Angel Oak Home Loans LLC Mortgage Lending & HMDA Data, 2021

In 2021, Angel Oak Home Loans LLC of Atlanta, GA reported 12,317 mortgage applications totaling $4.2 billion, up 22% from 2020. The average application was for $343,979, and applicants reported an average income of $159,821. 68% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,780), Wilmington, NC (601) and Charlotte-Concord-Gastonia, NC-SC (380) (applications in parentheses).

Mortgage Company & Address Angel Oak Home Loans LLC
3600 Peachtree Road Nw, Suite 500
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 12,317
Total Mortgage Loan Application Amount $4,236,795,000
Average Mortgage Loan Application Amount $343,979
Highest Mortgage Loan Application Amount $3,055,000
Average Applicant Income $159,821
Highest Applicant Income $9,868,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Angel Oak Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Angel Oak Home Loans LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 683 $ 366,825,000 $ 537,079 $ 236,000
New Hanover, North Carolina 431 $ 120,095,000 $ 278,642 $ 114,000
Bexar, Texas 312 $ 87,790,000 $ 281,378 $ 116,000
Brunswick, North Carolina 309 $ 78,035,000 $ 252,540 $ 93,000
Cobb, Georgia 296 $ 103,570,000 $ 349,898 $ 141,000
Brevard, Florida 284 $ 81,070,000 $ 285,457 $ 121,000
Lowndes, Georgia 230 $ 49,280,000 $ 214,260 $ 107,000
Chatham, Georgia 225 $ 60,545,000 $ 269,088 $ 132,000
Wake, North Carolina 220 $ 78,390,000 $ 356,318 $ 179,000
St. Tammany, Louisiana 210 $ 60,860,000 $ 289,809 $ 147,000
Richland, South Carolina 205 $ 36,455,000 $ 177,829 $ 67,000
DeKalb, Georgia 199 $ 82,285,000 $ 413,492 $ 174,000
Pitt, North Carolina 182 $ 39,110,000 $ 214,890 $ 118,000
Collin, Texas 182 $ 66,120,000 $ 363,296 $ 150,000
Travis, Texas 182 $ 81,290,000 $ 446,648 $ 238,000
Mecklenburg, North Carolina 171 $ 62,085,000 $ 363,070 $ 175,000
Pender, North Carolina 170 $ 49,760,000 $ 292,705 $ 106,000
Los Angeles, California 159 $ 118,395,000 $ 744,622 $ 272,000
Gwinnett, Georgia 150 $ 48,340,000 $ 322,266 $ 135,000
Tift, Georgia 150 $ 30,060,000 $ 200,400 $ 79,000
Onslow, North Carolina 136 $ 29,800,000 $ 219,117 $ 86,000
Lincoln, Mississippi 134 $ 25,040,000 $ 186,865 $ 82,000
Williamson, Texas 130 $ 42,020,000 $ 323,230 $ 142,000
Harris, Texas 129 $ 49,585,000 $ 384,379 $ 221,000
East Baton Rouge, Louisiana 126 $ 48,200,000 $ 382,539 $ 176,000
Cherokee, Georgia 120 $ 40,700,000 $ 339,166 $ 140,000
Ventura, California 111 $ 68,985,000 $ 621,486 $ 189,000
El Paso, Texas 111 $ 24,935,000 $ 224,639 $ 76,000
Broward, Florida 105 $ 48,005,000 $ 457,190 $ 234,000
Wilson, North Carolina 102 $ 17,890,000 $ 175,392 $ 77,000
Charleston, South Carolina 95 $ 35,305,000 $ 371,631 $ 157,000
Orange, Florida 92 $ 37,320,000 $ 405,652 $ 177,000
Effingham, Georgia 90 $ 21,970,000 $ 244,111 $ 103,000
Lexington, South Carolina 88 $ 17,230,000 $ 195,795 $ 69,000
Adams, Mississippi 80 $ 14,060,000 $ 175,750 $ 71,000
Clark, Nevada 79 $ 25,195,000 $ 318,924 $ 115,000
Osceola, Florida 75 $ 24,865,000 $ 331,533 $ 247,000
Houston, Georgia 73 $ 12,635,000 $ 173,082 $ 145,000
Denton, Texas 70 $ 25,090,000 $ 358,428 $ 165,000
Forsyth, Georgia 69 $ 29,335,000 $ 425,144 $ 163,000
Dona Ana, New Mexico 65 $ 13,845,000 $ 213,000 $ 95,000
Davidson, Tennessee 65 $ 24,585,000 $ 378,230 $ 190,000
Riverside, California 63 $ 27,895,000 $ 442,777 $ 218,000
Durham, North Carolina 61 $ 18,465,000 $ 302,704 $ 135,000
Orange, California 60 $ 57,290,000 $ 954,833 $ 359,000
Madison, Mississippi 60 $ 18,250,000 $ 304,166 $ 112,000
Hillsborough, Florida 58 $ 20,920,000 $ 360,689 $ 179,000
Tarrant, Texas 58 $ 20,240,000 $ 348,965 $ 180,000
Dallas, Texas 56 $ 16,850,000 $ 300,892 $ 187,000
Berkeley, South Carolina 55 $ 15,835,000 $ 287,909 $ 148,000
Miami-Dade, Florida 54 $ 32,310,000 $ 598,333 $ 407,000
Palm Beach, Florida 52 $ 24,980,000 $ 480,384 $ 275,000
Bryan, Georgia 52 $ 13,900,000 $ 267,307 $ 119,000
Paulding, Georgia 51 $ 12,665,000 $ 248,333 $ 114,000
Maricopa, Arizona 49 $ 32,005,000 $ 653,163 $ 345,000
Grayson, Texas 49 $ 12,195,000 $ 248,877 $ 157,000
Dorchester, South Carolina 47 $ 13,835,000 $ 294,361 $ 93,000
Sumter, South Carolina 47 $ 7,915,000 $ 168,404 $ 61,000
Iredell, North Carolina 45 $ 14,315,000 $ 318,111 $ 178,000
Fort Bend, Texas 43 $ 15,535,000 $ 361,279 $ 168,000
Lake, Florida 42 $ 16,280,000 $ 387,619 $ 119,000
Jefferson, Louisiana 42 $ 11,340,000 $ 270,000 $ 169,000
Orleans, Louisiana 41 $ 12,775,000 $ 311,585 $ 146,000
Pinellas, Florida 40 $ 16,620,000 $ 415,500 $ 401,000
Rankin, Mississippi 39 $ 9,605,000 $ 246,282 $ 94,000
Carteret, North Carolina 39 $ 16,275,000 $ 417,307 $ 165,000
Nash, North Carolina 38 $ 7,420,000 $ 195,263 $ 74,000
Union, North Carolina 38 $ 19,340,000 $ 508,947 $ 187,000
Williamson, Tennessee 36 $ 23,920,000 $ 664,444 $ 258,000
Kershaw, South Carolina 35 $ 7,235,000 $ 206,714 $ 63,000
Hall, Georgia 34 $ 11,680,000 $ 343,529 $ 143,000
Washoe, Nevada 34 $ 11,280,000 $ 331,764 $ 160,000
Horry, South Carolina 34 $ 8,640,000 $ 254,117 $ 158,000
Hays, Texas 34 $ 10,740,000 $ 315,882 $ 250,000
Beaufort, South Carolina 33 $ 16,675,000 $ 505,303 $ 228,000
York, South Carolina 33 $ 11,825,000 $ 358,333 $ 258,000
Guadalupe, Texas 33 $ 8,515,000 $ 258,030 $ 136,000
Pasco, Florida 32 $ 9,290,000 $ 290,312 $ 102,000
Tangipahoa, Louisiana 32 $ 7,130,000 $ 222,812 $ 97,000
Cabarrus, North Carolina 32 $ 10,920,000 $ 341,250 $ 136,000
San Bernardino, California 31 $ 15,835,000 $ 510,806 $ 265,000
St. Johns, Florida 28 $ 17,290,000 $ 617,500 $ 235,000
Fayette, Georgia 28 $ 11,150,000 $ 398,214 $ 156,000
Concordia, Louisiana 28 $ 4,200,000 $ 150,000 $ 69,000
San Diego, California 27 $ 20,785,000 $ 769,814 $ 290,000
Prince George's, Maryland 27 $ 6,885,000 $ 255,000 $ 123,000
Orangeburg, South Carolina 27 $ 2,985,000 $ 110,555 $ 52,000
Berrien, Georgia 26 $ 4,650,000 $ 178,846 $ 74,000
Johnston, North Carolina 26 $ 6,760,000 $ 260,000 $ 71,000
Orange, North Carolina 26 $ 8,230,000 $ 316,538 $ 109,000
Rockwall, Texas 26 $ 8,860,000 $ 340,769 $ 114,000
Copiah, Mississippi 25 $ 3,865,000 $ 154,600 $ 83,000
Columbus, North Carolina 25 $ 5,015,000 $ 200,600 $ 86,000
Guilford, North Carolina 25 $ 5,175,000 $ 207,000 $ 122,000
Bulloch, Georgia 24 $ 4,680,000 $ 195,000 $ 109,000
Jackson, Georgia 24 $ 8,880,000 $ 370,000 $ 128,000
Cook, Illinois 24 $ 11,860,000 $ 494,166 $ 249,000
Pike, Mississippi 24 $ 4,360,000 $ 181,666 $ 87,000
Johnson, Texas 24 $ 7,790,000 $ 324,583 $ 111,000
Contra Costa, California 22 $ 18,160,000 $ 825,454 $ 295,000
Ellis, Texas 22 $ 7,230,000 $ 328,636 $ 104,000
Nueces, Texas 22 $ 5,020,000 $ 228,181 $ 179,000
Fairfax, Virginia 22 $ 12,670,000 $ 575,909 $ 290,000
District of Columbia, District Of Columbia 21 $ 11,535,000 $ 549,285 $ 161,000
Henry, Georgia 21 $ 5,745,000 $ 273,571 $ 96,000
Forsyth, North Carolina 21 $ 5,005,000 $ 238,333 $ 125,000
Franklin, North Carolina 21 $ 6,145,000 $ 292,619 $ 101,000
Galveston, Texas 21 $ 6,965,000 $ 331,666 $ 182,000
Seminole, Florida 20 $ 7,880,000 $ 394,000 $ 198,000
Lanier, Georgia 20 $ 3,240,000 $ 162,000 $ 68,000
Ascension, Louisiana 20 $ 5,720,000 $ 286,000 $ 156,000
Baltimore, Maryland 20 $ 7,120,000 $ 356,000 $ 191,000
Alamance, North Carolina 20 $ 4,460,000 $ 223,000 $ 80,000
Cumberland, North Carolina 20 $ 3,080,000 $ 154,000 $ 90,000
Comal, Texas 20 $ 7,500,000 $ 375,000 $ 150,000
Lee, Florida 19 $ 7,125,000 $ 375,000 $ 245,000
Polk, Florida 19 $ 5,695,000 $ 299,736 $ 162,000
Sarasota, Florida 19 $ 8,865,000 $ 466,578 $ 168,000
Bartow, Georgia 19 $ 4,895,000 $ 257,631 $ 108,000
Gaston, North Carolina 19 $ 2,945,000 $ 155,000 $ 75,000
Lincoln, North Carolina 19 $ 6,075,000 $ 319,736 $ 108,000
Collier, Florida 18 $ 8,300,000 $ 461,111 $ 412,000
Marion, Florida 18 $ 4,710,000 $ 261,666 $ 220,000
Volusia, Florida 18 $ 6,460,000 $ 358,888 $ 164,000
Barrow, Georgia 18 $ 3,950,000 $ 219,444 $ 85,000
Livingston, Louisiana 18 $ 3,780,000 $ 210,000 $ 80,000
Harnett, North Carolina 18 $ 4,860,000 $ 270,000 $ 103,000
Shelby, Tennessee 18 $ 3,680,000 $ 204,444 $ 159,000
Baldwin, Alabama 17 $ 7,835,000 $ 460,882 $ 255,000
Walton, Florida 17 $ 12,115,000 $ 712,647 $ 517,000
Douglas, Georgia 17 $ 4,205,000 $ 247,352 $ 83,000
Person, North Carolina 17 $ 4,175,000 $ 245,588 $ 127,000
Cook, Georgia 16 $ 3,680,000 $ 230,000 $ 77,000
Walton, Georgia 16 $ 4,620,000 $ 288,750 $ 101,000
Montgomery, Texas 16 $ 5,700,000 $ 356,250 $ 144,000
Alameda, California 15 $ 10,725,000 $ 715,000 $ 188,000
Bay, Florida 15 $ 6,375,000 $ 425,000 $ 139,000
Santa Rosa, Florida 15 $ 5,705,000 $ 380,333 $ 297,000
Montgomery, Maryland 15 $ 6,035,000 $ 402,333 $ 240,000
Beaufort, North Carolina 15 $ 2,885,000 $ 192,333 $ 93,000
Buncombe, North Carolina 15 $ 9,535,000 $ 635,666 $ 219,000
Martin, Florida 14 $ 9,090,000 $ 649,285 $ 314,000
St. Lucie, Florida 14 $ 4,540,000 $ 324,285 $ 98,000
Gilmer, Georgia 14 $ 4,720,000 $ 337,142 $ 232,000
Hinds, Mississippi 14 $ 2,940,000 $ 210,000 $ 164,000
Bell, Texas 14 $ 3,240,000 $ 231,428 $ 120,000
Duval, Florida 13 $ 3,175,000 $ 244,230 $ 113,000
Clarke, Georgia 13 $ 3,015,000 $ 231,923 $ 176,000
Coweta, Georgia 13 $ 4,265,000 $ 328,076 $ 148,000
Howard, Maryland 13 $ 7,915,000 $ 608,846 $ 153,000
Catawba, North Carolina 13 $ 2,685,000 $ 206,538 $ 68,000
Lancaster, South Carolina 13 $ 4,325,000 $ 332,692 $ 156,000
Alexandria, Virginia 13 $ 5,625,000 $ 432,692 $ 214,000
Hernando, Florida 12 $ 2,790,000 $ 232,500 $ 69,000
Indian River, Florida 12 $ 4,470,000 $ 372,500 $ 134,000
Monroe, Florida 12 $ 10,260,000 $ 855,000 $ 376,000
Okaloosa, Florida 12 $ 4,560,000 $ 380,000 $ 115,000
Bibb, Georgia 12 $ 2,130,000 $ 177,500 $ 72,000
Glynn, Georgia 12 $ 6,600,000 $ 550,000 $ 202,000
Anne Arundel, Maryland 12 $ 6,240,000 $ 520,000 $ 191,000
Oakland, Michigan 12 $ 5,950,000 $ 495,833 $ 229,000
Harrison, Mississippi 12 $ 2,090,000 $ 174,166 $ 72,000
Macon, North Carolina 12 $ 5,900,000 $ 491,666 $ 257,000
Sevier, Tennessee 12 $ 7,030,000 $ 585,833 $ 226,000
Bastrop, Texas 12 $ 3,380,000 $ 281,666 $ 164,000
Virginia Beach, Virginia 12 $ 6,000,000 $ 500,000 $ 250,000
Hartford, Connecticut 11 $ 2,955,000 $ 268,636 $ 177,000
Dawson, Georgia 11 $ 4,845,000 $ 440,454 $ 146,000
Liberty, Georgia 11 $ 3,225,000 $ 293,181 $ 127,000
Pickens, Georgia 11 $ 3,565,000 $ 324,090 $ 156,000
Marion, Mississippi 11 $ 1,915,000 $ 174,090 $ 67,000
Monmouth, New Jersey 11 $ 6,675,000 $ 606,818 $ 654,000
Wayne, North Carolina 11 $ 1,885,000 $ 171,363 $ 52,000
Cuyahoga, Ohio 11 $ 3,175,000 $ 288,636 $ 98,000
Berks, Pennsylvania 11 $ 1,665,000 $ 151,363 $ 50,000
Rutherford, Tennessee 11 $ 3,135,000 $ 285,000 $ 82,000
San Francisco, California 10 $ 10,760,000 $ 1,076,000 $ 221,000
Santa Clara, California 10 $ 9,580,000 $ 958,000 $ 211,000
Santa Cruz, California 10 $ 5,900,000 $ 590,000 $ 164,000
Jefferson, Colorado 10 $ 7,180,000 $ 718,000 $ 624,000
Clayton, Georgia 10 $ 1,650,000 $ 165,000 $ 86,000
Franklin, Mississippi 10 $ 1,350,000 $ 135,000 $ 57,000
Lawrence, Mississippi 10 $ 1,340,000 $ 134,000 $ 61,000
Granville, North Carolina 10 $ 3,280,000 $ 328,000 $ 100,000
Rowan, North Carolina 10 $ 1,970,000 $ 197,000 $ 70,000
Aiken, South Carolina 10 $ 2,500,000 $ 250,000 $ 90,000
Brazoria, Texas 10 $ 3,690,000 $ 369,000 $ 125,000
Parker, Texas 10 $ 4,730,000 $ 473,000 $ 626,000
Placer, California 9 $ 4,775,000 $ 530,555 $ 184,000
Douglas, Colorado 9 $ 6,165,000 $ 685,000 $ 271,000
El Paso, Colorado 9 $ 5,725,000 $ 636,111 $ 198,000
Larimer, Colorado 9 $ 4,525,000 $ 502,777 $ 166,000
Sussex, Delaware 9 $ 3,115,000 $ 346,111 $ 133,000
Charlotte, Florida 9 $ 4,735,000 $ 526,111 $ 358,000
Carroll, Georgia 9 $ 2,035,000 $ 226,111 $ 60,000
Greene, Georgia 9 $ 7,285,000 $ 809,444 $ 311,000
Rockdale, Georgia 9 $ 2,405,000 $ 267,222 $ 144,000
White, Georgia 9 $ 2,315,000 $ 257,222 $ 141,000
Worth, Georgia 9 $ 1,625,000 $ 180,555 $ 83,000
Lake, Illinois 9 $ 5,355,000 $ 595,000 $ 188,000
Baltimore City, Maryland 9 $ 2,125,000 $ 236,111 $ 626,000
Moore, North Carolina 9 $ 3,565,000 $ 396,111 $ 163,000
Bucks, Pennsylvania 9 $ 4,485,000 $ 498,333 $ 253,000
Florence, South Carolina 9 $ 1,185,000 $ 131,666 $ 48,000
Georgetown, South Carolina 9 $ 3,045,000 $ 338,333 $ 316,000
Kaufman, Texas 9 $ 2,755,000 $ 306,111 $ 200,000
Prince William, Virginia 9 $ 5,735,000 $ 637,222 $ 166,000
King, Washington 9 $ 6,495,000 $ 721,666 $ 724,000
Denver, Colorado 8 $ 3,850,000 $ 481,250 $ 143,000
Manatee, Florida 8 $ 1,920,000 $ 240,000 $ 128,000
Columbia, Georgia 8 $ 3,450,000 $ 431,250 $ 127,000
Haralson, Georgia 8 $ 1,810,000 $ 226,250 $ 75,000
Peach, Georgia 8 $ 1,660,000 $ 207,500 $ 79,000
Lyon, Nevada 8 $ 2,890,000 $ 361,250 $ 62,000
Bergen, New Jersey 8 $ 4,270,000 $ 533,750 $ 438,000
Dare, North Carolina 8 $ 4,560,000 $ 570,000 $ 237,000
Montgomery, Ohio 8 $ 1,240,000 $ 155,000 $ 130,000
Stark, Ohio 8 $ 1,890,000 $ 236,250 $ 254,000
Multnomah, Oregon 8 $ 3,910,000 $ 488,750 $ 258,000
Greenville, South Carolina 8 $ 2,860,000 $ 357,500 $ 599,000
Maury, Tennessee 8 $ 1,940,000 $ 242,500 $ 84,000
Loudoun, Virginia 8 $ 6,470,000 $ 808,750 $ 268,000
Snohomish, Washington 8 $ 4,240,000 $ 530,000 $ 166,000
Jefferson, Alabama 7 $ 2,555,000 $ 365,000 $ 327,000
Mobile, Alabama 7 $ 1,385,000 $ 197,857 $ 54,000
Mohave, Arizona 7 $ 2,445,000 $ 349,285 $ 368,000
Pinal, Arizona 7 $ 2,125,000 $ 303,571 $ 129,000
San Mateo, California 7 $ 4,305,000 $ 615,000 $ 136,000
Pueblo, Colorado 7 $ 1,405,000 $ 200,714 $ 79,000
Escambia, Florida 7 $ 1,615,000 $ 230,714 $ 118,000
Brooks, Georgia 7 $ 2,195,000 $ 313,571 $ 115,000
Fannin, Georgia 7 $ 3,855,000 $ 550,714 $ 689,000
Gordon, Georgia 7 $ 1,445,000 $ 206,428 $ 105,000
Newton, Georgia 7 $ 1,515,000 $ 216,428 $ 63,000
Richmond, Georgia 7 $ 1,185,000 $ 169,285 $ 73,000
Marion, Indiana 7 $ 1,915,000 $ 273,571 $ 138,000
Charles, Maryland 7 $ 2,995,000 $ 427,857 $ 223,000
Amite, Mississippi 7 $ 1,155,000 $ 165,000 $ 107,000
Ocean, New Jersey 7 $ 3,595,000 $ 513,571 $ 163,000
Craven, North Carolina 7 $ 3,295,000 $ 470,714 $ 93,000
Currituck, North Carolina 7 $ 3,235,000 $ 462,142 $ 182,000
Edgecombe, North Carolina 7 $ 1,065,000 $ 152,142 $ 70,000
Greene, North Carolina 7 $ 1,605,000 $ 229,285 $ 94,000
Robeson, North Carolina 7 $ 1,135,000 $ 162,142 $ 68,000
Yadkin, North Carolina 7 $ 1,695,000 $ 242,142 $ 126,000
Philadelphia, Pennsylvania 7 $ 1,995,000 $ 285,000 $ 126,000
Hunt, Texas 7 $ 1,515,000 $ 216,428 $ 97,000
El Dorado, California 6 $ 3,430,000 $ 571,666 $ 214,000
Sacramento, California 6 $ 2,770,000 $ 461,666 $ 115,000
San Joaquin, California 6 $ 4,090,000 $ 681,666 $ 219,000
San Luis Obispo, California 6 $ 4,800,000 $ 800,000 $ 257,000
Santa Barbara, California 6 $ 4,280,000 $ 713,333 $ 252,000
New Haven, Connecticut 6 $ 1,210,000 $ 201,666 $ 74,000
New Castle, Delaware 6 $ 2,630,000 $ 438,333 $ 154,000
Leon, Florida 6 $ 1,630,000 $ 271,666 $ 160,000
Floyd, Georgia 6 $ 910,000 $ 151,666 $ 77,000
DuPage, Illinois 6 $ 2,170,000 $ 361,666 $ 214,000
Will, Illinois 6 $ 1,680,000 $ 280,000 $ 61,000
Jefferson, Kentucky 6 $ 1,500,000 $ 250,000 $ 117,000
Lafayette, Louisiana 6 $ 1,430,000 $ 238,333 $ 80,000
St. Bernard, Louisiana 6 $ 1,480,000 $ 246,666 $ 63,000
Forrest, Mississippi 6 $ 820,000 $ 136,666 $ 91,000
Jackson, Mississippi 6 $ 1,000,000 $ 166,666 $ 41,000
Burlington, New Jersey 6 $ 2,450,000 $ 408,333 $ 183,000
Cape May, New Jersey 6 $ 3,190,000 $ 531,666 $ 199,000
Chatham, North Carolina 6 $ 2,130,000 $ 355,000 $ 183,000
Davidson, North Carolina 6 $ 1,300,000 $ 216,666 $ 636,000
Duplin, North Carolina 6 $ 1,620,000 $ 270,000 $ 70,000
Jackson, North Carolina 6 $ 4,010,000 $ 668,333 $ 435,000
Rutherford, North Carolina 6 $ 1,860,000 $ 310,000 $ 139,000
Sampson, North Carolina 6 $ 1,520,000 $ 253,333 $ 106,000
Franklin, Ohio 6 $ 1,640,000 $ 273,333 $ 166,000
Hamilton, Ohio 6 $ 1,230,000 $ 205,000 $ 242,000
Allegheny, Pennsylvania 6 $ 1,390,000 $ 231,666 $ 118,000
Wilson, Tennessee 6 $ 2,440,000 $ 406,666 $ 148,000
Burnet, Texas 6 $ 2,420,000 $ 403,333 $ 323,000
Jefferson, Texas 6 $ 1,340,000 $ 223,333 $ 160,000
Chesterfield, Virginia 6 $ 2,380,000 $ 396,666 $ 160,000
Pima, Arizona 5 $ 1,855,000 $ 371,000 $ 455,000
Butte, California 5 $ 2,735,000 $ 547,000 $ 297,000
Irwin, Georgia 5 $ 875,000 $ 175,000 $ 84,000
Jasper, Georgia 5 $ 975,000 $ 195,000 $ 154,000
Pulaski, Georgia 5 $ 625,000 $ 125,000 $ 58,000
Spalding, Georgia 5 $ 1,205,000 $ 241,000 $ 82,000
Turner, Georgia 5 $ 845,000 $ 169,000 $ 104,000
Lafourche, Louisiana 5 $ 2,105,000 $ 421,000 $ 171,000
St. Charles, Louisiana 5 $ 925,000 $ 185,000 $ 63,000
Terrebonne, Louisiana 5 $ 1,495,000 $ 299,000 $ 554,000
Macomb, Michigan 5 $ 1,105,000 $ 221,000 $ 214,000
Wayne, Michigan 5 $ 2,495,000 $ 499,000 $ 150,000
Hennepin, Minnesota 5 $ 3,665,000 $ 733,000 $ 267,000
Walthall, Mississippi 5 $ 675,000 $ 135,000 $ 87,000
Wilkinson, Mississippi 5 $ 635,000 $ 127,000 $ 65,000
Douglas, Nevada 5 $ 2,165,000 $ 433,000 $ 189,000
Atlantic, New Jersey 5 $ 1,325,000 $ 265,000 $ 1,061,000
Essex, New Jersey 5 $ 4,805,000 $ 961,000 $ 316,000
Otero, New Mexico 5 $ 745,000 $ 149,000 $ 91,000
Sandoval, New Mexico 5 $ 2,245,000 $ 449,000 $ 198,000
Avery, North Carolina 5 $ 3,205,000 $ 641,000 $ 998,000
Cleveland, North Carolina 5 $ 975,000 $ 195,000 $ 145,000
Davie, North Carolina 5 $ 1,175,000 $ 235,000 $ 400,000
Haywood, North Carolina 5 $ 925,000 $ 185,000 $ 163,000
Randolph, North Carolina 5 $ 935,000 $ 187,000 $ 1,149,000
Tulsa, Oklahoma 5 $ 1,865,000 $ 373,000 $ 229,000
Montgomery, Pennsylvania 5 $ 2,465,000 $ 493,000 $ 231,000
Jasper, South Carolina 5 $ 1,185,000 $ 237,000 $ 185,000
Montgomery, Tennessee 5 $ 1,315,000 $ 263,000 $ 90,000
Hood, Texas 5 $ 1,885,000 $ 377,000 $ 256,000
Wilson, Texas 5 $ 1,225,000 $ 245,000 $ 79,000
Portsmouth, Virginia 5 $ 695,000 $ 139,000 $ 32,000
Spotsylvania, Virginia 5 $ 2,695,000 $ 539,000 $ 121,000
Pierce, Washington 5 $ 1,785,000 $ 357,000 $ 616,000
Madison, Alabama 4 $ 980,000 $ 245,000 $ 202,000
Monterey, California 4 $ 1,750,000 $ 437,500 $ 128,000
Napa, California 4 $ 2,540,000 $ 635,000 $ 161,000
Solano, California 4 $ 1,280,000 $ 320,000 $ 68,000
Sonoma, California 4 $ 1,960,000 $ 490,000 $ 325,000
Adams, Colorado 4 $ 1,850,000 $ 462,500 $ 139,000
Arapahoe, Colorado 4 $ 1,800,000 $ 450,000 $ 229,000
Clay, Florida 4 $ 1,260,000 $ 315,000 $ 102,000
Baldwin, Georgia 4 $ 610,000 $ 152,500 $ 282,000
Banks, Georgia 4 $ 1,090,000 $ 272,500 $ 167,000
Ben Hill, Georgia 4 $ 780,000 $ 195,000 $ 72,000
Habersham, Georgia 4 $ 680,000 $ 170,000 $ 78,000
Lumpkin, Georgia 4 $ 1,240,000 $ 310,000 $ 101,000
Polk, Georgia 4 $ 760,000 $ 190,000 $ 69,000
Screven, Georgia 4 $ 570,000 $ 142,500 $ 55,000
Clark, Indiana 4 $ 1,160,000 $ 290,000 $ 97,000
Garrett, Maryland 4 $ 1,590,000 $ 397,500 $ 244,000
Anoka, Minnesota 4 $ 1,210,000 $ 302,500 $ 115,000
Hancock, Mississippi 4 $ 770,000 $ 192,500 $ 221,000
Oktibbeha, Mississippi 4 $ 910,000 $ 227,500 $ 140,000
Pearl River, Mississippi 4 $ 810,000 $ 202,500 $ 123,000
Camden, New Jersey 4 $ 870,000 $ 217,500 $ 130,000
Gloucester, New Jersey 4 $ 1,100,000 $ 275,000 $ 157,000
Eddy, New Mexico 4 $ 810,000 $ 202,500 $ 237,000
Bladen, North Carolina 4 $ 500,000 $ 125,000 $ 40,000
Cherokee, North Carolina 4 $ 820,000 $ 205,000 $ 54,000
Henderson, North Carolina 4 $ 940,000 $ 235,000 $ 230,000
Madison, North Carolina 4 $ 1,150,000 $ 287,500 $ 287,000
Montgomery, North Carolina 4 $ 1,450,000 $ 362,500 $ 246,000
Watauga, North Carolina 4 $ 1,390,000 $ 347,500 $ 149,000
Lake, Ohio 4 $ 680,000 $ 170,000 $ 136,000
Warren, Ohio 4 $ 1,180,000 $ 295,000 $ 115,000
Oklahoma, Oklahoma 4 $ 1,120,000 $ 280,000 $ 156,000
Deschutes, Oregon 4 $ 1,710,000 $ 427,500 $ 1,499,000
Chester, Pennsylvania 4 $ 1,930,000 $ 482,500 $ 223,000
Northampton, Pennsylvania 4 $ 1,750,000 $ 437,500 $ 253,000
Providence, Rhode Island 4 $ 1,440,000 $ 360,000 $ 207,000
Spartanburg, South Carolina 4 $ 600,000 $ 150,000 $ 25,000
Coffee, Tennessee 4 $ 930,000 $ 232,500 $ 89,000
Hamilton, Tennessee 4 $ 790,000 $ 197,500 $ 218,000
Knox, Tennessee 4 $ 1,400,000 $ 350,000 $ 153,000
Sumner, Tennessee 4 $ 1,440,000 $ 360,000 $ 165,000
Gillespie, Texas 4 $ 3,070,000 $ 767,500 $ 472,000
Wood, Texas 4 $ 810,000 $ 202,500 $ 93,000
Norfolk, Virginia 4 $ 1,050,000 $ 262,500 $ 77,000
Milwaukee, Wisconsin 4 $ 640,000 $ 160,000 $ 98,000
Tuscaloosa, Alabama 3 $ 1,515,000 $ 505,000 $ 817,000
Fresno, California 3 $ 1,555,000 $ 518,333 $ 1,678,000
Kern, California 3 $ 495,000 $ 165,000 $ 203,000
Marin, California 3 $ 3,775,000 $ 1,258,333 $ 609,000
Merced, California 3 $ 1,095,000 $ 365,000 $ 124,000
Boulder, Colorado 3 $ 1,985,000 $ 661,666 $ 388,000
Weld, Colorado 3 $ 2,975,000 $ 991,666 $ 225,000
Fairfield, Connecticut 3 $ 1,665,000 $ 555,000 $ 192,000
Flagler, Florida 3 $ 1,855,000 $ 618,333 $ 157,000
Heard, Georgia 3 $ 955,000 $ 318,333 $ 61,000
Jenkins, Georgia 3 $ 535,000 $ 178,333 $ 63,000
McIntosh, Georgia 3 $ 705,000 $ 235,000 $ 101,000
Muscogee, Georgia 3 $ 1,035,000 $ 345,000 $ 178,000
Oconee, Georgia 3 $ 1,915,000 $ 638,333 $ 246,000
Rabun, Georgia 3 $ 3,765,000 $ 1,255,000 $ 3,353,000
Thomas, Georgia 3 $ 555,000 $ 185,000 $ 97,000
Whitfield, Georgia 3 $ 575,000 $ 191,666 $ 47,000
Hamilton, Indiana 3 $ 1,455,000 $ 485,000 $ 1,371,000
Johnson, Kansas 3 $ 1,225,000 $ 408,333 $ 247,000
Kenton, Kentucky 3 $ 1,255,000 $ 418,333 $ 159,000
Washington, Louisiana 3 $ 565,000 $ 188,333 $ 56,000
West Baton Rouge, Louisiana 3 $ 645,000 $ 215,000 $ 64,000
Calvert, Maryland 3 $ 2,105,000 $ 701,666 $ 157,000
Harford, Maryland 3 $ 1,415,000 $ 471,666 $ 59,000
St. Mary's, Maryland 3 $ 585,000 $ 195,000 $ 115,000
Eaton, Michigan 3 $ 605,000 $ 201,666 $ 7,000
Genesee, Michigan 3 $ 675,000 $ 225,000 $ 105,000
Wright, Minnesota 3 $ 1,075,000 $ 358,333 $ 137,000
DeSoto, Mississippi 3 $ 725,000 $ 241,666 $ 104,000
Jones, Mississippi 3 $ 625,000 $ 208,333 $ 60,000
Carson City, Nevada 3 $ 895,000 $ 298,333 $ 75,000
Hudson, New Jersey 3 $ 1,875,000 $ 625,000 $ 173,000
Middlesex, New Jersey 3 $ 1,425,000 $ 475,000 $ 463,000
Morris, New Jersey 3 $ 4,925,000 $ 1,641,666 $ 965,000
Passaic, New Jersey 3 $ 1,115,000 $ 371,666 $ 124,000
Union, New Jersey 3 $ 1,305,000 $ 435,000 $ 158,000
Bernalillo, New Mexico 3 $ 1,055,000 $ 351,666 $ 42,000
Lincoln, New Mexico 3 $ 505,000 $ 168,333 $ 205,000
Alexander, North Carolina 3 $ 1,215,000 $ 405,000 $ 164,000
Caldwell, North Carolina 3 $ 615,000 $ 205,000 $ 504,000
Lenoir, North Carolina 3 $ 625,000 $ 208,333 $ 96,000
Martin, North Carolina 3 $ 435,000 $ 145,000 $ 52,000
Polk, North Carolina 3 $ 505,000 $ 168,333 $ 116,000
Stanly, North Carolina 3 $ 445,000 $ 148,333 $ 36,000
Delaware, Ohio 3 $ 735,000 $ 245,000 $ 88,000
Fairfield, Ohio 3 $ 575,000 $ 191,666 $ 347,000
Benton, Oregon 3 $ 1,395,000 $ 465,000 $ 418,000
Clackamas, Oregon 3 $ 1,195,000 $ 398,333 $ 149,000
Delaware, Pennsylvania 3 $ 935,000 $ 311,666 $ 109,000
Anderson, South Carolina 3 $ 1,445,000 $ 481,666 $ 383,000
Fairfield, South Carolina 3 $ 975,000 $ 325,000 $ 110,000
Oconee, South Carolina 3 $ 2,175,000 $ 725,000 $ 390,000
McMinn, Tennessee 3 $ 535,000 $ 178,333 $ 59,000
Robertson, Tennessee 3 $ 895,000 $ 298,333 $ 107,000
Washington, Tennessee 3 $ 585,000 $ 195,000 $ 112,000
Fayette, Texas 3 $ 1,435,000 $ 478,333 $ 126,000
Hidalgo, Texas 3 $ 835,000 $ 278,333 $ 364,000
Hopkins, Texas 3 $ 905,000 $ 301,666 $ 190,000
Kendall, Texas 3 $ 2,125,000 $ 708,333 $ 258,000
Leon, Texas 3 $ 765,000 $ 255,000 $ 127,000
Llano, Texas 3 $ 745,000 $ 248,333 $ 112,000
McLennan, Texas 3 $ 615,000 $ 205,000 $ 258,000
Smith, Texas 3 $ 1,605,000 $ 535,000 $ 133,000
Chesapeake, Virginia 3 $ 1,485,000 $ 495,000 $ 97,000
Franklin, Virginia 3 $ 2,145,000 $ 715,000 $ 254,000
Henrico, Virginia 3 $ 1,715,000 $ 571,666 $ 208,000
Stafford, Virginia 3 $ 1,085,000 $ 361,666 $ 32,000
Racine, Wisconsin 3 $ 1,185,000 $ 395,000 $ 144,000
Escambia, Alabama 2 $ 280,000 $ 140,000 $ 55,000
Montgomery, Alabama 2 $ 350,000 $ 175,000 $ 83,000
Walker, Alabama 2 $ 390,000 $ 195,000 $ 186,000
Coconino, Arizona 2 $ 910,000 $ 455,000 $ 194,000
Yavapai, Arizona 2 $ 470,000 $ 235,000 $ 269,000
Amador, California 2 $ 870,000 $ 435,000 $ 127,000
Humboldt, California 2 $ 900,000 $ 450,000 $ 99,000
Nevada, California 2 $ 750,000 $ 375,000 $ 189,000
Stanislaus, California 2 $ 960,000 $ 480,000 $ 180,000
Archuleta, Colorado 2 $ 1,160,000 $ 580,000 $ 380,000
Montrose, Colorado 2 $ 580,000 $ 290,000 $ 44,000
Nassau, Florida 2 $ 630,000 $ 315,000 $ 143,000
Sumter, Florida 2 $ 520,000 $ 260,000 $ 185,000
Bleckley, Georgia 2 $ 260,000 $ 130,000 $ 76,000
Burke, Georgia 2 $ 440,000 $ 220,000 $ 63,000
Clinch, Georgia 2 $ 300,000 $ 150,000 $ 52,000
Colquitt, Georgia 2 $ 320,000 $ 160,000 $ 87,000
Crisp, Georgia 2 $ 660,000 $ 330,000 $ 114,000
Dougherty, Georgia 2 $ 230,000 $ 115,000 $ 77,000
Franklin, Georgia 2 $ 520,000 $ 260,000 $ 88,000
Madison, Georgia 2 $ 440,000 $ 220,000 $ 68,000
Monroe, Georgia 2 $ 1,050,000 $ 525,000 $ 324,000
Sumter, Georgia 2 $ 490,000 $ 245,000 $ 83,000
Tattnall, Georgia 2 $ 510,000 $ 255,000 $ 99,000
Union, Georgia 2 $ 610,000 $ 305,000 $ 182,000
Upson, Georgia 2 $ 340,000 $ 170,000 $ 43,000
Walker, Georgia 2 $ 1,120,000 $ 560,000 $ 162,000
Kootenai, Idaho 2 $ 1,010,000 $ 505,000 $ 116,000
Henry, Illinois 2 $ 290,000 $ 145,000 $ 129,000
Kane, Illinois 2 $ 930,000 $ 465,000 $ 194,000
Kendall, Illinois 2 $ 570,000 $ 285,000 $ 0
Madison, Illinois 2 $ 580,000 $ 290,000 $ 165,000
McHenry, Illinois 2 $ 750,000 $ 375,000 $ 197,000
Rock Island, Illinois 2 $ 270,000 $ 135,000 $ 137,000
St. Clair, Illinois 2 $ 340,000 $ 170,000 $ 160,000
Allen, Indiana 2 $ 640,000 $ 320,000 $ 121,000
Monroe, Indiana 2 $ 630,000 $ 315,000 $ 46,000
St. Joseph, Indiana 2 $ 530,000 $ 265,000 $ 204,000
Polk, Iowa 2 $ 930,000 $ 465,000 $ 258,000
Franklin, Kansas 2 $ 490,000 $ 245,000 $ 11,000
Bossier, Louisiana 2 $ 770,000 $ 385,000 $ 194,000
Catahoula, Louisiana 2 $ 480,000 $ 240,000 $ 88,000
Iberia, Louisiana 2 $ 330,000 $ 165,000 $ 80,000
Iberville, Louisiana 2 $ 520,000 $ 260,000 $ 197,000
St. Landry, Louisiana 2 $ 210,000 $ 105,000 $ 62,000
West Feliciana, Louisiana 2 $ 470,000 $ 235,000 $ 286,000
Kent, Maryland 2 $ 890,000 $ 445,000 $ 171,000
Worcester, Maryland 2 $ 1,200,000 $ 600,000 $ 329,000
Grand Traverse, Michigan 2 $ 1,020,000 $ 510,000 $ 119,000
Kent, Michigan 2 $ 400,000 $ 200,000 $ 75,000
Ottawa, Michigan 2 $ 510,000 $ 255,000 $ 183,000
Isanti, Minnesota 2 $ 310,000 $ 155,000 $ 95,000
Claiborne, Mississippi 2 $ 250,000 $ 125,000 $ 95,000
Sharkey, Mississippi 2 $ 130,000 $ 65,000 $ 24,000
Yazoo, Mississippi 2 $ 360,000 $ 180,000 $ 50,000
Nye, Nevada 2 $ 510,000 $ 255,000 $ 531,000
Mercer, New Jersey 2 $ 440,000 $ 220,000 $ 109,000
Somerset, New Jersey 2 $ 4,500,000 $ 2,250,000 $ 1,492,000
Sussex, New Jersey 2 $ 430,000 $ 215,000 $ 172,000
Santa Fe, New Mexico 2 $ 400,000 $ 200,000 $ 112,000
Torrance, New Mexico 2 $ 1,050,000 $ 525,000 $ 135,000
Alleghany, North Carolina 2 $ 790,000 $ 395,000 $ 257,000
Ashe, North Carolina 2 $ 300,000 $ 150,000 $ 185,000
Halifax, North Carolina 2 $ 760,000 $ 380,000 $ 141,000
Hoke, North Carolina 2 $ 390,000 $ 195,000 $ 68,000
McDowell, North Carolina 2 $ 1,120,000 $ 560,000 $ 379,000
Northampton, North Carolina 2 $ 620,000 $ 310,000 $ 145,000
Transylvania, North Carolina 2 $ 470,000 $ 235,000 $ 55,000
Vance, North Carolina 2 $ 840,000 $ 420,000 $ 237,000
Butler, Ohio 2 $ 460,000 $ 230,000 $ 140,000
Lorain, Ohio 2 $ 580,000 $ 290,000 $ 0
Preble, Ohio 2 $ 500,000 $ 250,000 $ 100,000
Summit, Ohio 2 $ 440,000 $ 220,000 $ 115,000
Klamath, Oregon 2 $ 670,000 $ 335,000 $ 171,000
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Mortgage Loan Application Detail Totals for Angel Oak Home Loans LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,971 $2,689,385,000 $337,000 $3,005,000 $151,000 $7,917,000
Refinancing 4,346 $1,547,410,000 $356,000 $3,055,000 $176,000 $9,868,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,457 $2,548,245,000 $341,000 $3,005,000 $163,000 $9,868,000
Not Provided 1,798 $713,670,000 $396,000 $3,005,000 $184,000 $5,263,000
Black or African American 1,221 $328,245,000 $268,000 $3,005,000 $107,000 $3,913,000
Hispanic 1,025 $333,075,000 $324,000 $2,335,000 $140,000 $7,733,000
Asian 410 $167,790,000 $409,000 $3,055,000 $191,000 $2,790,000
Not applicable 218 $72,910,000 $334,000 $825,000 $0 $0
American Indian or Alaskan Native 59 $20,305,000 $344,000 $1,345,000 $181,000 $2,950,000
Native Hawaiian or Other Pacific Islander 12 $5,250,000 $437,000 $1,265,000 $135,000 $412,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,582 $3,535,090,000 $368,000 $3,055,000 $183,000 $9,868,000
FHA-insured (Federal Housing Administration) 1,515 $349,785,000 $230,000 $1,035,000 $71,000 $379,000
VA-guaranteed (Veterans Administration) 893 $295,305,000 $330,000 $1,405,000 $89,000 $644,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 327 $56,615,000 $173,000 $365,000 $53,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,401 $2,738,665,000 $325,000 $2,925,000 $147,000 $9,868,000
Application Withdrawn By Applicant 2,660 $1,028,920,000 $386,000 $3,055,000 $202,000 $7,733,000
Application Denied By Financial Institution 789 $303,845,000 $385,000 $3,005,000 $146,000 $3,816,000
File Closed For Incompleteness 240 $90,660,000 $377,000 $1,925,000 $175,000 $2,535,000
Loan Purchased By The Institution 218 $72,910,000 $334,000 $825,000 $0 $0
Application Approved But Not Accepted 9 $1,795,000 $199,000 $395,000 $163,000 $317,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,528 $3,932,950,000 $341,000 $3,055,000 $160,000 $9,868,000
Debt-To-Income Ratio 308 $130,240,000 $422,000 $2,185,000 $97,000 $906,000
Other 118 $42,140,000 $357,000 $1,995,000 $175,000 $3,816,000
Credit History 117 $40,245,000 $343,000 $2,465,000 $155,000 $1,492,000
Collateral 106 $36,310,000 $342,000 $1,505,000 $204,000 $1,674,000
Unverifiable Information 75 $29,955,000 $399,000 $1,865,000 $186,000 $911,000
Employment History 42 $13,710,000 $326,000 $1,405,000 $116,000 $582,000
Insufficient Cash (Downpayment, Closing Cost) 20 $10,040,000 $502,000 $3,005,000 $226,000 $949,000
Credit Application Incomplete 3 $1,205,000 $401,000 $495,000 $425,000 $472,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Angel Oak Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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