,575 |
| Dalton, GA | 32 | $ 3,699,000 | $ 115,593 | $ 70,000 |
| Danville, IL | 32 | $ 2,000,000 | $ 62,500 | $ 45,000 |
| Greenville, NC | 32 | $ 5,124,000 | $ 160,125 | $ 97,000 |
| Alexandria, LA | 31 | $ 3,799,000 | $ 122,548 | $ 58,000 |
| Florence, SC | 31 | $ 4,087,000 | $ 131,838 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 31 | $ 14,220,000 | $ 458,709 | $ 194,000 |
| Wichita Falls, TX | 30 | $ 3,053,000 | $ 101,766 | $ 117,000 |
| Las Cruces, NM | 29 | $ 5,428,000 | $ 187,172 | $ 84,000 |
| Lewiston-Auburn, ME | 29 | $ 3,776,000 | $ 130,206 | $ 75,000 |
| Eugene-Springfield, OR | 28 | $ 5,892,000 | $ 210,428 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 28 | $ 4,632,000 | $ 165,428 | $ 123,428 |
| Janesville, WI | 28 | $ 3,848,000 | $ 137,428 | $ 64,000 |
| Santa Fe, NM | 28 | $ 6,897,000 | $ 246,321 | $ 100,000 |
| Chico, CA | 27 | $ 6,595,000 | $ 244,259 | $ 124,000 |
| Glens Falls, NY | 27 | $ 3,655,000 | $ 135,370 | $ 87,000 |
| San Luis Obispo-Paso Robles, CA | 27 | $ 9,475,000 | $ 350,925 | $ 137,000 |
| Brunswick, GA | 26 | $ 7,404,000 | $ 284,769 | $ 183,000 |
| Hattiesburg, MS | 26 | $ 3,696,000 | $ 142,153 | $ 88,000 |
| Johnson City, TN | 26 | $ 3,123,000 | $ 120,115 | $ 77,000 |
| Johnstown, PA | 26 | $ 2,040,000 | $ 78,461 | $ 58,000 |
| Rapid City, SD | 26 | $ 2,928,000 | $ 112,615 | $ 86,000 |
| Jefferson City, MO | 25 | $ 2,945,000 | $ 117,800 | $ 67,000 |
| Olympia, WA | 25 | $ 5,032,000 | $ 201,280 | $ 69,000 |
| Coeur D'Alene, ID | 24 | $ 6,604,000 | $ 275,166 | $ 340,000 |
| Missoula, MT | 24 | $ 5,724,000 | $ 238,500 | $ 89,000 |
| Mount Vernon-Anacortes, WA | 24 | $ 5,800,000 | $ 241,666 | $ 93,000 |
| Kankakee-Bradley, IL | 23 | $ 3,595,000 | $ 156,304 | $ 65,000 |
| Niles-Benton Harbor, MI | 23 | $ 3,413,000 | $ 148,391 | $ 102,000 |
| Syracuse, NY | 23 | $ 2,440,000 | $ 106,086 | $ 73,000 |
| Bloomington-Normal, IL | 22 | $ 3,820,000 | $ 173,636 | $ 136,000 |
| Buffalo-Niagara Falls, NY | 22 | $ 2,575,000 | $ 117,045 | $ 73,000 |
| Fond Du Lac, WI | 22 | $ 3,260,000 | $ 148,181 | $ 55,000 |
| Hot Springs, AR | 22 | $ 3,474,000 | $ 157,909 | $ 85,000 |
| Medford, OR | 22 | $ 5,568,000 | $ 253,090 | $ 92,000 |
| Pittsfield, MA | 22 | $ 3,903,000 | $ 177,409 | $ 164,000 |
| Waco, TX | 22 | $ 3,150,000 | $ 143,181 | $ 83,000 |
| Battle Creek, MI | 21 | $ 3,140,000 | $ 149,523 | $ 104,000 |
| Blacksburg-Christiansburg-Radford, VA | 21 | $ 3,849,000 | $ 183,285 | $ 93,000 |
| Muncie, IN | 21 | $ 2,109,000 | $ 100,428 | $ 65,000 |
| Valdosta, GA | 21 | $ 2,587,000 | $ 123,190 | $ 95,000 |
| Wenatchee, WA | 21 | $ 5,491,000 | $ 261,476 | $ 144,000 |
| Clarksville, TN-KY | 20 | $ 2,493,000 | $ 124,650 | $ 76,800 |
| Cumberland, MD-WV | 20 | $ 2,218,000 | $ 110,900 | $ 49,500 |
| Terre Haute, IN | 20 | $ 1,792,000 | $ 89,600 | $ 59,000 |
| Elizabethtown, KY | 19 | $ 2,402,000 | $ 126,421 | $ 54,000 |
| Laredo, TX | 19 | $ 3,640,000 | $ 191,578 | $ 107,000 |
| Longview, WA | 18 | $ 3,558,000 | $ 197,666 | $ 90,000 |
| Napa, CA | 18 | $ 6,925,000 | $ 384,722 | $ 176,000 |
| Springfield, OH | 18 | $ 1,660,000 | $ 92,222 | $ 82,000 |
| Hanford-Corcoran, CA | 17 | $ 2,976,000 | $ 175,058 | $ 68,000 |
| Rochester, NY | 17 | $ 2,301,000 | $ 135,352 | $ 124,000 |
| Columbus, IN | 15 | $ 1,953,000 | $ 130,200 | $ 65,000 |
| Goldsboro, NC | 15 | $ 1,895,000 | $ 126,333 | $ 71,000 |
| Lima, OH | 15 | $ 1,355,000 | $ 90,333 | $ 63,000 |
| Rocky Mount, NC | 15 | $ 1,934,000 | $ 128,933 | $ 107,000 |
| Amarillo, TX | 14 | $ 1,581,000 | $ 112,928 | $ 64,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,394,000 | $ 99,571 | $ 72,928 |
| Longview, TX | 14 | $ 1,919,000 | $ 137,071 | $ 48,000 |
| Mansfield, OH | 14 | $ 1,252,000 | $ 89,428 | $ 100,000 |
| Utica-Rome, NY | 14 | $ 2,385,000 | $ 170,357 | $ 68,000 |
| Bay City, MI | 13 | $ 1,757,000 | $ 135,153 | $ 63,000 |
| Billings, MT | 13 | $ 1,922,000 | $ 147,846 | $ 79,000 |
| Carson City, NV | 13 | $ 2,864,000 | $ 220,307 | $ 94,000 |
| Champaign-Urbana, IL | 13 | $ 1,342,000 | $ 103,230 | $ 79,000 |
| Pueblo, CO | 13 | $ 2,609,000 | $ 200,692 | $ 60,000 |
| Victoria, TX | 13 | $ 1,821,000 | $ 140,076 | $ 117,000 |
| Yuba City, CA | 13 | $ 3,099,000 | $ 238,384 | $ 83,000 |
| Corvallis, OR | 12 | $ 2,250,000 | $ 187,500 | $ 71,000 |
| Harrisonburg, VA | 12 | $ 2,303,000 | $ 191,916 | $ 58,000 |
| Honolulu, HI | 12 | $ 3,741,000 | $ 311,750 | $ 174,000 |
| Jackson, TN | 12 | $ 1,623,000 | $ 135,250 | $ 71,000 |
| La Crosse, WI-MN | 12 | $ 2,555,000 | $ 212,916 | $ 56,000 |
| Holland-Grand Haven, MI | 11 | $ 2,173,000 | $ 197,545 | $ 122,000 |
| Logan, UT-ID | 11 | $ 1,614,000 | $ 146,727 | $ 72,000 |
| Sandusky, OH | 11 | $ 1,631,000 | $ 148,272 | $ 67,000 |
| Williamsport, PA | 11 | $ 1,156,000 | $ 105,090 | $ 77,000 |
| Grand Forks, ND-MN | 10 | $ 1,155,000 | $ 115,500 | $ 25,700 |
| Fort Smith, AR-OK | 9 | $ 857,000 | $ 95,222 | $ 59,000 |
| Owensboro, KY | 9 | $ 2,136,000 | $ 237,333 | $ 134,000 |
| Rome, GA | 9 | $ 1,608,000 | $ 178,666 | $ 56,000 |
| Binghamton, NY | 8 | $ 790,000 | $ 98,750 | $ 43,000 |
| Casper, WY | 8 | $ 1,413,000 | $ 176,625 | $ 80,000 |
| Danville, VA | 7 | $ 919,000 | $ 131,285 | $ 107,000 |
| Decatur, IL | 6 | $ 511,000 | $ 85,166 | $ 49,000 |
| Dubuque, IA | 6 | $ 867,000 | $ 144,500 | $ 50,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 580,000 | $ 96,666 | $ 34,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 884,000 | $ 147,333 | $ 76,000 |
| Cheyenne, WY | 5 | $ 980,000 | $ 196,000 | $ 73,000 |
| Lewiston, ID-WA | 5 | $ 896,000 | $ 179,200 | $ 108,800 |
| Muskegon-Norton Shores, MI | 5 | $ 650,000 | $ 130,000 | $ 146,000 |
| San Angelo, TX | 5 | $ 710,000 | $ 142,000 | $ 76,000 |
| Wheeling, WV-OH | 5 | $ 388,000 | $ 77,600 | $ 46,200 |
| Bangor, ME | 4 | $ 696,000 | $ 174,000 | $ 72,000 |
| Morgantown, WV | 4 | $ 513,000 | $ 128,250 | $ 104,000 |
| Bowling Green, KY | 3 | $ 332,000 | $ 110,666 | $ 43,000 |
| Great Falls, MT | 3 | $ 331,000 | $ 110,333 | $ 64,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 403,000 | $ 134,333 | $ 30,000 |
| Pine Bluff, AR | 3 | $ 463,000 | $ 154,333 | $ 101,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 206,000 | $ 68,666 | $ 62,000 |
| Bismarck, ND | 2 | $ 283,000 | $ 141,500 | $ 44,000 |
| Jonesboro, AR | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Ithaca, NY | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Lawton, OK | 1 | $ 49,000 | $ 49,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Amtrust Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 79,612 | $14,275,155,000 | $179,000 | $2,500,000 | $89,000 | $8,139,000 |
| Refinancing | 60,847 | $13,550,559,000 | $222,000 | $2,150,000 | $96,000 | $9,644,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 103,486 | $20,095,970,000 | $194,000 | $2,150,000 | $94,000 | $9,644,000 |
| Not Provided | 10,761 | $2,231,632,000 | $207,000 | $2,055,000 | $97,000 | $9,000,000 |
| Hispanic | 9,713 | $1,915,486,000 | $197,000 | $2,500,000 | $73,000 | $3,435,000 |
| Black or African American | 8,800 | $1,483,903,000 | $168,000 | $1,680,000 | $64,000 | $4,031,000 |
| Asian | 6,808 | $1,936,238,000 | $284,000 | $2,000,000 | $114,000 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 355 | $78,943,000 | $222,000 | $999,000 | $95,000 | $1,596,000 |
| American Indian or Alaskan Native | 315 | $58,705,000 | $186,000 | $980,000 | $83,000 | $1,053,000 |
| Not applicable | 221 | $24,837,000 | $112,000 | $333,000 | $31,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 140,459 | $27,825,714,000 | $198,000 | $2,500,000 | $92,000 | $9,644,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 116,194 | $22,668,089,000 | $195,000 | $2,150,000 | $91,000 | $9,600,000 |
| Loan Purchased By The Institution | 7,943 | $1,511,749,000 | $190,000 | $1,926,000 | $84,000 | $2,339,000 |
| Application Approved But Not Accepted | 7,346 | $1,667,926,000 | $227,000 | $1,680,000 | $94,000 | $8,139,000 |
| Application Denied By Financial Institution | 5,873 | $1,407,546,000 | $239,000 | $2,000,000 | $116,000 | $9,644,000 |
| Application Withdrawn By Applicant | 2,595 | $490,545,000 | $189,000 | $2,500,000 | $83,000 | $4,232,000 |
| Preapproval Approved but not Accepted | 309 | $51,132,000 | $165,000 | $966,000 | $62,000 | $996,000 |
| Preapproval Denied by Financial Institution | 199 | $28,727,000 | $144,000 | $533,000 | $56,000 | $386,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,793 | $415,027,000 | $231,000 | $2,000,000 | $118,000 | $9,000,000 |
| Other | 1,416 | $330,105,000 | $233,000 | $2,000,000 | $146,000 | $6,055,000 |
| Credit Application Incomplete | 875 | $202,842,000 | $231,000 | $1,463,000 | $85,000 | $962,000 |
| Credit History | 854 | $192,694,000 | $225,000 | $1,820,000 | $86,000 | $9,644,000 |
| Debt-To-Income Ratio | 727 | $195,346,000 | $268,000 | $1,900,000 | $109,000 | $3,327,000 |
| Employment History | 180 | $36,212,000 | $201,000 | $1,000,000 | $70,000 | $545,000 |
| Unverifiable Information | 169 | $47,416,000 | $280,000 | $1,500,000 | $144,000 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $15,497,000 | $303,000 | $1,263,000 | $180,000 | $1,200,000 |
| Mortgage Insurance Denied | 7 | $1,134,000 | $162,000 | $293,000 | $56,000 | $116,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amtrust Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amtrust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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